| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9273% | 621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3581% | 65 |
| Percentage Net Loans Charged-off:Construction & development | 0.1421% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0379% | 1,392 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0369% | 1,376 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7796% | 34 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3551% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9012% | 30 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7860% | 313 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3258% | 100 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6882% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8111% | 110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0141% | 451 |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8768% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2809% | 87 |
| Percentage Net Loans Charged-off:Construction & development | 0.0152% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0067% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0138% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6157% | 36 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2869% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6941% | 34 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3780% | 474 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1073% | 117 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0079% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0999% | 73 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1701% | 14 |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7099% | 951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 547 |
| Percentage Net Loans Charged-off:Construction & development | 0.1107% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2271% | 1,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0423% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2145% | 128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1866% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2211% | 117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2988% | 507 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7476% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0717% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6540% | 111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8047% | 812 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0501% | 1,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.1580% | 132 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2878% | 1,380 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1374% | 1,334 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0713% | 431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0634% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0733% | 391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8452% | 220 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5784% | 163 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8494% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5810% | 106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.0945% | 250 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1936% | 521 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1593% | 611 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9294% | 1,387 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5587% | 3,864 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
