Home > Twin Lakes National Bank > Income and Expense

Twin Lakes National Bank, Income and Expense

2004-06-30 (YTD Data)Rank
Total interest income$4,003,0003,381
Total interest expense$1,121,0003,257
Net interest income$2,882,0003,379
Provision for loan and lease losses$-24,0008,891
Total noninterest income$533,0003,424
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$411,0002,099
Trading account gains and fees$0130
Additional Noninterest Income$122,0004,745
Total noninterest expense$2,141,0003,547
Salaries and employee benefits$1,101,0003,693
Premises and equipment expense$188,0004,978
Additional noninterest expense$852,0002,763
Pre-tax net operating income$1,298,0002,929
Securities gains (losses)$03,413
Applicable income taxes$53,0005,582
Income before extraordinary items$1,245,0002,439
Extraordinary gains, net$021
Net income$1,245,0002,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,567
Cash dividends$1,300,0001,002
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,245,0002,376
2004-03-31 (YTD Data)Rank
Total interest income$2,030,0003,355
Total interest expense$571,0003,242
Net interest income$1,459,0003,334
Provision for loan and lease losses$15,0005,048
Total noninterest income$239,0003,632
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$201,0002,074
Trading account gains and fees$0121
Additional Noninterest Income$38,0005,668
Total noninterest expense$1,066,0003,579
Salaries and employee benefits$556,0003,687
Premises and equipment expense$92,0005,093
Additional noninterest expense$418,0002,788
Pre-tax net operating income$617,0003,009
Securities gains (losses)$02,934
Applicable income taxes$26,0005,550
Income before extraordinary items$591,0002,527
Extraordinary gains, net$016
Net income$591,0002,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,188
Cash dividends$740,000876
Sale, conversion, retirement of capital stock, net$0464
Net operating income$591,0002,445
2003-12-31 (YTD Data)Rank
Total interest income$8,786,0003,171
Total interest expense$2,639,0003,208
Net interest income$6,147,0003,118
Provision for loan and lease losses$179,0004,285
Total noninterest income$1,194,0003,308
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$963,0001,796
Trading account gains and fees$0160
Additional Noninterest Income$231,0004,994
Total noninterest expense$4,163,0003,602
Salaries and employee benefits$2,119,0003,745
Premises and equipment expense$340,0005,272
Additional noninterest expense$1,704,0002,753
Pre-tax net operating income$2,999,0002,510
Securities gains (losses)$-1,0008,546
Applicable income taxes$130,0005,447
Income before extraordinary items$2,868,0002,111
Extraordinary gains, net$054
Net income$2,868,0002,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$295,0002,279
Cash dividends$1,830,0001,493
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,868,9602,023
2003-09-30 (YTD Data)Rank
Total interest income$6,669,0003,186
Total interest expense$2,031,0003,248
Net interest income$4,638,0003,110
Provision for loan and lease losses$61,0005,492
Total noninterest income$892,0003,400
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$717,0001,807
Trading account gains and fees$0153
Additional Noninterest Income$175,0005,035
Total noninterest expense$3,137,0003,564
Salaries and employee benefits$1,601,0003,710
Premises and equipment expense$262,0005,168
Additional noninterest expense$1,274,0002,742
Pre-tax net operating income$2,332,0002,528
Securities gains (losses)$-1,0008,731
Applicable income taxes$101,0005,555
Income before extraordinary items$2,230,0002,112
Extraordinary gains, net$040
Net income$2,230,0002,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0002,288
Cash dividends$1,080,0001,652
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,230,9602,006
2003-06-30 (YTD Data)Rank
Total interest income$4,511,0003,163
Total interest expense$1,386,0003,282
Net interest income$3,125,0003,066
Provision for loan and lease losses$182,0002,663
Total noninterest income$622,0003,262
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$481,0001,761
Trading account gains and fees$0150
Additional Noninterest Income$141,0004,673
Total noninterest expense$2,083,0003,564
Salaries and employee benefits$1,066,0003,713
Premises and equipment expense$169,0005,253
Additional noninterest expense$848,0002,737
Pre-tax net operating income$1,482,0002,623
Securities gains (losses)$-1,0008,850
Applicable income taxes$64,0005,657
Income before extraordinary items$1,417,0002,210
Extraordinary gains, net$030
Net income$1,417,0002,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0002,041
Cash dividends$1,080,0001,224
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,417,9602,097
2003-03-31 (YTD Data)Rank
Total interest income$2,308,0003,116
Total interest expense$719,0003,246
Net interest income$1,589,0003,006
Provision for loan and lease losses$110,0002,202
Total noninterest income$307,0003,195
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$242,0001,690
Trading account gains and fees$0134
Additional Noninterest Income$65,0004,760
Total noninterest expense$1,055,0003,509
Salaries and employee benefits$532,0003,718
Premises and equipment expense$86,0005,190
Additional noninterest expense$437,0002,639
Pre-tax net operating income$731,0002,652
Securities gains (losses)$02,891
Applicable income taxes$32,0005,652
Income before extraordinary items$699,0002,192
Extraordinary gains, net$021
Net income$699,0002,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0001,835
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$699,0002,082
2002-12-31 (YTD Data)Rank
Total interest income$9,851,0003,060
Total interest expense$3,211,0003,336
Net interest income$6,640,0002,867
Provision for loan and lease losses$479,0002,467
Total noninterest income$1,152,0003,158
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,077,0001,499
Trading account gains and fees$0153
Additional Noninterest Income$75,0006,976
Total noninterest expense$4,292,0003,358
Salaries and employee benefits$2,069,0003,638
Premises and equipment expense$348,0005,112
Additional noninterest expense$1,875,0002,462
Pre-tax net operating income$3,021,0002,492
Securities gains (losses)$04,537
Applicable income taxes$132,0005,678
Income before extraordinary items$2,889,0002,078
Extraordinary gains, net$070
Net income$2,889,0002,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0002,196
Cash dividends$2,720,0001,002
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,889,0002,005
2001-12-31 (YTD Data)Rank
Total interest income$10,924,0003,072
Total interest expense$4,715,0003,322
Net interest income$6,209,0002,862
Provision for loan and lease losses$346,0002,935
Total noninterest income$1,421,0002,620
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,124,0001,332
Trading account gains and fees$0177
Additional Noninterest Income$297,0004,138
Total noninterest expense$4,311,0003,205
Salaries and employee benefits$2,038,0003,539
Premises and equipment expense$340,0005,136
Additional noninterest expense$1,933,0002,311
Pre-tax net operating income$2,973,0002,288
Securities gains (losses)$04,612
Applicable income taxes$118,0005,792
Income before extraordinary items$2,855,0001,843
Extraordinary gains, net$0105
Net income$2,855,0001,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$314,0002,173
Cash dividends$2,662,0001,027
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,855,0001,773
2000-12-31 (YTD Data)Rank
Total interest income$10,750,0003,201
Total interest expense$4,684,0003,501
Net interest income$6,066,0002,905
Provision for loan and lease losses$364,0002,465
Total noninterest income$1,033,0003,056
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$805,0001,722
Trading account gains and fees$0180
Additional Noninterest Income$228,0004,493
Total noninterest expense$3,957,0003,359
Salaries and employee benefits$1,954,0003,540
Premises and equipment expense$327,0005,170
Additional noninterest expense$1,676,0002,547
Pre-tax net operating income$2,778,0002,544
Securities gains (losses)$01,956
Applicable income taxes$114,0006,341
Income before extraordinary items$2,664,0001,961
Extraordinary gains, net$038
Net income$2,664,0001,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$298,0001,825
Cash dividends$2,650,0001,072
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,664,0001,963
1999-12-31 (YTD Data)Rank
Total interest income$10,550,0003,062
Total interest expense$4,456,0003,266
Net interest income$6,094,0002,890
Provision for loan and lease losses$258,0002,994
Total noninterest income$1,237,0002,642
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$585,0002,290
Trading account gains and fees$0173
Additional Noninterest Income$652,0002,486
Total noninterest expense$3,757,0003,506
Salaries and employee benefits$1,857,0003,654
Premises and equipment expense$331,0005,158
Additional noninterest expense$1,569,0002,759
Pre-tax net operating income$3,316,0002,206
Securities gains (losses)$03,155
Applicable income taxes$277,0004,990
Income before extraordinary items$3,039,0001,748
Extraordinary gains, net$035
Net income$3,039,0001,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$306,0001,789
Cash dividends$2,950,000998
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,039,0001,719
1998-12-31 (YTD Data)Rank
Total interest income$10,799,0002,989
Total interest expense$4,492,0003,315
Net interest income$6,307,0002,722
Provision for loan and lease losses$492,0001,743
Total noninterest income$784,0003,676
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$530,0002,421
Trading account gains and fees$0224
Additional Noninterest Income$254,0004,388
Total noninterest expense$3,670,0003,466
Salaries and employee benefits$1,679,0003,883
Premises and equipment expense$324,0005,135
Additional noninterest expense$1,667,0002,502
Pre-tax net operating income$2,929,0002,432
Securities gains (losses)$04,449
Applicable income taxes$124,0007,196
Income before extraordinary items$2,805,0001,872
Extraordinary gains, net$032
Net income$2,805,0001,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0001,543
Cash dividends$2,725,0001,056
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,805,0001,797
1997-12-31 (YTD Data)Rank
Total interest income$10,288,0003,157
Total interest expense$4,549,0003,261
Net interest income$5,739,0003,040
Provision for loan and lease losses$341,0002,363
Total noninterest income$839,0003,458
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$608,0002,155
Trading account gains and fees$0239
Additional Noninterest Income$231,0004,592
Total noninterest expense$3,380,0003,720
Salaries and employee benefits$1,518,0004,210
Premises and equipment expense$318,0005,252
Additional noninterest expense$1,544,0002,663
Pre-tax net operating income$2,857,0002,592
Securities gains (losses)$03,944
Applicable income taxes$377,0005,071
Income before extraordinary items$2,480,0002,125
Extraordinary gains, net$044
Net income$2,480,0002,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$352,0001,762
Cash dividends$3,414,000847
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,480,0002,073
1996-12-31 (YTD Data)Rank
Total interest income$9,884,0003,312
Total interest expense$4,325,0003,450
Net interest income$5,559,0003,181
Provision for loan and lease losses$407,0002,058
Total noninterest income$858,0003,509
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$578,0002,348
Trading account gains and fees$0262
Additional Noninterest Income$280,0004,246
Total noninterest expense$3,405,0003,873
Salaries and employee benefits$1,602,0004,063
Premises and equipment expense$308,0005,488
Additional noninterest expense$1,495,0003,131
Pre-tax net operating income$2,605,0002,680
Securities gains (losses)$04,148
Applicable income taxes$956,0002,455
Income before extraordinary items$1,649,0002,926
Extraordinary gains, net$053
Net income$1,649,0002,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$343,0001,889
Cash dividends$1,500,0001,563
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,649,0002,887
1995-12-31 (YTD Data)Rank
Total interest income$9,328,0003,501
Total interest expense$4,107,0003,598
Net interest income$5,221,0003,391
Provision for loan and lease losses$246,0002,601
Total noninterest income$762,0003,822
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$554,0002,440
Trading account gains and fees$0522
Additional Noninterest Income$208,0005,016
Total noninterest expense$3,402,0003,843
Salaries and employee benefits$1,532,0004,209
Premises and equipment expense$311,0005,475
Additional noninterest expense$1,559,0002,994
Pre-tax net operating income$2,335,0003,044
Securities gains (losses)$03,831
Applicable income taxes$895,0002,617
Income before extraordinary items$1,440,0003,367
Extraordinary gains, net$065
Net income$1,440,0003,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0002,632
Cash dividends$630,0002,832
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,440,0003,337
1994-12-31 (YTD Data)Rank
Total interest income$8,122,0003,694
Total interest expense$3,214,0003,721
Net interest income$4,908,0003,629
Provision for loan and lease losses$157,0003,516
Total noninterest income$809,0003,690
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$556,0002,448
Trading account gains and fees$0475
Additional Noninterest Income$253,0004,561
Total noninterest expense$3,328,0004,029
Salaries and employee benefits$1,463,0004,373
Premises and equipment expense$307,0005,617
Additional noninterest expense$1,558,0003,191
Pre-tax net operating income$2,232,0003,134
Securities gains (losses)$03,600
Applicable income taxes$844,0002,644
Income before extraordinary items$1,388,0003,395
Extraordinary gains, net$0249
Net income$1,388,0003,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,355
Cash dividends$582,0002,883
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,388,0003,422
1993-12-31 (YTD Data)Rank
Total interest income$7,652,0003,978
Total interest expense$3,191,0003,904
Net interest income$4,461,0003,979
Provision for loan and lease losses$103,0005,680
Total noninterest income$786,0004,041
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$544,0002,555
Trading account gains and feesNANA
Additional Noninterest Income$242,0005,092
Total noninterest expense$3,126,0004,354
Salaries and employee benefits$1,425,0004,477
Premises and equipment expense$297,0005,898
Additional noninterest expense$1,404,0003,697
Pre-tax net operating income$2,018,0003,285
Securities gains (losses)$67,0003,024
Applicable income taxes$773,0002,832
Income before extraordinary items$1,312,0003,680
Extraordinary gains, net$03,149
Net income$1,312,0003,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0006,866
Cash dividends$550,0002,841
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,269,1203,601
1992-12-31 (YTD Data)Rank
Total interest income$8,024,0004,280
Total interest expense$3,777,0004,267
Net interest income$4,247,0004,210
Provision for loan and lease losses$179,0005,591
Total noninterest income$697,0004,427
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$486,0002,863
Trading account gains and feesNANA
Additional Noninterest Income$211,0005,489
Total noninterest expense$2,587,0005,151
Salaries and employee benefits$1,287,0004,863
Premises and equipment expense$235,0007,071
Additional noninterest expense$1,065,0004,797
Pre-tax net operating income$2,178,0002,866
Securities gains (losses)$-13,00013,370
Applicable income taxes$789,0002,653
Income before extraordinary items$1,376,0003,337
Extraordinary gains, net$01,422
Net income$1,376,0003,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0006,907
Cash dividends$1,475,0001,121
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,384,3203,083

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.