Home > U.S. Trust Company of New Jersey > Income and Expense
U.S. Trust Company of New Jersey, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,023,000 | 4,429 |
| Total interest expense | $3,620,000 | 4,104 |
| Net interest income | $3,403,000 | 4,652 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $26,627,000 | 320 |
| Gross Fiduciary activities income | $12,909,000 | 101 |
| Service charges on deposit accounts | $1,000 | 8,372 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $13,717,000 | 360 |
| Total noninterest expense | $19,554,000 | 770 |
| Salaries and employee benefits | $12,509,000 | 616 |
| Premises and equipment expense | $2,096,000 | 999 |
| Additional noninterest expense | $4,949,000 | 984 |
| Pre-tax net operating income | $10,476,000 | 738 |
| Securities gains (losses) | $531,000 | 592 |
| Applicable income taxes | $4,727,000 | 568 |
| Income before extraordinary items | $6,280,000 | 877 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,280,000 | 879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,940,160 | 884 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,565,000 | 4,305 |
| Total interest expense | $5,115,000 | 3,254 |
| Net interest income | $2,450,000 | 5,893 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $26,202,000 | 318 |
| Gross Fiduciary activities income | $12,949,000 | 100 |
| Service charges on deposit accounts | $1,000 | 8,577 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $13,252,000 | 371 |
| Total noninterest expense | $18,595,000 | 800 |
| Salaries and employee benefits | $11,454,000 | 627 |
| Premises and equipment expense | $1,448,000 | 1,438 |
| Additional noninterest expense | $5,693,000 | 863 |
| Pre-tax net operating income | $10,057,000 | 774 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $4,340,000 | 608 |
| Income before extraordinary items | $5,717,000 | 926 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,717,000 | 926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $8,115,000 | 442 |
| Sale, conversion, retirement of capital stock, net | $8,115,000 | 95 |
| Net operating income | $5,717,000 | 929 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,785,000 | 5,070 |
| Total interest expense | $3,667,000 | 3,872 |
| Net interest income | $2,118,000 | 6,434 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $24,362,000 | 348 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,362,000 | 269 |
| Total noninterest expense | $16,727,000 | 860 |
| Salaries and employee benefits | $9,310,000 | 750 |
| Premises and equipment expense | $1,471,000 | 1,379 |
| Additional noninterest expense | $5,946,000 | 851 |
| Pre-tax net operating income | $9,753,000 | 845 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $4,247,000 | 671 |
| Income before extraordinary items | $5,506,000 | 1,006 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,506,000 | 1,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $3,000,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,506,000 | 988 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,709,000 | 6,745 |
| Total interest expense | $2,132,000 | 5,954 |
| Net interest income | $1,577,000 | 7,518 |
| Provision for loan and lease losses | $34,000 | 7,219 |
| Total noninterest income | $19,949,000 | 378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,949,000 | 292 |
| Total noninterest expense | $16,775,000 | 852 |
| Salaries and employee benefits | $8,025,000 | 824 |
| Premises and equipment expense | $736,000 | 2,650 |
| Additional noninterest expense | $8,014,000 | 689 |
| Pre-tax net operating income | $4,717,000 | 1,573 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,232,000 | 1,125 |
| Income before extraordinary items | $2,485,000 | 2,095 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,485,000 | 2,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,485,000 | 2,022 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,087,000 | 7,648 |
| Total interest expense | $1,705,000 | 6,879 |
| Net interest income | $1,382,000 | 8,275 |
| Provision for loan and lease losses | $112,000 | 4,932 |
| Total noninterest income | $14,883,000 | 425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,883,000 | 319 |
| Total noninterest expense | $13,421,000 | 1,021 |
| Salaries and employee benefits | $6,471,000 | 1,023 |
| Premises and equipment expense | $887,000 | 2,218 |
| Additional noninterest expense | $6,063,000 | 847 |
| Pre-tax net operating income | $2,732,000 | 2,711 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,427,000 | 1,776 |
| Income before extraordinary items | $1,305,000 | 3,783 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,305,000 | 3,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,305,000 | 3,712 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.