Home > Two Rivers Bank & Trust > Income and Expense

Two Rivers Bank & Trust, Income and Expense

Basic Info Reviews History Routing Numbers Locations

2025-03-31 (YTD Data)		Rank
Total interest income	$13,741,000	981
Total interest expense	$5,281,000	935
Net interest income	$8,460,000	1,020
Provision for loan and lease losses	$198,000	1,036
Total noninterest income	$2,650,000	721
Gross Fiduciary activities income	$916,000	358
Service charges on deposit accounts	$393,000	714
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,341,000	802
Total noninterest expense	$7,462,000	939
Salaries and employee benefits	$3,358,000	1,122
Premises and equipment expense	$853,000	813
Additional noninterest expense	$1,341,000	802
Pre-tax net operating income	$3,450,000	946
Securities gains (losses)	$-9,000	4,082
Applicable income taxes	$793,000	756
Income before extraordinary items	$2,648,000	1,019
Extraordinary gains, net	$0	47
Net income	$2,648,000	1,034
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,648,000	1,019
Net charge-offs	$96,000	804
Cash dividends	$1,000,000	898
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$2,655,110	1,027
2024-12-31 (YTD Data)		Rank
Total interest income	$54,068,000	974
Total interest expense	$21,783,000	961
Net interest income	$32,285,000	1,002
Provision for loan and lease losses	$-128,000	4,256
Total noninterest income	$10,297,000	748
Gross Fiduciary activities income	$3,355,000	359
Service charges on deposit accounts	$1,672,000	677
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,270,000	835
Total noninterest expense	$29,735,000	925
Salaries and employee benefits	$13,474,000	1,078
Premises and equipment expense	$3,343,000	792
Additional noninterest expense	$5,270,000	835
Pre-tax net operating income	$12,975,000	956
Securities gains (losses)	$7,000	681
Applicable income taxes	$3,082,000	722
Income before extraordinary items	$9,900,000	1,021
Extraordinary gains, net	$0	53
Net income	$9,900,000	1,031
Minority interest net income	$0	90
Net income of bank and minority interests.	$9,900,000	1,021
Net charge-offs	$-279,000	4,428
Cash dividends	$4,800,000	906
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$9,894,470	1,033
2024-09-30 (YTD Data)		Rank
Total interest income	$40,408,000	971
Total interest expense	$16,307,000	960
Net interest income	$24,101,000	1,000
Provision for loan and lease losses	$-170,000	4,356
Total noninterest income	$7,617,000	752
Gross Fiduciary activities income	$2,434,000	368
Service charges on deposit accounts	$1,231,000	681
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,952,000	829
Total noninterest expense	$22,323,000	915
Salaries and employee benefits	$10,205,000	1,068
Premises and equipment expense	$2,466,000	807
Additional noninterest expense	$3,952,000	829
Pre-tax net operating income	$9,565,000	956
Securities gains (losses)	$-4,000	3,709
Applicable income taxes	$2,239,000	733
Income before extraordinary items	$7,322,000	1,023
Extraordinary gains, net	$0	51
Net income	$7,322,000	1,038
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,322,000	1,025
Net charge-offs	$-495,000	4,496
Cash dividends	$1,600,000	1,361
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$7,325,160	1,026
2024-06-30 (YTD Data)		Rank
Total interest income	$-521,000	4,545
Total interest expense	$0	4,438
Net interest income	$62,861,000	312
Provision for loan and lease losses	$0	2,935
Total noninterest income	$1,108	4,506
Gross Fiduciary activities income	$18,280,000	95
Service charges on deposit accounts	$270	4,358
Trading account gains and fees	$20,000,000	41
Additional Noninterest Income	$0	4,414
Total noninterest expense	NA	NA
Salaries and employee benefits	NA	NA
Premises and equipment expense	$0	4,478
Additional noninterest expense	$10,216	4,318
Pre-tax net operating income	$756,000	3,134
Securities gains (losses)	$366,000	137
Applicable income taxes	$0	3,283
Income before extraordinary items	$0	4,214
Extraordinary gains, net	$6,481,000	11
Net income	$4,859,000	1,035
Minority interest net income	$900,000	28
Net income of bank and minority interests.	$0	4,217
Net charge-offs	$0	2,587
Cash dividends	$4,551,000	505
Sale, conversion, retirement of capital stock, net	$58,018,000	8
Net operating income	$0	4,232
2024-03-31 (YTD Data)		Rank
Total interest income	$13,162,000	979
Total interest expense	$5,215,000	971
Net interest income	$7,947,000	1,001
Provision for loan and lease losses	$25,000	2,023
Total noninterest income	$2,272,000	803
Gross Fiduciary activities income	$808,000	345
Service charges on deposit accounts	$393,000	695
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,071,000	948
Total noninterest expense	$7,839,000	876
Salaries and employee benefits	$3,574,000	1,037
Premises and equipment expense	$847,000	802
Additional noninterest expense	$1,071,000	948
Pre-tax net operating income	$2,355,000	1,160
Securities gains (losses)	$6,000	419
Applicable income taxes	$596,000	836
Income before extraordinary items	$1,765,000	1,270
Extraordinary gains, net	$0	51
Net income	$1,765,000	1,283
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,765,000	1,270
Net charge-offs	$-76,000	4,450
Cash dividends	$750,000	1,002
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$1,760,260	1,277
2023-12-31 (YTD Data)		Rank
Total interest income	$50,208,000	932
Total interest expense	$15,831,000	938
Net interest income	$34,377,000	930
Provision for loan and lease losses	$796,000	965
Total noninterest income	$9,740,000	749
Gross Fiduciary activities income	$2,895,000	339
Service charges on deposit accounts	$1,719,000	646
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,126,000	871
Total noninterest expense	$32,203,000	842
Salaries and employee benefits	$14,705,000	976
Premises and equipment expense	$3,614,000	728
Additional noninterest expense	$5,126,000	871
Pre-tax net operating income	$11,118,000	1,082
Securities gains (losses)	$87,000	277
Applicable income taxes	$2,488,000	838
Income before extraordinary items	$8,717,000	1,133
Extraordinary gains, net	$0	54
Net income	$8,717,000	1,147
Minority interest net income	$0	88
Net income of bank and minority interests.	$8,717,000	1,136
Net charge-offs	$1,179,000	489
Cash dividends	$8,663,000	543
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$8,648,270	1,160
2023-09-30 (YTD Data)		Rank
Total interest income	$28,071,000	1,154
Total interest expense	$7,780,000	1,185
Net interest income	$20,291,000	1,137
Provision for loan and lease losses	$640,000	865
Total noninterest income	$6,906,000	791
Gross Fiduciary activities income	$2,141,000	343
Service charges on deposit accounts	$1,216,000	675
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,549,000	925
Total noninterest expense	$19,732,000	985
Salaries and employee benefits	$9,376,000	1,120
Premises and equipment expense	$2,281,000	856
Additional noninterest expense	$3,549,000	925
Pre-tax net operating income	$6,825,000	1,312
Securities gains (losses)	$42,000	279
Applicable income taxes	$1,470,000	1,022
Income before extraordinary items	$5,397,000	1,361
Extraordinary gains, net	$0	52
Net income	$5,397,000	1,372
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,397,000	1,361
Net charge-offs	$1,142,000	383
Cash dividends	$5,500,000	567
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$5,363,820	1,387
2023-06-30 (YTD Data)		Rank
Total interest income	$17,938,000	1,166
Total interest expense	$4,424,000	1,224
Net interest income	$13,514,000	1,147
Provision for loan and lease losses	$565,000	731
Total noninterest income	$4,524,000	781
Gross Fiduciary activities income	$1,392,000	339
Service charges on deposit accounts	$771,000	701
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,361,000	863
Total noninterest expense	$13,619,000	949
Salaries and employee benefits	$6,291,000	1,107
Premises and equipment expense	$1,525,000	839
Additional noninterest expense	$2,361,000	862
Pre-tax net operating income	$3,854,000	1,474
Securities gains (losses)	$31,000	356
Applicable income taxes	$809,000	1,153
Income before extraordinary items	$3,076,000	1,544
Extraordinary gains, net	$0	51
Net income	$3,076,000	1,562
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,076,000	1,544
Net charge-offs	$166,000	742
Cash dividends	$5,500,000	411
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,051,510	1,570
2023-03-31 (YTD Data)		Rank
Total interest income	$8,769,000	1,176
Total interest expense	$1,805,000	1,281
Net interest income	$6,964,000	1,124
Provision for loan and lease losses	$0	2,612
Total noninterest income	$2,195,000	780
Gross Fiduciary activities income	$672,000	360
Service charges on deposit accounts	$402,000	687
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,121,000	887
Total noninterest expense	$6,526,000	998
Salaries and employee benefits	$3,070,000	1,151
Premises and equipment expense	$769,000	863
Additional noninterest expense	$1,121,000	887
Pre-tax net operating income	$2,633,000	1,185
Securities gains (losses)	$21,000	427
Applicable income taxes	$579,000	951
Income before extraordinary items	$2,075,000	1,243
Extraordinary gains, net	$0	4
Net income	$2,075,000	1,243
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,075,000	1,243
Net charge-offs	$75,000	670
Cash dividends	$5,500,000	248
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,058,410	1,278
2022-12-31 (YTD Data)		Rank
Total interest income	$31,011,000	1,110
Total interest expense	$2,515,000	1,354
Net interest income	$28,496,000	1,078
Provision for loan and lease losses	$-539,000	4,539
Total noninterest income	$9,590,000	778
Gross Fiduciary activities income	$2,726,000	356
Service charges on deposit accounts	$1,623,000	688
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,241,000	881
Total noninterest expense	$27,720,000	919
Salaries and employee benefits	$13,313,000	1,061
Premises and equipment expense	$3,274,000	793
Additional noninterest expense	$5,241,000	881
Pre-tax net operating income	$10,905,000	1,205
Securities gains (losses)	$-11,000	3,459
Applicable income taxes	$2,671,000	890
Income before extraordinary items	$8,223,000	1,280
Extraordinary gains, net	$0	5
Net income	$8,223,000	1,278
Minority interest net income	$0	63
Net income of bank and minority interests.	$8,223,000	1,280
Net charge-offs	$347,000	725
Cash dividends	$3,285,000	1,074
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$8,231,690	1,296
2022-09-30 (YTD Data)		Rank
Total interest income	$22,207,000	1,113
Total interest expense	$1,325,000	1,442
Net interest income	$20,882,000	1,082
Provision for loan and lease losses	$600,000	860
Total noninterest income	$7,345,000	788
Gross Fiduciary activities income	$2,067,000	351
Service charges on deposit accounts	$1,192,000	710
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,086,000	876
Total noninterest expense	$20,726,000	917
Salaries and employee benefits	$10,097,000	1,044
Premises and equipment expense	$2,568,000	759
Additional noninterest expense	$4,086,000	876
Pre-tax net operating income	$6,901,000	1,338
Securities gains (losses)	$-25,000	3,986
Applicable income taxes	$1,431,000	1,106
Income before extraordinary items	$5,445,000	1,402
Extraordinary gains, net	$0	4
Net income	$5,445,000	1,401
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,445,000	1,402
Net charge-offs	$191,000	712
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,464,750	1,429
2022-06-30 (YTD Data)		Rank
Total interest income	$14,240,000	1,109
Total interest expense	$630,000	1,661
Net interest income	$13,610,000	1,077
Provision for loan and lease losses	$600,000	609
Total noninterest income	$4,959,000	766
Gross Fiduciary activities income	$1,411,000	313
Service charges on deposit accounts	$757,000	736
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,791,000	874
Total noninterest expense	$13,860,000	904
Salaries and employee benefits	$6,718,000	1,049
Premises and equipment expense	$1,717,000	749
Additional noninterest expense	$5,425,000	722
Pre-tax net operating income	$4,109,000	1,392
Securities gains (losses)	$-26,000	4,134
Applicable income taxes	$816,000	1,153
Income before extraordinary items	$3,267,000	1,432
Extraordinary gains, net	$0	4
Net income	$3,267,000	1,431
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,267,000	1,432
Net charge-offs	$175,000	573
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,287,800	1,460
2022-03-31 (YTD Data)		Rank
Total interest income	$7,019,000	1,095
Total interest expense	$302,000	1,669
Net interest income	$6,717,000	1,058
Provision for loan and lease losses	$600,000	290
Total noninterest income	$2,471,000	775
Gross Fiduciary activities income	$717,000	310
Service charges on deposit accounts	$355,000	768
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,399,000	875
Total noninterest expense	$6,926,000	903
Salaries and employee benefits	$3,273,000	1,063
Premises and equipment expense	$874,000	740
Additional noninterest expense	$2,779,000	694
Pre-tax net operating income	$1,662,000	1,526
Securities gains (losses)	$-15,000	4,305
Applicable income taxes	$341,000	1,212
Income before extraordinary items	$1,306,000	1,605
Extraordinary gains, net	$0	4
Net income	$1,306,000	1,604
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,306,000	1,605
Net charge-offs	$180,000	385
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,317,850	1,617
2021-12-31 (YTD Data)		Rank
Total interest income	$32,556,000	981
Total interest expense	$1,875,000	1,390
Net interest income	$30,681,000	954
Provision for loan and lease losses	$510,000	1,024
Total noninterest income	$10,171,000	818
Gross Fiduciary activities income	$2,640,000	322
Service charges on deposit accounts	$1,304,000	783
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,227,000	927
Total noninterest expense	$27,754,000	898
Salaries and employee benefits	$12,842,000	1,070
Premises and equipment expense	$3,167,000	819
Additional noninterest expense	$11,745,000	676
Pre-tax net operating income	$12,588,000	1,093
Securities gains (losses)	$36,000	1,268
Applicable income taxes	$2,564,000	943
Income before extraordinary items	$10,060,000	1,150
Extraordinary gains, net	$0	10
Net income	$10,060,000	1,150
Minority interest net income	$0	74
Net income of bank and minority interests.	$10,060,000	1,150
Net charge-offs	$1,386,000	349
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$10,031,200	1,134
2021-09-30 (YTD Data)		Rank
Total interest income	$25,101,000	977
Total interest expense	$1,476,000	1,421
Net interest income	$23,625,000	946
Provision for loan and lease losses	$510,000	791
Total noninterest income	$7,527,000	853
Gross Fiduciary activities income	$1,945,000	323
Service charges on deposit accounts	$930,000	818
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,652,000	942
Total noninterest expense	$20,106,000	933
Salaries and employee benefits	$9,692,000	1,074
Premises and equipment expense	$2,418,000	827
Additional noninterest expense	$7,996,000	734
Pre-tax net operating income	$10,536,000	1,032
Securities gains (losses)	$19,000	1,423
Applicable income taxes	$2,161,000	928
Income before extraordinary items	$8,394,000	1,091
Extraordinary gains, net	$0	8
Net income	$8,394,000	1,092
Minority interest net income	$0	69
Net income of bank and minority interests.	$8,394,000	1,092
Net charge-offs	$1,178,000	303
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$8,378,800	1,077
2021-06-30 (YTD Data)		Rank
Total interest income	$16,705,000	965
Total interest expense	$1,009,000	1,443
Net interest income	$15,696,000	939
Provision for loan and lease losses	$510,000	597
Total noninterest income	$5,033,000	848
Gross Fiduciary activities income	$1,264,000	323
Service charges on deposit accounts	$560,000	855
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,209,000	923
Total noninterest expense	$13,166,000	937
Salaries and employee benefits	$6,446,000	1,067
Premises and equipment expense	$1,589,000	833
Additional noninterest expense	$5,131,000	747
Pre-tax net operating income	$7,053,000	1,017
Securities gains (losses)	$21,000	1,163
Applicable income taxes	$1,617,000	855
Income before extraordinary items	$5,457,000	1,105
Extraordinary gains, net	$0	6
Net income	$5,457,000	1,106
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,457,000	1,106
Net charge-offs	$1,190,000	245
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$5,440,410	1,091
2021-03-31 (YTD Data)		Rank
Total interest income	$8,684,000	936
Total interest expense	$512,000	1,496
Net interest income	$8,172,000	901
Provision for loan and lease losses	$255,000	671
Total noninterest income	$2,451,000	868
Gross Fiduciary activities income	$620,000	322
Service charges on deposit accounts	$258,000	891
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,573,000	949
Total noninterest expense	$6,448,000	950
Salaries and employee benefits	$3,154,000	1,081
Premises and equipment expense	$824,000	816
Additional noninterest expense	$2,470,000	758
Pre-tax net operating income	$3,920,000	929
Securities gains (losses)	$26,000	818
Applicable income taxes	$914,000	795
Income before extraordinary items	$3,032,000	1,012
Extraordinary gains, net	$0	3
Net income	$3,032,000	1,012
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,032,000	1,012
Net charge-offs	$908,000	188
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,011,460	993
2020-12-31 (YTD Data)		Rank
Total interest income	$35,519,000	917
Total interest expense	$3,953,000	1,174
Net interest income	$31,566,000	894
Provision for loan and lease losses	$3,050,000	789
Total noninterest income	$10,202,000	787
Gross Fiduciary activities income	$2,201,000	329
Service charges on deposit accounts	$1,187,000	816
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,814,000	824
Total noninterest expense	$26,692,000	903
Salaries and employee benefits	$13,147,000	1,008
Premises and equipment expense	$3,462,000	750
Additional noninterest expense	$10,083,000	735
Pre-tax net operating income	$12,026,000	910
Securities gains (losses)	$-3,000	4,712
Applicable income taxes	$2,737,000	745
Income before extraordinary items	$9,286,000	1,020
Extraordinary gains, net	$0	4
Net income	$9,286,000	1,020
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,286,000	1,020
Net charge-offs	$94,000	2,055
Cash dividends	$1,244,000	1,971
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$9,288,370	986
2020-09-30 (YTD Data)		Rank
Total interest income	$26,649,000	918
Total interest expense	$3,318,000	1,128
Net interest income	$23,331,000	900
Provision for loan and lease losses	$2,750,000	738
Total noninterest income	$7,521,000	769
Gross Fiduciary activities income	$1,647,000	325
Service charges on deposit accounts	$872,000	825
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,002,000	812
Total noninterest expense	$19,703,000	900
Salaries and employee benefits	$9,655,000	1,008
Premises and equipment expense	$2,622,000	734
Additional noninterest expense	$7,426,000	732
Pre-tax net operating income	$8,399,000	936
Securities gains (losses)	$-20,000	4,856
Applicable income taxes	$1,906,000	758
Income before extraordinary items	$6,473,000	1,045
Extraordinary gains, net	$0	4
Net income	$6,473,000	1,045
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,473,000	1,045
Net charge-offs	$64,000	1,921
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$6,488,800	1,013
2020-06-30 (YTD Data)		Rank
Total interest income	$18,024,000	917
Total interest expense	$2,541,000	1,074
Net interest income	$15,483,000	899
Provision for loan and lease losses	$1,450,000	874
Total noninterest income	$4,858,000	746
Gross Fiduciary activities income	$1,104,000	324
Service charges on deposit accounts	$580,000	834
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,174,000	777
Total noninterest expense	$13,067,000	894
Salaries and employee benefits	$6,328,000	1,016
Premises and equipment expense	$1,727,000	742
Additional noninterest expense	$5,012,000	720
Pre-tax net operating income	$5,824,000	837
Securities gains (losses)	$-19,000	4,849
Applicable income taxes	$1,343,000	658
Income before extraordinary items	$4,462,000	948
Extraordinary gains, net	$0	4
Net income	$4,462,000	948
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,462,000	948
Net charge-offs	$-4,000	4,068
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$4,477,010	914
2020-03-31 (YTD Data)		Rank
Total interest income	$9,011,000	924
Total interest expense	$1,538,000	992
Net interest income	$7,473,000	916
Provision for loan and lease losses	$225,000	1,360
Total noninterest income	$2,458,000	707
Gross Fiduciary activities income	$578,000	321
Service charges on deposit accounts	$364,000	803
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,516,000	729
Total noninterest expense	$6,427,000	910
Salaries and employee benefits	$3,012,000	1,061
Premises and equipment expense	$861,000	754
Additional noninterest expense	$2,554,000	706
Pre-tax net operating income	$3,279,000	674
Securities gains (losses)	$-28,000	4,905
Applicable income taxes	$764,000	552
Income before extraordinary items	$2,487,000	775
Extraordinary gains, net	$0	4
Net income	$2,487,000	775
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,487,000	775
Net charge-offs	$24,000	1,516
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,509,120	746
2019-12-31 (YTD Data)		Rank
Total interest income	$36,082,000	932
Total interest expense	$7,797,000	847
Net interest income	$28,285,000	945
Provision for loan and lease losses	$800,000	1,075
Total noninterest income	$8,643,000	765
Gross Fiduciary activities income	$1,992,000	351
Service charges on deposit accounts	$1,216,000	961
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,435,000	784
Total noninterest expense	$26,558,000	866
Salaries and employee benefits	$13,626,000	939
Premises and equipment expense	$3,170,000	800
Additional noninterest expense	$9,762,000	725
Pre-tax net operating income	$9,570,000	1,088
Securities gains (losses)	$29,000	1,492
Applicable income taxes	$2,278,000	830
Income before extraordinary items	$7,321,000	1,198
Extraordinary gains, net	$0	11
Net income	$7,321,000	1,199
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,321,000	1,200
Net charge-offs	$705,000	844
Cash dividends	$3,212,000	1,129
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$7,298,090	1,180
2019-09-30 (YTD Data)		Rank
Total interest income	$27,036,000	935
Total interest expense	$6,189,000	808
Net interest income	$20,847,000	967
Provision for loan and lease losses	$525,000	1,120
Total noninterest income	$6,148,000	790
Gross Fiduciary activities income	$1,491,000	353
Service charges on deposit accounts	$816,000	1,074
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,841,000	812
Total noninterest expense	$19,780,000	863
Salaries and employee benefits	$10,256,000	932
Premises and equipment expense	$2,342,000	816
Additional noninterest expense	$7,182,000	736
Pre-tax net operating income	$6,690,000	1,167
Securities gains (losses)	$21,000	1,403
Applicable income taxes	$1,573,000	911
Income before extraordinary items	$5,138,000	1,287
Extraordinary gains, net	$0	11
Net income	$5,138,000	1,289
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,138,000	1,289
Net charge-offs	$-556,000	5,197
Cash dividends	$1,800,000	1,287
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$5,121,410	1,269
2019-06-30 (YTD Data)		Rank
Total interest income	$17,828,000	941
Total interest expense	$4,195,000	783
Net interest income	$13,633,000	977
Provision for loan and lease losses	$450,000	914
Total noninterest income	$3,713,000	846
Gross Fiduciary activities income	$951,000	360
Service charges on deposit accounts	$471,000	1,181
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,291,000	844
Total noninterest expense	$12,901,000	878
Salaries and employee benefits	$6,669,000	950
Premises and equipment expense	$1,511,000	850
Additional noninterest expense	$4,721,000	748
Pre-tax net operating income	$3,995,000	1,231
Securities gains (losses)	$23,000	995
Applicable income taxes	$930,000	954
Income before extraordinary items	$3,088,000	1,360
Extraordinary gains, net	$0	11
Net income	$3,088,000	1,360
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,088,000	1,360
Net charge-offs	$-546,000	5,261
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,069,830	1,341
2019-03-31 (YTD Data)		Rank
Total interest income	$8,847,000	945
Total interest expense	$2,111,000	769
Net interest income	$6,736,000	992
Provision for loan and lease losses	$225,000	848
Total noninterest income	$1,759,000	851
Gross Fiduciary activities income	$471,000	357
Service charges on deposit accounts	$229,000	1,203
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,059,000	870
Total noninterest expense	$6,156,000	917
Salaries and employee benefits	$3,241,000	969
Premises and equipment expense	$737,000	877
Additional noninterest expense	$2,178,000	786
Pre-tax net operating income	$2,114,000	1,163
Securities gains (losses)	$22,000	560
Applicable income taxes	$497,000	912
Income before extraordinary items	$1,639,000	1,269
Extraordinary gains, net	$0	5
Net income	$1,639,000	1,268
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,639,000	1,268
Net charge-offs	$178,000	661
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,621,620	1,263
2018-12-31 (YTD Data)		Rank
Total interest income	$34,311,000	920
Total interest expense	$6,873,000	712
Net interest income	$27,438,000	954
Provision for loan and lease losses	$900,000	959
Total noninterest income	$8,797,000	748
Gross Fiduciary activities income	$1,835,000	367
Service charges on deposit accounts	$913,000	1,244
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,049,000	715
Total noninterest expense	$23,215,000	942
Salaries and employee benefits	$12,422,000	981
Premises and equipment expense	$2,567,000	956
Additional noninterest expense	$8,226,000	830
Pre-tax net operating income	$12,120,000	894
Securities gains (losses)	$-33,000	4,745
Applicable income taxes	$3,050,000	657
Income before extraordinary items	$9,037,000	995
Extraordinary gains, net	$0	6
Net income	$9,037,000	994
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,037,000	994
Net charge-offs	$22,000	3,061
Cash dividends	$1,430,000	1,807
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$9,063,070	992
2018-09-30 (YTD Data)		Rank
Total interest income	$25,507,000	915
Total interest expense	$4,816,000	719
Net interest income	$20,691,000	943
Provision for loan and lease losses	$225,000	1,851
Total noninterest income	$6,946,000	728
Gross Fiduciary activities income	$1,378,000	364
Service charges on deposit accounts	$671,000	1,272
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,897,000	694
Total noninterest expense	$17,511,000	937
Salaries and employee benefits	$9,494,000	970
Premises and equipment expense	$1,913,000	953
Additional noninterest expense	$6,104,000	820
Pre-tax net operating income	$9,901,000	833
Securities gains (losses)	$-10,000	4,769
Applicable income taxes	$2,386,000	647
Income before extraordinary items	$7,505,000	915
Extraordinary gains, net	$0	5
Net income	$7,505,000	913
Minority interest net income	$0	66
Net income of bank and minority interests.	$7,505,000	914
Net charge-offs	$-48,000	4,918
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$7,512,900	910
2018-06-30 (YTD Data)		Rank
Total interest income	$16,891,000	910
Total interest expense	$3,005,000	719
Net interest income	$13,886,000	938
Provision for loan and lease losses	$150,000	1,766
Total noninterest income	$5,002,000	687
Gross Fiduciary activities income	$901,000	371
Service charges on deposit accounts	$433,000	1,296
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,668,000	633
Total noninterest expense	$11,635,000	937
Salaries and employee benefits	$6,328,000	973
Premises and equipment expense	$1,248,000	970
Additional noninterest expense	$4,059,000	816
Pre-tax net operating income	$7,103,000	769
Securities gains (losses)	$4,000	737
Applicable income taxes	$1,717,000	610
Income before extraordinary items	$5,390,000	841
Extraordinary gains, net	$0	6
Net income	$5,390,000	839
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,390,000	840
Net charge-offs	$-120,000	5,246
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$5,386,840	838
2018-03-31 (YTD Data)		Rank
Total interest income	$8,155,000	926
Total interest expense	$1,391,000	724
Net interest income	$6,764,000	953
Provision for loan and lease losses	$75,000	1,680
Total noninterest income	$2,087,000	764
Gross Fiduciary activities income	$445,000	371
Service charges on deposit accounts	$207,000	1,349
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,435,000	727
Total noninterest expense	$5,789,000	950
Salaries and employee benefits	$3,154,000	979
Premises and equipment expense	$630,000	980
Additional noninterest expense	$2,005,000	818
Pre-tax net operating income	$2,987,000	872
Securities gains (losses)	$0	735
Applicable income taxes	$707,000	675
Income before extraordinary items	$2,280,000	960
Extraordinary gains, net	$0	7
Net income	$2,280,000	959
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,280,000	960
Net charge-offs	$-669,000	5,573
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,280,000	947
2017-12-31 (YTD Data)		Rank
Total interest income	$30,590,000	940
Total interest expense	$4,296,000	791
Net interest income	$26,294,000	954
Provision for loan and lease losses	$300,000	1,956
Total noninterest income	$5,899,000	992
Gross Fiduciary activities income	$1,653,000	373
Service charges on deposit accounts	$857,000	1,348
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,389,000	1,067
Total noninterest expense	$23,182,000	926
Salaries and employee benefits	$11,858,000	1,007
Premises and equipment expense	$2,298,000	1,033
Additional noninterest expense	$9,026,000	743
Pre-tax net operating income	$8,711,000	1,107
Securities gains (losses)	$64,000	788
Applicable income taxes	$2,801,000	1,009
Income before extraordinary items	$5,974,000	1,176
Extraordinary gains, net	$0	9
Net income	$5,974,000	1,176
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,974,000	1,176
Net charge-offs	$459,000	1,150
Cash dividends	$2,326,000	1,256
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$5,930,480	1,162
2017-09-30 (YTD Data)		Rank
Total interest income	$22,258,000	970
Total interest expense	$3,054,000	814
Net interest income	$19,204,000	990
Provision for loan and lease losses	$225,000	1,898
Total noninterest income	$4,897,000	937
Gross Fiduciary activities income	$1,204,000	376
Service charges on deposit accounts	$646,000	1,356
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,047,000	959
Total noninterest expense	$16,259,000	988
Salaries and employee benefits	$8,079,000	1,108
Premises and equipment expense	$1,708,000	1,050
Additional noninterest expense	$6,472,000	767
Pre-tax net operating income	$7,617,000	998
Securities gains (losses)	$53,000	847
Applicable income taxes	$2,613,000	763
Income before extraordinary items	$5,057,000	1,142
Extraordinary gains, net	$0	9
Net income	$5,057,000	1,142
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,057,000	1,142
Net charge-offs	$181,000	1,476
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$5,022,020	1,134
2017-06-30 (YTD Data)		Rank
Total interest income	$14,624,000	975
Total interest expense	$1,902,000	828
Net interest income	$12,722,000	988
Provision for loan and lease losses	$150,000	1,808
Total noninterest income	$3,271,000	935
Gross Fiduciary activities income	$783,000	380
Service charges on deposit accounts	$428,000	1,338
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,060,000	948
Total noninterest expense	$10,782,000	1,003
Salaries and employee benefits	$5,970,000	1,010
Premises and equipment expense	$1,098,000	1,085
Additional noninterest expense	$3,714,000	883
Pre-tax net operating income	$5,061,000	986
Securities gains (losses)	$86,000	466
Applicable income taxes	$1,757,000	731
Income before extraordinary items	$3,390,000	1,125
Extraordinary gains, net	$0	11
Net income	$3,390,000	1,125
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,390,000	1,125
Net charge-offs	$-19,000	4,998
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,333,240	1,123
2017-03-31 (YTD Data)		Rank
Total interest income	$7,141,000	991
Total interest expense	$880,000	865
Net interest income	$6,261,000	1,001
Provision for loan and lease losses	$75,000	1,685
Total noninterest income	$1,609,000	936
Gross Fiduciary activities income	$377,000	387
Service charges on deposit accounts	$203,000	1,397
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,029,000	930
Total noninterest expense	$5,355,000	1,005
Salaries and employee benefits	$2,985,000	1,016
Premises and equipment expense	$554,000	1,079
Additional noninterest expense	$1,816,000	894
Pre-tax net operating income	$2,440,000	992
Securities gains (losses)	$0	1,153
Applicable income taxes	$831,000	754
Income before extraordinary items	$1,609,000	1,166
Extraordinary gains, net	$0	8
Net income	$1,609,000	1,165
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,609,000	1,166
Net charge-offs	$-34,000	5,398
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,609,000	1,147
2016-12-31 (YTD Data)		Rank
Total interest income	$27,559,000	987
Total interest expense	$2,597,000	1,106
Net interest income	$24,962,000	972
Provision for loan and lease losses	$720,000	1,167
Total noninterest income	$7,023,000	899
Gross Fiduciary activities income	$1,532,000	383
Service charges on deposit accounts	$942,000	1,272
Trading account gains and fees	$0	170
Additional Noninterest Income	$4,549,000	908
Total noninterest expense	$22,112,000	958
Salaries and employee benefits	$11,254,000	1,044
Premises and equipment expense	$2,217,000	1,072
Additional noninterest expense	$8,641,000	770
Pre-tax net operating income	$9,153,000	993
Securities gains (losses)	$29,000	2,183
Applicable income taxes	$3,083,000	764
Income before extraordinary items	$6,099,000	1,177
Extraordinary gains, net	$0	5
Net income	$6,099,000	1,176
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,099,000	1,176
Net charge-offs	$406,000	1,243
Cash dividends	$2,200,000	1,300
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$6,079,860	1,155
2016-09-30 (YTD Data)		Rank
Total interest income	$20,501,000	995
Total interest expense	$1,859,000	1,162
Net interest income	$18,642,000	971
Provision for loan and lease losses	$720,000	888
Total noninterest income	$5,002,000	931
Gross Fiduciary activities income	$1,131,000	383
Service charges on deposit accounts	$713,000	1,252
Trading account gains and fees	$0	169
Additional Noninterest Income	$3,158,000	952
Total noninterest expense	$16,963,000	933
Salaries and employee benefits	$8,606,000	1,025
Premises and equipment expense	$1,742,000	1,017
Additional noninterest expense	$6,615,000	751
Pre-tax net operating income	$5,961,000	1,123
Securities gains (losses)	$20,000	2,307
Applicable income taxes	$1,977,000	868
Income before extraordinary items	$4,004,000	1,332
Extraordinary gains, net	$0	5
Net income	$4,004,000	1,332
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,004,000	1,332
Net charge-offs	$-60,000	5,430
Cash dividends	$1,200,000	1,482
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,990,600	1,295
2016-06-30 (YTD Data)		Rank
Total interest income	$13,607,000	1,001
Total interest expense	$1,202,000	1,189
Net interest income	$12,405,000	971
Provision for loan and lease losses	$480,000	883
Total noninterest income	$3,225,000	942
Gross Fiduciary activities income	$768,000	381
Service charges on deposit accounts	$461,000	1,276
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,996,000	964
Total noninterest expense	$11,242,000	941
Salaries and employee benefits	$5,694,000	1,028
Premises and equipment expense	$1,233,000	983
Additional noninterest expense	$4,315,000	773
Pre-tax net operating income	$3,908,000	1,129
Securities gains (losses)	$20,000	1,940
Applicable income taxes	$1,295,000	880
Income before extraordinary items	$2,633,000	1,350
Extraordinary gains, net	$0	16
Net income	$2,633,000	1,349
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,633,000	1,350
Net charge-offs	$-47,000	5,488
Cash dividends	$1,200,000	1,138
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,619,600	1,307
2016-03-31 (YTD Data)		Rank
Total interest income	$6,758,000	1,007
Total interest expense	$579,000	1,234
Net interest income	$6,179,000	964
Provision for loan and lease losses	$240,000	835
Total noninterest income	$1,443,000	987
Gross Fiduciary activities income	$357,000	393
Service charges on deposit accounts	$214,000	1,355
Trading account gains and fees	$0	142
Additional Noninterest Income	$872,000	1,032
Total noninterest expense	$5,456,000	961
Salaries and employee benefits	$2,808,000	1,050
Premises and equipment expense	$594,000	1,016
Additional noninterest expense	$2,054,000	796
Pre-tax net operating income	$1,926,000	1,119
Securities gains (losses)	$-1,000	5,825
Applicable income taxes	$634,000	879
Income before extraordinary items	$1,291,000	1,334
Extraordinary gains, net	$0	12
Net income	$1,291,000	1,333
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,291,000	1,335
Net charge-offs	$-21,000	5,480
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,291,670	1,293
2015-12-31 (YTD Data)		Rank
Total interest income	$26,502,000	987
Total interest expense	$2,135,000	1,301
Net interest income	$24,367,000	944
Provision for loan and lease losses	$1,060,000	788
Total noninterest income	$6,194,000	977
Gross Fiduciary activities income	$1,503,000	391
Service charges on deposit accounts	$952,000	1,276
Trading account gains and fees	$0	159
Additional Noninterest Income	$3,739,000	1,007
Total noninterest expense	$20,661,000	998
Salaries and employee benefits	$10,895,000	1,040
Premises and equipment expense	$2,546,000	951
Additional noninterest expense	$7,220,000	903
Pre-tax net operating income	$8,840,000	992
Securities gains (losses)	$130,000	1,002
Applicable income taxes	$2,965,000	757
Income before extraordinary items	$6,005,000	1,180
Extraordinary gains, net	$0	23
Net income	$6,005,000	1,180
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,005,000	1,180
Net charge-offs	$444,000	1,276
Cash dividends	$1,669,000	1,530
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$5,917,900	1,169
2015-09-30 (YTD Data)		Rank
Total interest income	$19,776,000	996
Total interest expense	$1,600,000	1,312
Net interest income	$18,176,000	952
Provision for loan and lease losses	$720,000	774
Total noninterest income	$4,639,000	979
Gross Fiduciary activities income	$1,085,000	396
Service charges on deposit accounts	$715,000	1,289
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,839,000	1,011
Total noninterest expense	$15,386,000	1,013
Salaries and employee benefits	$8,286,000	1,027
Premises and equipment expense	$1,914,000	961
Additional noninterest expense	$5,186,000	945
Pre-tax net operating income	$6,709,000	1,004
Securities gains (losses)	$16,000	2,128
Applicable income taxes	$2,230,000	771
Income before extraordinary items	$4,495,000	1,186
Extraordinary gains, net	$0	21
Net income	$4,495,000	1,185
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,495,000	1,186
Net charge-offs	$341,000	1,115
Cash dividends	$300,000	2,790
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$4,484,280	1,161
2015-06-30 (YTD Data)		Rank
Total interest income	$13,020,000	1,008
Total interest expense	$1,048,000	1,343
Net interest income	$11,972,000	960
Provision for loan and lease losses	$480,000	798
Total noninterest income	$3,058,000	985
Gross Fiduciary activities income	$728,000	398
Service charges on deposit accounts	$450,000	1,323
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,880,000	1,017
Total noninterest expense	$10,060,000	1,034
Salaries and employee benefits	$5,459,000	1,043
Premises and equipment expense	$1,232,000	994
Additional noninterest expense	$3,369,000	974
Pre-tax net operating income	$4,490,000	987
Securities gains (losses)	$16,000	1,815
Applicable income taxes	$1,488,000	776
Income before extraordinary items	$3,018,000	1,168
Extraordinary gains, net	$0	22
Net income	$3,018,000	1,168
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,018,000	1,169
Net charge-offs	$191,000	1,216
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$3,007,280	1,136
2015-03-31 (YTD Data)		Rank
Total interest income	$6,361,000	1,020
Total interest expense	$496,000	1,413
Net interest income	$5,865,000	978
Provision for loan and lease losses	$240,000	785
Total noninterest income	$1,395,000	1,024
Gross Fiduciary activities income	$366,000	402
Service charges on deposit accounts	$220,000	1,335
Trading account gains and fees	$0	152
Additional Noninterest Income	$809,000	1,078
Total noninterest expense	$4,885,000	1,059
Salaries and employee benefits	$2,666,000	1,074
Premises and equipment expense	$602,000	1,015
Additional noninterest expense	$1,617,000	1,000
Pre-tax net operating income	$2,135,000	1,008
Securities gains (losses)	$0	2,027
Applicable income taxes	$693,000	807
Income before extraordinary items	$1,442,000	1,166
Extraordinary gains, net	$0	13
Net income	$1,442,000	1,167
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,442,000	1,167
Net charge-offs	$195,000	750
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,442,000	1,131
2014-12-31 (YTD Data)		Rank
Total interest income	$25,081,000	1,021
Total interest expense	$1,957,000	1,513
Net interest income	$23,124,000	962
Provision for loan and lease losses	$960,000	900
Total noninterest income	$5,562,000	1,014
Gross Fiduciary activities income	$1,512,000	388
Service charges on deposit accounts	$950,000	1,353
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,100,000	1,080
Total noninterest expense	$19,493,000	1,054
Salaries and employee benefits	$10,388,000	1,050
Premises and equipment expense	$2,479,000	973
Additional noninterest expense	$6,626,000	991
Pre-tax net operating income	$8,233,000	1,000
Securities gains (losses)	$56,000	1,659
Applicable income taxes	$2,673,000	792
Income before extraordinary items	$5,616,000	1,174
Extraordinary gains, net	$0	17
Net income	$5,616,000	1,172
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,616,000	1,173
Net charge-offs	$3,819,000	288
Cash dividends	$1,374,000	1,671
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,577,920	1,154
2014-09-30 (YTD Data)		Rank
Total interest income	$18,633,000	1,031
Total interest expense	$1,462,000	1,539
Net interest income	$17,171,000	975
Provision for loan and lease losses	$720,000	874
Total noninterest income	$4,122,000	1,030
Gross Fiduciary activities income	$1,135,000	391
Service charges on deposit accounts	$706,000	1,381
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,281,000	1,099
Total noninterest expense	$14,684,000	1,043
Salaries and employee benefits	$7,796,000	1,046
Premises and equipment expense	$1,962,000	931
Additional noninterest expense	$4,926,000	992
Pre-tax net operating income	$5,889,000	1,061
Securities gains (losses)	$32,000	1,736
Applicable income taxes	$1,921,000	834
Income before extraordinary items	$4,000,000	1,214
Extraordinary gains, net	$0	15
Net income	$4,000,000	1,211
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,000,000	1,213
Net charge-offs	$3,769,000	234
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,978,240	1,209
2014-06-30 (YTD Data)		Rank
Total interest income	$12,290,000	1,041
Total interest expense	$983,000	1,532
Net interest income	$11,307,000	986
Provision for loan and lease losses	$480,000	873
Total noninterest income	$2,722,000	1,013
Gross Fiduciary activities income	$757,000	389
Service charges on deposit accounts	$455,000	1,400
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,510,000	1,093
Total noninterest expense	$9,829,000	1,038
Salaries and employee benefits	$5,230,000	1,040
Premises and equipment expense	$1,305,000	945
Additional noninterest expense	$3,294,000	986
Pre-tax net operating income	$3,720,000	1,084
Securities gains (losses)	$32,000	1,412
Applicable income taxes	$1,204,000	841
Income before extraordinary items	$2,548,000	1,241
Extraordinary gains, net	$0	20
Net income	$2,548,000	1,240
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,548,000	1,242
Net charge-offs	$3,585,000	175
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,526,240	1,225
2014-03-31 (YTD Data)		Rank
Total interest income	$6,132,000	1,039
Total interest expense	$488,000	1,569
Net interest income	$5,644,000	977
Provision for loan and lease losses	$240,000	872
Total noninterest income	$1,279,000	1,036
Gross Fiduciary activities income	$340,000	411
Service charges on deposit accounts	$214,000	1,460
Trading account gains and fees	$0	147
Additional Noninterest Income	$725,000	1,096
Total noninterest expense	$4,938,000	1,041
Salaries and employee benefits	$2,601,000	1,052
Premises and equipment expense	$662,000	959
Additional noninterest expense	$1,675,000	954
Pre-tax net operating income	$1,745,000	1,096
Securities gains (losses)	$0	1,715
Applicable income taxes	$547,000	874
Income before extraordinary items	$1,198,000	1,258
Extraordinary gains, net	$0	16
Net income	$1,198,000	1,259
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,198,000	1,259
Net charge-offs	$-13,000	5,862
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,198,000	1,229
2013-12-31 (YTD Data)		Rank
Total interest income	$24,590,000	1,029
Total interest expense	$2,198,000	1,555
Net interest income	$22,392,000	972
Provision for loan and lease losses	$939,000	1,158
Total noninterest income	$5,916,000	1,003
Gross Fiduciary activities income	$1,475,000	381
Service charges on deposit accounts	$973,000	1,395
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,468,000	1,051
Total noninterest expense	$18,798,000	1,089
Salaries and employee benefits	$9,862,000	1,103
Premises and equipment expense	$2,559,000	947
Additional noninterest expense	$6,377,000	1,058
Pre-tax net operating income	$8,571,000	899
Securities gains (losses)	$97,000	1,342
Applicable income taxes	$2,824,000	698
Income before extraordinary items	$5,844,000	1,060
Extraordinary gains, net	$0	29
Net income	$5,844,000	1,062
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,844,000	1,062
Net charge-offs	$1,321,000	1,032
Cash dividends	$2,947,000	884
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$5,779,010	1,043
2013-09-30 (YTD Data)		Rank
Total interest income	$18,321,000	1,041
Total interest expense	$1,664,000	1,581
Net interest income	$16,657,000	986
Provision for loan and lease losses	$639,000	1,271
Total noninterest income	$4,582,000	1,004
Gross Fiduciary activities income	$1,055,000	392
Service charges on deposit accounts	$731,000	1,407
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,796,000	1,020
Total noninterest expense	$14,011,000	1,092
Salaries and employee benefits	$7,309,000	1,119
Premises and equipment expense	$1,912,000	955
Additional noninterest expense	$4,790,000	1,060
Pre-tax net operating income	$6,589,000	897
Securities gains (losses)	$67,000	1,461
Applicable income taxes	$2,168,000	688
Income before extraordinary items	$4,488,000	1,047
Extraordinary gains, net	$0	25
Net income	$4,488,000	1,050
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,488,000	1,050
Net charge-offs	$1,259,000	851
Cash dividends	$1,675,000	1,020
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,443,110	1,030
2013-06-30 (YTD Data)		Rank
Total interest income	$12,189,000	1,038
Total interest expense	$1,127,000	1,587
Net interest income	$11,062,000	977
Provision for loan and lease losses	$339,000	1,534
Total noninterest income	$3,028,000	1,010
Gross Fiduciary activities income	$723,000	385
Service charges on deposit accounts	$501,000	1,336
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,804,000	1,060
Total noninterest expense	$9,263,000	1,097
Salaries and employee benefits	$4,821,000	1,129
Premises and equipment expense	$1,283,000	941
Additional noninterest expense	$3,159,000	1,065
Pre-tax net operating income	$4,488,000	856
Securities gains (losses)	$67,000	1,343
Applicable income taxes	$1,479,000	678
Income before extraordinary items	$3,076,000	1,006
Extraordinary gains, net	$0	22
Net income	$3,076,000	1,007
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,076,000	1,009
Net charge-offs	$-80,000	6,645
Cash dividends	$1,675,000	729
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$3,030,440	973
2013-03-31 (YTD Data)		Rank
Total interest income	$6,047,000	1,052
Total interest expense	$564,000	1,640
Net interest income	$5,483,000	986
Provision for loan and lease losses	$300,000	980
Total noninterest income	$1,351,000	1,100
Gross Fiduciary activities income	$360,000	382
Service charges on deposit accounts	$251,000	1,329
Trading account gains and fees	$0	148
Additional Noninterest Income	$740,000	1,211
Total noninterest expense	$4,671,000	1,108
Salaries and employee benefits	$2,402,000	1,142
Premises and equipment expense	$612,000	1,003
Additional noninterest expense	$1,657,000	1,017
Pre-tax net operating income	$1,863,000	989
Securities gains (losses)	$0	1,966
Applicable income taxes	$583,000	795
Income before extraordinary items	$1,280,000	1,167
Extraordinary gains, net	$0	10
Net income	$1,280,000	1,169
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,280,000	1,169
Net charge-offs	$178,000	1,453
Cash dividends	$350,000	1,201
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,280,000	1,117
2012-12-31 (YTD Data)		Rank
Total interest income	$25,494,000	1,040
Total interest expense	$3,730,000	1,203
Net interest income	$21,764,000	1,011
Provision for loan and lease losses	$1,920,000	1,100
Total noninterest income	$5,961,000	1,009
Gross Fiduciary activities income	$1,480,000	367
Service charges on deposit accounts	$1,144,000	1,244
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,337,000	1,088
Total noninterest expense	$17,925,000	1,115
Salaries and employee benefits	$8,992,000	1,172
Premises and equipment expense	$2,447,000	971
Additional noninterest expense	$6,486,000	1,065
Pre-tax net operating income	$7,880,000	901
Securities gains (losses)	$91,000	2,343
Applicable income taxes	$2,494,000	723
Income before extraordinary items	$5,477,000	1,083
Extraordinary gains, net	$0	29
Net income	$5,477,000	1,083
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,477,000	1,083
Net charge-offs	$179,000	3,871
Cash dividends	$8,035,000	368
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$5,414,210	1,033
2012-09-30 (YTD Data)		Rank
Total interest income	$19,323,000	1,051
Total interest expense	$3,040,000	1,161
Net interest income	$16,283,000	1,018
Provision for loan and lease losses	$1,485,000	1,095
Total noninterest income	$4,514,000	1,007
Gross Fiduciary activities income	$1,112,000	365
Service charges on deposit accounts	$860,000	1,245
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,542,000	1,061
Total noninterest expense	$13,318,000	1,127
Salaries and employee benefits	$6,666,000	1,181
Premises and equipment expense	$1,833,000	976
Additional noninterest expense	$4,819,000	1,073
Pre-tax net operating income	$5,994,000	914
Securities gains (losses)	$8,000	3,171
Applicable income taxes	$1,858,000	758
Income before extraordinary items	$4,144,000	1,102
Extraordinary gains, net	$0	20
Net income	$4,144,000	1,104
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,144,000	1,103
Net charge-offs	$204,000	3,286
Cash dividends	$1,575,000	955
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,138,480	1,039
2012-06-30 (YTD Data)		Rank
Total interest income	$12,996,000	1,045
Total interest expense	$2,186,000	1,118
Net interest income	$10,810,000	1,023
Provision for loan and lease losses	$990,000	1,117
Total noninterest income	$3,015,000	986
Gross Fiduciary activities income	$741,000	371
Service charges on deposit accounts	$574,000	1,235
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,700,000	1,042
Total noninterest expense	$8,937,000	1,112
Salaries and employee benefits	$4,483,000	1,166
Premises and equipment expense	$1,228,000	979
Additional noninterest expense	$3,226,000	1,067
Pre-tax net operating income	$3,898,000	930
Securities gains (losses)	$8,000	2,780
Applicable income taxes	$1,175,000	776
Income before extraordinary items	$2,731,000	1,101
Extraordinary gains, net	$0	19
Net income	$2,731,000	1,101
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,731,000	1,101
Net charge-offs	$141,000	3,110
Cash dividends	$1,375,000	745
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,725,400	1,036
2012-03-31 (YTD Data)		Rank
Total interest income	$6,502,000	1,050
Total interest expense	$1,138,000	1,116
Net interest income	$5,364,000	1,025
Provision for loan and lease losses	$495,000	1,073
Total noninterest income	$1,611,000	921
Gross Fiduciary activities income	$386,000	351
Service charges on deposit accounts	$286,000	1,231
Trading account gains and fees	$0	148
Additional Noninterest Income	$939,000	948
Total noninterest expense	$4,514,000	1,105
Salaries and employee benefits	$2,266,000	1,150
Premises and equipment expense	$622,000	975
Additional noninterest expense	$1,626,000	1,049
Pre-tax net operating income	$1,966,000	907
Securities gains (losses)	$0	2,210
Applicable income taxes	$548,000	817
Income before extraordinary items	$1,418,000	1,055
Extraordinary gains, net	$0	19
Net income	$1,418,000	1,056
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,418,000	1,056
Net charge-offs	$118,000	2,308
Cash dividends	$1,175,000	410
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,418,000	989
2011-12-31 (YTD Data)		Rank
Total interest income	$26,486,000	1,065
Total interest expense	$6,250,000	975
Net interest income	$20,236,000	1,100
Provision for loan and lease losses	$5,465,000	729
Total noninterest income	$5,390,000	976
Gross Fiduciary activities income	$1,557,000	313
Service charges on deposit accounts	$1,206,000	1,225
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,627,000	1,122
Total noninterest expense	$17,202,000	1,146
Salaries and employee benefits	$8,675,000	1,142
Premises and equipment expense	$2,486,000	1,003
Additional noninterest expense	$6,041,000	1,164
Pre-tax net operating income	$2,959,000	1,857
Securities gains (losses)	$153,000	1,696
Applicable income taxes	$855,000	1,495
Income before extraordinary items	$2,257,000	2,045
Extraordinary gains, net	$0	29
Net income	$2,257,000	2,046
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,257,000	2,046
Net charge-offs	$3,017,000	1,190
Cash dividends	$5,965,000	372
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,145,310	2,053
2011-09-30 (YTD Data)		Rank
Total interest income	$19,808,000	1,086
Total interest expense	$5,011,000	951
Net interest income	$14,797,000	1,135
Provision for loan and lease losses	$2,515,000	1,060
Total noninterest income	$3,924,000	1,009
Gross Fiduciary activities income	$1,182,000	311
Service charges on deposit accounts	$895,000	1,233
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,847,000	1,180
Total noninterest expense	$12,685,000	1,162
Salaries and employee benefits	$6,314,000	1,180
Premises and equipment expense	$1,848,000	1,025
Additional noninterest expense	$4,523,000	1,151
Pre-tax net operating income	$3,521,000	1,284
Securities gains (losses)	$56,000	2,264
Applicable income taxes	$1,126,000	993
Income before extraordinary items	$2,451,000	1,552
Extraordinary gains, net	$0	21
Net income	$2,451,000	1,552
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,451,000	1,552
Net charge-offs	$2,801,000	988
Cash dividends	$2,250,000	578
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,412,360	1,495
2011-06-30 (YTD Data)		Rank
Total interest income	$13,202,000	1,092
Total interest expense	$3,416,000	968
Net interest income	$9,786,000	1,141
Provision for loan and lease losses	$2,065,000	901
Total noninterest income	$2,532,000	1,032
Gross Fiduciary activities income	$768,000	319
Service charges on deposit accounts	$590,000	1,224
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,174,000	1,205
Total noninterest expense	$8,248,000	1,213
Salaries and employee benefits	$4,122,000	1,214
Premises and equipment expense	$1,221,000	1,043
Additional noninterest expense	$2,905,000	1,219
Pre-tax net operating income	$2,005,000	1,453
Securities gains (losses)	$29,000	1,902
Applicable income taxes	$629,000	1,107
Income before extraordinary items	$1,405,000	1,715
Extraordinary gains, net	$0	15
Net income	$1,405,000	1,715
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,405,000	1,715
Net charge-offs	$2,774,000	735
Cash dividends	$1,900,000	453
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,384,990	1,663
2011-03-31 (YTD Data)		Rank
Total interest income	$6,542,000	1,114
Total interest expense	$1,710,000	997
Net interest income	$4,832,000	1,161
Provision for loan and lease losses	$450,000	1,516
Total noninterest income	$1,259,000	1,045
Gross Fiduciary activities income	$395,000	311
Service charges on deposit accounts	$281,000	1,266
Trading account gains and fees	$0	158
Additional Noninterest Income	$583,000	1,208
Total noninterest expense	$4,146,000	1,206
Salaries and employee benefits	$2,057,000	1,224
Premises and equipment expense	$615,000	1,057
Additional noninterest expense	$1,474,000	1,209
Pre-tax net operating income	$1,495,000	1,011
Securities gains (losses)	$0	1,772
Applicable income taxes	$500,000	756
Income before extraordinary items	$995,000	1,246
Extraordinary gains, net	$0	9
Net income	$995,000	1,245
Minority interest net income	$0	86
Net income of bank and minority interests.	$995,000	1,246
Net charge-offs	$569,000	1,233
Cash dividends	$1,550,000	260
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$995,000	1,210
2010-12-31 (YTD Data)		Rank
Total interest income	$25,791,000	1,203
Total interest expense	$7,542,000	1,096
Net interest income	$18,249,000	1,237
Provision for loan and lease losses	$3,433,000	1,480
Total noninterest income	$5,355,000	1,035
Gross Fiduciary activities income	$1,695,000	292
Service charges on deposit accounts	$1,326,000	1,132
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,334,000	1,268
Total noninterest expense	$15,390,000	1,301
Salaries and employee benefits	$7,297,000	1,344
Premises and equipment expense	$2,214,000	1,178
Additional noninterest expense	$5,879,000	1,257
Pre-tax net operating income	$4,781,000	1,068
Securities gains (losses)	$3,000	3,556
Applicable income taxes	$1,625,000	852
Income before extraordinary items	$3,159,000	1,345
Extraordinary gains, net	$0	29
Net income	$3,159,000	1,347
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,159,000	1,348
Net charge-offs	$2,606,000	1,591
Cash dividends	$3,700,000	450
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,157,020	1,295
2010-09-30 (YTD Data)		Rank
Total interest income	$19,330,000	1,221
Total interest expense	$5,523,000	1,163
Net interest income	$13,807,000	1,238
Provision for loan and lease losses	$3,103,000	1,238
Total noninterest income	$4,002,000	999
Gross Fiduciary activities income	$1,289,000	286
Service charges on deposit accounts	$986,000	1,181
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,727,000	1,228
Total noninterest expense	$11,493,000	1,289
Salaries and employee benefits	$5,598,000	1,318
Premises and equipment expense	$1,576,000	1,248
Additional noninterest expense	$4,319,000	1,253
Pre-tax net operating income	$3,213,000	1,232
Securities gains (losses)	$3,000	3,393
Applicable income taxes	$1,084,000	946
Income before extraordinary items	$2,132,000	1,557
Extraordinary gains, net	$0	23
Net income	$2,132,000	1,560
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,132,000	1,560
Net charge-offs	$2,200,000	1,421
Cash dividends	$3,450,000	314
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,130,020	1,490
2010-06-30 (YTD Data)		Rank
Total interest income	$12,771,000	1,246
Total interest expense	$3,503,000	1,272
Net interest income	$9,268,000	1,230
Provision for loan and lease losses	$2,773,000	1,002
Total noninterest income	$2,659,000	980
Gross Fiduciary activities income	$866,000	285
Service charges on deposit accounts	$612,000	1,278
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,181,000	1,165
Total noninterest expense	$7,420,000	1,335
Salaries and employee benefits	$3,682,000	1,341
Premises and equipment expense	$922,000	1,430
Additional noninterest expense	$2,816,000	1,271
Pre-tax net operating income	$1,734,000	1,500
Securities gains (losses)	$3,000	2,902
Applicable income taxes	$570,000	1,093
Income before extraordinary items	$1,167,000	1,854
Extraordinary gains, net	$0	19
Net income	$1,167,000	1,853
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,167,000	1,854
Net charge-offs	$1,550,000	1,343
Cash dividends	$3,200,000	224
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,164,990	1,771
2010-03-31 (YTD Data)		Rank
Total interest income	$6,312,000	1,278
Total interest expense	$1,654,000	1,421
Net interest income	$4,658,000	1,233
Provision for loan and lease losses	$465,000	1,889
Total noninterest income	$1,142,000	1,096
Gross Fiduciary activities income	$402,000	300
Service charges on deposit accounts	$297,000	1,318
Trading account gains and fees	$0	175
Additional Noninterest Income	$443,000	1,417
Total noninterest expense	$3,226,000	1,555
Salaries and employee benefits	$1,754,000	1,427
Premises and equipment expense	$439,000	1,537
Additional noninterest expense	$1,033,000	1,698
Pre-tax net operating income	$2,109,000	642
Securities gains (losses)	$3,000	1,999
Applicable income taxes	$748,000	481
Income before extraordinary items	$1,364,000	806
Extraordinary gains, net	$0	16
Net income	$1,364,000	810
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,364,000	810
Net charge-offs	$166,000	2,630
Cash dividends	$2,950,000	121
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,362,050	777
2009-12-31 (YTD Data)		Rank
Total interest income	$24,891,000	1,382
Total interest expense	$7,372,000	1,599
Net interest income	$17,519,000	1,278
Provision for loan and lease losses	$1,340,000	3,045
Total noninterest income	$4,567,000	1,185
Gross Fiduciary activities income	$1,508,000	302
Service charges on deposit accounts	$1,428,000	1,204
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,631,000	1,574
Total noninterest expense	$14,324,000	1,436
Salaries and employee benefits	$7,258,000	1,391
Premises and equipment expense	$1,635,000	1,655
Additional noninterest expense	$5,431,000	1,372
Pre-tax net operating income	$6,422,000	670
Securities gains (losses)	$0	3,754
Applicable income taxes	$2,242,000	518
Income before extraordinary items	$4,180,000	826
Extraordinary gains, net	$0	34
Net income	$4,180,000	824
Minority interest net income	$0	115
Net income of bank and minority interests.	$4,180,000	826
Net charge-offs	$463,000	3,896
Cash dividends	$2,250,000	810
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$4,180,000	811
2009-09-30 (YTD Data)		Rank
Total interest income	$18,442,000	1,423
Total interest expense	$5,680,000	1,633
Net interest income	$12,762,000	1,311
Provision for loan and lease losses	$1,040,000	2,727
Total noninterest income	$3,406,000	1,197
Gross Fiduciary activities income	$1,083,000	305
Service charges on deposit accounts	$1,055,000	1,226
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,268,000	1,553
Total noninterest expense	$10,710,000	1,429
Salaries and employee benefits	$5,484,000	1,390
Premises and equipment expense	$1,240,000	1,642
Additional noninterest expense	$3,986,000	1,367
Pre-tax net operating income	$4,418,000	772
Securities gains (losses)	$0	3,497
Applicable income taxes	$1,533,000	574
Income before extraordinary items	$2,885,000	936
Extraordinary gains, net	$0	27
Net income	$2,885,000	937
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,885,000	937
Net charge-offs	$287,000	3,770
Cash dividends	$2,000,000	630
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,885,000	921
2009-06-30 (YTD Data)		Rank
Total interest income	$4,961,000	3,334
Total interest expense	$1,919,000	3,063
Net interest income	$3,042,000	3,421
Provision for loan and lease losses	$250,000	3,992
Total noninterest income	$18,000	7,706
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$75,000	5,177
Trading account gains and fees	$0	193
Additional Noninterest Income	$-57,000	7,919
Total noninterest expense	$2,096,000	4,258
Salaries and employee benefits	$1,161,000	3,974
Premises and equipment expense	$273,000	4,215
Additional noninterest expense	$662,000	4,418
Pre-tax net operating income	$714,000	2,728
Securities gains (losses)	$0	3,136
Applicable income taxes	$268,000	1,663
Income before extraordinary items	$446,000	3,301
Extraordinary gains, net	$0	21
Net income	$446,000	3,296
Minority interest net income	$0	112
Net income of bank and minority interests.	$446,000	3,299
Net charge-offs	$0	6,628
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$446,000	3,192
2009-03-31 (YTD Data)		Rank
Total interest income	$2,467,000	3,382
Total interest expense	$1,087,000	2,865
Net interest income	$1,380,000	3,680
Provision for loan and lease losses	$125,000	3,535
Total noninterest income	$23,000	7,294
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$38,000	5,114
Trading account gains and fees	$0	171
Additional Noninterest Income	$-15,000	8,013
Total noninterest expense	$1,011,000	4,281
Salaries and employee benefits	$582,000	4,006
Premises and equipment expense	$141,000	4,156
Additional noninterest expense	$288,000	4,539
Pre-tax net operating income	$267,000	3,522
Securities gains (losses)	$0	2,434
Applicable income taxes	$100,000	2,180
Income before extraordinary items	$167,000	4,162
Extraordinary gains, net	$0	15
Net income	$167,000	4,165
Minority interest net income	$0	102
Net income of bank and minority interests.	$167,000	4,165
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$167,000	4,006
2008-12-31 (YTD Data)		Rank
Total interest income	$11,308,000	3,194
Total interest expense	$6,931,000	2,219
Net interest income	$4,377,000	4,300
Provision for loan and lease losses	$1,878,000	1,883
Total noninterest income	$90,000	7,404
Gross Fiduciary activities income	$1,000	1,385
Service charges on deposit accounts	$54,000	6,572
Trading account gains and fees	$0	154
Additional Noninterest Income	$35,000	7,078
Total noninterest expense	$3,697,000	4,472
Salaries and employee benefits	$2,161,000	4,204
Premises and equipment expense	$479,000	4,574
Additional noninterest expense	$1,057,000	4,659
Pre-tax net operating income	$-1,108,000	7,061
Securities gains (losses)	$0	3,220
Applicable income taxes	$-409,000	7,417
Income before extraordinary items	$-699,000	6,831
Extraordinary gains, net	$0	39
Net income	$-699,000	6,831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,858,000	1,354
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-699,000	6,955
2008-09-30 (YTD Data)		Rank
Total interest income	$8,659,000	3,202
Total interest expense	$5,415,000	2,229
Net interest income	$3,244,000	4,366
Provision for loan and lease losses	$1,701,000	1,319
Total noninterest income	$58,000	7,658
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$31,000	6,807
Trading account gains and fees	$0	148
Additional Noninterest Income	$27,000	7,207
Total noninterest expense	$2,697,000	4,538
Salaries and employee benefits	$1,697,000	4,090
Premises and equipment expense	$346,000	4,699
Additional noninterest expense	$654,000	5,167
Pre-tax net operating income	$-1,096,000	7,579
Securities gains (losses)	$0	3,106
Applicable income taxes	$-406,000	7,831
Income before extraordinary items	$-690,000	7,330
Extraordinary gains, net	$0	31
Net income	$-690,000	7,328
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,692,000	939
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-690,000	7,458
2008-06-30 (YTD Data)		Rank
Total interest income	$5,783,000	3,238
Total interest expense	$3,664,000	2,280
Net interest income	$2,119,000	4,424
Provision for loan and lease losses	$180,000	3,306
Total noninterest income	$34,000	7,798
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$16,000	6,968
Trading account gains and fees	$0	149
Additional Noninterest Income	$18,000	7,278
Total noninterest expense	$1,767,000	4,625
Salaries and employee benefits	$1,141,000	4,102
Premises and equipment expense	$215,000	4,931
Additional noninterest expense	$411,000	5,337
Pre-tax net operating income	$206,000	5,774
Securities gains (losses)	$0	3,233
Applicable income taxes	$79,000	3,685
Income before extraordinary items	$127,000	6,149
Extraordinary gains, net	$0	21
Net income	$127,000	6,149
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,853
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$127,000	6,082
2008-03-31 (YTD Data)		Rank
Total interest income	$2,970,000	3,257
Total interest expense	$1,903,000	2,340
Net interest income	$1,067,000	4,404
Provision for loan and lease losses	$90,000	2,858
Total noninterest income	$15,000	7,899
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$6,000	7,087
Trading account gains and fees	$0	158
Additional Noninterest Income	$9,000	7,309
Total noninterest expense	$842,000	4,776
Salaries and employee benefits	$550,000	4,223
Premises and equipment expense	$99,000	5,177
Additional noninterest expense	$193,000	5,479
Pre-tax net operating income	$150,000	5,436
Securities gains (losses)	$0	2,688
Applicable income taxes	$57,000	3,422
Income before extraordinary items	$93,000	5,941
Extraordinary gains, net	$0	15
Net income	$93,000	5,943
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,796
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$93,000	5,853
2007-12-31 (YTD Data)		Rank
Total interest income	$11,958,000	3,293
Total interest expense	$7,257,000	2,537
Net interest income	$4,701,000	4,185
Provision for loan and lease losses	$543,000	2,211
Total noninterest income	$63,000	7,916
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$21,000	7,139
Trading account gains and fees	$0	178
Additional Noninterest Income	$42,000	7,258
Total noninterest expense	$3,460,000	4,559
Salaries and employee benefits	$2,252,000	4,011
Premises and equipment expense	$398,000	5,041
Additional noninterest expense	$810,000	5,310
Pre-tax net operating income	$761,000	5,275
Securities gains (losses)	$0	2,146
Applicable income taxes	$289,000	3,422
Income before extraordinary items	$472,000	5,781
Extraordinary gains, net	$0	39
Net income	$472,000	5,779
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$472,000	5,772
2007-09-30 (YTD Data)		Rank
Total interest income	$8,771,000	3,363
Total interest expense	$5,257,000	2,611
Net interest income	$3,514,000	4,202
Provision for loan and lease losses	$385,000	1,917
Total noninterest income	$46,000	7,980
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$14,000	7,203
Trading account gains and fees	$0	184
Additional Noninterest Income	$32,000	7,274
Total noninterest expense	$2,629,000	4,496
Salaries and employee benefits	$1,701,000	3,986
Premises and equipment expense	$334,000	4,689
Additional noninterest expense	$594,000	5,327
Pre-tax net operating income	$546,000	5,617
Securities gains (losses)	$0	1,655
Applicable income taxes	$207,000	3,684
Income before extraordinary items	$339,000	6,108
Extraordinary gains, net	$0	33
Net income	$339,000	6,105
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$339,000	6,097
2007-06-30 (YTD Data)		Rank
Total interest income	$5,412,000	3,580
Total interest expense	$3,195,000	2,840
Net interest income	$2,217,000	4,390
Provision for loan and lease losses	$175,000	2,387
Total noninterest income	$31,000	8,031
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$8,000	7,273
Trading account gains and fees	$0	168
Additional Noninterest Income	$23,000	7,240
Total noninterest expense	$1,691,000	4,629
Salaries and employee benefits	$1,087,000	4,145
Premises and equipment expense	$226,000	4,661
Additional noninterest expense	$378,000	5,467
Pre-tax net operating income	$382,000	5,608
Securities gains (losses)	$0	1,444
Applicable income taxes	$144,000	3,704
Income before extraordinary items	$238,000	6,098
Extraordinary gains, net	$0	29
Net income	$238,000	6,097
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$238,000	6,088
2007-03-31 (YTD Data)		Rank
Total interest income	$2,540,000	3,740
Total interest expense	$1,489,000	3,002
Net interest income	$1,051,000	4,540
Provision for loan and lease losses	$60,000	2,747
Total noninterest income	$25,000	7,660
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$3,000	7,373
Trading account gains and fees	$0	195
Additional Noninterest Income	$22,000	6,474
Total noninterest expense	$821,000	4,733
Salaries and employee benefits	$528,000	4,260
Premises and equipment expense	$121,000	4,484
Additional noninterest expense	$172,000	5,709
Pre-tax net operating income	$195,000	5,580
Securities gains (losses)	$0	1,187
Applicable income taxes	$73,000	3,698
Income before extraordinary items	$122,000	6,054
Extraordinary gains, net	$0	22
Net income	$122,000	6,055
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$122,000	6,042
2006-12-31 (YTD Data)		Rank
Total interest income	$8,244,000	4,120
Total interest expense	$4,676,000	3,199
Net interest income	$3,568,000	4,994
Provision for loan and lease losses	$525,000	1,821
Total noninterest income	$388,000	5,675
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$11,000	7,402
Trading account gains and fees	$0	130
Additional Noninterest Income	$377,000	3,842
Total noninterest expense	$3,118,000	4,755
Salaries and employee benefits	$2,047,000	4,190
Premises and equipment expense	$337,000	5,428
Additional noninterest expense	$734,000	5,510
Pre-tax net operating income	$313,000	7,075
Securities gains (losses)	$0	1,687
Applicable income taxes	$103,000	4,939
Income before extraordinary items	$210,000	7,237
Extraordinary gains, net	$0	51
Net income	$210,000	7,238
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$-20,000	8,578
Net operating income	$210,000	7,228
2006-09-30 (YTD Data)		Rank
Total interest income	$5,916,000	4,214
Total interest expense	$3,274,000	3,275
Net interest income	$2,642,000	5,070
Provision for loan and lease losses	$450,000	1,514
Total noninterest income	$331,000	5,432
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$12,000	7,403
Trading account gains and fees	$0	126
Additional Noninterest Income	$319,000	3,629
Total noninterest expense	$2,326,000	4,760
Salaries and employee benefits	$1,581,000	4,095
Premises and equipment expense	$218,000	5,842
Additional noninterest expense	$527,000	5,614
Pre-tax net operating income	$197,000	7,426
Securities gains (losses)	$0	1,388
Applicable income taxes	$75,000	5,174
Income before extraordinary items	$122,000	7,618
Extraordinary gains, net	$0	45
Net income	$122,000	7,620
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$122,000	7,615
2006-06-30 (YTD Data)		Rank
Total interest income	$3,726,000	4,323
Total interest expense	$2,002,000	3,375
Net interest income	$1,724,000	5,168
Provision for loan and lease losses	$300,000	1,464
Total noninterest income	$236,000	5,274
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$8,000	7,453
Trading account gains and fees	$0	126
Additional Noninterest Income	$228,000	3,485
Total noninterest expense	$1,539,000	4,794
Salaries and employee benefits	$1,062,000	4,082
Premises and equipment expense	$137,000	6,003
Additional noninterest expense	$340,000	5,693
Pre-tax net operating income	$121,000	7,563
Securities gains (losses)	$0	1,185
Applicable income taxes	$46,000	5,280
Income before extraordinary items	$75,000	7,723
Extraordinary gains, net	$0	39
Net income	$75,000	7,724
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$75,000	7,727
2006-03-31 (YTD Data)		Rank
Total interest income	$1,752,000	4,450
Total interest expense	$948,000	3,387
Net interest income	$804,000	5,382
Provision for loan and lease losses	$150,000	1,421
Total noninterest income	$110,000	5,399
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$4,000	7,476
Trading account gains and fees	$0	115
Additional Noninterest Income	$106,000	3,612
Total noninterest expense	$748,000	4,903
Salaries and employee benefits	$521,000	4,173
Premises and equipment expense	$63,000	6,234
Additional noninterest expense	$164,000	5,789
Pre-tax net operating income	$16,000	8,067
Securities gains (losses)	$0	955
Applicable income taxes	$6,000	6,016
Income before extraordinary items	$10,000	8,110
Extraordinary gains, net	$0	21
Net income	$10,000	8,110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$10,000	8,100
2005-12-31 (YTD Data)		Rank
Total interest income	$2,907,000	6,668
Total interest expense	$1,344,000	5,526
Net interest income	$1,563,000	7,214
Provision for loan and lease losses	$800,000	1,260
Total noninterest income	$199,000	7,077
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$3,000	7,685
Trading account gains and fees	$0	138
Additional Noninterest Income	$196,000	5,204
Total noninterest expense	$1,578,000	6,752
Salaries and employee benefits	$1,017,000	6,310
Premises and equipment expense	$175,000	7,002
Additional noninterest expense	$386,000	7,149
Pre-tax net operating income	$-616,000	8,536
Securities gains (losses)	$0	2,296
Applicable income taxes	$-227,000	8,690
Income before extraordinary items	$-389,000	8,503
Extraordinary gains, net	$0	46
Net income	$-389,000	8,503
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$20,000,000	75
Net operating income	$-389,000	8,486
2005-09-30 (YTD Data)		Rank
Total interest income	$1,404,000	7,591
Total interest expense	$557,000	6,867
Net interest income	$847,000	7,818
Provision for loan and lease losses	$500,000	1,397
Total noninterest income	$83,000	7,869
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,000	7,763
Trading account gains and fees	$0	126
Additional Noninterest Income	$82,000	6,270
Total noninterest expense	$846,000	7,514
Salaries and employee benefits	$556,000	7,106
Premises and equipment expense	$80,000	7,786
Additional noninterest expense	$210,000	7,763
Pre-tax net operating income	$-416,000	8,571
Securities gains (losses)	$0	2,317
Applicable income taxes	$-154,000	8,742
Income before extraordinary items	$-262,000	8,549
Extraordinary gains, net	$0	35
Net income	$-262,000	8,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$20,000,000	55
Net operating income	$-262,000	8,521
2005-06-30 (YTD Data)		Rank
Total interest income	$433,000	8,486
Total interest expense	$125,000	8,305
Net interest income	$308,000	8,490
Provision for loan and lease losses	$200,000	2,158
Total noninterest income	$2,000	8,770
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$0	7,790
Trading account gains and fees	$0	116
Additional Noninterest Income	$2,000	8,611
Total noninterest expense	$295,000	8,431
Salaries and employee benefits	$192,000	8,241
Premises and equipment expense	$32,000	8,308
Additional noninterest expense	$71,000	8,525
Pre-tax net operating income	$-185,000	8,542
Securities gains (losses)	$0	2,146
Applicable income taxes	$-69,000	8,728
Income before extraordinary items	$-116,000	8,528
Extraordinary gains, net	$0	30
Net income	$-116,000	8,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$20,000,000	36
Net operating income	$-116,000	8,504

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.