Home > Twin Lakes State Bank > Income and Expense
Twin Lakes State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $648,000 | 12,258 |
| Total interest expense | $195,000 | 12,345 |
| Net interest income | $453,000 | 12,119 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $52,000 | 11,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,297 |
| Total noninterest expense | $359,000 | 12,185 |
| Salaries and employee benefits | $256,000 | 11,613 |
| Premises and equipment expense | $29,000 | 12,238 |
| Additional noninterest expense | $74,000 | 12,461 |
| Pre-tax net operating income | $116,000 | 11,522 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $38,000 | 10,742 |
| Income before extraordinary items | $78,000 | 11,588 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $78,000 | 11,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $78,000 | 11,634 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $641,000 | 12,894 |
| Total interest expense | $197,000 | 13,005 |
| Net interest income | $444,000 | 12,705 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $50,000 | 12,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 13,037 |
| Total noninterest expense | $354,000 | 12,819 |
| Salaries and employee benefits | $247,000 | 12,218 |
| Premises and equipment expense | $34,000 | 12,727 |
| Additional noninterest expense | $73,000 | 13,120 |
| Pre-tax net operating income | $100,000 | 11,866 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $23,000 | 11,542 |
| Income before extraordinary items | $77,000 | 12,038 |
| Extraordinary gains, net | $-2,000 | 12,173 |
| Net income | $75,000 | 12,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $77,000 | 11,861 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $662,000 | 13,540 |
| Total interest expense | $252,000 | 13,593 |
| Net interest income | $410,000 | 13,364 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $38,000 | 13,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 11,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 13,603 |
| Total noninterest expense | $337,000 | 13,449 |
| Salaries and employee benefits | $226,000 | 12,873 |
| Premises and equipment expense | $36,000 | 13,211 |
| Additional noninterest expense | $75,000 | 13,723 |
| Pre-tax net operating income | $106,000 | 11,961 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $32,000 | 11,754 |
| Income before extraordinary items | $76,000 | 12,283 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $76,000 | 12,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $74,600 | 12,008 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.