Home > Twin Oaks Savings Bank > Income and Expense
Twin Oaks Savings Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 5,522 |
| Total interest expense | $388,000 | 4,015 |
| Net interest income | $1,329,000 | 5,707 |
| Provision for loan and lease losses | $882,000 | 751 |
| Total noninterest income | $163,000 | 5,405 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $72,000 | 5,119 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $91,000 | 5,145 |
| Total noninterest expense | $1,611,000 | 5,183 |
| Salaries and employee benefits | $619,000 | 5,689 |
| Premises and equipment expense | $143,000 | 5,469 |
| Additional noninterest expense | $849,000 | 4,199 |
| Pre-tax net operating income | $-1,001,000 | 6,474 |
| Securities gains (losses) | $35,000 | 1,693 |
| Applicable income taxes | $-470,000 | 6,509 |
| Income before extraordinary items | $-496,000 | 6,398 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-496,000 | 6,397 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-496,000 | 6,397 |
| Net charge-offs | $266,000 | 1,699 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-518,400 | 6,400 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 5,522 |
| Total interest expense | $275,000 | 3,924 |
| Net interest income | $886,000 | 5,745 |
| Provision for loan and lease losses | $572,000 | 754 |
| Total noninterest income | $111,000 | 5,387 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $48,000 | 5,127 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $63,000 | 5,101 |
| Total noninterest expense | $1,093,000 | 5,203 |
| Salaries and employee benefits | $418,000 | 5,706 |
| Premises and equipment expense | $92,000 | 5,558 |
| Additional noninterest expense | $583,000 | 4,155 |
| Pre-tax net operating income | $-668,000 | 6,541 |
| Securities gains (losses) | $32,000 | 1,412 |
| Applicable income taxes | $-315,000 | 6,586 |
| Income before extraordinary items | $-321,000 | 6,458 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-321,000 | 6,459 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-321,000 | 6,459 |
| Net charge-offs | $30,000 | 3,174 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-341,480 | 6,461 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $589,000 | 5,556 |
| Total interest expense | $145,000 | 3,865 |
| Net interest income | $444,000 | 5,793 |
| Provision for loan and lease losses | $519,000 | 441 |
| Total noninterest income | $37,000 | 5,808 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $23,000 | 5,185 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $14,000 | 5,780 |
| Total noninterest expense | $474,000 | 5,483 |
| Salaries and employee benefits | $219,000 | 5,705 |
| Premises and equipment expense | $48,000 | 5,555 |
| Additional noninterest expense | $207,000 | 4,931 |
| Pre-tax net operating income | $-512,000 | 6,635 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-233,000 | 6,677 |
| Income before extraordinary items | $-279,000 | 6,573 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-279,000 | 6,573 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-279,000 | 6,573 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-279,000 | 6,573 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 5,719 |
| Total interest expense | $629,000 | 3,988 |
| Net interest income | $1,612,000 | 5,963 |
| Provision for loan and lease losses | $355,000 | 2,250 |
| Total noninterest income | $248,000 | 5,374 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $100,000 | 5,259 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $148,000 | 4,961 |
| Total noninterest expense | $1,636,000 | 5,754 |
| Salaries and employee benefits | $841,000 | 5,825 |
| Premises and equipment expense | $197,000 | 5,574 |
| Additional noninterest expense | $598,000 | 5,589 |
| Pre-tax net operating income | $-131,000 | 6,323 |
| Securities gains (losses) | $9,000 | 2,663 |
| Applicable income taxes | $-162,000 | 6,531 |
| Income before extraordinary items | $40,000 | 6,155 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $40,000 | 6,157 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $40,000 | 6,158 |
| Net charge-offs | $493,000 | 2,027 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $34,240 | 6,129 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,657,000 | 5,798 |
| Total interest expense | $478,000 | 4,041 |
| Net interest income | $1,179,000 | 6,061 |
| Provision for loan and lease losses | $355,000 | 1,907 |
| Total noninterest income | $185,000 | 5,461 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $73,000 | 5,336 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $112,000 | 5,047 |
| Total noninterest expense | $1,239,000 | 5,773 |
| Salaries and employee benefits | $634,000 | 5,844 |
| Premises and equipment expense | $149,000 | 5,609 |
| Additional noninterest expense | $456,000 | 5,572 |
| Pre-tax net operating income | $-230,000 | 6,501 |
| Securities gains (losses) | $9,000 | 2,535 |
| Applicable income taxes | $-168,000 | 6,733 |
| Income before extraordinary items | $-53,000 | 6,417 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-53,000 | 6,419 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-53,000 | 6,418 |
| Net charge-offs | $493,000 | 1,603 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-58,760 | 6,381 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 5,818 |
| Total interest expense | $325,000 | 4,061 |
| Net interest income | $788,000 | 6,081 |
| Provision for loan and lease losses | $-10,000 | 6,579 |
| Total noninterest income | $134,000 | 5,394 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $48,000 | 5,370 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $86,000 | 4,923 |
| Total noninterest expense | $841,000 | 5,777 |
| Salaries and employee benefits | $431,000 | 5,856 |
| Premises and equipment expense | $99,000 | 5,625 |
| Additional noninterest expense | $311,000 | 5,549 |
| Pre-tax net operating income | $91,000 | 5,864 |
| Securities gains (losses) | $9,000 | 2,315 |
| Applicable income taxes | $8,000 | 4,256 |
| Income before extraordinary items | $92,000 | 5,899 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $92,000 | 5,901 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $92,000 | 5,901 |
| Net charge-offs | $448,000 | 1,339 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $83,720 | 5,853 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $582,000 | 5,789 |
| Total interest expense | $168,000 | 4,075 |
| Net interest income | $414,000 | 6,052 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $68,000 | 5,375 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $23,000 | 5,410 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 4,841 |
| Total noninterest expense | $420,000 | 5,829 |
| Salaries and employee benefits | $220,000 | 5,879 |
| Premises and equipment expense | $49,000 | 5,678 |
| Additional noninterest expense | $151,000 | 5,664 |
| Pre-tax net operating income | $62,000 | 5,704 |
| Securities gains (losses) | $9,000 | 1,515 |
| Applicable income taxes | $6,000 | 4,117 |
| Income before extraordinary items | $65,000 | 5,657 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $65,000 | 5,659 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $65,000 | 5,659 |
| Net charge-offs | $60,000 | 2,289 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $56,720 | 5,675 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 5,721 |
| Total interest expense | $777,000 | 4,174 |
| Net interest income | $1,835,000 | 6,007 |
| Provision for loan and lease losses | $261,000 | 3,573 |
| Total noninterest income | $346,000 | 5,021 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $113,000 | 5,251 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $233,000 | 4,397 |
| Total noninterest expense | $1,686,000 | 5,905 |
| Salaries and employee benefits | $841,000 | 6,003 |
| Premises and equipment expense | $201,000 | 5,709 |
| Additional noninterest expense | $644,000 | 5,689 |
| Pre-tax net operating income | $234,000 | 5,595 |
| Securities gains (losses) | $47,000 | 2,767 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $281,000 | 5,530 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $281,000 | 5,527 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $281,000 | 5,528 |
| Net charge-offs | $-1,000 | 6,346 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $234,000 | 5,497 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 5,793 |
| Total interest expense | $598,000 | 4,242 |
| Net interest income | $1,385,000 | 6,089 |
| Provision for loan and lease losses | $111,000 | 4,246 |
| Total noninterest income | $227,000 | 5,259 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $87,000 | 5,277 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $140,000 | 4,724 |
| Total noninterest expense | $1,269,000 | 5,970 |
| Salaries and employee benefits | $635,000 | 6,035 |
| Premises and equipment expense | $152,000 | 5,756 |
| Additional noninterest expense | $482,000 | 5,746 |
| Pre-tax net operating income | $232,000 | 5,566 |
| Securities gains (losses) | $6,000 | 3,225 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $238,000 | 5,567 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $238,000 | 5,566 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $238,000 | 5,566 |
| Net charge-offs | $-1,000 | 6,225 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $232,000 | 5,408 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,332,000 | 5,826 |
| Total interest expense | $412,000 | 4,267 |
| Net interest income | $920,000 | 6,132 |
| Provision for loan and lease losses | $36,000 | 4,786 |
| Total noninterest income | $133,000 | 5,470 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $55,000 | 5,378 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 4,972 |
| Total noninterest expense | $858,000 | 5,993 |
| Salaries and employee benefits | $424,000 | 6,077 |
| Premises and equipment expense | $100,000 | 5,807 |
| Additional noninterest expense | $334,000 | 5,721 |
| Pre-tax net operating income | $159,000 | 5,538 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-8,000 | 6,821 |
| Income before extraordinary items | $167,000 | 5,535 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $167,000 | 5,534 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $167,000 | 5,534 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $167,000 | 5,351 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $659,000 | 5,906 |
| Total interest expense | $210,000 | 4,337 |
| Net interest income | $449,000 | 6,222 |
| Provision for loan and lease losses | $12,000 | 4,780 |
| Total noninterest income | $61,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,248 |
| Total noninterest expense | $438,000 | 6,003 |
| Salaries and employee benefits | $215,000 | 6,095 |
| Premises and equipment expense | $48,000 | 5,909 |
| Additional noninterest expense | $175,000 | 5,645 |
| Pre-tax net operating income | $60,000 | 5,821 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-18,000 | 7,018 |
| Income before extraordinary items | $78,000 | 5,634 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $78,000 | 5,634 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $78,000 | 5,634 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $78,000 | 5,477 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 5,837 |
| Total interest expense | $979,000 | 4,453 |
| Net interest income | $1,886,000 | 6,176 |
| Provision for loan and lease losses | $723,000 | 2,893 |
| Total noninterest income | $299,000 | 5,208 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $126,000 | 5,175 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $173,000 | 4,643 |
| Total noninterest expense | $1,782,000 | 6,020 |
| Salaries and employee benefits | $827,000 | 6,216 |
| Premises and equipment expense | $193,000 | 6,062 |
| Additional noninterest expense | $762,000 | 5,505 |
| Pre-tax net operating income | $-320,000 | 6,307 |
| Securities gains (losses) | $450,000 | 858 |
| Applicable income taxes | $40,000 | 3,847 |
| Income before extraordinary items | $90,000 | 5,911 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $90,000 | 5,913 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $90,000 | 5,913 |
| Net charge-offs | $169,000 | 4,496 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-220,500 | 6,292 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,180,000 | 5,876 |
| Total interest expense | $760,000 | 4,482 |
| Net interest income | $1,420,000 | 6,228 |
| Provision for loan and lease losses | $453,000 | 3,011 |
| Total noninterest income | $204,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $89,000 | 5,299 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $115,000 | 4,924 |
| Total noninterest expense | $1,358,000 | 6,020 |
| Salaries and employee benefits | $628,000 | 6,199 |
| Premises and equipment expense | $146,000 | 6,088 |
| Additional noninterest expense | $584,000 | 5,491 |
| Pre-tax net operating income | $-187,000 | 6,378 |
| Securities gains (losses) | $450,000 | 699 |
| Applicable income taxes | $35,000 | 3,803 |
| Income before extraordinary items | $228,000 | 5,384 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $228,000 | 5,384 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $228,000 | 5,384 |
| Net charge-offs | $182,000 | 3,819 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-163,500 | 6,400 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 5,885 |
| Total interest expense | $521,000 | 4,521 |
| Net interest income | $974,000 | 6,208 |
| Provision for loan and lease losses | $393,000 | 2,621 |
| Total noninterest income | $134,000 | 5,488 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $55,000 | 5,408 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 4,925 |
| Total noninterest expense | $923,000 | 6,055 |
| Salaries and employee benefits | $426,000 | 6,232 |
| Premises and equipment expense | $98,000 | 6,122 |
| Additional noninterest expense | $399,000 | 5,544 |
| Pre-tax net operating income | $-208,000 | 6,561 |
| Securities gains (losses) | $399,000 | 434 |
| Applicable income taxes | $28,000 | 3,676 |
| Income before extraordinary items | $163,000 | 5,270 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $163,000 | 5,269 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $163,000 | 5,270 |
| Net charge-offs | $4,000 | 5,600 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-176,150 | 6,561 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $745,000 | 5,923 |
| Total interest expense | $270,000 | 4,555 |
| Net interest income | $475,000 | 6,279 |
| Provision for loan and lease losses | $18,000 | 5,065 |
| Total noninterest income | $75,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $27,000 | 5,395 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $48,000 | 4,728 |
| Total noninterest expense | $480,000 | 6,026 |
| Salaries and employee benefits | $215,000 | 6,254 |
| Premises and equipment expense | $53,000 | 6,034 |
| Additional noninterest expense | $212,000 | 5,382 |
| Pre-tax net operating income | $52,000 | 5,726 |
| Securities gains (losses) | $42,000 | 820 |
| Applicable income taxes | $15,000 | 3,590 |
| Income before extraordinary items | $79,000 | 5,298 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $79,000 | 5,296 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $79,000 | 5,298 |
| Net charge-offs | $15,000 | 4,195 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $43,720 | 5,773 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 5,930 |
| Total interest expense | $1,254,000 | 4,705 |
| Net interest income | $1,916,000 | 6,312 |
| Provision for loan and lease losses | $69,000 | 6,286 |
| Total noninterest income | $326,000 | 5,273 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $142,000 | 5,006 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $184,000 | 4,702 |
| Total noninterest expense | $1,733,000 | 6,266 |
| Salaries and employee benefits | $853,000 | 6,327 |
| Premises and equipment expense | $208,000 | 6,146 |
| Additional noninterest expense | $672,000 | 5,989 |
| Pre-tax net operating income | $440,000 | 4,519 |
| Securities gains (losses) | $114,000 | 2,048 |
| Applicable income taxes | $134,000 | 3,006 |
| Income before extraordinary items | $420,000 | 4,566 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $420,000 | 4,566 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $420,000 | 4,566 |
| Net charge-offs | $-38,000 | 7,548 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $333,360 | 4,685 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 6,012 |
| Total interest expense | $962,000 | 4,797 |
| Net interest income | $1,437,000 | 6,407 |
| Provision for loan and lease losses | $30,000 | 6,511 |
| Total noninterest income | $232,000 | 5,444 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $107,000 | 5,075 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $125,000 | 4,920 |
| Total noninterest expense | $1,308,000 | 6,316 |
| Salaries and employee benefits | $642,000 | 6,362 |
| Premises and equipment expense | $158,000 | 6,192 |
| Additional noninterest expense | $508,000 | 6,006 |
| Pre-tax net operating income | $331,000 | 4,749 |
| Securities gains (losses) | $80,000 | 2,112 |
| Applicable income taxes | $101,000 | 3,112 |
| Income before extraordinary items | $310,000 | 4,830 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $310,000 | 4,833 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $310,000 | 4,833 |
| Net charge-offs | $-37,000 | 7,612 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $250,000 | 4,912 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 6,069 |
| Total interest expense | $652,000 | 4,862 |
| Net interest income | $940,000 | 6,471 |
| Provision for loan and lease losses | $9,000 | 6,665 |
| Total noninterest income | $110,000 | 5,942 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $70,000 | 5,108 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $40,000 | 5,833 |
| Total noninterest expense | $878,000 | 6,338 |
| Salaries and employee benefits | $425,000 | 6,424 |
| Premises and equipment expense | $109,000 | 6,150 |
| Additional noninterest expense | $344,000 | 5,995 |
| Pre-tax net operating income | $163,000 | 5,140 |
| Securities gains (losses) | $80,000 | 1,580 |
| Applicable income taxes | $56,000 | 3,207 |
| Income before extraordinary items | $187,000 | 4,975 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $187,000 | 4,976 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $187,000 | 4,975 |
| Net charge-offs | $-37,000 | 7,664 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $125,400 | 5,252 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $826,000 | 6,070 |
| Total interest expense | $327,000 | 4,984 |
| Net interest income | $499,000 | 6,423 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $44,000 | 6,301 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $35,000 | 5,100 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,695 |
| Total noninterest expense | $451,000 | 6,377 |
| Salaries and employee benefits | $222,000 | 6,420 |
| Premises and equipment expense | $54,000 | 6,263 |
| Additional noninterest expense | $175,000 | 6,002 |
| Pre-tax net operating income | $92,000 | 5,140 |
| Securities gains (losses) | $36,000 | 1,281 |
| Applicable income taxes | $32,000 | 3,122 |
| Income before extraordinary items | $96,000 | 5,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $96,000 | 5,029 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $96,000 | 5,028 |
| Net charge-offs | $-36,000 | 7,743 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $69,000 | 5,306 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,293,000 | 6,155 |
| Total interest expense | $1,400,000 | 5,307 |
| Net interest income | $1,893,000 | 6,472 |
| Provision for loan and lease losses | $45,000 | 6,900 |
| Total noninterest income | $370,000 | 5,259 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $151,000 | 5,151 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $219,000 | 4,492 |
| Total noninterest expense | $1,733,000 | 6,518 |
| Salaries and employee benefits | $784,000 | 6,745 |
| Premises and equipment expense | $209,000 | 6,405 |
| Additional noninterest expense | $740,000 | 5,997 |
| Pre-tax net operating income | $485,000 | 4,031 |
| Securities gains (losses) | $12,000 | 3,205 |
| Applicable income taxes | $128,000 | 2,711 |
| Income before extraordinary items | $369,000 | 4,256 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $369,000 | 4,256 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $369,000 | 4,256 |
| Net charge-offs | $24,000 | 6,585 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $360,120 | 4,224 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 6,226 |
| Total interest expense | $1,045,000 | 5,455 |
| Net interest income | $1,411,000 | 6,514 |
| Provision for loan and lease losses | $30,000 | 6,781 |
| Total noninterest income | $295,000 | 5,227 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $112,000 | 5,203 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $183,000 | 4,430 |
| Total noninterest expense | $1,320,000 | 6,523 |
| Salaries and employee benefits | $587,000 | 6,787 |
| Premises and equipment expense | $159,000 | 6,438 |
| Additional noninterest expense | $574,000 | 5,925 |
| Pre-tax net operating income | $356,000 | 4,337 |
| Securities gains (losses) | $5,000 | 3,160 |
| Applicable income taxes | $92,000 | 2,934 |
| Income before extraordinary items | $269,000 | 4,553 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $269,000 | 4,552 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $269,000 | 4,554 |
| Net charge-offs | $7,000 | 6,622 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $265,250 | 4,493 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 6,278 |
| Total interest expense | $689,000 | 5,604 |
| Net interest income | $962,000 | 6,472 |
| Provision for loan and lease losses | $25,000 | 6,581 |
| Total noninterest income | $223,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $69,000 | 5,320 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $154,000 | 4,069 |
| Total noninterest expense | $884,000 | 6,569 |
| Salaries and employee benefits | $395,000 | 6,842 |
| Premises and equipment expense | $104,000 | 6,507 |
| Additional noninterest expense | $385,000 | 5,926 |
| Pre-tax net operating income | $276,000 | 4,253 |
| Securities gains (losses) | $5,000 | 2,770 |
| Applicable income taxes | $77,000 | 2,829 |
| Income before extraordinary items | $204,000 | 4,519 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $204,000 | 4,517 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $204,000 | 4,517 |
| Net charge-offs | $5,000 | 6,236 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $200,350 | 4,439 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $839,000 | 6,287 |
| Total interest expense | $345,000 | 5,710 |
| Net interest income | $494,000 | 6,429 |
| Provision for loan and lease losses | $10,000 | 6,289 |
| Total noninterest income | $115,000 | 4,956 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $31,000 | 5,453 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $84,000 | 3,931 |
| Total noninterest expense | $456,000 | 6,474 |
| Salaries and employee benefits | $200,000 | 6,854 |
| Premises and equipment expense | $52,000 | 6,557 |
| Additional noninterest expense | $204,000 | 5,553 |
| Pre-tax net operating income | $143,000 | 4,581 |
| Securities gains (losses) | $2,000 | 2,230 |
| Applicable income taxes | $40,000 | 3,064 |
| Income before extraordinary items | $105,000 | 4,880 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $105,000 | 4,884 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $105,000 | 4,883 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $103,560 | 4,751 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,441,000 | 6,349 |
| Total interest expense | $1,695,000 | 5,702 |
| Net interest income | $1,746,000 | 6,712 |
| Provision for loan and lease losses | $29,000 | 6,885 |
| Total noninterest income | $225,000 | 6,315 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $158,000 | 5,211 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $67,000 | 6,437 |
| Total noninterest expense | $1,619,000 | 6,715 |
| Salaries and employee benefits | $739,000 | 7,063 |
| Premises and equipment expense | $210,000 | 6,602 |
| Additional noninterest expense | $670,000 | 5,931 |
| Pre-tax net operating income | $323,000 | 5,363 |
| Securities gains (losses) | $33,000 | 1,871 |
| Applicable income taxes | $74,000 | 3,616 |
| Income before extraordinary items | $282,000 | 5,185 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $282,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,900 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $255,930 | 5,436 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,575,000 | 6,419 |
| Total interest expense | $1,326,000 | 5,719 |
| Net interest income | $1,249,000 | 6,858 |
| Provision for loan and lease losses | $9,000 | 6,766 |
| Total noninterest income | $172,000 | 6,391 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $115,000 | 5,300 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $57,000 | 6,425 |
| Total noninterest expense | $1,212,000 | 6,720 |
| Salaries and employee benefits | $548,000 | 7,090 |
| Premises and equipment expense | $158,000 | 6,611 |
| Additional noninterest expense | $506,000 | 5,876 |
| Pre-tax net operating income | $200,000 | 6,037 |
| Securities gains (losses) | $30,000 | 1,749 |
| Applicable income taxes | $44,000 | 4,192 |
| Income before extraordinary items | $186,000 | 5,770 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $186,000 | 5,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $161,700 | 6,057 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 6,510 |
| Total interest expense | $915,000 | 5,787 |
| Net interest income | $776,000 | 7,010 |
| Provision for loan and lease losses | $2,000 | 6,624 |
| Total noninterest income | $119,000 | 6,383 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $71,000 | 5,461 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $48,000 | 6,189 |
| Total noninterest expense | $800,000 | 6,790 |
| Salaries and employee benefits | $365,000 | 7,141 |
| Premises and equipment expense | $103,000 | 6,694 |
| Additional noninterest expense | $332,000 | 5,905 |
| Pre-tax net operating income | $93,000 | 6,441 |
| Securities gains (losses) | $25,000 | 1,907 |
| Applicable income taxes | $19,000 | 4,702 |
| Income before extraordinary items | $99,000 | 6,359 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $99,000 | 6,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $78,000 | 6,434 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $824,000 | 6,649 |
| Total interest expense | $446,000 | 6,028 |
| Net interest income | $378,000 | 7,110 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $58,000 | 6,422 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $31,000 | 5,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 6,042 |
| Total noninterest expense | $397,000 | 6,836 |
| Salaries and employee benefits | $177,000 | 7,224 |
| Premises and equipment expense | $61,000 | 6,379 |
| Additional noninterest expense | $159,000 | 6,022 |
| Pre-tax net operating income | $39,000 | 6,737 |
| Securities gains (losses) | $22,000 | 1,537 |
| Applicable income taxes | $12,000 | 4,690 |
| Income before extraordinary items | $49,000 | 6,591 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $49,000 | 6,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $31,400 | 6,769 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,279,000 | 6,662 |
| Total interest expense | $1,792,000 | 6,064 |
| Net interest income | $1,487,000 | 7,123 |
| Provision for loan and lease losses | $-212,000 | 8,438 |
| Total noninterest income | $260,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $154,000 | 5,373 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $106,000 | 6,127 |
| Total noninterest expense | $1,623,000 | 6,734 |
| Salaries and employee benefits | $727,000 | 7,183 |
| Premises and equipment expense | $234,000 | 6,405 |
| Additional noninterest expense | $662,000 | 5,879 |
| Pre-tax net operating income | $336,000 | 6,482 |
| Securities gains (losses) | $-25,000 | 7,815 |
| Applicable income taxes | $75,000 | 4,673 |
| Income before extraordinary items | $236,000 | 6,663 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $236,000 | 6,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-234,000 | 8,457 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $255,000 | 6,570 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 6,698 |
| Total interest expense | $1,338,000 | 6,104 |
| Net interest income | $1,111,000 | 7,190 |
| Provision for loan and lease losses | $-166,000 | 8,463 |
| Total noninterest income | $196,000 | 6,346 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $114,000 | 5,417 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $82,000 | 6,115 |
| Total noninterest expense | $1,225,000 | 6,702 |
| Salaries and employee benefits | $542,000 | 7,157 |
| Premises and equipment expense | $175,000 | 6,405 |
| Additional noninterest expense | $508,000 | 5,771 |
| Pre-tax net operating income | $248,000 | 6,780 |
| Securities gains (losses) | $-18,000 | 7,926 |
| Applicable income taxes | $55,000 | 4,884 |
| Income before extraordinary items | $175,000 | 6,936 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $175,000 | 6,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-188,000 | 8,461 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $188,680 | 6,852 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,609,000 | 6,773 |
| Total interest expense | $879,000 | 6,163 |
| Net interest income | $730,000 | 7,273 |
| Provision for loan and lease losses | $-166,000 | 8,512 |
| Total noninterest income | $132,000 | 6,365 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $71,000 | 5,561 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $61,000 | 5,968 |
| Total noninterest expense | $839,000 | 6,697 |
| Salaries and employee benefits | $374,000 | 7,142 |
| Premises and equipment expense | $119,000 | 6,393 |
| Additional noninterest expense | $346,000 | 5,717 |
| Pre-tax net operating income | $189,000 | 6,702 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $48,000 | 4,796 |
| Income before extraordinary items | $141,000 | 6,816 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $141,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-188,000 | 8,518 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $141,000 | 6,802 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $801,000 | 6,811 |
| Total interest expense | $450,000 | 6,105 |
| Net interest income | $351,000 | 7,386 |
| Provision for loan and lease losses | $-27,000 | 8,481 |
| Total noninterest income | $83,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $34,000 | 5,592 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $49,000 | 5,151 |
| Total noninterest expense | $420,000 | 6,713 |
| Salaries and employee benefits | $193,000 | 7,125 |
| Premises and equipment expense | $56,000 | 6,566 |
| Additional noninterest expense | $171,000 | 5,730 |
| Pre-tax net operating income | $41,000 | 7,399 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $6,000 | 5,609 |
| Income before extraordinary items | $35,000 | 7,380 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $35,000 | 7,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,325 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $35,000 | 7,369 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,098,000 | 6,703 |
| Total interest expense | $1,633,000 | 5,918 |
| Net interest income | $1,465,000 | 7,219 |
| Provision for loan and lease losses | $10,000 | 6,573 |
| Total noninterest income | $237,000 | 6,624 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $141,000 | 5,626 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $96,000 | 6,397 |
| Total noninterest expense | $1,488,000 | 6,922 |
| Salaries and employee benefits | $646,000 | 7,450 |
| Premises and equipment expense | $241,000 | 6,304 |
| Additional noninterest expense | $601,000 | 6,052 |
| Pre-tax net operating income | $204,000 | 7,393 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $46,000 | 5,508 |
| Income before extraordinary items | $159,000 | 7,444 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $159,000 | 7,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $158,220 | 7,439 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 6,773 |
| Total interest expense | $1,170,000 | 5,971 |
| Net interest income | $1,123,000 | 7,265 |
| Provision for loan and lease losses | $8,000 | 6,450 |
| Total noninterest income | $174,000 | 6,715 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $105,000 | 5,716 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $69,000 | 6,456 |
| Total noninterest expense | $1,125,000 | 6,902 |
| Salaries and employee benefits | $490,000 | 7,422 |
| Premises and equipment expense | $186,000 | 6,261 |
| Additional noninterest expense | $449,000 | 6,068 |
| Pre-tax net operating income | $164,000 | 7,572 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $41,000 | 5,554 |
| Income before extraordinary items | $124,000 | 7,609 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $124,000 | 7,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $123,250 | 7,609 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 6,828 |
| Total interest expense | $744,000 | 5,998 |
| Net interest income | $748,000 | 7,303 |
| Provision for loan and lease losses | $5,000 | 6,229 |
| Total noninterest income | $115,000 | 6,737 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $67,000 | 5,790 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,430 |
| Total noninterest expense | $757,000 | 6,910 |
| Salaries and employee benefits | $330,000 | 7,427 |
| Premises and equipment expense | $124,000 | 6,267 |
| Additional noninterest expense | $303,000 | 6,052 |
| Pre-tax net operating income | $101,000 | 7,687 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $27,000 | 5,631 |
| Income before extraordinary items | $74,000 | 7,731 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $74,000 | 7,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $74,000 | 7,737 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $730,000 | 6,851 |
| Total interest expense | $363,000 | 5,935 |
| Net interest income | $367,000 | 7,356 |
| Provision for loan and lease losses | $2,000 | 5,907 |
| Total noninterest income | $55,000 | 6,782 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $28,000 | 6,029 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,246 |
| Total noninterest expense | $387,000 | 6,855 |
| Salaries and employee benefits | $171,000 | 7,372 |
| Premises and equipment expense | $62,000 | 6,285 |
| Additional noninterest expense | $154,000 | 5,983 |
| Pre-tax net operating income | $33,000 | 7,884 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $11,000 | 5,709 |
| Income before extraordinary items | $22,000 | 7,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $22,000 | 7,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $22,000 | 7,954 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,747,000 | 6,799 |
| Total interest expense | $1,178,000 | 5,850 |
| Net interest income | $1,569,000 | 7,205 |
| Provision for loan and lease losses | $6,000 | 6,930 |
| Total noninterest income | $241,000 | 6,745 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $137,000 | 5,782 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $104,000 | 6,346 |
| Total noninterest expense | $1,437,000 | 7,001 |
| Salaries and employee benefits | $617,000 | 7,564 |
| Premises and equipment expense | $236,000 | 6,354 |
| Additional noninterest expense | $584,000 | 6,140 |
| Pre-tax net operating income | $367,000 | 7,172 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $83,000 | 5,516 |
| Income before extraordinary items | $285,000 | 7,246 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $285,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $284,230 | 7,231 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,027,000 | 6,836 |
| Total interest expense | $839,000 | 5,886 |
| Net interest income | $1,188,000 | 7,226 |
| Provision for loan and lease losses | $4,000 | 6,766 |
| Total noninterest income | $177,000 | 6,823 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $103,000 | 5,805 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $74,000 | 6,434 |
| Total noninterest expense | $1,061,000 | 7,032 |
| Salaries and employee benefits | $462,000 | 7,534 |
| Premises and equipment expense | $175,000 | 6,357 |
| Additional noninterest expense | $424,000 | 6,205 |
| Pre-tax net operating income | $300,000 | 7,206 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $68,000 | 5,573 |
| Income before extraordinary items | $233,000 | 7,283 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $233,000 | 7,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $232,230 | 7,252 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,332,000 | 6,835 |
| Total interest expense | $529,000 | 5,894 |
| Net interest income | $803,000 | 7,177 |
| Provision for loan and lease losses | $3,000 | 6,494 |
| Total noninterest income | $128,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $68,000 | 5,783 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $699,000 | 7,064 |
| Salaries and employee benefits | $312,000 | 7,513 |
| Premises and equipment expense | $109,000 | 6,513 |
| Additional noninterest expense | $278,000 | 6,222 |
| Pre-tax net operating income | $229,000 | 7,025 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $51,000 | 5,503 |
| Income before extraordinary items | $179,000 | 7,094 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $179,000 | 7,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $178,220 | 7,066 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $612,000 | 7,063 |
| Total interest expense | $251,000 | 5,957 |
| Net interest income | $361,000 | 7,471 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $66,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $37,000 | 5,594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,226 |
| Total noninterest expense | $356,000 | 7,060 |
| Salaries and employee benefits | $154,000 | 7,601 |
| Premises and equipment expense | $56,000 | 6,500 |
| Additional noninterest expense | $146,000 | 6,094 |
| Pre-tax net operating income | $71,000 | 7,616 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $71,000 | 7,413 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $71,000 | 7,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $71,000 | 7,377 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 6,859 |
| Total interest expense | $1,041,000 | 5,542 |
| Net interest income | $1,490,000 | 7,316 |
| Provision for loan and lease losses | $1,057,000 | 995 |
| Total noninterest income | $334,000 | 6,185 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $180,000 | 5,427 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $154,000 | 5,630 |
| Total noninterest expense | $1,396,000 | 7,081 |
| Salaries and employee benefits | $558,000 | 7,810 |
| Premises and equipment expense | $233,000 | 6,375 |
| Additional noninterest expense | $605,000 | 5,946 |
| Pre-tax net operating income | $-629,000 | 8,711 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $-254,000 | 8,841 |
| Income before extraordinary items | $-377,000 | 8,662 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-377,000 | 8,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,144 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-375,720 | 8,633 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 6,902 |
| Total interest expense | $784,000 | 5,507 |
| Net interest income | $1,092,000 | 7,392 |
| Provision for loan and lease losses | $714,000 | 1,065 |
| Total noninterest income | $244,000 | 6,268 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $138,000 | 5,445 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $106,000 | 5,817 |
| Total noninterest expense | $1,032,000 | 7,082 |
| Salaries and employee benefits | $423,000 | 7,744 |
| Premises and equipment expense | $168,000 | 6,459 |
| Additional noninterest expense | $441,000 | 6,001 |
| Pre-tax net operating income | $-410,000 | 8,744 |
| Securities gains (losses) | $15,000 | 2,477 |
| Applicable income taxes | $-181,000 | 8,900 |
| Income before extraordinary items | $-214,000 | 8,691 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-214,000 | 8,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,953 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-223,600 | 8,674 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 6,920 |
| Total interest expense | $523,000 | 5,528 |
| Net interest income | $739,000 | 7,405 |
| Provision for loan and lease losses | $719,000 | 708 |
| Total noninterest income | $157,000 | 6,366 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $86,000 | 5,587 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $71,000 | 5,821 |
| Total noninterest expense | $682,000 | 7,161 |
| Salaries and employee benefits | $285,000 | 7,778 |
| Premises and equipment expense | $111,000 | 6,525 |
| Additional noninterest expense | $286,000 | 6,123 |
| Pre-tax net operating income | $-505,000 | 8,907 |
| Securities gains (losses) | $11,000 | 2,367 |
| Applicable income taxes | $-181,000 | 8,986 |
| Income before extraordinary items | $-313,000 | 8,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-313,000 | 8,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-320,040 | 8,836 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $636,000 | 6,932 |
| Total interest expense | $264,000 | 5,566 |
| Net interest income | $372,000 | 7,421 |
| Provision for loan and lease losses | $4,000 | 6,169 |
| Total noninterest income | $78,000 | 6,348 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $37,000 | 5,836 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $41,000 | 5,508 |
| Total noninterest expense | $346,000 | 7,145 |
| Salaries and employee benefits | $145,000 | 7,771 |
| Premises and equipment expense | $56,000 | 6,504 |
| Additional noninterest expense | $145,000 | 6,107 |
| Pre-tax net operating income | $100,000 | 7,153 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $27,000 | 5,505 |
| Income before extraordinary items | $73,000 | 7,361 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $73,000 | 7,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $73,000 | 7,277 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 6,894 |
| Total interest expense | $1,129,000 | 5,770 |
| Net interest income | $1,515,000 | 7,338 |
| Provision for loan and lease losses | $15,000 | 7,196 |
| Total noninterest income | $444,000 | 5,721 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $163,000 | 5,710 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $281,000 | 4,637 |
| Total noninterest expense | $1,361,000 | 7,150 |
| Salaries and employee benefits | $567,000 | 7,836 |
| Premises and equipment expense | $227,000 | 6,464 |
| Additional noninterest expense | $567,000 | 6,164 |
| Pre-tax net operating income | $583,000 | 6,402 |
| Securities gains (losses) | $12,000 | 3,514 |
| Applicable income taxes | $169,000 | 5,136 |
| Income before extraordinary items | $426,000 | 6,681 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $426,000 | 6,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $417,360 | 6,566 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 6,924 |
| Total interest expense | $865,000 | 5,847 |
| Net interest income | $1,154,000 | 7,366 |
| Provision for loan and lease losses | $15,000 | 6,935 |
| Total noninterest income | $353,000 | 5,643 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $122,000 | 5,757 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $231,000 | 4,522 |
| Total noninterest expense | $997,000 | 7,209 |
| Salaries and employee benefits | $420,000 | 7,827 |
| Premises and equipment expense | $160,000 | 6,620 |
| Additional noninterest expense | $417,000 | 6,211 |
| Pre-tax net operating income | $495,000 | 6,307 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $140,000 | 5,201 |
| Income before extraordinary items | $355,000 | 6,630 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $355,000 | 6,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $355,000 | 6,444 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 6,970 |
| Total interest expense | $593,000 | 5,887 |
| Net interest income | $754,000 | 7,425 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $222,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $78,000 | 5,817 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $144,000 | 4,641 |
| Total noninterest expense | $666,000 | 7,231 |
| Salaries and employee benefits | $278,000 | 7,871 |
| Premises and equipment expense | $103,000 | 6,702 |
| Additional noninterest expense | $285,000 | 6,137 |
| Pre-tax net operating income | $295,000 | 6,529 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $60,000 | 5,731 |
| Income before extraordinary items | $235,000 | 6,659 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $235,000 | 6,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $235,000 | 6,450 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $682,000 | 6,973 |
| Total interest expense | $305,000 | 5,891 |
| Net interest income | $377,000 | 7,432 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $72,000 | 6,663 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 5,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 5,990 |
| Total noninterest expense | $313,000 | 7,411 |
| Salaries and employee benefits | $128,000 | 8,073 |
| Premises and equipment expense | $53,000 | 6,622 |
| Additional noninterest expense | $132,000 | 6,375 |
| Pre-tax net operating income | $121,000 | 6,881 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $18,000 | 6,161 |
| Income before extraordinary items | $103,000 | 6,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $103,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $103,000 | 6,674 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,905,000 | 6,952 |
| Total interest expense | $1,342,000 | 6,077 |
| Net interest income | $1,563,000 | 7,327 |
| Provision for loan and lease losses | $15,000 | 7,642 |
| Total noninterest income | $275,000 | 6,656 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $210,000 | 5,091 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 7,210 |
| Total noninterest expense | $1,289,000 | 7,277 |
| Salaries and employee benefits | $529,000 | 8,017 |
| Premises and equipment expense | $201,000 | 6,768 |
| Additional noninterest expense | $559,000 | 6,170 |
| Pre-tax net operating income | $534,000 | 6,642 |
| Securities gains (losses) | $30,000 | 2,835 |
| Applicable income taxes | $165,000 | 5,388 |
| Income before extraordinary items | $399,000 | 6,854 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $399,000 | 6,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $377,700 | 6,820 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,848,000 | 7,406 |
| Total interest expense | $1,607,000 | 6,767 |
| Net interest income | $1,241,000 | 7,798 |
| Provision for loan and lease losses | $48,000 | 6,745 |
| Total noninterest income | $265,000 | 6,718 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $197,000 | 5,199 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $68,000 | 7,169 |
| Total noninterest expense | $1,180,000 | 7,505 |
| Salaries and employee benefits | $478,000 | 8,274 |
| Premises and equipment expense | $188,000 | 6,954 |
| Additional noninterest expense | $514,000 | 6,350 |
| Pre-tax net operating income | $278,000 | 7,518 |
| Securities gains (losses) | $-4,000 | 9,172 |
| Applicable income taxes | $12,000 | 7,523 |
| Income before extraordinary items | $262,000 | 7,360 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $262,000 | 7,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,284 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $265,840 | 7,225 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,645,000 | 7,762 |
| Total interest expense | $1,583,000 | 7,000 |
| Net interest income | $1,062,000 | 8,362 |
| Provision for loan and lease losses | $18,000 | 7,686 |
| Total noninterest income | $205,000 | 7,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 6,989 |
| Total noninterest expense | $1,120,000 | 7,693 |
| Salaries and employee benefits | $461,000 | 8,443 |
| Premises and equipment expense | $261,000 | 5,893 |
| Additional noninterest expense | $398,000 | 7,161 |
| Pre-tax net operating income | $129,000 | 8,694 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $17,000 | 7,911 |
| Income before extraordinary items | $111,000 | 8,636 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $111,000 | 8,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,720 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $111,870 | 8,627 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,413,000 | 8,008 |
| Total interest expense | $1,318,000 | 7,366 |
| Net interest income | $1,095,000 | 8,414 |
| Provision for loan and lease losses | $10,000 | 8,114 |
| Total noninterest income | $144,000 | 8,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,752 |
| Total noninterest expense | $1,024,000 | 8,047 |
| Salaries and employee benefits | $442,000 | 8,665 |
| Premises and equipment expense | $213,000 | 6,603 |
| Additional noninterest expense | $369,000 | 7,547 |
| Pre-tax net operating income | $205,000 | 8,561 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $19,000 | 8,242 |
| Income before extraordinary items | $189,000 | 8,382 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $189,000 | 8,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $186,270 | 8,365 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 8,278 |
| Total interest expense | $1,275,000 | 7,741 |
| Net interest income | $1,051,000 | 8,683 |
| Provision for loan and lease losses | $-28,000 | 10,254 |
| Total noninterest income | $134,000 | 8,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 7,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,300 |
| Total noninterest expense | $1,038,000 | 7,994 |
| Salaries and employee benefits | $440,000 | 8,707 |
| Premises and equipment expense | $243,000 | 6,067 |
| Additional noninterest expense | $355,000 | 7,624 |
| Pre-tax net operating income | $175,000 | 9,035 |
| Securities gains (losses) | $13,000 | 2,771 |
| Applicable income taxes | $28,000 | 8,740 |
| Income before extraordinary items | $160,000 | 8,909 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $160,000 | 8,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $148,950 | 8,923 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,430,000 | 8,473 |
| Total interest expense | $1,335,000 | 7,764 |
| Net interest income | $1,095,000 | 8,954 |
| Provision for loan and lease losses | $14,000 | 8,198 |
| Total noninterest income | $99,000 | 9,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $952,000 | 8,509 |
| Salaries and employee benefits | $375,000 | 9,419 |
| Premises and equipment expense | $205,000 | 6,758 |
| Additional noninterest expense | $372,000 | 7,603 |
| Pre-tax net operating income | $228,000 | 9,417 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $45,000 | 9,331 |
| Income before extraordinary items | $187,000 | 9,273 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $187,000 | 9,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $183,760 | 9,263 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 9,096 |
| Total interest expense | $1,235,000 | 8,275 |
| Net interest income | $967,000 | 9,643 |
| Provision for loan and lease losses | $23,000 | 7,847 |
| Total noninterest income | $93,000 | 10,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,870 |
| Total noninterest expense | $1,094,000 | 8,347 |
| Salaries and employee benefits | $338,000 | 10,046 |
| Premises and equipment expense | $165,000 | 7,728 |
| Additional noninterest expense | $591,000 | 6,409 |
| Pre-tax net operating income | $-57,000 | 10,905 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $-38,000 | 11,049 |
| Income before extraordinary items | $-16,000 | 10,864 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-16,000 | 10,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-17,920 | 10,820 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 9,492 |
| Total interest expense | $1,255,000 | 8,418 |
| Net interest income | $898,000 | 10,247 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $88,000 | 10,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $956,000 | 9,144 |
| Salaries and employee benefits | $449,000 | 9,542 |
| Premises and equipment expense | $133,000 | 8,707 |
| Additional noninterest expense | $374,000 | 8,459 |
| Pre-tax net operating income | $5,000 | 11,447 |
| Securities gains (losses) | $17,000 | 2,020 |
| Applicable income taxes | $2,000 | 11,074 |
| Income before extraordinary items | $20,000 | 11,432 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $20,000 | 11,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,645 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,530 | 11,446 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 9,759 |
| Total interest expense | $1,098,000 | 8,295 |
| Net interest income | $925,000 | 10,644 |
| Provision for loan and lease losses | $26,000 | 7,364 |
| Total noninterest income | $107,000 | 10,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,653 |
| Total noninterest expense | $834,000 | 10,077 |
| Salaries and employee benefits | $343,000 | 10,819 |
| Premises and equipment expense | $128,000 | 9,152 |
| Additional noninterest expense | $363,000 | 9,199 |
| Pre-tax net operating income | $172,000 | 11,107 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $30,000 | 10,923 |
| Income before extraordinary items | $142,000 | 10,914 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $142,000 | 10,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $142,000 | 10,973 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 9,910 |
| Total interest expense | $1,146,000 | 8,499 |
| Net interest income | $994,000 | 10,802 |
| Provision for loan and lease losses | $34,000 | 8,267 |
| Total noninterest income | $115,000 | 10,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 9,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,513 |
| Total noninterest expense | $754,000 | 10,898 |
| Salaries and employee benefits | $362,000 | 11,032 |
| Premises and equipment expense | $114,000 | 9,987 |
| Additional noninterest expense | $278,000 | 10,714 |
| Pre-tax net operating income | $321,000 | 10,066 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $102,000 | 9,679 |
| Income before extraordinary items | $225,000 | 10,341 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $225,000 | 10,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $220,860 | 10,173 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,311,000 | 10,276 |
| Total interest expense | $1,393,000 | 8,880 |
| Net interest income | $918,000 | 11,433 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $96,000 | 11,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $718,000 | 11,422 |
| Salaries and employee benefits | $307,000 | 11,930 |
| Premises and equipment expense | $88,000 | 11,176 |
| Additional noninterest expense | $323,000 | 10,520 |
| Pre-tax net operating income | $272,000 | 10,405 |
| Securities gains (losses) | $33,000 | 4,829 |
| Applicable income taxes | $87,000 | 10,252 |
| Income before extraordinary items | $218,000 | 10,351 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $218,000 | 10,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 7,598 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $194,570 | 10,338 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.