Home > Two Rivers Bank & Trust > Assets and Liabilities
Two Rivers Bank & Trust, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 80 | 2,081 |
| Assets and Liabilities | ||
| Total Assets: | $315,465,000 | 2,191 |
| Cash and due from depository institutions | $4,753,000 | 2,081 |
| Interest-bearing balances | $31,000 | 6,820 |
| Securities | $66,099,000 | 1,855 |
| Federal funds sold & reverse repurchase agreements | $27,316,000 | 311 |
| Net loans & leases | $198,906,000 | 2,343 |
| Loan loss allowance | $2,469,000 | 2,596 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,663,000 | 2,294 |
| Other real estate owned | $649,000 | 2,081 |
| Goodwill and other intangibles | $4,419,000 | 897 |
| All other assets | $7,660,000 | 2,326 |
| Life insurance assets | $4,775,000 | 1,327 |
| Total liabilities and capital | $315,465,000 | 2,191 |
| Total liabilities | $285,741,000 | 2,172 |
| Total deposits | $230,423,000 | 2,355 |
| Interest-bearing deposits | $220,114,000 | 2,174 |
| Deposits held in domestic offices | $230,423,000 | 2,353 |
| % insured | 82.52% | 2,970 |
| Federal funds purchased & repurchase agreements | $48,588,000 | 414 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $4,500,000 | 4,020 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,230,000 | 2,187 |
| Total equity capital | $29,724,000 | 2,291 |
| Total bank equity capital | $29,724,000 | 2,290 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $792,000 | 3,294 |
| Surplus | $13,876,000 | 2,101 |
| Undivided profits | $15,056,000 | 2,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,203,000 | 4,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,897,000 | 1,839 |
| Earning assets | $292,352,000 | 2,169 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $306,788,670 | 2,220 |
| Average Assets, quarterly | $318,594,000 | 2,168 |
| Volatile liabilities | $80,520,000 | 1,871 |
| Insider loans | $6,413,000 | 1,230 |
| FHLB advances | $4,500,000 | 3,867 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $52,749,000 | 1,411 |
| Tier 1 (core) risk-based capital | $24,967,000 | 2,549 |
| Tier 2 risk-based capital | $2,469,000 | 2,229 |
| Total risk weighted assets | $210,536,000 | 2,319 |
| Total unused commitments | $52,749,000 | 1,412 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 83 | 2,014 |
| Assets and Liabilities | ||
| Total Assets: | $321,723,000 | 2,163 |
| Cash and due from depository institutions | $6,122,000 | 2,014 |
| Interest-bearing balances | $9,000 | 7,023 |
| Securities | $67,688,000 | 1,795 |
| Federal funds sold & reverse repurchase agreements | $33,928,000 | 317 |
| Net loans & leases | $195,523,000 | 2,387 |
| Loan loss allowance | $2,053,000 | 2,916 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,623,000 | 2,323 |
| Other real estate owned | $791,000 | 2,014 |
| Goodwill and other intangibles | $4,420,000 | 909 |
| All other assets | $7,628,000 | 2,326 |
| Life insurance assets | $4,753,000 | 1,327 |
| Total liabilities and capital | $321,723,000 | 2,163 |
| Total liabilities | $292,226,000 | 2,144 |
| Total deposits | $244,249,000 | 2,240 |
| Interest-bearing deposits | $231,942,000 | 2,071 |
| Deposits held in domestic offices | $244,249,000 | 2,238 |
| % insured | 78.97% | 4,066 |
| Federal funds purchased & repurchase agreements | $40,821,000 | 488 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $4,500,000 | 4,086 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,656,000 | 1,878 |
| Total equity capital | $29,497,000 | 2,323 |
| Total bank equity capital | $29,497,000 | 2,322 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $792,000 | 3,316 |
| Surplus | $13,876,000 | 2,095 |
| Undivided profits | $14,829,000 | 2,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $491,000 | 5,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,869,000 | 1,870 |
| Earning assets | $297,148,000 | 2,151 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $302,450,500 | 2,252 |
| Average Assets, quarterly | $302,450,500 | 2,252 |
| Volatile liabilities | $74,315,000 | 2,017 |
| Insider loans | $5,908,000 | 1,328 |
| FHLB advances | $4,500,000 | 3,945 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $55,140,000 | 1,422 |
| Tier 1 (core) risk-based capital | $24,703,000 | 2,580 |
| Tier 2 risk-based capital | $2,053,000 | 2,567 |
| Total risk weighted assets | $217,131,000 | 2,255 |
| Total unused commitments | $55,680,000 | 1,412 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 83 | 2,028 |
| Assets and Liabilities | ||
| Total Assets: | $283,178,000 | 2,388 |
| Cash and due from depository institutions | $10,531,000 | 2,028 |
| Interest-bearing balances | $16,000 | 6,672 |
| Securities | $45,369,000 | 2,517 |
| Federal funds sold & reverse repurchase agreements | $6,178,000 | 1,564 |
| Net loans & leases | $202,406,000 | 2,325 |
| Loan loss allowance | $2,154,000 | 2,749 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,687,000 | 2,308 |
| Other real estate owned | $955,000 | 2,028 |
| Goodwill and other intangibles | $4,422,000 | 926 |
| All other assets | $7,630,000 | 2,345 |
| Life insurance assets | $4,724,000 | 1,331 |
| Total liabilities and capital | $283,178,000 | 2,388 |
| Total liabilities | $253,047,000 | 2,394 |
| Total deposits | $221,109,000 | 2,395 |
| Interest-bearing deposits | $207,112,000 | 2,239 |
| Deposits held in domestic offices | $221,109,000 | 2,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,122,000 | 703 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $4,500,000 | 4,302 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,316,000 | 2,046 |
| Total equity capital | $30,131,000 | 2,253 |
| Total bank equity capital | $30,131,000 | 2,253 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $792,000 | 3,340 |
| Surplus | $13,876,000 | 2,075 |
| Undivided profits | $15,463,000 | 2,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $636,000 | 5,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,821,000 | 2,071 |
| Earning assets | $253,969,000 | 2,416 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $283,553,600 | 2,295 |
| Average Assets, quarterly | $279,163,000 | 2,384 |
| Volatile liabilities | $53,550,000 | 2,588 |
| Insider loans | $6,860,000 | 1,166 |
| FHLB advances | $4,500,000 | 4,180 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $49,155,000 | 1,592 |
| Tier 1 (core) risk-based capital | $25,371,000 | 2,504 |
| Tier 2 risk-based capital | $2,154,000 | 2,448 |
| Total risk weighted assets | $206,786,000 | 2,363 |
| Total unused commitments | $51,943,000 | 1,521 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 169 | 959 |
| Assets and Liabilities | ||
| Total Assets: | $275,148,000 | 2,411 |
| Cash and due from depository institutions | $6,961,000 | 959 |
| Interest-bearing balances | $26,000 | 6,107 |
| Securities | $37,940,000 | 2,860 |
| Federal funds sold & reverse repurchase agreements | $7,412,000 | 1,624 |
| Net loans & leases | $194,139,000 | 2,413 |
| Loan loss allowance | $2,126,000 | 2,601 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,267,000 | 1,805 |
| Other real estate owned | $1,536,000 | 959 |
| Goodwill and other intangibles | $8,633,000 | 693 |
| All other assets | $11,260,000 | 1,714 |
| Life insurance assets | $4,678,000 | 1,328 |
| Total liabilities and capital | $275,148,000 | 2,411 |
| Total liabilities | $242,578,000 | 2,453 |
| Total deposits | $212,011,000 | 2,457 |
| Interest-bearing deposits | $202,997,000 | 2,244 |
| Deposits held in domestic offices | $212,011,000 | 2,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,457,000 | 825 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $5,100,000 | 4,109 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,010,000 | 1,345 |
| Total equity capital | $32,570,000 | 2,089 |
| Total bank equity capital | $32,570,000 | 2,089 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $792,000 | 3,372 |
| Surplus | $15,263,000 | 1,905 |
| Undivided profits | $16,515,000 | 2,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $665,000 | 4,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,048,000 | 1,919 |
| Earning assets | $239,517,000 | 2,522 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $283,647,500 | 2,308 |
| Average Assets, quarterly | $277,533,500 | 2,380 |
| Volatile liabilities | $48,387,000 | 2,739 |
| Insider loans | $5,635,000 | 1,413 |
| FHLB advances | $4,500,000 | 4,170 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $46,739,000 | 1,770 |
| Tier 1 (core) risk-based capital | $23,645,000 | 2,711 |
| Tier 2 risk-based capital | $2,126,000 | 2,409 |
| Total risk weighted assets | $203,237,000 | 2,391 |
| Total unused commitments | $46,739,000 | 1,772 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 171 | 968 |
| Assets and Liabilities | ||
| Total Assets: | $279,919,000 | 2,366 |
| Cash and due from depository institutions | $8,798,000 | 968 |
| Interest-bearing balances | $30,000 | 5,963 |
| Securities | $41,929,000 | 2,672 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,225 |
| Net loans & leases | $190,476,000 | 2,428 |
| Loan loss allowance | $2,100,000 | 2,561 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,294,000 | 1,785 |
| Other real estate owned | $732,000 | 968 |
| Goodwill and other intangibles | $8,638,000 | 707 |
| All other assets | $12,052,000 | 1,581 |
| Life insurance assets | $4,628,000 | 1,336 |
| Total liabilities and capital | $279,919,000 | 2,366 |
| Total liabilities | $248,127,000 | 2,397 |
| Total deposits | $205,311,000 | 2,540 |
| Interest-bearing deposits | $204,122,000 | 2,221 |
| Deposits held in domestic offices | $205,311,000 | 2,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,559,000 | 761 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $10,300,000 | 3,051 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,957,000 | 1,133 |
| Total equity capital | $31,792,000 | 2,157 |
| Total bank equity capital | $31,792,000 | 2,157 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $792,000 | 3,400 |
| Surplus | $15,263,000 | 1,889 |
| Undivided profits | $15,737,000 | 2,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,515,000 | 3,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,880,000 | 2,045 |
| Earning assets | $242,435,000 | 2,483 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $286,480,670 | 2,284 |
| Average Assets, quarterly | $283,429,500 | 2,328 |
| Volatile liabilities | $59,216,000 | 2,325 |
| Insider loans | $5,800,000 | 1,387 |
| FHLB advances | $9,700,000 | 3,076 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $43,054,000 | 1,966 |
| Tier 1 (core) risk-based capital | $22,941,000 | 2,787 |
| Tier 2 risk-based capital | $2,100,000 | 2,393 |
| Total risk weighted assets | $198,687,000 | 2,432 |
| Total unused commitments | $43,054,000 | 1,966 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 186 | 869 |
| Assets and Liabilities | ||
| Total Assets: | $286,940,000 | 2,314 |
| Cash and due from depository institutions | $8,431,000 | 869 |
| Interest-bearing balances | $20,000 | 6,150 |
| Securities | $46,029,000 | 2,474 |
| Federal funds sold & reverse repurchase agreements | $19,462,000 | 839 |
| Net loans & leases | $185,575,000 | 2,434 |
| Loan loss allowance | $2,074,000 | 2,529 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,327,000 | 1,767 |
| Other real estate owned | $758,000 | 869 |
| Goodwill and other intangibles | $8,646,000 | 723 |
| All other assets | $10,712,000 | 1,685 |
| Life insurance assets | $4,577,000 | 1,344 |
| Total liabilities and capital | $286,940,000 | 2,314 |
| Total liabilities | $255,623,000 | 2,329 |
| Total deposits | $224,221,000 | 2,337 |
| Interest-bearing deposits | $183,480,000 | 2,469 |
| Deposits held in domestic offices | $224,221,000 | 2,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,536,000 | 851 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $5,100,000 | 3,710 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,766,000 | 1,253 |
| Total equity capital | $31,317,000 | 2,246 |
| Total bank equity capital | $31,317,000 | 2,246 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $792,000 | 3,413 |
| Surplus | $15,263,000 | 1,867 |
| Undivided profits | $15,262,000 | 2,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $602,000 | 4,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,996,000 | 1,960 |
| Earning assets | $251,086,000 | 2,409 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $289,761,500 | 2,275 |
| Average Assets, quarterly | $289,761,500 | 2,275 |
| Volatile liabilities | $54,350,000 | 2,457 |
| Insider loans | $4,099,000 | 1,855 |
| FHLB advances | $4,500,000 | 3,805 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $43,374,000 | 1,991 |
| Tier 1 (core) risk-based capital | $21,914,000 | 2,907 |
| Tier 2 risk-based capital | $2,074,000 | 2,369 |
| Total risk weighted assets | $195,562,000 | 2,430 |
| Total unused commitments | $43,374,000 | 1,992 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 177 | 937 |
| Assets and Liabilities | ||
| Total Assets: | $292,583,000 | 2,268 |
| Cash and due from depository institutions | $30,434,000 | 937 |
| Interest-bearing balances | $19,967,000 | 299 |
| Securities | $45,699,000 | 2,481 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $188,935,000 | 2,378 |
| Loan loss allowance | $2,052,000 | 2,501 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,386,000 | 1,737 |
| Other real estate owned | $913,000 | 937 |
| Goodwill and other intangibles | $8,654,000 | 715 |
| All other assets | $10,562,000 | 1,713 |
| Life insurance assets | $4,525,000 | 1,338 |
| Total liabilities and capital | $292,583,000 | 2,268 |
| Total liabilities | $261,646,000 | 2,263 |
| Total deposits | $231,517,000 | 2,248 |
| Interest-bearing deposits | $183,456,000 | 2,430 |
| Deposits held in domestic offices | $231,517,000 | 2,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,398,000 | 872 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,100,000 | 3,545 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,631,000 | 1,278 |
| Total equity capital | $30,937,000 | 2,260 |
| Total bank equity capital | $30,937,000 | 2,260 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $792,000 | 3,422 |
| Surplus | $15,263,000 | 1,842 |
| Undivided profits | $14,882,000 | 2,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $335,000 | 5,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,121,000 | 1,996 |
| Earning assets | $254,601,000 | 2,348 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $292,746,000 | 2,199 |
| Average Assets, quarterly | $293,865,500 | 2,247 |
| Volatile liabilities | $55,857,000 | 2,378 |
| Insider loans | $4,372,000 | 1,732 |
| FHLB advances | $4,500,000 | 3,613 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $41,717,000 | 2,052 |
| Tier 1 (core) risk-based capital | $21,869,000 | 2,896 |
| Tier 2 risk-based capital | $2,052,000 | 2,350 |
| Total risk weighted assets | $198,844,000 | 2,372 |
| Total unused commitments | $41,717,000 | 2,053 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 155 | 1,086 |
| Assets and Liabilities | ||
| Total Assets: | $237,937,000 | 2,647 |
| Cash and due from depository institutions | $7,712,000 | 1,086 |
| Interest-bearing balances | $22,000 | 5,859 |
| Securities | $33,457,000 | 3,189 |
| Federal funds sold & reverse repurchase agreements | $9,400,000 | 1,567 |
| Net loans & leases | $166,282,000 | 2,598 |
| Loan loss allowance | $1,698,000 | 2,865 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,342,000 | 1,984 |
| Other real estate owned | $471,000 | 1,086 |
| Goodwill and other intangibles | $4,307,000 | 990 |
| All other assets | $9,966,000 | 1,776 |
| Life insurance assets | $3,632,000 | 1,545 |
| Total liabilities and capital | $237,937,000 | 2,647 |
| Total liabilities | $215,669,000 | 2,617 |
| Total deposits | $186,380,000 | 2,719 |
| Interest-bearing deposits | $148,461,000 | 2,903 |
| Deposits held in domestic offices | $186,380,000 | 2,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,831,000 | 825 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,100,000 | 3,430 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,358,000 | 1,628 |
| Total equity capital | $22,268,000 | 2,978 |
| Total bank equity capital | $22,268,000 | 2,978 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $792,000 | 3,407 |
| Surplus | $8,258,000 | 2,913 |
| Undivided profits | $13,218,000 | 2,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,386,000 | 2,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,096,000 | 2,178 |
| Earning assets | $209,161,000 | 2,739 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $236,277,250 | 2,606 |
| Average Assets, quarterly | $235,771,500 | 2,647 |
| Volatile liabilities | $52,014,000 | 2,484 |
| Insider loans | $1,211,000 | 3,963 |
| FHLB advances | $4,500,000 | 3,494 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $31,193,000 | 2,554 |
| Tier 1 (core) risk-based capital | $17,889,000 | 3,487 |
| Tier 2 risk-based capital | $1,698,000 | 2,743 |
| Total risk weighted assets | $170,755,000 | 2,670 |
| Total unused commitments | $31,193,000 | 2,554 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 148 | 1,161 |
| Assets and Liabilities | ||
| Total Assets: | $233,606,000 | 2,694 |
| Cash and due from depository institutions | $6,326,000 | 1,161 |
| Interest-bearing balances | $7,000 | 6,323 |
| Securities | $31,887,000 | 3,289 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 3,709 |
| Net loans & leases | $171,168,000 | 2,540 |
| Loan loss allowance | $1,651,000 | 2,919 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,445,000 | 1,944 |
| Other real estate owned | $471,000 | 1,161 |
| Goodwill and other intangibles | $4,183,000 | 1,005 |
| All other assets | $10,326,000 | 1,725 |
| Life insurance assets | $3,602,000 | 1,549 |
| Total liabilities and capital | $233,606,000 | 2,694 |
| Total liabilities | $212,382,000 | 2,661 |
| Total deposits | $184,142,000 | 2,781 |
| Interest-bearing deposits | $143,800,000 | 3,011 |
| Deposits held in domestic offices | $184,142,000 | 2,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,776,000 | 846 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,100,000 | 3,336 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,364,000 | 1,579 |
| Total equity capital | $21,224,000 | 3,057 |
| Total bank equity capital | $21,224,000 | 3,057 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $792,000 | 3,417 |
| Surplus | $8,258,000 | 2,907 |
| Undivided profits | $12,174,000 | 2,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,426,000 | 2,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,151,000 | 1,948 |
| Earning assets | $205,862,000 | 2,781 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $235,724,000 | 2,644 |
| Average Assets, quarterly | $235,716,500 | 2,664 |
| Volatile liabilities | $51,280,000 | 2,474 |
| Insider loans | $1,171,000 | 4,024 |
| FHLB advances | $4,500,000 | 3,409 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $31,260,000 | 2,577 |
| Tier 1 (core) risk-based capital | $17,275,000 | 3,585 |
| Tier 2 risk-based capital | $1,651,000 | 2,798 |
| Total risk weighted assets | $175,928,000 | 2,582 |
| Total unused commitments | $31,260,000 | 2,577 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 143 | 1,194 |
| Assets and Liabilities | ||
| Total Assets: | $237,827,000 | 2,665 |
| Cash and due from depository institutions | $5,554,000 | 1,194 |
| Interest-bearing balances | $28,000 | 5,817 |
| Securities | $32,905,000 | 3,226 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 5,155 |
| Net loans & leases | $177,059,000 | 2,452 |
| Loan loss allowance | $1,850,000 | 2,667 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,461,000 | 1,907 |
| Other real estate owned | $210,000 | 1,194 |
| Goodwill and other intangibles | $4,096,000 | 995 |
| All other assets | $9,692,000 | 1,766 |
| Life insurance assets | $3,544,000 | 1,551 |
| Total liabilities and capital | $237,827,000 | 2,665 |
| Total liabilities | $216,994,000 | 2,616 |
| Total deposits | $182,141,000 | 2,804 |
| Interest-bearing deposits | $148,281,000 | 2,923 |
| Deposits held in domestic offices | $182,141,000 | 2,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,380,000 | 673 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $5,100,000 | 3,271 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,373,000 | 1,614 |
| Total equity capital | $20,833,000 | 3,119 |
| Total bank equity capital | $20,833,000 | 3,119 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $792,000 | 3,414 |
| Surplus | $8,258,000 | 2,861 |
| Undivided profits | $11,783,000 | 2,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,262,000 | 2,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,010,000 | 2,022 |
| Earning assets | $211,842,000 | 2,735 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $236,783,000 | 2,656 |
| Average Assets, quarterly | $236,783,000 | 2,656 |
| Volatile liabilities | $59,425,000 | 2,169 |
| Insider loans | $1,281,000 | 3,817 |
| FHLB advances | $4,500,000 | 3,345 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $41,464,000 | 2,109 |
| Tier 1 (core) risk-based capital | $16,814,000 | 3,645 |
| Tier 2 risk-based capital | $1,850,000 | 2,537 |
| Total risk weighted assets | $179,959,000 | 2,510 |
| Total unused commitments | $41,464,000 | 2,109 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 225 | 716 |
| Assets and Liabilities | ||
| Total Assets: | $235,739,000 | 2,668 |
| Cash and due from depository institutions | $9,308,000 | 716 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $33,341,000 | 3,211 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 4,641 |
| Net loans & leases | $170,676,000 | 2,499 |
| Loan loss allowance | $1,898,000 | 2,591 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,510,000 | 1,867 |
| Other real estate owned | $260,000 | 716 |
| Goodwill and other intangibles | $3,862,000 | 1,018 |
| All other assets | $10,032,000 | 1,736 |
| Life insurance assets | $3,544,000 | 1,521 |
| Total liabilities and capital | $235,739,000 | 2,668 |
| Total liabilities | $215,271,000 | 2,627 |
| Total deposits | $176,581,000 | 2,864 |
| Interest-bearing deposits | $137,706,000 | 3,081 |
| Deposits held in domestic offices | $176,581,000 | 2,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,652,000 | 804 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,100,000 | 2,013 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,938,000 | 1,768 |
| Total equity capital | $20,468,000 | 3,117 |
| Total bank equity capital | $20,468,000 | 3,117 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $792,000 | 3,416 |
| Surplus | $8,262,000 | 2,806 |
| Undivided profits | $11,414,000 | 2,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,079,000 | 765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,368,000 | 1,742 |
| Earning assets | $205,767,000 | 2,777 |
| Long-term assets (5+ years) | $20,319,000 | 3,352 |
| Average Assets, year-to-date | $225,288,000 | 2,681 |
| Average Assets, quarterly | $232,965,000 | 2,673 |
| Volatile liabilities | $55,219,000 | 2,463 |
| Insider loans | $1,009,000 | 4,249 |
| FHLB advances | $14,500,000 | 1,973 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $40,064,000 | 2,116 |
| Tier 1 (core) risk-based capital | $16,739,000 | 3,588 |
| Tier 2 risk-based capital | $1,898,000 | 2,471 |
| Total risk weighted assets | $181,757,000 | 2,472 |
| Total unused commitments | $40,064,000 | 2,116 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 225 | 722 |
| Assets and Liabilities | ||
| Total Assets: | $230,191,000 | 2,710 |
| Cash and due from depository institutions | $5,775,000 | 722 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $33,210,000 | 3,278 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 4,912 |
| Net loans & leases | $169,060,000 | 2,526 |
| Loan loss allowance | $1,875,000 | 2,614 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,520,000 | 1,823 |
| Other real estate owned | $260,000 | 722 |
| Goodwill and other intangibles | $3,710,000 | 1,036 |
| All other assets | $10,856,000 | 1,609 |
| Life insurance assets | $3,499,000 | 1,491 |
| Total liabilities and capital | $230,191,000 | 2,710 |
| Total liabilities | $210,460,000 | 2,653 |
| Total deposits | $156,205,000 | 3,130 |
| Interest-bearing deposits | $122,673,000 | 3,336 |
| Deposits held in domestic offices | $156,205,000 | 3,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,434,000 | 617 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $20,100,000 | 1,769 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,721,000 | 1,866 |
| Total equity capital | $19,731,000 | 3,194 |
| Total bank equity capital | $19,731,000 | 3,194 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $792,000 | 3,439 |
| Surplus | $8,262,000 | 2,783 |
| Undivided profits | $10,677,000 | 2,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,676,000 | 841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,273,000 | 1,812 |
| Earning assets | $203,070,000 | 2,796 |
| Long-term assets (5+ years) | $16,409,000 | 3,726 |
| Average Assets, year-to-date | $222,675,250 | 2,718 |
| Average Assets, quarterly | $231,349,000 | 2,674 |
| Volatile liabilities | $62,378,000 | 2,220 |
| Insider loans | $940,000 | 4,369 |
| FHLB advances | $19,500,000 | 1,720 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $34,399,000 | 2,380 |
| Tier 1 (core) risk-based capital | $16,198,000 | 3,678 |
| Tier 2 risk-based capital | $1,875,000 | 2,498 |
| Total risk weighted assets | $174,899,000 | 2,534 |
| Total unused commitments | $34,399,000 | 2,381 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 225 | 729 |
| Assets and Liabilities | ||
| Total Assets: | $232,507,000 | 2,675 |
| Cash and due from depository institutions | $8,261,000 | 729 |
| Interest-bearing balances | $8,261,000 | 643 |
| Securities | $33,040,000 | 3,271 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 2,741 |
| Net loans & leases | $166,895,000 | 2,534 |
| Loan loss allowance | $1,916,000 | 2,547 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,441,000 | 1,801 |
| Other real estate owned | $272,000 | 729 |
| Goodwill and other intangibles | $3,372,000 | 1,064 |
| All other assets | $10,626,000 | 1,629 |
| Life insurance assets | $3,463,000 | 1,469 |
| Total liabilities and capital | $232,507,000 | 2,675 |
| Total liabilities | $213,760,000 | 2,610 |
| Total deposits | $158,974,000 | 3,076 |
| Interest-bearing deposits | $125,274,000 | 3,231 |
| Deposits held in domestic offices | $158,974,000 | 3,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,920,000 | 627 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $20,100,000 | 1,777 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,766,000 | 1,696 |
| Total equity capital | $18,747,000 | 3,232 |
| Total bank equity capital | $18,747,000 | 3,232 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $792,000 | 3,434 |
| Surplus | $8,262,000 | 2,721 |
| Undivided profits | $9,693,000 | 3,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,937,000 | 683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,997,000 | 1,850 |
| Earning assets | $211,796,000 | 2,675 |
| Long-term assets (5+ years) | $17,367,000 | 3,597 |
| Average Assets, year-to-date | $220,170,000 | 2,750 |
| Average Assets, quarterly | $224,914,000 | 2,727 |
| Volatile liabilities | $65,682,000 | 2,099 |
| Insider loans | $1,111,000 | 4,038 |
| FHLB advances | $19,500,000 | 1,705 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $35,278,000 | 2,340 |
| Tier 1 (core) risk-based capital | $15,820,000 | 3,697 |
| Tier 2 risk-based capital | $1,917,000 | 2,419 |
| Total risk weighted assets | $172,776,000 | 2,532 |
| Total unused commitments | $35,278,000 | 2,340 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 225 | 714 |
| Assets and Liabilities | ||
| Total Assets: | $217,321,000 | 2,800 |
| Cash and due from depository institutions | $5,617,000 | 714 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $28,790,000 | 3,659 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,607 |
| Net loans & leases | $160,803,000 | 2,562 |
| Loan loss allowance | $1,913,000 | 2,510 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,411,000 | 1,781 |
| Other real estate owned | $260,000 | 714 |
| Goodwill and other intangibles | $3,349,000 | 1,045 |
| All other assets | $9,091,000 | 1,813 |
| Life insurance assets | $3,427,000 | 1,439 |
| Total liabilities and capital | $217,321,000 | 2,800 |
| Total liabilities | $199,727,000 | 2,746 |
| Total deposits | $155,141,000 | 3,112 |
| Interest-bearing deposits | $123,869,000 | 3,247 |
| Deposits held in domestic offices | $155,141,000 | 3,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,064,000 | 734 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,100,000 | 1,717 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,422,000 | 1,890 |
| Total equity capital | $17,594,000 | 3,377 |
| Total bank equity capital | $17,594,000 | 3,377 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $792,000 | 3,422 |
| Surplus | $7,262,000 | 2,919 |
| Undivided profits | $9,540,000 | 3,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,976,000 | 671 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,672,000 | 2,135 |
| Earning assets | $192,593,000 | 2,884 |
| Long-term assets (5+ years) | $17,183,000 | 3,585 |
| Average Assets, year-to-date | $214,001,500 | 2,813 |
| Average Assets, quarterly | $214,001,500 | 2,813 |
| Volatile liabilities | $51,131,000 | 2,439 |
| Insider loans | $719,000 | 4,817 |
| FHLB advances | $19,500,000 | 1,670 |
| Loans and leases held for sale | $50,000 | 1,676 |
| Unused loan commitments | $26,156,000 | 2,836 |
| Tier 1 (core) risk-based capital | $14,587,000 | 3,906 |
| Tier 2 risk-based capital | $1,913,000 | 2,396 |
| Total risk weighted assets | $164,740,000 | 2,591 |
| Total unused commitments | $26,156,000 | 2,838 |
| Derivatives | $50,000 | 980 |
| 2005-12-31 | Rank | |
| # of Employees: | 113 | 1,519 |
| Assets and Liabilities | ||
| Total Assets: | $210,682,000 | 2,853 |
| Cash and due from depository institutions | $6,907,000 | 1,519 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $31,444,000 | 3,435 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 5,270 |
| Net loans & leases | $152,349,000 | 2,655 |
| Loan loss allowance | $1,906,000 | 2,479 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,329,000 | 1,770 |
| Other real estate owned | $210,000 | 1,519 |
| Goodwill and other intangibles | $3,400,000 | 1,019 |
| All other assets | $9,443,000 | 1,755 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $210,682,000 | 2,853 |
| Total liabilities | $192,445,000 | 2,816 |
| Total deposits | $159,505,000 | 3,017 |
| Interest-bearing deposits | $124,311,000 | 3,200 |
| Deposits held in domestic offices | $159,505,000 | 3,013 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $191,000 | 3,357 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,100,000 | 1,340 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,649,000 | 1,707 |
| Total equity capital | $18,237,000 | 3,251 |
| Total bank equity capital | $18,237,000 | 3,251 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $792,000 | 3,433 |
| Surplus | $7,261,000 | 2,886 |
| Undivided profits | $10,184,000 | 2,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $906,000 | 2,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,769,000 | 2,003 |
| Earning assets | $184,393,000 | 2,951 |
| Long-term assets (5+ years) | $19,415,000 | 3,356 |
| Average Assets, year-to-date | $221,482,000 | 2,655 |
| Average Assets, quarterly | $216,334,500 | 2,763 |
| Volatile liabilities | $39,886,000 | 2,884 |
| Insider loans | $1,051,000 | 4,094 |
| FHLB advances | $29,500,000 | 1,270 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $27,920,000 | 2,651 |
| Tier 1 (core) risk-based capital | $15,140,000 | 3,723 |
| Tier 2 risk-based capital | $1,906,000 | 2,376 |
| Total risk weighted assets | $156,044,000 | 2,692 |
| Total unused commitments | $27,920,000 | 2,651 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 143 | 1,177 |
| Assets and Liabilities | ||
| Total Assets: | $221,987,000 | 2,702 |
| Cash and due from depository institutions | $8,254,000 | 1,177 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $34,113,000 | 3,190 |
| Federal funds sold & reverse repurchase agreements | $7,600,000 | 1,645 |
| Net loans & leases | $151,443,000 | 2,635 |
| Loan loss allowance | $1,891,000 | 2,491 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,315,000 | 1,740 |
| Other real estate owned | $215,000 | 1,177 |
| Goodwill and other intangibles | $3,237,000 | 1,013 |
| All other assets | $10,810,000 | 1,522 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $221,987,000 | 2,702 |
| Total liabilities | $203,337,000 | 2,650 |
| Total deposits | $160,329,000 | 2,962 |
| Interest-bearing deposits | $124,915,000 | 3,136 |
| Deposits held in domestic offices | $160,329,000 | 2,958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,361,000 | 1,112 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $30,100,000 | 1,324 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,547,000 | 1,714 |
| Total equity capital | $18,650,000 | 3,149 |
| Total bank equity capital | $18,650,000 | 3,149 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $792,000 | 3,417 |
| Surplus | $6,946,000 | 2,934 |
| Undivided profits | $10,912,000 | 2,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $678,000 | 3,166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,758,000 | 1,935 |
| Earning assets | $193,156,000 | 2,814 |
| Long-term assets (5+ years) | $21,387,000 | 3,184 |
| Average Assets, year-to-date | $224,182,000 | 2,612 |
| Average Assets, quarterly | $225,360,000 | 2,644 |
| Volatile liabilities | $49,974,000 | 2,390 |
| Insider loans | $1,471,000 | 3,380 |
| FHLB advances | $29,500,000 | 1,259 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $23,040,000 | 2,990 |
| Tier 1 (core) risk-based capital | $15,662,000 | 3,566 |
| Tier 2 risk-based capital | $1,891,000 | 2,373 |
| Total risk weighted assets | $160,306,000 | 2,586 |
| Total unused commitments | $23,040,000 | 2,992 |
| Derivatives | $432,000 | 822 |
| 2005-06-30 | Rank | |
| # of Employees: | 142 | 1,175 |
| Assets and Liabilities | ||
| Total Assets: | $228,733,000 | 2,598 |
| Cash and due from depository institutions | $5,940,000 | 1,175 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $36,244,000 | 3,090 |
| Federal funds sold & reverse repurchase agreements | $23,000,000 | 536 |
| Net loans & leases | $143,012,000 | 2,699 |
| Loan loss allowance | $1,862,000 | 2,493 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,403,000 | 1,674 |
| Other real estate owned | $215,000 | 1,175 |
| Goodwill and other intangibles | $2,343,000 | 1,166 |
| All other assets | $11,576,000 | 1,388 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $228,733,000 | 2,598 |
| Total liabilities | $210,424,000 | 2,535 |
| Total deposits | $159,993,000 | 2,901 |
| Interest-bearing deposits | $126,535,000 | 3,046 |
| Deposits held in domestic offices | $159,993,000 | 2,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,467,000 | 719 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,436,000 | 1,508 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,528,000 | 1,624 |
| Total equity capital | $18,309,000 | 3,157 |
| Total bank equity capital | $18,309,000 | 3,157 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $792,000 | 3,403 |
| Surplus | $6,946,000 | 2,882 |
| Undivided profits | $10,571,000 | 2,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,129,000 | 2,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,611,000 | 1,915 |
| Earning assets | $202,256,000 | 2,669 |
| Long-term assets (5+ years) | $22,811,000 | 3,084 |
| Average Assets, year-to-date | $224,913,670 | 2,588 |
| Average Assets, quarterly | $232,650,000 | 2,527 |
| Volatile liabilities | $58,498,000 | 2,008 |
| Insider loans | $1,582,000 | 3,224 |
| FHLB advances | $24,836,000 | 1,456 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $18,371,000 | 3,369 |
| Tier 1 (core) risk-based capital | $16,163,000 | 3,395 |
| Tier 2 risk-based capital | $1,862,000 | 2,367 |
| Total risk weighted assets | $156,628,000 | 2,573 |
| Total unused commitments | $18,371,000 | 3,370 |
| Derivatives | $1,077,000 | 699 |
| 2005-03-31 | Rank | |
| # of Employees: | 142 | 1,164 |
| Assets and Liabilities | ||
| Total Assets: | $236,567,000 | 2,492 |
| Cash and due from depository institutions | $7,459,000 | 1,164 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $37,825,000 | 3,026 |
| Federal funds sold & reverse repurchase agreements | $8,100,000 | 1,515 |
| Net loans & leases | $163,433,000 | 2,377 |
| Loan loss allowance | $1,856,000 | 2,466 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,536,000 | 1,609 |
| Other real estate owned | $238,000 | 1,164 |
| Goodwill and other intangibles | $2,333,000 | 1,154 |
| All other assets | $10,643,000 | 1,484 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $236,567,000 | 2,492 |
| Total liabilities | $218,432,000 | 2,432 |
| Total deposits | $176,467,000 | 2,667 |
| Interest-bearing deposits | $132,863,000 | 2,927 |
| Deposits held in domestic offices | $176,467,000 | 2,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,373,000 | 558 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,444,000 | 3,408 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,148,000 | 1,860 |
| Total equity capital | $18,135,000 | 3,105 |
| Total bank equity capital | $18,135,000 | 3,105 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $792,000 | 3,414 |
| Surplus | $6,946,000 | 2,841 |
| Undivided profits | $10,397,000 | 2,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $764,000 | 2,864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,515,000 | 2,002 |
| Earning assets | $209,358,000 | 2,575 |
| Long-term assets (5+ years) | $26,523,000 | 2,879 |
| Average Assets, year-to-date | $223,004,000 | 2,612 |
| Average Assets, quarterly | $223,004,000 | 2,612 |
| Volatile liabilities | $50,560,000 | 2,157 |
| Insider loans | $1,727,000 | 3,060 |
| FHLB advances | $4,844,000 | 3,490 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $21,735,000 | 2,959 |
| Tier 1 (core) risk-based capital | $16,089,000 | 3,370 |
| Tier 2 risk-based capital | $1,856,000 | 2,338 |
| Total risk weighted assets | $175,393,000 | 2,300 |
| Total unused commitments | $21,735,000 | 2,963 |
| Derivatives | $570,000 | 698 |
| 2004-12-31 | Rank | |
| # of Employees: | 117 | 1,469 |
| Assets and Liabilities | ||
| Total Assets: | $209,441,000 | 2,775 |
| Cash and due from depository institutions | $8,001,000 | 1,469 |
| Interest-bearing balances | $387,000 | 3,740 |
| Securities | $39,775,000 | 2,911 |
| Federal funds sold & reverse repurchase agreements | $4,550,000 | 2,413 |
| Net loans & leases | $139,239,000 | 2,689 |
| Loan loss allowance | $1,847,000 | 2,476 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,471,000 | 1,599 |
| Other real estate owned | $353,000 | 1,469 |
| Goodwill and other intangibles | $2,319,000 | 1,150 |
| All other assets | $8,733,000 | 1,734 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $209,441,000 | 2,775 |
| Total liabilities | $191,741,000 | 2,712 |
| Total deposits | $169,150,000 | 2,753 |
| Interest-bearing deposits | $132,171,000 | 2,932 |
| Deposits held in domestic offices | $169,150,000 | 2,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,615,000 | 919 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,451,000 | 3,455 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,525,000 | 1,578 |
| Total equity capital | $17,700,000 | 3,175 |
| Total bank equity capital | $17,700,000 | 3,175 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $792,000 | 3,414 |
| Surplus | $6,946,000 | 2,790 |
| Undivided profits | $9,962,000 | 3,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,171,000 | 2,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,607,000 | 1,829 |
| Earning assets | $183,951,000 | 2,867 |
| Long-term assets (5+ years) | $24,179,000 | 3,108 |
| Average Assets, year-to-date | $200,073,000 | 2,768 |
| Average Assets, quarterly | $205,734,000 | 2,781 |
| Volatile liabilities | $29,724,000 | 3,155 |
| Insider loans | $1,496,000 | 3,332 |
| FHLB advances | $4,851,000 | 3,505 |
| Loans and leases held for sale | $53,000 | 1,715 |
| Unused loan commitments | $17,497,000 | 3,272 |
| Tier 1 (core) risk-based capital | $15,415,000 | 3,442 |
| Tier 2 risk-based capital | $1,847,000 | 2,346 |
| Total risk weighted assets | $149,398,000 | 2,625 |
| Total unused commitments | $17,497,000 | 3,274 |
| Derivatives | $255,000 | 723 |
| 2004-09-30 | Rank | |
| # of Employees: | 117 | 1,469 |
| Assets and Liabilities | ||
| Total Assets: | $202,027,000 | 2,826 |
| Cash and due from depository institutions | $7,341,000 | 1,469 |
| Interest-bearing balances | $386,000 | 3,778 |
| Securities | $43,078,000 | 2,721 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 3,530 |
| Net loans & leases | $135,135,000 | 2,720 |
| Loan loss allowance | $1,830,000 | 2,479 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,255,000 | 1,616 |
| Other real estate owned | $388,000 | 1,469 |
| Goodwill and other intangibles | $2,314,000 | 1,123 |
| All other assets | $5,416,000 | 2,461 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $202,027,000 | 2,826 |
| Total liabilities | $184,594,000 | 2,772 |
| Total deposits | $158,090,000 | 2,870 |
| Interest-bearing deposits | $126,134,000 | 3,014 |
| Deposits held in domestic offices | $158,090,000 | 2,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,969,000 | 904 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $9,459,000 | 2,677 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,076,000 | 1,864 |
| Total equity capital | $17,433,000 | 3,212 |
| Total bank equity capital | $17,433,000 | 3,212 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $792,000 | 3,423 |
| Surplus | $6,946,000 | 2,752 |
| Undivided profits | $9,695,000 | 3,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $467,000 | 4,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,681,000 | 1,796 |
| Earning assets | $180,699,000 | 2,888 |
| Long-term assets (5+ years) | $26,564,000 | 2,965 |
| Average Assets, year-to-date | $197,731,000 | 2,790 |
| Average Assets, quarterly | $200,803,500 | 2,805 |
| Volatile liabilities | $36,853,000 | 2,652 |
| Insider loans | $2,412,000 | 2,362 |
| FHLB advances | $8,859,000 | 2,644 |
| Loans and leases held for sale | $320,000 | 1,343 |
| Unused loan commitments | $14,968,000 | 3,587 |
| Tier 1 (core) risk-based capital | $14,991,000 | 3,507 |
| Tier 2 risk-based capital | $1,780,000 | 2,390 |
| Total risk weighted assets | $142,737,000 | 2,698 |
| Total unused commitments | $14,968,000 | 3,589 |
| Derivatives | $397,000 | 696 |
| 2004-06-30 | Rank | |
| # of Employees: | 117 | 1,471 |
| Assets and Liabilities | ||
| Total Assets: | $199,580,000 | 2,822 |
| Cash and due from depository institutions | $6,201,000 | 1,471 |
| Interest-bearing balances | $677,000 | 3,255 |
| Securities | $48,759,000 | 2,502 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $130,612,000 | 2,761 |
| Loan loss allowance | $1,818,000 | 2,479 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,342,000 | 1,574 |
| Other real estate owned | $344,000 | 1,471 |
| Goodwill and other intangibles | $1,996,000 | 1,192 |
| All other assets | $5,326,000 | 2,506 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $199,580,000 | 2,822 |
| Total liabilities | $183,515,000 | 2,765 |
| Total deposits | $155,718,000 | 2,896 |
| Interest-bearing deposits | $125,998,000 | 3,002 |
| Deposits held in domestic offices | $155,718,000 | 2,892 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,132,000 | 865 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,466,000 | 2,664 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,199,000 | 1,638 |
| Total equity capital | $16,065,000 | 3,324 |
| Total bank equity capital | $16,065,000 | 3,324 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $792,000 | 3,442 |
| Surplus | $6,646,000 | 2,828 |
| Undivided profits | $8,627,000 | 3,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $363,000 | 4,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,591,000 | 1,761 |
| Earning assets | $180,048,000 | 2,861 |
| Long-term assets (5+ years) | $27,402,000 | 3,001 |
| Average Assets, year-to-date | $196,299,000 | 2,810 |
| Average Assets, quarterly | $195,991,000 | 2,836 |
| Volatile liabilities | $34,418,000 | 2,728 |
| Insider loans | $1,501,000 | 3,244 |
| FHLB advances | $8,866,000 | 2,622 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $12,207,000 | 4,003 |
| Tier 1 (core) risk-based capital | $14,351,000 | 3,607 |
| Tier 2 risk-based capital | $1,789,000 | 2,357 |
| Total risk weighted assets | $143,113,000 | 2,658 |
| Total unused commitments | $12,207,000 | 4,003 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 117 | 1,477 |
| Assets and Liabilities | ||
| Total Assets: | $192,402,000 | 2,880 |
| Cash and due from depository institutions | $7,245,000 | 1,477 |
| Interest-bearing balances | $676,000 | 3,469 |
| Securities | $50,338,000 | 2,438 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $121,805,000 | 2,860 |
| Loan loss allowance | $1,889,000 | 2,382 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,105,000 | 1,618 |
| Other real estate owned | $476,000 | 1,477 |
| Goodwill and other intangibles | $1,984,000 | 1,192 |
| All other assets | $4,449,000 | 2,741 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $192,402,000 | 2,880 |
| Total liabilities | $176,002,000 | 2,827 |
| Total deposits | $155,800,000 | 2,871 |
| Interest-bearing deposits | $125,234,000 | 3,016 |
| Deposits held in domestic offices | $155,800,000 | 2,867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,845,000 | 1,149 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $9,473,000 | 2,522 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,884,000 | 2,057 |
| Total equity capital | $16,400,000 | 3,324 |
| Total bank equity capital | $16,400,000 | 3,324 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $792,000 | 3,446 |
| Surplus | $6,646,000 | 2,788 |
| Undivided profits | $8,962,000 | 3,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $598,000 | 3,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,451,000 | 1,948 |
| Earning assets | $172,819,000 | 2,928 |
| Long-term assets (5+ years) | $26,185,000 | 3,052 |
| Average Assets, year-to-date | $194,658,500 | 2,829 |
| Average Assets, quarterly | $194,658,500 | 2,829 |
| Volatile liabilities | $29,051,000 | 3,001 |
| Insider loans | $1,080,000 | 3,864 |
| FHLB advances | $8,873,000 | 2,497 |
| Loans and leases held for sale | $309,000 | 1,486 |
| Unused loan commitments | $12,097,000 | 3,955 |
| Tier 1 (core) risk-based capital | $13,748,000 | 3,701 |
| Tier 2 risk-based capital | $1,675,000 | 2,461 |
| Total risk weighted assets | $133,815,000 | 2,767 |
| Total unused commitments | $12,097,000 | 3,960 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 117 | 1,481 |
| Assets and Liabilities | ||
| Total Assets: | $196,915,000 | 2,814 |
| Cash and due from depository institutions | $9,483,000 | 1,481 |
| Interest-bearing balances | $1,264,000 | 2,685 |
| Securities | $51,356,000 | 2,439 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 5,796 |
| Net loans & leases | $122,611,000 | 2,818 |
| Loan loss allowance | $1,933,000 | 2,329 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,712,000 | 1,729 |
| Other real estate owned | $451,000 | 1,481 |
| Goodwill and other intangibles | $1,774,000 | 1,267 |
| All other assets | $5,178,000 | 2,434 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,915,000 | 2,814 |
| Total liabilities | $179,856,000 | 2,769 |
| Total deposits | $157,450,000 | 2,840 |
| Interest-bearing deposits | $127,055,000 | 2,971 |
| Deposits held in domestic offices | $157,450,000 | 2,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,439,000 | 1,105 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,480,000 | 2,517 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,487,000 | 1,587 |
| Total equity capital | $17,059,000 | 3,136 |
| Total bank equity capital | $17,059,000 | 3,136 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $792,000 | 3,472 |
| Surplus | $6,646,000 | 2,763 |
| Undivided profits | $9,621,000 | 3,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $512,000 | 4,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,674,000 | 1,725 |
| Earning assets | $175,581,000 | 2,874 |
| Long-term assets (5+ years) | $22,671,000 | 3,331 |
| Average Assets, year-to-date | $187,723,000 | 2,829 |
| Average Assets, quarterly | $192,284,500 | 2,836 |
| Volatile liabilities | $32,674,000 | 2,751 |
| Insider loans | $1,134,000 | 3,757 |
| FHLB advances | $8,880,000 | 2,490 |
| Loans and leases held for sale | $180,000 | 1,528 |
| Unused loan commitments | $11,327,000 | 3,991 |
| Tier 1 (core) risk-based capital | $14,995,000 | 3,382 |
| Tier 2 risk-based capital | $1,689,000 | 2,407 |
| Total risk weighted assets | $134,845,000 | 2,720 |
| Total unused commitments | $11,327,000 | 3,995 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 113 | 1,556 |
| Assets and Liabilities | ||
| Total Assets: | $187,654,000 | 2,914 |
| Cash and due from depository institutions | $8,128,000 | 1,556 |
| Interest-bearing balances | $1,560,000 | 2,605 |
| Securities | $45,216,000 | 2,650 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $121,719,000 | 2,810 |
| Loan loss allowance | $2,027,000 | 2,238 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,330,000 | 1,849 |
| Other real estate owned | $502,000 | 1,556 |
| Goodwill and other intangibles | $1,780,000 | 1,245 |
| All other assets | $4,979,000 | 2,501 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,654,000 | 2,914 |
| Total liabilities | $171,242,000 | 2,885 |
| Total deposits | $154,873,000 | 2,867 |
| Interest-bearing deposits | $128,154,000 | 2,959 |
| Deposits held in domestic offices | $154,873,000 | 2,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,291,000 | 1,515 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,487,000 | 2,485 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,591,000 | 2,298 |
| Total equity capital | $16,412,000 | 3,233 |
| Total bank equity capital | $16,412,000 | 3,233 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $792,000 | 3,496 |
| Surplus | $6,646,000 | 2,709 |
| Undivided profits | $8,974,000 | 3,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,061,000 | 2,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,889,000 | 1,587 |
| Earning assets | $168,495,000 | 2,962 |
| Long-term assets (5+ years) | $22,818,000 | 3,345 |
| Average Assets, year-to-date | $185,425,000 | 2,870 |
| Average Assets, quarterly | $186,559,000 | 2,905 |
| Volatile liabilities | $24,608,000 | 3,339 |
| Insider loans | $1,168,000 | 3,703 |
| FHLB advances | $8,887,000 | 2,450 |
| Loans and leases held for sale | $540,000 | 1,406 |
| Unused loan commitments | $12,460,000 | 3,784 |
| Tier 1 (core) risk-based capital | $14,313,000 | 3,515 |
| Tier 2 risk-based capital | $1,647,000 | 2,459 |
| Total risk weighted assets | $131,347,000 | 2,775 |
| Total unused commitments | $12,460,000 | 3,788 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 113 | 1,555 |
| Assets and Liabilities | ||
| Total Assets: | $185,464,000 | 2,932 |
| Cash and due from depository institutions | $9,092,000 | 1,555 |
| Interest-bearing balances | $1,955,000 | 2,530 |
| Securities | $39,528,000 | 2,906 |
| Federal funds sold & reverse repurchase agreements | $3,050,000 | 3,997 |
| Net loans & leases | $121,593,000 | 2,787 |
| Loan loss allowance | $2,050,000 | 2,181 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,266,000 | 1,830 |
| Other real estate owned | $364,000 | 1,555 |
| Goodwill and other intangibles | $1,787,000 | 1,210 |
| All other assets | $4,784,000 | 2,492 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,464,000 | 2,932 |
| Total liabilities | $169,461,000 | 2,884 |
| Total deposits | $158,029,000 | 2,806 |
| Interest-bearing deposits | $131,235,000 | 2,881 |
| Deposits held in domestic offices | $158,029,000 | 2,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $266,000 | 3,009 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,494,000 | 2,454 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,672,000 | 2,305 |
| Total equity capital | $16,003,000 | 3,316 |
| Total bank equity capital | $16,003,000 | 3,316 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $792,000 | 3,500 |
| Surplus | $6,646,000 | 2,673 |
| Undivided profits | $8,565,000 | 3,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,187,000 | 1,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $115,000 | 907 |
| Income earned, not collected on loans | $1,705,000 | 1,690 |
| Earning assets | $166,126,000 | 2,969 |
| Long-term assets (5+ years) | $20,464,000 | 3,399 |
| Average Assets, year-to-date | $184,682,000 | 2,874 |
| Average Assets, quarterly | $185,843,500 | 2,884 |
| Volatile liabilities | $20,174,000 | 3,800 |
| Insider loans | $1,125,000 | 3,770 |
| FHLB advances | $8,894,000 | 2,400 |
| Loans and leases held for sale | $484,000 | 1,695 |
| Unused loan commitments | $11,672,000 | 3,888 |
| Tier 1 (core) risk-based capital | $13,654,000 | 3,601 |
| Tier 2 risk-based capital | $1,628,000 | 2,438 |
| Total risk weighted assets | $129,849,000 | 2,769 |
| Total unused commitments | $11,672,000 | 3,900 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 113 | 1,543 |
| Assets and Liabilities | ||
| Total Assets: | $186,223,000 | 2,874 |
| Cash and due from depository institutions | $9,240,000 | 1,543 |
| Interest-bearing balances | $1,955,000 | 2,540 |
| Securities | $37,051,000 | 3,006 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,757 |
| Net loans & leases | $122,115,000 | 2,736 |
| Loan loss allowance | $2,201,000 | 1,992 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,298,000 | 1,775 |
| Other real estate owned | $225,000 | 1,543 |
| Goodwill and other intangibles | $1,792,000 | 1,206 |
| All other assets | $4,502,000 | 2,560 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,223,000 | 2,874 |
| Total liabilities | $170,843,000 | 2,826 |
| Total deposits | $155,339,000 | 2,823 |
| Interest-bearing deposits | $129,213,000 | 2,898 |
| Deposits held in domestic offices | $155,339,000 | 2,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,498,000 | 1,466 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $9,500,000 | 2,361 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,506,000 | 2,519 |
| Total equity capital | $15,380,000 | 3,373 |
| Total bank equity capital | $15,380,000 | 3,373 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $792,000 | 3,514 |
| Surplus | $6,646,000 | 2,625 |
| Undivided profits | $7,942,000 | 3,474 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,570,000 | 932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $115,000 | 887 |
| Income earned, not collected on loans | $1,548,000 | 1,941 |
| Earning assets | $167,121,000 | 2,913 |
| Long-term assets (5+ years) | $18,239,000 | 3,581 |
| Average Assets, year-to-date | $184,291,000 | 2,858 |
| Average Assets, quarterly | $184,291,000 | 2,858 |
| Volatile liabilities | $23,312,000 | 3,387 |
| Insider loans | $1,070,000 | 3,791 |
| FHLB advances | $8,900,000 | 2,324 |
| Loans and leases held for sale | $1,001,000 | 1,318 |
| Unused loan commitments | $13,751,000 | 3,468 |
| Tier 1 (core) risk-based capital | $13,252,000 | 3,652 |
| Tier 2 risk-based capital | $1,597,000 | 2,439 |
| Total risk weighted assets | $127,191,000 | 2,779 |
| Total unused commitments | $13,751,000 | 3,480 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 109 | 1,588 |
| Assets and Liabilities | ||
| Total Assets: | $182,359,000 | 2,869 |
| Cash and due from depository institutions | $7,822,000 | 1,588 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $22,579,000 | 4,302 |
| Federal funds sold & reverse repurchase agreements | $19,000,000 | 738 |
| Net loans & leases | $120,259,000 | 2,738 |
| Loan loss allowance | $2,206,000 | 1,943 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,347,000 | 1,740 |
| Other real estate owned | $391,000 | 1,588 |
| Goodwill and other intangibles | $1,797,000 | 1,186 |
| All other assets | $5,164,000 | 2,247 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,359,000 | 2,869 |
| Total liabilities | $166,117,000 | 2,832 |
| Total deposits | $150,405,000 | 2,848 |
| Interest-bearing deposits | $125,108,000 | 2,915 |
| Deposits held in domestic offices | $150,405,000 | 2,845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,139,000 | 1,582 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $9,507,000 | 2,377 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,066,000 | 1,978 |
| Total equity capital | $16,242,000 | 3,177 |
| Total bank equity capital | $16,242,000 | 3,177 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $792,000 | 3,512 |
| Surplus | $6,646,000 | 2,581 |
| Undivided profits | $8,804,000 | 3,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,887,000 | 1,636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $177,000 | 669 |
| Income earned, not collected on loans | $1,479,000 | 2,131 |
| Earning assets | $161,838,000 | 2,958 |
| Long-term assets (5+ years) | $17,291,000 | 3,651 |
| Average Assets, year-to-date | $161,420,000 | 3,065 |
| Average Assets, quarterly | $180,395,000 | 2,871 |
| Volatile liabilities | $22,307,000 | 3,473 |
| Insider loans | $896,000 | 4,203 |
| FHLB advances | $8,907,000 | 2,327 |
| Loans and leases held for sale | $632,000 | 1,511 |
| Unused loan commitments | $15,419,000 | 3,107 |
| Tier 1 (core) risk-based capital | $14,165,000 | 3,396 |
| Tier 2 risk-based capital | $1,567,000 | 2,448 |
| Total risk weighted assets | $124,720,000 | 2,783 |
| Total unused commitments | $15,419,000 | 3,112 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 97 | 1,735 |
| Assets and Liabilities | ||
| Total Assets: | $149,119,000 | 3,281 |
| Cash and due from depository institutions | $8,224,000 | 1,735 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $7,857,000 | 7,076 |
| Federal funds sold & reverse repurchase agreements | $14,550,000 | 1,009 |
| Net loans & leases | $108,564,000 | 2,925 |
| Loan loss allowance | $1,384,000 | 2,773 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,954,000 | 1,811 |
| Other real estate owned | $0 | 1,735 |
| Goodwill and other intangibles | $1,266,000 | 1,338 |
| All other assets | $3,704,000 | 2,868 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,119,000 | 3,281 |
| Total liabilities | $137,057,000 | 3,226 |
| Total deposits | $130,128,000 | 3,111 |
| Interest-bearing deposits | $108,071,000 | 3,182 |
| Deposits held in domestic offices | $130,128,000 | 3,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $725,000 | 2,788 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,600,000 | 3,178 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,604,000 | 2,409 |
| Total equity capital | $12,062,000 | 3,861 |
| Total bank equity capital | $12,062,000 | 3,861 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $792,000 | 3,576 |
| Surplus | $3,708,000 | 3,846 |
| Undivided profits | $7,562,000 | 3,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,351,000 | 2,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 1,026 |
| Income earned, not collected on loans | $1,325,000 | 2,603 |
| Earning assets | $130,971,000 | 3,370 |
| Long-term assets (5+ years) | $12,728,000 | 4,262 |
| Average Assets, year-to-date | $150,384,600 | 3,143 |
| Average Assets, quarterly | $148,689,000 | 3,259 |
| Volatile liabilities | $12,359,000 | 5,029 |
| Insider loans | $396,000 | 5,900 |
| FHLB advances | $4,000,000 | 3,115 |
| Loans and leases held for sale | $745,000 | 1,290 |
| Unused loan commitments | $10,855,000 | 3,750 |
| Tier 1 (core) risk-based capital | $10,789,000 | 4,084 |
| Tier 2 risk-based capital | $1,299,000 | 2,709 |
| Total risk weighted assets | $103,849,000 | 3,119 |
| Total unused commitments | $10,855,000 | 3,761 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 96 | 1,730 |
| Assets and Liabilities | ||
| Total Assets: | $155,781,000 | 3,058 |
| Cash and due from depository institutions | $6,554,000 | 1,730 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $28,168,000 | 3,589 |
| Federal funds sold & reverse repurchase agreements | $504,000 | 6,135 |
| Net loans & leases | $111,705,000 | 2,752 |
| Loan loss allowance | $1,216,000 | 2,935 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,681,000 | 1,854 |
| Other real estate owned | $0 | 1,730 |
| Goodwill and other intangibles | $1,368,000 | 1,272 |
| All other assets | $2,801,000 | 3,025 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,781,000 | 3,058 |
| Total liabilities | $143,484,000 | 2,997 |
| Total deposits | $123,968,000 | 3,129 |
| Interest-bearing deposits | $101,493,000 | 3,254 |
| Deposits held in domestic offices | $123,968,000 | 3,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,300,000 | 795 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $600,000 | 4,898 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,616,000 | 2,436 |
| Total equity capital | $12,297,000 | 3,708 |
| Total bank equity capital | $12,297,000 | 3,708 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $792,000 | 3,675 |
| Surplus | $3,708,000 | 3,800 |
| Undivided profits | $7,797,000 | 3,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $616,000 | 3,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $316,000 | 410 |
| Income earned, not collected on loans | $1,336,000 | 1,957 |
| Earning assets | $140,377,000 | 3,117 |
| Long-term assets (5+ years) | $14,885,000 | 3,782 |
| Average Assets, year-to-date | $151,479,200 | 2,991 |
| Average Assets, quarterly | $155,168,000 | 3,028 |
| Volatile liabilities | $27,042,000 | 2,896 |
| Insider loans | $524,000 | 5,330 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,633,000 | 4,092 |
| Tier 1 (core) risk-based capital | $11,119,000 | 3,922 |
| Tier 2 risk-based capital | $1,216,000 | 2,750 |
| Total risk weighted assets | $105,304,000 | 2,959 |
| Total unused commitments | $8,633,000 | 4,093 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 94 | 1,808 |
| Assets and Liabilities | ||
| Total Assets: | $145,640,000 | 3,166 |
| Cash and due from depository institutions | $7,398,000 | 1,808 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $32,091,000 | 3,387 |
| Federal funds sold & reverse repurchase agreements | $1,708,000 | 4,005 |
| Net loans & leases | $95,706,000 | 3,034 |
| Loan loss allowance | $1,095,000 | 3,169 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,566,000 | 1,864 |
| Other real estate owned | $0 | 1,808 |
| Goodwill and other intangibles | $1,469,000 | 1,263 |
| All other assets | $2,702,000 | 3,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,640,000 | 3,166 |
| Total liabilities | $131,273,000 | 3,190 |
| Total deposits | $122,597,000 | 3,095 |
| Interest-bearing deposits | $97,324,000 | 3,335 |
| Deposits held in domestic offices | $122,597,000 | 3,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,870,000 | 1,448 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $600,000 | 4,896 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,206,000 | 2,795 |
| Total equity capital | $14,367,000 | 3,072 |
| Total bank equity capital | $14,367,000 | 3,072 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $792,000 | 3,775 |
| Surplus | $3,708,000 | 3,781 |
| Undivided profits | $9,867,000 | 2,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $505,000 | 3,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $316,000 | 410 |
| Income earned, not collected on loans | $1,080,000 | 2,072 |
| Earning assets | $129,505,000 | 3,264 |
| Long-term assets (5+ years) | $17,043,000 | 3,659 |
| Average Assets, year-to-date | $136,354,600 | 3,247 |
| Average Assets, quarterly | $143,101,000 | 3,190 |
| Volatile liabilities | $12,894,000 | 4,693 |
| Insider loans | $1,829,000 | 2,386 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $12,264,000 | 3,281 |
| Tier 1 (core) risk-based capital | $13,458,000 | 3,254 |
| Tier 2 risk-based capital | $1,095,000 | 2,898 |
| Total risk weighted assets | $94,011,600 | 3,162 |
| Total unused commitments | $12,264,000 | 3,284 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 55 | 3,196 |
| Assets and Liabilities | ||
| Total Assets: | $131,526,000 | 3,416 |
| Cash and due from depository institutions | $10,807,000 | 3,196 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $36,095,000 | 3,093 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 4,389 |
| Net loans & leases | $75,545,000 | 3,561 |
| Loan loss allowance | $1,060,000 | 3,170 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,472,000 | 2,333 |
| Other real estate owned | $0 | 3,196 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,107,000 | 3,396 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,526,000 | 3,416 |
| Total liabilities | $117,420,000 | 3,439 |
| Total deposits | $115,116,000 | 3,281 |
| Interest-bearing deposits | $95,293,000 | 3,384 |
| Deposits held in domestic offices | $115,116,000 | 3,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,200,000 | 2,289 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,104,000 | 3,242 |
| Total equity capital | $14,106,000 | 3,170 |
| Total bank equity capital | $14,106,000 | 3,170 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $792,000 | 3,795 |
| Surplus | $3,708,000 | 3,642 |
| Undivided profits | $9,606,000 | 2,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $818,000 | 2,783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $355,000 | 411 |
| Income earned, not collected on loans | $972,000 | 2,295 |
| Earning assets | $115,140,000 | 3,584 |
| Long-term assets (5+ years) | $15,297,000 | 3,726 |
| Average Assets, year-to-date | $129,446,000 | 3,301 |
| Average Assets, quarterly | $128,682,500 | 3,429 |
| Volatile liabilities | $10,165,000 | 4,945 |
| Insider loans | $3,387,000 | 1,276 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,650,000 | 2,977 |
| Tier 1 (core) risk-based capital | $13,837,000 | 3,082 |
| Tier 2 risk-based capital | $941,460 | 3,194 |
| Total risk weighted assets | $75,197,960 | 3,624 |
| Total unused commitments | $13,650,000 | 2,983 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 50 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $129,795,000 | 3,406 |
| Cash and due from depository institutions | $6,929,000 | 3,586 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $42,372,000 | 2,676 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 3,472 |
| Net loans & leases | $71,353,000 | 3,757 |
| Loan loss allowance | $1,066,000 | 3,182 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,468,000 | 2,281 |
| Other real estate owned | $0 | 3,586 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,073,000 | 3,386 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,795,000 | 3,406 |
| Total liabilities | $116,801,000 | 3,404 |
| Total deposits | $114,228,000 | 3,254 |
| Interest-bearing deposits | $95,254,000 | 3,329 |
| Deposits held in domestic offices | $114,228,000 | 3,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,362 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,073,000 | 3,369 |
| Total equity capital | $12,994,000 | 3,400 |
| Total bank equity capital | $12,994,000 | 3,400 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $792,000 | 3,917 |
| Surplus | $3,708,000 | 3,566 |
| Undivided profits | $8,494,000 | 2,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $375,000 | 4,787 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $850,000 | 2,708 |
| Earning assets | $117,325,000 | 3,458 |
| Long-term assets (5+ years) | $13,698,000 | 3,581 |
| Average Assets, year-to-date | $120,972,600 | 3,461 |
| Average Assets, quarterly | $125,970,000 | 3,453 |
| Volatile liabilities | $11,247,000 | 4,606 |
| Insider loans | $2,798,000 | 1,521 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $14,324,000 | 2,692 |
| Tier 1 (core) risk-based capital | $12,834,000 | 3,296 |
| Tier 2 risk-based capital | $914,650 | 3,188 |
| Total risk weighted assets | $73,020,550 | 3,687 |
| Total unused commitments | $14,324,000 | 2,697 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 48 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $117,543,000 | 3,801 |
| Cash and due from depository institutions | $9,529,000 | 3,887 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $28,576,000 | 4,058 |
| Federal funds sold & reverse repurchase agreements | $7,700,000 | 1,685 |
| Net loans & leases | $67,440,000 | 3,970 |
| Loan loss allowance | $1,041,000 | 3,389 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,665,000 | 2,910 |
| Other real estate owned | $55,000 | 3,887 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,578,000 | 4,407 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,543,000 | 3,801 |
| Total liabilities | $105,713,000 | 3,801 |
| Total deposits | $103,323,000 | 3,665 |
| Interest-bearing deposits | $83,749,000 | 3,884 |
| Deposits held in domestic offices | $103,323,000 | 3,652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,400,000 | 2,516 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $990,000 | 3,556 |
| Total equity capital | $11,830,000 | 3,728 |
| Total bank equity capital | $11,830,000 | 3,728 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $792,000 | 4,175 |
| Surplus | $3,708,000 | 3,654 |
| Undivided profits | $7,330,000 | 3,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $481,000 | 4,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $698,000 | 3,303 |
| Earning assets | $103,716,000 | 3,964 |
| Long-term assets (5+ years) | $11,126,000 | 3,960 |
| Average Assets, year-to-date | $111,181,000 | 3,855 |
| Average Assets, quarterly | $113,792,000 | 3,875 |
| Volatile liabilities | $7,504,000 | 5,832 |
| Insider loans | $1,572,000 | 2,596 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,862,000 | 3,014 |
| Tier 1 (core) risk-based capital | $11,808,000 | 3,631 |
| Tier 2 risk-based capital | $862,070 | 3,430 |
| Total risk weighted assets | $68,786,570 | 3,908 |
| Total unused commitments | $11,862,000 | 3,028 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 46 | 4,150 |
| Assets and Liabilities | ||
| Total Assets: | $109,267,000 | 4,070 |
| Cash and due from depository institutions | $5,539,000 | 4,150 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $37,292,000 | 3,394 |
| Federal funds sold & reverse repurchase agreements | $1,560,000 | 6,262 |
| Net loans & leases | $60,745,000 | 4,229 |
| Loan loss allowance | $951,000 | 3,700 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,407,000 | 3,134 |
| Other real estate owned | $40,000 | 4,150 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,684,000 | 4,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,267,000 | 4,070 |
| Total liabilities | $97,013,000 | 4,127 |
| Total deposits | $96,068,000 | 3,962 |
| Interest-bearing deposits | $78,028,000 | 4,193 |
| Deposits held in domestic offices | $96,068,000 | 3,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $945,000 | 3,806 |
| Total equity capital | $12,254,000 | 3,601 |
| Total bank equity capital | $12,254,000 | 3,601 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $792,000 | 4,378 |
| Surplus | $3,708,000 | 3,663 |
| Undivided profits | $7,754,000 | 3,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 7,554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $719,000 | 3,275 |
| Earning assets | $99,597,000 | 4,098 |
| Long-term assets (5+ years) | $3,785,000 | 6,500 |
| Average Assets, year-to-date | $104,242,800 | 4,094 |
| Average Assets, quarterly | $107,149,500 | 4,098 |
| Volatile liabilities | $6,949,000 | 5,799 |
| Insider loans | $1,371,000 | 2,974 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,532,000 | 2,493 |
| Tier 1 (core) risk-based capital | $12,205,000 | 3,482 |
| Tier 2 risk-based capital | $801,950 | 3,574 |
| Total risk weighted assets | $64,006,850 | 4,078 |
| Total unused commitments | $14,532,000 | 2,506 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 45 | 4,385 |
| Assets and Liabilities | ||
| Total Assets: | $103,208,000 | 4,248 |
| Cash and due from depository institutions | $8,105,000 | 4,385 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $29,952,000 | 4,266 |
| Federal funds sold & reverse repurchase agreements | $3,860,000 | 2,284 |
| Net loans & leases | $56,948,000 | 4,393 |
| Loan loss allowance | $920,000 | 3,882 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,513,000 | 2,942 |
| Other real estate owned | $0 | 4,385 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,830,000 | 4,170 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,208,000 | 4,248 |
| Total liabilities | $92,730,000 | 4,284 |
| Total deposits | $91,986,000 | 4,078 |
| Interest-bearing deposits | $73,560,000 | 4,367 |
| Deposits held in domestic offices | $91,986,000 | 4,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $744,000 | 3,824 |
| Total equity capital | $10,478,000 | 3,871 |
| Total bank equity capital | $10,478,000 | 3,871 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $792,000 | 4,582 |
| Surplus | $3,708,000 | 3,579 |
| Undivided profits | $5,978,000 | 3,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 8,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $662,000 | 3,110 |
| Earning assets | $90,760,000 | 4,402 |
| Long-term assets (5+ years) | $1,666,000 | 8,626 |
| Average Assets, year-to-date | $102,574,400 | 4,172 |
| Average Assets, quarterly | $102,049,500 | 4,257 |
| Volatile liabilities | $7,416,000 | 5,360 |
| Insider loans | $1,955,000 | 2,128 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,964,000 | 4,007 |
| Tier 1 (core) risk-based capital | $11,097,000 | 3,707 |
| Tier 2 risk-based capital | $768,290 | 3,692 |
| Total risk weighted assets | $61,311,490 | 4,156 |
| Total unused commitments | $6,964,000 | 4,014 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 44 | 4,651 |
| Assets and Liabilities | ||
| Total Assets: | $101,445,000 | 4,387 |
| Cash and due from depository institutions | $9,175,000 | 4,651 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $30,463,000 | 4,424 |
| Federal funds sold & reverse repurchase agreements | $4,420,000 | 3,132 |
| Net loans & leases | $53,088,000 | 4,550 |
| Loan loss allowance | $961,000 | 3,827 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,617,000 | 2,794 |
| Other real estate owned | $163,000 | 4,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,519,000 | 4,389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,445,000 | 4,387 |
| Total liabilities | $91,418,000 | 4,419 |
| Total deposits | $90,619,000 | 4,259 |
| Interest-bearing deposits | $73,910,000 | 4,524 |
| Deposits held in domestic offices | $90,619,000 | 4,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $799,000 | 3,739 |
| Total equity capital | $10,027,000 | 4,078 |
| Total bank equity capital | $10,027,000 | 4,078 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $792,000 | 4,766 |
| Surplus | $3,708,000 | 3,520 |
| Undivided profits | $5,527,000 | 4,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 9,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $617,000 | 2,938 |
| Earning assets | $87,971,000 | 4,633 |
| Long-term assets (5+ years) | $1,630,000 | 9,148 |
| Average Assets, year-to-date | $98,413,400 | 4,405 |
| Average Assets, quarterly | $101,359,000 | 4,355 |
| Volatile liabilities | $6,717,000 | 5,470 |
| Insider loans | $1,776,000 | 2,301 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $415,000 | 1,275 |
| Unused loan commitments | $6,719,000 | 4,063 |
| Tier 1 (core) risk-based capital | $10,027,000 | 3,992 |
| Tier 2 risk-based capital | $727,310 | 3,831 |
| Total risk weighted assets | $57,951,110 | 4,311 |
| Total unused commitments | $6,719,000 | 4,088 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 45 | 4,684 |
| Assets and Liabilities | ||
| Total Assets: | $99,814,000 | 4,526 |
| Cash and due from depository institutions | $7,382,000 | 4,684 |
| Interest-bearing balances | $196,000 | 6,282 |
| Securities | $34,398,000 | 3,963 |
| Federal funds sold & reverse repurchase agreements | $4,160,000 | 3,851 |
| Net loans & leases | $49,378,000 | 4,858 |
| Loan loss allowance | $970,000 | 3,836 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,706,000 | 2,708 |
| Other real estate owned | $244,000 | 4,684 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,546,000 | 4,491 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,814,000 | 4,526 |
| Total liabilities | $91,025,000 | 4,546 |
| Total deposits | $88,031,000 | 4,521 |
| Interest-bearing deposits | $71,914,000 | 4,764 |
| Deposits held in domestic offices | $88,031,000 | 4,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,180,000 | 1,980 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $814,000 | 3,866 |
| Total equity capital | $8,789,000 | 4,404 |
| Total bank equity capital | $8,789,000 | 4,404 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $792,000 | 5,007 |
| Surplus | $3,708,000 | 3,406 |
| Undivided profits | $4,289,000 | 4,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 11,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $598,000 | 3,398 |
| Earning assets | $88,132,000 | 4,690 |
| Long-term assets (5+ years) | $1,260,000 | 9,871 |
| Average Assets, year-to-date | $93,392,600 | 4,701 |
| Average Assets, quarterly | $96,324,000 | 4,649 |
| Volatile liabilities | $9,073,000 | 4,423 |
| Insider loans | $164,000 | 4,431 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $282,000 | 999 |
| Unused loan commitments | $2,849,000 | 6,243 |
| Tier 1 (core) risk-based capital | $8,789,000 | 4,336 |
| Tier 2 risk-based capital | $688,740 | 4,012 |
| Total risk weighted assets | $54,818,140 | 4,561 |
| Total unused commitments | $2,849,000 | 6,272 |
| Derivatives | $0 | 651 |