Home > Two Rivers Bank > Income and Expense
Two Rivers Bank, Income and Expense
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,680,000 | 3,587 |
| Total interest expense | $305,000 | 3,510 |
| Net interest income | $3,375,000 | 3,553 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $688,000 | 3,102 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $109,000 | 3,050 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $579,000 | 2,913 |
| Total noninterest expense | $2,856,000 | 3,456 |
| Salaries and employee benefits | $1,521,000 | 3,526 |
| Premises and equipment expense | $334,000 | 3,225 |
| Additional noninterest expense | $1,001,000 | 3,294 |
| Pre-tax net operating income | $1,207,000 | 3,534 |
| Securities gains (losses) | $35,000 | 1,195 |
| Applicable income taxes | $41,000 | 3,256 |
| Income before extraordinary items | $1,201,000 | 3,405 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,201,000 | 3,405 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,201,000 | 3,405 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $850,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,167,050 | 3,405 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,593,000 | 3,516 |
| Total interest expense | $213,000 | 3,533 |
| Net interest income | $2,380,000 | 3,480 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $468,000 | 3,071 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $69,000 | 3,072 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $399,000 | 2,846 |
| Total noninterest expense | $1,912,000 | 3,457 |
| Salaries and employee benefits | $1,024,000 | 3,515 |
| Premises and equipment expense | $223,000 | 3,225 |
| Additional noninterest expense | $665,000 | 3,293 |
| Pre-tax net operating income | $936,000 | 3,347 |
| Securities gains (losses) | $35,000 | 1,008 |
| Applicable income taxes | $27,000 | 3,242 |
| Income before extraordinary items | $944,000 | 3,199 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $944,000 | 3,197 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $944,000 | 3,199 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $750,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $910,050 | 3,217 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 3,378 |
| Total interest expense | $112,000 | 3,560 |
| Net interest income | $1,307,000 | 3,330 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $259,000 | 2,939 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $34,000 | 3,079 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $225,000 | 2,730 |
| Total noninterest expense | $951,000 | 3,464 |
| Salaries and employee benefits | $513,000 | 3,513 |
| Premises and equipment expense | $118,000 | 3,146 |
| Additional noninterest expense | $320,000 | 3,320 |
| Pre-tax net operating income | $615,000 | 3,014 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $14,000 | 3,191 |
| Income before extraordinary items | $601,000 | 2,909 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $601,000 | 2,908 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $601,000 | 2,909 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $601,000 | 2,867 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,342,000 | 3,485 |
| Total interest expense | $904,000 | 3,090 |
| Net interest income | $4,438,000 | 3,528 |
| Provision for loan and lease losses | $150,000 | 3,250 |
| Total noninterest income | $968,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $155,000 | 3,070 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $813,000 | 2,670 |
| Total noninterest expense | $3,964,000 | 3,384 |
| Salaries and employee benefits | $2,040,000 | 3,546 |
| Premises and equipment expense | $433,000 | 3,274 |
| Additional noninterest expense | $1,491,000 | 3,059 |
| Pre-tax net operating income | $1,292,000 | 3,440 |
| Securities gains (losses) | $583,000 | 544 |
| Applicable income taxes | $53,000 | 3,164 |
| Income before extraordinary items | $1,822,000 | 2,938 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,822,000 | 2,937 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,822,000 | 2,938 |
| Net charge-offs | $11,000 | 3,000 |
| Cash dividends | $1,775,000 | 1,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,256,490 | 3,348 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,246,000 | 3,442 |
| Total interest expense | $733,000 | 3,080 |
| Net interest income | $3,513,000 | 3,477 |
| Provision for loan and lease losses | $150,000 | 2,982 |
| Total noninterest income | $676,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $117,000 | 3,078 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $559,000 | 2,734 |
| Total noninterest expense | $2,702,000 | 3,531 |
| Salaries and employee benefits | $1,473,000 | 3,584 |
| Premises and equipment expense | $328,000 | 3,268 |
| Additional noninterest expense | $901,000 | 3,385 |
| Pre-tax net operating income | $1,337,000 | 3,105 |
| Securities gains (losses) | $608,000 | 439 |
| Applicable income taxes | $39,000 | 3,165 |
| Income before extraordinary items | $1,906,000 | 2,511 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,906,000 | 2,511 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,906,000 | 2,511 |
| Net charge-offs | $16,000 | 2,583 |
| Cash dividends | $1,075,000 | 1,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,310,160 | 2,956 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 3,498 |
| Total interest expense | $502,000 | 3,121 |
| Net interest income | $2,275,000 | 3,545 |
| Provision for loan and lease losses | $100,000 | 2,943 |
| Total noninterest income | $429,000 | 2,990 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $78,000 | 3,106 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $351,000 | 2,749 |
| Total noninterest expense | $1,831,000 | 3,507 |
| Salaries and employee benefits | $979,000 | 3,593 |
| Premises and equipment expense | $218,000 | 3,277 |
| Additional noninterest expense | $634,000 | 3,313 |
| Pre-tax net operating income | $773,000 | 3,272 |
| Securities gains (losses) | $633,000 | 313 |
| Applicable income taxes | $26,000 | 3,144 |
| Income before extraordinary items | $1,380,000 | 2,357 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,380,000 | 2,357 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,380,000 | 2,357 |
| Net charge-offs | $-1,000 | 3,744 |
| Cash dividends | $1,075,000 | 1,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $759,660 | 3,121 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 3,447 |
| Total interest expense | $282,000 | 3,096 |
| Net interest income | $1,158,000 | 3,485 |
| Provision for loan and lease losses | $50,000 | 2,502 |
| Total noninterest income | $199,000 | 3,021 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $50,000 | 3,061 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $149,000 | 2,780 |
| Total noninterest expense | $913,000 | 3,548 |
| Salaries and employee benefits | $506,000 | 3,567 |
| Premises and equipment expense | $111,000 | 3,260 |
| Additional noninterest expense | $296,000 | 3,472 |
| Pre-tax net operating income | $394,000 | 3,089 |
| Securities gains (losses) | $245,000 | 327 |
| Applicable income taxes | $13,000 | 3,058 |
| Income before extraordinary items | $626,000 | 2,337 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $626,000 | 2,336 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $626,000 | 2,337 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $385,900 | 2,958 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,925,000 | 3,464 |
| Total interest expense | $1,148,000 | 3,112 |
| Net interest income | $4,777,000 | 3,486 |
| Provision for loan and lease losses | $70,000 | 3,172 |
| Total noninterest income | $718,000 | 3,240 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $196,000 | 3,191 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $522,000 | 2,975 |
| Total noninterest expense | $3,908,000 | 3,460 |
| Salaries and employee benefits | $2,003,000 | 3,604 |
| Premises and equipment expense | $404,000 | 3,455 |
| Additional noninterest expense | $1,501,000 | 3,084 |
| Pre-tax net operating income | $1,517,000 | 3,382 |
| Securities gains (losses) | $311,000 | 502 |
| Applicable income taxes | $52,000 | 3,293 |
| Income before extraordinary items | $1,776,000 | 3,061 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,776,000 | 3,060 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,776,000 | 3,062 |
| Net charge-offs | $24,000 | 3,045 |
| Cash dividends | $1,200,000 | 2,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,474,330 | 3,269 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,454,000 | 3,507 |
| Total interest expense | $872,000 | 3,137 |
| Net interest income | $3,582,000 | 3,531 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $513,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $141,000 | 3,276 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $372,000 | 3,050 |
| Total noninterest expense | $2,747,000 | 3,597 |
| Salaries and employee benefits | $1,456,000 | 3,678 |
| Premises and equipment expense | $287,000 | 3,581 |
| Additional noninterest expense | $1,004,000 | 3,324 |
| Pre-tax net operating income | $1,348,000 | 3,239 |
| Securities gains (losses) | $246,000 | 467 |
| Applicable income taxes | $41,000 | 3,325 |
| Income before extraordinary items | $1,553,000 | 2,914 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,553,000 | 2,915 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,553,000 | 2,915 |
| Net charge-offs | $28,000 | 2,550 |
| Cash dividends | $700,000 | 2,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,314,380 | 3,099 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,962,000 | 3,518 |
| Total interest expense | $581,000 | 3,108 |
| Net interest income | $2,381,000 | 3,554 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $331,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $88,000 | 3,350 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $243,000 | 3,047 |
| Total noninterest expense | $1,852,000 | 3,604 |
| Salaries and employee benefits | $978,000 | 3,683 |
| Premises and equipment expense | $197,000 | 3,547 |
| Additional noninterest expense | $677,000 | 3,332 |
| Pre-tax net operating income | $860,000 | 3,299 |
| Securities gains (losses) | $117,000 | 498 |
| Applicable income taxes | $28,000 | 3,329 |
| Income before extraordinary items | $949,000 | 3,014 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $949,000 | 3,013 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $949,000 | 3,013 |
| Net charge-offs | $62,000 | 1,691 |
| Cash dividends | $700,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $835,510 | 3,161 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 3,572 |
| Total interest expense | $284,000 | 3,119 |
| Net interest income | $1,170,000 | 3,619 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $174,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $45,000 | 3,322 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $129,000 | 2,925 |
| Total noninterest expense | $925,000 | 3,645 |
| Salaries and employee benefits | $495,000 | 3,710 |
| Premises and equipment expense | $96,000 | 3,615 |
| Additional noninterest expense | $334,000 | 3,361 |
| Pre-tax net operating income | $419,000 | 3,312 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $14,000 | 3,299 |
| Income before extraordinary items | $405,000 | 3,208 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $405,000 | 3,206 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $405,000 | 3,207 |
| Net charge-offs | $36,000 | 1,390 |
| Cash dividends | $350,000 | 1,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $405,000 | 3,197 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,595,000 | 3,564 |
| Total interest expense | $1,001,000 | 2,923 |
| Net interest income | $4,594,000 | 3,641 |
| Provision for loan and lease losses | $105,000 | 3,013 |
| Total noninterest income | $722,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $199,000 | 3,310 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $523,000 | 3,006 |
| Total noninterest expense | $3,747,000 | 3,612 |
| Salaries and employee benefits | $1,990,000 | 3,695 |
| Premises and equipment expense | $386,000 | 3,586 |
| Additional noninterest expense | $1,371,000 | 3,348 |
| Pre-tax net operating income | $1,464,000 | 3,564 |
| Securities gains (losses) | $-9,000 | 4,385 |
| Applicable income taxes | $51,000 | 3,356 |
| Income before extraordinary items | $1,404,000 | 3,448 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,404,000 | 3,446 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,404,000 | 3,447 |
| Net charge-offs | $1,000 | 3,708 |
| Cash dividends | $479,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $-540,000 | 5,382 |
| Net operating income | $1,412,640 | 3,454 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 3,593 |
| Total interest expense | $730,000 | 2,899 |
| Net interest income | $3,424,000 | 3,695 |
| Provision for loan and lease losses | $55,000 | 3,112 |
| Total noninterest income | $535,000 | 3,333 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $150,000 | 3,339 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $385,000 | 3,068 |
| Total noninterest expense | $2,806,000 | 3,622 |
| Salaries and employee benefits | $1,490,000 | 3,709 |
| Premises and equipment expense | $288,000 | 3,636 |
| Additional noninterest expense | $1,028,000 | 3,346 |
| Pre-tax net operating income | $1,098,000 | 3,626 |
| Securities gains (losses) | $-9,000 | 4,747 |
| Applicable income taxes | $41,000 | 3,401 |
| Income before extraordinary items | $1,048,000 | 3,506 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,048,000 | 3,505 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,048,000 | 3,505 |
| Net charge-offs | $12,000 | 2,922 |
| Cash dividends | $854,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,056,640 | 3,501 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 3,615 |
| Total interest expense | $460,000 | 2,913 |
| Net interest income | $2,265,000 | 3,706 |
| Provision for loan and lease losses | $55,000 | 2,756 |
| Total noninterest income | $368,000 | 3,290 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $100,000 | 3,339 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $268,000 | 3,037 |
| Total noninterest expense | $1,865,000 | 3,647 |
| Salaries and employee benefits | $993,000 | 3,727 |
| Premises and equipment expense | $193,000 | 3,658 |
| Additional noninterest expense | $679,000 | 3,392 |
| Pre-tax net operating income | $713,000 | 3,655 |
| Securities gains (losses) | $-9,000 | 4,976 |
| Applicable income taxes | $27,000 | 3,403 |
| Income before extraordinary items | $677,000 | 3,546 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $677,000 | 3,545 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $677,000 | 3,545 |
| Net charge-offs | $12,000 | 2,509 |
| Cash dividends | $314,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $685,640 | 3,532 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,342,000 | 3,646 |
| Total interest expense | $222,000 | 2,925 |
| Net interest income | $1,120,000 | 3,746 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $181,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $48,000 | 3,397 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $133,000 | 2,992 |
| Total noninterest expense | $907,000 | 3,741 |
| Salaries and employee benefits | $479,000 | 3,832 |
| Premises and equipment expense | $101,000 | 3,637 |
| Additional noninterest expense | $327,000 | 3,479 |
| Pre-tax net operating income | $394,000 | 3,456 |
| Securities gains (losses) | $-9,000 | 5,208 |
| Applicable income taxes | $14,000 | 3,380 |
| Income before extraordinary items | $371,000 | 3,369 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $371,000 | 3,369 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $371,000 | 3,369 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $379,640 | 3,327 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,355,000 | 3,633 |
| Total interest expense | $853,000 | 2,827 |
| Net interest income | $4,502,000 | 3,726 |
| Provision for loan and lease losses | $95,000 | 3,127 |
| Total noninterest income | $711,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $252,000 | 3,122 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $459,000 | 3,265 |
| Total noninterest expense | $3,762,000 | 3,669 |
| Salaries and employee benefits | $1,972,000 | 3,784 |
| Premises and equipment expense | $373,000 | 3,789 |
| Additional noninterest expense | $1,417,000 | 3,341 |
| Pre-tax net operating income | $1,356,000 | 3,678 |
| Securities gains (losses) | $125,000 | 546 |
| Applicable income taxes | $51,000 | 3,518 |
| Income before extraordinary items | $1,430,000 | 3,208 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,430,000 | 3,206 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,430,000 | 3,208 |
| Net charge-offs | $-28,000 | 5,015 |
| Cash dividends | $300,000 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,308,750 | 3,343 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,018,000 | 3,659 |
| Total interest expense | $636,000 | 2,825 |
| Net interest income | $3,382,000 | 3,752 |
| Provision for loan and lease losses | $32,000 | 3,518 |
| Total noninterest income | $524,000 | 3,491 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $190,000 | 3,130 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $334,000 | 3,326 |
| Total noninterest expense | $2,855,000 | 3,654 |
| Salaries and employee benefits | $1,506,000 | 3,759 |
| Premises and equipment expense | $278,000 | 3,822 |
| Additional noninterest expense | $1,071,000 | 3,331 |
| Pre-tax net operating income | $1,019,000 | 3,755 |
| Securities gains (losses) | $153,000 | 440 |
| Applicable income taxes | $41,000 | 3,520 |
| Income before extraordinary items | $1,131,000 | 3,307 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,131,000 | 3,306 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,131,000 | 3,307 |
| Net charge-offs | $-8,000 | 4,678 |
| Cash dividends | $125,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $982,590 | 3,554 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,666,000 | 3,673 |
| Total interest expense | $426,000 | 2,753 |
| Net interest income | $2,240,000 | 3,771 |
| Provision for loan and lease losses | $32,000 | 3,112 |
| Total noninterest income | $341,000 | 3,536 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $117,000 | 3,267 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $224,000 | 3,327 |
| Total noninterest expense | $1,915,000 | 3,653 |
| Salaries and employee benefits | $1,028,000 | 3,732 |
| Premises and equipment expense | $183,000 | 3,867 |
| Additional noninterest expense | $704,000 | 3,383 |
| Pre-tax net operating income | $634,000 | 3,813 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $27,000 | 3,538 |
| Income before extraordinary items | $607,000 | 3,640 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $607,000 | 3,638 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $607,000 | 3,640 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $125,000 | 3,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $607,000 | 3,620 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,330,000 | 3,683 |
| Total interest expense | $210,000 | 2,766 |
| Net interest income | $1,120,000 | 3,783 |
| Provision for loan and lease losses | $32,000 | 2,382 |
| Total noninterest income | $180,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $57,000 | 3,310 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $123,000 | 3,187 |
| Total noninterest expense | $970,000 | 3,671 |
| Salaries and employee benefits | $523,000 | 3,764 |
| Premises and equipment expense | $95,000 | 3,835 |
| Additional noninterest expense | $352,000 | 3,368 |
| Pre-tax net operating income | $298,000 | 3,847 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $14,000 | 3,484 |
| Income before extraordinary items | $284,000 | 3,695 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $284,000 | 3,694 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $284,000 | 3,695 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $284,000 | 3,673 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,395,000 | 3,654 |
| Total interest expense | $887,000 | 2,617 |
| Net interest income | $4,508,000 | 3,773 |
| Provision for loan and lease losses | $265,000 | 2,125 |
| Total noninterest income | $686,000 | 3,618 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $259,000 | 3,205 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $427,000 | 3,468 |
| Total noninterest expense | $3,874,000 | 3,708 |
| Salaries and employee benefits | $1,997,000 | 3,833 |
| Premises and equipment expense | $361,000 | 3,972 |
| Additional noninterest expense | $1,516,000 | 3,313 |
| Pre-tax net operating income | $1,055,000 | 4,004 |
| Securities gains (losses) | $537,000 | 401 |
| Applicable income taxes | $53,000 | 3,577 |
| Income before extraordinary items | $1,539,000 | 3,246 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,539,000 | 3,246 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,539,000 | 3,246 |
| Net charge-offs | $75,000 | 2,838 |
| Cash dividends | $661,000 | 2,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,018,110 | 3,817 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 3,661 |
| Total interest expense | $680,000 | 2,585 |
| Net interest income | $3,387,000 | 3,797 |
| Provision for loan and lease losses | $265,000 | 1,768 |
| Total noninterest income | $531,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $199,000 | 3,175 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $332,000 | 3,433 |
| Total noninterest expense | $2,842,000 | 3,761 |
| Salaries and employee benefits | $1,504,000 | 3,825 |
| Premises and equipment expense | $270,000 | 3,994 |
| Additional noninterest expense | $1,068,000 | 3,470 |
| Pre-tax net operating income | $811,000 | 4,013 |
| Securities gains (losses) | $493,000 | 392 |
| Applicable income taxes | $39,000 | 3,657 |
| Income before extraordinary items | $1,265,000 | 3,103 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,265,000 | 3,103 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,265,000 | 3,103 |
| Net charge-offs | $16,000 | 3,263 |
| Cash dividends | $502,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $786,790 | 3,808 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,708,000 | 3,675 |
| Total interest expense | $452,000 | 2,601 |
| Net interest income | $2,256,000 | 3,823 |
| Provision for loan and lease losses | $165,000 | 1,814 |
| Total noninterest income | $349,000 | 3,615 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $131,000 | 3,181 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $218,000 | 3,477 |
| Total noninterest expense | $1,866,000 | 3,820 |
| Salaries and employee benefits | $1,006,000 | 3,845 |
| Premises and equipment expense | $183,000 | 3,984 |
| Additional noninterest expense | $677,000 | 3,597 |
| Pre-tax net operating income | $574,000 | 3,960 |
| Securities gains (losses) | $376,000 | 357 |
| Applicable income taxes | $26,000 | 3,672 |
| Income before extraordinary items | $924,000 | 2,935 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $924,000 | 2,933 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $924,000 | 2,934 |
| Net charge-offs | $7,000 | 3,214 |
| Cash dividends | $463,000 | 2,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $559,280 | 3,740 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,338,000 | 3,713 |
| Total interest expense | $235,000 | 2,539 |
| Net interest income | $1,103,000 | 3,880 |
| Provision for loan and lease losses | $90,000 | 1,597 |
| Total noninterest income | $183,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $65,000 | 3,192 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $118,000 | 3,298 |
| Total noninterest expense | $940,000 | 3,835 |
| Salaries and employee benefits | $504,000 | 3,870 |
| Premises and equipment expense | $97,000 | 3,912 |
| Additional noninterest expense | $339,000 | 3,614 |
| Pre-tax net operating income | $256,000 | 4,100 |
| Securities gains (losses) | $204,000 | 293 |
| Applicable income taxes | $13,000 | 3,656 |
| Income before extraordinary items | $447,000 | 2,937 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $447,000 | 2,936 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $447,000 | 2,937 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $116,000 | 2,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $249,120 | 3,872 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,116,000 | 3,793 |
| Total interest expense | $855,000 | 2,691 |
| Net interest income | $4,261,000 | 3,939 |
| Provision for loan and lease losses | $210,000 | 2,273 |
| Total noninterest income | $701,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $242,000 | 3,399 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $459,000 | 3,414 |
| Total noninterest expense | $3,758,000 | 3,846 |
| Salaries and employee benefits | $1,939,000 | 3,969 |
| Premises and equipment expense | $400,000 | 3,897 |
| Additional noninterest expense | $1,419,000 | 3,539 |
| Pre-tax net operating income | $994,000 | 4,112 |
| Securities gains (losses) | $304,000 | 545 |
| Applicable income taxes | $50,000 | 3,634 |
| Income before extraordinary items | $1,248,000 | 3,560 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,248,000 | 3,558 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,248,000 | 3,560 |
| Net charge-offs | $608,000 | 992 |
| Cash dividends | $314,000 | 3,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $956,160 | 3,953 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,822,000 | 3,839 |
| Total interest expense | $625,000 | 2,780 |
| Net interest income | $3,197,000 | 3,972 |
| Provision for loan and lease losses | $135,000 | 2,359 |
| Total noninterest income | $534,000 | 3,628 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $183,000 | 3,408 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $351,000 | 3,387 |
| Total noninterest expense | $2,788,000 | 3,885 |
| Salaries and employee benefits | $1,446,000 | 3,994 |
| Premises and equipment expense | $302,000 | 3,938 |
| Additional noninterest expense | $1,040,000 | 3,586 |
| Pre-tax net operating income | $808,000 | 4,067 |
| Securities gains (losses) | $249,000 | 548 |
| Applicable income taxes | $38,000 | 3,744 |
| Income before extraordinary items | $1,019,000 | 3,464 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,019,000 | 3,462 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,019,000 | 3,463 |
| Net charge-offs | $616,000 | 743 |
| Cash dividends | $314,000 | 2,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $779,960 | 3,872 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 3,860 |
| Total interest expense | $412,000 | 2,822 |
| Net interest income | $2,122,000 | 4,004 |
| Provision for loan and lease losses | $125,000 | 1,961 |
| Total noninterest income | $366,000 | 3,588 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $120,000 | 3,422 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $246,000 | 3,327 |
| Total noninterest expense | $1,857,000 | 3,928 |
| Salaries and employee benefits | $976,000 | 4,009 |
| Premises and equipment expense | $195,000 | 4,038 |
| Additional noninterest expense | $686,000 | 3,640 |
| Pre-tax net operating income | $506,000 | 4,152 |
| Securities gains (losses) | $222,000 | 485 |
| Applicable income taxes | $26,000 | 3,757 |
| Income before extraordinary items | $702,000 | 3,409 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $702,000 | 3,409 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $702,000 | 3,410 |
| Net charge-offs | $-28,000 | 5,578 |
| Cash dividends | $314,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $488,880 | 3,948 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 3,858 |
| Total interest expense | $206,000 | 2,835 |
| Net interest income | $1,076,000 | 3,987 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $194,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $54,000 | 3,577 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $140,000 | 3,127 |
| Total noninterest expense | $917,000 | 3,995 |
| Salaries and employee benefits | $477,000 | 4,084 |
| Premises and equipment expense | $98,000 | 4,064 |
| Additional noninterest expense | $342,000 | 3,643 |
| Pre-tax net operating income | $353,000 | 3,620 |
| Securities gains (losses) | $28,000 | 1,089 |
| Applicable income taxes | $13,000 | 3,722 |
| Income before extraordinary items | $368,000 | 3,279 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $368,000 | 3,282 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $368,000 | 3,282 |
| Net charge-offs | $-27,000 | 5,777 |
| Cash dividends | $108,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $340,840 | 3,341 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,188,000 | 3,882 |
| Total interest expense | $883,000 | 2,833 |
| Net interest income | $4,305,000 | 4,020 |
| Provision for loan and lease losses | $10,000 | 4,406 |
| Total noninterest income | $685,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $238,000 | 3,631 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $447,000 | 3,436 |
| Total noninterest expense | $3,649,000 | 4,035 |
| Salaries and employee benefits | $1,843,000 | 4,164 |
| Premises and equipment expense | $385,000 | 4,172 |
| Additional noninterest expense | $1,421,000 | 3,656 |
| Pre-tax net operating income | $1,331,000 | 3,681 |
| Securities gains (losses) | $39,000 | 1,908 |
| Applicable income taxes | $49,000 | 3,723 |
| Income before extraordinary items | $1,321,000 | 3,447 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,321,000 | 3,449 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,321,000 | 3,449 |
| Net charge-offs | $85,000 | 3,339 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,283,560 | 3,459 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,849,000 | 3,941 |
| Total interest expense | $650,000 | 2,920 |
| Net interest income | $3,199,000 | 4,075 |
| Provision for loan and lease losses | $10,000 | 4,128 |
| Total noninterest income | $514,000 | 3,789 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $181,000 | 3,646 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $333,000 | 3,483 |
| Total noninterest expense | $2,780,000 | 4,017 |
| Salaries and employee benefits | $1,387,000 | 4,169 |
| Premises and equipment expense | $289,000 | 4,221 |
| Additional noninterest expense | $1,104,000 | 3,607 |
| Pre-tax net operating income | $923,000 | 3,885 |
| Securities gains (losses) | $112,000 | 919 |
| Applicable income taxes | $28,000 | 3,887 |
| Income before extraordinary items | $1,007,000 | 3,487 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,007,000 | 3,487 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,007,000 | 3,488 |
| Net charge-offs | $96,000 | 2,730 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $898,360 | 3,649 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,511,000 | 3,995 |
| Total interest expense | $425,000 | 2,997 |
| Net interest income | $2,086,000 | 4,126 |
| Provision for loan and lease losses | $10,000 | 3,896 |
| Total noninterest income | $330,000 | 3,855 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $124,000 | 3,586 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $206,000 | 3,577 |
| Total noninterest expense | $1,867,000 | 4,026 |
| Salaries and employee benefits | $940,000 | 4,159 |
| Premises and equipment expense | $195,000 | 4,231 |
| Additional noninterest expense | $732,000 | 3,629 |
| Pre-tax net operating income | $539,000 | 4,050 |
| Securities gains (losses) | $94,000 | 821 |
| Applicable income taxes | $18,000 | 3,902 |
| Income before extraordinary items | $615,000 | 3,587 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $615,000 | 3,592 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $615,000 | 3,593 |
| Net charge-offs | $-7,000 | 5,559 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $523,820 | 3,815 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 4,072 |
| Total interest expense | $201,000 | 3,163 |
| Net interest income | $1,023,000 | 4,190 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $173,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $61,000 | 3,594 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $112,000 | 3,404 |
| Total noninterest expense | $918,000 | 4,102 |
| Salaries and employee benefits | $482,000 | 4,139 |
| Premises and equipment expense | $99,000 | 4,233 |
| Additional noninterest expense | $337,000 | 3,838 |
| Pre-tax net operating income | $278,000 | 3,939 |
| Securities gains (losses) | $59,000 | 595 |
| Applicable income taxes | $9,000 | 3,854 |
| Income before extraordinary items | $328,000 | 3,388 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $328,000 | 3,391 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $328,000 | 3,391 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $270,770 | 3,671 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,917,000 | 4,122 |
| Total interest expense | $968,000 | 3,016 |
| Net interest income | $3,949,000 | 4,304 |
| Provision for loan and lease losses | $269,000 | 2,593 |
| Total noninterest income | $707,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $289,000 | 3,425 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $418,000 | 3,599 |
| Total noninterest expense | $3,735,000 | 4,086 |
| Salaries and employee benefits | $1,858,000 | 4,242 |
| Premises and equipment expense | $409,000 | 4,168 |
| Additional noninterest expense | $1,468,000 | 3,707 |
| Pre-tax net operating income | $652,000 | 4,693 |
| Securities gains (losses) | $188,000 | 931 |
| Applicable income taxes | $32,000 | 3,932 |
| Income before extraordinary items | $808,000 | 4,251 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $808,000 | 4,253 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $808,000 | 4,254 |
| Net charge-offs | $251,000 | 2,766 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $627,520 | 4,543 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,637,000 | 4,195 |
| Total interest expense | $711,000 | 3,137 |
| Net interest income | $2,926,000 | 4,369 |
| Provision for loan and lease losses | $269,000 | 2,219 |
| Total noninterest income | $550,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $214,000 | 3,465 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $336,000 | 3,581 |
| Total noninterest expense | $2,845,000 | 4,064 |
| Salaries and employee benefits | $1,416,000 | 4,215 |
| Premises and equipment expense | $302,000 | 4,237 |
| Additional noninterest expense | $1,127,000 | 3,654 |
| Pre-tax net operating income | $362,000 | 5,142 |
| Securities gains (losses) | $186,000 | 855 |
| Applicable income taxes | $27,000 | 3,985 |
| Income before extraordinary items | $521,000 | 4,535 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $521,000 | 4,538 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $521,000 | 4,539 |
| Net charge-offs | $257,000 | 2,281 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $344,300 | 5,025 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,380,000 | 4,260 |
| Total interest expense | $511,000 | 3,023 |
| Net interest income | $1,869,000 | 4,480 |
| Provision for loan and lease losses | $95,000 | 2,998 |
| Total noninterest income | $495,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $136,000 | 3,522 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $359,000 | 2,949 |
| Total noninterest expense | $1,876,000 | 4,103 |
| Salaries and employee benefits | $937,000 | 4,267 |
| Premises and equipment expense | $206,000 | 4,211 |
| Additional noninterest expense | $733,000 | 3,712 |
| Pre-tax net operating income | $393,000 | 4,512 |
| Securities gains (losses) | $178,000 | 796 |
| Applicable income taxes | $18,000 | 3,986 |
| Income before extraordinary items | $553,000 | 3,751 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $553,000 | 3,753 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $553,000 | 3,754 |
| Net charge-offs | $95,000 | 2,808 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $380,340 | 4,289 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 4,289 |
| Total interest expense | $257,000 | 3,090 |
| Net interest income | $929,000 | 4,510 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $315,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $66,000 | 3,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $249,000 | 2,475 |
| Total noninterest expense | $934,000 | 4,159 |
| Salaries and employee benefits | $468,000 | 4,312 |
| Premises and equipment expense | $112,000 | 4,062 |
| Additional noninterest expense | $354,000 | 3,810 |
| Pre-tax net operating income | $310,000 | 3,749 |
| Securities gains (losses) | $178,000 | 505 |
| Applicable income taxes | $9,000 | 3,970 |
| Income before extraordinary items | $479,000 | 2,669 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $479,000 | 2,672 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $479,000 | 2,671 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $304,560 | 3,446 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,004,000 | 4,291 |
| Total interest expense | $1,281,000 | 3,065 |
| Net interest income | $3,723,000 | 4,603 |
| Provision for loan and lease losses | $61,000 | 5,044 |
| Total noninterest income | $144,000 | 6,008 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $434,000 | 2,765 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-290,000 | 6,857 |
| Total noninterest expense | $3,903,000 | 4,093 |
| Salaries and employee benefits | $1,813,000 | 4,387 |
| Premises and equipment expense | $462,000 | 4,006 |
| Additional noninterest expense | $1,628,000 | 3,584 |
| Pre-tax net operating income | $-97,000 | 6,278 |
| Securities gains (losses) | $626,000 | 797 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $529,000 | 4,862 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $529,000 | 4,862 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $529,000 | 4,863 |
| Net charge-offs | $458,000 | 2,767 |
| Cash dividends | $88,000 | 4,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-97,000 | 6,289 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,708,000 | 4,402 |
| Total interest expense | $969,000 | 3,147 |
| Net interest income | $2,739,000 | 4,713 |
| Provision for loan and lease losses | $61,000 | 4,800 |
| Total noninterest income | $280,000 | 4,980 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $330,000 | 2,779 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-50,000 | 6,846 |
| Total noninterest expense | $2,978,000 | 4,084 |
| Salaries and employee benefits | $1,380,000 | 4,356 |
| Premises and equipment expense | $347,000 | 4,057 |
| Additional noninterest expense | $1,251,000 | 3,536 |
| Pre-tax net operating income | $-20,000 | 6,316 |
| Securities gains (losses) | $561,000 | 686 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $541,000 | 4,547 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $541,000 | 4,546 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $541,000 | 4,545 |
| Net charge-offs | $366,000 | 2,572 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-20,000 | 6,320 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 4,399 |
| Total interest expense | $701,000 | 3,053 |
| Net interest income | $1,807,000 | 4,763 |
| Provision for loan and lease losses | $61,000 | 4,333 |
| Total noninterest income | $107,000 | 5,713 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $219,000 | 2,762 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-112,000 | 7,019 |
| Total noninterest expense | $2,016,000 | 4,073 |
| Salaries and employee benefits | $915,000 | 4,397 |
| Premises and equipment expense | $229,000 | 4,092 |
| Additional noninterest expense | $872,000 | 3,456 |
| Pre-tax net operating income | $-163,000 | 6,597 |
| Securities gains (losses) | $425,000 | 655 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $262,000 | 4,995 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $262,000 | 4,998 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $262,000 | 4,998 |
| Net charge-offs | $396,000 | 2,015 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-163,000 | 6,613 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 4,524 |
| Total interest expense | $361,000 | 3,079 |
| Net interest income | $860,000 | 4,911 |
| Provision for loan and lease losses | $61,000 | 3,434 |
| Total noninterest income | $155,000 | 4,158 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $103,000 | 2,869 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $52,000 | 4,667 |
| Total noninterest expense | $1,014,000 | 4,064 |
| Salaries and employee benefits | $448,000 | 4,483 |
| Premises and equipment expense | $117,000 | 4,039 |
| Additional noninterest expense | $449,000 | 3,360 |
| Pre-tax net operating income | $-60,000 | 6,645 |
| Securities gains (losses) | $160,000 | 693 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $100,000 | 5,358 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $100,000 | 5,359 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $100,000 | 5,359 |
| Net charge-offs | $403,000 | 1,247 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-60,000 | 6,662 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,497,000 | 4,314 |
| Total interest expense | $1,677,000 | 3,153 |
| Net interest income | $3,820,000 | 4,662 |
| Provision for loan and lease losses | $1,015,000 | 2,388 |
| Total noninterest income | $563,000 | 4,194 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $467,000 | 2,718 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $96,000 | 5,351 |
| Total noninterest expense | $3,500,000 | 4,486 |
| Salaries and employee benefits | $1,584,000 | 4,820 |
| Premises and equipment expense | $475,000 | 4,175 |
| Additional noninterest expense | $1,441,000 | 3,960 |
| Pre-tax net operating income | $-132,000 | 6,168 |
| Securities gains (losses) | $331,000 | 1,070 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $199,000 | 5,565 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $199,000 | 5,566 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $199,000 | 5,566 |
| Net charge-offs | $1,007,000 | 2,351 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-132,000 | 6,211 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,171,000 | 4,329 |
| Total interest expense | $1,250,000 | 3,285 |
| Net interest income | $2,921,000 | 4,636 |
| Provision for loan and lease losses | $736,000 | 2,380 |
| Total noninterest income | $565,000 | 3,655 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $351,000 | 2,719 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $214,000 | 3,992 |
| Total noninterest expense | $2,753,000 | 4,356 |
| Salaries and employee benefits | $1,218,000 | 4,739 |
| Premises and equipment expense | $357,000 | 4,207 |
| Additional noninterest expense | $1,178,000 | 3,735 |
| Pre-tax net operating income | $-3,000 | 6,145 |
| Securities gains (losses) | $262,000 | 1,007 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $259,000 | 5,239 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $259,000 | 5,239 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $259,000 | 5,239 |
| Net charge-offs | $1,012,000 | 1,877 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-3,000 | 6,162 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,903,000 | 4,245 |
| Total interest expense | $871,000 | 3,283 |
| Net interest income | $2,032,000 | 4,542 |
| Provision for loan and lease losses | $724,000 | 1,859 |
| Total noninterest income | $353,000 | 3,809 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $229,000 | 2,745 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $124,000 | 4,248 |
| Total noninterest expense | $1,849,000 | 4,373 |
| Salaries and employee benefits | $885,000 | 4,536 |
| Premises and equipment expense | $239,000 | 4,230 |
| Additional noninterest expense | $725,000 | 3,997 |
| Pre-tax net operating income | $-188,000 | 6,542 |
| Securities gains (losses) | $86,000 | 1,245 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-102,000 | 6,510 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-102,000 | 6,510 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-102,000 | 6,510 |
| Net charge-offs | $988,000 | 1,485 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-188,000 | 6,582 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 4,283 |
| Total interest expense | $452,000 | 3,298 |
| Net interest income | $991,000 | 4,601 |
| Provision for loan and lease losses | $193,000 | 2,497 |
| Total noninterest income | $175,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $106,000 | 2,857 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $69,000 | 4,155 |
| Total noninterest expense | $879,000 | 4,539 |
| Salaries and employee benefits | $433,000 | 4,632 |
| Premises and equipment expense | $125,000 | 4,165 |
| Additional noninterest expense | $321,000 | 4,342 |
| Pre-tax net operating income | $94,000 | 5,211 |
| Securities gains (losses) | $63,000 | 680 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $157,000 | 4,374 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $157,000 | 4,373 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $157,000 | 4,374 |
| Net charge-offs | $209,000 | 2,091 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $94,000 | 5,037 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,092,000 | 4,280 |
| Total interest expense | $2,161,000 | 3,352 |
| Net interest income | $3,931,000 | 4,632 |
| Provision for loan and lease losses | $1,602,000 | 2,367 |
| Total noninterest income | $699,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $462,000 | 2,786 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $237,000 | 4,328 |
| Total noninterest expense | $3,314,000 | 4,728 |
| Salaries and employee benefits | $1,594,000 | 4,894 |
| Premises and equipment expense | $480,000 | 4,293 |
| Additional noninterest expense | $1,240,000 | 4,523 |
| Pre-tax net operating income | $-286,000 | 6,101 |
| Securities gains (losses) | $413,000 | 1,029 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $127,000 | 5,523 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $127,000 | 5,523 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $127,000 | 5,524 |
| Net charge-offs | $1,140,000 | 2,507 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-286,000 | 6,178 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,662,000 | 4,304 |
| Total interest expense | $1,642,000 | 3,458 |
| Net interest income | $3,020,000 | 4,633 |
| Provision for loan and lease losses | $1,151,000 | 2,314 |
| Total noninterest income | $546,000 | 3,887 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $358,000 | 2,781 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $188,000 | 4,276 |
| Total noninterest expense | $2,541,000 | 4,697 |
| Salaries and employee benefits | $1,239,000 | 4,814 |
| Premises and equipment expense | $363,000 | 4,334 |
| Additional noninterest expense | $939,000 | 4,489 |
| Pre-tax net operating income | $-126,000 | 6,196 |
| Securities gains (losses) | $413,000 | 874 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $287,000 | 4,932 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $287,000 | 4,934 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $287,000 | 4,935 |
| Net charge-offs | $1,074,000 | 2,112 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-126,000 | 6,244 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,113,000 | 4,336 |
| Total interest expense | $1,103,000 | 3,537 |
| Net interest income | $2,010,000 | 4,631 |
| Provision for loan and lease losses | $1,004,000 | 1,925 |
| Total noninterest income | $370,000 | 3,796 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $237,000 | 2,814 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $133,000 | 4,181 |
| Total noninterest expense | $1,740,000 | 4,639 |
| Salaries and employee benefits | $862,000 | 4,712 |
| Premises and equipment expense | $248,000 | 4,294 |
| Additional noninterest expense | $630,000 | 4,457 |
| Pre-tax net operating income | $-364,000 | 6,635 |
| Securities gains (losses) | $135,000 | 1,214 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-229,000 | 6,601 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-229,000 | 6,603 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-229,000 | 6,602 |
| Net charge-offs | $1,016,000 | 1,706 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-364,000 | 6,706 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,583,000 | 4,346 |
| Total interest expense | $558,000 | 3,630 |
| Net interest income | $1,025,000 | 4,599 |
| Provision for loan and lease losses | $275,000 | 2,549 |
| Total noninterest income | $193,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $116,000 | 2,852 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $77,000 | 3,982 |
| Total noninterest expense | $870,000 | 4,681 |
| Salaries and employee benefits | $434,000 | 4,757 |
| Premises and equipment expense | $126,000 | 4,352 |
| Additional noninterest expense | $310,000 | 4,490 |
| Pre-tax net operating income | $73,000 | 5,380 |
| Securities gains (losses) | $76,000 | 916 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $149,000 | 4,397 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $149,000 | 4,398 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $149,000 | 4,396 |
| Net charge-offs | $174,000 | 2,583 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $73,000 | 5,245 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,884,000 | 4,222 |
| Total interest expense | $2,722,000 | 3,679 |
| Net interest income | $4,162,000 | 4,463 |
| Provision for loan and lease losses | $1,695,000 | 2,700 |
| Total noninterest income | $754,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $471,000 | 3,022 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $283,000 | 4,055 |
| Total noninterest expense | $3,337,000 | 4,869 |
| Salaries and employee benefits | $1,529,000 | 5,134 |
| Premises and equipment expense | $494,000 | 4,409 |
| Additional noninterest expense | $1,314,000 | 4,475 |
| Pre-tax net operating income | $-116,000 | 5,609 |
| Securities gains (losses) | $269,000 | 1,320 |
| Applicable income taxes | $18,000 | 3,711 |
| Income before extraordinary items | $135,000 | 5,038 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $135,000 | 5,037 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $135,000 | 5,037 |
| Net charge-offs | $1,436,000 | 2,425 |
| Cash dividends | $207,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-101,720 | 5,679 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,197,000 | 4,257 |
| Total interest expense | $2,089,000 | 3,752 |
| Net interest income | $3,108,000 | 4,485 |
| Provision for loan and lease losses | $1,065,000 | 2,696 |
| Total noninterest income | $574,000 | 3,927 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $347,000 | 3,061 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $227,000 | 4,071 |
| Total noninterest expense | $2,405,000 | 4,998 |
| Salaries and employee benefits | $1,062,000 | 5,405 |
| Premises and equipment expense | $362,000 | 4,521 |
| Additional noninterest expense | $981,000 | 4,456 |
| Pre-tax net operating income | $212,000 | 4,879 |
| Securities gains (losses) | $269,000 | 1,072 |
| Applicable income taxes | $29,000 | 3,621 |
| Income before extraordinary items | $452,000 | 3,856 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $452,000 | 3,852 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $452,000 | 3,854 |
| Net charge-offs | $1,231,000 | 1,972 |
| Cash dividends | $207,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $199,140 | 4,794 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,493,000 | 4,272 |
| Total interest expense | $1,442,000 | 3,769 |
| Net interest income | $2,051,000 | 4,510 |
| Provision for loan and lease losses | $710,000 | 2,475 |
| Total noninterest income | $395,000 | 3,865 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $227,000 | 3,077 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $168,000 | 3,920 |
| Total noninterest expense | $1,594,000 | 5,065 |
| Salaries and employee benefits | $704,000 | 5,480 |
| Premises and equipment expense | $251,000 | 4,437 |
| Additional noninterest expense | $639,000 | 4,538 |
| Pre-tax net operating income | $142,000 | 4,974 |
| Securities gains (losses) | $224,000 | 947 |
| Applicable income taxes | $20,000 | 3,701 |
| Income before extraordinary items | $346,000 | 3,723 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $346,000 | 3,722 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $346,000 | 3,722 |
| Net charge-offs | $929,000 | 1,696 |
| Cash dividends | $207,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $133,200 | 4,895 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 4,249 |
| Total interest expense | $732,000 | 3,825 |
| Net interest income | $1,061,000 | 4,396 |
| Provision for loan and lease losses | $305,000 | 2,266 |
| Total noninterest income | $206,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $106,000 | 3,154 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $100,000 | 3,652 |
| Total noninterest expense | $782,000 | 5,031 |
| Salaries and employee benefits | $347,000 | 5,565 |
| Premises and equipment expense | $129,000 | 4,416 |
| Additional noninterest expense | $306,000 | 4,348 |
| Pre-tax net operating income | $180,000 | 4,213 |
| Securities gains (losses) | $147,000 | 807 |
| Applicable income taxes | $10,000 | 3,971 |
| Income before extraordinary items | $317,000 | 3,014 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $317,000 | 3,015 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $317,000 | 3,015 |
| Net charge-offs | $297,000 | 1,782 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $174,410 | 3,943 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,149,000 | 4,424 |
| Total interest expense | $3,302,000 | 3,989 |
| Net interest income | $3,847,000 | 4,697 |
| Provision for loan and lease losses | $640,000 | 3,383 |
| Total noninterest income | $731,000 | 4,038 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $508,000 | 2,973 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $223,000 | 4,667 |
| Total noninterest expense | $2,963,000 | 5,155 |
| Salaries and employee benefits | $1,474,000 | 5,382 |
| Premises and equipment expense | $296,000 | 5,837 |
| Additional noninterest expense | $1,193,000 | 4,305 |
| Pre-tax net operating income | $975,000 | 3,804 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $36,000 | 4,023 |
| Income before extraordinary items | $939,000 | 3,407 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $939,000 | 3,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $649,000 | 2,456 |
| Cash dividends | $511,000 | 3,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $939,000 | 3,558 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,317,000 | 4,514 |
| Total interest expense | $2,491,000 | 4,083 |
| Net interest income | $2,826,000 | 4,799 |
| Provision for loan and lease losses | $480,000 | 2,786 |
| Total noninterest income | $577,000 | 4,042 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $401,000 | 2,880 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $176,000 | 4,679 |
| Total noninterest expense | $2,026,000 | 5,418 |
| Salaries and employee benefits | $989,000 | 5,723 |
| Premises and equipment expense | $202,000 | 6,077 |
| Additional noninterest expense | $835,000 | 4,438 |
| Pre-tax net operating income | $897,000 | 3,875 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $31,000 | 4,397 |
| Income before extraordinary items | $866,000 | 3,409 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $866,000 | 3,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 1,979 |
| Cash dividends | $355,000 | 3,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $866,000 | 3,546 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 4,633 |
| Total interest expense | $1,659,000 | 4,227 |
| Net interest income | $1,838,000 | 4,880 |
| Provision for loan and lease losses | $320,000 | 2,447 |
| Total noninterest income | $379,000 | 4,115 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $248,000 | 3,037 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $131,000 | 4,538 |
| Total noninterest expense | $1,333,000 | 5,493 |
| Salaries and employee benefits | $657,000 | 5,782 |
| Premises and equipment expense | $138,000 | 6,048 |
| Additional noninterest expense | $538,000 | 4,518 |
| Pre-tax net operating income | $564,000 | 4,147 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $20,000 | 4,673 |
| Income before extraordinary items | $544,000 | 3,847 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $544,000 | 3,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 1,489 |
| Cash dividends | $355,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $544,000 | 3,791 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,724,000 | 4,760 |
| Total interest expense | $820,000 | 4,443 |
| Net interest income | $904,000 | 4,935 |
| Provision for loan and lease losses | $260,000 | 1,545 |
| Total noninterest income | $189,000 | 4,115 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $121,000 | 3,039 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $68,000 | 4,477 |
| Total noninterest expense | $667,000 | 5,506 |
| Salaries and employee benefits | $327,000 | 5,848 |
| Premises and equipment expense | $71,000 | 6,004 |
| Additional noninterest expense | $269,000 | 4,455 |
| Pre-tax net operating income | $166,000 | 5,291 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $10,000 | 4,802 |
| Income before extraordinary items | $156,000 | 5,155 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $156,000 | 5,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 1,086 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $156,000 | 5,049 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,789,000 | 4,822 |
| Total interest expense | $3,296,000 | 4,509 |
| Net interest income | $3,493,000 | 5,038 |
| Provision for loan and lease losses | $380,000 | 2,776 |
| Total noninterest income | $700,000 | 4,300 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $499,000 | 3,056 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $201,000 | 5,045 |
| Total noninterest expense | $2,680,000 | 5,384 |
| Salaries and employee benefits | $1,433,000 | 5,447 |
| Premises and equipment expense | $249,000 | 6,265 |
| Additional noninterest expense | $998,000 | 4,670 |
| Pre-tax net operating income | $1,133,000 | 4,481 |
| Securities gains (losses) | $-25,000 | 7,815 |
| Applicable income taxes | $192,000 | 3,877 |
| Income before extraordinary items | $916,000 | 4,510 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $916,000 | 4,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 2,217 |
| Cash dividends | $321,000 | 4,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $936,750 | 4,452 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,072,000 | 4,843 |
| Total interest expense | $2,419,000 | 4,578 |
| Net interest income | $2,653,000 | 5,015 |
| Provision for loan and lease losses | $235,000 | 2,712 |
| Total noninterest income | $516,000 | 4,346 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $357,000 | 3,140 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $159,000 | 4,967 |
| Total noninterest expense | $1,864,000 | 5,584 |
| Salaries and employee benefits | $976,000 | 5,718 |
| Premises and equipment expense | $188,000 | 6,231 |
| Additional noninterest expense | $700,000 | 4,797 |
| Pre-tax net operating income | $1,070,000 | 4,211 |
| Securities gains (losses) | $-13,000 | 7,843 |
| Applicable income taxes | $182,000 | 3,826 |
| Income before extraordinary items | $875,000 | 4,176 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $875,000 | 4,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 1,722 |
| Cash dividends | $166,000 | 4,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $885,790 | 4,132 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,292,000 | 4,952 |
| Total interest expense | $1,579,000 | 4,626 |
| Net interest income | $1,713,000 | 5,146 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $342,000 | 4,370 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $225,000 | 3,253 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $117,000 | 4,803 |
| Total noninterest expense | $1,233,000 | 5,644 |
| Salaries and employee benefits | $648,000 | 5,781 |
| Premises and equipment expense | $119,000 | 6,393 |
| Additional noninterest expense | $466,000 | 4,810 |
| Pre-tax net operating income | $732,000 | 4,215 |
| Securities gains (losses) | $-13,000 | 8,051 |
| Applicable income taxes | $180,000 | 3,397 |
| Income before extraordinary items | $539,000 | 4,392 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $539,000 | 4,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 1,210 |
| Cash dividends | $155,000 | 3,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $548,750 | 4,345 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,585,000 | 5,060 |
| Total interest expense | $774,000 | 4,662 |
| Net interest income | $811,000 | 5,343 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $168,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $104,000 | 3,370 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $64,000 | 4,621 |
| Total noninterest expense | $625,000 | 5,625 |
| Salaries and employee benefits | $331,000 | 5,775 |
| Premises and equipment expense | $60,000 | 6,403 |
| Additional noninterest expense | $234,000 | 4,753 |
| Pre-tax net operating income | $309,000 | 4,585 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $299,000 | 4,177 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $299,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $299,000 | 4,160 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,150,000 | 4,925 |
| Total interest expense | $2,713,000 | 4,578 |
| Net interest income | $3,437,000 | 5,112 |
| Provision for loan and lease losses | $330,000 | 2,609 |
| Total noninterest income | $686,000 | 4,409 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $447,000 | 3,307 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $239,000 | 4,748 |
| Total noninterest expense | $2,633,000 | 5,314 |
| Salaries and employee benefits | $1,411,000 | 5,397 |
| Premises and equipment expense | $253,000 | 6,189 |
| Additional noninterest expense | $969,000 | 4,609 |
| Pre-tax net operating income | $1,160,000 | 4,856 |
| Securities gains (losses) | $-20,000 | 7,546 |
| Applicable income taxes | $222,000 | 4,181 |
| Income before extraordinary items | $918,000 | 4,896 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $918,000 | 4,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,336 |
| Cash dividends | $363,000 | 4,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $934,200 | 4,849 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,531,000 | 4,962 |
| Total interest expense | $1,977,000 | 4,581 |
| Net interest income | $2,554,000 | 5,185 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $514,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $340,000 | 3,286 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $174,000 | 4,834 |
| Total noninterest expense | $1,796,000 | 5,601 |
| Salaries and employee benefits | $923,000 | 5,797 |
| Premises and equipment expense | $184,000 | 6,293 |
| Additional noninterest expense | $689,000 | 4,765 |
| Pre-tax net operating income | $1,137,000 | 4,441 |
| Securities gains (losses) | $-20,000 | 7,838 |
| Applicable income taxes | $323,000 | 3,482 |
| Income before extraordinary items | $794,000 | 4,716 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $794,000 | 4,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,075 |
| Cash dividends | $231,000 | 3,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $808,200 | 4,668 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,986,000 | 4,963 |
| Total interest expense | $1,281,000 | 4,513 |
| Net interest income | $1,705,000 | 5,207 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $323,000 | 4,542 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $226,000 | 3,276 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $97,000 | 5,198 |
| Total noninterest expense | $1,213,000 | 5,573 |
| Salaries and employee benefits | $607,000 | 5,877 |
| Premises and equipment expense | $125,000 | 6,249 |
| Additional noninterest expense | $481,000 | 4,603 |
| Pre-tax net operating income | $725,000 | 4,552 |
| Securities gains (losses) | $-29,000 | 8,210 |
| Applicable income taxes | $215,000 | 3,521 |
| Income before extraordinary items | $481,000 | 4,981 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $481,000 | 4,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,400 |
| Cash dividends | $231,000 | 3,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $501,010 | 4,865 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 4,931 |
| Total interest expense | $623,000 | 4,476 |
| Net interest income | $856,000 | 5,198 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $182,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $105,000 | 3,367 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $77,000 | 4,231 |
| Total noninterest expense | $606,000 | 5,594 |
| Salaries and employee benefits | $305,000 | 5,876 |
| Premises and equipment expense | $60,000 | 6,361 |
| Additional noninterest expense | $241,000 | 4,586 |
| Pre-tax net operating income | $387,000 | 4,354 |
| Securities gains (losses) | $-29,000 | 8,457 |
| Applicable income taxes | $108,000 | 3,496 |
| Income before extraordinary items | $250,000 | 4,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $250,000 | 4,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,173 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $270,300 | 4,652 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,400,000 | 4,915 |
| Total interest expense | $1,995,000 | 4,436 |
| Net interest income | $3,405,000 | 5,100 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $694,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $513,000 | 2,998 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $181,000 | 5,362 |
| Total noninterest expense | $2,493,000 | 5,388 |
| Salaries and employee benefits | $1,341,000 | 5,434 |
| Premises and equipment expense | $241,000 | 6,307 |
| Additional noninterest expense | $911,000 | 4,727 |
| Pre-tax net operating income | $1,426,000 | 4,505 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $432,000 | 3,584 |
| Income before extraordinary items | $995,000 | 4,856 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $995,000 | 4,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,421 |
| Cash dividends | $217,000 | 4,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $994,300 | 4,825 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,944,000 | 4,958 |
| Total interest expense | $1,406,000 | 4,499 |
| Net interest income | $2,538,000 | 5,132 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $513,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $391,000 | 2,974 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $122,000 | 5,575 |
| Total noninterest expense | $1,732,000 | 5,594 |
| Salaries and employee benefits | $876,000 | 5,849 |
| Premises and equipment expense | $181,000 | 6,273 |
| Additional noninterest expense | $675,000 | 4,743 |
| Pre-tax net operating income | $1,184,000 | 4,328 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $339,000 | 3,581 |
| Income before extraordinary items | $846,000 | 4,608 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $846,000 | 4,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,062 |
| Cash dividends | $108,000 | 4,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $845,290 | 4,568 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,553,000 | 4,995 |
| Total interest expense | $866,000 | 4,547 |
| Net interest income | $1,687,000 | 5,138 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $323,000 | 4,599 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $255,000 | 2,976 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $68,000 | 5,929 |
| Total noninterest expense | $1,084,000 | 5,793 |
| Salaries and employee benefits | $577,000 | 5,876 |
| Premises and equipment expense | $121,000 | 6,259 |
| Additional noninterest expense | $386,000 | 5,204 |
| Pre-tax net operating income | $836,000 | 4,179 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $286,000 | 3,193 |
| Income before extraordinary items | $551,000 | 4,643 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $551,000 | 4,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,069 |
| Cash dividends | $108,000 | 4,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $550,340 | 4,598 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 5,108 |
| Total interest expense | $408,000 | 4,617 |
| Net interest income | $820,000 | 5,261 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $172,000 | 4,357 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $123,000 | 2,981 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,227 |
| Total noninterest expense | $599,000 | 5,519 |
| Salaries and employee benefits | $281,000 | 6,002 |
| Premises and equipment expense | $63,000 | 6,224 |
| Additional noninterest expense | $255,000 | 4,301 |
| Pre-tax net operating income | $348,000 | 4,611 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $113,000 | 3,574 |
| Income before extraordinary items | $236,000 | 5,012 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $236,000 | 5,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,991 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $235,320 | 4,989 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,768,000 | 5,005 |
| Total interest expense | $1,409,000 | 4,687 |
| Net interest income | $3,359,000 | 5,042 |
| Provision for loan and lease losses | $198,000 | 3,721 |
| Total noninterest income | $551,000 | 5,031 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $414,000 | 3,569 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $137,000 | 5,850 |
| Total noninterest expense | $2,274,000 | 5,588 |
| Salaries and employee benefits | $1,243,000 | 5,587 |
| Premises and equipment expense | $222,000 | 6,499 |
| Additional noninterest expense | $809,000 | 5,062 |
| Pre-tax net operating income | $1,438,000 | 4,348 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $412,000 | 3,677 |
| Income before extraordinary items | $1,031,000 | 4,603 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,031,000 | 4,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,975 |
| Cash dividends | $108,000 | 5,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,027,450 | 4,555 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 5,049 |
| Total interest expense | $1,040,000 | 4,684 |
| Net interest income | $2,470,000 | 5,098 |
| Provision for loan and lease losses | $149,000 | 3,563 |
| Total noninterest income | $357,000 | 5,420 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $283,000 | 3,798 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,000 | 6,452 |
| Total noninterest expense | $1,546,000 | 5,865 |
| Salaries and employee benefits | $792,000 | 6,046 |
| Premises and equipment expense | $166,000 | 6,493 |
| Additional noninterest expense | $588,000 | 5,105 |
| Pre-tax net operating income | $1,132,000 | 4,312 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $301,000 | 3,797 |
| Income before extraordinary items | $836,000 | 4,493 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $836,000 | 4,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,248 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $832,300 | 4,430 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 5,108 |
| Total interest expense | $684,000 | 4,738 |
| Net interest income | $1,615,000 | 5,169 |
| Provision for loan and lease losses | $99,000 | 3,536 |
| Total noninterest income | $234,000 | 5,453 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $165,000 | 4,114 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $69,000 | 5,871 |
| Total noninterest expense | $1,010,000 | 5,966 |
| Salaries and employee benefits | $513,000 | 6,199 |
| Premises and equipment expense | $108,000 | 6,605 |
| Additional noninterest expense | $389,000 | 5,155 |
| Pre-tax net operating income | $740,000 | 4,320 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $200,000 | 3,775 |
| Income before extraordinary items | $540,000 | 4,533 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $540,000 | 4,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $540,000 | 4,448 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 5,173 |
| Total interest expense | $336,000 | 4,826 |
| Net interest income | $793,000 | 5,241 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $151,000 | 4,759 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $78,000 | 4,175 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $73,000 | 4,352 |
| Total noninterest expense | $506,000 | 6,005 |
| Salaries and employee benefits | $252,000 | 6,306 |
| Premises and equipment expense | $56,000 | 6,504 |
| Additional noninterest expense | $198,000 | 5,107 |
| Pre-tax net operating income | $388,000 | 4,153 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $100,000 | 3,780 |
| Income before extraordinary items | $288,000 | 4,383 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $288,000 | 4,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $288,000 | 4,258 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,506,000 | 5,237 |
| Total interest expense | $1,408,000 | 5,068 |
| Net interest income | $3,098,000 | 5,208 |
| Provision for loan and lease losses | $230,000 | 3,756 |
| Total noninterest income | $526,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $338,000 | 4,036 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $188,000 | 5,408 |
| Total noninterest expense | $2,068,000 | 5,881 |
| Salaries and employee benefits | $1,090,000 | 5,966 |
| Premises and equipment expense | $233,000 | 6,395 |
| Additional noninterest expense | $745,000 | 5,291 |
| Pre-tax net operating income | $1,326,000 | 4,428 |
| Securities gains (losses) | $18,000 | 3,281 |
| Applicable income taxes | $359,000 | 3,991 |
| Income before extraordinary items | $985,000 | 4,683 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $985,000 | 4,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 3,184 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $971,860 | 4,558 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,355,000 | 5,322 |
| Total interest expense | $1,071,000 | 5,179 |
| Net interest income | $2,284,000 | 5,272 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $387,000 | 5,403 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $249,000 | 4,105 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $138,000 | 5,505 |
| Total noninterest expense | $1,415,000 | 6,142 |
| Salaries and employee benefits | $696,000 | 6,491 |
| Premises and equipment expense | $159,000 | 6,640 |
| Additional noninterest expense | $560,000 | 5,256 |
| Pre-tax net operating income | $1,121,000 | 4,265 |
| Securities gains (losses) | $18,000 | 3,018 |
| Applicable income taxes | $301,000 | 3,902 |
| Income before extraordinary items | $838,000 | 4,475 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $838,000 | 4,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,899 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $824,680 | 4,340 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,235,000 | 5,350 |
| Total interest expense | $732,000 | 5,200 |
| Net interest income | $1,503,000 | 5,320 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $271,000 | 5,256 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $166,000 | 4,063 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $105,000 | 5,250 |
| Total noninterest expense | $935,000 | 6,201 |
| Salaries and employee benefits | $467,000 | 6,493 |
| Premises and equipment expense | $104,000 | 6,670 |
| Additional noninterest expense | $364,000 | 5,337 |
| Pre-tax net operating income | $749,000 | 4,240 |
| Securities gains (losses) | $18,000 | 2,668 |
| Applicable income taxes | $201,000 | 3,962 |
| Income before extraordinary items | $566,000 | 4,457 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $566,000 | 4,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,092 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $552,680 | 4,318 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 5,379 |
| Total interest expense | $381,000 | 5,179 |
| Net interest income | $737,000 | 5,375 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $131,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $83,000 | 3,993 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $48,000 | 5,346 |
| Total noninterest expense | $490,000 | 6,070 |
| Salaries and employee benefits | $231,000 | 6,532 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $209,000 | 4,798 |
| Pre-tax net operating income | $333,000 | 4,518 |
| Securities gains (losses) | $18,000 | 1,950 |
| Applicable income taxes | $100,000 | 3,933 |
| Income before extraordinary items | $251,000 | 4,705 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $251,000 | 4,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $238,040 | 4,653 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 5,364 |
| Total interest expense | $1,727,000 | 5,273 |
| Net interest income | $2,995,000 | 5,287 |
| Provision for loan and lease losses | $295,000 | 3,501 |
| Total noninterest income | $413,000 | 5,698 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $308,000 | 4,169 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $105,000 | 6,345 |
| Total noninterest expense | $1,924,000 | 6,007 |
| Salaries and employee benefits | $1,031,000 | 6,020 |
| Premises and equipment expense | $209,000 | 6,671 |
| Additional noninterest expense | $684,000 | 5,482 |
| Pre-tax net operating income | $1,189,000 | 4,740 |
| Securities gains (losses) | $62,000 | 2,209 |
| Applicable income taxes | $318,000 | 4,343 |
| Income before extraordinary items | $933,000 | 4,783 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $933,000 | 4,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 2,187 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $886,500 | 4,791 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,217,000 | 5,478 |
| Total interest expense | $2,662,000 | 5,172 |
| Net interest income | $2,555,000 | 5,645 |
| Provision for loan and lease losses | $495,000 | 2,236 |
| Total noninterest income | $315,000 | 6,285 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $258,000 | 4,566 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $57,000 | 7,479 |
| Total noninterest expense | $1,683,000 | 6,377 |
| Salaries and employee benefits | $797,000 | 6,783 |
| Premises and equipment expense | $207,000 | 6,693 |
| Additional noninterest expense | $679,000 | 5,398 |
| Pre-tax net operating income | $692,000 | 5,854 |
| Securities gains (losses) | $20,000 | 3,157 |
| Applicable income taxes | $136,000 | 5,603 |
| Income before extraordinary items | $576,000 | 5,733 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $576,000 | 5,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,847 |
| Cash dividends | $65,000 | 6,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $559,800 | 5,677 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,923,000 | 5,790 |
| Total interest expense | $2,535,000 | 5,510 |
| Net interest income | $2,388,000 | 5,976 |
| Provision for loan and lease losses | $135,000 | 4,606 |
| Total noninterest income | $293,000 | 6,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 4,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 7,994 |
| Total noninterest expense | $1,545,000 | 6,620 |
| Salaries and employee benefits | $797,000 | 6,741 |
| Premises and equipment expense | $171,000 | 7,229 |
| Additional noninterest expense | $577,000 | 5,921 |
| Pre-tax net operating income | $1,001,000 | 5,253 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $257,000 | 4,924 |
| Income before extraordinary items | $745,000 | 5,248 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $745,000 | 5,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,272 |
| Cash dividends | $69,000 | 6,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $744,260 | 5,248 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,288,000 | 6,112 |
| Total interest expense | $2,070,000 | 5,882 |
| Net interest income | $2,218,000 | 6,250 |
| Provision for loan and lease losses | $85,000 | 5,558 |
| Total noninterest income | $253,000 | 6,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,882 |
| Total noninterest expense | $1,450,000 | 6,904 |
| Salaries and employee benefits | $739,000 | 7,028 |
| Premises and equipment expense | $175,000 | 7,220 |
| Additional noninterest expense | $536,000 | 6,250 |
| Pre-tax net operating income | $936,000 | 5,504 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $234,000 | 5,357 |
| Income before extraordinary items | $708,000 | 5,427 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $708,000 | 5,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,636 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $703,500 | 5,417 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,858,000 | 6,592 |
| Total interest expense | $2,086,000 | 6,052 |
| Net interest income | $1,772,000 | 7,109 |
| Provision for loan and lease losses | $410,000 | 2,021 |
| Total noninterest income | $198,000 | 7,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 5,914 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,260 |
| Total noninterest expense | $1,232,000 | 7,450 |
| Salaries and employee benefits | $646,000 | 7,488 |
| Premises and equipment expense | $150,000 | 7,646 |
| Additional noninterest expense | $436,000 | 6,919 |
| Pre-tax net operating income | $328,000 | 8,235 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $47,000 | 8,390 |
| Income before extraordinary items | $292,000 | 7,951 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $292,000 | 7,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,577 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $282,540 | 7,941 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,399,000 | 7,294 |
| Total interest expense | $1,800,000 | 6,687 |
| Net interest income | $1,599,000 | 7,779 |
| Provision for loan and lease losses | $128,000 | 4,489 |
| Total noninterest income | $122,000 | 9,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,236 |
| Total noninterest expense | $1,084,000 | 8,055 |
| Salaries and employee benefits | $607,000 | 7,872 |
| Premises and equipment expense | $124,000 | 8,390 |
| Additional noninterest expense | $353,000 | 7,780 |
| Pre-tax net operating income | $509,000 | 7,868 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $111,000 | 8,224 |
| Income before extraordinary items | $398,000 | 7,656 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $398,000 | 7,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,008 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $4,048,000 | 247 |
| Net operating income | $398,000 | 7,596 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.