Home > U.S. Trust Company > Assets and Liabilities
U.S. Trust Company, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 883 | 198 |
| Assets and Liabilities | ||
| Total Assets: | $3,880,574,000 | 223 |
| Cash and due from depository institutions | $87,379,000 | 198 |
| Interest-bearing balances | $353,000 | 3,668 |
| Securities | $1,341,901,000 | 145 |
| Federal funds sold & reverse repurchase agreements | $955,174,000 | 31 |
| Net loans & leases | $884,743,000 | 503 |
| Loan loss allowance | $4,041,000 | 1,235 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $21,708,000 | 423 |
| Other real estate owned | $0 | 198 |
| Goodwill and other intangibles | $491,695,000 | 58 |
| All other assets | $97,974,000 | 262 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $3,880,574,000 | 223 |
| Total liabilities | $3,102,935,000 | 233 |
| Total deposits | $2,475,588,000 | 227 |
| Interest-bearing deposits | $2,311,776,000 | 204 |
| Deposits held in domestic offices | $2,475,588,000 | 226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $525,000,000 | 132 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $102,347,000 | 153 |
| Total equity capital | $777,639,000 | 142 |
| Total bank equity capital | $777,639,000 | 142 |
| Perpetual preferred stock | $5,000,000 | 40 |
| Common stock | $2,112,000 | 1,820 |
| Surplus | $679,041,000 | 95 |
| Undivided profits | $91,486,000 | 378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,398,000 | 1,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $9,439,000 | 354 |
| Earning assets | $3,182,171,000 | 228 |
| Long-term assets (5+ years) | $949,780,000 | 158 |
| Average Assets, year-to-date | $3,484,460,400 | 231 |
| Average Assets, quarterly | $3,709,820,500 | 226 |
| Volatile liabilities | $694,938,000 | 295 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $575,579,000 | 291 |
| Tier 1 (core) risk-based capital | $297,726,000 | 240 |
| Tier 2 risk-based capital | $4,041,000 | 1,209 |
| Total risk weighted assets | $1,324,966,000 | 392 |
| Total unused commitments | $575,579,000 | 291 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 965 | 186 |
| Assets and Liabilities | ||
| Total Assets: | $3,539,067,000 | 231 |
| Cash and due from depository institutions | $47,194,000 | 186 |
| Interest-bearing balances | $295,000 | 3,987 |
| Securities | $1,178,765,000 | 164 |
| Federal funds sold & reverse repurchase agreements | $816,336,000 | 38 |
| Net loans & leases | $892,361,000 | 495 |
| Loan loss allowance | $3,835,000 | 1,286 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $22,780,000 | 391 |
| Other real estate owned | $0 | 186 |
| Goodwill and other intangibles | $493,261,000 | 55 |
| All other assets | $88,370,000 | 272 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $3,539,067,000 | 231 |
| Total liabilities | $2,770,916,000 | 249 |
| Total deposits | $2,165,469,000 | 247 |
| Interest-bearing deposits | $2,005,826,000 | 223 |
| Deposits held in domestic offices | $2,165,469,000 | 244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $525,000,000 | 131 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $80,447,000 | 187 |
| Total equity capital | $768,151,000 | 140 |
| Total bank equity capital | $768,151,000 | 140 |
| Perpetual preferred stock | $5,000,000 | 40 |
| Common stock | $2,112,000 | 1,790 |
| Surplus | $679,041,000 | 93 |
| Undivided profits | $81,998,000 | 414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $352,000 | 4,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $8,986,000 | 348 |
| Earning assets | $2,887,757,000 | 244 |
| Long-term assets (5+ years) | $994,681,000 | 154 |
| Average Assets, year-to-date | $3,385,432,000 | 233 |
| Average Assets, quarterly | $3,542,033,500 | 230 |
| Volatile liabilities | $695,077,000 | 288 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $602,691,000 | 283 |
| Tier 1 (core) risk-based capital | $284,723,000 | 248 |
| Tier 2 risk-based capital | $3,835,000 | 1,247 |
| Total risk weighted assets | $1,292,456,000 | 392 |
| Total unused commitments | $602,691,000 | 284 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 955 | 186 |
| Assets and Liabilities | ||
| Total Assets: | $3,545,000,000 | 228 |
| Cash and due from depository institutions | $62,766,000 | 186 |
| Interest-bearing balances | $239,000 | 4,113 |
| Securities | $1,279,144,000 | 161 |
| Federal funds sold & reverse repurchase agreements | $722,053,000 | 32 |
| Net loans & leases | $867,996,000 | 494 |
| Loan loss allowance | $3,681,000 | 1,315 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $23,587,000 | 364 |
| Other real estate owned | $0 | 186 |
| Goodwill and other intangibles | $497,037,000 | 55 |
| All other assets | $92,417,000 | 257 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $3,545,000,000 | 228 |
| Total liabilities | $2,766,548,000 | 242 |
| Total deposits | $2,133,253,000 | 243 |
| Interest-bearing deposits | $1,949,552,000 | 222 |
| Deposits held in domestic offices | $2,133,253,000 | 240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $525,000,000 | 134 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $108,295,000 | 151 |
| Total equity capital | $778,452,000 | 139 |
| Total bank equity capital | $778,452,000 | 139 |
| Perpetual preferred stock | $5,000,000 | 42 |
| Common stock | $2,112,000 | 1,771 |
| Surplus | $678,950,000 | 93 |
| Undivided profits | $92,390,000 | 374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 4,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $8,039,000 | 363 |
| Earning assets | $2,869,432,000 | 240 |
| Long-term assets (5+ years) | $1,139,816,000 | 136 |
| Average Assets, year-to-date | $3,334,220,330 | 233 |
| Average Assets, quarterly | $3,418,381,500 | 232 |
| Volatile liabilities | $652,600,000 | 300 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $513,438,000 | 292 |
| Tier 1 (core) risk-based capital | $284,367,000 | 243 |
| Tier 2 risk-based capital | $3,681,000 | 1,279 |
| Total risk weighted assets | $1,244,744,000 | 391 |
| Total unused commitments | $513,438,000 | 292 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 960 | 183 |
| Assets and Liabilities | ||
| Total Assets: | $3,291,763,000 | 238 |
| Cash and due from depository institutions | $53,828,000 | 183 |
| Interest-bearing balances | $200,000 | 4,343 |
| Securities | $1,307,970,000 | 154 |
| Federal funds sold & reverse repurchase agreements | $475,000,000 | 57 |
| Net loans & leases | $841,939,000 | 497 |
| Loan loss allowance | $3,334,000 | 1,437 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $23,333,000 | 364 |
| Other real estate owned | $0 | 183 |
| Goodwill and other intangibles | $498,614,000 | 56 |
| All other assets | $91,079,000 | 255 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $3,291,763,000 | 238 |
| Total liabilities | $2,514,484,000 | 262 |
| Total deposits | $1,889,893,000 | 261 |
| Interest-bearing deposits | $1,737,255,000 | 240 |
| Deposits held in domestic offices | $1,889,893,000 | 258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $525,000,000 | 132 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $99,591,000 | 165 |
| Total equity capital | $777,279,000 | 134 |
| Total bank equity capital | $777,279,000 | 134 |
| Perpetual preferred stock | $5,000,000 | 39 |
| Common stock | $2,112,000 | 1,775 |
| Surplus | $678,856,000 | 92 |
| Undivided profits | $91,311,000 | 369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,046,000 | 1,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $8,660,000 | 341 |
| Earning assets | $2,625,109,000 | 259 |
| Long-term assets (5+ years) | $1,184,749,000 | 139 |
| Average Assets, year-to-date | $3,228,830,500 | 238 |
| Average Assets, quarterly | $3,228,830,500 | 238 |
| Volatile liabilities | $632,425,000 | 291 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $529,008,000 | 282 |
| Tier 1 (core) risk-based capital | $288,594,000 | 240 |
| Tier 2 risk-based capital | $3,334,000 | 1,400 |
| Total risk weighted assets | $1,177,431,000 | 394 |
| Total unused commitments | $529,008,000 | 283 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 967 | 188 |
| Assets and Liabilities | ||
| Total Assets: | $3,165,898,000 | 248 |
| Cash and due from depository institutions | $52,854,000 | 188 |
| Interest-bearing balances | $105,000 | 4,996 |
| Securities | $1,374,673,000 | 154 |
| Federal funds sold & reverse repurchase agreements | $299,500,000 | 75 |
| Net loans & leases | $839,392,000 | 500 |
| Loan loss allowance | $3,228,000 | 1,460 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $24,585,000 | 340 |
| Other real estate owned | $0 | 188 |
| Goodwill and other intangibles | $500,123,000 | 53 |
| All other assets | $74,771,000 | 288 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $3,165,898,000 | 248 |
| Total liabilities | $2,396,302,000 | 274 |
| Total deposits | $1,775,309,000 | 275 |
| Interest-bearing deposits | $1,587,897,000 | 262 |
| Deposits held in domestic offices | $1,775,309,000 | 273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $525,000,000 | 138 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $95,993,000 | 168 |
| Total equity capital | $769,596,000 | 142 |
| Total bank equity capital | $769,596,000 | 142 |
| Perpetual preferred stock | $5,000,000 | 38 |
| Common stock | $2,112,000 | 1,758 |
| Surplus | $678,858,000 | 94 |
| Undivided profits | $83,626,000 | 400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 6,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $8,448,000 | 348 |
| Earning assets | $2,513,670,000 | 270 |
| Long-term assets (5+ years) | $1,232,020,000 | 137 |
| Average Assets, year-to-date | $2,930,625,400 | 249 |
| Average Assets, quarterly | $3,128,754,000 | 247 |
| Volatile liabilities | $607,964,000 | 301 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $467,379,000 | 308 |
| Tier 1 (core) risk-based capital | $269,471,000 | 253 |
| Tier 2 risk-based capital | $3,228,000 | 1,428 |
| Total risk weighted assets | $1,101,842,000 | 416 |
| Total unused commitments | $467,379,000 | 308 |
| Derivatives | $25,000,000 | 278 |
| 2004-09-30 | Rank | |
| # of Employees: | 952 | 197 |
| Assets and Liabilities | ||
| Total Assets: | $3,091,610,000 | 253 |
| Cash and due from depository institutions | $48,516,000 | 197 |
| Interest-bearing balances | $485,000 | 3,566 |
| Securities | $1,129,768,000 | 174 |
| Federal funds sold & reverse repurchase agreements | $540,500,000 | 60 |
| Net loans & leases | $757,888,000 | 531 |
| Loan loss allowance | $3,224,000 | 1,465 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $25,767,000 | 304 |
| Other real estate owned | $0 | 197 |
| Goodwill and other intangibles | $501,487,000 | 55 |
| All other assets | $87,684,000 | 262 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $3,091,610,000 | 253 |
| Total liabilities | $2,305,432,000 | 283 |
| Total deposits | $1,707,008,000 | 280 |
| Interest-bearing deposits | $1,524,641,000 | 272 |
| Deposits held in domestic offices | $1,707,008,000 | 277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $525,000,000 | 138 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $73,424,000 | 193 |
| Total equity capital | $786,178,000 | 141 |
| Total bank equity capital | $786,178,000 | 141 |
| Perpetual preferred stock | $5,000,000 | 40 |
| Common stock | $2,112,000 | 1,750 |
| Surplus | $678,831,000 | 95 |
| Undivided profits | $100,235,000 | 339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $312,000 | 4,904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $7,512,000 | 366 |
| Earning assets | $2,428,641,000 | 277 |
| Long-term assets (5+ years) | $1,162,578,000 | 147 |
| Average Assets, year-to-date | $2,871,807,250 | 255 |
| Average Assets, quarterly | $3,079,915,500 | 253 |
| Volatile liabilities | $587,940,000 | 304 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $423,828,000 | 331 |
| Tier 1 (core) risk-based capital | $283,326,000 | 248 |
| Tier 2 risk-based capital | $3,224,000 | 1,413 |
| Total risk weighted assets | $1,049,834,000 | 422 |
| Total unused commitments | $423,828,000 | 331 |
| Derivatives | $25,000,000 | 294 |
| 2004-06-30 | Rank | |
| # of Employees: | 966 | 191 |
| Assets and Liabilities | ||
| Total Assets: | $3,068,221,000 | 252 |
| Cash and due from depository institutions | $48,318,000 | 191 |
| Interest-bearing balances | $488,000 | 3,615 |
| Securities | $1,181,635,000 | 172 |
| Federal funds sold & reverse repurchase agreements | $490,000,000 | 60 |
| Net loans & leases | $728,513,000 | 530 |
| Loan loss allowance | $3,221,000 | 1,451 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $27,049,000 | 286 |
| Other real estate owned | $0 | 191 |
| Goodwill and other intangibles | $503,433,000 | 52 |
| All other assets | $89,273,000 | 264 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $3,068,221,000 | 252 |
| Total liabilities | $2,306,937,000 | 281 |
| Total deposits | $1,727,357,000 | 276 |
| Interest-bearing deposits | $1,537,805,000 | 261 |
| Deposits held in domestic offices | $1,727,357,000 | 274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $525,000,000 | 136 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $54,580,000 | 208 |
| Total equity capital | $761,284,000 | 138 |
| Total bank equity capital | $761,284,000 | 138 |
| Perpetual preferred stock | $5,000,000 | 41 |
| Common stock | $2,112,000 | 1,754 |
| Surplus | $678,831,000 | 88 |
| Undivided profits | $75,341,000 | 418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 5,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $6,729,000 | 390 |
| Earning assets | $2,400,636,000 | 274 |
| Long-term assets (5+ years) | $1,206,905,000 | 144 |
| Average Assets, year-to-date | $2,798,539,670 | 261 |
| Average Assets, quarterly | $3,015,729,000 | 250 |
| Volatile liabilities | $596,031,000 | 295 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $413,768,000 | 323 |
| Tier 1 (core) risk-based capital | $268,070,000 | 247 |
| Tier 2 risk-based capital | $3,221,000 | 1,401 |
| Total risk weighted assets | $983,733,000 | 440 |
| Total unused commitments | $413,768,000 | 323 |
| Derivatives | $25,000,000 | 295 |
| 2004-03-31 | Rank | |
| # of Employees: | 963 | 190 |
| Assets and Liabilities | ||
| Total Assets: | $2,963,237,000 | 250 |
| Cash and due from depository institutions | $42,185,000 | 190 |
| Interest-bearing balances | $482,000 | 3,812 |
| Securities | $1,149,246,000 | 175 |
| Federal funds sold & reverse repurchase agreements | $629,500,000 | 55 |
| Net loans & leases | $530,112,000 | 686 |
| Loan loss allowance | $3,215,000 | 1,439 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $27,883,000 | 274 |
| Other real estate owned | $0 | 190 |
| Goodwill and other intangibles | $505,994,000 | 47 |
| All other assets | $78,317,000 | 279 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $2,963,237,000 | 250 |
| Total liabilities | $2,187,314,000 | 285 |
| Total deposits | $1,703,155,000 | 277 |
| Interest-bearing deposits | $1,553,216,000 | 261 |
| Deposits held in domestic offices | $1,703,155,000 | 275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $430,000,000 | 149 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $54,159,000 | 227 |
| Total equity capital | $775,923,000 | 135 |
| Total bank equity capital | $775,923,000 | 135 |
| Perpetual preferred stock | $5,000,000 | 41 |
| Common stock | $2,112,000 | 1,748 |
| Surplus | $675,320,000 | 85 |
| Undivided profits | $93,491,000 | 360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 5,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $6,248,000 | 418 |
| Earning assets | $2,309,340,000 | 281 |
| Long-term assets (5+ years) | $1,066,353,000 | 146 |
| Average Assets, year-to-date | $2,663,699,000 | 267 |
| Average Assets, quarterly | $2,663,699,000 | 267 |
| Volatile liabilities | $481,019,000 | 332 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $476,066,000 | 279 |
| Tier 1 (core) risk-based capital | $262,251,000 | 242 |
| Tier 2 risk-based capital | $3,215,000 | 1,384 |
| Total risk weighted assets | $896,175,000 | 470 |
| Total unused commitments | $476,066,000 | 281 |
| Derivatives | $25,000,000 | 307 |
| 2003-12-31 | Rank | |
| # of Employees: | 991 | 193 |
| Assets and Liabilities | ||
| Total Assets: | $2,364,161,000 | 294 |
| Cash and due from depository institutions | $78,708,000 | 193 |
| Interest-bearing balances | $485,000 | 3,712 |
| Securities | $1,123,942,000 | 172 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,270 |
| Net loans & leases | $544,604,000 | 673 |
| Loan loss allowance | $3,209,000 | 1,440 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $29,358,000 | 278 |
| Other real estate owned | $0 | 193 |
| Goodwill and other intangibles | $508,322,000 | 47 |
| All other assets | $74,227,000 | 291 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,364,161,000 | 294 |
| Total liabilities | $1,604,019,000 | 355 |
| Total deposits | $1,337,679,000 | 340 |
| Interest-bearing deposits | $1,204,814,000 | 330 |
| Deposits held in domestic offices | $1,337,679,000 | 338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000,000 | 202 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $93,000 | 5,568 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $66,247,000 | 194 |
| Total equity capital | $760,142,000 | 132 |
| Total bank equity capital | $760,142,000 | 132 |
| Perpetual preferred stock | $5,000,000 | 41 |
| Common stock | $2,112,000 | 1,761 |
| Surplus | $675,294,000 | 86 |
| Undivided profits | $77,736,000 | 409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 6,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $5,780,000 | 456 |
| Earning assets | $1,674,031,000 | 347 |
| Long-term assets (5+ years) | $1,061,176,000 | 153 |
| Average Assets, year-to-date | $1,808,170,800 | 342 |
| Average Assets, quarterly | $1,975,534,500 | 328 |
| Volatile liabilities | $217,966,000 | 587 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $434,967,000 | 296 |
| Tier 1 (core) risk-based capital | $252,092,000 | 248 |
| Tier 2 risk-based capital | $3,209,000 | 1,377 |
| Total risk weighted assets | $748,309,000 | 541 |
| Total unused commitments | $434,967,000 | 297 |
| Derivatives | $25,000,000 | 287 |
| 2003-09-30 | Rank | |
| # of Employees: | 747 | 240 |
| Assets and Liabilities | ||
| Total Assets: | $1,368,613,000 | 451 |
| Cash and due from depository institutions | $55,141,000 | 240 |
| Interest-bearing balances | $485,000 | 3,870 |
| Securities | $565,378,000 | 283 |
| Federal funds sold & reverse repurchase agreements | $200,000,000 | 112 |
| Net loans & leases | $324,777,000 | 1,092 |
| Loan loss allowance | $2,687,000 | 1,724 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $28,001,000 | 293 |
| Other real estate owned | $0 | 240 |
| Goodwill and other intangibles | $139,390,000 | 111 |
| All other assets | $55,926,000 | 366 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,368,613,000 | 451 |
| Total liabilities | $1,016,310,000 | 523 |
| Total deposits | $960,756,000 | 461 |
| Interest-bearing deposits | $841,520,000 | 452 |
| Deposits held in domestic offices | $960,756,000 | 460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $55,554,000 | 212 |
| Total equity capital | $352,303,000 | 230 |
| Total bank equity capital | $352,303,000 | 230 |
| Perpetual preferred stock | $5,000,000 | 41 |
| Common stock | $2,012,000 | 1,806 |
| Surplus | $277,683,000 | 162 |
| Undivided profits | $67,608,000 | 471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,297,000 | 2,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,167,000 | 853 |
| Earning assets | $1,090,640,000 | 497 |
| Long-term assets (5+ years) | $535,486,000 | 241 |
| Average Assets, year-to-date | $1,446,071,250 | 420 |
| Average Assets, quarterly | $1,410,797,000 | 438 |
| Volatile liabilities | $19,567,000 | 3,921 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $340,172,000 | 358 |
| Tier 1 (core) risk-based capital | $210,985,000 | 280 |
| Tier 2 risk-based capital | $2,687,000 | 1,598 |
| Total risk weighted assets | $541,474,000 | 727 |
| Total unused commitments | $340,172,000 | 358 |
| Derivatives | $25,000,000 | 295 |
| 2003-06-30 | Rank | |
| # of Employees: | 539 | 318 |
| Assets and Liabilities | ||
| Total Assets: | $1,128,569,000 | 518 |
| Cash and due from depository institutions | $38,996,000 | 318 |
| Interest-bearing balances | $435,000 | 4,053 |
| Securities | $467,273,000 | 327 |
| Federal funds sold & reverse repurchase agreements | $239,000,000 | 108 |
| Net loans & leases | $258,403,000 | 1,367 |
| Loan loss allowance | $2,114,000 | 2,121 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $18,590,000 | 428 |
| Other real estate owned | $0 | 318 |
| Goodwill and other intangibles | $78,284,000 | 148 |
| All other assets | $28,023,000 | 575 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,128,569,000 | 518 |
| Total liabilities | $895,121,000 | 581 |
| Total deposits | $858,458,000 | 502 |
| Interest-bearing deposits | $771,059,000 | 477 |
| Deposits held in domestic offices | $858,458,000 | 501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,000 | 5,743 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $36,652,000 | 301 |
| Total equity capital | $233,448,000 | 299 |
| Total bank equity capital | $233,448,000 | 299 |
| Perpetual preferred stock | $5,000,000 | 41 |
| Common stock | $2,012,000 | 1,808 |
| Surplus | $176,593,000 | 205 |
| Undivided profits | $49,843,000 | 657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 7,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,896,000 | 926 |
| Earning assets | $965,111,000 | 544 |
| Long-term assets (5+ years) | $430,987,000 | 267 |
| Average Assets, year-to-date | $1,127,310,330 | 506 |
| Average Assets, quarterly | $1,158,777,000 | 501 |
| Volatile liabilities | $8,423,000 | 6,156 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $255,652,000 | 450 |
| Tier 1 (core) risk-based capital | $149,813,000 | 364 |
| Tier 2 risk-based capital | $2,114,000 | 1,950 |
| Total risk weighted assets | $436,660,000 | 860 |
| Total unused commitments | $255,652,000 | 452 |
| Derivatives | $15,000,000 | 360 |
| 2003-03-31 | Rank | |
| # of Employees: | 281 | 582 |
| Assets and Liabilities | ||
| Total Assets: | $689,499,000 | 806 |
| Cash and due from depository institutions | $26,238,000 | 582 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $346,871,000 | 420 |
| Federal funds sold & reverse repurchase agreements | $96,580,000 | 196 |
| Net loans & leases | $151,901,000 | 2,248 |
| Loan loss allowance | $1,110,000 | 3,548 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $10,169,000 | 872 |
| Other real estate owned | $0 | 582 |
| Goodwill and other intangibles | $43,663,000 | 197 |
| All other assets | $14,077,000 | 996 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $689,499,000 | 806 |
| Total liabilities | $583,451,000 | 853 |
| Total deposits | $522,295,000 | 824 |
| Interest-bearing deposits | $451,191,000 | 824 |
| Deposits held in domestic offices | $522,295,000 | 821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $61,156,000 | 233 |
| Total equity capital | $106,048,000 | 526 |
| Total bank equity capital | $106,048,000 | 526 |
| Perpetual preferred stock | $5,000,000 | 42 |
| Common stock | $2,012,000 | 1,819 |
| Surplus | $70,686,000 | 384 |
| Undivided profits | $28,350,000 | 1,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,025,000 | 1,429 |
| Earning assets | $595,352,000 | 851 |
| Long-term assets (5+ years) | $349,394,000 | 320 |
| Average Assets, year-to-date | $644,420,500 | 845 |
| Average Assets, quarterly | $644,420,500 | 845 |
| Volatile liabilities | $15,090,000 | 4,512 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $220,313,000 | 485 |
| Tier 1 (core) risk-based capital | $57,497,000 | 860 |
| Tier 2 risk-based capital | $1,110,000 | 3,271 |
| Total risk weighted assets | $237,642,000 | 1,554 |
| Total unused commitments | $220,313,000 | 485 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 281 | 575 |
| Assets and Liabilities | ||
| Total Assets: | $599,342,000 | 900 |
| Cash and due from depository institutions | $29,265,000 | 575 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $276,496,000 | 490 |
| Federal funds sold & reverse repurchase agreements | $71,000,000 | 231 |
| Net loans & leases | $153,774,000 | 2,205 |
| Loan loss allowance | $1,110,000 | 3,487 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $10,804,000 | 793 |
| Other real estate owned | $0 | 575 |
| Goodwill and other intangibles | $43,663,000 | 193 |
| All other assets | $14,340,000 | 968 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $599,342,000 | 900 |
| Total liabilities | $495,831,000 | 978 |
| Total deposits | $469,340,000 | 882 |
| Interest-bearing deposits | $449,945,000 | 806 |
| Deposits held in domestic offices | $469,340,000 | 880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $26,491,000 | 343 |
| Total equity capital | $103,511,000 | 529 |
| Total bank equity capital | $103,511,000 | 529 |
| Perpetual preferred stock | $5,000,000 | 43 |
| Common stock | $2,012,000 | 1,812 |
| Surplus | $70,972,000 | 377 |
| Undivided profits | $25,527,000 | 1,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,878,000 | 1,630 |
| Earning assets | $501,270,000 | 978 |
| Long-term assets (5+ years) | $278,073,000 | 372 |
| Average Assets, year-to-date | $608,067,000 | 837 |
| Average Assets, quarterly | $594,350,500 | 894 |
| Volatile liabilities | $15,018,000 | 4,492 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $211,614,000 | 484 |
| Tier 1 (core) risk-based capital | $54,301,000 | 891 |
| Tier 2 risk-based capital | $1,110,000 | 3,235 |
| Total risk weighted assets | $229,027,000 | 1,590 |
| Total unused commitments | $211,614,000 | 484 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 390 | 421 |
| Assets and Liabilities | ||
| Total Assets: | $594,581,000 | 858 |
| Cash and due from depository institutions | $15,082,000 | 421 |
| Interest-bearing balances | $52,000 | 5,685 |
| Securities | $144,073,000 | 800 |
| Federal funds sold & reverse repurchase agreements | $192,230,000 | 113 |
| Net loans & leases | $159,600,000 | 2,040 |
| Loan loss allowance | $1,110,000 | 3,322 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $15,552,000 | 498 |
| Other real estate owned | $0 | 421 |
| Goodwill and other intangibles | $43,663,000 | 179 |
| All other assets | $24,381,000 | 603 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $594,581,000 | 858 |
| Total liabilities | $509,442,000 | 907 |
| Total deposits | $471,902,000 | 838 |
| Interest-bearing deposits | $383,358,000 | 899 |
| Deposits held in domestic offices | $471,902,000 | 835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $37,540,000 | 288 |
| Total equity capital | $85,139,000 | 599 |
| Total bank equity capital | $85,139,000 | 599 |
| Perpetual preferred stock | $5,000,000 | 44 |
| Common stock | $2,011,000 | 1,826 |
| Surplus | $60,975,000 | 411 |
| Undivided profits | $17,153,000 | 1,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $202,000 | 5,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,594,000 | 2,131 |
| Earning assets | $495,955,000 | 950 |
| Long-term assets (5+ years) | $135,603,000 | 724 |
| Average Assets, year-to-date | $525,980,200 | 936 |
| Average Assets, quarterly | $557,251,500 | 909 |
| Volatile liabilities | $2,262,000 | 8,612 |
| Insider loans | $850,000 | 4,266 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $215,440,000 | 454 |
| Tier 1 (core) risk-based capital | $40,308,000 | 1,125 |
| Tier 2 risk-based capital | $1,110,000 | 3,081 |
| Total risk weighted assets | $250,639,000 | 1,371 |
| Total unused commitments | $215,440,000 | 455 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 379 | 424 |
| Assets and Liabilities | ||
| Total Assets: | $543,831,000 | 909 |
| Cash and due from depository institutions | $25,886,000 | 424 |
| Interest-bearing balances | $65,000 | 5,173 |
| Securities | $172,381,000 | 652 |
| Federal funds sold & reverse repurchase agreements | $106,000,000 | 161 |
| Net loans & leases | $156,703,000 | 2,021 |
| Loan loss allowance | $1,110,000 | 3,179 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $15,230,000 | 491 |
| Other real estate owned | $0 | 424 |
| Goodwill and other intangibles | $47,425,000 | 164 |
| All other assets | $20,206,000 | 586 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $543,831,000 | 909 |
| Total liabilities | $465,660,000 | 954 |
| Total deposits | $445,757,000 | 861 |
| Interest-bearing deposits | $412,225,000 | 815 |
| Deposits held in domestic offices | $445,757,000 | 858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $19,903,000 | 410 |
| Total equity capital | $78,171,000 | 626 |
| Total bank equity capital | $78,171,000 | 626 |
| Perpetual preferred stock | $5,000,000 | 49 |
| Common stock | $2,011,000 | 1,848 |
| Surplus | $60,975,000 | 397 |
| Undivided profits | $10,185,000 | 2,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,420,000 | 1,848 |
| Earning assets | $435,149,000 | 1,027 |
| Long-term assets (5+ years) | $144,153,000 | 650 |
| Average Assets, year-to-date | $483,615,000 | 960 |
| Average Assets, quarterly | $509,346,000 | 956 |
| Volatile liabilities | $1,110,000 | 9,350 |
| Insider loans | $838,000 | 4,302 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $211,523,000 | 446 |
| Tier 1 (core) risk-based capital | $29,857,000 | 1,473 |
| Tier 2 risk-based capital | $1,110,000 | 2,990 |
| Total risk weighted assets | $225,251,100 | 1,448 |
| Total unused commitments | $211,523,000 | 447 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 292 | 581 |
| Assets and Liabilities | ||
| Total Assets: | $452,200,000 | 1,063 |
| Cash and due from depository institutions | $17,985,000 | 581 |
| Interest-bearing balances | $694,000 | 2,807 |
| Securities | $164,215,000 | 731 |
| Federal funds sold & reverse repurchase agreements | $116,000,000 | 144 |
| Net loans & leases | $101,231,000 | 2,893 |
| Loan loss allowance | $1,092,000 | 3,176 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,515,000 | 961 |
| Other real estate owned | $0 | 581 |
| Goodwill and other intangibles | $30,905,000 | 192 |
| All other assets | $13,349,000 | 796 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $452,200,000 | 1,063 |
| Total liabilities | $397,355,000 | 1,097 |
| Total deposits | $384,198,000 | 969 |
| Interest-bearing deposits | $355,345,000 | 923 |
| Deposits held in domestic offices | $384,198,000 | 964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $13,157,000 | 513 |
| Total equity capital | $54,845,000 | 831 |
| Total bank equity capital | $54,845,000 | 831 |
| Perpetual preferred stock | $5,000,000 | 47 |
| Common stock | $2,000,000 | 1,872 |
| Surplus | $26,092,000 | 760 |
| Undivided profits | $21,753,000 | 1,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 7,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $698,000 | 3,371 |
| Earning assets | $382,140,000 | 1,149 |
| Long-term assets (5+ years) | $112,074,000 | 874 |
| Average Assets, year-to-date | $367,369,000 | 1,233 |
| Average Assets, quarterly | $439,407,000 | 1,076 |
| Volatile liabilities | $1,706,000 | 9,193 |
| Insider loans | $300,000 | 6,477 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $120,565,000 | 645 |
| Tier 1 (core) risk-based capital | $25,335,000 | 1,716 |
| Tier 2 risk-based capital | $1,092,000 | 2,905 |
| Total risk weighted assets | $134,945,500 | 2,274 |
| Total unused commitments | $120,565,000 | 645 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 269 | 636 |
| Assets and Liabilities | ||
| Total Assets: | $348,363,000 | 1,313 |
| Cash and due from depository institutions | $10,438,000 | 636 |
| Interest-bearing balances | $199,000 | 4,326 |
| Securities | $167,359,000 | 715 |
| Federal funds sold & reverse repurchase agreements | $65,000,000 | 264 |
| Net loans & leases | $59,557,000 | 4,319 |
| Loan loss allowance | $979,000 | 3,405 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $9,041,000 | 829 |
| Other real estate owned | $0 | 636 |
| Goodwill and other intangibles | $30,166,000 | 202 |
| All other assets | $6,802,000 | 1,204 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $348,363,000 | 1,313 |
| Total liabilities | $300,727,000 | 1,371 |
| Total deposits | $291,235,000 | 1,269 |
| Interest-bearing deposits | $206,368,000 | 1,557 |
| Deposits held in domestic offices | $291,235,000 | 1,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $9,492,000 | 657 |
| Total equity capital | $47,636,000 | 951 |
| Total bank equity capital | $47,636,000 | 951 |
| Perpetual preferred stock | $5,000,000 | 46 |
| Common stock | $2,000,000 | 1,820 |
| Surplus | $25,004,000 | 731 |
| Undivided profits | $15,632,000 | 1,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 7,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $300,000 | 6,562 |
| Earning assets | $292,115,000 | 1,426 |
| Long-term assets (5+ years) | $104,171,000 | 864 |
| Average Assets, year-to-date | $341,222,800 | 1,278 |
| Average Assets, quarterly | $375,386,000 | 1,201 |
| Volatile liabilities | $7,274,000 | 5,943 |
| Insider loans | $200,000 | 7,200 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $62,660,000 | 968 |
| Tier 1 (core) risk-based capital | $16,541,000 | 2,573 |
| Tier 2 risk-based capital | $979,000 | 3,081 |
| Total risk weighted assets | $96,233,400 | 2,922 |
| Total unused commitments | $62,660,000 | 974 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 148 | 1,186 |
| Assets and Liabilities | ||
| Total Assets: | $315,428,000 | 1,458 |
| Cash and due from depository institutions | $7,853,000 | 1,186 |
| Interest-bearing balances | $239,000 | 3,791 |
| Securities | $178,381,000 | 682 |
| Federal funds sold & reverse repurchase agreements | $60,000,000 | 254 |
| Net loans & leases | $54,706,000 | 4,632 |
| Loan loss allowance | $1,000,000 | 3,358 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,801,000 | 1,139 |
| Other real estate owned | $0 | 1,186 |
| Goodwill and other intangibles | $2,380,000 | 894 |
| All other assets | $5,307,000 | 1,448 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $315,428,000 | 1,458 |
| Total liabilities | $285,835,000 | 1,455 |
| Total deposits | $277,226,000 | 1,333 |
| Interest-bearing deposits | $243,420,000 | 1,331 |
| Deposits held in domestic offices | $277,226,000 | 1,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $8,609,000 | 691 |
| Total equity capital | $29,593,000 | 1,523 |
| Total bank equity capital | $29,593,000 | 1,523 |
| Perpetual preferred stock | $5,000,000 | 53 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $12,745,000 | 1,255 |
| Undivided profits | $9,848,000 | 2,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,901,000 | 1,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $304,000 | 6,789 |
| Earning assets | $293,326,000 | 1,444 |
| Long-term assets (5+ years) | $110,308,000 | 710 |
| Average Assets, year-to-date | $309,863,200 | 1,412 |
| Average Assets, quarterly | $304,958,000 | 1,479 |
| Volatile liabilities | $4,283,000 | 7,578 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $48,694,000 | 1,107 |
| Tier 1 (core) risk-based capital | $25,974,000 | 1,640 |
| Tier 2 risk-based capital | $1,000,000 | 2,935 |
| Total risk weighted assets | $97,614,000 | 2,833 |
| Total unused commitments | $48,694,000 | 1,111 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 132 | 1,404 |
| Assets and Liabilities | ||
| Total Assets: | $368,562,000 | 1,293 |
| Cash and due from depository institutions | $3,770,000 | 1,404 |
| Interest-bearing balances | $41,000 | 5,530 |
| Securities | $118,023,000 | 1,022 |
| Federal funds sold & reverse repurchase agreements | $7,567,000 | 1,712 |
| Net loans & leases | $224,380,000 | 1,328 |
| Loan loss allowance | $1,933,000 | 1,963 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,354,000 | 1,056 |
| Other real estate owned | $0 | 1,404 |
| Goodwill and other intangibles | $2,590,000 | 808 |
| All other assets | $4,878,000 | 1,619 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $368,562,000 | 1,293 |
| Total liabilities | $340,746,000 | 1,274 |
| Total deposits | $239,813,000 | 1,598 |
| Interest-bearing deposits | $217,343,000 | 1,536 |
| Deposits held in domestic offices | $239,813,000 | 1,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $96,043,000 | 403 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,890,000 | 1,017 |
| Total equity capital | $27,816,000 | 1,632 |
| Total bank equity capital | $27,816,000 | 1,632 |
| Perpetual preferred stock | $5,000,000 | 59 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $12,745,000 | 1,311 |
| Undivided profits | $8,071,000 | 3,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,298,000 | 2,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $634,000 | 3,639 |
| Earning assets | $350,011,000 | 1,252 |
| Long-term assets (5+ years) | $98,425,000 | 732 |
| Average Assets, year-to-date | $208,694,600 | 2,162 |
| Average Assets, quarterly | $298,288,500 | 1,561 |
| Volatile liabilities | $99,914,000 | 875 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $96,043,000 | 65 |
| Unused loan commitments | $35,280,000 | 1,370 |
| Tier 1 (core) risk-based capital | $25,120,000 | 1,713 |
| Tier 2 risk-based capital | $1,705,400 | 1,841 |
| Total risk weighted assets | $136,204,400 | 2,073 |
| Total unused commitments | $35,280,000 | 1,378 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 118 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $153,893,000 | 2,994 |
| Cash and due from depository institutions | $4,422,000 | 1,630 |
| Interest-bearing balances | $14,000 | 6,325 |
| Securities | $45,175,000 | 2,798 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $93,078,000 | 2,890 |
| Loan loss allowance | $1,392,000 | 2,636 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,849,000 | 961 |
| Other real estate owned | $0 | 1,630 |
| Goodwill and other intangibles | $181,000 | 2,071 |
| All other assets | $3,188,000 | 2,395 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,893,000 | 2,994 |
| Total liabilities | $133,597,000 | 3,095 |
| Total deposits | $128,905,000 | 2,988 |
| Interest-bearing deposits | $119,530,000 | 2,806 |
| Deposits held in domestic offices | $128,905,000 | 2,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,692,000 | 1,089 |
| Total equity capital | $20,296,000 | 2,192 |
| Total bank equity capital | $20,296,000 | 2,192 |
| Perpetual preferred stock | $5,000,000 | 64 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $10,251,000 | 1,558 |
| Undivided profits | $3,045,000 | 6,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,396,000 | 2,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $446,000 | 5,290 |
| Earning assets | $138,267,000 | 3,047 |
| Long-term assets (5+ years) | $48,138,000 | 1,223 |
| Average Assets, year-to-date | $144,628,600 | 3,033 |
| Average Assets, quarterly | $133,245,500 | 3,349 |
| Volatile liabilities | $3,882,000 | 7,759 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $24,486,000 | 1,734 |
| Tier 1 (core) risk-based capital | $20,114,000 | 2,128 |
| Tier 2 risk-based capital | $1,392,000 | 2,153 |
| Total risk weighted assets | $129,525,800 | 2,142 |
| Total unused commitments | $24,486,000 | 1,743 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 108 | 1,851 |
| Assets and Liabilities | ||
| Total Assets: | $175,828,000 | 2,602 |
| Cash and due from depository institutions | $2,789,000 | 1,851 |
| Interest-bearing balances | $47,000 | 6,149 |
| Securities | $85,299,000 | 1,509 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 1,994 |
| Net loans & leases | $71,906,000 | 3,588 |
| Loan loss allowance | $705,000 | 4,801 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,675,000 | 1,303 |
| Other real estate owned | $0 | 1,851 |
| Goodwill and other intangibles | $1,612,000 | 873 |
| All other assets | $4,047,000 | 2,047 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,828,000 | 2,602 |
| Total liabilities | $158,162,000 | 2,641 |
| Total deposits | $153,567,000 | 2,510 |
| Interest-bearing deposits | $142,579,000 | 2,337 |
| Deposits held in domestic offices | $153,567,000 | 2,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,595,000 | 966 |
| Total equity capital | $17,666,000 | 2,304 |
| Total bank equity capital | $17,666,000 | 2,304 |
| Perpetual preferred stock | $5,000,000 | 67 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $10,251,000 | 1,493 |
| Undivided profits | $415,000 | 10,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,330,000 | 2,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $430,000 | 4,862 |
| Earning assets | $161,752,000 | 2,588 |
| Long-term assets (5+ years) | $37,911,000 | 1,500 |
| Average Assets, year-to-date | $130,572,000 | 3,332 |
| Average Assets, quarterly | $172,218,000 | 2,639 |
| Volatile liabilities | $66,588,000 | 1,044 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $17,830,000 | 2,098 |
| Tier 1 (core) risk-based capital | $16,550,000 | 2,494 |
| Tier 2 risk-based capital | $705,000 | 3,965 |
| Total risk weighted assets | $73,920,600 | 3,481 |
| Total unused commitments | $17,830,000 | 2,109 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 93 | 2,257 |
| Assets and Liabilities | ||
| Total Assets: | $78,397,000 | 5,531 |
| Cash and due from depository institutions | $838,000 | 2,257 |
| Interest-bearing balances | $90,000 | 6,895 |
| Securities | $29,843,000 | 4,499 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $41,272,000 | 5,584 |
| Loan loss allowance | $524,000 | 6,182 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,471,000 | 2,952 |
| Other real estate owned | $0 | 2,257 |
| Goodwill and other intangibles | $1,928,000 | 724 |
| All other assets | $2,045,000 | 3,418 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,397,000 | 5,531 |
| Total liabilities | $67,328,000 | 5,780 |
| Total deposits | $63,500,000 | 5,851 |
| Interest-bearing deposits | $60,785,000 | 5,403 |
| Deposits held in domestic offices | $63,500,000 | 5,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $358,000 | 3,638 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,470,000 | 1,207 |
| Total equity capital | $11,069,000 | 3,688 |
| Total bank equity capital | $11,069,000 | 3,688 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000,000 | 2,040 |
| Surplus | $10,251,000 | 1,421 |
| Undivided profits | $-1,182,000 | 12,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,602,000 | 2,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $161,000 | 9,156 |
| Earning assets | $71,205,000 | 5,573 |
| Long-term assets (5+ years) | $24,182,000 | 2,284 |
| Average Assets, year-to-date | $59,896,600 | 6,691 |
| Average Assets, quarterly | $72,042,500 | 5,867 |
| Volatile liabilities | $7,012,000 | 5,297 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,059,000 | 3,086 |
| Tier 1 (core) risk-based capital | $9,139,000 | 4,347 |
| Tier 2 risk-based capital | $524,000 | 5,075 |
| Total risk weighted assets | $59,610,800 | 4,192 |
| Total unused commitments | $10,059,000 | 3,107 |
| Derivatives | $15,000,000 | 467 |
| 1992-12-31 | Rank | |
| # of Employees: | 68 | 3,158 |
| Assets and Liabilities | ||
| Total Assets: | $48,693,000 | 8,004 |
| Cash and due from depository institutions | $1,554,000 | 3,158 |
| Interest-bearing balances | $437,000 | 5,157 |
| Securities | $6,222,000 | 10,948 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $35,837,000 | 6,212 |
| Loan loss allowance | $362,000 | 7,934 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,546,000 | 4,548 |
| Other real estate owned | $0 | 3,158 |
| Goodwill and other intangibles | $2,243,000 | 676 |
| All other assets | $1,291,000 | 5,191 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,693,000 | 8,004 |
| Total liabilities | $38,924,000 | 8,640 |
| Total deposits | $35,598,000 | 8,926 |
| Interest-bearing deposits | $34,114,000 | 8,405 |
| Deposits held in domestic offices | $35,598,000 | 8,920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,326,000 | 1,261 |
| Total equity capital | $9,769,000 | 3,974 |
| Total bank equity capital | $9,769,000 | 3,974 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000,000 | 2,114 |
| Surplus | $10,251,000 | 1,379 |
| Undivided profits | $-2,482,000 | 13,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $361,000 | 6,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $172,000 | 9,405 |
| Earning assets | $42,496,000 | 8,207 |
| Long-term assets (5+ years) | $25,327,000 | 2,156 |
| Average Assets, year-to-date | $40,642,200 | 8,748 |
| Average Assets, quarterly | $45,802,000 | 8,268 |
| Volatile liabilities | $1,070,000 | 11,654 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,906,000 | 4,670 |
| Tier 1 (core) risk-based capital | $7,526,000 | 4,993 |
| Tier 2 risk-based capital | $333,810 | 7,109 |
| Total risk weighted assets | $26,676,510 | 7,928 |
| Total unused commitments | $4,906,000 | 4,696 |
| Derivatives | $0 | 651 |