Home > U. S. Bank of Idaho > Loan Charge- Offs and Recoveries
U. S. Bank of Idaho, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $14,778,000 | 190 |
| Loans secured by real estate, total | $1,082,000 | 362 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,082,000 | 362 |
| Construction and land development | $211,000 | 157 |
| Secured by farmland | $112,000 | 44 |
| Total charge-offs secured by 1-4 family residential properties | $639,000 | 267 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $120,000 | 661 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $2,302,000 | 5 |
| Commercial and industrial loans | $4,477,000 | 111 |
| Loans to individuals | $6,863,000 | 212 |
| Credit card loan charge offs | $858,000 | 311 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $6,005,000 | 118 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $54,000 | 195 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,588,000 | 196 |
| Loans secured by real estate, total | $231,000 | 480 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $231,000 | 480 |
| Construction and land development | $42,000 | 208 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $145,000 | 284 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $44,000 | 699 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $862,000 | 6 |
| Commercial and industrial loans | $1,337,000 | 147 |
| Loans to individuals | $2,051,000 | 179 |
| Credit card loan recoveries | $98,000 | 330 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,953,000 | 118 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $107,000 | 71 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $10,190,000 | 202 |
| Loans secured by real estate, total | $851,000 | 325 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $851,000 | 324 |
| Construction and land development | $169,000 | 152 |
| Secured by farmland | $112,000 | 34 |
| Secured by 1-4 family residential properties- net charge-offs | $494,000 | 270 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $76,000 | 627 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $1,440,000 | 6 |
| Commercial and industrial loans | $3,140,000 | 95 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $4,812,000 | 224 |
| Credit card loan net charge offs | $760,000 | 299 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,052,000 | 128 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $-53,000 | 10,107 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,507,000 | 351 |
| Loans secured by real estate, total | $38,000 | 2,708 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $38,000 | 2,706 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $19,000 | 200 |
| Total charge-offs secured by 1-4 family residential properties | $13,000 | 2,842 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $6,000 | 1,941 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $633,000 | 16 |
| Commercial and industrial loans | $925,000 | 387 |
| Loans to individuals | $4,825,000 | 229 |
| Credit card loan charge offs | $483,000 | 391 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,342,000 | 129 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $86,000 | 128 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,151,000 | 262 |
| Loans secured by real estate, total | $155,000 | 657 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $155,000 | 656 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $2,000 | 495 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 2,770 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $150,000 | 390 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $240,000 | 27 |
| Commercial and industrial loans | $701,000 | 259 |
| Loans to individuals | $2,029,000 | 183 |
| Credit card loan recoveries | $86,000 | 362 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,943,000 | 111 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $26,000 | 143 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,356,000 | 416 |
| Loans secured by real estate, total | $-117,000 | 11,760 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-117,000 | 11,790 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $17,000 | 180 |
| Secured by 1-4 family residential properties- net charge-offs | $10,000 | 2,563 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-144,000 | 11,815 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $393,000 | 15 |
| Commercial and industrial loans | $224,000 | 903 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $2,796,000 | 265 |
| Credit card loan net charge offs | $397,000 | 374 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,399,000 | 143 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $60,000 | 115 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,038,000 | 397 |
| Loans secured by real estate, total | $18,000 | 4,047 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $18,000 | 4,047 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $7,000 | 3,748 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $11,000 | 2,100 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $442,000 | 30 |
| Commercial and industrial loans | $1,206,000 | 354 |
| Loans to individuals | $3,267,000 | 253 |
| Credit card loan charge offs | $390,000 | 408 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,877,000 | 144 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $105,000 | 101 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,213,000 | 232 |
| Loans secured by real estate, total | $201,000 | 606 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $201,000 | 605 |
| Construction and land development | $14,000 | 471 |
| Secured by farmland | $14,000 | 298 |
| Secured by 1-4 family residential properties - total recoveries | $22,000 | 1,315 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $151,000 | 420 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $433,000 | 15 |
| Commercial and industrial loans | $1,299,000 | 207 |
| Loans to individuals | $2,215,000 | 173 |
| Credit card loan recoveries | $112,000 | 343 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,103,000 | 109 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $65,000 | 108 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $825,000 | 992 |
| Loans secured by real estate, total | $-183,000 | 12,444 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-183,000 | 12,482 |
| Construction and land development | $-14,000 | 12,325 |
| Secured by farmland | $-14,000 | 10,824 |
| Secured by 1-4 family residential properties- net charge-offs | $-15,000 | 12,031 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-140,000 | 12,437 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $9,000 | 103 |
| Commercial and industrial loans | $-93,000 | 12,107 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,052,000 | 363 |
| Credit card loan net charge offs | $278,000 | 413 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $774,000 | 252 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $40,000 | 113 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,078,000 | 443 |
| Loans secured by real estate, total | $285,000 | 1,402 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $285,000 | 1,401 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $2,000 | 5,298 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $283,000 | 775 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $649,000 | 19 |
| Commercial and industrial loans | $919,000 | 601 |
| Loans to individuals | $3,937,000 | 244 |
| Credit card loan charge offs | $334,000 | 449 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,603,000 | 142 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $31,000 | 260 |
| Lease financing receivables | $257,000 | 95 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,538,000 | 227 |
| Loans secured by real estate, total | $116,000 | 912 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $116,000 | 911 |
| Construction and land development | $3,000 | 753 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $41,000 | 890 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $72,000 | 664 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $279,000 | 25 |
| Commercial and industrial loans | $1,573,000 | 189 |
| Loans to individuals | $2,520,000 | 155 |
| Credit card loan recoveries | $100,000 | 357 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,420,000 | 100 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $50,000 | 140 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,540,000 | 859 |
| Loans secured by real estate, total | $169,000 | 1,604 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $169,000 | 1,602 |
| Construction and land development | $-3,000 | 12,878 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-39,000 | 13,087 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $211,000 | 786 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $370,000 | 22 |
| Commercial and industrial loans | $-654,000 | 13,234 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,417,000 | 345 |
| Credit card loan net charge offs | $234,000 | 474 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,183,000 | 211 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $31,000 | 200 |
| Lease financing receivables | $207,000 | 80 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,815,000 | 358 |
| Loans secured by real estate, total | $579,000 | 1,180 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $579,000 | 1,180 |
| Construction and land development | $15,000 | 1,333 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $12,000 | 4,547 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $552,000 | 693 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $1,246,000 | 10 |
| Commercial and industrial loans | $3,738,000 | 287 |
| Loans to individuals | $5,143,000 | 245 |
| Credit card loan charge offs | $410,000 | 455 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,733,000 | 134 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $109,000 | 188 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $5,727,000 | 170 |
| Loans secured by real estate, total | $292,000 | 462 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $292,000 | 462 |
| Construction and land development | $4,000 | 795 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $15,000 | 1,777 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $273,000 | 245 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $880,000 | 9 |
| Commercial and industrial loans | $1,246,000 | 203 |
| Loans to individuals | $3,279,000 | 128 |
| Credit card loan recoveries | $99,000 | 368 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,180,000 | 67 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $30,000 | 172 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,088,000 | 523 |
| Loans secured by real estate, total | $287,000 | 1,602 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $287,000 | 1,602 |
| Construction and land development | $11,000 | 1,300 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 12,801 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $279,000 | 960 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $366,000 | 25 |
| Commercial and industrial loans | $2,492,000 | 331 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,864,000 | 364 |
| Credit card loan net charge offs | $311,000 | 469 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,553,000 | 247 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $79,000 | 178 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.