Home > U.S. Bank of California > Net charge- offs to loans
U.S. Bank of California, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2772% | 3,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0770% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 0.2527% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0791% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0865% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0778% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6043% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8943% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5544% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0012% | 1,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2851% | 2,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0509% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0806% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0649% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1770% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7816% | 221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8719% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2805% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0040% | 1,160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3384% | 2,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0930% | 587 |
| Percentage Net Loans Charged-off:Construction & development | 0.4564% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0431% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0697% | 500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0420% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0741% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6781% | 124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6566% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6760% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0065% | 1,077 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3760% | 3,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2784% | 471 |
| Percentage Net Loans Charged-off:Construction & development | 0.4803% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1407% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1342% | 315 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2879% | 249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7125% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2330% | 295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7526% | 443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6473% | 601 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8593% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0304% | 380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1150% | 8,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0816% | 990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0160% | 626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4593% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0521% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4028% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3542% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4077% | 776 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1176% | 358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |