Home > Twin Lakes National Bank > Income and Expense
Twin Lakes National Bank, Income and Expense
2004-06-30 (YTD Data) | Rank | |
Total interest income | $4,003,000 | 3,381 |
Total interest expense | $1,121,000 | 3,257 |
Net interest income | $2,882,000 | 3,379 |
Provision for loan and lease losses | $-24,000 | 8,891 |
Total noninterest income | $533,000 | 3,424 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $411,000 | 2,099 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $122,000 | 4,745 |
Total noninterest expense | $2,141,000 | 3,547 |
Salaries and employee benefits | $1,101,000 | 3,693 |
Premises and equipment expense | $188,000 | 4,978 |
Additional noninterest expense | $852,000 | 2,763 |
Pre-tax net operating income | $1,298,000 | 2,929 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $53,000 | 5,582 |
Income before extraordinary items | $1,245,000 | 2,439 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,245,000 | 2,440 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $74,000 | 2,567 |
Cash dividends | $1,300,000 | 1,002 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $1,245,000 | 2,376 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $2,030,000 | 3,355 |
Total interest expense | $571,000 | 3,242 |
Net interest income | $1,459,000 | 3,334 |
Provision for loan and lease losses | $15,000 | 5,048 |
Total noninterest income | $239,000 | 3,632 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $201,000 | 2,074 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $38,000 | 5,668 |
Total noninterest expense | $1,066,000 | 3,579 |
Salaries and employee benefits | $556,000 | 3,687 |
Premises and equipment expense | $92,000 | 5,093 |
Additional noninterest expense | $418,000 | 2,788 |
Pre-tax net operating income | $617,000 | 3,009 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $26,000 | 5,550 |
Income before extraordinary items | $591,000 | 2,527 |
Extraordinary gains, net | $0 | 16 |
Net income | $591,000 | 2,528 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $39,000 | 2,188 |
Cash dividends | $740,000 | 876 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $591,000 | 2,445 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $8,786,000 | 3,171 |
Total interest expense | $2,639,000 | 3,208 |
Net interest income | $6,147,000 | 3,118 |
Provision for loan and lease losses | $179,000 | 4,285 |
Total noninterest income | $1,194,000 | 3,308 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $963,000 | 1,796 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $231,000 | 4,994 |
Total noninterest expense | $4,163,000 | 3,602 |
Salaries and employee benefits | $2,119,000 | 3,745 |
Premises and equipment expense | $340,000 | 5,272 |
Additional noninterest expense | $1,704,000 | 2,753 |
Pre-tax net operating income | $2,999,000 | 2,510 |
Securities gains (losses) | $-1,000 | 8,546 |
Applicable income taxes | $130,000 | 5,447 |
Income before extraordinary items | $2,868,000 | 2,111 |
Extraordinary gains, net | $0 | 54 |
Net income | $2,868,000 | 2,111 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $295,000 | 2,279 |
Cash dividends | $1,830,000 | 1,493 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $2,868,960 | 2,023 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $6,669,000 | 3,186 |
Total interest expense | $2,031,000 | 3,248 |
Net interest income | $4,638,000 | 3,110 |
Provision for loan and lease losses | $61,000 | 5,492 |
Total noninterest income | $892,000 | 3,400 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $717,000 | 1,807 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $175,000 | 5,035 |
Total noninterest expense | $3,137,000 | 3,564 |
Salaries and employee benefits | $1,601,000 | 3,710 |
Premises and equipment expense | $262,000 | 5,168 |
Additional noninterest expense | $1,274,000 | 2,742 |
Pre-tax net operating income | $2,332,000 | 2,528 |
Securities gains (losses) | $-1,000 | 8,731 |
Applicable income taxes | $101,000 | 5,555 |
Income before extraordinary items | $2,230,000 | 2,112 |
Extraordinary gains, net | $0 | 40 |
Net income | $2,230,000 | 2,110 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $186,000 | 2,288 |
Cash dividends | $1,080,000 | 1,652 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $2,230,960 | 2,006 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $4,511,000 | 3,163 |
Total interest expense | $1,386,000 | 3,282 |
Net interest income | $3,125,000 | 3,066 |
Provision for loan and lease losses | $182,000 | 2,663 |
Total noninterest income | $622,000 | 3,262 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $481,000 | 1,761 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $141,000 | 4,673 |
Total noninterest expense | $2,083,000 | 3,564 |
Salaries and employee benefits | $1,066,000 | 3,713 |
Premises and equipment expense | $169,000 | 5,253 |
Additional noninterest expense | $848,000 | 2,737 |
Pre-tax net operating income | $1,482,000 | 2,623 |
Securities gains (losses) | $-1,000 | 8,850 |
Applicable income taxes | $64,000 | 5,657 |
Income before extraordinary items | $1,417,000 | 2,210 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,417,000 | 2,208 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $142,000 | 2,041 |
Cash dividends | $1,080,000 | 1,224 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $1,417,960 | 2,097 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $2,308,000 | 3,116 |
Total interest expense | $719,000 | 3,246 |
Net interest income | $1,589,000 | 3,006 |
Provision for loan and lease losses | $110,000 | 2,202 |
Total noninterest income | $307,000 | 3,195 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $242,000 | 1,690 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $65,000 | 4,760 |
Total noninterest expense | $1,055,000 | 3,509 |
Salaries and employee benefits | $532,000 | 3,718 |
Premises and equipment expense | $86,000 | 5,190 |
Additional noninterest expense | $437,000 | 2,639 |
Pre-tax net operating income | $731,000 | 2,652 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $32,000 | 5,652 |
Income before extraordinary items | $699,000 | 2,192 |
Extraordinary gains, net | $0 | 21 |
Net income | $699,000 | 2,190 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $71,000 | 1,835 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $699,000 | 2,082 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $9,851,000 | 3,060 |
Total interest expense | $3,211,000 | 3,336 |
Net interest income | $6,640,000 | 2,867 |
Provision for loan and lease losses | $479,000 | 2,467 |
Total noninterest income | $1,152,000 | 3,158 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $1,077,000 | 1,499 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $75,000 | 6,976 |
Total noninterest expense | $4,292,000 | 3,358 |
Salaries and employee benefits | $2,069,000 | 3,638 |
Premises and equipment expense | $348,000 | 5,112 |
Additional noninterest expense | $1,875,000 | 2,462 |
Pre-tax net operating income | $3,021,000 | 2,492 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $132,000 | 5,678 |
Income before extraordinary items | $2,889,000 | 2,078 |
Extraordinary gains, net | $0 | 70 |
Net income | $2,889,000 | 2,077 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $336,000 | 2,196 |
Cash dividends | $2,720,000 | 1,002 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $2,889,000 | 2,005 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $10,924,000 | 3,072 |
Total interest expense | $4,715,000 | 3,322 |
Net interest income | $6,209,000 | 2,862 |
Provision for loan and lease losses | $346,000 | 2,935 |
Total noninterest income | $1,421,000 | 2,620 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $1,124,000 | 1,332 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $297,000 | 4,138 |
Total noninterest expense | $4,311,000 | 3,205 |
Salaries and employee benefits | $2,038,000 | 3,539 |
Premises and equipment expense | $340,000 | 5,136 |
Additional noninterest expense | $1,933,000 | 2,311 |
Pre-tax net operating income | $2,973,000 | 2,288 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $118,000 | 5,792 |
Income before extraordinary items | $2,855,000 | 1,843 |
Extraordinary gains, net | $0 | 105 |
Net income | $2,855,000 | 1,845 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $314,000 | 2,173 |
Cash dividends | $2,662,000 | 1,027 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $2,855,000 | 1,773 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $10,750,000 | 3,201 |
Total interest expense | $4,684,000 | 3,501 |
Net interest income | $6,066,000 | 2,905 |
Provision for loan and lease losses | $364,000 | 2,465 |
Total noninterest income | $1,033,000 | 3,056 |
Gross Fiduciary activities income | $0 | 1,332 |
Service charges on deposit accounts | $805,000 | 1,722 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $228,000 | 4,493 |
Total noninterest expense | $3,957,000 | 3,359 |
Salaries and employee benefits | $1,954,000 | 3,540 |
Premises and equipment expense | $327,000 | 5,170 |
Additional noninterest expense | $1,676,000 | 2,547 |
Pre-tax net operating income | $2,778,000 | 2,544 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $114,000 | 6,341 |
Income before extraordinary items | $2,664,000 | 1,961 |
Extraordinary gains, net | $0 | 38 |
Net income | $2,664,000 | 1,961 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $298,000 | 1,825 |
Cash dividends | $2,650,000 | 1,072 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $2,664,000 | 1,963 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $10,550,000 | 3,062 |
Total interest expense | $4,456,000 | 3,266 |
Net interest income | $6,094,000 | 2,890 |
Provision for loan and lease losses | $258,000 | 2,994 |
Total noninterest income | $1,237,000 | 2,642 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $585,000 | 2,290 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $652,000 | 2,486 |
Total noninterest expense | $3,757,000 | 3,506 |
Salaries and employee benefits | $1,857,000 | 3,654 |
Premises and equipment expense | $331,000 | 5,158 |
Additional noninterest expense | $1,569,000 | 2,759 |
Pre-tax net operating income | $3,316,000 | 2,206 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $277,000 | 4,990 |
Income before extraordinary items | $3,039,000 | 1,748 |
Extraordinary gains, net | $0 | 35 |
Net income | $3,039,000 | 1,749 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $306,000 | 1,789 |
Cash dividends | $2,950,000 | 998 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $3,039,000 | 1,719 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $10,799,000 | 2,989 |
Total interest expense | $4,492,000 | 3,315 |
Net interest income | $6,307,000 | 2,722 |
Provision for loan and lease losses | $492,000 | 1,743 |
Total noninterest income | $784,000 | 3,676 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $530,000 | 2,421 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $254,000 | 4,388 |
Total noninterest expense | $3,670,000 | 3,466 |
Salaries and employee benefits | $1,679,000 | 3,883 |
Premises and equipment expense | $324,000 | 5,135 |
Additional noninterest expense | $1,667,000 | 2,502 |
Pre-tax net operating income | $2,929,000 | 2,432 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $124,000 | 7,196 |
Income before extraordinary items | $2,805,000 | 1,872 |
Extraordinary gains, net | $0 | 32 |
Net income | $2,805,000 | 1,872 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $387,000 | 1,543 |
Cash dividends | $2,725,000 | 1,056 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $2,805,000 | 1,797 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $10,288,000 | 3,157 |
Total interest expense | $4,549,000 | 3,261 |
Net interest income | $5,739,000 | 3,040 |
Provision for loan and lease losses | $341,000 | 2,363 |
Total noninterest income | $839,000 | 3,458 |
Gross Fiduciary activities income | $0 | 1,450 |
Service charges on deposit accounts | $608,000 | 2,155 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $231,000 | 4,592 |
Total noninterest expense | $3,380,000 | 3,720 |
Salaries and employee benefits | $1,518,000 | 4,210 |
Premises and equipment expense | $318,000 | 5,252 |
Additional noninterest expense | $1,544,000 | 2,663 |
Pre-tax net operating income | $2,857,000 | 2,592 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $377,000 | 5,071 |
Income before extraordinary items | $2,480,000 | 2,125 |
Extraordinary gains, net | $0 | 44 |
Net income | $2,480,000 | 2,124 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $352,000 | 1,762 |
Cash dividends | $3,414,000 | 847 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $2,480,000 | 2,073 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $9,884,000 | 3,312 |
Total interest expense | $4,325,000 | 3,450 |
Net interest income | $5,559,000 | 3,181 |
Provision for loan and lease losses | $407,000 | 2,058 |
Total noninterest income | $858,000 | 3,509 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $578,000 | 2,348 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $280,000 | 4,246 |
Total noninterest expense | $3,405,000 | 3,873 |
Salaries and employee benefits | $1,602,000 | 4,063 |
Premises and equipment expense | $308,000 | 5,488 |
Additional noninterest expense | $1,495,000 | 3,131 |
Pre-tax net operating income | $2,605,000 | 2,680 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $956,000 | 2,455 |
Income before extraordinary items | $1,649,000 | 2,926 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,649,000 | 2,927 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $343,000 | 1,889 |
Cash dividends | $1,500,000 | 1,563 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,649,000 | 2,887 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $9,328,000 | 3,501 |
Total interest expense | $4,107,000 | 3,598 |
Net interest income | $5,221,000 | 3,391 |
Provision for loan and lease losses | $246,000 | 2,601 |
Total noninterest income | $762,000 | 3,822 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $554,000 | 2,440 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $208,000 | 5,016 |
Total noninterest expense | $3,402,000 | 3,843 |
Salaries and employee benefits | $1,532,000 | 4,209 |
Premises and equipment expense | $311,000 | 5,475 |
Additional noninterest expense | $1,559,000 | 2,994 |
Pre-tax net operating income | $2,335,000 | 3,044 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $895,000 | 2,617 |
Income before extraordinary items | $1,440,000 | 3,367 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,440,000 | 3,366 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $184,000 | 2,632 |
Cash dividends | $630,000 | 2,832 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,440,000 | 3,337 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $8,122,000 | 3,694 |
Total interest expense | $3,214,000 | 3,721 |
Net interest income | $4,908,000 | 3,629 |
Provision for loan and lease losses | $157,000 | 3,516 |
Total noninterest income | $809,000 | 3,690 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $556,000 | 2,448 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $253,000 | 4,561 |
Total noninterest expense | $3,328,000 | 4,029 |
Salaries and employee benefits | $1,463,000 | 4,373 |
Premises and equipment expense | $307,000 | 5,617 |
Additional noninterest expense | $1,558,000 | 3,191 |
Pre-tax net operating income | $2,232,000 | 3,134 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $844,000 | 2,644 |
Income before extraordinary items | $1,388,000 | 3,395 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,388,000 | 3,406 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $122,000 | 3,355 |
Cash dividends | $582,000 | 2,883 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,388,000 | 3,422 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $7,652,000 | 3,978 |
Total interest expense | $3,191,000 | 3,904 |
Net interest income | $4,461,000 | 3,979 |
Provision for loan and lease losses | $103,000 | 5,680 |
Total noninterest income | $786,000 | 4,041 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $544,000 | 2,555 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $242,000 | 5,092 |
Total noninterest expense | $3,126,000 | 4,354 |
Salaries and employee benefits | $1,425,000 | 4,477 |
Premises and equipment expense | $297,000 | 5,898 |
Additional noninterest expense | $1,404,000 | 3,697 |
Pre-tax net operating income | $2,018,000 | 3,285 |
Securities gains (losses) | $67,000 | 3,024 |
Applicable income taxes | $773,000 | 2,832 |
Income before extraordinary items | $1,312,000 | 3,680 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $1,312,000 | 3,793 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $33,000 | 6,866 |
Cash dividends | $550,000 | 2,841 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,269,120 | 3,601 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $8,024,000 | 4,280 |
Total interest expense | $3,777,000 | 4,267 |
Net interest income | $4,247,000 | 4,210 |
Provision for loan and lease losses | $179,000 | 5,591 |
Total noninterest income | $697,000 | 4,427 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $486,000 | 2,863 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $211,000 | 5,489 |
Total noninterest expense | $2,587,000 | 5,151 |
Salaries and employee benefits | $1,287,000 | 4,863 |
Premises and equipment expense | $235,000 | 7,071 |
Additional noninterest expense | $1,065,000 | 4,797 |
Pre-tax net operating income | $2,178,000 | 2,866 |
Securities gains (losses) | $-13,000 | 13,370 |
Applicable income taxes | $789,000 | 2,653 |
Income before extraordinary items | $1,376,000 | 3,337 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,376,000 | 3,378 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $66,000 | 6,907 |
Cash dividends | $1,475,000 | 1,121 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,384,320 | 3,083 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.