Home > U.S. Bank National Association ND > Net charge- offs to loans
U.S. Bank National Association ND, Net charge- offs to loans
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3429% | 415 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3423% | 359 |
| Percentage Net Loans Charged-off:Construction & development | 1.6632% | 469 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3434% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3265% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3518% | 385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7669% | 782 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2360% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7580% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7255% | 1,165 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0381% | 883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5787% | 542 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6266% | 488 |
| Percentage Net Loans Charged-off:Construction & development | 1.1208% | 1,434 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6270% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3623% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7791% | 446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9270% | 1,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5115% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7926% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2773% | 980 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0280% | 1,502 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5779% | 534 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6943% | 447 |
| Percentage Net Loans Charged-off:Construction & development | 0.9762% | 1,394 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6946% | 439 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3457% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9016% | 401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9144% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4694% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8039% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1970% | 972 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0363% | 1,306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5125% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6056% | 559 |
| Percentage Net Loans Charged-off:Construction & development | 0.2399% | 1,685 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6063% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2793% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8056% | 442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8942% | 1,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3400% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6966% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0434% | 1,070 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0469% | 1,116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5123% | 661 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6567% | 520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6575% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3412% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8545% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9205% | 1,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2231% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3984% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1000% | 955 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0808% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0471% | 671 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9026% | 709 |
| Percentage Net Loans Charged-off:Construction & development | 1.3007% | 1,988 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9029% | 584 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3377% | 660 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3002% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2430% | 1,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3672% | 417 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0848% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7283% | 808 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0186% | 1,627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0653% | 601 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9368% | 632 |
| Percentage Net Loans Charged-off:Construction & development | 1.4185% | 1,720 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9371% | 536 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3113% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3881% | 418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2605% | 1,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3935% | 411 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2904% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6047% | 806 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1564% | 1,097 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2446% | 573 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0143% | 621 |
| Percentage Net Loans Charged-off:Construction & development | 0.4145% | 1,968 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0153% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3446% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5087% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4232% | 1,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6706% | 388 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7307% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7073% | 696 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4067% | 739 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3337% | 514 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1090% | 541 |
| Percentage Net Loans Charged-off:Construction & development | 0.8065% | 1,272 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1098% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3201% | 464 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6970% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3940% | 1,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8746% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0958% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7268% | 643 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0201% | 961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7644% | 643 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2287% | 805 |
| Percentage Net Loans Charged-off:Construction & development | 0.4766% | 2,859 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2298% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2409% | 749 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0398% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7722% | 1,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5774% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2706% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0253% | 6,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8389% | 569 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2726% | 724 |
| Percentage Net Loans Charged-off:Construction & development | 0.5058% | 2,561 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2738% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2267% | 693 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1481% | 333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8419% | 1,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6871% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5074% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0339% | 6,418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9414% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3295% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 0.5716% | 2,220 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3307% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2195% | 628 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2650% | 319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9454% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7969% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6368% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0106% | 1,514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0332% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4411% | 596 |
| Percentage Net Loans Charged-off:Construction & development | 0.7612% | 1,571 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4423% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2656% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4311% | 306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0747% | 1,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7841% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6036% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0226% | 1,139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9316% | 732 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2934% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 0.9127% | 2,621 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2944% | 549 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1589% | 764 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2226% | 387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3265% | 1,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3628% | 468 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7921% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1002% | 1,811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8809% | 605 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1520% | 771 |
| Percentage Net Loans Charged-off:Construction & development | 1.9251% | 1,767 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1522% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0860% | 668 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0188% | 340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3592% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3341% | 451 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7111% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1143% | 1,548 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7884% | 595 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0664% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.1770% | 2,414 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0678% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9966% | 603 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9294% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2525% | 1,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2617% | 476 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5828% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1661% | 1,269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5734% | 534 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8420% | 625 |
| Percentage Net Loans Charged-off:Construction & development | 0.3450% | 1,570 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8432% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9124% | 456 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5775% | 298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3388% | 857 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6848% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8594% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8264% | 600 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2742% | 732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0820% | 2,646 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2752% | 472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5338% | 679 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7772% | 306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4762% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0541% | 546 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6547% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0169% | 1,833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6594% | 468 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1562% | 543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1572% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5357% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5627% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2971% | 1,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8959% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4838% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0215% | 1,549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5220% | 409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9863% | 513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9872% | 408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4839% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3027% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1463% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8289% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2857% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2666% | 945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3310% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7250% | 481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7256% | 438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4715% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8789% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1508% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3768% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8291% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5705% | 591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1156% | 409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4584% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4589% | 582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3227% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5382% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9445% | 1,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2029% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9129% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6762% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0787% | 311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4397% | 384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4401% | 443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3074% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5170% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8864% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1756% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8245% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2380% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0951% | 290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4079% | 374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4083% | 461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3037% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4690% | 385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9221% | 846 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1987% | 473 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7580% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0239% | 308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3917% | 322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3921% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3225% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4326% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9796% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8179% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3024% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9598% | 322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3286% | 427 |
| Percentage Net Loans Charged-off:Construction & development | 0.8001% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3281% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2608% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3692% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8304% | 1,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0453% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6425% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9316% | 253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3249% | 320 |
| Percentage Net Loans Charged-off:Construction & development | 1.0845% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3242% | 426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2633% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3616% | 387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7897% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0572% | 468 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6856% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8538% | 314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3170% | 342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3173% | 410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2621% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3516% | 379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7710% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7790% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6305% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8643% | 308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2974% | 301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2977% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2698% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3154% | 365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8699% | 639 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6583% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4807% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2465% | 216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4230% | 276 |
| Percentage Net Loans Charged-off:Construction & development | 0.2062% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4232% | 368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2502% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5515% | 282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0149% | 1,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9045% | 335 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8402% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1808% | 225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3447% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 4.9909% | 21 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3404% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2150% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4367% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0638% | 931 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6364% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5074% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3230% | 217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3795% | 310 |
| Percentage Net Loans Charged-off:Construction & development | -0.2376% | 7,849 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3800% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2144% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5110% | 290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2678% | 774 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8046% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4177% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1742% | 278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4430% | 253 |
| Percentage Net Loans Charged-off:Construction & development | -0.5416% | 7,862 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4437% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1949% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6466% | 228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9388% | 733 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6732% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9488% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2616% | 335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4131% | 405 |
| Percentage Net Loans Charged-off:Construction & development | 7.0048% | 23 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4101% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2957% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4970% | 390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0632% | 1,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9201% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0290% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2529% | 295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4222% | 353 |
| Percentage Net Loans Charged-off:Construction & development | 11.1521% | 9 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4179% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2729% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5248% | 333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0077% | 1,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0235% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2116% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3668% | 276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4502% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 18.2579% | 3 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4435% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3005% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5447% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0717% | 981 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3941% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4811% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3494% | 317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5176% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 36.8839% | 6 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5037% | 305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2939% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6475% | 240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0831% | 776 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1598% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4604% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7293% | 265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6214% | 294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6216% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3617% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8034% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5975% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5300% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1140% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7741% | 223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6894% | 225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6896% | 252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4136% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8865% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5910% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6537% | 286 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1848% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8612% | 219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6603% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6606% | 267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4261% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8398% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6861% | 880 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7840% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3030% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0194% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6698% | 222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6700% | 260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4513% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8406% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9051% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8670% | 330 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4601% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2889% | 204 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5862% | 96 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5885% | 87 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4572% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3234% | 49 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7721% | 1,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3704% | 235 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1884% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2426% | 131 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0322% | 144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0316% | 149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5758% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2481% | 117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2150% | 606 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8158% | 189 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5418% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4814% | 87 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6152% | 3 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6185% | 5 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1349% | 26 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2234% | 3 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5307% | 62 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3849% | 69 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3125% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8346% | 133 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0164% | 11 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0192% | 17 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3428% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3027% | 14 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1884% | 49 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9395% | 78 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1061% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1300% | 152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3961% | 60 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3970% | 56 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2533% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6592% | 29 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7455% | 52 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2382% | 79 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3470% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1872% | 3,982 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |