Home > Ultima Bank Minnesota > Income and Expense

Ultima Bank Minnesota, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$16,805,000	2,126
Total interest expense	$4,931,000	2,026
Net interest income	$11,874,000	2,131
Provision for loan and lease losses	$113,000	2,379
Total noninterest income	$950,000	2,789
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$352,000	2,024
Trading account gains and fees	NA	NA
Additional Noninterest Income	$598,000	2,799
Total noninterest expense	$7,139,000	2,529
Salaries and employee benefits	$4,458,000	2,362
Premises and equipment expense	$617,000	2,666
Additional noninterest expense	$598,000	2,799
Pre-tax net operating income	$5,572,000	1,807
Securities gains (losses)	$45,000	421
Applicable income taxes	$517,000	1,871
Income before extraordinary items	$5,100,000	1,701
Extraordinary gains, net	$0	54
Net income	$5,100,000	1,722
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,100,000	1,704
Net charge-offs	$3,000	2,678
Cash dividends	$3,235,000	1,122
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,059,050	1,734
2023-09-30 (YTD Data)		Rank
Total interest income	$12,013,000	2,152
Total interest expense	$3,459,000	1,990
Net interest income	$8,554,000	2,199
Provision for loan and lease losses	$113,000	2,059
Total noninterest income	$716,000	2,796
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$258,000	2,054
Trading account gains and fees	NA	NA
Additional Noninterest Income	$458,000	2,772
Total noninterest expense	$5,069,000	2,601
Salaries and employee benefits	$3,158,000	2,444
Premises and equipment expense	$451,000	2,710
Additional noninterest expense	$458,000	2,771
Pre-tax net operating income	$4,088,000	1,876
Securities gains (losses)	$31,000	356
Applicable income taxes	$396,000	1,914
Income before extraordinary items	$3,723,000	1,796
Extraordinary gains, net	$0	52
Net income	$3,723,000	1,811
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,723,000	1,796
Net charge-offs	$3,000	2,411
Cash dividends	$699,000	2,002
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,695,100	1,832
2023-06-30 (YTD Data)		Rank
Total interest income	$7,505,000	2,217
Total interest expense	$2,011,000	2,026
Net interest income	$5,494,000	2,281
Provision for loan and lease losses	$0	2,940
Total noninterest income	$531,000	2,629
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$169,000	2,064
Trading account gains and fees	NA	NA
Additional Noninterest Income	$362,000	2,562
Total noninterest expense	$3,119,000	2,716
Salaries and employee benefits	$1,988,000	2,512
Premises and equipment expense	$283,000	2,791
Additional noninterest expense	$362,000	2,557
Pre-tax net operating income	$2,906,000	1,788
Securities gains (losses)	$24,000	419
Applicable income taxes	$300,000	1,848
Income before extraordinary items	$2,630,000	1,728
Extraordinary gains, net	$0	51
Net income	$2,630,000	1,748
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,630,000	1,728
Net charge-offs	$10,000	1,813
Cash dividends	$381,000	2,161
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,608,400	1,744
2023-03-31 (YTD Data)		Rank
Total interest income	$3,441,000	2,330
Total interest expense	$808,000	2,094
Net interest income	$2,633,000	2,357
Provision for loan and lease losses	$0	2,612
Total noninterest income	$361,000	2,289
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$81,000	2,129
Trading account gains and fees	NA	NA
Additional Noninterest Income	$280,000	2,077
Total noninterest expense	$1,527,000	2,778
Salaries and employee benefits	$1,018,000	2,523
Premises and equipment expense	$141,000	2,828
Additional noninterest expense	$280,000	2,077
Pre-tax net operating income	$1,467,000	1,818
Securities gains (losses)	$13,000	528
Applicable income taxes	$50,000	2,554
Income before extraordinary items	$1,430,000	1,653
Extraordinary gains, net	$0	4
Net income	$1,430,000	1,653
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,430,000	1,653
Net charge-offs	$-1,000	3,238
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,417,390	1,681
2022-12-31 (YTD Data)		Rank
Total interest income	$12,144,000	2,259
Total interest expense	$1,435,000	1,962
Net interest income	$10,709,000	2,279
Provision for loan and lease losses	$0	3,012
Total noninterest income	$778,000	3,081
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$294,000	2,274
Trading account gains and fees	NA	NA
Additional Noninterest Income	$484,000	3,080
Total noninterest expense	$6,456,000	2,639
Salaries and employee benefits	$4,211,000	2,420
Premises and equipment expense	$643,000	2,616
Additional noninterest expense	$484,000	3,080
Pre-tax net operating income	$5,031,000	2,036
Securities gains (losses)	$-19,000	3,563
Applicable income taxes	$455,000	2,086
Income before extraordinary items	$4,557,000	1,940
Extraordinary gains, net	$0	5
Net income	$4,557,000	1,939
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,557,000	1,939
Net charge-offs	$-2,000	3,341
Cash dividends	$2,891,000	1,184
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,574,290	1,974
2022-09-30 (YTD Data)		Rank
Total interest income	$8,711,000	2,267
Total interest expense	$813,000	2,018
Net interest income	$7,898,000	2,270
Provision for loan and lease losses	$0	2,835
Total noninterest income	$606,000	3,076
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$222,000	2,273
Trading account gains and fees	NA	NA
Additional Noninterest Income	$384,000	3,056
Total noninterest expense	$4,791,000	2,642
Salaries and employee benefits	$3,118,000	2,432
Premises and equipment expense	$481,000	2,620
Additional noninterest expense	$384,000	3,056
Pre-tax net operating income	$3,713,000	2,028
Securities gains (losses)	$-22,000	3,960
Applicable income taxes	$354,000	2,077
Income before extraordinary items	$3,337,000	1,956
Extraordinary gains, net	$0	4
Net income	$3,337,000	1,955
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,337,000	1,955
Net charge-offs	$-14,000	3,706
Cash dividends	$502,000	2,191
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,356,800	1,979
2022-06-30 (YTD Data)		Rank
Total interest income	$5,440,000	2,317
Total interest expense	$450,000	2,092
Net interest income	$4,990,000	2,311
Provision for loan and lease losses	$0	2,599
Total noninterest income	$322,000	3,314
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$143,000	2,303
Trading account gains and fees	NA	NA
Additional Noninterest Income	$179,000	3,436
Total noninterest expense	$3,156,000	2,651
Salaries and employee benefits	$2,058,000	2,450
Premises and equipment expense	$296,000	2,745
Additional noninterest expense	$802,000	2,984
Pre-tax net operating income	$2,156,000	2,107
Securities gains (losses)	$-21,000	4,100
Applicable income taxes	$253,000	1,953
Income before extraordinary items	$1,882,000	2,062
Extraordinary gains, net	$0	4
Net income	$1,882,000	2,063
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,882,000	2,062
Net charge-offs	$-13,000	3,749
Cash dividends	$371,000	2,110
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,900,480	2,087
2022-03-31 (YTD Data)		Rank
Total interest income	$2,595,000	2,352
Total interest expense	$215,000	2,104
Net interest income	$2,380,000	2,336
Provision for loan and lease losses	$0	2,285
Total noninterest income	$165,000	3,247
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$71,000	2,303
Trading account gains and fees	NA	NA
Additional Noninterest Income	$94,000	3,336
Total noninterest expense	$1,599,000	2,632
Salaries and employee benefits	$1,085,000	2,381
Premises and equipment expense	$145,000	2,795
Additional noninterest expense	$369,000	3,116
Pre-tax net operating income	$946,000	2,164
Securities gains (losses)	$-7,000	4,205
Applicable income taxes	$1,000	3,415
Income before extraordinary items	$938,000	1,996
Extraordinary gains, net	$0	4
Net income	$938,000	1,995
Minority interest net income	$0	50
Net income of bank and minority interests.	$938,000	1,996
Net charge-offs	$-4,000	3,570
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$945,000	2,005
2021-12-31 (YTD Data)		Rank
Total interest income	$12,638,000	2,113
Total interest expense	$1,227,000	1,924
Net interest income	$11,411,000	2,111
Provision for loan and lease losses	$90,000	2,262
Total noninterest income	$1,094,000	2,869
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$235,000	2,477
Trading account gains and fees	NA	NA
Additional Noninterest Income	$859,000	2,767
Total noninterest expense	$6,295,000	2,649
Salaries and employee benefits	$4,081,000	2,463
Premises and equipment expense	$645,000	2,644
Additional noninterest expense	$1,569,000	3,027
Pre-tax net operating income	$6,120,000	1,802
Securities gains (losses)	$42,000	1,206
Applicable income taxes	$4,000	3,642
Income before extraordinary items	$6,158,000	1,632
Extraordinary gains, net	$0	10
Net income	$6,158,000	1,631
Minority interest net income	$0	74
Net income of bank and minority interests.	$6,158,000	1,632
Net charge-offs	$53,000	1,631
Cash dividends	$4,300,000	893
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$6,116,000	1,614
2021-09-30 (YTD Data)		Rank
Total interest income	$9,892,000	2,082
Total interest expense	$999,000	1,895
Net interest income	$8,893,000	2,068
Provision for loan and lease losses	$70,000	2,189
Total noninterest income	$617,000	3,229
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$173,000	2,491
Trading account gains and fees	NA	NA
Additional Noninterest Income	$444,000	3,172
Total noninterest expense	$4,587,000	2,707
Salaries and employee benefits	$2,920,000	2,550
Premises and equipment expense	$474,000	2,677
Additional noninterest expense	$1,193,000	3,005
Pre-tax net operating income	$4,853,000	1,806
Securities gains (losses)	$26,000	1,311
Applicable income taxes	$4,000	3,598
Income before extraordinary items	$4,875,000	1,643
Extraordinary gains, net	$0	8
Net income	$4,875,000	1,642
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,875,000	1,643
Net charge-offs	$-3,000	3,300
Cash dividends	$1,537,000	1,363
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,849,000	1,623
2021-06-30 (YTD Data)		Rank
Total interest income	$7,154,000	1,969
Total interest expense	$723,000	1,854
Net interest income	$6,431,000	1,954
Provision for loan and lease losses	$30,000	2,355
Total noninterest income	$444,000	3,137
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$113,000	2,474
Trading account gains and fees	NA	NA
Additional Noninterest Income	$331,000	3,055
Total noninterest expense	$3,036,000	2,709
Salaries and employee benefits	$1,903,000	2,591
Premises and equipment expense	$297,000	2,765
Additional noninterest expense	$836,000	2,899
Pre-tax net operating income	$3,809,000	1,581
Securities gains (losses)	$20,000	1,185
Applicable income taxes	$3,000	3,587
Income before extraordinary items	$3,826,000	1,452
Extraordinary gains, net	$0	6
Net income	$3,826,000	1,452
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,826,000	1,452
Net charge-offs	$-2,000	3,249
Cash dividends	$589,000	1,818
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,806,000	1,417
2021-03-31 (YTD Data)		Rank
Total interest income	$3,162,000	2,132
Total interest expense	$382,000	1,858
Net interest income	$2,780,000	2,138
Provision for loan and lease losses	$10,000	2,475
Total noninterest income	$235,000	3,042
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$57,000	2,465
Trading account gains and fees	NA	NA
Additional Noninterest Income	$178,000	2,950
Total noninterest expense	$1,535,000	2,672
Salaries and employee benefits	$1,019,000	2,471
Premises and equipment expense	$143,000	2,850
Additional noninterest expense	$373,000	3,070
Pre-tax net operating income	$1,470,000	1,901
Securities gains (losses)	$17,000	918
Applicable income taxes	$1,000	3,547
Income before extraordinary items	$1,486,000	1,733
Extraordinary gains, net	$0	3
Net income	$1,486,000	1,733
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,486,000	1,733
Net charge-offs	$2,000	1,718
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,469,000	1,708
2020-12-31 (YTD Data)		Rank
Total interest income	$11,815,000	2,262
Total interest expense	$2,147,000	1,891
Net interest income	$9,668,000	2,311
Provision for loan and lease losses	$90,000	3,614
Total noninterest income	$649,000	3,348
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$299,000	2,238
Trading account gains and fees	NA	NA
Additional Noninterest Income	$350,000	3,496
Total noninterest expense	$6,039,000	2,682
Salaries and employee benefits	$3,943,000	2,507
Premises and equipment expense	$616,000	2,714
Additional noninterest expense	$1,480,000	3,069
Pre-tax net operating income	$4,188,000	2,012
Securities gains (losses)	$-6,000	4,777
Applicable income taxes	$4,000	3,569
Income before extraordinary items	$4,178,000	1,857
Extraordinary gains, net	$0	4
Net income	$4,178,000	1,856
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,178,000	1,857
Net charge-offs	$15,000	2,901
Cash dividends	$2,928,000	1,156
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,184,000	1,814
2020-09-30 (YTD Data)		Rank
Total interest income	$9,138,000	2,227
Total interest expense	$1,660,000	1,929
Net interest income	$7,478,000	2,261
Provision for loan and lease losses	$90,000	3,370
Total noninterest income	$438,000	3,447
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$236,000	2,179
Trading account gains and fees	NA	NA
Additional Noninterest Income	$202,000	3,704
Total noninterest expense	$4,358,000	2,728
Salaries and employee benefits	$2,837,000	2,556
Premises and equipment expense	$458,000	2,733
Additional noninterest expense	$1,063,000	3,125
Pre-tax net operating income	$3,468,000	1,857
Securities gains (losses)	$-16,000	4,838
Applicable income taxes	$4,000	3,559
Income before extraordinary items	$3,448,000	1,728
Extraordinary gains, net	$0	4
Net income	$3,448,000	1,728
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,448,000	1,728
Net charge-offs	$15,000	2,607
Cash dividends	$1,020,000	1,681
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,464,000	1,665
2020-06-30 (YTD Data)		Rank
Total interest income	$6,319,000	2,195
Total interest expense	$1,168,000	1,956
Net interest income	$5,151,000	2,217
Provision for loan and lease losses	$60,000	3,299
Total noninterest income	$286,000	3,446
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$163,000	2,156
Trading account gains and fees	NA	NA
Additional Noninterest Income	$123,000	3,749
Total noninterest expense	$2,815,000	2,796
Salaries and employee benefits	$1,846,000	2,599
Premises and equipment expense	$290,000	2,814
Additional noninterest expense	$679,000	3,200
Pre-tax net operating income	$2,562,000	1,664
Securities gains (losses)	$-16,000	4,836
Applicable income taxes	$3,000	3,529
Income before extraordinary items	$2,543,000	1,508
Extraordinary gains, net	$0	4
Net income	$2,543,000	1,507
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,543,000	1,508
Net charge-offs	$19,000	2,200
Cash dividends	$390,000	2,206
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,559,000	1,457
2020-03-31 (YTD Data)		Rank
Total interest income	$2,877,000	2,333
Total interest expense	$608,000	2,037
Net interest income	$2,269,000	2,384
Provision for loan and lease losses	$0	3,711
Total noninterest income	$155,000	3,337
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$97,000	2,175
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	3,723
Total noninterest expense	$1,435,000	2,788
Salaries and employee benefits	$978,000	2,525
Premises and equipment expense	$149,000	2,792
Additional noninterest expense	$308,000	3,405
Pre-tax net operating income	$989,000	1,842
Securities gains (losses)	$-19,000	4,878
Applicable income taxes	$1,000	3,449
Income before extraordinary items	$969,000	1,709
Extraordinary gains, net	$0	4
Net income	$969,000	1,710
Minority interest net income	$0	56
Net income of bank and minority interests.	$969,000	1,710
Net charge-offs	$-1,000	3,618
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$988,000	1,648
2019-12-31 (YTD Data)		Rank
Total interest income	$11,620,000	2,350
Total interest expense	$2,586,000	2,002
Net interest income	$9,034,000	2,419
Provision for loan and lease losses	$240,000	2,172
Total noninterest income	$670,000	3,320
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$384,000	2,256
Trading account gains and fees	NA	NA
Additional Noninterest Income	$286,000	3,628
Total noninterest expense	$5,338,000	2,894
Salaries and employee benefits	$3,489,000	2,669
Premises and equipment expense	$520,000	3,032
Additional noninterest expense	$1,329,000	3,305
Pre-tax net operating income	$4,126,000	2,014
Securities gains (losses)	$0	2,379
Applicable income taxes	$4,000	3,730
Income before extraordinary items	$4,122,000	1,843
Extraordinary gains, net	$0	11
Net income	$4,122,000	1,845
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,122,000	1,845
Net charge-offs	$81,000	2,344
Cash dividends	$2,906,000	1,220
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,122,000	1,811
2019-09-30 (YTD Data)		Rank
Total interest income	$8,614,000	2,392
Total interest expense	$1,959,000	2,005
Net interest income	$6,655,000	2,477
Provision for loan and lease losses	$150,000	2,250
Total noninterest income	$467,000	3,423
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$283,000	2,302
Trading account gains and fees	NA	NA
Additional Noninterest Income	$184,000	3,804
Total noninterest expense	$3,779,000	3,015
Salaries and employee benefits	$2,451,000	2,794
Premises and equipment expense	$369,000	3,152
Additional noninterest expense	$959,000	3,403
Pre-tax net operating income	$3,193,000	2,030
Securities gains (losses)	$0	2,167
Applicable income taxes	$4,000	3,770
Income before extraordinary items	$3,189,000	1,850
Extraordinary gains, net	$0	11
Net income	$3,189,000	1,849
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,189,000	1,851
Net charge-offs	$81,000	1,898
Cash dividends	$819,000	2,022
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,189,000	1,818
2019-06-30 (YTD Data)		Rank
Total interest income	$5,594,000	2,424
Total interest expense	$1,266,000	2,032
Net interest income	$4,328,000	2,525
Provision for loan and lease losses	$60,000	2,560
Total noninterest income	$298,000	3,450
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$184,000	2,325
Trading account gains and fees	NA	NA
Additional Noninterest Income	$114,000	3,878
Total noninterest expense	$2,542,000	3,023
Salaries and employee benefits	$1,674,000	2,768
Premises and equipment expense	$221,000	3,345
Additional noninterest expense	$647,000	3,415
Pre-tax net operating income	$2,024,000	2,078
Securities gains (losses)	$0	1,702
Applicable income taxes	$3,000	3,783
Income before extraordinary items	$2,021,000	1,901
Extraordinary gains, net	$0	11
Net income	$2,021,000	1,900
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,021,000	1,901
Net charge-offs	$7,000	2,725
Cash dividends	$417,000	2,290
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,021,000	1,874
2019-03-31 (YTD Data)		Rank
Total interest income	$2,719,000	2,468
Total interest expense	$595,000	2,074
Net interest income	$2,124,000	2,563
Provision for loan and lease losses	$0	3,406
Total noninterest income	$153,000	3,399
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$84,000	2,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	3,667
Total noninterest expense	$1,214,000	3,124
Salaries and employee benefits	$805,000	2,847
Premises and equipment expense	$107,000	3,440
Additional noninterest expense	$302,000	3,537
Pre-tax net operating income	$1,063,000	1,985
Securities gains (losses)	$0	1,087
Applicable income taxes	$1,000	3,744
Income before extraordinary items	$1,062,000	1,784
Extraordinary gains, net	$0	5
Net income	$1,062,000	1,782
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,062,000	1,783
Net charge-offs	$5,000	2,211
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,062,000	1,767
2018-12-31 (YTD Data)		Rank
Total interest income	$10,824,000	2,389
Total interest expense	$1,972,000	1,956
Net interest income	$8,852,000	2,477
Provision for loan and lease losses	$360,000	1,765
Total noninterest income	$793,000	3,165
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$370,000	2,405
Trading account gains and fees	NA	NA
Additional Noninterest Income	$423,000	3,284
Total noninterest expense	$5,107,000	3,009
Salaries and employee benefits	$3,343,000	2,759
Premises and equipment expense	$427,000	3,412
Additional noninterest expense	$1,337,000	3,397
Pre-tax net operating income	$4,178,000	2,044
Securities gains (losses)	$0	1,125
Applicable income taxes	$4,000	3,841
Income before extraordinary items	$4,174,000	1,845
Extraordinary gains, net	$0	6
Net income	$4,174,000	1,844
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,174,000	1,844
Net charge-offs	$215,000	1,595
Cash dividends	$3,338,000	1,002
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,174,000	1,838
2018-09-30 (YTD Data)		Rank
Total interest income	$8,040,000	2,405
Total interest expense	$1,377,000	1,973
Net interest income	$6,663,000	2,480
Provision for loan and lease losses	$240,000	1,788
Total noninterest income	$527,000	3,352
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$282,000	2,392
Trading account gains and fees	NA	NA
Additional Noninterest Income	$245,000	3,606
Total noninterest expense	$3,730,000	3,070
Salaries and employee benefits	$2,403,000	2,842
Premises and equipment expense	$316,000	3,479
Additional noninterest expense	$1,011,000	3,381
Pre-tax net operating income	$3,220,000	2,023
Securities gains (losses)	$0	1,118
Applicable income taxes	$4,000	3,874
Income before extraordinary items	$3,216,000	1,810
Extraordinary gains, net	$0	5
Net income	$3,216,000	1,809
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,216,000	1,809
Net charge-offs	$88,000	1,829
Cash dividends	$1,280,000	1,457
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,216,000	1,797
2018-06-30 (YTD Data)		Rank
Total interest income	$5,184,000	2,441
Total interest expense	$792,000	2,105
Net interest income	$4,392,000	2,498
Provision for loan and lease losses	$180,000	1,601
Total noninterest income	$368,000	3,290
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$184,000	2,430
Trading account gains and fees	NA	NA
Additional Noninterest Income	$184,000	3,487
Total noninterest expense	$2,501,000	3,073
Salaries and employee benefits	$1,618,000	2,859
Premises and equipment expense	$202,000	3,574
Additional noninterest expense	$681,000	3,381
Pre-tax net operating income	$2,079,000	2,047
Securities gains (losses)	$0	961
Applicable income taxes	$3,000	3,871
Income before extraordinary items	$2,076,000	1,828
Extraordinary gains, net	$0	6
Net income	$2,076,000	1,826
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,076,000	1,827
Net charge-offs	$27,000	2,088
Cash dividends	$416,000	2,174
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,076,000	1,818
2018-03-31 (YTD Data)		Rank
Total interest income	$2,455,000	2,533
Total interest expense	$341,000	2,247
Net interest income	$2,114,000	2,571
Provision for loan and lease losses	$60,000	1,880
Total noninterest income	$150,000	3,577
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$89,000	2,496
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	3,961
Total noninterest expense	$1,185,000	3,218
Salaries and employee benefits	$759,000	2,981
Premises and equipment expense	$99,000	3,667
Additional noninterest expense	$327,000	3,479
Pre-tax net operating income	$1,019,000	2,018
Securities gains (losses)	$0	735
Applicable income taxes	$1,000	3,857
Income before extraordinary items	$1,018,000	1,822
Extraordinary gains, net	$0	7
Net income	$1,018,000	1,821
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,018,000	1,822
Net charge-offs	$24,000	1,574
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,018,000	1,811
2017-12-31 (YTD Data)		Rank
Total interest income	$9,641,000	2,515
Total interest expense	$1,267,000	2,170
Net interest income	$8,374,000	2,551
Provision for loan and lease losses	$320,000	1,908
Total noninterest income	$608,000	3,671
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$317,000	2,769
Trading account gains and fees	NA	NA
Additional Noninterest Income	$291,000	3,831
Total noninterest expense	$4,862,000	3,141
Salaries and employee benefits	$3,158,000	2,891
Premises and equipment expense	$422,000	3,561
Additional noninterest expense	$1,282,000	3,530
Pre-tax net operating income	$3,800,000	2,117
Securities gains (losses)	$0	2,243
Applicable income taxes	$5,000	3,958
Income before extraordinary items	$3,795,000	1,680
Extraordinary gains, net	$0	9
Net income	$3,795,000	1,681
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,795,000	1,680
Net charge-offs	$591,000	988
Cash dividends	$2,711,000	1,109
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,795,000	1,656
2017-09-30 (YTD Data)		Rank
Total interest income	$7,256,000	2,520
Total interest expense	$944,000	2,164
Net interest income	$6,312,000	2,558
Provision for loan and lease losses	$320,000	1,561
Total noninterest income	$382,000	3,936
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$242,000	2,755
Trading account gains and fees	NA	NA
Additional Noninterest Income	$140,000	4,328
Total noninterest expense	$3,579,000	3,197
Salaries and employee benefits	$2,296,000	2,960
Premises and equipment expense	$316,000	3,603
Additional noninterest expense	$967,000	3,533
Pre-tax net operating income	$2,795,000	2,182
Securities gains (losses)	$0	2,274
Applicable income taxes	$5,000	3,974
Income before extraordinary items	$2,790,000	1,840
Extraordinary gains, net	$0	9
Net income	$2,790,000	1,840
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,790,000	1,840
Net charge-offs	$218,000	1,334
Cash dividends	$830,000	1,892
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,790,000	1,809
2017-06-30 (YTD Data)		Rank
Total interest income	$4,781,000	2,526
Total interest expense	$600,000	2,203
Net interest income	$4,181,000	2,556
Provision for loan and lease losses	$260,000	1,330
Total noninterest income	$255,000	3,963
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$160,000	2,763
Trading account gains and fees	NA	NA
Additional Noninterest Income	$95,000	4,313
Total noninterest expense	$2,421,000	3,189
Salaries and employee benefits	$1,581,000	2,928
Premises and equipment expense	$369,000	2,607
Additional noninterest expense	$471,000	4,146
Pre-tax net operating income	$1,755,000	2,222
Securities gains (losses)	$0	1,906
Applicable income taxes	$4,000	3,987
Income before extraordinary items	$1,751,000	1,893
Extraordinary gains, net	$0	11
Net income	$1,751,000	1,893
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,751,000	1,893
Net charge-offs	$218,000	999
Cash dividends	$439,000	2,159
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,751,000	1,871
2017-03-31 (YTD Data)		Rank
Total interest income	$2,315,000	2,587
Total interest expense	$286,000	2,250
Net interest income	$2,029,000	2,619
Provision for loan and lease losses	$80,000	1,645
Total noninterest income	$123,000	4,003
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$76,000	2,859
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	4,359
Total noninterest expense	$1,183,000	3,271
Salaries and employee benefits	$775,000	3,002
Premises and equipment expense	$194,000	2,554
Additional noninterest expense	$214,000	4,343
Pre-tax net operating income	$889,000	2,123
Securities gains (losses)	$0	1,153
Applicable income taxes	$3,000	3,875
Income before extraordinary items	$886,000	1,814
Extraordinary gains, net	$0	8
Net income	$886,000	1,814
Minority interest net income	$0	55
Net income of bank and minority interests.	$886,000	1,814
Net charge-offs	$18,000	1,942
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$886,000	1,802
2016-12-31 (YTD Data)		Rank
Total interest income	$9,765,000	2,446
Total interest expense	$1,131,000	2,234
Net interest income	$8,634,000	2,467
Provision for loan and lease losses	$440,000	1,607
Total noninterest income	$663,000	3,665
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$357,000	2,654
Trading account gains and fees	$0	170
Additional Noninterest Income	$306,000	3,913
Total noninterest expense	$4,719,000	3,302
Salaries and employee benefits	$3,105,000	2,959
Premises and equipment expense	$742,000	2,621
Additional noninterest expense	$872,000	4,405
Pre-tax net operating income	$4,138,000	1,892
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,000	4,208
Income before extraordinary items	$4,137,000	1,604
Extraordinary gains, net	$0	5
Net income	$4,137,000	1,602
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,137,000	1,603
Net charge-offs	$-29,000	5,210
Cash dividends	$3,126,000	987
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$4,137,000	1,578
2016-09-30 (YTD Data)		Rank
Total interest income	$7,383,000	2,433
Total interest expense	$842,000	2,237
Net interest income	$6,541,000	2,447
Provision for loan and lease losses	$400,000	1,350
Total noninterest income	$454,000	3,836
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$282,000	2,572
Trading account gains and fees	$0	169
Additional Noninterest Income	$172,000	4,267
Total noninterest expense	$3,495,000	3,337
Salaries and employee benefits	$2,288,000	2,990
Premises and equipment expense	$558,000	2,627
Additional noninterest expense	$649,000	4,449
Pre-tax net operating income	$3,100,000	1,913
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,000	4,258
Income before extraordinary items	$3,099,000	1,636
Extraordinary gains, net	$0	5
Net income	$3,099,000	1,635
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,099,000	1,636
Net charge-offs	$-28,000	5,187
Cash dividends	$1,034,000	1,627
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,099,000	1,588
2016-06-30 (YTD Data)		Rank
Total interest income	$4,849,000	2,469
Total interest expense	$547,000	2,284
Net interest income	$4,302,000	2,482
Provision for loan and lease losses	$290,000	1,316
Total noninterest income	$312,000	3,782
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$194,000	2,487
Trading account gains and fees	$0	157
Additional Noninterest Income	$118,000	4,264
Total noninterest expense	$2,379,000	3,306
Salaries and employee benefits	$1,569,000	2,964
Premises and equipment expense	$372,000	2,647
Additional noninterest expense	$438,000	4,475
Pre-tax net operating income	$1,945,000	1,986
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,000	4,252
Income before extraordinary items	$1,944,000	1,710
Extraordinary gains, net	$0	16
Net income	$1,944,000	1,711
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,944,000	1,711
Net charge-offs	$-26,000	5,296
Cash dividends	$548,000	1,873
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,944,000	1,656
2016-03-31 (YTD Data)		Rank
Total interest income	$2,440,000	2,448
Total interest expense	$266,000	2,342
Net interest income	$2,174,000	2,462
Provision for loan and lease losses	$120,000	1,367
Total noninterest income	$159,000	3,724
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$95,000	2,502
Trading account gains and fees	$0	142
Additional Noninterest Income	$64,000	4,135
Total noninterest expense	$1,147,000	3,401
Salaries and employee benefits	$766,000	3,029
Premises and equipment expense	$186,000	2,686
Additional noninterest expense	$195,000	4,691
Pre-tax net operating income	$1,066,000	1,834
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$1,066,000	1,535
Extraordinary gains, net	$0	12
Net income	$1,066,000	1,536
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,066,000	1,536
Net charge-offs	$-18,000	5,431
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,066,000	1,500
2015-12-31 (YTD Data)		Rank
Total interest income	$9,102,000	2,572
Total interest expense	$988,000	2,441
Net interest income	$8,114,000	2,569
Provision for loan and lease losses	$560,000	1,236
Total noninterest income	$744,000	3,549
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$405,000	2,494
Trading account gains and fees	$0	159
Additional Noninterest Income	$339,000	3,813
Total noninterest expense	$4,507,000	3,453
Salaries and employee benefits	$2,891,000	3,102
Premises and equipment expense	$756,000	2,669
Additional noninterest expense	$860,000	4,555
Pre-tax net operating income	$3,791,000	1,951
Securities gains (losses)	$0	3,216
Applicable income taxes	$2,000	4,277
Income before extraordinary items	$3,789,000	1,671
Extraordinary gains, net	$0	23
Net income	$3,789,000	1,672
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,789,000	1,673
Net charge-offs	$214,000	1,927
Cash dividends	$2,850,000	1,026
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,789,000	1,640
2015-09-30 (YTD Data)		Rank
Total interest income	$6,763,000	2,609
Total interest expense	$734,000	2,483
Net interest income	$6,029,000	2,602
Provision for loan and lease losses	$375,000	1,308
Total noninterest income	$483,000	3,807
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$298,000	2,538
Trading account gains and fees	$0	153
Additional Noninterest Income	$185,000	4,236
Total noninterest expense	$3,292,000	3,528
Salaries and employee benefits	$2,085,000	3,203
Premises and equipment expense	$564,000	2,717
Additional noninterest expense	$643,000	4,599
Pre-tax net operating income	$2,845,000	1,993
Securities gains (losses)	$0	3,031
Applicable income taxes	$2,000	4,356
Income before extraordinary items	$2,843,000	1,703
Extraordinary gains, net	$0	21
Net income	$2,843,000	1,706
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,843,000	1,706
Net charge-offs	$216,000	1,478
Cash dividends	$822,000	1,809
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,843,000	1,661
2015-06-30 (YTD Data)		Rank
Total interest income	$4,408,000	2,658
Total interest expense	$473,000	2,558
Net interest income	$3,935,000	2,644
Provision for loan and lease losses	$250,000	1,275
Total noninterest income	$280,000	4,044
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$178,000	2,721
Trading account gains and fees	$0	157
Additional Noninterest Income	$102,000	4,499
Total noninterest expense	$2,235,000	3,524
Salaries and employee benefits	$1,422,000	3,182
Premises and equipment expense	$370,000	2,760
Additional noninterest expense	$443,000	4,576
Pre-tax net operating income	$1,730,000	2,118
Securities gains (losses)	$0	2,636
Applicable income taxes	$2,000	4,347
Income before extraordinary items	$1,728,000	1,832
Extraordinary gains, net	$0	22
Net income	$1,728,000	1,836
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,728,000	1,837
Net charge-offs	$198,000	1,195
Cash dividends	$392,000	2,187
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,728,000	1,787
2015-03-31 (YTD Data)		Rank
Total interest income	$2,113,000	2,741
Total interest expense	$228,000	2,649
Net interest income	$1,885,000	2,732
Provision for loan and lease losses	$120,000	1,278
Total noninterest income	$126,000	4,195
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$78,000	2,920
Trading account gains and fees	$0	152
Additional Noninterest Income	$48,000	4,560
Total noninterest expense	$1,064,000	3,658
Salaries and employee benefits	$666,000	3,338
Premises and equipment expense	$192,000	2,724
Additional noninterest expense	$206,000	4,751
Pre-tax net operating income	$827,000	2,155
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$827,000	1,881
Extraordinary gains, net	$0	13
Net income	$827,000	1,883
Minority interest net income	$0	64
Net income of bank and minority interests.	$827,000	1,883
Net charge-offs	$99,000	1,124
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$827,000	1,813
2014-12-31 (YTD Data)		Rank
Total interest income	$8,206,000	2,833
Total interest expense	$813,000	2,996
Net interest income	$7,393,000	2,785
Provision for loan and lease losses	$303,000	1,970
Total noninterest income	$692,000	3,726
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$364,000	2,867
Trading account gains and fees	$0	180
Additional Noninterest Income	$328,000	3,892
Total noninterest expense	$4,225,000	3,706
Salaries and employee benefits	$2,590,000	3,401
Premises and equipment expense	$703,000	2,909
Additional noninterest expense	$932,000	4,595
Pre-tax net operating income	$3,557,000	2,003
Securities gains (losses)	$0	3,259
Applicable income taxes	$1,000	4,463
Income before extraordinary items	$3,556,000	1,741
Extraordinary gains, net	$0	17
Net income	$3,556,000	1,741
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,556,000	1,740
Net charge-offs	$395,000	1,740
Cash dividends	$2,578,000	1,058
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,556,000	1,704
2014-09-30 (YTD Data)		Rank
Total interest income	$6,060,000	2,901
Total interest expense	$595,000	3,117
Net interest income	$5,465,000	2,830
Provision for loan and lease losses	$340,000	1,513
Total noninterest income	$453,000	4,022
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$278,000	2,852
Trading account gains and fees	$0	174
Additional Noninterest Income	$175,000	4,377
Total noninterest expense	$3,130,000	3,746
Salaries and employee benefits	$1,861,000	3,505
Premises and equipment expense	$531,000	2,921
Additional noninterest expense	$738,000	4,508
Pre-tax net operating income	$2,448,000	2,180
Securities gains (losses)	$0	2,980
Applicable income taxes	$1,000	4,504
Income before extraordinary items	$2,447,000	1,880
Extraordinary gains, net	$0	15
Net income	$2,447,000	1,880
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,447,000	1,879
Net charge-offs	$354,000	1,456
Cash dividends	$683,000	1,901
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,447,000	1,844
2014-06-30 (YTD Data)		Rank
Total interest income	$3,875,000	2,978
Total interest expense	$380,000	3,233
Net interest income	$3,495,000	2,925
Provision for loan and lease losses	$250,000	1,440
Total noninterest income	$301,000	4,025
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$178,000	2,919
Trading account gains and fees	$0	172
Additional Noninterest Income	$123,000	4,301
Total noninterest expense	$2,080,000	3,777
Salaries and employee benefits	$1,212,000	3,582
Premises and equipment expense	$345,000	2,999
Additional noninterest expense	$523,000	4,388
Pre-tax net operating income	$1,466,000	2,312
Securities gains (losses)	$0	2,580
Applicable income taxes	$1,000	4,472
Income before extraordinary items	$1,465,000	2,026
Extraordinary gains, net	$0	20
Net income	$1,465,000	2,029
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,465,000	2,028
Net charge-offs	$349,000	1,144
Cash dividends	$374,000	2,112
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,465,000	1,971
2014-03-31 (YTD Data)		Rank
Total interest income	$1,880,000	3,057
Total interest expense	$184,000	3,354
Net interest income	$1,696,000	2,994
Provision for loan and lease losses	$78,000	1,786
Total noninterest income	$158,000	3,904
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$115,000	2,391
Trading account gains and fees	$0	147
Additional Noninterest Income	$43,000	4,740
Total noninterest expense	$1,038,000	3,816
Salaries and employee benefits	$615,000	3,582
Premises and equipment expense	$179,000	2,978
Additional noninterest expense	$244,000	4,562
Pre-tax net operating income	$738,000	2,236
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$738,000	1,932
Extraordinary gains, net	$0	16
Net income	$738,000	1,935
Minority interest net income	$0	66
Net income of bank and minority interests.	$738,000	1,935
Net charge-offs	$7,000	2,989
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$738,000	1,892
2013-12-31 (YTD Data)		Rank
Total interest income	$7,527,000	3,075
Total interest expense	$737,000	3,626
Net interest income	$6,790,000	2,973
Provision for loan and lease losses	$150,000	3,263
Total noninterest income	$705,000	3,845
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$486,000	2,434
Trading account gains and fees	$0	184
Additional Noninterest Income	$219,000	4,496
Total noninterest expense	$4,227,000	3,789
Salaries and employee benefits	$2,568,000	3,477
Premises and equipment expense	$704,000	2,953
Additional noninterest expense	$955,000	4,669
Pre-tax net operating income	$3,118,000	2,111
Securities gains (losses)	$0	3,182
Applicable income taxes	$2,000	4,492
Income before extraordinary items	$3,116,000	1,842
Extraordinary gains, net	$0	29
Net income	$3,116,000	1,844
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,116,000	1,844
Net charge-offs	$214,000	2,939
Cash dividends	$1,963,000	1,233
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,116,000	1,809
2013-09-30 (YTD Data)		Rank
Total interest income	$5,587,000	3,121
Total interest expense	$553,000	3,711
Net interest income	$5,034,000	3,019
Provision for loan and lease losses	$130,000	3,104
Total noninterest income	$324,000	4,693
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$361,000	2,470
Trading account gains and fees	$0	180
Additional Noninterest Income	$-37,000	6,668
Total noninterest expense	$3,106,000	3,860
Salaries and employee benefits	$1,857,000	3,591
Premises and equipment expense	$509,000	3,065
Additional noninterest expense	$740,000	4,644
Pre-tax net operating income	$2,122,000	2,317
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,000	4,622
Income before extraordinary items	$2,121,000	2,029
Extraordinary gains, net	$0	25
Net income	$2,121,000	2,036
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,121,000	2,035
Net charge-offs	$222,000	2,451
Cash dividends	$694,000	1,797
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,121,000	1,968
2013-06-30 (YTD Data)		Rank
Total interest income	$3,584,000	3,227
Total interest expense	$371,000	3,754
Net interest income	$3,213,000	3,121
Provision for loan and lease losses	$40,000	3,782
Total noninterest income	$259,000	4,465
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$247,000	2,385
Trading account gains and fees	$0	157
Additional Noninterest Income	$12,000	6,315
Total noninterest expense	$2,025,000	3,925
Salaries and employee benefits	$1,195,000	3,687
Premises and equipment expense	$329,000	3,144
Additional noninterest expense	$501,000	4,631
Pre-tax net operating income	$1,407,000	2,314
Securities gains (losses)	$0	2,791
Applicable income taxes	$1,000	4,582
Income before extraordinary items	$1,406,000	2,040
Extraordinary gains, net	$0	22
Net income	$1,406,000	2,048
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,406,000	2,046
Net charge-offs	$18,000	4,060
Cash dividends	$295,000	2,243
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,406,000	1,959
2013-03-31 (YTD Data)		Rank
Total interest income	$1,765,000	3,291
Total interest expense	$190,000	3,787
Net interest income	$1,575,000	3,178
Provision for loan and lease losses	$30,000	3,174
Total noninterest income	$108,000	4,721
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$122,000	2,399
Trading account gains and fees	$0	148
Additional Noninterest Income	$-14,000	6,814
Total noninterest expense	$1,009,000	3,966
Salaries and employee benefits	$600,000	3,715
Premises and equipment expense	$162,000	3,210
Additional noninterest expense	$247,000	4,675
Pre-tax net operating income	$644,000	2,423
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$644,000	2,135
Extraordinary gains, net	$0	10
Net income	$644,000	2,137
Minority interest net income	$0	76
Net income of bank and minority interests.	$644,000	2,137
Net charge-offs	$18,000	3,151
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$644,000	2,047
2012-12-31 (YTD Data)		Rank
Total interest income	$7,397,000	3,316
Total interest expense	$869,000	3,938
Net interest income	$6,528,000	3,163
Provision for loan and lease losses	$270,000	3,531
Total noninterest income	$597,000	4,177
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$479,000	2,573
Trading account gains and fees	$0	166
Additional Noninterest Income	$118,000	5,192
Total noninterest expense	$3,751,000	4,214
Salaries and employee benefits	$2,315,000	3,760
Premises and equipment expense	$674,000	3,104
Additional noninterest expense	$762,000	5,363
Pre-tax net operating income	$3,104,000	2,030
Securities gains (losses)	$0	3,810
Applicable income taxes	$2,000	4,597
Income before extraordinary items	$3,102,000	1,800
Extraordinary gains, net	$0	29
Net income	$3,102,000	1,799
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,102,000	1,800
Net charge-offs	$37,000	5,107
Cash dividends	$2,252,000	1,109
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,102,000	1,706
2012-09-30 (YTD Data)		Rank
Total interest income	$5,490,000	3,391
Total interest expense	$669,000	4,002
Net interest income	$4,821,000	3,244
Provision for loan and lease losses	$135,000	4,004
Total noninterest income	$395,000	4,447
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$356,000	2,619
Trading account gains and fees	$0	157
Additional Noninterest Income	$39,000	5,942
Total noninterest expense	$2,707,000	4,319
Salaries and employee benefits	$1,669,000	3,866
Premises and equipment expense	$480,000	3,263
Additional noninterest expense	$558,000	5,473
Pre-tax net operating income	$2,374,000	2,065
Securities gains (losses)	$0	3,575
Applicable income taxes	$2,000	4,631
Income before extraordinary items	$2,372,000	1,816
Extraordinary gains, net	$0	20
Net income	$2,372,000	1,815
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,372,000	1,817
Net charge-offs	$40,000	4,670
Cash dividends	$671,000	1,731
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,372,000	1,720
2012-06-30 (YTD Data)		Rank
Total interest income	$3,595,000	3,468
Total interest expense	$455,000	4,047
Net interest income	$3,140,000	3,316
Provision for loan and lease losses	$35,000	4,806
Total noninterest income	$256,000	4,514
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$230,000	2,671
Trading account gains and fees	$0	153
Additional Noninterest Income	$26,000	5,983
Total noninterest expense	$1,757,000	4,427
Salaries and employee benefits	$1,088,000	3,952
Premises and equipment expense	$322,000	3,261
Additional noninterest expense	$347,000	5,649
Pre-tax net operating income	$1,604,000	2,029
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,000	4,644
Income before extraordinary items	$1,603,000	1,784
Extraordinary gains, net	$0	19
Net income	$1,603,000	1,781
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,603,000	1,784
Net charge-offs	$44,000	4,136
Cash dividends	$324,000	2,068
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,603,000	1,702
2012-03-31 (YTD Data)		Rank
Total interest income	$1,771,000	3,537
Total interest expense	$233,000	4,099
Net interest income	$1,538,000	3,391
Provision for loan and lease losses	$0	5,254
Total noninterest income	$149,000	4,247
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$114,000	2,654
Trading account gains and fees	$0	148
Additional Noninterest Income	$35,000	5,179
Total noninterest expense	$876,000	4,463
Salaries and employee benefits	$554,000	3,929
Premises and equipment expense	$135,000	3,709
Additional noninterest expense	$187,000	5,504
Pre-tax net operating income	$811,000	2,004
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$811,000	1,775
Extraordinary gains, net	$0	19
Net income	$811,000	1,776
Minority interest net income	$0	78
Net income of bank and minority interests.	$811,000	1,776
Net charge-offs	$41,000	3,172
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$811,000	1,674
2011-12-31 (YTD Data)		Rank
Total interest income	$6,646,000	3,810
Total interest expense	$971,000	4,470
Net interest income	$5,675,000	3,614
Provision for loan and lease losses	$200,000	4,626
Total noninterest income	$608,000	4,045
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$454,000	2,779
Trading account gains and fees	$0	146
Additional Noninterest Income	$154,000	4,821
Total noninterest expense	$3,511,000	4,483
Salaries and employee benefits	$2,053,000	4,116
Premises and equipment expense	$545,000	3,820
Additional noninterest expense	$913,000	5,120
Pre-tax net operating income	$2,572,000	2,083
Securities gains (losses)	$0	3,838
Applicable income taxes	$2,000	4,563
Income before extraordinary items	$2,570,000	1,838
Extraordinary gains, net	$0	29
Net income	$2,570,000	1,839
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,570,000	1,839
Net charge-offs	$243,000	4,060
Cash dividends	$2,649,000	740
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,570,000	1,757
2011-09-30 (YTD Data)		Rank
Total interest income	$4,906,000	3,878
Total interest expense	$730,000	4,583
Net interest income	$4,176,000	3,673
Provision for loan and lease losses	$175,000	4,336
Total noninterest income	$374,000	4,449
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$334,000	2,814
Trading account gains and fees	$0	145
Additional Noninterest Income	$40,000	5,981
Total noninterest expense	$2,585,000	4,525
Salaries and employee benefits	$1,472,000	4,225
Premises and equipment expense	$412,000	3,837
Additional noninterest expense	$701,000	5,089
Pre-tax net operating income	$1,790,000	2,274
Securities gains (losses)	$0	3,555
Applicable income taxes	$1,000	4,642
Income before extraordinary items	$1,789,000	2,008
Extraordinary gains, net	$0	21
Net income	$1,789,000	2,008
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,789,000	2,008
Net charge-offs	$140,000	4,087
Cash dividends	$1,607,000	783
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,789,000	1,907
2011-06-30 (YTD Data)		Rank
Total interest income	$3,157,000	3,993
Total interest expense	$484,000	4,717
Net interest income	$2,673,000	3,787
Provision for loan and lease losses	$125,000	4,121
Total noninterest income	$242,000	4,525
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$215,000	2,864
Trading account gains and fees	$0	153
Additional Noninterest Income	$27,000	6,031
Total noninterest expense	$1,695,000	4,613
Salaries and employee benefits	$942,000	4,352
Premises and equipment expense	$279,000	3,837
Additional noninterest expense	$474,000	5,133
Pre-tax net operating income	$1,095,000	2,391
Securities gains (losses)	$0	2,914
Applicable income taxes	$1,000	4,573
Income before extraordinary items	$1,094,000	2,106
Extraordinary gains, net	$0	15
Net income	$1,094,000	2,106
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,094,000	2,106
Net charge-offs	$145,000	3,451
Cash dividends	$1,169,000	716
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,094,000	2,039
2011-03-31 (YTD Data)		Rank
Total interest income	$1,547,000	4,070
Total interest expense	$240,000	4,843
Net interest income	$1,307,000	3,831
Provision for loan and lease losses	$75,000	3,668
Total noninterest income	$110,000	4,753
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$100,000	2,979
Trading account gains and fees	$0	158
Additional Noninterest Income	$10,000	6,371
Total noninterest expense	$859,000	4,601
Salaries and employee benefits	$486,000	4,313
Premises and equipment expense	$136,000	3,958
Additional noninterest expense	$237,000	5,134
Pre-tax net operating income	$483,000	2,620
Securities gains (losses)	$0	1,772
Applicable income taxes	$1,000	4,403
Income before extraordinary items	$482,000	2,318
Extraordinary gains, net	$0	9
Net income	$482,000	2,317
Minority interest net income	$0	86
Net income of bank and minority interests.	$482,000	2,318
Net charge-offs	$110,000	2,633
Cash dividends	$576,000	644
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$482,000	2,265
2010-12-31 (YTD Data)		Rank
Total interest income	$6,206,000	4,219
Total interest expense	$1,158,000	4,911
Net interest income	$5,048,000	3,936
Provision for loan and lease losses	$665,000	3,684
Total noninterest income	$575,000	4,324
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$385,000	3,143
Trading account gains and fees	$0	175
Additional Noninterest Income	$190,000	4,663
Total noninterest expense	$2,902,000	5,108
Salaries and employee benefits	$1,567,000	4,939
Premises and equipment expense	$497,000	4,203
Additional noninterest expense	$838,000	5,518
Pre-tax net operating income	$2,056,000	2,187
Securities gains (losses)	$0	3,793
Applicable income taxes	$2,000	4,467
Income before extraordinary items	$2,054,000	1,976
Extraordinary gains, net	$0	29
Net income	$2,054,000	1,977
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,054,000	1,978
Net charge-offs	$574,000	3,466
Cash dividends	$901,000	1,608
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,054,000	1,904
2010-09-30 (YTD Data)		Rank
Total interest income	$4,657,000	4,308
Total interest expense	$884,000	5,018
Net interest income	$3,773,000	3,996
Provision for loan and lease losses	$545,000	3,398
Total noninterest income	$400,000	4,517
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$339,000	2,913
Trading account gains and fees	$0	165
Additional Noninterest Income	$61,000	5,789
Total noninterest expense	$2,090,000	5,238
Salaries and employee benefits	$1,196,000	4,929
Premises and equipment expense	$341,000	4,497
Additional noninterest expense	$553,000	5,830
Pre-tax net operating income	$1,538,000	2,326
Securities gains (losses)	$0	3,651
Applicable income taxes	$1,000	4,603
Income before extraordinary items	$1,537,000	2,102
Extraordinary gains, net	$0	23
Net income	$1,537,000	2,103
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,537,000	2,104
Net charge-offs	$158,000	4,458
Cash dividends	$542,000	1,669
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,537,000	2,007
2010-06-30 (YTD Data)		Rank
Total interest income	$3,072,000	4,375
Total interest expense	$599,000	5,074
Net interest income	$2,473,000	4,047
Provision for loan and lease losses	$395,000	3,213
Total noninterest income	$268,000	4,475
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$216,000	3,005
Trading account gains and fees	$0	152
Additional Noninterest Income	$52,000	5,544
Total noninterest expense	$1,360,000	5,328
Salaries and employee benefits	$780,000	5,006
Premises and equipment expense	$240,000	4,377
Additional noninterest expense	$340,000	6,029
Pre-tax net operating income	$986,000	2,403
Securities gains (losses)	$0	3,184
Applicable income taxes	$1,000	4,552
Income before extraordinary items	$985,000	2,155
Extraordinary gains, net	$0	19
Net income	$985,000	2,153
Minority interest net income	$0	105
Net income of bank and minority interests.	$985,000	2,157
Net charge-offs	$91,000	4,339
Cash dividends	$242,000	2,161
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$985,000	2,073
2010-03-31 (YTD Data)		Rank
Total interest income	$1,530,000	4,440
Total interest expense	$308,000	5,143
Net interest income	$1,222,000	4,101
Provision for loan and lease losses	$215,000	2,903
Total noninterest income	$105,000	4,961
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$97,000	3,206
Trading account gains and fees	$0	175
Additional Noninterest Income	$8,000	6,771
Total noninterest expense	$679,000	5,397
Salaries and employee benefits	$407,000	4,949
Premises and equipment expense	$114,000	4,601
Additional noninterest expense	$158,000	6,241
Pre-tax net operating income	$433,000	2,689
Securities gains (losses)	$0	2,284
Applicable income taxes	$1,000	4,457
Income before extraordinary items	$432,000	2,423
Extraordinary gains, net	$0	16
Net income	$432,000	2,422
Minority interest net income	$0	91
Net income of bank and minority interests.	$432,000	2,423
Net charge-offs	$70,000	3,438
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$432,000	2,332
2009-12-31 (YTD Data)		Rank
Total interest income	$5,925,000	4,662
Total interest expense	$1,633,000	4,960
Net interest income	$4,292,000	4,366
Provision for loan and lease losses	$1,253,000	3,148
Total noninterest income	$501,000	4,721
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$384,000	3,409
Trading account gains and fees	$0	211
Additional Noninterest Income	$117,000	5,441
Total noninterest expense	$2,693,000	5,480
Salaries and employee benefits	$1,409,000	5,382
Premises and equipment expense	$463,000	4,596
Additional noninterest expense	$821,000	5,764
Pre-tax net operating income	$847,000	3,250
Securities gains (losses)	$0	3,754
Applicable income taxes	$2,000	4,160
Income before extraordinary items	$845,000	3,053
Extraordinary gains, net	$0	34
Net income	$845,000	3,052
Minority interest net income	$0	115
Net income of bank and minority interests.	$845,000	3,052
Net charge-offs	$1,077,000	2,776
Cash dividends	$974,000	1,692
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$845,000	2,993
2009-09-30 (YTD Data)		Rank
Total interest income	$4,403,000	4,743
Total interest expense	$1,298,000	4,967
Net interest income	$3,105,000	4,487
Provision for loan and lease losses	$1,103,000	2,635
Total noninterest income	$324,000	5,066
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$279,000	3,460
Trading account gains and fees	$0	212
Additional Noninterest Income	$45,000	6,325
Total noninterest expense	$2,110,000	5,372
Salaries and employee benefits	$1,059,000	5,414
Premises and equipment expense	$346,000	4,643
Additional noninterest expense	$705,000	5,392
Pre-tax net operating income	$216,000	4,865
Securities gains (losses)	$0	3,497
Applicable income taxes	$2,000	4,371
Income before extraordinary items	$214,000	4,782
Extraordinary gains, net	$0	27
Net income	$214,000	4,782
Minority interest net income	$0	118
Net income of bank and minority interests.	$214,000	4,783
Net charge-offs	$877,000	2,349
Cash dividends	$546,000	1,910
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$214,000	4,717
2009-06-30 (YTD Data)		Rank
Total interest income	$2,912,000	4,799
Total interest expense	$917,000	4,939
Net interest income	$1,995,000	4,587
Provision for loan and lease losses	$490,000	2,998
Total noninterest income	$211,000	5,131
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$178,000	3,541
Trading account gains and fees	$0	193
Additional Noninterest Income	$33,000	6,307
Total noninterest expense	$1,251,000	5,746
Salaries and employee benefits	$688,000	5,543
Premises and equipment expense	$234,000	4,645
Additional noninterest expense	$329,000	6,292
Pre-tax net operating income	$465,000	3,421
Securities gains (losses)	$0	3,136
Applicable income taxes	$1,000	4,523
Income before extraordinary items	$464,000	3,238
Extraordinary gains, net	$0	21
Net income	$464,000	3,234
Minority interest net income	$0	112
Net income of bank and minority interests.	$464,000	3,236
Net charge-offs	$793,000	1,847
Cash dividends	$546,000	1,539
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$464,000	3,123
2009-03-31 (YTD Data)		Rank
Total interest income	$1,439,000	4,865
Total interest expense	$481,000	4,934
Net interest income	$958,000	4,693
Provision for loan and lease losses	$250,000	2,548
Total noninterest income	$101,000	5,194
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$88,000	3,501
Trading account gains and fees	$0	171
Additional Noninterest Income	$13,000	6,619
Total noninterest expense	$630,000	5,670
Salaries and employee benefits	$378,000	5,322
Premises and equipment expense	$116,000	4,722
Additional noninterest expense	$136,000	6,542
Pre-tax net operating income	$179,000	4,219
Securities gains (losses)	$0	2,434
Applicable income taxes	$1,000	4,679
Income before extraordinary items	$178,000	4,059
Extraordinary gains, net	$0	15
Net income	$178,000	4,062
Minority interest net income	$0	102
Net income of bank and minority interests.	$178,000	4,062
Net charge-offs	$135,000	2,522
Cash dividends	$211,000	1,663
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$178,000	3,909
2008-12-31 (YTD Data)		Rank
Total interest income	$6,238,000	4,830
Total interest expense	$2,420,000	4,826
Net interest income	$3,818,000	4,717
Provision for loan and lease losses	$387,000	4,186
Total noninterest income	$516,000	4,769
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$373,000	3,595
Trading account gains and fees	$0	154
Additional Noninterest Income	$143,000	5,396
Total noninterest expense	$2,283,000	5,876
Salaries and employee benefits	$1,374,000	5,591
Premises and equipment expense	$447,000	4,775
Additional noninterest expense	$462,000	6,787
Pre-tax net operating income	$1,664,000	2,837
Securities gains (losses)	$0	3,220
Applicable income taxes	$3,000	4,759
Income before extraordinary items	$1,661,000	2,342
Extraordinary gains, net	$0	39
Net income	$1,661,000	2,342
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	4,827
Cash dividends	$1,174,000	2,091
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,661,000	2,471
2008-09-30 (YTD Data)		Rank
Total interest income	$4,674,000	4,912
Total interest expense	$1,862,000	4,873
Net interest income	$2,812,000	4,812
Provision for loan and lease losses	$183,000	4,333
Total noninterest income	$331,000	5,180
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$280,000	3,619
Trading account gains and fees	$0	148
Additional Noninterest Income	$51,000	6,560
Total noninterest expense	$1,703,000	5,883
Salaries and employee benefits	$1,029,000	5,605
Premises and equipment expense	$331,000	4,822
Additional noninterest expense	$343,000	6,807
Pre-tax net operating income	$1,257,000	3,224
Securities gains (losses)	$0	3,106
Applicable income taxes	$3,000	5,129
Income before extraordinary items	$1,254,000	2,671
Extraordinary gains, net	$0	31
Net income	$1,254,000	2,668
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,164
Cash dividends	$1,174,000	1,619
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,254,000	2,808
2008-06-30 (YTD Data)		Rank
Total interest income	$3,106,000	4,976
Total interest expense	$1,265,000	4,972
Net interest income	$1,841,000	4,874
Provision for loan and lease losses	$137,000	3,798
Total noninterest income	$218,000	5,265
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$179,000	3,703
Trading account gains and fees	$0	149
Additional Noninterest Income	$39,000	6,455
Total noninterest expense	$1,112,000	5,996
Salaries and employee benefits	$673,000	5,710
Premises and equipment expense	$213,000	4,963
Additional noninterest expense	$226,000	6,836
Pre-tax net operating income	$810,000	3,405
Securities gains (losses)	$0	3,233
Applicable income taxes	$2,000	5,394
Income before extraordinary items	$808,000	3,026
Extraordinary gains, net	$0	21
Net income	$808,000	3,027
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,548
Cash dividends	$979,000	1,458
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$808,000	2,978
2008-03-31 (YTD Data)		Rank
Total interest income	$1,565,000	5,034
Total interest expense	$665,000	5,013
Net interest income	$900,000	4,946
Provision for loan and lease losses	$37,000	4,177
Total noninterest income	$102,000	5,376
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$79,000	3,905
Trading account gains and fees	$0	158
Additional Noninterest Income	$23,000	6,281
Total noninterest expense	$594,000	5,838
Salaries and employee benefits	$364,000	5,527
Premises and equipment expense	$110,000	4,886
Additional noninterest expense	$120,000	6,721
Pre-tax net operating income	$371,000	3,706
Securities gains (losses)	$0	2,688
Applicable income taxes	$2,000	5,366
Income before extraordinary items	$369,000	3,363
Extraordinary gains, net	$0	15
Net income	$369,000	3,366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,217
Cash dividends	$686,000	1,048
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$369,000	3,265
2007-12-31 (YTD Data)		Rank
Total interest income	$6,174,000	5,121
Total interest expense	$2,772,000	4,998
Net interest income	$3,402,000	5,128
Provision for loan and lease losses	$124,000	4,583
Total noninterest income	$437,000	5,308
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$290,000	4,146
Trading account gains and fees	$0	178
Additional Noninterest Income	$147,000	5,608
Total noninterest expense	$2,107,000	6,084
Salaries and employee benefits	$1,245,000	5,876
Premises and equipment expense	$439,000	4,757
Additional noninterest expense	$423,000	6,936
Pre-tax net operating income	$1,608,000	3,780
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,000	5,973
Income before extraordinary items	$1,607,000	3,284
Extraordinary gains, net	$0	39
Net income	$1,607,000	3,283
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-78,000	8,352
Cash dividends	$455,000	3,857
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,607,000	3,271
2007-09-30 (YTD Data)		Rank
Total interest income	$4,567,000	5,198
Total interest expense	$2,053,000	5,041
Net interest income	$2,514,000	5,202
Provision for loan and lease losses	$93,000	4,221
Total noninterest income	$310,000	5,470
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$215,000	4,191
Trading account gains and fees	$0	184
Additional Noninterest Income	$95,000	5,889
Total noninterest expense	$1,507,000	6,200
Salaries and employee benefits	$859,000	6,101
Premises and equipment expense	$326,000	4,762
Additional noninterest expense	$322,000	6,892
Pre-tax net operating income	$1,224,000	3,905
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,000	6,113
Income before extraordinary items	$1,223,000	3,422
Extraordinary gains, net	$0	33
Net income	$1,223,000	3,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-60,000	8,288
Cash dividends	$455,000	3,057
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,223,000	3,407
2007-06-30 (YTD Data)		Rank
Total interest income	$2,957,000	5,316
Total interest expense	$1,318,000	5,154
Net interest income	$1,639,000	5,299
Provision for loan and lease losses	$62,000	3,964
Total noninterest income	$220,000	5,386
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$139,000	4,257
Trading account gains and fees	$0	168
Additional Noninterest Income	$81,000	5,499
Total noninterest expense	$1,012,000	6,226
Salaries and employee benefits	$579,000	6,124
Premises and equipment expense	$218,000	4,763
Additional noninterest expense	$215,000	6,928
Pre-tax net operating income	$785,000	4,056
Securities gains (losses)	$0	1,444
Applicable income taxes	$1,000	6,141
Income before extraordinary items	$784,000	3,559
Extraordinary gains, net	$0	29
Net income	$784,000	3,559
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-55,000	8,310
Cash dividends	$306,000	3,082
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$784,000	3,537
2007-03-31 (YTD Data)		Rank
Total interest income	$1,437,000	5,398
Total interest expense	$642,000	5,194
Net interest income	$795,000	5,398
Provision for loan and lease losses	$31,000	3,721
Total noninterest income	$77,000	6,046
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$65,000	4,347
Trading account gains and fees	$0	195
Additional Noninterest Income	$12,000	7,222
Total noninterest expense	$488,000	6,351
Salaries and employee benefits	$268,000	6,367
Premises and equipment expense	$112,000	4,711
Additional noninterest expense	$108,000	6,952
Pre-tax net operating income	$353,000	4,290
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$353,000	3,793
Extraordinary gains, net	$0	22
Net income	$353,000	3,794
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,606
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$353,000	3,768
2006-12-31 (YTD Data)		Rank
Total interest income	$4,848,000	5,646
Total interest expense	$2,063,000	5,315
Net interest income	$2,785,000	5,738
Provision for loan and lease losses	$140,000	4,163
Total noninterest income	$364,000	5,790
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$287,000	4,213
Trading account gains and fees	$0	130
Additional Noninterest Income	$77,000	6,735
Total noninterest expense	$2,146,000	5,952
Salaries and employee benefits	$1,125,000	6,094
Premises and equipment expense	$419,000	4,775
Additional noninterest expense	$602,000	6,049
Pre-tax net operating income	$863,000	5,500
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,000	6,499
Income before extraordinary items	$862,000	5,048
Extraordinary gains, net	$0	51
Net income	$862,000	5,051
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,133
Cash dividends	$1,025,000	2,503
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$862,000	5,037
2006-09-30 (YTD Data)		Rank
Total interest income	$3,508,000	5,741
Total interest expense	$1,469,000	5,393
Net interest income	$2,039,000	5,845
Provision for loan and lease losses	$135,000	3,558
Total noninterest income	$266,000	5,863
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$215,000	4,256
Trading account gains and fees	$0	126
Additional Noninterest Income	$51,000	6,906
Total noninterest expense	$1,478,000	6,197
Salaries and employee benefits	$830,000	6,126
Premises and equipment expense	$323,000	4,702
Additional noninterest expense	$325,000	6,915
Pre-tax net operating income	$692,000	5,560
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$692,000	5,023
Extraordinary gains, net	$0	45
Net income	$692,000	5,027
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	7,955
Cash dividends	$881,000	2,112
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$692,000	5,022
2006-06-30 (YTD Data)		Rank
Total interest income	$2,202,000	5,878
Total interest expense	$891,000	5,537
Net interest income	$1,311,000	5,980
Provision for loan and lease losses	$71,000	3,891
Total noninterest income	$178,000	5,880
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$140,000	4,283
Trading account gains and fees	$0	126
Additional Noninterest Income	$38,000	6,794
Total noninterest expense	$973,000	6,248
Salaries and employee benefits	$548,000	6,168
Premises and equipment expense	$211,000	4,767
Additional noninterest expense	$214,000	6,959
Pre-tax net operating income	$445,000	5,672
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$445,000	5,153
Extraordinary gains, net	$0	39
Net income	$445,000	5,157
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,835
Cash dividends	$528,000	2,281
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$445,000	5,151
2006-03-31 (YTD Data)		Rank
Total interest income	$1,029,000	6,029
Total interest expense	$394,000	5,745
Net interest income	$635,000	6,086
Provision for loan and lease losses	$17,000	4,701
Total noninterest income	$77,000	6,154
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$64,000	4,410
Trading account gains and fees	$0	115
Additional Noninterest Income	$13,000	7,271
Total noninterest expense	$430,000	6,593
Salaries and employee benefits	$239,000	6,569
Premises and equipment expense	$103,000	4,872
Additional noninterest expense	$88,000	7,332
Pre-tax net operating income	$265,000	5,241
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$265,000	4,722
Extraordinary gains, net	$0	21
Net income	$265,000	4,722
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,838
Cash dividends	$412,000	1,575
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$265,000	4,702
2005-12-31 (YTD Data)		Rank
Total interest income	$3,616,000	6,103
Total interest expense	$1,149,000	5,937
Net interest income	$2,467,000	6,085
Provision for loan and lease losses	$55,000	5,644
Total noninterest income	$286,000	6,416
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$233,000	4,723
Trading account gains and fees	$0	138
Additional Noninterest Income	$53,000	7,317
Total noninterest expense	$1,640,000	6,653
Salaries and employee benefits	$808,000	6,904
Premises and equipment expense	$423,000	4,687
Additional noninterest expense	$409,000	7,046
Pre-tax net operating income	$1,058,000	5,204
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,000	6,850
Income before extraordinary items	$1,057,000	4,680
Extraordinary gains, net	$0	46
Net income	$1,057,000	4,681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	3,731
Cash dividends	$681,000	3,124
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,057,000	4,644
2005-09-30 (YTD Data)		Rank
Total interest income	$2,637,000	6,162
Total interest expense	$793,000	6,035
Net interest income	$1,844,000	6,121
Provision for loan and lease losses	$55,000	5,056
Total noninterest income	$210,000	6,506
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$174,000	4,764
Trading account gains and fees	$0	126
Additional Noninterest Income	$36,000	7,455
Total noninterest expense	$1,205,000	6,709
Salaries and employee benefits	$596,000	6,948
Premises and equipment expense	$307,000	4,765
Additional noninterest expense	$302,000	7,085
Pre-tax net operating income	$794,000	5,348
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$794,000	4,775
Extraordinary gains, net	$0	35
Net income	$794,000	4,777
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,184
Cash dividends	$536,000	2,690
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$794,000	4,744
2005-06-30 (YTD Data)		Rank
Total interest income	$1,684,000	6,233
Total interest expense	$474,000	6,175
Net interest income	$1,210,000	6,159
Provision for loan and lease losses	$55,000	4,424
Total noninterest income	$133,000	6,569
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$110,000	4,838
Trading account gains and fees	$0	116
Additional Noninterest Income	$23,000	7,491
Total noninterest expense	$825,000	6,659
Salaries and employee benefits	$411,000	6,843
Premises and equipment expense	$201,000	4,806
Additional noninterest expense	$213,000	6,953
Pre-tax net operating income	$463,000	5,634
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$463,000	5,078
Extraordinary gains, net	$0	30
Net income	$463,000	5,079
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-82,000	8,619
Cash dividends	$432,000	2,428
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$463,000	5,029
2005-03-31 (YTD Data)		Rank
Total interest income	$801,000	6,375
Total interest expense	$212,000	6,390
Net interest income	$589,000	6,270
Provision for loan and lease losses	$35,000	3,777
Total noninterest income	$67,000	6,520
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$57,000	4,704
Trading account gains and fees	$0	115
Additional Noninterest Income	$10,000	7,741
Total noninterest expense	$394,000	6,807
Salaries and employee benefits	$195,000	7,042
Premises and equipment expense	$99,000	4,901
Additional noninterest expense	$100,000	7,144
Pre-tax net operating income	$227,000	5,670
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$227,000	5,113
Extraordinary gains, net	$0	24
Net income	$227,000	5,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,481
Cash dividends	$333,000	1,635
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$227,000	5,087
2004-12-31 (YTD Data)		Rank
Total interest income	$2,918,000	6,511
Total interest expense	$662,000	6,723
Net interest income	$2,256,000	6,304
Provision for loan and lease losses	$108,000	4,881
Total noninterest income	$298,000	6,420
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$256,000	4,696
Trading account gains and fees	$0	138
Additional Noninterest Income	$42,000	7,616
Total noninterest expense	$1,566,000	6,767
Salaries and employee benefits	$741,000	7,145
Premises and equipment expense	$423,000	4,589
Additional noninterest expense	$402,000	7,111
Pre-tax net operating income	$880,000	5,552
Securities gains (losses)	$0	3,819
Applicable income taxes	$-15,000	8,602
Income before extraordinary items	$895,000	4,986
Extraordinary gains, net	$0	34
Net income	$895,000	4,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	8,038
Cash dividends	$578,000	3,307
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$895,000	4,915
2004-09-30 (YTD Data)		Rank
Total interest income	$2,139,000	6,580
Total interest expense	$475,000	6,825
Net interest income	$1,664,000	6,355
Provision for loan and lease losses	$70,000	4,912
Total noninterest income	$230,000	6,395
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$200,000	4,636
Trading account gains and fees	$0	134
Additional Noninterest Income	$30,000	7,707
Total noninterest expense	$1,135,000	6,832
Salaries and employee benefits	$541,000	7,169
Premises and equipment expense	$312,000	4,644
Additional noninterest expense	$282,000	7,233
Pre-tax net operating income	$689,000	5,558
Securities gains (losses)	$0	3,710
Applicable income taxes	$-15,000	8,749
Income before extraordinary items	$704,000	4,946
Extraordinary gains, net	$0	26
Net income	$704,000	4,947
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	8,054
Cash dividends	$467,000	2,822
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$704,000	4,855
2004-06-30 (YTD Data)		Rank
Total interest income	$1,392,000	6,686
Total interest expense	$305,000	6,953
Net interest income	$1,087,000	6,436
Provision for loan and lease losses	$40,000	5,015
Total noninterest income	$151,000	6,450
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$129,000	4,705
Trading account gains and fees	$0	130
Additional Noninterest Income	$22,000	7,639
Total noninterest expense	$761,000	6,851
Salaries and employee benefits	$361,000	7,220
Premises and equipment expense	$210,000	4,621
Additional noninterest expense	$190,000	7,241
Pre-tax net operating income	$437,000	5,646
Securities gains (losses)	$0	3,413
Applicable income taxes	$-15,000	8,820
Income before extraordinary items	$452,000	4,990
Extraordinary gains, net	$0	21
Net income	$452,000	4,990
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,878
Cash dividends	$362,000	2,609
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$452,000	4,905
2004-03-31 (YTD Data)		Rank
Total interest income	$670,000	6,821
Total interest expense	$146,000	7,091
Net interest income	$524,000	6,555
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$71,000	6,540
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$62,000	4,721
Trading account gains and fees	$0	121
Additional Noninterest Income	$9,000	7,855
Total noninterest expense	$367,000	7,001
Salaries and employee benefits	$174,000	7,354
Premises and equipment expense	$101,000	4,760
Additional noninterest expense	$92,000	7,332
Pre-tax net operating income	$198,000	5,843
Securities gains (losses)	$0	2,934
Applicable income taxes	$-15,000	8,887
Income before extraordinary items	$213,000	5,174
Extraordinary gains, net	$0	16
Net income	$213,000	5,174
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,873
Cash dividends	$269,000	1,861
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$213,000	5,052
2003-12-31 (YTD Data)		Rank
Total interest income	$2,688,000	6,856
Total interest expense	$678,000	7,112
Net interest income	$2,010,000	6,585
Provision for loan and lease losses	$85,000	5,561
Total noninterest income	$286,000	6,689
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$265,000	4,609
Trading account gains and fees	$0	160
Additional Noninterest Income	$21,000	8,405
Total noninterest expense	$1,531,000	6,827
Salaries and employee benefits	$712,000	7,254
Premises and equipment expense	$444,000	4,410
Additional noninterest expense	$375,000	7,302
Pre-tax net operating income	$680,000	6,072
Securities gains (losses)	$0	4,500
Applicable income taxes	$-23,000	8,816
Income before extraordinary items	$703,000	5,578
Extraordinary gains, net	$0	54
Net income	$703,000	5,580
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	4,241
Cash dividends	$461,000	3,677
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$703,000	5,407
2003-09-30 (YTD Data)		Rank
Total interest income	$2,033,000	6,906
Total interest expense	$534,000	7,149
Net interest income	$1,499,000	6,639
Provision for loan and lease losses	$45,000	5,860
Total noninterest income	$223,000	6,660
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$195,000	4,679
Trading account gains and fees	$0	153
Additional Noninterest Income	$28,000	7,919
Total noninterest expense	$1,140,000	6,858
Salaries and employee benefits	$518,000	7,309
Premises and equipment expense	$332,000	4,419
Additional noninterest expense	$290,000	7,228
Pre-tax net operating income	$537,000	6,129
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$537,000	5,666
Extraordinary gains, net	$0	40
Net income	$537,000	5,667
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	5,146
Cash dividends	$377,000	3,132
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$537,000	5,490
2003-06-30 (YTD Data)		Rank
Total interest income	$1,374,000	6,923
Total interest expense	$374,000	7,158
Net interest income	$1,000,000	6,638
Provision for loan and lease losses	$30,000	5,740
Total noninterest income	$142,000	6,749
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$123,000	4,793
Trading account gains and fees	$0	150
Additional Noninterest Income	$19,000	7,898
Total noninterest expense	$766,000	6,845
Salaries and employee benefits	$352,000	7,269
Premises and equipment expense	$220,000	4,439
Additional noninterest expense	$194,000	7,219
Pre-tax net operating income	$346,000	6,199
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$346,000	5,763
Extraordinary gains, net	$0	30
Net income	$346,000	5,762
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	8,405
Cash dividends	$307,000	2,848
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$346,000	5,555
2003-03-31 (YTD Data)		Rank
Total interest income	$703,000	6,906
Total interest expense	$190,000	7,219
Net interest income	$513,000	6,570
Provision for loan and lease losses	$15,000	5,504
Total noninterest income	$68,000	6,777
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$59,000	4,806
Trading account gains and fees	$0	134
Additional Noninterest Income	$9,000	7,987
Total noninterest expense	$378,000	6,886
Salaries and employee benefits	$169,000	7,415
Premises and equipment expense	$106,000	4,525
Additional noninterest expense	$103,000	7,068
Pre-tax net operating income	$188,000	5,985
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$188,000	5,471
Extraordinary gains, net	$0	21
Net income	$188,000	5,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,508
Cash dividends	$150,000	2,511
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$188,000	5,278
2002-12-31 (YTD Data)		Rank
Total interest income	$2,994,000	6,868
Total interest expense	$915,000	7,157
Net interest income	$2,079,000	6,504
Provision for loan and lease losses	$151,000	4,899
Total noninterest income	$231,000	7,022
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$202,000	5,168
Trading account gains and fees	$0	153
Additional Noninterest Income	$29,000	8,234
Total noninterest expense	$1,658,000	6,549
Salaries and employee benefits	$763,000	7,030
Premises and equipment expense	$428,000	4,410
Additional noninterest expense	$467,000	6,702
Pre-tax net operating income	$501,000	6,755
Securities gains (losses)	$0	4,537
Applicable income taxes	$47,000	6,576
Income before extraordinary items	$454,000	6,592
Extraordinary gains, net	$0	70
Net income	$454,000	6,591
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$225,000	2,832
Cash dividends	$290,000	4,392
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$454,000	6,467
2001-12-31 (YTD Data)		Rank
Total interest income	$3,523,000	6,757
Total interest expense	$1,599,000	6,783
Net interest income	$1,924,000	6,550
Provision for loan and lease losses	$230,000	3,830
Total noninterest income	$294,000	6,483
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$203,000	5,130
Trading account gains and fees	$0	177
Additional Noninterest Income	$91,000	6,630
Total noninterest expense	$1,523,000	6,746
Salaries and employee benefits	$784,000	6,858
Premises and equipment expense	$377,000	4,787
Additional noninterest expense	$362,000	7,413
Pre-tax net operating income	$465,000	6,693
Securities gains (losses)	$0	4,612
Applicable income taxes	$185,000	5,152
Income before extraordinary items	$280,000	7,251
Extraordinary gains, net	$0	105
Net income	$280,000	7,253
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$173,000	3,125
Cash dividends	$35,000	6,288
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$280,000	7,136
2000-12-31 (YTD Data)		Rank
Total interest income	$3,591,000	6,832
Total interest expense	$1,728,000	6,735
Net interest income	$1,863,000	6,794
Provision for loan and lease losses	$480,000	1,938
Total noninterest income	$241,000	6,868
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$174,000	5,445
Trading account gains and fees	NA	NA
Additional Noninterest Income	$67,000	7,272
Total noninterest expense	$1,495,000	6,763
Salaries and employee benefits	$781,000	6,821
Premises and equipment expense	$328,000	5,154
Additional noninterest expense	$386,000	7,265
Pre-tax net operating income	$129,000	8,694
Securities gains (losses)	$0	1,956
Applicable income taxes	$56,000	7,143
Income before extraordinary items	$73,000	8,865
Extraordinary gains, net	$0	38
Net income	$73,000	8,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$344,000	1,656
Cash dividends	$50,000	6,383
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$73,000	8,848
1999-12-31 (YTD Data)		Rank
Total interest income	$2,948,000	7,436
Total interest expense	$1,430,000	7,129
Net interest income	$1,518,000	7,552
Provision for loan and lease losses	$68,000	5,976
Total noninterest income	$248,000	6,968
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$148,000	5,881
Trading account gains and fees	NA	NA
Additional Noninterest Income	$100,000	6,650
Total noninterest expense	$1,312,000	7,265
Salaries and employee benefits	$712,000	7,176
Premises and equipment expense	$268,000	5,829
Additional noninterest expense	$332,000	7,859
Pre-tax net operating income	$386,000	7,658
Securities gains (losses)	$10,000	1,755
Applicable income taxes	$125,000	6,576
Income before extraordinary items	$271,000	7,783
Extraordinary gains, net	$0	35
Net income	$271,000	7,781
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,803
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$264,200	7,807
1998-12-31 (YTD Data)		Rank
Total interest income	$2,502,000	8,097
Total interest expense	$1,263,000	7,763
Net interest income	$1,239,000	8,241
Provision for loan and lease losses	$173,000	3,879
Total noninterest income	$178,000	7,842
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$134,000	6,208
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	8,384
Total noninterest expense	$969,000	8,217
Salaries and employee benefits	$585,000	7,848
Premises and equipment expense	$156,000	7,517
Additional noninterest expense	$228,000	8,812
Pre-tax net operating income	$275,000	8,542
Securities gains (losses)	$0	4,449
Applicable income taxes	$108,000	7,408
Income before extraordinary items	$167,000	8,862
Extraordinary gains, net	$0	32
Net income	$167,000	8,860
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$149,000	2,932
Cash dividends	$50,000	6,861
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$167,000	8,797
1997-12-31 (YTD Data)		Rank
Total interest income	$2,153,000	8,841
Total interest expense	$1,010,000	8,664
Net interest income	$1,143,000	8,827
Provision for loan and lease losses	$57,000	6,423
Total noninterest income	$141,000	8,723
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$103,000	7,134
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	8,946
Total noninterest expense	$810,000	8,997
Salaries and employee benefits	$461,000	8,879
Premises and equipment expense	$127,000	8,316
Additional noninterest expense	$222,000	9,151
Pre-tax net operating income	$417,000	8,349
Securities gains (losses)	$0	3,944
Applicable income taxes	$167,000	7,362
Income before extraordinary items	$250,000	8,754
Extraordinary gains, net	$0	44
Net income	$250,000	8,757
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	5,655
Cash dividends	$50,000	7,161
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$250,000	8,718
1996-12-31 (YTD Data)		Rank
Total interest income	$1,724,000	9,779
Total interest expense	$817,000	9,593
Net interest income	$907,000	9,817
Provision for loan and lease losses	$56,000	6,391
Total noninterest income	$121,000	9,511
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$85,000	7,846
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	9,538
Total noninterest expense	$702,000	9,807
Salaries and employee benefits	$398,000	9,615
Premises and equipment expense	$119,000	8,811
Additional noninterest expense	$185,000	10,110
Pre-tax net operating income	$270,000	9,331
Securities gains (losses)	$-3,000	9,684
Applicable income taxes	$96,000	8,811
Income before extraordinary items	$171,000	9,589
Extraordinary gains, net	$0	53
Net income	$171,000	9,590
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,286
Cash dividends	$65,000	7,287
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$172,920	9,510
1995-12-31 (YTD Data)		Rank
Total interest income	$1,338,000	10,781
Total interest expense	$622,000	10,594
Net interest income	$716,000	10,793
Provision for loan and lease losses	$17,000	7,866
Total noninterest income	$97,000	10,347
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$73,000	8,522
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	10,650
Total noninterest expense	$596,000	10,584
Salaries and employee benefits	$338,000	10,413
Premises and equipment expense	$102,000	9,565
Additional noninterest expense	$156,000	10,983
Pre-tax net operating income	$200,000	10,463
Securities gains (losses)	$0	3,831
Applicable income taxes	$46,000	10,254
Income before extraordinary items	$154,000	10,425
Extraordinary gains, net	$0	65
Net income	$154,000	10,429
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,482
Cash dividends	$65,000	7,478
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$154,000	10,399
1994-12-31 (YTD Data)		Rank
Total interest income	$1,053,000	11,606
Total interest expense	$417,000	11,493
Net interest income	$636,000	11,591
Provision for loan and lease losses	$14,000	8,180
Total noninterest income	$83,000	11,175
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$63,000	9,250
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,000	11,420
Total noninterest expense	$522,000	11,495
Salaries and employee benefits	$305,000	11,156
Premises and equipment expense	$89,000	10,376
Additional noninterest expense	$128,000	12,049
Pre-tax net operating income	$183,000	11,026
Securities gains (losses)	$0	3,600
Applicable income taxes	$53,000	10,390
Income before extraordinary items	$130,000	11,059
Extraordinary gains, net	$0	249
Net income	$130,000	11,065
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$120,000	6,524
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$130,000	11,104
1993-12-31 (YTD Data)		Rank
Total interest income	$1,034,000	12,222
Total interest expense	$402,000	12,212
Net interest income	$632,000	12,104
Provision for loan and lease losses	$5,000	10,098
Total noninterest income	$98,000	11,377
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$57,000	9,801
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	10,614
Total noninterest expense	$464,000	12,339
Salaries and employee benefits	$248,000	12,209
Premises and equipment expense	$105,000	10,294
Additional noninterest expense	$111,000	12,846
Pre-tax net operating income	$261,000	10,545
Securities gains (losses)	$26,000	4,293
Applicable income taxes	$117,000	9,370
Income before extraordinary items	$170,000	10,976
Extraordinary gains, net	$0	3,149
Net income	$170,000	11,069
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	11,674
Cash dividends	$105,000	6,770
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$153,360	10,957
1992-12-31 (YTD Data)		Rank
Total interest income	$1,044,000	12,951
Total interest expense	$474,000	12,864
Net interest income	$570,000	12,846
Provision for loan and lease losses	$33,000	9,854
Total noninterest income	$96,000	11,835
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$57,000	10,031
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	11,113
Total noninterest expense	$487,000	12,703
Salaries and employee benefits	$243,000	12,676
Premises and equipment expense	$105,000	10,550
Additional noninterest expense	$139,000	13,103
Pre-tax net operating income	$146,000	11,570
Securities gains (losses)	$26,000	5,197
Applicable income taxes	$43,000	11,451
Income before extraordinary items	$129,000	11,554
Extraordinary gains, net	$0	1,422
Net income	$129,000	11,633
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$85,000	6,917
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$109,500	11,508

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.