Home > U.S. National Bank > Income and Expense
U.S. National Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 8,248 |
| Total interest expense | $778,000 | 8,471 |
| Net interest income | $1,186,000 | 7,913 |
| Provision for loan and lease losses | $101,000 | 5,569 |
| Total noninterest income | $388,000 | 5,757 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $103,000 | 6,520 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $285,000 | 4,228 |
| Total noninterest expense | $1,371,000 | 7,075 |
| Salaries and employee benefits | $726,000 | 7,093 |
| Premises and equipment expense | $196,000 | 6,849 |
| Additional noninterest expense | $449,000 | 6,794 |
| Pre-tax net operating income | $102,000 | 8,316 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $102,000 | 8,316 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $102,000 | 8,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,506 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $102,000 | 8,207 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 8,609 |
| Total interest expense | $814,000 | 8,605 |
| Net interest income | $1,001,000 | 8,478 |
| Provision for loan and lease losses | $29,000 | 7,312 |
| Total noninterest income | $304,000 | 6,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 4,870 |
| Total noninterest expense | $1,203,000 | 7,491 |
| Salaries and employee benefits | $700,000 | 7,207 |
| Premises and equipment expense | $167,000 | 7,292 |
| Additional noninterest expense | $336,000 | 7,667 |
| Pre-tax net operating income | $73,000 | 8,899 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $73,000 | 8,865 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $73,000 | 8,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $73,000 | 8,848 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,465,000 | 9,119 |
| Total interest expense | $603,000 | 9,198 |
| Net interest income | $862,000 | 8,927 |
| Provision for loan and lease losses | $42,000 | 6,798 |
| Total noninterest income | $230,000 | 7,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 6,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 5,700 |
| Total noninterest expense | $935,000 | 8,319 |
| Salaries and employee benefits | $572,000 | 7,900 |
| Premises and equipment expense | $80,000 | 9,026 |
| Additional noninterest expense | $283,000 | 8,269 |
| Pre-tax net operating income | $115,000 | 9,001 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $115,000 | 8,862 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $115,000 | 8,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $115,000 | 8,827 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $846,000 | 9,990 |
| Total interest expense | $300,000 | 10,054 |
| Net interest income | $546,000 | 9,830 |
| Provision for loan and lease losses | $89,000 | 5,400 |
| Total noninterest income | $138,000 | 8,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 8,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,403 |
| Total noninterest expense | $867,000 | 8,541 |
| Salaries and employee benefits | $450,000 | 8,654 |
| Premises and equipment expense | $143,000 | 7,816 |
| Additional noninterest expense | $274,000 | 8,369 |
| Pre-tax net operating income | $-272,000 | 10,044 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-272,000 | 10,093 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-272,000 | 10,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-272,000 | 10,062 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $28,000 | 10,909 |
| Total interest expense | $4,000 | 10,887 |
| Net interest income | $24,000 | 10,906 |
| Provision for loan and lease losses | $16,000 | 8,073 |
| Total noninterest income | $0 | 10,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-1,000 | 10,932 |
| Total noninterest expense | $77,000 | 10,897 |
| Salaries and employee benefits | $51,000 | 10,881 |
| Premises and equipment expense | $8,000 | 10,859 |
| Additional noninterest expense | $18,000 | 10,906 |
| Pre-tax net operating income | $-69,000 | 10,461 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-69,000 | 10,490 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-69,000 | 10,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,750,000 | 262 |
| Net operating income | $-69,000 | 10,453 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.