UBank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $36,811,000 | 1,192 |
| Total interest expense | $13,651,000 | 1,051 |
| Net interest income | $23,160,000 | 1,286 |
| Provision for loan and lease losses | $1,428,000 | 668 |
| Total noninterest income | $3,795,000 | 1,408 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $3,241,000 | 377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $554,000 | 2,872 |
| Total noninterest expense | $17,094,000 | 1,373 |
| Salaries and employee benefits | $9,281,000 | 1,420 |
| Premises and equipment expense | $1,322,000 | 1,689 |
| Additional noninterest expense | $554,000 | 2,872 |
| Pre-tax net operating income | $8,433,000 | 1,340 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,732,000 | 1,080 |
| Income before extraordinary items | $6,701,000 | 1,389 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,701,000 | 1,405 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,701,000 | 1,392 |
| Net charge-offs | $84,000 | 1,599 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $6,701,000 | 1,410 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $26,760,000 | 1,198 |
| Total interest expense | $9,731,000 | 1,009 |
| Net interest income | $17,029,000 | 1,313 |
| Provision for loan and lease losses | $1,082,000 | 621 |
| Total noninterest income | $2,690,000 | 1,460 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $2,290,000 | 394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $400,000 | 2,893 |
| Total noninterest expense | $12,521,000 | 1,382 |
| Salaries and employee benefits | $6,990,000 | 1,411 |
| Premises and equipment expense | $1,401,000 | 1,300 |
| Additional noninterest expense | $400,000 | 2,892 |
| Pre-tax net operating income | $6,116,000 | 1,427 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,283,000 | 1,106 |
| Income before extraordinary items | $4,833,000 | 1,489 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,833,000 | 1,501 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,833,000 | 1,489 |
| Net charge-offs | $59,000 | 1,411 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,833,000 | 1,509 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $17,050,000 | 1,214 |
| Total interest expense | $5,907,000 | 993 |
| Net interest income | $11,143,000 | 1,334 |
| Provision for loan and lease losses | $707,000 | 629 |
| Total noninterest income | $1,776,000 | 1,401 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $1,512,000 | 386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 2,881 |
| Total noninterest expense | $8,289,000 | 1,385 |
| Salaries and employee benefits | $4,648,000 | 1,403 |
| Premises and equipment expense | $704,000 | 1,608 |
| Additional noninterest expense | $264,000 | 2,875 |
| Pre-tax net operating income | $3,923,000 | 1,456 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $822,000 | 1,134 |
| Income before extraordinary items | $3,101,000 | 1,527 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,101,000 | 1,545 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,101,000 | 1,527 |
| Net charge-offs | $-18,000 | 4,071 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,101,000 | 1,539 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $8,029,000 | 1,253 |
| Total interest expense | $2,651,000 | 968 |
| Net interest income | $5,378,000 | 1,377 |
| Provision for loan and lease losses | $332,000 | 627 |
| Total noninterest income | $879,000 | 1,407 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $732,000 | 410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 2,776 |
| Total noninterest expense | $4,211,000 | 1,381 |
| Salaries and employee benefits | $2,366,000 | 1,422 |
| Premises and equipment expense | $376,000 | 1,555 |
| Additional noninterest expense | $147,000 | 2,776 |
| Pre-tax net operating income | $1,714,000 | 1,638 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $358,000 | 1,251 |
| Income before extraordinary items | $1,356,000 | 1,709 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,356,000 | 1,708 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,356,000 | 1,709 |
| Net charge-offs | $-5,000 | 3,836 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,356,000 | 1,729 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $21,646,000 | 1,479 |
| Total interest expense | $2,953,000 | 1,195 |
| Net interest income | $18,693,000 | 1,522 |
| Provision for loan and lease losses | $2,010,000 | 514 |
| Total noninterest income | $3,159,000 | 1,585 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $2,803,000 | 440 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 3,372 |
| Total noninterest expense | $15,171,000 | 1,463 |
| Salaries and employee benefits | $8,856,000 | 1,453 |
| Premises and equipment expense | $1,261,000 | 1,745 |
| Additional noninterest expense | $356,000 | 3,372 |
| Pre-tax net operating income | $4,671,000 | 2,111 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $941,000 | 1,604 |
| Income before extraordinary items | $3,730,000 | 2,194 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,730,000 | 2,193 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,730,000 | 2,193 |
| Net charge-offs | $320,000 | 752 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,730,000 | 2,222 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $14,802,000 | 1,541 |
| Total interest expense | $1,394,000 | 1,387 |
| Net interest income | $13,408,000 | 1,555 |
| Provision for loan and lease losses | $1,725,000 | 434 |
| Total noninterest income | $2,357,000 | 1,609 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $2,085,000 | 446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 3,380 |
| Total noninterest expense | $11,201,000 | 1,480 |
| Salaries and employee benefits | $6,507,000 | 1,480 |
| Premises and equipment expense | $922,000 | 1,795 |
| Additional noninterest expense | $272,000 | 3,380 |
| Pre-tax net operating income | $2,839,000 | 2,351 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $592,000 | 1,717 |
| Income before extraordinary items | $2,247,000 | 2,439 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,247,000 | 2,438 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,247,000 | 2,438 |
| Net charge-offs | $337,000 | 544 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,247,000 | 2,478 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,913,000 | 1,631 |
| Total interest expense | $620,000 | 1,688 |
| Net interest income | $8,293,000 | 1,610 |
| Provision for loan and lease losses | $945,000 | 443 |
| Total noninterest income | $1,535,000 | 1,613 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $1,379,000 | 446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 3,550 |
| Total noninterest expense | $7,308,000 | 1,490 |
| Salaries and employee benefits | $4,209,000 | 1,511 |
| Premises and equipment expense | $598,000 | 1,829 |
| Additional noninterest expense | $2,501,000 | 1,339 |
| Pre-tax net operating income | $1,575,000 | 2,502 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $331,000 | 1,782 |
| Income before extraordinary items | $1,244,000 | 2,575 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,244,000 | 2,575 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,244,000 | 2,575 |
| Net charge-offs | $357,000 | 395 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,244,000 | 2,614 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,264,000 | 1,640 |
| Total interest expense | $285,000 | 1,746 |
| Net interest income | $3,979,000 | 1,625 |
| Provision for loan and lease losses | $322,000 | 465 |
| Total noninterest income | $668,000 | 1,760 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $676,000 | 448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-8,000 | 4,767 |
| Total noninterest expense | $3,530,000 | 1,521 |
| Salaries and employee benefits | $2,128,000 | 1,498 |
| Premises and equipment expense | $288,000 | 1,891 |
| Additional noninterest expense | $1,114,000 | 1,460 |
| Pre-tax net operating income | $795,000 | 2,391 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $167,000 | 1,725 |
| Income before extraordinary items | $628,000 | 2,488 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $628,000 | 2,485 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $628,000 | 2,488 |
| Net charge-offs | $285,000 | 298 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $628,000 | 2,511 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $15,683,000 | 1,801 |
| Total interest expense | $1,020,000 | 2,179 |
| Net interest income | $14,663,000 | 1,750 |
| Provision for loan and lease losses | $1,260,000 | 469 |
| Total noninterest income | $3,118,000 | 1,757 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $2,630,000 | 437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $488,000 | 3,281 |
| Total noninterest expense | $12,312,000 | 1,715 |
| Salaries and employee benefits | $6,883,000 | 1,727 |
| Premises and equipment expense | $1,103,000 | 1,921 |
| Additional noninterest expense | $4,326,000 | 1,496 |
| Pre-tax net operating income | $4,209,000 | 2,269 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $884,000 | 1,689 |
| Income before extraordinary items | $3,325,000 | 2,416 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,325,000 | 2,415 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,325,000 | 2,417 |
| Net charge-offs | $412,000 | 714 |
| Cash dividends | $439,000 | 2,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,325,000 | 2,388 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,602,000 | 1,848 |
| Total interest expense | $751,000 | 2,301 |
| Net interest income | $10,851,000 | 1,785 |
| Provision for loan and lease losses | $775,000 | 566 |
| Total noninterest income | $2,327,000 | 1,818 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $1,934,000 | 447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $393,000 | 3,274 |
| Total noninterest expense | $8,772,000 | 1,769 |
| Salaries and employee benefits | $4,934,000 | 1,798 |
| Premises and equipment expense | $780,000 | 2,014 |
| Additional noninterest expense | $3,058,000 | 1,574 |
| Pre-tax net operating income | $3,631,000 | 2,178 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $763,000 | 1,674 |
| Income before extraordinary items | $2,868,000 | 2,316 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,868,000 | 2,315 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,868,000 | 2,316 |
| Net charge-offs | $472,000 | 520 |
| Cash dividends | $358,000 | 2,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,868,000 | 2,291 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,578,000 | 1,879 |
| Total interest expense | $493,000 | 2,401 |
| Net interest income | $7,085,000 | 1,811 |
| Provision for loan and lease losses | $200,000 | 1,183 |
| Total noninterest income | $1,361,000 | 1,899 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $1,255,000 | 446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 4,007 |
| Total noninterest expense | $5,692,000 | 1,794 |
| Salaries and employee benefits | $3,253,000 | 1,814 |
| Premises and equipment expense | $518,000 | 2,012 |
| Additional noninterest expense | $1,921,000 | 1,624 |
| Pre-tax net operating income | $2,554,000 | 2,091 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $537,000 | 1,611 |
| Income before extraordinary items | $2,017,000 | 2,218 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,017,000 | 2,217 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,017,000 | 2,218 |
| Net charge-offs | $-67,000 | 4,451 |
| Cash dividends | $256,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,017,000 | 2,186 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,658,000 | 1,912 |
| Total interest expense | $243,000 | 2,486 |
| Net interest income | $3,415,000 | 1,838 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $719,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $603,000 | 454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 3,367 |
| Total noninterest expense | $2,867,000 | 1,778 |
| Salaries and employee benefits | $1,603,000 | 1,817 |
| Premises and equipment expense | $264,000 | 2,003 |
| Additional noninterest expense | $1,000,000 | 1,548 |
| Pre-tax net operating income | $1,267,000 | 2,082 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $266,000 | 1,602 |
| Income before extraordinary items | $1,001,000 | 2,217 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,001,000 | 2,217 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,001,000 | 2,217 |
| Net charge-offs | $-53,000 | 4,631 |
| Cash dividends | $141,000 | 1,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,001,000 | 2,177 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,559,000 | 2,031 |
| Total interest expense | $1,047,000 | 2,857 |
| Net interest income | $12,512,000 | 1,885 |
| Provision for loan and lease losses | $560,000 | 2,129 |
| Total noninterest income | $2,730,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $2,429,000 | 459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 3,630 |
| Total noninterest expense | $11,159,000 | 1,795 |
| Salaries and employee benefits | $6,099,000 | 1,888 |
| Premises and equipment expense | $951,000 | 2,097 |
| Additional noninterest expense | $4,109,000 | 1,503 |
| Pre-tax net operating income | $3,523,000 | 2,218 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $723,000 | 1,690 |
| Income before extraordinary items | $2,800,000 | 2,394 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,800,000 | 2,394 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,800,000 | 2,394 |
| Net charge-offs | $-237,000 | 4,883 |
| Cash dividends | $452,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,800,000 | 2,338 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,200,000 | 2,035 |
| Total interest expense | $785,000 | 2,964 |
| Net interest income | $9,415,000 | 1,873 |
| Provision for loan and lease losses | $396,000 | 2,165 |
| Total noninterest income | $2,054,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,805,000 | 454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 3,525 |
| Total noninterest expense | $8,376,000 | 1,777 |
| Salaries and employee benefits | $4,607,000 | 1,840 |
| Premises and equipment expense | $730,000 | 2,069 |
| Additional noninterest expense | $3,039,000 | 1,498 |
| Pre-tax net operating income | $2,697,000 | 2,184 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $550,000 | 1,666 |
| Income before extraordinary items | $2,147,000 | 2,347 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,147,000 | 2,347 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,147,000 | 2,347 |
| Net charge-offs | $-94,000 | 4,805 |
| Cash dividends | $340,000 | 2,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,147,000 | 2,299 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,786,000 | 2,070 |
| Total interest expense | $494,000 | 3,145 |
| Net interest income | $6,292,000 | 1,878 |
| Provision for loan and lease losses | $120,000 | 2,806 |
| Total noninterest income | $1,382,000 | 1,701 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $1,199,000 | 451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 3,396 |
| Total noninterest expense | $5,402,000 | 1,822 |
| Salaries and employee benefits | $3,001,000 | 1,868 |
| Premises and equipment expense | $477,000 | 2,084 |
| Additional noninterest expense | $1,924,000 | 1,554 |
| Pre-tax net operating income | $2,152,000 | 1,897 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $452,000 | 1,424 |
| Income before extraordinary items | $1,700,000 | 2,063 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,700,000 | 2,063 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,700,000 | 2,063 |
| Net charge-offs | $-66,000 | 4,811 |
| Cash dividends | $170,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,700,000 | 2,018 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 2,165 |
| Total interest expense | $248,000 | 3,278 |
| Net interest income | $2,932,000 | 1,954 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $732,000 | 1,551 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $629,000 | 487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 3,141 |
| Total noninterest expense | $2,727,000 | 1,825 |
| Salaries and employee benefits | $1,492,000 | 1,893 |
| Premises and equipment expense | $232,000 | 2,138 |
| Additional noninterest expense | $1,003,000 | 1,513 |
| Pre-tax net operating income | $937,000 | 1,926 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $196,000 | 1,415 |
| Income before extraordinary items | $741,000 | 2,088 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $741,000 | 2,087 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $741,000 | 2,088 |
| Net charge-offs | $-19,000 | 4,651 |
| Cash dividends | $110,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $741,000 | 2,053 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,476,000 | 2,363 |
| Total interest expense | $825,000 | 3,578 |
| Net interest income | $10,651,000 | 2,117 |
| Provision for loan and lease losses | $23,000 | 3,697 |
| Total noninterest income | $3,399,000 | 1,453 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $2,662,000 | 480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $737,000 | 2,590 |
| Total noninterest expense | $11,535,000 | 1,704 |
| Salaries and employee benefits | $5,813,000 | 1,895 |
| Premises and equipment expense | $951,000 | 2,098 |
| Additional noninterest expense | $4,771,000 | 1,303 |
| Pre-tax net operating income | $2,492,000 | 2,737 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $512,000 | 1,962 |
| Income before extraordinary items | $1,980,000 | 2,919 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,980,000 | 2,919 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,980,000 | 2,920 |
| Net charge-offs | $501,000 | 1,030 |
| Cash dividends | $2,427,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,980,000 | 2,875 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,470,000 | 2,416 |
| Total interest expense | $589,000 | 3,678 |
| Net interest income | $7,881,000 | 2,168 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $2,815,000 | 1,366 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $2,003,000 | 476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $812,000 | 2,154 |
| Total noninterest expense | $8,455,000 | 1,742 |
| Salaries and employee benefits | $4,270,000 | 1,920 |
| Premises and equipment expense | $711,000 | 2,119 |
| Additional noninterest expense | $3,474,000 | 1,330 |
| Pre-tax net operating income | $2,241,000 | 2,531 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $459,000 | 1,872 |
| Income before extraordinary items | $1,782,000 | 2,704 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,782,000 | 2,705 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,782,000 | 2,705 |
| Net charge-offs | $240,000 | 1,172 |
| Cash dividends | $2,427,000 | 1,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,782,000 | 2,672 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,522,000 | 2,446 |
| Total interest expense | $378,000 | 3,709 |
| Net interest income | $5,144,000 | 2,223 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $2,048,000 | 1,255 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $1,313,000 | 478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $735,000 | 1,795 |
| Total noninterest expense | $5,596,000 | 1,762 |
| Salaries and employee benefits | $2,821,000 | 1,941 |
| Premises and equipment expense | $488,000 | 2,096 |
| Additional noninterest expense | $2,287,000 | 1,370 |
| Pre-tax net operating income | $1,596,000 | 2,406 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $320,000 | 1,792 |
| Income before extraordinary items | $1,276,000 | 2,562 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,276,000 | 2,561 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,276,000 | 2,561 |
| Net charge-offs | $302,000 | 786 |
| Cash dividends | $216,000 | 2,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,276,000 | 2,528 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,821,000 | 2,415 |
| Total interest expense | $193,000 | 3,665 |
| Net interest income | $2,628,000 | 2,181 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $1,324,000 | 1,021 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $641,000 | 482 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $683,000 | 1,186 |
| Total noninterest expense | $2,695,000 | 1,808 |
| Salaries and employee benefits | $1,334,000 | 2,032 |
| Premises and equipment expense | $254,000 | 2,059 |
| Additional noninterest expense | $1,107,000 | 1,394 |
| Pre-tax net operating income | $1,257,000 | 1,750 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $252,000 | 1,405 |
| Income before extraordinary items | $1,005,000 | 1,861 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,005,000 | 1,859 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,005,000 | 1,860 |
| Net charge-offs | $184,000 | 653 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,005,000 | 1,841 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,286,000 | 2,480 |
| Total interest expense | $497,000 | 3,933 |
| Net interest income | $9,789,000 | 2,289 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $3,069,000 | 1,518 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $2,789,000 | 460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 3,757 |
| Total noninterest expense | $10,292,000 | 1,856 |
| Salaries and employee benefits | $4,898,000 | 2,133 |
| Premises and equipment expense | $1,148,000 | 1,864 |
| Additional noninterest expense | $4,246,000 | 1,430 |
| Pre-tax net operating income | $2,566,000 | 2,735 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $490,000 | 2,000 |
| Income before extraordinary items | $2,076,000 | 2,876 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,076,000 | 2,875 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,076,000 | 2,875 |
| Net charge-offs | $-118,000 | 5,076 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,076,000 | 2,872 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,467,000 | 2,533 |
| Total interest expense | $330,000 | 4,039 |
| Net interest income | $7,137,000 | 2,340 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $2,313,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $2,092,000 | 461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 3,725 |
| Total noninterest expense | $7,328,000 | 1,940 |
| Salaries and employee benefits | $3,503,000 | 2,203 |
| Premises and equipment expense | $820,000 | 1,936 |
| Additional noninterest expense | $3,005,000 | 1,509 |
| Pre-tax net operating income | $2,122,000 | 2,633 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $409,000 | 1,962 |
| Income before extraordinary items | $1,713,000 | 2,785 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,713,000 | 2,784 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,713,000 | 2,784 |
| Net charge-offs | $-106,000 | 5,123 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,713,000 | 2,774 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,739,000 | 2,599 |
| Total interest expense | $215,000 | 4,031 |
| Net interest income | $4,524,000 | 2,441 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,567,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $1,392,000 | 460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 3,547 |
| Total noninterest expense | $4,849,000 | 1,964 |
| Salaries and employee benefits | $2,320,000 | 2,232 |
| Premises and equipment expense | $536,000 | 1,978 |
| Additional noninterest expense | $1,993,000 | 1,511 |
| Pre-tax net operating income | $1,242,000 | 2,817 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $237,000 | 2,064 |
| Income before extraordinary items | $1,005,000 | 2,951 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,005,000 | 2,950 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,005,000 | 2,950 |
| Net charge-offs | $-89,000 | 5,172 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,005,000 | 2,944 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 2,681 |
| Total interest expense | $106,000 | 4,036 |
| Net interest income | $2,173,000 | 2,516 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $810,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $698,000 | 463 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 3,187 |
| Total noninterest expense | $2,394,000 | 1,994 |
| Salaries and employee benefits | $1,153,000 | 2,253 |
| Premises and equipment expense | $248,000 | 2,122 |
| Additional noninterest expense | $993,000 | 1,515 |
| Pre-tax net operating income | $589,000 | 2,848 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $110,000 | 2,091 |
| Income before extraordinary items | $479,000 | 2,968 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $479,000 | 2,970 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $479,000 | 2,969 |
| Net charge-offs | $-41,000 | 5,193 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $479,000 | 2,958 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,107,000 | 2,627 |
| Total interest expense | $416,000 | 3,937 |
| Net interest income | $8,691,000 | 2,486 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $3,157,000 | 1,529 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $2,837,000 | 459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 3,733 |
| Total noninterest expense | $9,822,000 | 1,941 |
| Salaries and employee benefits | $4,860,000 | 2,126 |
| Premises and equipment expense | $974,000 | 2,153 |
| Additional noninterest expense | $3,988,000 | 1,527 |
| Pre-tax net operating income | $2,026,000 | 3,093 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,011,000 | 1,867 |
| Income before extraordinary items | $1,015,000 | 3,699 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,015,000 | 3,698 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,015,000 | 3,699 |
| Net charge-offs | $-11,000 | 4,818 |
| Cash dividends | $330,000 | 3,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,015,000 | 3,690 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,775,000 | 2,653 |
| Total interest expense | $309,000 | 3,964 |
| Net interest income | $6,466,000 | 2,510 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $2,368,000 | 1,538 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $2,128,000 | 463 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 3,766 |
| Total noninterest expense | $7,331,000 | 1,939 |
| Salaries and employee benefits | $3,605,000 | 2,151 |
| Premises and equipment expense | $731,000 | 2,152 |
| Additional noninterest expense | $2,995,000 | 1,511 |
| Pre-tax net operating income | $1,503,000 | 3,173 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $402,000 | 2,252 |
| Income before extraordinary items | $1,101,000 | 3,368 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,101,000 | 3,366 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,101,000 | 3,368 |
| Net charge-offs | $26,000 | 2,851 |
| Cash dividends | $330,000 | 2,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,101,000 | 3,342 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,457,000 | 2,666 |
| Total interest expense | $197,000 | 4,023 |
| Net interest income | $4,260,000 | 2,522 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,614,000 | 1,513 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $1,444,000 | 450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 3,689 |
| Total noninterest expense | $4,893,000 | 1,949 |
| Salaries and employee benefits | $2,426,000 | 2,153 |
| Premises and equipment expense | $474,000 | 2,208 |
| Additional noninterest expense | $1,993,000 | 1,519 |
| Pre-tax net operating income | $981,000 | 3,158 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $261,000 | 2,267 |
| Income before extraordinary items | $720,000 | 3,352 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $720,000 | 3,351 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $720,000 | 3,352 |
| Net charge-offs | $-115,000 | 5,469 |
| Cash dividends | $330,000 | 2,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $720,000 | 3,325 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,167,000 | 2,712 |
| Total interest expense | $82,000 | 4,311 |
| Net interest income | $2,085,000 | 2,557 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $828,000 | 1,481 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $726,000 | 456 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 3,444 |
| Total noninterest expense | $2,514,000 | 1,914 |
| Salaries and employee benefits | $1,283,000 | 2,088 |
| Premises and equipment expense | $236,000 | 2,232 |
| Additional noninterest expense | $995,000 | 1,514 |
| Pre-tax net operating income | $399,000 | 3,421 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $97,000 | 2,457 |
| Income before extraordinary items | $302,000 | 3,589 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $302,000 | 3,588 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $302,000 | 3,589 |
| Net charge-offs | $-79,000 | 5,569 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $302,000 | 3,569 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,543,000 | 2,726 |
| Total interest expense | $345,000 | 4,272 |
| Net interest income | $8,198,000 | 2,567 |
| Provision for loan and lease losses | $-475,000 | 5,735 |
| Total noninterest income | $3,630,000 | 1,442 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $3,070,000 | 443 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $560,000 | 3,099 |
| Total noninterest expense | $10,664,000 | 1,792 |
| Salaries and employee benefits | $5,538,000 | 1,929 |
| Premises and equipment expense | $1,172,000 | 1,905 |
| Additional noninterest expense | $3,954,000 | 1,551 |
| Pre-tax net operating income | $1,639,000 | 3,389 |
| Securities gains (losses) | $29,000 | 2,183 |
| Applicable income taxes | $411,000 | 2,415 |
| Income before extraordinary items | $1,257,000 | 3,557 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,257,000 | 3,555 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,257,000 | 3,556 |
| Net charge-offs | $-143,000 | 5,601 |
| Cash dividends | $293,000 | 3,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,235,250 | 3,520 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,289,000 | 2,761 |
| Total interest expense | $262,000 | 4,290 |
| Net interest income | $6,027,000 | 2,617 |
| Provision for loan and lease losses | $-225,000 | 5,786 |
| Total noninterest income | $2,765,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $2,313,000 | 439 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $452,000 | 3,023 |
| Total noninterest expense | $8,165,000 | 1,757 |
| Salaries and employee benefits | $4,361,000 | 1,823 |
| Premises and equipment expense | $911,000 | 1,851 |
| Additional noninterest expense | $2,893,000 | 1,586 |
| Pre-tax net operating income | $852,000 | 3,948 |
| Securities gains (losses) | $-5,000 | 5,761 |
| Applicable income taxes | $183,000 | 2,860 |
| Income before extraordinary items | $664,000 | 4,120 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $664,000 | 4,119 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $664,000 | 4,120 |
| Net charge-offs | $-166,000 | 5,702 |
| Cash dividends | $280,000 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $667,900 | 4,048 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,270,000 | 2,740 |
| Total interest expense | $180,000 | 4,261 |
| Net interest income | $4,090,000 | 2,588 |
| Provision for loan and lease losses | $-225,000 | 5,903 |
| Total noninterest income | $1,894,000 | 1,372 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $1,521,000 | 441 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $373,000 | 2,743 |
| Total noninterest expense | $5,423,000 | 1,772 |
| Salaries and employee benefits | $2,878,000 | 1,852 |
| Premises and equipment expense | $578,000 | 1,925 |
| Additional noninterest expense | $1,967,000 | 1,559 |
| Pre-tax net operating income | $786,000 | 3,486 |
| Securities gains (losses) | $-5,000 | 5,854 |
| Applicable income taxes | $194,000 | 2,520 |
| Income before extraordinary items | $587,000 | 3,716 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $587,000 | 3,713 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $587,000 | 3,715 |
| Net charge-offs | $-226,000 | 5,867 |
| Cash dividends | $280,000 | 2,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $590,750 | 3,645 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 2,738 |
| Total interest expense | $94,000 | 4,215 |
| Net interest income | $2,046,000 | 2,584 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $862,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $747,000 | 443 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $115,000 | 3,347 |
| Total noninterest expense | $2,736,000 | 1,759 |
| Salaries and employee benefits | $1,455,000 | 1,846 |
| Premises and equipment expense | $302,000 | 1,865 |
| Additional noninterest expense | $979,000 | 1,553 |
| Pre-tax net operating income | $172,000 | 4,593 |
| Securities gains (losses) | $-5,000 | 5,931 |
| Applicable income taxes | $22,000 | 3,437 |
| Income before extraordinary items | $145,000 | 4,669 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $145,000 | 4,668 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $145,000 | 4,669 |
| Net charge-offs | $62,000 | 1,303 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $149,350 | 4,567 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,621,000 | 2,691 |
| Total interest expense | $436,000 | 3,984 |
| Net interest income | $8,185,000 | 2,548 |
| Provision for loan and lease losses | $-25,000 | 5,637 |
| Total noninterest income | $4,231,000 | 1,254 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $3,133,000 | 434 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,098,000 | 2,256 |
| Total noninterest expense | $12,633,000 | 1,531 |
| Salaries and employee benefits | $5,364,000 | 1,937 |
| Premises and equipment expense | $1,340,000 | 1,706 |
| Additional noninterest expense | $5,929,000 | 1,094 |
| Pre-tax net operating income | $-192,000 | 5,964 |
| Securities gains (losses) | $-17,000 | 5,925 |
| Applicable income taxes | $-93,000 | 5,996 |
| Income before extraordinary items | $-116,000 | 5,964 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-116,000 | 5,965 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-116,000 | 5,965 |
| Net charge-offs | $163,000 | 2,177 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-105,120 | 5,937 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,516,000 | 2,685 |
| Total interest expense | $333,000 | 4,008 |
| Net interest income | $6,183,000 | 2,539 |
| Provision for loan and lease losses | $-25,000 | 5,832 |
| Total noninterest income | $3,385,000 | 1,212 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $2,353,000 | 437 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,032,000 | 1,991 |
| Total noninterest expense | $9,790,000 | 1,502 |
| Salaries and employee benefits | $3,995,000 | 1,954 |
| Premises and equipment expense | $940,000 | 1,831 |
| Additional noninterest expense | $4,855,000 | 1,022 |
| Pre-tax net operating income | $-197,000 | 6,090 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-73,000 | 6,150 |
| Income before extraordinary items | $-124,000 | 6,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-124,000 | 6,078 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-124,000 | 6,078 |
| Net charge-offs | $192,000 | 1,589 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-124,000 | 6,054 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,417,000 | 2,654 |
| Total interest expense | $227,000 | 4,001 |
| Net interest income | $4,190,000 | 2,495 |
| Provision for loan and lease losses | $-25,000 | 5,971 |
| Total noninterest income | $2,029,000 | 1,312 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $1,527,000 | 444 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $502,000 | 2,404 |
| Total noninterest expense | $5,197,000 | 1,830 |
| Salaries and employee benefits | $2,612,000 | 1,998 |
| Premises and equipment expense | $656,000 | 1,760 |
| Additional noninterest expense | $1,929,000 | 1,584 |
| Pre-tax net operating income | $1,047,000 | 2,979 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $358,000 | 1,961 |
| Income before extraordinary items | $689,000 | 3,439 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $689,000 | 3,439 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $689,000 | 3,440 |
| Net charge-offs | $114,000 | 1,611 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $689,000 | 3,377 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,268,000 | 2,591 |
| Total interest expense | $117,000 | 3,989 |
| Net interest income | $2,151,000 | 2,446 |
| Provision for loan and lease losses | $-25,000 | 6,124 |
| Total noninterest income | $1,041,000 | 1,253 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $738,000 | 447 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $303,000 | 2,115 |
| Total noninterest expense | $2,592,000 | 1,835 |
| Salaries and employee benefits | $1,290,000 | 2,027 |
| Premises and equipment expense | $320,000 | 1,825 |
| Additional noninterest expense | $982,000 | 1,557 |
| Pre-tax net operating income | $625,000 | 2,613 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $224,000 | 1,706 |
| Income before extraordinary items | $401,000 | 3,116 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $401,000 | 3,119 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $401,000 | 3,119 |
| Net charge-offs | $11,000 | 2,441 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $401,000 | 3,051 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,446,000 | 2,535 |
| Total interest expense | $533,000 | 3,875 |
| Net interest income | $8,913,000 | 2,382 |
| Provision for loan and lease losses | $-50,000 | 5,961 |
| Total noninterest income | $3,930,000 | 1,297 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $3,097,000 | 449 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $833,000 | 2,587 |
| Total noninterest expense | $10,245,000 | 1,846 |
| Salaries and employee benefits | $5,226,000 | 1,962 |
| Premises and equipment expense | $1,368,000 | 1,704 |
| Additional noninterest expense | $3,651,000 | 1,694 |
| Pre-tax net operating income | $2,648,000 | 2,480 |
| Securities gains (losses) | $-4,000 | 5,927 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,644,000 | 2,214 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,644,000 | 2,213 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,644,000 | 2,213 |
| Net charge-offs | $-364,000 | 6,345 |
| Cash dividends | $2,000,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,648,000 | 2,161 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,175,000 | 2,521 |
| Total interest expense | $410,000 | 3,891 |
| Net interest income | $6,765,000 | 2,365 |
| Provision for loan and lease losses | $50,000 | 3,379 |
| Total noninterest income | $3,090,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $2,305,000 | 449 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $785,000 | 2,284 |
| Total noninterest expense | $7,650,000 | 1,858 |
| Salaries and employee benefits | $3,931,000 | 1,963 |
| Premises and equipment expense | $1,023,000 | 1,725 |
| Additional noninterest expense | $2,696,000 | 1,717 |
| Pre-tax net operating income | $2,155,000 | 2,387 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,155,000 | 2,092 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,155,000 | 2,091 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,155,000 | 2,090 |
| Net charge-offs | $-405,000 | 6,445 |
| Cash dividends | $2,000,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,155,000 | 2,054 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,795,000 | 2,507 |
| Total interest expense | $279,000 | 3,885 |
| Net interest income | $4,516,000 | 2,339 |
| Provision for loan and lease losses | $50,000 | 2,981 |
| Total noninterest income | $2,252,000 | 1,172 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,503,000 | 456 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $749,000 | 1,776 |
| Total noninterest expense | $5,075,000 | 1,863 |
| Salaries and employee benefits | $2,664,000 | 1,944 |
| Premises and equipment expense | $686,000 | 1,740 |
| Additional noninterest expense | $1,725,000 | 1,779 |
| Pre-tax net operating income | $1,643,000 | 2,122 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,643,000 | 1,828 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,643,000 | 1,832 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,643,000 | 1,831 |
| Net charge-offs | $-177,000 | 6,431 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,643,000 | 1,780 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,431,000 | 2,471 |
| Total interest expense | $142,000 | 3,903 |
| Net interest income | $2,289,000 | 2,298 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,431,000 | 949 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $735,000 | 455 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $696,000 | 1,132 |
| Total noninterest expense | $2,548,000 | 1,857 |
| Salaries and employee benefits | $1,329,000 | 1,953 |
| Premises and equipment expense | $339,000 | 1,775 |
| Additional noninterest expense | $880,000 | 1,737 |
| Pre-tax net operating income | $1,172,000 | 1,551 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,172,000 | 1,295 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,172,000 | 1,296 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,172,000 | 1,296 |
| Net charge-offs | $-65,000 | 6,385 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,172,000 | 1,265 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,526,000 | 2,528 |
| Total interest expense | $672,000 | 3,842 |
| Net interest income | $8,854,000 | 2,378 |
| Provision for loan and lease losses | $-100,000 | 6,384 |
| Total noninterest income | $3,564,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $3,282,000 | 436 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $282,000 | 4,170 |
| Total noninterest expense | $11,550,000 | 1,671 |
| Salaries and employee benefits | $5,374,000 | 1,895 |
| Premises and equipment expense | $1,688,000 | 1,408 |
| Additional noninterest expense | $4,488,000 | 1,473 |
| Pre-tax net operating income | $968,000 | 4,135 |
| Securities gains (losses) | $46,000 | 1,855 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,014,000 | 3,869 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,014,000 | 3,872 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,014,000 | 3,873 |
| Net charge-offs | $308,000 | 2,550 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $968,000 | 3,902 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,078,000 | 2,577 |
| Total interest expense | $522,000 | 3,842 |
| Net interest income | $6,556,000 | 2,413 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $2,311,000 | 1,617 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $2,488,000 | 435 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-177,000 | 6,788 |
| Total noninterest expense | $8,469,000 | 1,708 |
| Salaries and employee benefits | $3,994,000 | 1,926 |
| Premises and equipment expense | $1,143,000 | 1,561 |
| Additional noninterest expense | $3,332,000 | 1,489 |
| Pre-tax net operating income | $398,000 | 5,029 |
| Securities gains (losses) | $46,000 | 1,724 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $444,000 | 4,771 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $444,000 | 4,773 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $444,000 | 4,774 |
| Net charge-offs | $239,000 | 2,365 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $398,000 | 4,828 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,608,000 | 2,638 |
| Total interest expense | $367,000 | 3,782 |
| Net interest income | $4,241,000 | 2,462 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,575,000 | 1,587 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,649,000 | 432 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-74,000 | 6,780 |
| Total noninterest expense | $5,705,000 | 1,686 |
| Salaries and employee benefits | $2,688,000 | 1,914 |
| Premises and equipment expense | $805,000 | 1,494 |
| Additional noninterest expense | $2,212,000 | 1,473 |
| Pre-tax net operating income | $111,000 | 5,768 |
| Securities gains (losses) | $46,000 | 1,573 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $157,000 | 5,514 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $157,000 | 5,517 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $157,000 | 5,517 |
| Net charge-offs | $192,000 | 2,134 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $111,000 | 5,687 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,314,000 | 2,631 |
| Total interest expense | $193,000 | 3,752 |
| Net interest income | $2,121,000 | 2,480 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $892,000 | 1,462 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $802,000 | 438 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $90,000 | 3,920 |
| Total noninterest expense | $2,761,000 | 1,753 |
| Salaries and employee benefits | $1,345,000 | 1,933 |
| Premises and equipment expense | $412,000 | 1,477 |
| Additional noninterest expense | $1,004,000 | 1,610 |
| Pre-tax net operating income | $252,000 | 4,103 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $252,000 | 3,879 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $252,000 | 3,878 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $252,000 | 3,881 |
| Net charge-offs | $53,000 | 2,377 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $252,000 | 3,772 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,201,000 | 2,523 |
| Total interest expense | $1,184,000 | 3,228 |
| Net interest income | $9,017,000 | 2,386 |
| Provision for loan and lease losses | $-400,000 | 6,976 |
| Total noninterest income | $2,955,000 | 1,650 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $3,311,000 | 448 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-356,000 | 6,883 |
| Total noninterest expense | $11,559,000 | 1,670 |
| Salaries and employee benefits | $5,354,000 | 1,889 |
| Premises and equipment expense | $1,731,000 | 1,369 |
| Additional noninterest expense | $4,474,000 | 1,508 |
| Pre-tax net operating income | $813,000 | 4,321 |
| Securities gains (losses) | $5,000 | 3,522 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $818,000 | 4,241 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $818,000 | 4,240 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $818,000 | 4,242 |
| Net charge-offs | $447,000 | 2,796 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $813,000 | 4,071 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,889,000 | 2,498 |
| Total interest expense | $946,000 | 3,203 |
| Net interest income | $6,943,000 | 2,358 |
| Provision for loan and lease losses | $-400,000 | 7,104 |
| Total noninterest income | $2,011,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,448,000 | 459 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-437,000 | 7,063 |
| Total noninterest expense | $8,466,000 | 1,715 |
| Salaries and employee benefits | $3,934,000 | 1,917 |
| Premises and equipment expense | $1,279,000 | 1,410 |
| Additional noninterest expense | $3,253,000 | 1,549 |
| Pre-tax net operating income | $888,000 | 3,852 |
| Securities gains (losses) | $5,000 | 3,269 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $893,000 | 3,656 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $893,000 | 3,656 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $893,000 | 3,658 |
| Net charge-offs | $287,000 | 2,886 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $888,000 | 3,508 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,432,000 | 2,433 |
| Total interest expense | $663,000 | 3,172 |
| Net interest income | $4,769,000 | 2,287 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,398,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,612,000 | 453 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-214,000 | 7,083 |
| Total noninterest expense | $5,614,000 | 1,726 |
| Salaries and employee benefits | $2,649,000 | 1,894 |
| Premises and equipment expense | $842,000 | 1,412 |
| Additional noninterest expense | $2,123,000 | 1,586 |
| Pre-tax net operating income | $553,000 | 3,953 |
| Securities gains (losses) | $5,000 | 2,890 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $558,000 | 3,782 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $558,000 | 3,784 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $558,000 | 3,785 |
| Net charge-offs | $86,000 | 3,566 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $553,000 | 3,614 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 2,416 |
| Total interest expense | $341,000 | 3,208 |
| Net interest income | $2,439,000 | 2,243 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $855,000 | 1,461 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $799,000 | 450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $56,000 | 4,542 |
| Total noninterest expense | $2,773,000 | 1,744 |
| Salaries and employee benefits | $1,314,000 | 1,917 |
| Premises and equipment expense | $408,000 | 1,458 |
| Additional noninterest expense | $1,051,000 | 1,586 |
| Pre-tax net operating income | $521,000 | 2,794 |
| Securities gains (losses) | $-1,000 | 6,909 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $520,000 | 2,514 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $520,000 | 2,516 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $520,000 | 2,517 |
| Net charge-offs | $-39,000 | 7,027 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $521,000 | 2,393 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,047,000 | 2,133 |
| Total interest expense | $1,792,000 | 3,006 |
| Net interest income | $11,255,000 | 1,946 |
| Provision for loan and lease losses | $5,743,000 | 700 |
| Total noninterest income | $2,820,000 | 1,564 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $3,550,000 | 430 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-730,000 | 7,151 |
| Total noninterest expense | $12,996,000 | 1,502 |
| Salaries and employee benefits | $5,796,000 | 1,677 |
| Premises and equipment expense | $1,768,000 | 1,411 |
| Additional noninterest expense | $5,432,000 | 1,280 |
| Pre-tax net operating income | $-4,664,000 | 7,038 |
| Securities gains (losses) | $-2,000 | 6,752 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-4,666,000 | 7,057 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,666,000 | 7,056 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-4,666,000 | 7,057 |
| Net charge-offs | $6,082,000 | 680 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 186 |
| Net operating income | $-4,664,000 | 7,045 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,057,000 | 2,111 |
| Total interest expense | $1,406,000 | 3,013 |
| Net interest income | $8,651,000 | 1,906 |
| Provision for loan and lease losses | $5,473,000 | 570 |
| Total noninterest income | $2,130,000 | 1,547 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,717,000 | 426 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-587,000 | 7,258 |
| Total noninterest expense | $9,486,000 | 1,546 |
| Salaries and employee benefits | $4,450,000 | 1,653 |
| Premises and equipment expense | $1,356,000 | 1,389 |
| Additional noninterest expense | $3,680,000 | 1,405 |
| Pre-tax net operating income | $-4,178,000 | 7,187 |
| Securities gains (losses) | $-2,000 | 6,883 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-4,180,000 | 7,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,180,000 | 7,218 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-4,180,000 | 7,219 |
| Net charge-offs | $5,761,000 | 560 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-4,178,000 | 7,205 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,731,000 | 2,121 |
| Total interest expense | $998,000 | 2,953 |
| Net interest income | $5,733,000 | 1,927 |
| Provision for loan and lease losses | $4,663,000 | 473 |
| Total noninterest income | $1,248,000 | 1,682 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,849,000 | 417 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-601,000 | 7,401 |
| Total noninterest expense | $6,393,000 | 1,539 |
| Salaries and employee benefits | $3,018,000 | 1,635 |
| Premises and equipment expense | $910,000 | 1,394 |
| Additional noninterest expense | $2,465,000 | 1,426 |
| Pre-tax net operating income | $-4,075,000 | 7,329 |
| Securities gains (losses) | $-2,000 | 6,931 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-4,077,000 | 7,338 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,077,000 | 7,338 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,077,000 | 7,338 |
| Net charge-offs | $4,150,000 | 544 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-4,075,000 | 7,338 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 2,080 |
| Total interest expense | $529,000 | 2,908 |
| Net interest income | $2,902,000 | 1,899 |
| Provision for loan and lease losses | $3,063,000 | 357 |
| Total noninterest income | $733,000 | 1,512 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $914,000 | 417 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-181,000 | 7,424 |
| Total noninterest expense | $3,134,000 | 1,581 |
| Salaries and employee benefits | $1,475,000 | 1,681 |
| Premises and equipment expense | $447,000 | 1,436 |
| Additional noninterest expense | $1,212,000 | 1,448 |
| Pre-tax net operating income | $-2,562,000 | 7,435 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-2,562,000 | 7,436 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,562,000 | 7,435 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,562,000 | 7,436 |
| Net charge-offs | $1,577,000 | 635 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-2,562,000 | 7,438 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,879,000 | 2,025 |
| Total interest expense | $2,719,000 | 2,806 |
| Net interest income | $12,160,000 | 1,812 |
| Provision for loan and lease losses | $4,216,000 | 1,292 |
| Total noninterest income | $4,326,000 | 1,195 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,102,000 | 380 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $224,000 | 4,419 |
| Total noninterest expense | $11,487,000 | 1,719 |
| Salaries and employee benefits | $6,068,000 | 1,603 |
| Premises and equipment expense | $1,608,000 | 1,588 |
| Additional noninterest expense | $3,811,000 | 1,878 |
| Pre-tax net operating income | $783,000 | 3,771 |
| Securities gains (losses) | $-1,000 | 6,878 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $782,000 | 3,642 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $782,000 | 3,639 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $782,000 | 3,642 |
| Net charge-offs | $1,126,000 | 2,525 |
| Cash dividends | $447,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 232 |
| Net operating income | $783,000 | 3,514 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,313,000 | 2,046 |
| Total interest expense | $2,093,000 | 2,857 |
| Net interest income | $9,220,000 | 1,823 |
| Provision for loan and lease losses | $4,216,000 | 1,002 |
| Total noninterest income | $3,295,000 | 1,177 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $3,112,000 | 374 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $183,000 | 4,322 |
| Total noninterest expense | $8,437,000 | 1,752 |
| Salaries and employee benefits | $4,512,000 | 1,622 |
| Premises and equipment expense | $1,266,000 | 1,536 |
| Additional noninterest expense | $2,659,000 | 1,945 |
| Pre-tax net operating income | $-138,000 | 6,217 |
| Securities gains (losses) | $-1,000 | 7,074 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-139,000 | 6,359 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-139,000 | 6,360 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-139,000 | 6,359 |
| Net charge-offs | $2,548,000 | 1,291 |
| Cash dividends | $447,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-138,000 | 6,264 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,409,000 | 2,101 |
| Total interest expense | $1,428,000 | 2,897 |
| Net interest income | $5,981,000 | 1,870 |
| Provision for loan and lease losses | $479,000 | 2,925 |
| Total noninterest income | $2,190,000 | 1,156 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $2,057,000 | 374 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $133,000 | 4,181 |
| Total noninterest expense | $5,581,000 | 1,775 |
| Salaries and employee benefits | $3,030,000 | 1,627 |
| Premises and equipment expense | $841,000 | 1,564 |
| Additional noninterest expense | $1,710,000 | 2,014 |
| Pre-tax net operating income | $2,111,000 | 1,242 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $2,111,000 | 1,067 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,111,000 | 1,069 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,111,000 | 1,068 |
| Net charge-offs | $243,000 | 3,316 |
| Cash dividends | $254,000 | 2,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,111,000 | 1,021 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,665,000 | 2,177 |
| Total interest expense | $716,000 | 3,008 |
| Net interest income | $2,949,000 | 1,927 |
| Provision for loan and lease losses | $187,000 | 3,092 |
| Total noninterest income | $1,070,000 | 1,157 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $985,000 | 390 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $85,000 | 3,799 |
| Total noninterest expense | $2,739,000 | 1,818 |
| Salaries and employee benefits | $1,505,000 | 1,659 |
| Premises and equipment expense | $412,000 | 1,642 |
| Additional noninterest expense | $822,000 | 2,064 |
| Pre-tax net operating income | $1,093,000 | 1,198 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,093,000 | 1,000 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,093,000 | 1,002 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,093,000 | 1,004 |
| Net charge-offs | $123,000 | 2,927 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,093,000 | 974 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,822,000 | 2,419 |
| Total interest expense | $3,115,000 | 3,323 |
| Net interest income | $10,707,000 | 2,042 |
| Provision for loan and lease losses | $2,320,000 | 2,285 |
| Total noninterest income | $3,926,000 | 1,317 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,678,000 | 449 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $248,000 | 4,285 |
| Total noninterest expense | $11,100,000 | 1,839 |
| Salaries and employee benefits | $5,668,000 | 1,746 |
| Premises and equipment expense | $1,740,000 | 1,549 |
| Additional noninterest expense | $3,692,000 | 1,979 |
| Pre-tax net operating income | $1,213,000 | 2,691 |
| Securities gains (losses) | $-1,000 | 6,865 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,212,000 | 2,464 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,212,000 | 2,462 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,212,000 | 2,463 |
| Net charge-offs | $1,817,000 | 2,147 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 373 |
| Net operating income | $1,213,000 | 2,413 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,294,000 | 2,474 |
| Total interest expense | $2,368,000 | 3,418 |
| Net interest income | $7,926,000 | 2,074 |
| Provision for loan and lease losses | $1,133,000 | 2,599 |
| Total noninterest income | $2,867,000 | 1,369 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,651,000 | 465 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $216,000 | 4,159 |
| Total noninterest expense | $7,932,000 | 1,906 |
| Salaries and employee benefits | $4,226,000 | 1,779 |
| Premises and equipment expense | $1,208,000 | 1,698 |
| Additional noninterest expense | $2,498,000 | 2,112 |
| Pre-tax net operating income | $1,728,000 | 1,832 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,728,000 | 1,552 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,728,000 | 1,549 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,728,000 | 1,552 |
| Net charge-offs | $1,511,000 | 1,761 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 305 |
| Net operating income | $1,728,000 | 1,514 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,586,000 | 2,596 |
| Total interest expense | $1,610,000 | 3,496 |
| Net interest income | $4,976,000 | 2,206 |
| Provision for loan and lease losses | $251,000 | 3,987 |
| Total noninterest income | $1,874,000 | 1,410 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,718,000 | 481 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $156,000 | 4,039 |
| Total noninterest expense | $5,238,000 | 1,947 |
| Salaries and employee benefits | $2,821,000 | 1,809 |
| Premises and equipment expense | $818,000 | 1,698 |
| Additional noninterest expense | $1,599,000 | 2,203 |
| Pre-tax net operating income | $1,361,000 | 1,662 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,361,000 | 1,389 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,361,000 | 1,387 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,361,000 | 1,389 |
| Net charge-offs | $679,000 | 2,013 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,361,000 | 1,348 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,121,000 | 2,755 |
| Total interest expense | $827,000 | 3,535 |
| Net interest income | $2,294,000 | 2,364 |
| Provision for loan and lease losses | $38,000 | 5,245 |
| Total noninterest income | $896,000 | 1,415 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $809,000 | 500 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $87,000 | 3,870 |
| Total noninterest expense | $2,626,000 | 1,893 |
| Salaries and employee benefits | $1,444,000 | 1,794 |
| Premises and equipment expense | $392,000 | 1,804 |
| Additional noninterest expense | $790,000 | 2,015 |
| Pre-tax net operating income | $526,000 | 2,281 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $526,000 | 2,035 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $526,000 | 2,036 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $526,000 | 2,036 |
| Net charge-offs | $64,000 | 3,311 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $526,000 | 1,917 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,462,000 | 2,935 |
| Total interest expense | $3,697,000 | 3,708 |
| Net interest income | $8,765,000 | 2,484 |
| Provision for loan and lease losses | $431,000 | 4,024 |
| Total noninterest income | $3,791,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,495,000 | 492 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $296,000 | 4,131 |
| Total noninterest expense | $10,844,000 | 1,798 |
| Salaries and employee benefits | $6,172,000 | 1,655 |
| Premises and equipment expense | $1,696,000 | 1,627 |
| Additional noninterest expense | $2,976,000 | 2,023 |
| Pre-tax net operating income | $1,281,000 | 3,297 |
| Securities gains (losses) | $80,000 | 1,300 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,361,000 | 2,692 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,361,000 | 2,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 3,472 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,281,000 | 2,936 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,312,000 | 3,011 |
| Total interest expense | $2,789,000 | 3,802 |
| Net interest income | $6,523,000 | 2,521 |
| Provision for loan and lease losses | $302,000 | 3,532 |
| Total noninterest income | $2,842,000 | 1,359 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,598,000 | 506 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $244,000 | 4,068 |
| Total noninterest expense | $7,988,000 | 1,809 |
| Salaries and employee benefits | $4,512,000 | 1,723 |
| Premises and equipment expense | $1,243,000 | 1,674 |
| Additional noninterest expense | $2,233,000 | 1,955 |
| Pre-tax net operating income | $1,075,000 | 3,538 |
| Securities gains (losses) | $37,000 | 1,627 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,112,000 | 2,892 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,112,000 | 2,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 2,672 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,075,000 | 3,110 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,171,000 | 3,074 |
| Total interest expense | $1,844,000 | 3,946 |
| Net interest income | $4,327,000 | 2,529 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $1,864,000 | 1,397 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,699,000 | 499 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $165,000 | 4,147 |
| Total noninterest expense | $5,365,000 | 1,796 |
| Salaries and employee benefits | $2,994,000 | 1,744 |
| Premises and equipment expense | $839,000 | 1,655 |
| Additional noninterest expense | $1,532,000 | 1,881 |
| Pre-tax net operating income | $676,000 | 3,765 |
| Securities gains (losses) | $37,000 | 1,654 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $713,000 | 3,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $713,000 | 3,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 1,975 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $676,000 | 3,336 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 3,175 |
| Total interest expense | $930,000 | 4,095 |
| Net interest income | $2,132,000 | 2,555 |
| Provision for loan and lease losses | $-13,000 | 8,384 |
| Total noninterest income | $913,000 | 1,429 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $818,000 | 509 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $95,000 | 3,878 |
| Total noninterest expense | $2,673,000 | 1,789 |
| Salaries and employee benefits | $1,477,000 | 1,783 |
| Premises and equipment expense | $436,000 | 1,604 |
| Additional noninterest expense | $760,000 | 1,853 |
| Pre-tax net operating income | $385,000 | 3,626 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $385,000 | 3,274 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $385,000 | 3,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,807 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $385,000 | 3,186 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,712,000 | 3,353 |
| Total interest expense | $3,114,000 | 4,684 |
| Net interest income | $8,598,000 | 2,556 |
| Provision for loan and lease losses | $310,000 | 3,126 |
| Total noninterest income | $3,887,000 | 1,330 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,519,000 | 492 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $368,000 | 3,893 |
| Total noninterest expense | $9,991,000 | 1,853 |
| Salaries and employee benefits | $5,526,000 | 1,824 |
| Premises and equipment expense | $1,626,000 | 1,628 |
| Additional noninterest expense | $2,839,000 | 1,939 |
| Pre-tax net operating income | $2,184,000 | 3,142 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,183,000 | 2,647 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,183,000 | 2,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,621 |
| Cash dividends | $1,097,000 | 2,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,184,000 | 2,642 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,686,000 | 3,389 |
| Total interest expense | $2,216,000 | 4,860 |
| Net interest income | $6,470,000 | 2,565 |
| Provision for loan and lease losses | $215,000 | 2,888 |
| Total noninterest income | $2,826,000 | 1,371 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,573,000 | 500 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $253,000 | 4,075 |
| Total noninterest expense | $7,199,000 | 1,906 |
| Salaries and employee benefits | $4,010,000 | 1,874 |
| Premises and equipment expense | $1,221,000 | 1,620 |
| Additional noninterest expense | $1,968,000 | 2,046 |
| Pre-tax net operating income | $1,882,000 | 2,968 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,883,000 | 2,500 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,883,000 | 2,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,034 |
| Cash dividends | $1,097,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,882,000 | 2,477 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,720,000 | 3,434 |
| Total interest expense | $1,378,000 | 5,033 |
| Net interest income | $4,342,000 | 2,574 |
| Provision for loan and lease losses | $61,000 | 3,977 |
| Total noninterest income | $1,857,000 | 1,401 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,679,000 | 517 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $178,000 | 4,012 |
| Total noninterest expense | $4,761,000 | 1,937 |
| Salaries and employee benefits | $2,651,000 | 1,926 |
| Premises and equipment expense | $791,000 | 1,687 |
| Additional noninterest expense | $1,319,000 | 2,038 |
| Pre-tax net operating income | $1,377,000 | 2,829 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,378,000 | 2,360 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,378,000 | 2,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,203 |
| Cash dividends | $904,000 | 1,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,377,000 | 2,342 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 3,428 |
| Total interest expense | $660,000 | 5,130 |
| Net interest income | $2,184,000 | 2,554 |
| Provision for loan and lease losses | $29,000 | 4,032 |
| Total noninterest income | $916,000 | 1,393 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $831,000 | 504 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $85,000 | 4,082 |
| Total noninterest expense | $2,370,000 | 1,949 |
| Salaries and employee benefits | $1,355,000 | 1,899 |
| Premises and equipment expense | $388,000 | 1,722 |
| Additional noninterest expense | $627,000 | 2,094 |
| Pre-tax net operating income | $701,000 | 2,800 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $702,000 | 2,327 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $702,000 | 2,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 8,466 |
| Cash dividends | $519,000 | 1,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $701,000 | 2,307 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,868,000 | 3,614 |
| Total interest expense | $2,110,000 | 5,252 |
| Net interest income | $7,758,000 | 2,832 |
| Provision for loan and lease losses | $115,000 | 4,549 |
| Total noninterest income | $3,566,000 | 1,413 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,207,000 | 536 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $359,000 | 3,945 |
| Total noninterest expense | $8,943,000 | 1,974 |
| Salaries and employee benefits | $4,890,000 | 1,994 |
| Premises and equipment expense | $1,597,000 | 1,606 |
| Additional noninterest expense | $2,456,000 | 2,136 |
| Pre-tax net operating income | $2,266,000 | 3,371 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,266,000 | 2,828 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,266,000 | 2,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 1,879 |
| Cash dividends | $109,000 | 5,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,266,000 | 2,818 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,189,000 | 3,669 |
| Total interest expense | $1,516,000 | 5,304 |
| Net interest income | $5,673,000 | 2,928 |
| Provision for loan and lease losses | $-31,000 | 8,501 |
| Total noninterest income | $2,652,000 | 1,437 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,364,000 | 549 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $288,000 | 3,812 |
| Total noninterest expense | $6,592,000 | 2,002 |
| Salaries and employee benefits | $3,649,000 | 1,995 |
| Premises and equipment expense | $1,159,000 | 1,659 |
| Additional noninterest expense | $1,784,000 | 2,188 |
| Pre-tax net operating income | $1,764,000 | 3,394 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,764,000 | 2,830 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,764,000 | 2,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 1,381 |
| Cash dividends | $109,000 | 4,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,764,000 | 2,822 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,662,000 | 3,701 |
| Total interest expense | $972,000 | 5,301 |
| Net interest income | $3,690,000 | 3,000 |
| Provision for loan and lease losses | $-36,000 | 8,562 |
| Total noninterest income | $1,711,000 | 1,464 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,514,000 | 566 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $197,000 | 3,774 |
| Total noninterest expense | $4,293,000 | 2,049 |
| Salaries and employee benefits | $2,387,000 | 2,048 |
| Premises and equipment expense | $790,000 | 1,630 |
| Additional noninterest expense | $1,116,000 | 2,322 |
| Pre-tax net operating income | $1,144,000 | 3,471 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,144,000 | 2,893 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,144,000 | 2,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 1,872 |
| Cash dividends | $109,000 | 4,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,144,000 | 2,882 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,221,000 | 3,778 |
| Total interest expense | $474,000 | 5,264 |
| Net interest income | $1,747,000 | 3,136 |
| Provision for loan and lease losses | $-13,000 | 8,555 |
| Total noninterest income | $819,000 | 1,480 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $710,000 | 581 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $109,000 | 3,553 |
| Total noninterest expense | $2,148,000 | 2,057 |
| Salaries and employee benefits | $1,196,000 | 2,056 |
| Premises and equipment expense | $402,000 | 1,621 |
| Additional noninterest expense | $550,000 | 2,333 |
| Pre-tax net operating income | $431,000 | 4,108 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $431,000 | 3,499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $431,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $109,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $431,000 | 3,481 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,725,000 | 3,852 |
| Total interest expense | $1,438,000 | 5,333 |
| Net interest income | $6,287,000 | 3,303 |
| Provision for loan and lease losses | $321,000 | 2,693 |
| Total noninterest income | $3,380,000 | 1,457 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,097,000 | 544 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $283,000 | 4,464 |
| Total noninterest expense | $7,699,000 | 2,167 |
| Salaries and employee benefits | $4,105,000 | 2,233 |
| Premises and equipment expense | $1,436,000 | 1,702 |
| Additional noninterest expense | $2,158,000 | 2,315 |
| Pre-tax net operating income | $1,647,000 | 4,161 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,647,000 | 3,562 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,647,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 1,432 |
| Cash dividends | $670,000 | 3,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,647,000 | 3,534 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,635,000 | 3,888 |
| Total interest expense | $1,032,000 | 5,348 |
| Net interest income | $4,603,000 | 3,355 |
| Provision for loan and lease losses | $323,000 | 2,068 |
| Total noninterest income | $2,547,000 | 1,468 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,334,000 | 540 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $213,000 | 4,469 |
| Total noninterest expense | $5,518,000 | 2,257 |
| Salaries and employee benefits | $3,061,000 | 2,229 |
| Premises and equipment expense | $886,000 | 2,012 |
| Additional noninterest expense | $1,571,000 | 2,341 |
| Pre-tax net operating income | $1,309,000 | 4,094 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,309,000 | 3,468 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,309,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,269 |
| Cash dividends | $670,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,309,000 | 3,425 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,609,000 | 3,947 |
| Total interest expense | $650,000 | 5,355 |
| Net interest income | $2,959,000 | 3,435 |
| Provision for loan and lease losses | $258,000 | 1,737 |
| Total noninterest income | $1,706,000 | 1,450 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,562,000 | 531 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $144,000 | 4,416 |
| Total noninterest expense | $3,618,000 | 2,266 |
| Salaries and employee benefits | $2,019,000 | 2,239 |
| Premises and equipment expense | $580,000 | 2,033 |
| Additional noninterest expense | $1,019,000 | 2,377 |
| Pre-tax net operating income | $789,000 | 4,313 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $789,000 | 3,665 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $789,000 | 3,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 1,068 |
| Cash dividends | $576,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $789,000 | 3,613 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 3,970 |
| Total interest expense | $311,000 | 5,377 |
| Net interest income | $1,460,000 | 3,477 |
| Provision for loan and lease losses | $100,000 | 2,031 |
| Total noninterest income | $858,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $772,000 | 520 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $86,000 | 4,035 |
| Total noninterest expense | $1,819,000 | 2,281 |
| Salaries and employee benefits | $995,000 | 2,294 |
| Premises and equipment expense | $304,000 | 1,976 |
| Additional noninterest expense | $520,000 | 2,340 |
| Pre-tax net operating income | $399,000 | 4,282 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $399,000 | 3,627 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $399,000 | 3,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,455 |
| Cash dividends | $375,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $399,000 | 3,589 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,823,000 | 3,882 |
| Total interest expense | $1,174,000 | 5,179 |
| Net interest income | $5,649,000 | 3,462 |
| Provision for loan and lease losses | $460,000 | 2,096 |
| Total noninterest income | $3,491,000 | 1,424 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,215,000 | 537 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $276,000 | 4,424 |
| Total noninterest expense | $6,576,000 | 2,432 |
| Salaries and employee benefits | $3,666,000 | 2,368 |
| Premises and equipment expense | $943,000 | 2,419 |
| Additional noninterest expense | $1,967,000 | 2,459 |
| Pre-tax net operating income | $2,104,000 | 3,387 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,104,000 | 2,794 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,104,000 | 2,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 1,454 |
| Cash dividends | $1,991,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,104,000 | 2,734 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,058,000 | 3,904 |
| Total interest expense | $885,000 | 5,135 |
| Net interest income | $4,173,000 | 3,474 |
| Provision for loan and lease losses | $319,000 | 2,150 |
| Total noninterest income | $2,616,000 | 1,437 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,429,000 | 541 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $187,000 | 4,640 |
| Total noninterest expense | $4,812,000 | 2,470 |
| Salaries and employee benefits | $2,732,000 | 2,369 |
| Premises and equipment expense | $687,000 | 2,462 |
| Additional noninterest expense | $1,393,000 | 2,543 |
| Pre-tax net operating income | $1,658,000 | 3,355 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,658,000 | 2,725 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,658,000 | 2,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 1,310 |
| Cash dividends | $1,926,000 | 1,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,658,000 | 2,668 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 3,959 |
| Total interest expense | $601,000 | 5,101 |
| Net interest income | $2,703,000 | 3,549 |
| Provision for loan and lease losses | $172,000 | 2,496 |
| Total noninterest income | $1,691,000 | 1,465 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,578,000 | 548 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $113,000 | 4,921 |
| Total noninterest expense | $3,135,000 | 2,522 |
| Salaries and employee benefits | $1,808,000 | 2,383 |
| Premises and equipment expense | $413,000 | 2,713 |
| Additional noninterest expense | $914,000 | 2,587 |
| Pre-tax net operating income | $1,087,000 | 3,340 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,087,000 | 2,741 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,087,000 | 2,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 1,302 |
| Cash dividends | $1,390,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,087,000 | 2,663 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 3,924 |
| Total interest expense | $307,000 | 5,096 |
| Net interest income | $1,363,000 | 3,518 |
| Provision for loan and lease losses | $63,000 | 2,874 |
| Total noninterest income | $829,000 | 1,453 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $756,000 | 566 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $73,000 | 4,352 |
| Total noninterest expense | $1,564,000 | 2,540 |
| Salaries and employee benefits | $902,000 | 2,404 |
| Premises and equipment expense | $206,000 | 2,742 |
| Additional noninterest expense | $456,000 | 2,583 |
| Pre-tax net operating income | $565,000 | 3,234 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $565,000 | 2,654 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $565,000 | 2,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,163 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $565,000 | 2,561 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,195,000 | 3,732 |
| Total interest expense | $1,543,000 | 4,789 |
| Net interest income | $5,652,000 | 3,347 |
| Provision for loan and lease losses | $590,000 | 1,909 |
| Total noninterest income | $3,568,000 | 1,470 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,243,000 | 535 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $325,000 | 4,343 |
| Total noninterest expense | $6,313,000 | 2,488 |
| Salaries and employee benefits | $3,548,000 | 2,378 |
| Premises and equipment expense | $841,000 | 2,633 |
| Additional noninterest expense | $1,924,000 | 2,504 |
| Pre-tax net operating income | $2,317,000 | 3,061 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,317,000 | 2,545 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,317,000 | 2,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 2,096 |
| Cash dividends | $2,690,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,317,000 | 2,423 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,424,000 | 3,761 |
| Total interest expense | $1,217,000 | 4,774 |
| Net interest income | $4,207,000 | 3,386 |
| Provision for loan and lease losses | $432,000 | 1,917 |
| Total noninterest income | $2,648,000 | 1,512 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,403,000 | 546 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $245,000 | 4,421 |
| Total noninterest expense | $4,726,000 | 2,490 |
| Salaries and employee benefits | $2,690,000 | 2,363 |
| Premises and equipment expense | $633,000 | 2,637 |
| Additional noninterest expense | $1,403,000 | 2,546 |
| Pre-tax net operating income | $1,697,000 | 3,222 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,697,000 | 2,688 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,697,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 1,919 |
| Cash dividends | $1,495,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,697,000 | 2,544 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,623,000 | 3,781 |
| Total interest expense | $841,000 | 4,774 |
| Net interest income | $2,782,000 | 3,400 |
| Provision for loan and lease losses | $282,000 | 1,941 |
| Total noninterest income | $1,739,000 | 1,529 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,593,000 | 541 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $146,000 | 4,618 |
| Total noninterest expense | $3,153,000 | 2,484 |
| Salaries and employee benefits | $1,792,000 | 2,355 |
| Premises and equipment expense | $396,000 | 2,795 |
| Additional noninterest expense | $965,000 | 2,443 |
| Pre-tax net operating income | $1,086,000 | 3,319 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,086,000 | 2,798 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,086,000 | 2,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 1,733 |
| Cash dividends | $1,170,000 | 1,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,086,000 | 2,638 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 3,782 |
| Total interest expense | $429,000 | 4,816 |
| Net interest income | $1,395,000 | 3,377 |
| Provision for loan and lease losses | $181,000 | 1,470 |
| Total noninterest income | $834,000 | 1,533 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $748,000 | 562 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $86,000 | 4,205 |
| Total noninterest expense | $1,570,000 | 2,474 |
| Salaries and employee benefits | $891,000 | 2,361 |
| Premises and equipment expense | $199,000 | 2,770 |
| Additional noninterest expense | $480,000 | 2,418 |
| Pre-tax net operating income | $478,000 | 3,604 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $478,000 | 3,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $478,000 | 3,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,365 |
| Cash dividends | $170,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $478,000 | 2,897 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,676,000 | 3,775 |
| Total interest expense | $2,047,000 | 4,719 |
| Net interest income | $5,629,000 | 3,313 |
| Provision for loan and lease losses | $847,000 | 1,550 |
| Total noninterest income | $2,975,000 | 1,571 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,758,000 | 594 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $217,000 | 4,851 |
| Total noninterest expense | $6,423,000 | 2,327 |
| Salaries and employee benefits | $3,385,000 | 2,356 |
| Premises and equipment expense | $881,000 | 2,455 |
| Additional noninterest expense | $2,157,000 | 2,152 |
| Pre-tax net operating income | $1,334,000 | 4,418 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,334,000 | 3,822 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,334,000 | 3,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $607,000 | 1,422 |
| Cash dividends | $715,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,334,000 | 3,713 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,808,000 | 3,700 |
| Total interest expense | $3,630,000 | 4,096 |
| Net interest income | $5,178,000 | 3,342 |
| Provision for loan and lease losses | $545,000 | 2,061 |
| Total noninterest income | $1,944,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,792,000 | 823 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $152,000 | 5,527 |
| Total noninterest expense | $5,186,000 | 2,738 |
| Salaries and employee benefits | $2,887,000 | 2,597 |
| Premises and equipment expense | $874,000 | 2,429 |
| Additional noninterest expense | $1,425,000 | 3,001 |
| Pre-tax net operating income | $1,391,000 | 4,058 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,391,000 | 3,415 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,391,000 | 3,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $733,000 | 1,175 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,391,000 | 3,316 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,312,000 | 3,624 |
| Total interest expense | $4,086,000 | 3,907 |
| Net interest income | $5,226,000 | 3,340 |
| Provision for loan and lease losses | $400,000 | 2,269 |
| Total noninterest income | $1,575,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,406,000 | 956 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $169,000 | 5,202 |
| Total noninterest expense | $5,228,000 | 2,597 |
| Salaries and employee benefits | $2,825,000 | 2,526 |
| Premises and equipment expense | $1,002,000 | 2,055 |
| Additional noninterest expense | $1,401,000 | 2,988 |
| Pre-tax net operating income | $1,173,000 | 4,786 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,173,000 | 3,927 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,173,000 | 3,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $615,000 | 1,068 |
| Cash dividends | $1,359,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,173,000 | 3,913 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,740,000 | 3,617 |
| Total interest expense | $3,738,000 | 3,805 |
| Net interest income | $5,002,000 | 3,454 |
| Provision for loan and lease losses | $350,000 | 2,350 |
| Total noninterest income | $1,481,000 | 2,329 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,262,000 | 1,055 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $219,000 | 4,731 |
| Total noninterest expense | $4,708,000 | 2,870 |
| Salaries and employee benefits | $2,798,000 | 2,508 |
| Premises and equipment expense | $767,000 | 2,647 |
| Additional noninterest expense | $1,143,000 | 3,594 |
| Pre-tax net operating income | $1,425,000 | 4,235 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $310,000 | 4,747 |
| Income before extraordinary items | $1,115,000 | 4,092 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,115,000 | 4,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $604,000 | 1,040 |
| Cash dividends | $275,000 | 4,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,115,000 | 4,049 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,441,000 | 3,740 |
| Total interest expense | $3,529,000 | 4,100 |
| Net interest income | $4,912,000 | 3,458 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $1,401,000 | 2,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,171,000 | 1,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 4,619 |
| Total noninterest expense | $5,217,000 | 2,497 |
| Salaries and employee benefits | $2,520,000 | 2,691 |
| Premises and equipment expense | $979,000 | 1,996 |
| Additional noninterest expense | $1,718,000 | 2,421 |
| Pre-tax net operating income | $796,000 | 6,112 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $151,000 | 6,818 |
| Income before extraordinary items | $645,000 | 5,844 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $645,000 | 5,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $716,000 | 958 |
| Cash dividends | $938,000 | 2,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $645,000 | 5,731 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,752,000 | 4,082 |
| Total interest expense | $2,873,000 | 4,897 |
| Net interest income | $4,879,000 | 3,570 |
| Provision for loan and lease losses | $1,200,000 | 849 |
| Total noninterest income | $1,350,000 | 2,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,145,000 | 1,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 4,893 |
| Total noninterest expense | $4,299,000 | 2,957 |
| Salaries and employee benefits | $2,201,000 | 3,014 |
| Premises and equipment expense | $682,000 | 2,810 |
| Additional noninterest expense | $1,416,000 | 2,889 |
| Pre-tax net operating income | $730,000 | 6,857 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $119,000 | 8,109 |
| Income before extraordinary items | $611,000 | 6,298 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $611,000 | 6,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $759,000 | 960 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $611,000 | 6,242 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,580,000 | 4,238 |
| Total interest expense | $2,733,000 | 5,174 |
| Net interest income | $4,847,000 | 3,633 |
| Provision for loan and lease losses | $1,900,000 | 646 |
| Total noninterest income | $1,305,000 | 2,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $998,000 | 1,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 4,016 |
| Total noninterest expense | $3,959,000 | 3,379 |
| Salaries and employee benefits | $1,926,000 | 3,454 |
| Premises and equipment expense | $651,000 | 2,972 |
| Additional noninterest expense | $1,382,000 | 3,346 |
| Pre-tax net operating income | $293,000 | 9,182 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-10,000 | 10,950 |
| Income before extraordinary items | $303,000 | 8,396 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $303,000 | 8,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,844,000 | 605 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $303,000 | 8,341 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,897,000 | 4,626 |
| Total interest expense | $2,305,000 | 5,883 |
| Net interest income | $4,592,000 | 3,831 |
| Provision for loan and lease losses | $1,150,000 | 850 |
| Total noninterest income | $1,417,000 | 2,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $959,000 | 1,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $458,000 | 3,036 |
| Total noninterest expense | $3,112,000 | 4,145 |
| Salaries and employee benefits | $1,545,000 | 4,187 |
| Premises and equipment expense | $441,000 | 4,174 |
| Additional noninterest expense | $1,126,000 | 3,955 |
| Pre-tax net operating income | $1,747,000 | 3,940 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $499,000 | 4,202 |
| Income before extraordinary items | $1,248,000 | 3,828 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,248,000 | 3,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 1,512 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,248,000 | 3,807 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,498,000 | 5,247 |
| Total interest expense | $1,501,000 | 6,886 |
| Net interest income | $3,997,000 | 4,384 |
| Provision for loan and lease losses | $475,000 | 1,606 |
| Total noninterest income | $1,250,000 | 2,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $835,000 | 1,625 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 3,332 |
| Total noninterest expense | $2,665,000 | 4,870 |
| Salaries and employee benefits | $1,376,000 | 4,641 |
| Premises and equipment expense | $433,000 | 4,300 |
| Additional noninterest expense | $856,000 | 5,397 |
| Pre-tax net operating income | $2,107,000 | 3,284 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $662,000 | 3,225 |
| Income before extraordinary items | $1,445,000 | 3,272 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,445,000 | 3,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $372,000 | 1,661 |
| Cash dividends | $688,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,445,000 | 3,298 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,035,000 | 5,752 |
| Total interest expense | $1,495,000 | 7,218 |
| Net interest income | $3,540,000 | 4,905 |
| Provision for loan and lease losses | $310,000 | 2,913 |
| Total noninterest income | $1,154,000 | 2,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $779,000 | 1,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $375,000 | 3,923 |
| Total noninterest expense | $2,472,000 | 5,336 |
| Salaries and employee benefits | $1,313,000 | 4,834 |
| Premises and equipment expense | $358,000 | 5,144 |
| Additional noninterest expense | $801,000 | 5,921 |
| Pre-tax net operating income | $1,912,000 | 3,463 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $599,000 | 3,609 |
| Income before extraordinary items | $1,313,000 | 3,675 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,313,000 | 3,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,821 |
| Cash dividends | $669,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,313,000 | 3,484 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 6,238 |
| Total interest expense | $1,994,000 | 7,120 |
| Net interest income | $3,160,000 | 5,481 |
| Provision for loan and lease losses | $185,000 | 5,429 |
| Total noninterest income | $921,000 | 3,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $683,000 | 1,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 5,127 |
| Total noninterest expense | $2,421,000 | 5,457 |
| Salaries and employee benefits | $1,282,000 | 4,882 |
| Premises and equipment expense | $327,000 | 5,633 |
| Additional noninterest expense | $812,000 | 5,995 |
| Pre-tax net operating income | $1,475,000 | 4,093 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $454,000 | 4,338 |
| Income before extraordinary items | $1,021,000 | 4,408 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,021,000 | 4,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 4,180 |
| Cash dividends | $287,000 | 4,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,021,000 | 4,096 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.