U.S. Bank, Review

U.S. Bank, Review

Average rating stars based on 960 reviews
stars Interest Rate and Cost
stars Office Environment & Staff
stars Waiting Time
stars Other Services
5 star:
368
4 star:
43
3 star:
14
2 star:
41
1 star:
494
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Excessive predatory fees and Incompetent staff
 1star Overall Rating
 1star Interest Rate and Cost
 1star Office Environment & Staff
 3star Waiting Time
 1star Other Services
by GigiToo, Aug. 23, 2011

US Bank is the absolute worst, least ethical and predatory bank I have ever had the displeasure of having an account with. A lot of fees are hidden and exorbitant. Most of their staff gives misinformation which costs the customer and which they will not rectify. You could end up in real trouble if you are not constantly checking up on the bank and your account.

I closed my account in June 2011 because I noticed they had been charging high fees after buying out CalNational and I had overdraft fees with no overdraft. Also, they no longer had free checking without certain conditions. They started charging for all checking accounts if certain criteria were not met.

When I initially asked to close my checking, I was told I had to wait for the account to be closed because a $10.00 charge which had been made a week prior had still not been paid by the bank! It usually takes two business days at most for charges to clear. I believe they held payment of the outstanding charge to force me to incur the next month’s fee for keeping the account open.

After I closed my account, I was sent a letter for a $20.00 fee on .23cents of overdraft. I was never informed of the .23cents owed when I closed my account. I asked if I owed any money, was told no and sent a check for the balance left in my checking.

I called about the fee and was told to disregard. I received a second letter with $40.00 in overdraft fees recently for that same .23cents. I called to clear up the situation and asked the fees be waived since they had given me incorrect information. I was told I now had correct information and nothing could be done. If I didn't pay it, more fees would be incurred. Stay away from this bank if you want a sound mind and your money safe.
 


* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Torrance - Hawthorne Blvd Branch at Torrance, CA
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Absolutely Great!
 5star Overall Rating
 5star Interest Rate and Cost
 5star Office Environment & Staff
 5star Waiting Time
 5star Other Services
by MikeyGann, Aug. 17, 2011

Love this Branch, no wait time. Great management.

* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Desert Ridge Branch at Phoenix, AZ
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my experience
 4star Overall Rating
 4star Interest Rate and Cost
 4star Office Environment & Staff
 4star Waiting Time
 4star Other Services
by sirramon, Aug. 12, 2011

My first time ever using this bank and first time at this location was excellent.  I was very nervous about going to this branch after reading the reviews but its was the closest to me.  The bank teller was absolutely adorable and professional, the wait in line was next to nothing.  Prompt, quick, and overall satisfying was my experience at this branch.  I am definitely returning to this location.  

* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Englewood Branch at Chicago, IL
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aok
 5star Overall Rating
 3star Interest Rate and Cost
 5star Office Environment & Staff
 5star Waiting Time
 5star Other Services
by fanspeed, Aug. 09, 2011

been with this branch for almost 7 years, they take care of you like an old time small town bank, on first name basis with the tellers. When I've had a problem they always resolved the issue  for me. Only drawback is the new policy from US bank to do away with the free checking. but that is something the staff  at this branch has no control over. Big thumbs up.

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 3 - 5 banks before.
* this review was made on U.S. Bank, Long Beach Boulevard Ralphs Branch at Long Beach, CA
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a great bank
 5star Overall Rating
 5star Interest Rate and Cost
 5star Office Environment & Staff
 5star Waiting Time
 5star Other Services
by naumutroy, Aug. 07, 2011

i am very happy with this branch. I am treated well and they handle my money well. The bank personnel have excellent customer service skills.

* this reviewer has be with this bank for >10 years
* this reviewer had >10 banks before.
* this review was made on U.S. Bank, Desert Inn And Decatur Smith's Branc at Las Vegas, NV
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Do not Open account with this bank
 1star Overall Rating
 1star Interest Rate and Cost
 1star Office Environment & Staff
 1star Waiting Time
 1star Other Services
by oh44070, Aug. 06, 2011

My debit card was charged by $505.00 without my authorization, called them and register fraud with them. Bank never credited my account again. Saying I lost my claim.
This bank Only support Corporation not small individuals like me and you. This Bank is not a safe bank. Pulling hair from their own rules and telling us Banking Law !
I advice all Dubuque, IA  Citizens to close their account and go to any local bank near you. Let's get togather and close that bank for our future generations. Thanks ..

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Dubuque Branch at Dubuque, IA
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Do not Open account with this bank
 1star Overall Rating
 1star Interest Rate and Cost
 1star Office Environment & Staff
 1star Waiting Time
 1star Other Services
by oh44070, Aug. 06, 2011

My debit card was charged by $505.00 without my authorization, called them and register fraud with them. Bank never credited my account again. Saying I lost my claim.
This bank Only support Corporation not small individuals like me and you. This Bank is not a safe bank. Pulling hair from their own rules and telling us Banking Law !
I advice all Dubuque, IA  Citizens to close their account and go to any local bank near you. Let's get togather and close that bank for our future generations. Thanks ..

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Dubuque Branch at Dubuque, IA
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Be aware horrible experience with this bank and this branch!!
 1star Overall Rating
 1star Interest Rate and Cost
 1star Office Environment & Staff
 1star Waiting Time
by may1, Aug. 05, 2011

My husband went to this branch to withdrew cash from our account to pay our property taxes, we didn’t use the ATM because the amount was larger then $500. The teller gave him the cash and my husband was on his way to the city to pay our taxes, to his surprise the lady that work for the city of Cincinnati told him the the money is fake! He then went back to the bank and told the teller that the money is fake and ask for it to be replaced, the teller gave him new bills but when my husband ask the teller to check and make sure that the money is not fake the teller told him NO! My husband got very upset and ask to speak to a supervisor, the teller then told him that if he will not leave he will call the police! This is not customer service !!! This is very wrong!! This bank and this branch are the worst!

* this reviewer has be with this bank for <6 months
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Norwood Branch at Cincinnati, OH
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TL Walker
 1star Overall Rating
 2star Interest Rate and Cost
 3star Office Environment & Staff
 1star Waiting Time
 1star Other Services
by TWalk, Aug. 04, 2011

This bank's dusfunctional customer service program is just above that of cable, phone and whoever else is low on the list. Nice people but terible processes. It should never take three in person visits, four voice mails and five+ phone calls to simply get checks and a pin#, should it?...and they're still not received! Plus, the bank's contact number isn't even on their web-site. Uffdaaa!

* this reviewer has be with this bank for >10 years
* this reviewer had 3 - 5 banks before.
* this review was made on U.S. Bank, Eden Prairie Branch at Eden Prairie, MN
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Rude manager, rude customer service
 1star Overall Rating
 2star Interest Rate and Cost
 2star Office Environment & Staff
 1star Waiting Time
 2star Other Services
by lana, Jul. 30, 2011

I have been USBank customer for over 15 years and I was pleased with the service until I moved to Moses Lake,WA. Customer service here is very poor, some clerks doesn't know how to count, waiting time is too long and don't expect the manager to be on your side, she always makes excuses for employees mistakes and she is very rude to the customers.

* this reviewer has be with this bank for >10 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Moses Lake Branch at Moses Lake, WA
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Wait time and rudeness
 1star Overall Rating
 1star Waiting Time
 1star Other Services
by maxine777, Jul. 26, 2011

Since taking over First Community Bank in Albuquerque, I have experienced elongated wait times.  I use the drive through, 1 deposit for the company I work for can take up to 18 minutes to process.  Why?  Also, while cashing a check for my employer ( ck made to him and signed over to me to cash) and cashing a check for myself they will not separate the two checks because he has signed his check over to me.  I then have to go into the bank and get change so I can separate them.  I am angry enough to take my personal account out of this bank.

* this reviewer has be with this bank for >10 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Lomas Blvd Branch at Albuquerque, NM
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Folsom CA US Bank at 521 E. Bidwell provides great service!
 5star Overall Rating
 3star Interest Rate and Cost
 5star Office Environment & Staff
 5star Waiting Time
 5star Other Services
by porsches, Jul. 21, 2011

US Bank branch at 521 E. Bidwell in Folsom, CA is a small branch, but the people there are very helpful and customer service oriented.  Charles, the Branch Manager, is congenial and always does his best to talk to you and let you know he cares about your business and how well his branch is doing for you.  I've never had any situation with the branch that wasn't taken care of immediately and appropriately.  In many years they have never screwed up my account.  I can recommend this branch of US Bank with no reservations.

* this reviewer has be with this bank for >10 years
* this reviewer had 6 - 10 banks before.
* this review was made on U.S. Bank, Folsom Branch at Folsom, CA
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Customer Service is Nonexistent
 1star Overall Rating
 1star Interest Rate and Cost
 1star Office Environment & Staff
 1star Waiting Time
 1star Other Services
by DisgruntledConsumer, Jul. 16, 2011

This White Center branch of US Bank is a true representation of failure. The employees that work at that bank are revolting, both in attitude and demeanor.
The start of my terrible experience began early this week. I went to the bank to pay off my monthly home mortgage and cash in a few checks. I walked up to a teller and told her what I wanted to do. She wasn't very pleasant so I didn't expect much. She then told me that there was $5 fee because I didn't have an account with them. I was surprised since I had never been charged this fee, so I asked if it was possible for her to waive the fee this time and I would then open an account later this week. She then practically screamed NO and threw my ID card and cash at me. How dare she have the audacity to throw my things at me. As I was about to leave, the teller said "Have a nice day" is the most awful tone that I had ever heard. She had ruined my day and she expected me to have a good day? Absolutely not. Unfortunately, this was not even the worst part of my experience.
Two days after the incident, I decided to go back to the branch and file a complaint against that rude employee. I asked to talk to someone with authority and they led me to a woman named Paulette (name changed for her sake). I was fooled by her appearance to think that she would be very helpful and kind. I was wrong. She was my worst nightmare. As I retold my experience to Paulette, she was anything but helpful. She looked as if she was belittling me and as if she didn't believe anything I said. After I finished my story, she said that she would defend her employee in this incident. How outrageous. She then started to interogate me and even made it seem like I was the one who had terrible attitude and was throwing things at people. Rather than trying to pacify the issue and to try and settle things, she was arguing with me and raising her voice. In contrast, it seemed as if she was the one who was wronged. In what ways was it helping the situation?! And at the end of our conversation, she even admitted that she was present when my first incident had occurred but had chosen to do nothing to placate the matter. Is that not her job? She in no way helped the problem and I ended up having to call US Bank's customer service line TWICE to complain about this branch.
This branch is beyond terrible. Not only does it have an unpleasant exterior, but it also contains some of the most uneducated employees ever. I honestly hope that someone with authority reads this post and fixes this ongoing issue of terrible customer service. This branch represents failure in all aspects. Do not go to this bank unless you would like to have the worst experience possible.

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, White Center Branch at Seattle, WA
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Ask for Jim!
 5star Overall Rating
 4star Interest Rate and Cost
 5star Office Environment & Staff
 5star Waiting Time
 5star Other Services
by tami, Jul. 13, 2011

If you need a helpful banker, who looks for ways to save you money, ask for Jim. He went above and beyond to help myself and my son. Thanks Jim... appreciate all that you did for us. Tami and Mitchell

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Evergreen Branch at Evergreen, CO
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Very horrible customer service
 2star Overall Rating
 3star Interest Rate and Cost
 1star Office Environment & Staff
 1star Waiting Time
 1star Other Services
by KRCole, Jul. 09, 2011

My husband and I are trying to get a home loan through the Moses lake branch and we have had to do 1 extension already and have to go sign another one Monday because our closing date is on Sunday and we know absolutely nothing about our loan and every time I attempt to contact the mortgage lady and she denys my  phone calls and won't respond to my email. When the underwriter needed information I didn't know for a week and I found out because I called her. This is the by far worst experience I have ever had

* this review was made on U.S. Bank, Moses Lake Branch at Moses Lake, WA
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LOVE THIS BANK
 5star Overall Rating
 3star Interest Rate and Cost
 5star Office Environment & Staff
 5star Waiting Time
 5star Other Services
by ShoreResident, Jul. 07, 2011

I have previously banked with B of A and with WAMU (Chase), which caused some of the worst experiences in my life, BUT I honestly say that I have had nothing but awesome experiences with this bank and staff.  The managers, Adam and Jaime are so friendly and helpful.  A couple of the staff are a bit snooty and not as friendly but for the most part, everyone is caring and easy to talk to. I hardly ever have to wait in line either!  LOVE THIS BANK

* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Long Beach Anaheim Ralphs Branch at Long Beach, CA
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They are VERY UNPROFESSIONAL, MOVE ON!!!
 1star Overall Rating
 3star Interest Rate and Cost
 1star Office Environment & Staff
 2star Waiting Time
 1star Other Services
by faith, Jul. 06, 2011

These people at this location are the worst!  I would suggest another location OR ANOTHER BANK!  I'm moving my funds out of there as we speak...checking around for options!  They tried to get me to take out a line of credit for overdrafts when I have funds available in another account...THE WORST!


* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Hamilton Avenue Lobill Branch at Cincinnati, OH
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Bad very bad. 2011 Eastside 106th branch
 1star Overall Rating
 1star Interest Rate and Cost
 1star Office Environment & Staff
 1star Waiting Time
 1star Other Services
by Augustin, Jun. 24, 2011

They have gotten so bad. It was the same crew a couple of years back when it was park national. Back then they used to work with me now its so many holds and even for a personal loan they run your credit ,. Its a sad thing.. I just called them and as soon as the personal banker picked up she said Hello!! hello!! and hung up , im about to drive over there just because I cant get good costumer service.

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, East Side Branch at Chicago, IL
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USBank
 5star Overall Rating
 4star Interest Rate and Cost
 4star Office Environment & Staff
 4star Waiting Time
 5star Other Services
by Tish, Jun. 21, 2011

I have been a USBank customer for 10 years and I truly enjoy working with this bank.  It is a nationwide bank which made it so much easier when my husband and I moved from Iowa to California.  I banked with Wells Fargo for awhile and they charged a $15 fee just to activate my debit card.  I have never experienced any unnecessary fees from USBank.  The online bill pay is free.  I have never encountered any unfriendly staff at any branch.  The vacaville branch was wonderfully helpful to me when the ATM machine took my deposit but did not credit it to my account.  They called me first thing and got everything straightened out.  They are very friendly and helpful when I go to my safe deposit box.  They are very conveniently located and they service is quick even when crowded.  I would recommend USBank to anyone.  

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 3 - 5 banks before.
* this review was made on U.S. Bank, Vacaville Branch at Vacaville, CA
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Worst. Bank. Ever.
 1star Overall Rating
 1star Interest Rate and Cost
 1star Office Environment & Staff
 1star Waiting Time
 1star Other Services
by Krono957, Jun. 17, 2011

every few months they add a new fee, they just added "monthly maintenance fees to silver accounts. The Selling point for silver accounts is that there are no fees.  I started with downey savings which was bought by us bank a few years ago, i got a letter saying there would be no change to my account and it would be business as usual.  i continued doing my online banking like i normally did and at the end of the month had racked up over 100 dollars in fees, because with u.s. bank after 6 online transactions they charge you 8 dollars per.  now when i call then to ask about the monthly fee they tell me they sent me a letter explaining the charges but i never recieved anything, when i explained that i never recieved a letter the response i got was "well we mailed them out."  Needless to say i am going in today to close the account. avoid us bank like the plague, id rather bank with a con artist.

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Pasadena Branch at Pasadena, CA
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