Home > Twin Rivers Community Bank > Assets and Liabilities
Twin Rivers Community Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 63 | 2,831 |
| Assets and Liabilities | ||
| Total Assets: | $194,128,000 | 2,444 |
| Cash and due from depository institutions | $8,611,000 | 2,831 |
| Interest-bearing balances | $34,000 | 5,720 |
| Securities | $42,717,000 | 2,635 |
| Federal funds sold & reverse repurchase agreements | $3,750,000 | 2,437 |
| Net loans & leases | $134,918,000 | 2,242 |
| Loan loss allowance | $1,464,000 | 2,435 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,270,000 | 5,330 |
| Other real estate owned | $65,000 | 2,831 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,797,000 | 3,006 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,128,000 | 2,444 |
| Total liabilities | $183,245,000 | 2,336 |
| Total deposits | $170,056,000 | 2,230 |
| Interest-bearing deposits | $147,167,000 | 2,231 |
| Deposits held in domestic offices | $170,056,000 | 2,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,955,000 | 1,096 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $576,000 | 4,918 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $658,000 | 4,470 |
| Total equity capital | $10,883,000 | 3,972 |
| Total bank equity capital | $10,883,000 | 3,972 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,390,000 | 872 |
| Surplus | $4,390,000 | 3,340 |
| Undivided profits | $2,103,000 | 6,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $892,000 | 2,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $507,000 | 4,516 |
| Earning assets | $181,419,000 | 2,391 |
| Long-term assets (5+ years) | $76,608,000 | 1,219 |
| Average Assets, year-to-date | $179,937,800 | 2,517 |
| Average Assets, quarterly | $190,057,000 | 2,450 |
| Volatile liabilities | $34,855,000 | 2,260 |
| Insider loans | $105,000 | 7,947 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $20,263,000 | 2,344 |
| Tier 1 (core) risk-based capital | $12,116,000 | 3,596 |
| Tier 2 risk-based capital | $1,464,000 | 2,227 |
| Total risk weighted assets | $122,758,600 | 2,483 |
| Total unused commitments | $20,263,000 | 2,348 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 54 | 3,258 |
| Assets and Liabilities | ||
| Total Assets: | $165,615,000 | 2,778 |
| Cash and due from depository institutions | $6,541,000 | 3,258 |
| Interest-bearing balances | $27,000 | 5,887 |
| Securities | $42,362,000 | 2,694 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $112,511,000 | 2,467 |
| Loan loss allowance | $1,247,000 | 2,739 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,260,000 | 5,298 |
| Other real estate owned | $0 | 3,258 |
| Goodwill and other intangibles | $43,000 | 2,953 |
| All other assets | $2,898,000 | 2,549 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,615,000 | 2,778 |
| Total liabilities | $154,508,000 | 2,687 |
| Total deposits | $144,855,000 | 2,640 |
| Interest-bearing deposits | $123,387,000 | 2,634 |
| Deposits held in domestic offices | $144,855,000 | 2,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,324,000 | 1,128 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $522,000 | 4,153 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $807,000 | 4,144 |
| Total equity capital | $11,107,000 | 3,959 |
| Total bank equity capital | $11,107,000 | 3,959 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,390,000 | 841 |
| Surplus | $4,390,000 | 3,196 |
| Undivided profits | $2,327,000 | 6,549 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $544,000 | 3,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $410,000 | 5,362 |
| Earning assets | $154,900,000 | 2,738 |
| Long-term assets (5+ years) | $70,763,000 | 1,192 |
| Average Assets, year-to-date | $157,455,400 | 2,747 |
| Average Assets, quarterly | $164,197,000 | 2,760 |
| Volatile liabilities | $26,779,000 | 2,360 |
| Insider loans | $127,000 | 7,809 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,742,000 | 2,563 |
| Tier 1 (core) risk-based capital | $10,681,700 | 3,928 |
| Tier 2 risk-based capital | $1,246,440 | 2,487 |
| Total risk weighted assets | $99,714,340 | 2,827 |
| Total unused commitments | $16,742,000 | 2,568 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 57 | 3,171 |
| Assets and Liabilities | ||
| Total Assets: | $147,153,000 | 3,016 |
| Cash and due from depository institutions | $5,435,000 | 3,171 |
| Interest-bearing balances | $4,000 | 6,424 |
| Securities | $47,252,000 | 2,423 |
| Federal funds sold & reverse repurchase agreements | $1,690,000 | 5,396 |
| Net loans & leases | $89,705,000 | 3,039 |
| Loan loss allowance | $1,035,000 | 3,270 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,481,000 | 4,757 |
| Other real estate owned | $0 | 3,171 |
| Goodwill and other intangibles | $53,000 | 2,918 |
| All other assets | $1,537,000 | 4,373 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,153,000 | 3,016 |
| Total liabilities | $137,351,000 | 2,926 |
| Total deposits | $131,986,000 | 2,834 |
| Interest-bearing deposits | $115,374,000 | 2,784 |
| Deposits held in domestic offices | $131,986,000 | 2,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,328,000 | 1,609 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $516,000 | 3,991 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $521,000 | 5,765 |
| Total equity capital | $9,802,000 | 4,380 |
| Total bank equity capital | $9,802,000 | 4,380 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,140,000 | 879 |
| Surplus | $4,140,000 | 3,252 |
| Undivided profits | $1,522,000 | 7,807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $491,000 | 4,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $365,000 | 6,040 |
| Earning assets | $138,651,000 | 2,965 |
| Long-term assets (5+ years) | $55,511,000 | 1,248 |
| Average Assets, year-to-date | $135,649,400 | 3,115 |
| Average Assets, quarterly | $149,989,000 | 2,932 |
| Volatile liabilities | $22,498,000 | 2,717 |
| Insider loans | $157,000 | 7,828 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,462,000 | 2,948 |
| Tier 1 (core) risk-based capital | $9,600,700 | 4,316 |
| Tier 2 risk-based capital | $1,035,000 | 2,835 |
| Total risk weighted assets | $84,734,800 | 3,223 |
| Total unused commitments | $12,462,000 | 2,950 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 49 | 3,809 |
| Assets and Liabilities | ||
| Total Assets: | $116,621,000 | 3,829 |
| Cash and due from depository institutions | $3,507,000 | 3,809 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $25,818,000 | 4,415 |
| Federal funds sold & reverse repurchase agreements | $6,395,000 | 2,059 |
| Net loans & leases | $77,971,000 | 3,488 |
| Loan loss allowance | $793,000 | 4,263 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,473,000 | 4,754 |
| Other real estate owned | $96,000 | 3,809 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,361,000 | 4,976 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,621,000 | 3,829 |
| Total liabilities | $108,392,000 | 3,719 |
| Total deposits | $101,944,000 | 3,705 |
| Interest-bearing deposits | $91,270,000 | 3,573 |
| Deposits held in domestic offices | $101,944,000 | 3,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,500,000 | 1,517 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $517,000 | 3,897 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $431,000 | 6,521 |
| Total equity capital | $8,229,000 | 5,120 |
| Total bank equity capital | $8,229,000 | 5,120 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,640,000 | 1,057 |
| Surplus | $3,640,000 | 3,707 |
| Undivided profits | $949,000 | 8,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $265,000 | 5,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $309,000 | 6,785 |
| Earning assets | $110,184,000 | 3,741 |
| Long-term assets (5+ years) | $35,575,000 | 1,723 |
| Average Assets, year-to-date | $105,002,200 | 4,080 |
| Average Assets, quarterly | $113,280,500 | 3,893 |
| Volatile liabilities | $14,243,000 | 3,758 |
| Insider loans | $231,000 | 7,446 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,893,000 | 3,643 |
| Tier 1 (core) risk-based capital | $8,195,000 | 5,026 |
| Tier 2 risk-based capital | $793,000 | 3,679 |
| Total risk weighted assets | $67,709,200 | 3,961 |
| Total unused commitments | $8,893,000 | 3,658 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $96,543,000 | 4,559 |
| Cash and due from depository institutions | $2,810,000 | 5,686 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $17,994,000 | 5,981 |
| Federal funds sold & reverse repurchase agreements | $2,780,000 | 4,602 |
| Net loans & leases | $68,737,000 | 3,806 |
| Loan loss allowance | $733,000 | 4,560 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $845,000 | 6,624 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,377,000 | 2,283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,543,000 | 4,559 |
| Total liabilities | $90,702,000 | 4,379 |
| Total deposits | $86,672,000 | 4,359 |
| Interest-bearing deposits | $78,511,000 | 4,169 |
| Deposits held in domestic offices | $86,672,000 | 4,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,434,000 | 1,809 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $321,000 | 3,749 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $275,000 | 8,632 |
| Total equity capital | $5,841,000 | 6,679 |
| Total bank equity capital | $5,841,000 | 6,679 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,640,000 | 1,484 |
| Surplus | $2,640,000 | 4,594 |
| Undivided profits | $561,000 | 10,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 6,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $291,000 | 7,250 |
| Earning assets | $89,511,000 | 4,526 |
| Long-term assets (5+ years) | $27,894,000 | 1,940 |
| Average Assets, year-to-date | $91,258,400 | 4,596 |
| Average Assets, quarterly | $94,151,500 | 4,606 |
| Volatile liabilities | $13,768,000 | 3,582 |
| Insider loans | $530,000 | 5,506 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,397,000 | 3,984 |
| Tier 1 (core) risk-based capital | $5,731,000 | 6,636 |
| Tier 2 risk-based capital | $713,620 | 3,969 |
| Total risk weighted assets | $57,070,020 | 4,517 |
| Total unused commitments | $7,397,000 | 3,996 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 28 | 6,490 |
| Assets and Liabilities | ||
| Total Assets: | $86,044,000 | 4,986 |
| Cash and due from depository institutions | $1,833,000 | 6,490 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $19,188,000 | 6,056 |
| Federal funds sold & reverse repurchase agreements | $1,080,000 | 5,308 |
| Net loans & leases | $62,367,000 | 4,073 |
| Loan loss allowance | $610,000 | 5,340 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $801,000 | 6,907 |
| Other real estate owned | $44,000 | 6,490 |
| Goodwill and other intangibles | $12,000 | 2,869 |
| All other assets | $719,000 | 8,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,044,000 | 4,986 |
| Total liabilities | $81,080,000 | 4,812 |
| Total deposits | $75,606,000 | 4,879 |
| Interest-bearing deposits | $69,597,000 | 4,593 |
| Deposits held in domestic offices | $75,606,000 | 4,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,074,000 | 1,771 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $161,000 | 4,541 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $239,000 | 8,275 |
| Total equity capital | $4,964,000 | 7,163 |
| Total bank equity capital | $4,964,000 | 7,163 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,640,000 | 1,507 |
| Surplus | $2,640,000 | 4,545 |
| Undivided profits | $-316,000 | 11,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 8,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $210,000 | 8,262 |
| Earning assets | $82,635,000 | 4,791 |
| Long-term assets (5+ years) | $35,114,000 | 1,606 |
| Average Assets, year-to-date | $77,398,400 | 5,371 |
| Average Assets, quarterly | $82,901,000 | 5,119 |
| Volatile liabilities | $9,983,000 | 4,355 |
| Insider loans | $471,000 | 5,863 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,657,000 | 4,132 |
| Tier 1 (core) risk-based capital | $5,113,000 | 7,112 |
| Tier 2 risk-based capital | $583,500 | 4,655 |
| Total risk weighted assets | $46,653,500 | 5,232 |
| Total unused commitments | $6,657,000 | 4,138 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 22 | 7,996 |
| Assets and Liabilities | ||
| Total Assets: | $67,154,000 | 6,265 |
| Cash and due from depository institutions | $1,646,000 | 7,996 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $14,669,000 | 7,519 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,849 |
| Net loans & leases | $47,311,000 | 5,024 |
| Loan loss allowance | $440,000 | 6,952 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $476,000 | 8,873 |
| Other real estate owned | $0 | 7,996 |
| Goodwill and other intangibles | $29,000 | 2,625 |
| All other assets | $423,000 | 10,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,154,000 | 6,265 |
| Total liabilities | $62,342,000 | 6,147 |
| Total deposits | $59,027,000 | 6,220 |
| Interest-bearing deposits | $55,162,000 | 5,850 |
| Deposits held in domestic offices | $59,027,000 | 6,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,976,000 | 1,874 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $142,000 | 4,221 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $197,000 | 9,343 |
| Total equity capital | $4,812,000 | 7,467 |
| Total bank equity capital | $4,812,000 | 7,467 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,640,000 | 1,517 |
| Surplus | $2,640,000 | 4,509 |
| Undivided profits | $-468,000 | 12,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 8,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $131,000 | 10,036 |
| Earning assets | $64,580,000 | 6,038 |
| Long-term assets (5+ years) | $30,385,000 | 1,887 |
| Average Assets, year-to-date | $52,819,200 | 7,300 |
| Average Assets, quarterly | $60,782,000 | 6,714 |
| Volatile liabilities | $7,676,000 | 4,944 |
| Insider loans | $515,000 | 5,614 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,145,000 | 3,917 |
| Tier 1 (core) risk-based capital | $4,783,000 | 7,428 |
| Tier 2 risk-based capital | $440,000 | 5,843 |
| Total risk weighted assets | $36,120,600 | 6,371 |
| Total unused commitments | $7,145,000 | 3,938 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 15 | 10,021 |
| Assets and Liabilities | ||
| Total Assets: | $43,609,000 | 8,553 |
| Cash and due from depository institutions | $1,050,000 | 10,021 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,704,000 | 9,703 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 6,217 |
| Net loans & leases | $31,085,000 | 6,873 |
| Loan loss allowance | $299,000 | 8,845 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $349,000 | 10,073 |
| Other real estate owned | $0 | 10,021 |
| Goodwill and other intangibles | $46,000 | 2,507 |
| All other assets | $225,000 | 12,576 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,609,000 | 8,553 |
| Total liabilities | $39,702,000 | 8,551 |
| Total deposits | $39,096,000 | 8,461 |
| Interest-bearing deposits | $36,346,000 | 8,080 |
| Deposits held in domestic offices | $39,096,000 | 8,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $340,000 | 3,214 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $164,000 | 4,001 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $102,000 | 12,275 |
| Total equity capital | $3,907,000 | 8,382 |
| Total bank equity capital | $3,907,000 | 8,382 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,250,000 | 1,897 |
| Surplus | $2,250,000 | 4,998 |
| Undivided profits | $-593,000 | 13,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $85,000 | 12,032 |
| Earning assets | $41,939,000 | 8,263 |
| Long-term assets (5+ years) | $21,863,000 | 2,428 |
| Average Assets, year-to-date | $36,992,200 | 9,240 |
| Average Assets, quarterly | $41,905,500 | 8,697 |
| Volatile liabilities | $3,473,000 | 7,996 |
| Insider loans | $152,000 | 4,625 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,585,000 | 4,862 |
| Tier 1 (core) risk-based capital | $3,861,000 | 8,374 |
| Tier 2 risk-based capital | $290,090 | 7,774 |
| Total risk weighted assets | $23,198,090 | 8,636 |
| Total unused commitments | $4,585,000 | 4,890 |
| Derivatives | $0 | 651 |