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U. S. Bank of Idaho, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$310,751,000	188
Total interest expense	$138,513,000	207
Net interest income	$172,238,000	182
Provision for loan and lease losses	$7,247,000	268
Total noninterest income	$49,037,000	234
Gross Fiduciary activities income	$9,284,000	153
Service charges on deposit accounts	$25,165,000	111
Trading account gains and fees	$81,000	184
Additional Noninterest Income	$14,507,000	352
Total noninterest expense	$137,492,000	200
Salaries and employee benefits	$61,352,000	166
Premises and equipment expense	$30,076,000	112
Additional noninterest expense	$46,064,000	256
Pre-tax net operating income	$76,536,000	184
Securities gains (losses)	$1,402,000	202
Applicable income taxes	$23,763,000	201
Income before extraordinary items	$54,175,000	174
Extraordinary gains, net	$0	53
Net income	$54,175,000	173
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,190,000	202
Cash dividends	$165,500,000	46
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$53,193,600	176
1995-12-31 (YTD Data)		Rank
Total interest income	$320,003,000	195
Total interest expense	$163,585,000	183
Net interest income	$156,418,000	196
Provision for loan and lease losses	$21,000,000	114
Total noninterest income	$54,293,000	219
Gross Fiduciary activities income	$9,703,000	157
Service charges on deposit accounts	$22,298,000	128
Trading account gains and fees	$91,000	287
Additional Noninterest Income	$22,201,000	258
Total noninterest expense	$125,574,000	209
Salaries and employee benefits	$43,412,000	219
Premises and equipment expense	$9,585,000	303
Additional noninterest expense	$72,577,000	180
Pre-tax net operating income	$64,137,000	217
Securities gains (losses)	$-115,000	11,551
Applicable income taxes	$16,697,000	260
Income before extraordinary items	$47,325,000	199
Extraordinary gains, net	$0	65
Net income	$47,325,000	198
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,356,000	416
Cash dividends	$36,000,000	165
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$47,410,100	201
1994-12-31 (YTD Data)		Rank
Total interest income	$270,547,000	199
Total interest expense	$113,154,000	207
Net interest income	$157,393,000	191
Provision for loan and lease losses	$1,650,000	654
Total noninterest income	$47,805,000	230
Gross Fiduciary activities income	$11,248,000	140
Service charges on deposit accounts	$21,785,000	122
Trading account gains and fees	$210,000	188
Additional Noninterest Income	$14,562,000	347
Total noninterest expense	$107,480,000	229
Salaries and employee benefits	$40,572,000	228
Premises and equipment expense	$8,619,000	327
Additional noninterest expense	$58,289,000	209
Pre-tax net operating income	$96,068,000	149
Securities gains (losses)	$-585,000	12,289
Applicable income taxes	$27,705,000	169
Income before extraordinary items	$67,778,000	149
Extraordinary gains, net	$0	249
Net income	$67,778,000	149
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$825,000	992
Cash dividends	$37,000,000	145
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$68,193,350	140
1993-12-31 (YTD Data)		Rank
Total interest income	$246,072,000	196
Total interest expense	$95,987,000	204
Net interest income	$150,085,000	189
Provision for loan and lease losses	$2,900,000	628
Total noninterest income	$44,054,000	234
Gross Fiduciary activities income	$10,604,000	146
Service charges on deposit accounts	$20,807,000	121
Trading account gains and fees	$111,000	260
Additional Noninterest Income	$12,532,000	379
Total noninterest expense	$101,833,000	235
Salaries and employee benefits	$38,183,000	232
Premises and equipment expense	$7,357,000	372
Additional noninterest expense	$56,293,000	210
Pre-tax net operating income	$89,406,000	135
Securities gains (losses)	$197,000	1,709
Applicable income taxes	$27,853,000	139
Income before extraordinary items	$61,750,000	141
Extraordinary gains, net	$0	3,149
Net income	$61,750,000	141
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,540,000	859
Cash dividends	$28,000,000	143
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$61,614,070	137
1992-12-31 (YTD Data)		Rank
Total interest income	$255,658,000	204
Total interest expense	$115,053,000	216
Net interest income	$140,605,000	186
Provision for loan and lease losses	$7,050,000	477
Total noninterest income	$40,812,000	231
Gross Fiduciary activities income	$8,978,000	157
Service charges on deposit accounts	$20,111,000	111
Trading account gains and fees	$61,000	304
Additional Noninterest Income	$11,662,000	400
Total noninterest expense	$97,684,000	252
Salaries and employee benefits	$39,733,000	218
Premises and equipment expense	$7,188,000	385
Additional noninterest expense	$50,763,000	243
Pre-tax net operating income	$76,683,000	110
Securities gains (losses)	$1,352,000	527
Applicable income taxes	$24,091,000	121
Income before extraordinary items	$53,944,000	122
Extraordinary gains, net	$0	1,422
Net income	$53,944,000	124
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,088,000	523
Cash dividends	$34,500,000	80
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$53,011,120	111

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.