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Tyler Bank and Trust, Assets and Liabilities

1997-12-31Rank
# of Employees:1271,394
Assets and Liabilities
Total Assets:$297,759,0001,538
Cash and due from depository institutions$16,958,0001,394
Interest-bearing balances$198,0004,002
Securities$77,669,0001,484
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$193,535,0001,457
Loan loss allowance$3,601,0001,069
Trading account assets$0203
Bank premises and fixed assets$4,281,0001,846
Other real estate owned$702,0001,394
Goodwill and other intangibles$1,508,0001,128
All other assets$3,106,0002,318
Life insurance assets$01
Total liabilities and capital$297,759,0001,538
Total liabilities$275,210,0001,504
Total deposits$241,216,0001,538
Interest-bearing deposits$190,887,0001,691
Deposits held in domestic offices$241,216,0001,530
% insured0.00%1
Federal funds purchased & repurchase agreements$32,194,000592
Trading liabilities$080
Other borrowed funds$24,0005,000
Subordinated debt$0260
All other liabilities$1,776,0002,252
Total equity capital$22,549,0001,980
Total bank equity capital$22,549,0001,980
Perpetual preferred stock$0223
Common stock$200,0006,929
Surplus$19,425,000894
Undivided profits$2,924,0006,086
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,863,000984
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$1,231,0001,814
Earning assets$271,402,0001,554
Long-term assets (5+ years)$88,224,000859
Average Assets, year-to-date$286,229,8001,512
Average Assets, quarterly$293,749,0001,525
Volatile liabilities$64,251,0001,170
Insider loans$7,835,000504
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$27,275,0001,688
Tier 1 (core) risk-based capital$20,726,0002,050
Tier 2 risk-based capital$2,339,4201,327
Total risk weighted assets$185,892,2201,514
Total unused commitments$27,275,0001,692
Derivatives$0533
1996-12-31Rank
# of Employees:1041,795
Assets and Liabilities
Total Assets:$252,264,0001,850
Cash and due from depository institutions$26,833,0001,795
Interest-bearing balances$06,640
Securities$85,228,0001,412
Federal funds sold & reverse repurchase agreements$222,0008,042
Net loans & leases$133,435,0002,134
Loan loss allowance$2,077,0001,838
Trading account assets$0240
Bank premises and fixed assets$1,848,0004,022
Other real estate owned$211,0001,795
Goodwill and other intangibles$1,659,0001,023
All other assets$2,828,0002,598
Life insurance assets$01
Total liabilities and capital$252,264,0001,850
Total liabilities$232,770,0001,812
Total deposits$208,267,0001,862
Interest-bearing deposits$167,028,0002,010
Deposits held in domestic offices$208,267,0001,852
% insured0.00%1
Federal funds purchased & repurchase agreements$22,975,000761
Trading liabilities$097
Other borrowed funds$26,0005,156
Subordinated debt$0298
All other liabilities$1,502,0002,583
Total equity capital$19,494,0002,306
Total bank equity capital$19,494,0002,306
Perpetual preferred stock$0250
Common stock$200,0007,308
Surplus$17,700,0001,012
Undivided profits$1,594,0007,864
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,285,0002,214
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$847,0002,687
Earning assets$218,885,0001,970
Long-term assets (5+ years)$34,286,0001,777
Average Assets, year-to-date$240,799,6001,875
Average Assets, quarterly$244,273,5001,897
Volatile liabilities$46,748,0001,462
Insider loans$8,585,000504
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$21,123,0001,981
Tier 1 (core) risk-based capital$17,784,0002,439
Tier 2 risk-based capital$1,709,2901,836
Total risk weighted assets$136,375,0902,071
Total unused commitments$21,123,0001,994
Derivatives$0549
1995-12-31Rank
# of Employees:1011,916
Assets and Liabilities
Total Assets:$246,681,0001,899
Cash and due from depository institutions$18,428,0001,916
Interest-bearing balances$06,853
Securities$95,363,0001,304
Federal funds sold & reverse repurchase agreements$307,0008,713
Net loans & leases$126,123,0002,201
Loan loss allowance$1,786,0002,139
Trading account assets$0261
Bank premises and fixed assets$1,635,0004,377
Other real estate owned$32,0001,916
Goodwill and other intangibles$1,811,000906
All other assets$2,982,0002,527
Life insurance assets$01
Total liabilities and capital$246,681,0001,899
Total liabilities$227,354,0001,856
Total deposits$197,568,0001,988
Interest-bearing deposits$160,217,0002,122
Deposits held in domestic offices$197,568,0001,979
% insured0.00%1
Federal funds purchased & repurchase agreements$28,640,000685
Trading liabilities$0110
Other borrowed funds$27,0004,847
Subordinated debt$0337
All other liabilities$1,119,0003,305
Total equity capital$19,327,0002,309
Total bank equity capital$19,327,0002,309
Perpetual preferred stock$0288
Common stock$200,0007,680
Surplus$17,700,0001,017
Undivided profits$1,427,0008,442
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$704,0003,416
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$881,0002,622
Earning assets$221,793,0001,948
Long-term assets (5+ years)$37,543,0001,509
Average Assets, year-to-date$234,219,8001,929
Average Assets, quarterly$239,266,0001,942
Volatile liabilities$51,689,0001,262
Insider loans$12,870,000368
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$23,900,0001,757
Tier 1 (core) risk-based capital$17,482,0002,458
Tier 2 risk-based capital$1,619,4901,903
Total risk weighted assets$129,392,4902,145
Total unused commitments$23,900,0001,766
Derivatives$0628
1994-12-31Rank
# of Employees:1011,990
Assets and Liabilities
Total Assets:$239,154,0001,923
Cash and due from depository institutions$20,979,0001,990
Interest-bearing balances$07,034
Securities$110,144,0001,184
Federal funds sold & reverse repurchase agreements$5,400,0001,689
Net loans & leases$96,853,0002,722
Loan loss allowance$1,738,0002,226
Trading account assets$0286
Bank premises and fixed assets$1,210,0005,385
Other real estate owned$01,990
Goodwill and other intangibles$1,963,000785
All other assets$2,605,0003,045
Life insurance assets$01
Total liabilities and capital$239,154,0001,923
Total liabilities$220,900,0001,891
Total deposits$210,488,0001,797
Interest-bearing deposits$169,953,0001,946
Deposits held in domestic offices$210,488,0001,785
% insured0.00%1
Federal funds purchased & repurchase agreements$8,260,0001,404
Trading liabilities$087
Other borrowed funds$1,531,0002,762
Subordinated debt$0372
All other liabilities$621,0004,450
Total equity capital$18,254,0002,244
Total bank equity capital$18,254,0002,244
Perpetual preferred stock$0310
Common stock$200,0008,122
Surplus$17,700,000952
Undivided profits$354,00010,696
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$573,0003,937
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$474,0004,420
Earning assets$212,397,0001,993
Long-term assets (5+ years)$48,941,0001,198
Average Assets, year-to-date$229,796,6001,940
Average Assets, quarterly$231,087,0001,976
Volatile liabilities$31,691,0001,750
Insider loans$11,985,000371
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$17,609,0002,113
Tier 1 (core) risk-based capital$16,677,0002,470
Tier 2 risk-based capital$1,358,8202,211
Total risk weighted assets$108,326,7202,456
Total unused commitments$17,609,0002,124
Derivatives$0687
1993-12-31Rank
# of Employees:1121,872
Assets and Liabilities
Total Assets:$241,977,0001,917
Cash and due from depository institutions$14,396,0001,872
Interest-bearing balances$07,655
Securities$131,520,0001,043
Federal funds sold & reverse repurchase agreements$15,775,000826
Net loans & leases$75,491,0003,343
Loan loss allowance$1,829,0002,223
Trading account assets$0330
Bank premises and fixed assets$1,011,0006,084
Other real estate owned$01,872
Goodwill and other intangibles$2,115,000681
All other assets$1,669,0004,051
Life insurance assets$01
Total liabilities and capital$241,977,0001,917
Total liabilities$224,143,0001,895
Total deposits$217,460,0001,820
Interest-bearing deposits$175,838,0001,955
Deposits held in domestic offices$217,460,0001,806
% insured0.00%1
Federal funds purchased & repurchase agreements$5,104,0001,483
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$1,579,0002,209
Total equity capital$17,834,0002,263
Total bank equity capital$17,834,0002,263
Perpetual preferred stock$0343
Common stock$200,0008,542
Surplus$17,700,000903
Undivided profits$-66,00012,397
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$29,00011,090
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$274,0006,533
Earning assets$222,786,0001,918
Long-term assets (5+ years)$53,644,0001,138
Average Assets, year-to-date$228,118,7501,970
Average Assets, quarterly$231,804,0001,994
Volatile liabilities$22,266,0002,203
Insider loans$1,159,0003,343
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$11,467,0002,801
Tier 1 (core) risk-based capital$15,719,0002,512
Tier 2 risk-based capital$1,117,7402,600
Total risk weighted assets$88,707,6402,906
Total unused commitments$11,467,0002,823
Derivatives$0714