Home > Twin City Federal Savings Bank > Assets and Liabilities
Twin City Federal Savings Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 51 | 3,390 |
| Assets and Liabilities | ||
| Total Assets: | $116,231,000 | 3,878 |
| Cash and due from depository institutions | $5,256,000 | 3,390 |
| Interest-bearing balances | $3,850,000 | 1,033 |
| Securities | $17,075,000 | 5,364 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $87,526,000 | 3,301 |
| Loan loss allowance | $215,000 | 8,282 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,570,000 | 2,431 |
| Other real estate owned | $7,000 | 3,390 |
| Goodwill and other intangibles | $1,346,000 | 1,324 |
| All other assets | $1,451,000 | 4,958 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,231,000 | 3,878 |
| Total liabilities | $103,497,000 | 3,909 |
| Total deposits | $92,610,000 | 3,995 |
| Interest-bearing deposits | $88,256,000 | 3,644 |
| Deposits held in domestic offices | $92,610,000 | 3,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,209,000 | 2,112 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,678,000 | 2,172 |
| Total equity capital | $12,734,000 | 3,470 |
| Total bank equity capital | $12,734,000 | 3,470 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 7,691 |
| Surplus | $6,165,000 | 2,500 |
| Undivided profits | $6,469,000 | 3,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 5,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $72,000 | 9,484 |
| Earning assets | $108,451,000 | 3,805 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $116,247,400 | 3,734 |
| Average Assets, quarterly | $119,463,500 | 3,740 |
| Volatile liabilities | $24,974,000 | 2,919 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $8,850,000 | 506 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,350,000 | 5,272 |
| Tier 1 (core) risk-based capital | $13,157,000 | 3,351 |
| Tier 2 risk-based capital | $215,000 | 7,989 |
| Total risk weighted assets | $93,264,000 | 3,184 |
| Total unused commitments | $5,350,000 | 5,275 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 59 | 3,010 |
| Assets and Liabilities | ||
| Total Assets: | $113,178,000 | 3,902 |
| Cash and due from depository institutions | $11,392,000 | 3,010 |
| Interest-bearing balances | $10,163,000 | 616 |
| Securities | $12,623,000 | 6,386 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $83,240,000 | 3,250 |
| Loan loss allowance | $194,000 | 8,634 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,244,000 | 2,504 |
| Other real estate owned | $236,000 | 3,010 |
| Goodwill and other intangibles | $925,000 | 1,477 |
| All other assets | $1,518,000 | 4,412 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,178,000 | 3,902 |
| Total liabilities | $100,453,000 | 3,940 |
| Total deposits | $89,694,000 | 4,107 |
| Interest-bearing deposits | $85,915,000 | 3,701 |
| Deposits held in domestic offices | $89,694,000 | 4,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,931,000 | 1,687 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,828,000 | 2,148 |
| Total equity capital | $12,725,000 | 3,520 |
| Total bank equity capital | $12,725,000 | 3,520 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $6,079,000 | 2,405 |
| Undivided profits | $6,546,000 | 3,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 7,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $228,000 | 7,538 |
| Earning assets | $106,026,000 | 3,847 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $111,049,400 | 3,780 |
| Average Assets, quarterly | $112,380,000 | 3,856 |
| Volatile liabilities | $22,990,000 | 2,682 |
| Insider loans | $1,105,000 | 3,312 |
| FHLB advances | $8,500,000 | 448 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,975,000 | 4,513 |
| Tier 1 (core) risk-based capital | $12,546,000 | 3,391 |
| Tier 2 risk-based capital | $194,000 | 8,329 |
| Total risk weighted assets | $73,102,000 | 3,718 |
| Total unused commitments | $6,975,000 | 4,520 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 55 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $108,838,000 | 4,008 |
| Cash and due from depository institutions | $6,543,000 | 3,282 |
| Interest-bearing balances | $5,591,000 | 817 |
| Securities | $19,252,000 | 5,058 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $77,775,000 | 3,456 |
| Loan loss allowance | $125,000 | 9,773 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,049,000 | 2,592 |
| Other real estate owned | $89,000 | 3,282 |
| Goodwill and other intangibles | $635,000 | 1,621 |
| All other assets | $1,495,000 | 4,467 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,838,000 | 4,008 |
| Total liabilities | $96,449,000 | 4,053 |
| Total deposits | $93,285,000 | 3,956 |
| Interest-bearing deposits | $90,495,000 | 3,529 |
| Deposits held in domestic offices | $93,285,000 | 3,948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,575,000 | 3,110 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,589,000 | 2,439 |
| Total equity capital | $12,389,000 | 3,558 |
| Total bank equity capital | $12,389,000 | 3,558 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $6,000,000 | 2,372 |
| Undivided profits | $6,289,000 | 3,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 9,461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $211,000 | 8,097 |
| Earning assets | $102,618,000 | 3,936 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $106,669,800 | 3,923 |
| Average Assets, quarterly | $107,965,000 | 3,992 |
| Volatile liabilities | $15,789,000 | 3,610 |
| Insider loans | $842,000 | 3,995 |
| FHLB advances | $1,000,000 | 693 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,787,000 | 5,913 |
| Tier 1 (core) risk-based capital | $12,325,000 | 3,437 |
| Tier 2 risk-based capital | $125,000 | 9,536 |
| Total risk weighted assets | $60,411,000 | 4,324 |
| Total unused commitments | $3,787,000 | 5,921 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 49 | 3,809 |
| Assets and Liabilities | ||
| Total Assets: | $105,366,000 | 4,225 |
| Cash and due from depository institutions | $2,925,000 | 3,809 |
| Interest-bearing balances | $1,843,000 | 1,732 |
| Securities | $19,478,000 | 5,396 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $78,698,000 | 3,446 |
| Loan loss allowance | $384,000 | 6,952 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,767,000 | 4,148 |
| Other real estate owned | $233,000 | 3,809 |
| Goodwill and other intangibles | $311,000 | 1,921 |
| All other assets | $1,954,000 | 3,677 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,366,000 | 4,225 |
| Total liabilities | $92,681,000 | 4,312 |
| Total deposits | $86,134,000 | 4,362 |
| Interest-bearing deposits | $83,538,000 | 3,900 |
| Deposits held in domestic offices | $86,134,000 | 4,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,675,000 | 1,722 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $872,000 | 3,925 |
| Total equity capital | $12,685,000 | 3,489 |
| Total bank equity capital | $12,685,000 | 3,489 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $5,931,000 | 2,479 |
| Undivided profits | $6,654,000 | 3,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 7,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $243,000 | 7,766 |
| Earning assets | $100,019,000 | 4,101 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $103,788,400 | 4,112 |
| Average Assets, quarterly | $106,093,500 | 4,150 |
| Volatile liabilities | $16,043,000 | 3,448 |
| Insider loans | $978,000 | 3,724 |
| FHLB advances | $5,100,000 | 549 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,703,000 | 7,823 |
| Tier 1 (core) risk-based capital | $12,726,000 | 3,368 |
| Tier 2 risk-based capital | $151,000 | 9,449 |
| Total risk weighted assets | $59,867,000 | 4,385 |
| Total unused commitments | $1,703,000 | 7,835 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 46 | 4,150 |
| Assets and Liabilities | ||
| Total Assets: | $101,739,000 | 4,356 |
| Cash and due from depository institutions | $4,561,000 | 4,150 |
| Interest-bearing balances | $3,487,000 | 1,282 |
| Securities | $19,818,000 | 5,579 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $73,236,000 | 3,595 |
| Loan loss allowance | $181,000 | 9,759 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,504,000 | 4,650 |
| Other real estate owned | $0 | 4,150 |
| Goodwill and other intangibles | $151,000 | 2,169 |
| All other assets | $2,469,000 | 3,015 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,739,000 | 4,356 |
| Total liabilities | $89,571,000 | 4,437 |
| Total deposits | $84,237,000 | 4,475 |
| Interest-bearing deposits | $81,948,000 | 4,006 |
| Deposits held in domestic offices | $84,237,000 | 4,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,647,000 | 1,712 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $687,000 | 4,953 |
| Total equity capital | $12,168,000 | 3,630 |
| Total bank equity capital | $12,168,000 | 3,630 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $5,880,000 | 2,501 |
| Undivided profits | $6,188,000 | 3,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 9,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $153,000 | 9,660 |
| Earning assets | $96,541,000 | 4,224 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $100,312,800 | 4,233 |
| Average Assets, quarterly | $100,825,000 | 4,341 |
| Volatile liabilities | $14,212,000 | 3,496 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $4,000,000 | 559 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,304,000 | 8,436 |
| Tier 1 (core) risk-based capital | $12,148,000 | 3,499 |
| Tier 2 risk-based capital | $115,000 | 10,410 |
| Total risk weighted assets | $55,720,000 | 4,605 |
| Total unused commitments | $1,304,000 | 8,448 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 44 | 4,472 |
| Assets and Liabilities | ||
| Total Assets: | $100,603,000 | 4,354 |
| Cash and due from depository institutions | $6,958,000 | 4,472 |
| Interest-bearing balances | $6,143,000 | 580 |
| Securities | $16,562,000 | 6,664 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $72,769,000 | 3,546 |
| Loan loss allowance | $229,000 | 9,387 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,541,000 | 4,512 |
| Other real estate owned | $11,000 | 4,472 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,762,000 | 2,892 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,603,000 | 4,354 |
| Total liabilities | $89,529,000 | 4,429 |
| Total deposits | $82,788,000 | 4,517 |
| Interest-bearing deposits | $82,788,000 | 3,907 |
| Deposits held in domestic offices | $82,788,000 | 4,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,319,000 | 1,566 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $422,000 | 5,847 |
| Total equity capital | $11,074,000 | 3,675 |
| Total bank equity capital | $11,074,000 | 3,675 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $5,131,000 | 2,679 |
| Undivided profits | $5,843,000 | 3,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 6,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $131,000 | 10,101 |
| Earning assets | $95,474,000 | 4,217 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $96,337,800 | 4,425 |
| Average Assets, quarterly | $98,247,000 | 4,412 |
| Volatile liabilities | $14,726,000 | 3,244 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $5,600,000 | 592 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $969,000 | 9,191 |
| Tier 1 (core) risk-based capital | $11,074,000 | 3,711 |
| Tier 2 risk-based capital | $216,000 | 8,837 |
| Total risk weighted assets | $52,198,000 | 4,756 |
| Total unused commitments | $969,000 | 9,202 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 40 | 5,064 |
| Assets and Liabilities | ||
| Total Assets: | $93,781,000 | 4,735 |
| Cash and due from depository institutions | $5,372,000 | 5,064 |
| Interest-bearing balances | $4,662,000 | 1,298 |
| Securities | $16,417,000 | 6,991 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $68,611,000 | 3,656 |
| Loan loss allowance | $189,000 | 10,463 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,546,000 | 4,547 |
| Other real estate owned | $12,000 | 5,064 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,823,000 | 3,731 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,781,000 | 4,735 |
| Total liabilities | $88,323,000 | 4,564 |
| Total deposits | $82,156,000 | 4,680 |
| Interest-bearing deposits | $80,436,000 | 4,178 |
| Deposits held in domestic offices | $82,156,000 | 4,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,600,000 | 1,423 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $567,000 | 4,881 |
| Total equity capital | $5,458,000 | 6,817 |
| Total bank equity capital | $5,458,000 | 6,817 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $5,458,000 | 4,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 8,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $87,000 | 11,408 |
| Earning assets | $89,690,000 | 4,550 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $91,405,000 | 4,729 |
| Average Assets, quarterly | $93,845,000 | 4,682 |
| Volatile liabilities | $11,933,000 | 3,611 |
| Insider loans | $1,200,000 | 3,242 |
| FHLB advances | $5,600,000 | 496 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,427,000 | 8,404 |
| Tier 1 (core) risk-based capital | $5,458,000 | 6,726 |
| Tier 2 risk-based capital | $155,000 | 10,337 |
| Total risk weighted assets | $47,541,000 | 5,146 |
| Total unused commitments | $1,427,000 | 8,429 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 38 | 5,417 |
| Assets and Liabilities | ||
| Total Assets: | $89,179,000 | 5,012 |
| Cash and due from depository institutions | $6,705,000 | 5,417 |
| Interest-bearing balances | $6,245,000 | 1,188 |
| Securities | $16,205,000 | 7,017 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $63,191,000 | 4,000 |
| Loan loss allowance | $236,000 | 9,848 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,476,000 | 4,711 |
| Other real estate owned | $0 | 5,417 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,602,000 | 4,352 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,179,000 | 5,012 |
| Total liabilities | $84,641,000 | 4,844 |
| Total deposits | $79,715,000 | 4,918 |
| Interest-bearing deposits | $78,042,000 | 4,447 |
| Deposits held in domestic offices | $79,715,000 | 4,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,600,000 | 1,372 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $326,000 | 7,806 |
| Total equity capital | $4,538,000 | 7,594 |
| Total bank equity capital | $4,538,000 | 7,594 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $4,538,000 | 4,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $416,000 | 6,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $78,000 | 12,243 |
| Earning assets | $85,641,000 | 4,805 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $88,550,400 | 4,934 |
| Average Assets, quarterly | $90,103,000 | 4,927 |
| Volatile liabilities | $9,508,000 | 4,274 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $4,600,000 | 514 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $975,000 | 9,220 |
| Tier 1 (core) risk-based capital | $4,538,000 | 7,540 |
| Tier 2 risk-based capital | $223,000 | 8,992 |
| Total risk weighted assets | $44,791,000 | 5,443 |
| Total unused commitments | $975,000 | 9,246 |
| Derivatives | $0 | 651 |