Home > U.S. Bank of Utah > Loan Charge- Offs and Recoveries
U.S. Bank of Utah, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,305,000 | 524 |
| Loans secured by real estate, total | $0 | 5,176 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $0 | 5,167 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,217 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $1,516,000 | 252 |
| Loans to individuals | $1,731,000 | 449 |
| Credit card loan charge offs | $161,000 | 584 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,570,000 | 334 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $58,000 | 182 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $850,000 | 549 |
| Loans secured by real estate, total | $27,000 | 1,724 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $27,000 | 1,724 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 3,141 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $26,000 | 868 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $287,000 | 470 |
| Loans to individuals | $536,000 | 378 |
| Credit card loan recoveries | $26,000 | 555 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $510,000 | 294 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,455,000 | 502 |
| Loans secured by real estate, total | $-27,000 | 10,797 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-27,000 | 10,822 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-1,000 | 9,943 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-26,000 | 11,001 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $1,229,000 | 214 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,195,000 | 458 |
| Credit card loan net charge offs | $135,000 | 574 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,060,000 | 340 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $58,000 | 165 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,172,000 | 1,025 |
| Loans secured by real estate, total | $15,000 | 3,716 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $15,000 | 3,714 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $2,000 | 4,028 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $13,000 | 1,737 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $7,000 | 6,153 |
| Loans to individuals | $1,111,000 | 517 |
| Credit card loan charge offs | $102,000 | 711 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,009,000 | 388 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $39,000 | 177 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,551,000 | 386 |
| Loans secured by real estate, total | $649,000 | 258 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $649,000 | 257 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 2,552 |
| Secured by multifamily residential properties | $2,000 | 431 |
| Secured by nonfarm nonresidential properties | $643,000 | 161 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $326,000 | 457 |
| Loans to individuals | $576,000 | 372 |
| Credit card loan recoveries | $26,000 | 586 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $550,000 | 294 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-379,000 | 11,916 |
| Loans secured by real estate, total | $-634,000 | 11,924 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-634,000 | 11,954 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 10,449 |
| Secured by multifamily residential properties | $-2,000 | 11,720 |
| Secured by nonfarm nonresidential properties | $-630,000 | 11,920 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-319,000 | 11,830 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $535,000 | 627 |
| Credit card loan net charge offs | $76,000 | 730 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $459,000 | 484 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $39,000 | 139 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,387,000 | 928 |
| Loans secured by real estate, total | $117,000 | 1,760 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $117,000 | 1,760 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $117,000 | 921 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $110,000 | 2,295 |
| Loans to individuals | $1,160,000 | 457 |
| Credit card loan charge offs | $68,000 | 816 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,092,000 | 314 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,685,000 | 396 |
| Loans secured by real estate, total | $103,000 | 965 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $103,000 | 965 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $12,000 | 1,805 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $91,000 | 587 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $931,000 | 258 |
| Loans to individuals | $644,000 | 359 |
| Credit card loan recoveries | $13,000 | 837 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $631,000 | 273 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $7,000 | 278 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-298,000 | 12,477 |
| Loans secured by real estate, total | $14,000 | 3,481 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $14,000 | 3,481 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $-12,000 | 11,926 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $26,000 | 1,434 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-821,000 | 12,523 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $516,000 | 561 |
| Credit card loan net charge offs | $55,000 | 796 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $461,000 | 392 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-7,000 | 1,090 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,260,000 | 1,224 |
| Loans secured by real estate, total | $117,000 | 2,254 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $117,000 | 2,253 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $106,000 | 1,342 |
| Secured by multifamily residential properties | $11,000 | 663 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $311,000 | 1,460 |
| Loans to individuals | $832,000 | 600 |
| Credit card loan charge offs | $57,000 | 954 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $775,000 | 443 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,330,000 | 467 |
| Loans secured by real estate, total | $170,000 | 702 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $170,000 | 701 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $105,000 | 397 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $65,000 | 700 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $773,000 | 298 |
| Loans to individuals | $379,000 | 491 |
| Credit card loan recoveries | $15,000 | 811 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $364,000 | 406 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $8,000 | 243 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-70,000 | 12,816 |
| Loans secured by real estate, total | $-53,000 | 12,935 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-53,000 | 12,974 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $1,000 | 4,760 |
| Secured by multifamily residential properties | $11,000 | 623 |
| Secured by nonfarm nonresidential properties | $-65,000 | 13,080 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-462,000 | 13,210 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $453,000 | 651 |
| Credit card loan net charge offs | $42,000 | 995 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $411,000 | 461 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $-8,000 | 11,474 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,626,000 | 732 |
| Loans secured by real estate, total | $222,000 | 2,033 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $222,000 | 2,033 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $63,000 | 2,149 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $159,000 | 1,371 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $2,372,000 | 405 |
| Loans to individuals | $1,004,000 | 651 |
| Credit card loan charge offs | $73,000 | 970 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $931,000 | 503 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $28,000 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,899,000 | 350 |
| Loans secured by real estate, total | $3,000 | 4,858 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $3,000 | 4,857 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 4,105 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,082 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $1,309,000 | 194 |
| Loans to individuals | $571,000 | 414 |
| Credit card loan recoveries | $16,000 | 810 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $555,000 | 320 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $16,000 | 216 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,727,000 | 1,067 |
| Loans secured by real estate, total | $219,000 | 1,842 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $219,000 | 1,842 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $62,000 | 1,892 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $157,000 | 1,277 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $1,063,000 | 644 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $433,000 | 883 |
| Credit card loan net charge offs | $57,000 | 986 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $376,000 | 699 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $12,000 | 298 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.