Home > Tyler Bank and Trust > Income and Expense
Tyler Bank and Trust, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $21,071,000 | 1,566 |
Total interest expense | $8,763,000 | 1,768 |
Net interest income | $12,308,000 | 1,405 |
Provision for loan and lease losses | $1,978,000 | 598 |
Total noninterest income | $4,278,000 | 1,026 |
Gross Fiduciary activities income | $911,000 | 502 |
Service charges on deposit accounts | $1,637,000 | 779 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $1,730,000 | 1,204 |
Total noninterest expense | $11,129,000 | 1,188 |
Salaries and employee benefits | $5,129,000 | 1,283 |
Premises and equipment expense | $2,063,000 | 968 |
Additional noninterest expense | $3,937,000 | 1,134 |
Pre-tax net operating income | $3,479,000 | 2,167 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $927,000 | 2,592 |
Income before extraordinary items | $2,552,000 | 2,072 |
Extraordinary gains, net | $0 | 44 |
Net income | $2,552,000 | 2,071 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $731,000 | 992 |
Cash dividends | $1,500,000 | 1,600 |
Sale, conversion, retirement of capital stock, net | $1,739,000 | 392 |
Net operating income | $2,552,000 | 2,017 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $16,944,000 | 1,992 |
Total interest expense | $7,625,000 | 2,059 |
Net interest income | $9,319,000 | 1,919 |
Provision for loan and lease losses | $390,000 | 2,134 |
Total noninterest income | $2,266,000 | 1,657 |
Gross Fiduciary activities income | $870,000 | 550 |
Service charges on deposit accounts | $1,057,000 | 1,265 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $339,000 | 3,781 |
Total noninterest expense | $7,049,000 | 1,991 |
Salaries and employee benefits | $3,008,000 | 2,215 |
Premises and equipment expense | $1,221,000 | 1,662 |
Additional noninterest expense | $2,820,000 | 1,838 |
Pre-tax net operating income | $4,146,000 | 1,737 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $1,246,000 | 1,933 |
Income before extraordinary items | $2,900,000 | 1,715 |
Extraordinary gains, net | $0 | 53 |
Net income | $2,900,000 | 1,716 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $99,000 | 3,962 |
Cash dividends | $2,750,000 | 1,025 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $2,900,000 | 1,681 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $15,694,000 | 2,147 |
Total interest expense | $7,632,000 | 2,052 |
Net interest income | $8,062,000 | 2,237 |
Provision for loan and lease losses | $210,000 | 2,900 |
Total noninterest income | $2,005,000 | 1,827 |
Gross Fiduciary activities income | $609,000 | 682 |
Service charges on deposit accounts | $1,083,000 | 1,235 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $313,000 | 3,905 |
Total noninterest expense | $6,596,000 | 2,093 |
Salaries and employee benefits | $2,891,000 | 2,297 |
Premises and equipment expense | $1,091,000 | 1,855 |
Additional noninterest expense | $2,614,000 | 1,917 |
Pre-tax net operating income | $3,261,000 | 2,267 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $1,008,000 | 2,363 |
Income before extraordinary items | $2,253,000 | 2,235 |
Extraordinary gains, net | $0 | 65 |
Net income | $2,253,000 | 2,232 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $160,000 | 2,884 |
Cash dividends | $1,600,000 | 1,426 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $2,253,000 | 2,208 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $12,589,000 | 2,405 |
Total interest expense | $5,874,000 | 2,128 |
Net interest income | $6,715,000 | 2,704 |
Provision for loan and lease losses | $92,000 | 4,738 |
Total noninterest income | $1,781,000 | 1,999 |
Gross Fiduciary activities income | $533,000 | 717 |
Service charges on deposit accounts | $983,000 | 1,365 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $265,000 | 4,429 |
Total noninterest expense | $6,501,000 | 2,172 |
Salaries and employee benefits | $2,838,000 | 2,364 |
Premises and equipment expense | $1,028,000 | 1,978 |
Additional noninterest expense | $2,635,000 | 2,049 |
Pre-tax net operating income | $1,903,000 | 3,580 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $622,000 | 3,403 |
Income before extraordinary items | $1,281,000 | 3,643 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,281,000 | 3,652 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $182,000 | 2,648 |
Cash dividends | $475,000 | 3,352 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,281,000 | 3,678 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $9,873,000 | 3,126 |
Total interest expense | $5,314,000 | 2,432 |
Net interest income | $4,559,000 | 3,887 |
Provision for loan and lease losses | $530,000 | 2,014 |
Total noninterest income | $2,359,000 | 1,752 |
Gross Fiduciary activities income | $1,055,000 | 532 |
Service charges on deposit accounts | $845,000 | 1,623 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $459,000 | 3,436 |
Total noninterest expense | $6,499,000 | 2,231 |
Salaries and employee benefits | $3,062,000 | 2,168 |
Premises and equipment expense | $831,000 | 2,458 |
Additional noninterest expense | $2,606,000 | 2,142 |
Pre-tax net operating income | $-111,000 | 12,603 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $-45,000 | 12,882 |
Income before extraordinary items | $-66,000 | 12,630 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $-66,000 | 12,657 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $438,000 | 1,934 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $17,900,000 | 84 |
Net operating income | $-66,000 | 12,527 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.