Home > Two Rivers Bank & Trust > Income and Expense
Two Rivers Bank & Trust, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,064,000 | 2,438 |
| Total interest expense | $2,008,000 | 2,951 |
| Net interest income | $5,056,000 | 2,162 |
| Provision for loan and lease losses | $490,000 | 2,998 |
| Total noninterest income | $2,287,000 | 1,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,287,000 | 791 |
| Total noninterest expense | $4,834,000 | 2,099 |
| Salaries and employee benefits | $2,519,000 | 1,999 |
| Premises and equipment expense | $967,000 | 1,449 |
| Additional noninterest expense | $1,348,000 | 2,562 |
| Pre-tax net operating income | $2,019,000 | 1,130 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $673,000 | 853 |
| Income before extraordinary items | $1,346,000 | 1,403 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,346,000 | 1,400 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,346,000 | 1,402 |
| Net charge-offs | $175,000 | 3,595 |
| Cash dividends | $1,750,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,346,000 | 1,363 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 2,455 |
| Total interest expense | $996,000 | 3,058 |
| Net interest income | $2,543,000 | 2,151 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $1,081,000 | 1,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,081,000 | 798 |
| Total noninterest expense | $2,319,000 | 2,131 |
| Salaries and employee benefits | $1,231,000 | 2,079 |
| Premises and equipment expense | $504,000 | 1,408 |
| Additional noninterest expense | $584,000 | 2,626 |
| Pre-tax net operating income | $1,260,000 | 1,012 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $428,000 | 781 |
| Income before extraordinary items | $832,000 | 1,317 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $832,000 | 1,318 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $832,000 | 1,319 |
| Net charge-offs | $146,000 | 2,452 |
| Cash dividends | $1,500,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $832,000 | 1,246 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,385,000 | 2,577 |
| Total interest expense | $5,260,000 | 2,844 |
| Net interest income | $9,125,000 | 2,392 |
| Provision for loan and lease losses | $195,000 | 5,240 |
| Total noninterest income | $14,607,000 | 451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $14,607,000 | 296 |
| Total noninterest expense | $16,632,000 | 1,175 |
| Salaries and employee benefits | $10,857,000 | 923 |
| Premises and equipment expense | $2,449,000 | 1,134 |
| Additional noninterest expense | $3,326,000 | 1,841 |
| Pre-tax net operating income | $6,905,000 | 801 |
| Securities gains (losses) | $-439,000 | 7,506 |
| Applicable income taxes | $2,220,000 | 618 |
| Income before extraordinary items | $4,246,000 | 963 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,246,000 | 963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 5,054 |
| Cash dividends | $1,750,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,535,740 | 974 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,839,000 | 2,614 |
| Total interest expense | $4,159,000 | 2,812 |
| Net interest income | $6,680,000 | 2,469 |
| Provision for loan and lease losses | $150,000 | 4,617 |
| Total noninterest income | $11,877,000 | 448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,877,000 | 297 |
| Total noninterest expense | $13,054,000 | 1,122 |
| Salaries and employee benefits | $8,653,000 | 889 |
| Premises and equipment expense | $1,856,000 | 1,127 |
| Additional noninterest expense | $2,545,000 | 1,749 |
| Pre-tax net operating income | $5,353,000 | 944 |
| Securities gains (losses) | $-410,000 | 7,720 |
| Applicable income taxes | $1,689,000 | 752 |
| Income before extraordinary items | $3,254,000 | 1,127 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,254,000 | 1,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,265 |
| Cash dividends | $1,500,000 | 1,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,524,600 | 1,104 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,271,000 | 2,618 |
| Total interest expense | $2,989,000 | 2,719 |
| Net interest income | $4,282,000 | 2,554 |
| Provision for loan and lease losses | $105,000 | 4,183 |
| Total noninterest income | $8,281,000 | 446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $8,281,000 | 301 |
| Total noninterest expense | $8,879,000 | 1,100 |
| Salaries and employee benefits | $5,863,000 | 879 |
| Premises and equipment expense | $1,224,000 | 1,138 |
| Additional noninterest expense | $1,792,000 | 1,646 |
| Pre-tax net operating income | $3,579,000 | 998 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,273,000 | 759 |
| Income before extraordinary items | $2,306,000 | 1,198 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,306,000 | 1,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,654 |
| Cash dividends | $1,250,000 | 1,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,306,000 | 1,179 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 2,614 |
| Total interest expense | $1,637,000 | 2,665 |
| Net interest income | $2,111,000 | 2,585 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $4,054,000 | 461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,054,000 | 310 |
| Total noninterest expense | $4,490,000 | 1,079 |
| Salaries and employee benefits | $2,948,000 | 879 |
| Premises and equipment expense | $627,000 | 1,125 |
| Additional noninterest expense | $915,000 | 1,567 |
| Pre-tax net operating income | $1,615,000 | 1,172 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $578,000 | 894 |
| Income before extraordinary items | $1,037,000 | 1,445 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,037,000 | 1,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,745 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,037,000 | 1,395 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,947,000 | 2,690 |
| Total interest expense | $7,060,000 | 2,604 |
| Net interest income | $7,887,000 | 2,762 |
| Provision for loan and lease losses | $344,000 | 2,947 |
| Total noninterest income | $13,114,000 | 508 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $109,000 | 5,906 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $13,005,000 | 352 |
| Total noninterest expense | $15,914,000 | 1,175 |
| Salaries and employee benefits | $10,555,000 | 945 |
| Premises and equipment expense | $2,224,000 | 1,186 |
| Additional noninterest expense | $3,135,000 | 1,762 |
| Pre-tax net operating income | $4,743,000 | 1,720 |
| Securities gains (losses) | $-17,000 | 7,711 |
| Applicable income taxes | $1,676,000 | 1,301 |
| Income before extraordinary items | $3,050,000 | 2,018 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,050,000 | 2,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $564,000 | 1,552 |
| Cash dividends | $1,150,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,061,050 | 1,995 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,745,000 | 3,372 |
| Total interest expense | $4,286,000 | 3,126 |
| Net interest income | $4,459,000 | 3,530 |
| Provision for loan and lease losses | $255,000 | 2,573 |
| Total noninterest income | $9,431,000 | 529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $9,431,000 | 360 |
| Total noninterest expense | $10,262,000 | 1,343 |
| Salaries and employee benefits | $6,916,000 | 1,084 |
| Premises and equipment expense | $1,473,000 | 1,331 |
| Additional noninterest expense | $1,873,000 | 2,128 |
| Pre-tax net operating income | $3,373,000 | 1,908 |
| Securities gains (losses) | $-17,000 | 7,911 |
| Applicable income taxes | $1,216,000 | 1,431 |
| Income before extraordinary items | $2,140,000 | 2,254 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,140,000 | 2,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $405,000 | 1,258 |
| Cash dividends | $750,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,150,880 | 2,228 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,497,000 | 3,534 |
| Total interest expense | $2,705,000 | 3,251 |
| Net interest income | $2,792,000 | 3,728 |
| Provision for loan and lease losses | $80,000 | 3,654 |
| Total noninterest income | $5,730,000 | 577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,730,000 | 399 |
| Total noninterest expense | $6,206,000 | 1,482 |
| Salaries and employee benefits | $4,212,000 | 1,209 |
| Premises and equipment expense | $937,000 | 1,415 |
| Additional noninterest expense | $1,057,000 | 2,506 |
| Pre-tax net operating income | $2,236,000 | 1,973 |
| Securities gains (losses) | $-17,000 | 8,102 |
| Applicable income taxes | $816,000 | 1,472 |
| Income before extraordinary items | $1,403,000 | 2,327 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,403,000 | 2,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 1,081 |
| Cash dividends | $750,000 | 1,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,413,880 | 2,295 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,152,000 | 4,180 |
| Total interest expense | $1,076,000 | 3,813 |
| Net interest income | $1,076,000 | 4,482 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $2,417,000 | 637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,417,000 | 437 |
| Total noninterest expense | $2,506,000 | 1,840 |
| Salaries and employee benefits | $1,716,000 | 1,512 |
| Premises and equipment expense | $395,000 | 1,688 |
| Additional noninterest expense | $395,000 | 3,206 |
| Pre-tax net operating income | $967,000 | 2,231 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $362,000 | 1,625 |
| Income before extraordinary items | $605,000 | 2,611 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $605,000 | 2,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,637 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $605,000 | 2,592 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,139,000 | 3,056 |
| Total interest expense | $5,399,000 | 2,835 |
| Net interest income | $6,740,000 | 3,210 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $12,614,000 | 524 |
| Gross Fiduciary activities income | $1,534,000 | 317 |
| Service charges on deposit accounts | $1,021,000 | 1,720 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,059,000 | 414 |
| Total noninterest expense | $14,926,000 | 1,210 |
| Salaries and employee benefits | $9,694,000 | 992 |
| Premises and equipment expense | $1,318,000 | 1,909 |
| Additional noninterest expense | $3,914,000 | 1,359 |
| Pre-tax net operating income | $4,308,000 | 2,129 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,526,000 | 1,636 |
| Income before extraordinary items | $2,782,000 | 2,404 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,782,000 | 2,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,811 |
| Cash dividends | $1,750,000 | 1,736 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 8,572 |
| Net operating income | $2,782,000 | 2,384 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,850,000 | 3,112 |
| Total interest expense | $3,801,000 | 2,911 |
| Net interest income | $5,049,000 | 3,237 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $9,408,000 | 536 |
| Gross Fiduciary activities income | $1,135,000 | 325 |
| Service charges on deposit accounts | $753,000 | 1,750 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,520,000 | 425 |
| Total noninterest expense | $11,110,000 | 1,230 |
| Salaries and employee benefits | $7,283,000 | 1,004 |
| Premises and equipment expense | $1,028,000 | 1,839 |
| Additional noninterest expense | $2,799,000 | 1,417 |
| Pre-tax net operating income | $3,257,000 | 2,185 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,172,000 | 1,679 |
| Income before extraordinary items | $2,085,000 | 2,478 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,085,000 | 2,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,061 |
| Cash dividends | $1,750,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,085,000 | 2,462 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,689,000 | 3,165 |
| Total interest expense | $2,337,000 | 2,995 |
| Net interest income | $3,352,000 | 3,256 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $6,162,000 | 545 |
| Gross Fiduciary activities income | $746,000 | 329 |
| Service charges on deposit accounts | $481,000 | 1,798 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,935,000 | 437 |
| Total noninterest expense | $7,322,000 | 1,254 |
| Salaries and employee benefits | $4,769,000 | 1,032 |
| Premises and equipment expense | $675,000 | 1,865 |
| Additional noninterest expense | $1,878,000 | 1,424 |
| Pre-tax net operating income | $2,132,000 | 2,201 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $764,000 | 1,726 |
| Income before extraordinary items | $1,368,000 | 2,518 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,368,000 | 2,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,485 |
| Cash dividends | $1,750,000 | 919 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,368,000 | 2,498 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 3,217 |
| Total interest expense | $1,087,000 | 3,048 |
| Net interest income | $1,647,000 | 3,286 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $3,157,000 | 534 |
| Gross Fiduciary activities income | $358,000 | 331 |
| Service charges on deposit accounts | $225,000 | 1,852 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,574,000 | 426 |
| Total noninterest expense | $3,577,000 | 1,281 |
| Salaries and employee benefits | $2,299,000 | 1,066 |
| Premises and equipment expense | $342,000 | 1,847 |
| Additional noninterest expense | $936,000 | 1,408 |
| Pre-tax net operating income | $1,197,000 | 1,974 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $435,000 | 1,555 |
| Income before extraordinary items | $762,000 | 2,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $762,000 | 2,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,212 |
| Cash dividends | $1,400,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $762,000 | 2,269 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,703,000 | 2,968 |
| Total interest expense | $3,788,000 | 2,765 |
| Net interest income | $6,915,000 | 3,068 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $9,993,000 | 626 |
| Gross Fiduciary activities income | $1,347,000 | 344 |
| Service charges on deposit accounts | $843,000 | 2,015 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,803,000 | 502 |
| Total noninterest expense | $12,892,000 | 1,339 |
| Salaries and employee benefits | $8,086,000 | 1,149 |
| Premises and equipment expense | $1,221,000 | 1,967 |
| Additional noninterest expense | $3,585,000 | 1,429 |
| Pre-tax net operating income | $3,896,000 | 2,266 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $1,355,000 | 1,832 |
| Income before extraordinary items | $2,549,000 | 2,565 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,549,000 | 2,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,030 |
| Cash dividends | $1,800,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,543,800 | 2,546 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,001,000 | 2,936 |
| Total interest expense | $2,773,000 | 2,700 |
| Net interest income | $5,228,000 | 3,034 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $7,623,000 | 624 |
| Gross Fiduciary activities income | $1,013,000 | 334 |
| Service charges on deposit accounts | $588,000 | 2,146 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,022,000 | 495 |
| Total noninterest expense | $9,806,000 | 1,309 |
| Salaries and employee benefits | $6,166,000 | 1,114 |
| Premises and equipment expense | $937,000 | 1,918 |
| Additional noninterest expense | $2,703,000 | 1,408 |
| Pre-tax net operating income | $2,955,000 | 2,258 |
| Securities gains (losses) | $8,000 | 1,553 |
| Applicable income taxes | $1,048,000 | 1,817 |
| Income before extraordinary items | $1,915,000 | 2,565 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,915,000 | 2,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,611 |
| Cash dividends | $1,650,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,909,800 | 2,546 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,295,000 | 2,884 |
| Total interest expense | $1,728,000 | 2,710 |
| Net interest income | $3,567,000 | 2,951 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $5,113,000 | 617 |
| Gross Fiduciary activities income | $672,000 | 333 |
| Service charges on deposit accounts | $376,000 | 2,183 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,065,000 | 482 |
| Total noninterest expense | $6,661,000 | 1,272 |
| Salaries and employee benefits | $4,208,000 | 1,082 |
| Premises and equipment expense | $636,000 | 1,877 |
| Additional noninterest expense | $1,817,000 | 1,368 |
| Pre-tax net operating income | $1,959,000 | 2,225 |
| Securities gains (losses) | $8,000 | 1,424 |
| Applicable income taxes | $695,000 | 1,795 |
| Income before extraordinary items | $1,272,000 | 2,532 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,272,000 | 2,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,851 |
| Cash dividends | $1,400,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,266,800 | 2,495 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 2,911 |
| Total interest expense | $781,000 | 2,853 |
| Net interest income | $1,801,000 | 2,915 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $2,653,000 | 584 |
| Gross Fiduciary activities income | $326,000 | 336 |
| Service charges on deposit accounts | $170,000 | 2,312 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,157,000 | 455 |
| Total noninterest expense | $3,434,000 | 1,237 |
| Salaries and employee benefits | $2,197,000 | 1,025 |
| Premises and equipment expense | $325,000 | 1,847 |
| Additional noninterest expense | $912,000 | 1,359 |
| Pre-tax net operating income | $990,000 | 2,183 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $352,000 | 1,763 |
| Income before extraordinary items | $638,000 | 2,479 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $638,000 | 2,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,544 |
| Cash dividends | $850,000 | 773 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $638,000 | 2,441 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,542,000 | 2,951 |
| Total interest expense | $2,795,000 | 2,776 |
| Net interest income | $6,747,000 | 2,988 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $8,118,000 | 714 |
| Gross Fiduciary activities income | $1,291,000 | 327 |
| Service charges on deposit accounts | $859,000 | 2,000 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,968,000 | 582 |
| Total noninterest expense | $11,369,000 | 1,432 |
| Salaries and employee benefits | $7,005,000 | 1,254 |
| Premises and equipment expense | $1,164,000 | 1,978 |
| Additional noninterest expense | $3,200,000 | 1,530 |
| Pre-tax net operating income | $3,376,000 | 2,333 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $1,188,000 | 1,914 |
| Income before extraordinary items | $2,190,000 | 2,705 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,190,000 | 2,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,536 |
| Cash dividends | $1,750,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 517 |
| Net operating income | $2,188,700 | 2,658 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,130,000 | 2,933 |
| Total interest expense | $2,094,000 | 2,745 |
| Net interest income | $5,036,000 | 2,982 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $5,981,000 | 734 |
| Gross Fiduciary activities income | $969,000 | 334 |
| Service charges on deposit accounts | $646,000 | 2,026 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,366,000 | 605 |
| Total noninterest expense | $8,186,000 | 1,489 |
| Salaries and employee benefits | $4,986,000 | 1,318 |
| Premises and equipment expense | $869,000 | 1,991 |
| Additional noninterest expense | $2,331,000 | 1,559 |
| Pre-tax net operating income | $2,741,000 | 2,224 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $981,000 | 1,807 |
| Income before extraordinary items | $1,762,000 | 2,600 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,762,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 1,955 |
| Cash dividends | $1,750,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 400 |
| Net operating income | $1,760,720 | 2,531 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,712,000 | 2,942 |
| Total interest expense | $1,373,000 | 2,762 |
| Net interest income | $3,339,000 | 2,986 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $3,827,000 | 755 |
| Gross Fiduciary activities income | $589,000 | 352 |
| Service charges on deposit accounts | $427,000 | 2,020 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,811,000 | 636 |
| Total noninterest expense | $5,393,000 | 1,506 |
| Salaries and employee benefits | $3,298,000 | 1,324 |
| Premises and equipment expense | $564,000 | 2,039 |
| Additional noninterest expense | $1,531,000 | 1,580 |
| Pre-tax net operating income | $1,713,000 | 2,314 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $609,000 | 1,905 |
| Income before extraordinary items | $1,104,000 | 2,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,104,000 | 2,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 1,519 |
| Cash dividends | $1,750,000 | 776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,104,000 | 2,630 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,360,000 | 2,951 |
| Total interest expense | $702,000 | 2,747 |
| Net interest income | $1,658,000 | 2,993 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $1,796,000 | 776 |
| Gross Fiduciary activities income | $281,000 | 366 |
| Service charges on deposit accounts | $208,000 | 1,999 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,307,000 | 649 |
| Total noninterest expense | $2,670,000 | 1,519 |
| Salaries and employee benefits | $1,624,000 | 1,365 |
| Premises and equipment expense | $277,000 | 2,092 |
| Additional noninterest expense | $769,000 | 1,554 |
| Pre-tax net operating income | $754,000 | 2,553 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $265,000 | 2,103 |
| Income before extraordinary items | $489,000 | 2,999 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $489,000 | 2,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,573 |
| Cash dividends | $1,750,000 | 403 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $489,000 | 2,892 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,758,000 | 2,895 |
| Total interest expense | $3,409,000 | 2,558 |
| Net interest income | $6,349,000 | 3,022 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $6,981,000 | 867 |
| Gross Fiduciary activities income | $1,174,000 | 351 |
| Service charges on deposit accounts | $816,000 | 2,091 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,991,000 | 765 |
| Total noninterest expense | $9,214,000 | 1,731 |
| Salaries and employee benefits | $5,682,000 | 1,509 |
| Premises and equipment expense | $949,000 | 2,371 |
| Additional noninterest expense | $2,583,000 | 1,867 |
| Pre-tax net operating income | $3,876,000 | 2,026 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,387,000 | 1,740 |
| Income before extraordinary items | $2,489,000 | 2,383 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,489,000 | 2,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $513,000 | 1,578 |
| Cash dividends | $1,682,000 | 1,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,489,000 | 2,274 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,350,000 | 2,925 |
| Total interest expense | $2,656,000 | 2,555 |
| Net interest income | $4,694,000 | 3,076 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $5,158,000 | 910 |
| Gross Fiduciary activities income | $897,000 | 357 |
| Service charges on deposit accounts | $614,000 | 2,092 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,647,000 | 808 |
| Total noninterest expense | $6,846,000 | 1,752 |
| Salaries and employee benefits | $4,291,000 | 1,507 |
| Premises and equipment expense | $728,000 | 2,326 |
| Additional noninterest expense | $1,827,000 | 1,961 |
| Pre-tax net operating income | $2,826,000 | 2,141 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,013,000 | 1,840 |
| Income before extraordinary items | $1,813,000 | 2,544 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,813,000 | 2,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 1,518 |
| Cash dividends | $1,682,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,813,000 | 2,413 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,914,000 | 2,947 |
| Total interest expense | $1,854,000 | 2,541 |
| Net interest income | $3,060,000 | 3,132 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $3,387,000 | 910 |
| Gross Fiduciary activities income | $600,000 | 360 |
| Service charges on deposit accounts | $389,000 | 2,149 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,398,000 | 810 |
| Total noninterest expense | $4,518,000 | 1,759 |
| Salaries and employee benefits | $2,833,000 | 1,522 |
| Premises and equipment expense | $477,000 | 2,351 |
| Additional noninterest expense | $1,208,000 | 1,982 |
| Pre-tax net operating income | $1,809,000 | 2,228 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $648,000 | 1,938 |
| Income before extraordinary items | $1,161,000 | 2,658 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,161,000 | 2,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 1,321 |
| Cash dividends | $1,682,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,161,000 | 2,503 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,455,000 | 2,962 |
| Total interest expense | $950,000 | 2,546 |
| Net interest income | $1,505,000 | 3,161 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $1,709,000 | 884 |
| Gross Fiduciary activities income | $300,000 | 369 |
| Service charges on deposit accounts | $185,000 | 2,171 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,224,000 | 765 |
| Total noninterest expense | $2,194,000 | 1,790 |
| Salaries and employee benefits | $1,372,000 | 1,555 |
| Premises and equipment expense | $238,000 | 2,339 |
| Additional noninterest expense | $584,000 | 2,017 |
| Pre-tax net operating income | $960,000 | 2,115 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $347,000 | 1,831 |
| Income before extraordinary items | $613,000 | 2,492 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $613,000 | 2,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 1,923 |
| Cash dividends | $1,532,000 | 470 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $613,000 | 2,354 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,504,000 | 3,151 |
| Total interest expense | $3,679,000 | 2,956 |
| Net interest income | $5,825,000 | 3,226 |
| Provision for loan and lease losses | $865,000 | 1,530 |
| Total noninterest income | $5,830,000 | 910 |
| Gross Fiduciary activities income | $1,097,000 | 388 |
| Service charges on deposit accounts | $730,000 | 2,178 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,003,000 | 806 |
| Total noninterest expense | $8,215,000 | 1,844 |
| Salaries and employee benefits | $5,081,000 | 1,594 |
| Premises and equipment expense | $856,000 | 2,524 |
| Additional noninterest expense | $2,278,000 | 2,027 |
| Pre-tax net operating income | $2,575,000 | 2,824 |
| Securities gains (losses) | $335,000 | 830 |
| Applicable income taxes | $959,000 | 2,276 |
| Income before extraordinary items | $1,951,000 | 2,856 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,951,000 | 2,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $523,000 | 1,604 |
| Cash dividends | $1,031,000 | 2,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,726,550 | 3,030 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,163,000 | 3,259 |
| Total interest expense | $4,925,000 | 3,188 |
| Net interest income | $5,238,000 | 3,313 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $5,435,000 | 919 |
| Gross Fiduciary activities income | $1,068,000 | 408 |
| Service charges on deposit accounts | $658,000 | 2,270 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,709,000 | 816 |
| Total noninterest expense | $7,485,000 | 1,929 |
| Salaries and employee benefits | $4,597,000 | 1,630 |
| Premises and equipment expense | $818,000 | 2,572 |
| Additional noninterest expense | $2,070,000 | 2,171 |
| Pre-tax net operating income | $2,948,000 | 2,303 |
| Securities gains (losses) | $30,000 | 2,828 |
| Applicable income taxes | $997,000 | 2,074 |
| Income before extraordinary items | $1,981,000 | 2,564 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,981,000 | 2,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,575 |
| Cash dividends | $2,413,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,960,900 | 2,500 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,681,000 | 3,219 |
| Total interest expense | $5,555,000 | 2,995 |
| Net interest income | $5,126,000 | 3,400 |
| Provision for loan and lease losses | $240,000 | 3,322 |
| Total noninterest income | $4,944,000 | 938 |
| Gross Fiduciary activities income | $1,018,000 | 419 |
| Service charges on deposit accounts | $769,000 | 1,805 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,157,000 | 834 |
| Total noninterest expense | $7,092,000 | 1,961 |
| Salaries and employee benefits | $4,378,000 | 1,629 |
| Premises and equipment expense | $763,000 | 2,687 |
| Additional noninterest expense | $1,951,000 | 2,224 |
| Pre-tax net operating income | $2,738,000 | 2,574 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $851,000 | 2,401 |
| Income before extraordinary items | $1,887,000 | 2,698 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,887,000 | 2,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,278 |
| Cash dividends | $4,329,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,887,000 | 2,699 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,222,000 | 3,458 |
| Total interest expense | $4,087,000 | 3,524 |
| Net interest income | $5,135,000 | 3,376 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $3,128,000 | 1,309 |
| Gross Fiduciary activities income | $938,000 | 478 |
| Service charges on deposit accounts | $557,000 | 2,394 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,633,000 | 1,325 |
| Total noninterest expense | $5,200,000 | 2,598 |
| Salaries and employee benefits | $3,133,000 | 2,238 |
| Premises and equipment expense | $598,000 | 3,263 |
| Additional noninterest expense | $1,469,000 | 2,912 |
| Pre-tax net operating income | $2,823,000 | 2,533 |
| Securities gains (losses) | $32,000 | 1,157 |
| Applicable income taxes | $936,000 | 2,323 |
| Income before extraordinary items | $1,919,000 | 2,679 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,919,000 | 2,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,361 |
| Cash dividends | $829,000 | 2,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,897,560 | 2,667 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,114,000 | 3,501 |
| Total interest expense | $4,327,000 | 3,424 |
| Net interest income | $4,787,000 | 3,547 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,998,000 | 1,834 |
| Gross Fiduciary activities income | $871,000 | 497 |
| Service charges on deposit accounts | $493,000 | 2,589 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $634,000 | 2,554 |
| Total noninterest expense | $4,105,000 | 3,148 |
| Salaries and employee benefits | $2,250,000 | 2,990 |
| Premises and equipment expense | $526,000 | 3,555 |
| Additional noninterest expense | $1,329,000 | 3,073 |
| Pre-tax net operating income | $2,680,000 | 2,625 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $987,000 | 2,340 |
| Income before extraordinary items | $1,700,000 | 2,935 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,700,000 | 2,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $697,000 | 2,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,695,520 | 2,849 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,465,000 | 3,769 |
| Total interest expense | $3,959,000 | 3,710 |
| Net interest income | $4,506,000 | 3,816 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $1,735,000 | 1,968 |
| Gross Fiduciary activities income | $820,000 | 525 |
| Service charges on deposit accounts | $484,000 | 2,710 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $431,000 | 3,130 |
| Total noninterest expense | $3,581,000 | 3,533 |
| Salaries and employee benefits | $2,022,000 | 3,271 |
| Premises and equipment expense | $420,000 | 4,276 |
| Additional noninterest expense | $1,139,000 | 3,496 |
| Pre-tax net operating income | $2,600,000 | 2,820 |
| Securities gains (losses) | $-12,000 | 10,127 |
| Applicable income taxes | $961,000 | 2,518 |
| Income before extraordinary items | $1,627,000 | 3,112 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,627,000 | 3,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,716 |
| Cash dividends | $602,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,634,680 | 3,045 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,752,000 | 4,153 |
| Total interest expense | $3,455,000 | 4,238 |
| Net interest income | $4,297,000 | 4,034 |
| Provision for loan and lease losses | $105,000 | 4,971 |
| Total noninterest income | $1,579,000 | 2,214 |
| Gross Fiduciary activities income | $757,000 | 595 |
| Service charges on deposit accounts | $460,000 | 2,925 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $362,000 | 3,609 |
| Total noninterest expense | $3,286,000 | 4,013 |
| Salaries and employee benefits | $1,863,000 | 3,561 |
| Premises and equipment expense | $377,000 | 4,754 |
| Additional noninterest expense | $1,046,000 | 4,247 |
| Pre-tax net operating income | $2,485,000 | 2,782 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $885,000 | 2,615 |
| Income before extraordinary items | $1,605,000 | 2,999 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,605,000 | 3,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $2,002,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,601,800 | 2,969 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,170,000 | 4,459 |
| Total interest expense | $3,157,000 | 4,537 |
| Net interest income | $4,013,000 | 4,295 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $1,385,000 | 2,429 |
| Gross Fiduciary activities income | $584,000 | 696 |
| Service charges on deposit accounts | $440,000 | 3,064 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $361,000 | 3,534 |
| Total noninterest expense | $3,115,000 | 4,140 |
| Salaries and employee benefits | $1,661,000 | 3,911 |
| Premises and equipment expense | $357,000 | 4,955 |
| Additional noninterest expense | $1,097,000 | 4,034 |
| Pre-tax net operating income | $2,233,000 | 3,172 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $745,000 | 3,061 |
| Income before extraordinary items | $1,488,000 | 3,273 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,488,000 | 3,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $380,000 | 3,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,488,000 | 3,245 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,540,000 | 4,495 |
| Total interest expense | $2,532,000 | 4,595 |
| Net interest income | $4,008,000 | 4,373 |
| Provision for loan and lease losses | $-140,000 | 12,243 |
| Total noninterest income | $1,368,000 | 2,472 |
| Gross Fiduciary activities income | $534,000 | 716 |
| Service charges on deposit accounts | $433,000 | 3,148 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $401,000 | 3,403 |
| Total noninterest expense | $3,153,000 | 4,228 |
| Salaries and employee benefits | $1,606,000 | 4,031 |
| Premises and equipment expense | $372,000 | 4,874 |
| Additional noninterest expense | $1,175,000 | 4,125 |
| Pre-tax net operating income | $2,363,000 | 2,985 |
| Securities gains (losses) | $-170,000 | 11,869 |
| Applicable income taxes | $743,000 | 2,964 |
| Income before extraordinary items | $1,450,000 | 3,262 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,450,000 | 3,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-99,000 | 12,220 |
| Cash dividends | $380,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,562,200 | 3,090 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,495,000 | 4,617 |
| Total interest expense | $2,618,000 | 4,625 |
| Net interest income | $3,877,000 | 4,530 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,463,000 | 2,488 |
| Gross Fiduciary activities income | $553,000 | 725 |
| Service charges on deposit accounts | $446,000 | 3,115 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $464,000 | 3,414 |
| Total noninterest expense | $3,129,000 | 4,350 |
| Salaries and employee benefits | $1,573,000 | 4,101 |
| Premises and equipment expense | $362,000 | 5,095 |
| Additional noninterest expense | $1,194,000 | 4,205 |
| Pre-tax net operating income | $2,211,000 | 3,013 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $685,000 | 3,184 |
| Income before extraordinary items | $1,539,000 | 3,163 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,539,000 | 3,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $301,000 | 4,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,530,030 | 3,012 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,890,000 | 4,896 |
| Total interest expense | $3,242,000 | 4,853 |
| Net interest income | $3,648,000 | 4,828 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $1,377,000 | 2,557 |
| Gross Fiduciary activities income | $495,000 | 767 |
| Service charges on deposit accounts | $459,000 | 3,039 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $423,000 | 3,571 |
| Total noninterest expense | $3,077,000 | 4,416 |
| Salaries and employee benefits | $1,569,000 | 4,055 |
| Premises and equipment expense | $325,000 | 5,656 |
| Additional noninterest expense | $1,183,000 | 4,385 |
| Pre-tax net operating income | $1,898,000 | 3,266 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $507,000 | 3,963 |
| Income before extraordinary items | $1,391,000 | 3,300 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,391,000 | 3,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 5,062 |
| Cash dividends | $285,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,391,000 | 3,062 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.