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U.S. Savings Bank of Washington, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$75,583,000533
Total interest expense$41,294,000483
Net interest income$34,289,000596
Provision for loan and lease losses$170,0003,812
Total noninterest income$32,586,000292
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$793,0001,694
Trading account gains and fees$0262
Additional Noninterest Income$31,793,000217
Total noninterest expense$20,779,000760
Salaries and employee benefits$9,924,000707
Premises and equipment expense$2,058,0001,027
Additional noninterest expense$8,797,000741
Pre-tax net operating income$45,926,000254
Securities gains (losses)$277,000574
Applicable income taxes$17,529,000249
Income before extraordinary items$28,674,000270
Extraordinary gains, net$053
Net income$28,674,000270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0003,102
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$28,496,720264
1995-12-31 (YTD Data)Rank
Total interest income$30,619,0001,142
Total interest expense$18,642,000935
Net interest income$11,977,0001,503
Provision for loan and lease losses$08,958
Total noninterest income$7,131,000754
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$5,00010,251
Trading account gains and fees$0522
Additional Noninterest Income$7,126,000534
Total noninterest expense$15,010,0001,006
Salaries and employee benefits$8,335,000834
Premises and equipment expense$1,383,0001,486
Additional noninterest expense$5,292,0001,071
Pre-tax net operating income$4,098,0001,807
Securities gains (losses)$73,0001,094
Applicable income taxes$1,480,0001,664
Income before extraordinary items$2,691,0001,868
Extraordinary gains, net$065
Net income$2,691,0001,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,816
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,643,5501,880
1994-12-31 (YTD Data)Rank
Total interest income$21,198,0001,460
Total interest expense$10,266,0001,285
Net interest income$10,932,0001,653
Provision for loan and lease losses$200,0003,000
Total noninterest income$2,857,0001,419
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$5,00010,798
Trading account gains and fees$0475
Additional Noninterest Income$2,852,000909
Total noninterest expense$9,975,0001,473
Salaries and employee benefits$5,822,0001,166
Premises and equipment expense$1,022,0001,991
Additional noninterest expense$3,131,0001,740
Pre-tax net operating income$3,614,0001,978
Securities gains (losses)$19,0001,821
Applicable income taxes$1,288,0001,773
Income before extraordinary items$2,345,0002,085
Extraordinary gains, net$0249
Net income$2,345,0002,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,524
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,332,6502,114
1993-12-31 (YTD Data)Rank
Total interest income$22,521,0001,410
Total interest expense$9,349,0001,434
Net interest income$13,172,0001,376
Provision for loan and lease losses$-600,00013,189
Total noninterest income$5,042,000975
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$5,00011,275
Trading account gains and fees$1,000508
Additional Noninterest Income$5,036,000664
Total noninterest expense$10,972,0001,398
Salaries and employee benefits$4,373,0001,548
Premises and equipment expense$732,0002,762
Additional noninterest expense$5,867,0001,119
Pre-tax net operating income$7,842,000928
Securities gains (losses)$07,477
Applicable income taxes$2,770,000926
Income before extraordinary items$5,072,0001,016
Extraordinary gains, net$03,149
Net income$5,072,0001,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00011,292
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$5,072,000951
1992-12-31 (YTD Data)Rank
Total interest income$24,169,0001,513
Total interest expense$12,240,0001,446
Net interest income$11,929,0001,542
Provision for loan and lease losses$011,756
Total noninterest income$5,010,000977
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$10,00011,600
Trading account gains and fees$0504
Additional Noninterest Income$5,000,000681
Total noninterest expense$7,027,0002,100
Salaries and employee benefits$3,657,0001,818
Premises and equipment expense$690,0002,957
Additional noninterest expense$2,680,0002,197
Pre-tax net operating income$9,912,000640
Securities gains (losses)$12,0006,245
Applicable income taxes$3,374,000692
Income before extraordinary items$6,550,000721
Extraordinary gains, net$-90,00013,639
Net income$6,460,000732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$10,000,000217
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$6,542,080658

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.