Home > U.S. Trust Company of Texas > Income and Expense
U.S. Trust Company of Texas, Income and Expense
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,272,000 | 3,359 |
| Total interest expense | $924,000 | 5,621 |
| Net interest income | $5,348,000 | 2,723 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $11,073,000 | 521 |
| Gross Fiduciary activities income | $11,070,000 | 92 |
| Service charges on deposit accounts | $2,000 | 8,072 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 9,071 |
| Total noninterest expense | $9,020,000 | 1,354 |
| Salaries and employee benefits | $5,290,000 | 1,227 |
| Premises and equipment expense | $876,000 | 1,952 |
| Additional noninterest expense | $2,854,000 | 1,300 |
| Pre-tax net operating income | $7,401,000 | 903 |
| Securities gains (losses) | $513,000 | 675 |
| Applicable income taxes | $2,833,000 | 818 |
| Income before extraordinary items | $5,081,000 | 993 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,081,000 | 993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,752,680 | 990 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,036,000 | 3,488 |
| Total interest expense | $658,000 | 5,535 |
| Net interest income | $3,378,000 | 2,858 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $7,281,000 | 522 |
| Gross Fiduciary activities income | $7,278,000 | 93 |
| Service charges on deposit accounts | $1,000 | 8,110 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,000 | 9,014 |
| Total noninterest expense | $5,866,000 | 1,377 |
| Salaries and employee benefits | $3,395,000 | 1,271 |
| Premises and equipment expense | $578,000 | 1,973 |
| Additional noninterest expense | $1,893,000 | 1,304 |
| Pre-tax net operating income | $4,793,000 | 919 |
| Securities gains (losses) | $129,000 | 1,328 |
| Applicable income taxes | $1,761,000 | 869 |
| Income before extraordinary items | $3,161,000 | 1,056 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,161,000 | 1,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,078,440 | 1,004 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,657,000 | 4,112 |
| Total interest expense | $332,000 | 5,613 |
| Net interest income | $1,325,000 | 3,526 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $3,635,000 | 516 |
| Gross Fiduciary activities income | $3,630,000 | 96 |
| Service charges on deposit accounts | $3,000 | 8,021 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $2,940,000 | 1,370 |
| Salaries and employee benefits | $1,709,000 | 1,259 |
| Premises and equipment expense | $303,000 | 1,888 |
| Additional noninterest expense | $928,000 | 1,308 |
| Pre-tax net operating income | $2,020,000 | 1,075 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $731,000 | 1,030 |
| Income before extraordinary items | $1,289,000 | 1,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,289,000 | 1,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,289,000 | 1,199 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,201,000 | 3,574 |
| Total interest expense | $2,097,000 | 4,645 |
| Net interest income | $6,104,000 | 3,101 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $14,611,000 | 492 |
| Gross Fiduciary activities income | $14,593,000 | 94 |
| Service charges on deposit accounts | $4,000 | 8,144 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,747 |
| Total noninterest expense | $12,969,000 | 1,182 |
| Salaries and employee benefits | $8,180,000 | 987 |
| Premises and equipment expense | $1,281,000 | 1,720 |
| Additional noninterest expense | $3,508,000 | 1,359 |
| Pre-tax net operating income | $7,506,000 | 1,119 |
| Securities gains (losses) | $1,070,000 | 405 |
| Applicable income taxes | $3,077,000 | 905 |
| Income before extraordinary items | $5,499,000 | 1,145 |
| Extraordinary gains, net | $602,000 | 20 |
| Net income | $6,101,000 | 1,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $16,135,000 | 257 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,814,200 | 1,255 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,330,000 | 2,991 |
| Total interest expense | $5,436,000 | 2,917 |
| Net interest income | $5,894,000 | 2,987 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $14,613,000 | 465 |
| Gross Fiduciary activities income | $14,578,000 | 95 |
| Service charges on deposit accounts | $3,000 | 8,339 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $32,000 | 8,285 |
| Total noninterest expense | $11,992,000 | 1,215 |
| Salaries and employee benefits | $8,630,000 | 866 |
| Premises and equipment expense | $1,268,000 | 1,709 |
| Additional noninterest expense | $2,094,000 | 2,143 |
| Pre-tax net operating income | $8,515,000 | 892 |
| Securities gains (losses) | $1,552,000 | 297 |
| Applicable income taxes | $3,572,000 | 724 |
| Income before extraordinary items | $6,495,000 | 853 |
| Extraordinary gains, net | $6,223,000 | 8 |
| Net income | $12,718,000 | 476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,486,200 | 962 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,814,000 | 2,934 |
| Total interest expense | $8,155,000 | 2,105 |
| Net interest income | $3,659,000 | 4,467 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $14,687,000 | 454 |
| Gross Fiduciary activities income | $14,684,000 | 91 |
| Service charges on deposit accounts | $1,000 | 8,577 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,000 | 9,744 |
| Total noninterest expense | $13,074,000 | 1,066 |
| Salaries and employee benefits | $9,549,000 | 734 |
| Premises and equipment expense | $1,242,000 | 1,677 |
| Additional noninterest expense | $2,283,000 | 1,913 |
| Pre-tax net operating income | $5,272,000 | 1,405 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,890,000 | 1,229 |
| Income before extraordinary items | $3,382,000 | 1,565 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,382,000 | 1,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $5,400,000 | 588 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,382,000 | 1,556 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,656,000 | 3,322 |
| Total interest expense | $6,316,000 | 2,327 |
| Net interest income | $3,340,000 | 4,794 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $13,039,000 | 523 |
| Gross Fiduciary activities income | $1,401,000 | 382 |
| Service charges on deposit accounts | $2,000 | 8,816 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $11,636,000 | 414 |
| Total noninterest expense | $10,479,000 | 1,325 |
| Salaries and employee benefits | $7,424,000 | 929 |
| Premises and equipment expense | $1,187,000 | 1,727 |
| Additional noninterest expense | $1,868,000 | 2,341 |
| Pre-tax net operating income | $5,900,000 | 1,295 |
| Securities gains (losses) | $17,000 | 1,477 |
| Applicable income taxes | $2,119,000 | 1,171 |
| Income before extraordinary items | $3,798,000 | 1,404 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,798,000 | 1,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $6,000,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,787,120 | 1,386 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,946,000 | 3,553 |
| Total interest expense | $5,674,000 | 2,671 |
| Net interest income | $3,272,000 | 4,831 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $9,895,000 | 605 |
| Gross Fiduciary activities income | $1,253,000 | 408 |
| Service charges on deposit accounts | $4,000 | 8,977 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $8,638,000 | 470 |
| Total noninterest expense | $6,956,000 | 1,868 |
| Salaries and employee benefits | $4,731,000 | 1,390 |
| Premises and equipment expense | $906,000 | 2,143 |
| Additional noninterest expense | $1,319,000 | 3,096 |
| Pre-tax net operating income | $6,151,000 | 1,220 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,204,000 | 1,143 |
| Income before extraordinary items | $3,947,000 | 1,348 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,947,000 | 1,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $4,000,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,947,000 | 1,289 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,121,000 | 3,540 |
| Total interest expense | $5,797,000 | 2,577 |
| Net interest income | $3,324,000 | 4,915 |
| Provision for loan and lease losses | $-281,000 | 10,847 |
| Total noninterest income | $7,407,000 | 703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 9,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,404,000 | 491 |
| Total noninterest expense | $5,932,000 | 2,162 |
| Salaries and employee benefits | $4,155,000 | 1,569 |
| Premises and equipment expense | $740,000 | 2,602 |
| Additional noninterest expense | $1,037,000 | 3,765 |
| Pre-tax net operating income | $5,080,000 | 1,525 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $1,831,000 | 1,433 |
| Income before extraordinary items | $3,254,000 | 1,658 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,254,000 | 1,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $3,000,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,250,800 | 1,623 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,125,000 | 5,833 |
| Total interest expense | $2,811,000 | 5,054 |
| Net interest income | $2,314,000 | 6,544 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $5,814,000 | 857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,812,000 | 588 |
| Total noninterest expense | $5,614,000 | 2,447 |
| Salaries and employee benefits | $3,904,000 | 1,702 |
| Premises and equipment expense | $793,000 | 2,475 |
| Additional noninterest expense | $917,000 | 4,692 |
| Pre-tax net operating income | $2,514,000 | 2,759 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $953,000 | 2,462 |
| Income before extraordinary items | $1,561,000 | 3,075 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,561,000 | 3,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,561,000 | 3,039 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,877,000 | 6,102 |
| Total interest expense | $673,000 | 10,404 |
| Net interest income | $4,204,000 | 4,139 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $4,576,000 | 1,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 10,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,574,000 | 695 |
| Total noninterest expense | $5,289,000 | 2,566 |
| Salaries and employee benefits | $3,240,000 | 2,043 |
| Premises and equipment expense | $376,000 | 4,773 |
| Additional noninterest expense | $1,673,000 | 2,783 |
| Pre-tax net operating income | $3,371,000 | 2,185 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $1,449,000 | 1,694 |
| Income before extraordinary items | $1,923,000 | 2,590 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,923,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,922,360 | 2,565 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,989,000 | 6,707 |
| Total interest expense | $713,000 | 10,027 |
| Net interest income | $3,276,000 | 5,233 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $3,900,000 | 1,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 10,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,898,000 | 748 |
| Total noninterest expense | $4,419,000 | 3,114 |
| Salaries and employee benefits | $3,126,000 | 2,112 |
| Premises and equipment expense | $362,000 | 4,971 |
| Additional noninterest expense | $931,000 | 5,018 |
| Pre-tax net operating income | $2,637,000 | 2,694 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $979,000 | 2,290 |
| Income before extraordinary items | $1,658,000 | 2,904 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,658,000 | 2,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,658,000 | 2,933 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 11,229 |
| Total interest expense | $387,000 | 12,282 |
| Net interest income | $1,121,000 | 10,329 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $3,050,000 | 1,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 11,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,048,000 | 947 |
| Total noninterest expense | $3,932,000 | 3,547 |
| Salaries and employee benefits | $2,842,000 | 2,346 |
| Premises and equipment expense | $267,000 | 6,383 |
| Additional noninterest expense | $823,000 | 5,789 |
| Pre-tax net operating income | $119,000 | 11,725 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $42,000 | 11,116 |
| Income before extraordinary items | $77,000 | 12,038 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $77,000 | 12,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $77,000 | 11,861 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $903,000 | 13,188 |
| Total interest expense | $141,000 | 13,783 |
| Net interest income | $762,000 | 12,066 |
| Provision for loan and lease losses | $86,000 | 7,695 |
| Total noninterest income | $2,492,000 | 1,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 11,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,491,000 | 1,084 |
| Total noninterest expense | $3,149,000 | 4,326 |
| Salaries and employee benefits | $2,204,000 | 2,931 |
| Premises and equipment expense | $231,000 | 7,148 |
| Additional noninterest expense | $714,000 | 6,670 |
| Pre-tax net operating income | $19,000 | 12,596 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $8,000 | 12,420 |
| Income before extraordinary items | $11,000 | 12,831 |
| Extraordinary gains, net | $-23,000 | 13,516 |
| Net income | $-12,000 | 12,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 127 |
| Net operating income | $11,000 | 12,600 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.