Home > Twin City Bank > Income and Expense
Twin City Bank, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,443,000 | 1,046 |
| Total interest expense | $1,952,000 | 1,734 |
| Net interest income | $6,491,000 | 825 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $1,731,000 | 827 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,021,000 | 399 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $710,000 | 1,107 |
| Total noninterest expense | $4,193,000 | 1,195 |
| Salaries and employee benefits | $1,495,000 | 1,735 |
| Premises and equipment expense | $673,000 | 1,054 |
| Additional noninterest expense | $2,025,000 | 817 |
| Pre-tax net operating income | $4,029,000 | 302 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,426,000 | 269 |
| Income before extraordinary items | $2,603,000 | 366 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,603,000 | 367 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,603,000 | 368 |
| Net charge-offs | $37,000 | 3,818 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,603,000 | 340 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $37,023,000 | 1,020 |
| Total interest expense | $12,753,000 | 1,282 |
| Net interest income | $24,270,000 | 882 |
| Provision for loan and lease losses | $2,796,000 | 1,467 |
| Total noninterest income | $6,902,000 | 807 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,048,000 | 429 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,854,000 | 1,010 |
| Total noninterest expense | $17,521,000 | 1,123 |
| Salaries and employee benefits | $6,824,000 | 1,518 |
| Premises and equipment expense | $2,740,000 | 1,014 |
| Additional noninterest expense | $7,957,000 | 829 |
| Pre-tax net operating income | $10,855,000 | 491 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $3,681,000 | 403 |
| Income before extraordinary items | $7,174,000 | 542 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,174,000 | 542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,458,000 | 1,139 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $7,174,000 | 585 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $28,257,000 | 1,032 |
| Total interest expense | $10,246,000 | 1,234 |
| Net interest income | $18,011,000 | 906 |
| Provision for loan and lease losses | $1,190,000 | 1,664 |
| Total noninterest income | $5,161,000 | 847 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $3,013,000 | 437 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,148,000 | 1,050 |
| Total noninterest expense | $13,137,000 | 1,111 |
| Salaries and employee benefits | $5,228,000 | 1,509 |
| Premises and equipment expense | $2,076,000 | 1,005 |
| Additional noninterest expense | $5,833,000 | 798 |
| Pre-tax net operating income | $8,845,000 | 568 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $3,057,000 | 449 |
| Income before extraordinary items | $5,788,000 | 628 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,788,000 | 627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 2,573 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,788,000 | 663 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,019,000 | 1,037 |
| Total interest expense | $7,201,000 | 1,219 |
| Net interest income | $11,818,000 | 917 |
| Provision for loan and lease losses | $846,000 | 1,367 |
| Total noninterest income | $3,330,000 | 884 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,969,000 | 435 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,361,000 | 1,131 |
| Total noninterest expense | $8,663,000 | 1,119 |
| Salaries and employee benefits | $3,546,000 | 1,487 |
| Premises and equipment expense | $1,397,000 | 992 |
| Additional noninterest expense | $3,720,000 | 808 |
| Pre-tax net operating income | $5,639,000 | 635 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,934,000 | 532 |
| Income before extraordinary items | $3,705,000 | 737 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,705,000 | 736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,089 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,705,000 | 719 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,788,000 | 1,028 |
| Total interest expense | $4,006,000 | 1,163 |
| Net interest income | $5,782,000 | 918 |
| Provision for loan and lease losses | $481,000 | 1,021 |
| Total noninterest income | $1,577,000 | 934 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $956,000 | 442 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $621,000 | 1,208 |
| Total noninterest expense | $4,333,000 | 1,122 |
| Salaries and employee benefits | $1,813,000 | 1,465 |
| Premises and equipment expense | $724,000 | 952 |
| Additional noninterest expense | $1,796,000 | 798 |
| Pre-tax net operating income | $2,545,000 | 739 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $859,000 | 653 |
| Income before extraordinary items | $1,686,000 | 885 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,686,000 | 887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,721 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,686,000 | 848 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $41,634,000 | 1,011 |
| Total interest expense | $20,877,000 | 950 |
| Net interest income | $20,757,000 | 1,068 |
| Provision for loan and lease losses | $1,332,000 | 1,156 |
| Total noninterest income | $5,851,000 | 966 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,432,000 | 505 |
| Trading account gains and fees | $99,000 | 121 |
| Additional Noninterest Income | $2,320,000 | 1,232 |
| Total noninterest expense | $15,311,000 | 1,214 |
| Salaries and employee benefits | $6,221,000 | 1,618 |
| Premises and equipment expense | $2,441,000 | 1,088 |
| Additional noninterest expense | $6,649,000 | 849 |
| Pre-tax net operating income | $9,965,000 | 856 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,202,000 | 764 |
| Income before extraordinary items | $6,763,000 | 966 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,763,000 | 964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,824 |
| Cash dividends | $1,268,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,763,000 | 954 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $31,071,000 | 1,019 |
| Total interest expense | $15,988,000 | 926 |
| Net interest income | $15,083,000 | 1,105 |
| Provision for loan and lease losses | $742,000 | 1,162 |
| Total noninterest income | $4,138,000 | 1,015 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,399,000 | 534 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,739,000 | 1,247 |
| Total noninterest expense | $11,385,000 | 1,220 |
| Salaries and employee benefits | $4,673,000 | 1,614 |
| Premises and equipment expense | $1,800,000 | 1,105 |
| Additional noninterest expense | $4,912,000 | 839 |
| Pre-tax net operating income | $7,094,000 | 977 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,238,000 | 880 |
| Income before extraordinary items | $4,856,000 | 1,086 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,856,000 | 1,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,134 |
| Cash dividends | $1,268,000 | 1,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,856,000 | 1,064 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $20,286,000 | 1,057 |
| Total interest expense | $10,548,000 | 944 |
| Net interest income | $9,738,000 | 1,165 |
| Provision for loan and lease losses | $510,000 | 1,012 |
| Total noninterest income | $2,741,000 | 1,042 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,551,000 | 566 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,190,000 | 1,233 |
| Total noninterest expense | $7,524,000 | 1,243 |
| Salaries and employee benefits | $3,064,000 | 1,672 |
| Premises and equipment expense | $1,188,000 | 1,128 |
| Additional noninterest expense | $3,272,000 | 861 |
| Pre-tax net operating income | $4,445,000 | 1,078 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,414,000 | 968 |
| Income before extraordinary items | $3,031,000 | 1,178 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,031,000 | 1,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $1,267,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,031,000 | 1,161 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,011,000 | 1,062 |
| Total interest expense | $5,240,000 | 935 |
| Net interest income | $4,771,000 | 1,182 |
| Provision for loan and lease losses | $210,000 | 1,110 |
| Total noninterest income | $1,281,000 | 1,077 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $757,000 | 551 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $524,000 | 1,311 |
| Total noninterest expense | $3,753,000 | 1,249 |
| Salaries and employee benefits | $1,504,000 | 1,731 |
| Premises and equipment expense | $602,000 | 1,113 |
| Additional noninterest expense | $1,647,000 | 832 |
| Pre-tax net operating income | $2,089,000 | 1,120 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $648,000 | 1,040 |
| Income before extraordinary items | $1,441,000 | 1,226 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,441,000 | 1,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $758,000 | 1,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,441,000 | 1,207 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $37,491,000 | 1,050 |
| Total interest expense | $18,974,000 | 879 |
| Net interest income | $18,517,000 | 1,217 |
| Provision for loan and lease losses | $898,000 | 1,157 |
| Total noninterest income | $3,802,000 | 1,334 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,638,000 | 665 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,164,000 | 2,009 |
| Total noninterest expense | $13,985,000 | 1,279 |
| Salaries and employee benefits | $5,644,000 | 1,730 |
| Premises and equipment expense | $2,313,000 | 1,104 |
| Additional noninterest expense | $6,028,000 | 882 |
| Pre-tax net operating income | $7,436,000 | 1,322 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,533,000 | 1,086 |
| Income before extraordinary items | $4,903,000 | 1,485 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,903,000 | 1,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,727 |
| Cash dividends | $6,348,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,903,000 | 1,466 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $27,356,000 | 1,078 |
| Total interest expense | $13,751,000 | 887 |
| Net interest income | $13,605,000 | 1,269 |
| Provision for loan and lease losses | $873,000 | 873 |
| Total noninterest income | $2,637,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,852,000 | 723 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $785,000 | 2,160 |
| Total noninterest expense | $10,454,000 | 1,297 |
| Salaries and employee benefits | $4,242,000 | 1,728 |
| Premises and equipment expense | $1,726,000 | 1,116 |
| Additional noninterest expense | $4,486,000 | 889 |
| Pre-tax net operating income | $4,915,000 | 1,526 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,651,000 | 1,296 |
| Income before extraordinary items | $3,264,000 | 1,704 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,264,000 | 1,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,313 |
| Cash dividends | $5,582,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,264,000 | 1,689 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,637,000 | 1,097 |
| Total interest expense | $8,913,000 | 863 |
| Net interest income | $8,724,000 | 1,320 |
| Provision for loan and lease losses | $671,000 | 745 |
| Total noninterest income | $1,719,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,164,000 | 754 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $555,000 | 2,075 |
| Total noninterest expense | $6,960,000 | 1,311 |
| Salaries and employee benefits | $2,849,000 | 1,717 |
| Premises and equipment expense | $1,151,000 | 1,108 |
| Additional noninterest expense | $2,960,000 | 899 |
| Pre-tax net operating income | $2,812,000 | 1,756 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $918,000 | 1,497 |
| Income before extraordinary items | $1,894,000 | 1,930 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,894,000 | 1,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 1,549 |
| Cash dividends | $4,945,000 | 387 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,894,000 | 1,911 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,560,000 | 1,099 |
| Total interest expense | $4,292,000 | 860 |
| Net interest income | $4,268,000 | 1,343 |
| Provision for loan and lease losses | $350,000 | 686 |
| Total noninterest income | $841,000 | 1,452 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $532,000 | 797 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $309,000 | 1,899 |
| Total noninterest expense | $3,477,000 | 1,313 |
| Salaries and employee benefits | $1,426,000 | 1,725 |
| Premises and equipment expense | $598,000 | 1,066 |
| Additional noninterest expense | $1,453,000 | 916 |
| Pre-tax net operating income | $1,282,000 | 1,867 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $409,000 | 1,630 |
| Income before extraordinary items | $873,000 | 2,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $873,000 | 2,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,212 |
| Cash dividends | $4,457,000 | 236 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $873,000 | 2,010 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $30,621,000 | 1,074 |
| Total interest expense | $14,236,000 | 799 |
| Net interest income | $16,385,000 | 1,339 |
| Provision for loan and lease losses | $1,515,000 | 704 |
| Total noninterest income | $3,081,000 | 1,575 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,195,000 | 793 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $886,000 | 2,390 |
| Total noninterest expense | $13,199,000 | 1,312 |
| Salaries and employee benefits | $5,608,000 | 1,672 |
| Premises and equipment expense | $2,198,000 | 1,108 |
| Additional noninterest expense | $5,393,000 | 965 |
| Pre-tax net operating income | $4,752,000 | 1,941 |
| Securities gains (losses) | $-587,000 | 8,717 |
| Applicable income taxes | $1,105,000 | 2,124 |
| Income before extraordinary items | $3,060,000 | 2,208 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,060,000 | 2,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 1,641 |
| Cash dividends | $4,788,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,488,510 | 1,945 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $22,180,000 | 1,079 |
| Total interest expense | $10,208,000 | 789 |
| Net interest income | $11,972,000 | 1,361 |
| Provision for loan and lease losses | $1,269,000 | 610 |
| Total noninterest income | $2,231,000 | 1,619 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,587,000 | 819 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $644,000 | 2,448 |
| Total noninterest expense | $10,013,000 | 1,278 |
| Salaries and employee benefits | $4,364,000 | 1,597 |
| Premises and equipment expense | $1,645,000 | 1,102 |
| Additional noninterest expense | $4,004,000 | 957 |
| Pre-tax net operating income | $2,921,000 | 2,291 |
| Securities gains (losses) | $-587,000 | 8,796 |
| Applicable income taxes | $486,000 | 3,003 |
| Income before extraordinary items | $1,848,000 | 2,642 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,848,000 | 2,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,590 |
| Cash dividends | $4,179,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,311,730 | 2,176 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $14,175,000 | 1,089 |
| Total interest expense | $6,403,000 | 783 |
| Net interest income | $7,772,000 | 1,372 |
| Provision for loan and lease losses | $770,000 | 658 |
| Total noninterest income | $1,375,000 | 1,714 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,003,000 | 850 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $372,000 | 2,663 |
| Total noninterest expense | $6,722,000 | 1,259 |
| Salaries and employee benefits | $2,916,000 | 1,589 |
| Premises and equipment expense | $1,089,000 | 1,096 |
| Additional noninterest expense | $2,717,000 | 926 |
| Pre-tax net operating income | $1,655,000 | 2,543 |
| Securities gains (losses) | $-201,000 | 8,766 |
| Applicable income taxes | $300,000 | 3,110 |
| Income before extraordinary items | $1,154,000 | 2,744 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,154,000 | 2,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $25,000 | 4,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,312,790 | 2,434 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,869,000 | 1,108 |
| Total interest expense | $3,011,000 | 795 |
| Net interest income | $3,858,000 | 1,376 |
| Provision for loan and lease losses | $291,000 | 814 |
| Total noninterest income | $631,000 | 1,804 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $443,000 | 926 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $188,000 | 2,577 |
| Total noninterest expense | $3,340,000 | 1,273 |
| Salaries and employee benefits | $1,453,000 | 1,588 |
| Premises and equipment expense | $535,000 | 1,122 |
| Additional noninterest expense | $1,352,000 | 926 |
| Pre-tax net operating income | $858,000 | 2,433 |
| Securities gains (losses) | $-82,000 | 8,827 |
| Applicable income taxes | $190,000 | 2,683 |
| Income before extraordinary items | $586,000 | 2,673 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $586,000 | 2,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $25,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $648,320 | 2,414 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,055,000 | 1,349 |
| Total interest expense | $7,418,000 | 1,091 |
| Net interest income | $13,637,000 | 1,483 |
| Provision for loan and lease losses | $1,260,000 | 846 |
| Total noninterest income | $2,363,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,766,000 | 1,003 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $597,000 | 2,995 |
| Total noninterest expense | $11,376,000 | 1,429 |
| Salaries and employee benefits | $5,102,000 | 1,734 |
| Premises and equipment expense | $1,948,000 | 1,177 |
| Additional noninterest expense | $4,326,000 | 1,141 |
| Pre-tax net operating income | $3,364,000 | 2,344 |
| Securities gains (losses) | $116,000 | 1,148 |
| Applicable income taxes | $1,059,000 | 2,060 |
| Income before extraordinary items | $2,421,000 | 2,500 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,421,000 | 2,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $255,000 | 4,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,339,800 | 2,506 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,854,000 | 1,437 |
| Total interest expense | $4,829,000 | 1,252 |
| Net interest income | $10,025,000 | 1,505 |
| Provision for loan and lease losses | $910,000 | 845 |
| Total noninterest income | $1,736,000 | 1,994 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,298,000 | 1,032 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $438,000 | 3,033 |
| Total noninterest expense | $8,457,000 | 1,438 |
| Salaries and employee benefits | $3,843,000 | 1,716 |
| Premises and equipment expense | $1,384,000 | 1,247 |
| Additional noninterest expense | $3,230,000 | 1,136 |
| Pre-tax net operating income | $2,394,000 | 2,486 |
| Securities gains (losses) | $97,000 | 1,194 |
| Applicable income taxes | $768,000 | 2,162 |
| Income before extraordinary items | $1,723,000 | 2,639 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,723,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-104,000 | 8,816 |
| Cash dividends | $205,000 | 3,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,656,070 | 2,671 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,350,000 | 1,516 |
| Total interest expense | $2,889,000 | 1,375 |
| Net interest income | $6,461,000 | 1,538 |
| Provision for loan and lease losses | $470,000 | 1,064 |
| Total noninterest income | $1,210,000 | 1,907 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $794,000 | 1,120 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $416,000 | 2,448 |
| Total noninterest expense | $5,592,000 | 1,447 |
| Salaries and employee benefits | $2,584,000 | 1,701 |
| Premises and equipment expense | $903,000 | 1,275 |
| Additional noninterest expense | $2,105,000 | 1,161 |
| Pre-tax net operating income | $1,609,000 | 2,431 |
| Securities gains (losses) | $93,000 | 1,081 |
| Applicable income taxes | $539,000 | 2,082 |
| Income before extraordinary items | $1,163,000 | 2,594 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,163,000 | 2,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-108,000 | 8,896 |
| Cash dividends | $75,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,099,760 | 2,639 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,455,000 | 1,586 |
| Total interest expense | $1,320,000 | 1,510 |
| Net interest income | $3,135,000 | 1,593 |
| Provision for loan and lease losses | $270,000 | 895 |
| Total noninterest income | $562,000 | 1,989 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $372,000 | 1,146 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $190,000 | 2,553 |
| Total noninterest expense | $2,663,000 | 1,522 |
| Salaries and employee benefits | $1,182,000 | 1,859 |
| Premises and equipment expense | $440,000 | 1,320 |
| Additional noninterest expense | $1,041,000 | 1,155 |
| Pre-tax net operating income | $764,000 | 2,516 |
| Securities gains (losses) | $69,000 | 1,018 |
| Applicable income taxes | $250,000 | 2,201 |
| Income before extraordinary items | $583,000 | 2,575 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $583,000 | 2,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 8,959 |
| Cash dividends | $30,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $534,700 | 2,682 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,381,000 | 2,127 |
| Total interest expense | $4,561,000 | 1,961 |
| Net interest income | $8,820,000 | 2,196 |
| Provision for loan and lease losses | $1,667,000 | 749 |
| Total noninterest income | $1,662,000 | 2,629 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $918,000 | 1,881 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $744,000 | 2,848 |
| Total noninterest expense | $8,293,000 | 1,914 |
| Salaries and employee benefits | $3,737,000 | 2,276 |
| Premises and equipment expense | $1,488,000 | 1,530 |
| Additional noninterest expense | $3,068,000 | 1,603 |
| Pre-tax net operating income | $522,000 | 6,592 |
| Securities gains (losses) | $258,000 | 1,149 |
| Applicable income taxes | $175,000 | 5,097 |
| Income before extraordinary items | $605,000 | 5,929 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $605,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 1,713 |
| Cash dividends | $118,000 | 5,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $403,760 | 6,642 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,118,000 | 2,393 |
| Total interest expense | $3,273,000 | 2,122 |
| Net interest income | $5,845,000 | 2,499 |
| Provision for loan and lease losses | $899,000 | 996 |
| Total noninterest income | $1,220,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $608,000 | 2,121 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $612,000 | 2,807 |
| Total noninterest expense | $5,950,000 | 2,003 |
| Salaries and employee benefits | $2,681,000 | 2,368 |
| Premises and equipment expense | $1,036,000 | 1,655 |
| Additional noninterest expense | $2,233,000 | 1,633 |
| Pre-tax net operating income | $216,000 | 7,641 |
| Securities gains (losses) | $203,000 | 1,223 |
| Applicable income taxes | $147,000 | 5,126 |
| Income before extraordinary items | $272,000 | 7,103 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $272,000 | 7,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 2,746 |
| Cash dividends | $103,000 | 4,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $140,050 | 7,829 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,569,000 | 2,624 |
| Total interest expense | $2,078,000 | 2,281 |
| Net interest income | $3,491,000 | 2,777 |
| Provision for loan and lease losses | $401,000 | 1,384 |
| Total noninterest income | $689,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $367,000 | 2,257 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $322,000 | 3,160 |
| Total noninterest expense | $3,642,000 | 2,157 |
| Salaries and employee benefits | $1,687,000 | 2,484 |
| Premises and equipment expense | $505,000 | 2,241 |
| Additional noninterest expense | $1,450,000 | 1,662 |
| Pre-tax net operating income | $137,000 | 7,705 |
| Securities gains (losses) | $170,000 | 1,142 |
| Applicable income taxes | $107,000 | 5,036 |
| Income before extraordinary items | $200,000 | 6,967 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $200,000 | 6,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $88,000 | 4,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $89,500 | 7,898 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 2,699 |
| Total interest expense | $984,000 | 2,471 |
| Net interest income | $1,716,000 | 2,812 |
| Provision for loan and lease losses | $191,000 | 1,424 |
| Total noninterest income | $291,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $157,000 | 2,491 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $134,000 | 3,408 |
| Total noninterest expense | $1,630,000 | 2,383 |
| Salaries and employee benefits | $764,000 | 2,721 |
| Premises and equipment expense | $403,000 | 1,436 |
| Additional noninterest expense | $463,000 | 2,502 |
| Pre-tax net operating income | $186,000 | 6,007 |
| Securities gains (losses) | $12,000 | 2,102 |
| Applicable income taxes | $67,000 | 4,650 |
| Income before extraordinary items | $131,000 | 6,347 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $131,000 | 6,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,694 |
| Cash dividends | $40,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $123,080 | 6,331 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,643,000 | 3,120 |
| Total interest expense | $3,418,000 | 3,178 |
| Net interest income | $6,225,000 | 3,049 |
| Provision for loan and lease losses | $1,219,000 | 1,117 |
| Total noninterest income | $798,000 | 4,011 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $553,000 | 2,731 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $245,000 | 4,647 |
| Total noninterest expense | $4,922,000 | 2,967 |
| Salaries and employee benefits | $2,024,000 | 3,698 |
| Premises and equipment expense | $681,000 | 3,068 |
| Additional noninterest expense | $2,217,000 | 2,088 |
| Pre-tax net operating income | $882,000 | 5,534 |
| Securities gains (losses) | $330,000 | 839 |
| Applicable income taxes | $412,000 | 3,828 |
| Income before extraordinary items | $800,000 | 5,214 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $800,000 | 5,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,499 |
| Cash dividends | $227,000 | 4,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $582,200 | 5,907 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,885,000 | 4,487 |
| Total interest expense | $3,116,000 | 4,585 |
| Net interest income | $3,769,000 | 4,323 |
| Provision for loan and lease losses | $911,000 | 1,337 |
| Total noninterest income | $359,000 | 5,953 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $299,000 | 4,171 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $60,000 | 7,402 |
| Total noninterest expense | $3,261,000 | 4,061 |
| Salaries and employee benefits | $1,395,000 | 4,766 |
| Premises and equipment expense | $458,000 | 4,175 |
| Additional noninterest expense | $1,408,000 | 3,042 |
| Pre-tax net operating income | $-44,000 | 8,800 |
| Securities gains (losses) | $267,000 | 966 |
| Applicable income taxes | $76,000 | 6,325 |
| Income before extraordinary items | $147,000 | 8,047 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $147,000 | 8,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $1,190,000 | 2,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-29,220 | 8,799 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 9,009 |
| Total interest expense | $740,000 | 8,777 |
| Net interest income | $707,000 | 9,100 |
| Provision for loan and lease losses | $304,000 | 2,798 |
| Total noninterest income | $46,000 | 9,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 7,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,368 |
| Total noninterest expense | $1,748,000 | 6,157 |
| Salaries and employee benefits | $722,000 | 7,095 |
| Premises and equipment expense | $324,000 | 5,196 |
| Additional noninterest expense | $702,000 | 5,163 |
| Pre-tax net operating income | $-1,299,000 | 9,767 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-1,299,000 | 9,776 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,299,000 | 9,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $15,000 | 6,726 |
| Sale, conversion, retirement of capital stock, net | $15,550,000 | 36 |
| Net operating income | $-1,299,000 | 9,780 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 7,443 |
| Total interest expense | $1,568,000 | 6,801 |
| Net interest income | $1,375,000 | 7,824 |
| Provision for loan and lease losses | $84,000 | 5,577 |
| Total noninterest income | $261,000 | 6,825 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 6,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,475 |
| Total noninterest expense | $1,696,000 | 6,305 |
| Salaries and employee benefits | $824,000 | 6,641 |
| Premises and equipment expense | $364,000 | 4,837 |
| Additional noninterest expense | $508,000 | 6,454 |
| Pre-tax net operating income | $-144,000 | 9,575 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-20,000 | 9,716 |
| Income before extraordinary items | $-124,000 | 9,596 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-124,000 | 9,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,834 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-124,000 | 9,574 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 7,383 |
| Total interest expense | $1,874,000 | 6,408 |
| Net interest income | $1,249,000 | 8,220 |
| Provision for loan and lease losses | $131,000 | 4,450 |
| Total noninterest income | $406,000 | 5,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 6,463 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $286,000 | 4,134 |
| Total noninterest expense | $1,509,000 | 6,662 |
| Salaries and employee benefits | $760,000 | 6,866 |
| Premises and equipment expense | $327,000 | 5,108 |
| Additional noninterest expense | $422,000 | 7,044 |
| Pre-tax net operating income | $15,000 | 9,740 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-6,000 | 10,003 |
| Income before extraordinary items | $21,000 | 9,752 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $21,000 | 9,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,964 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $21,000 | 9,697 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,575,000 | 8,286 |
| Total interest expense | $1,541,000 | 7,253 |
| Net interest income | $1,034,000 | 9,104 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $287,000 | 6,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,119 |
| Total noninterest expense | $1,264,000 | 7,465 |
| Salaries and employee benefits | $591,000 | 7,980 |
| Premises and equipment expense | $214,000 | 6,591 |
| Additional noninterest expense | $459,000 | 6,847 |
| Pre-tax net operating income | $-3,000 | 10,388 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-13,000 | 10,531 |
| Income before extraordinary items | $10,000 | 10,378 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,000 | 10,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,767 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $10,000 | 10,340 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,406,000 | 8,811 |
| Total interest expense | $1,465,000 | 7,657 |
| Net interest income | $941,000 | 9,722 |
| Provision for loan and lease losses | $46,000 | 6,787 |
| Total noninterest income | $243,000 | 7,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,934 |
| Total noninterest expense | $1,130,000 | 8,229 |
| Salaries and employee benefits | $516,000 | 8,745 |
| Premises and equipment expense | $194,000 | 7,135 |
| Additional noninterest expense | $420,000 | 7,711 |
| Pre-tax net operating income | $8,000 | 10,744 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $8,000 | 10,780 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,000 | 10,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $8,000 | 10,729 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,896,000 | 9,889 |
| Total interest expense | $1,190,000 | 8,617 |
| Net interest income | $706,000 | 10,820 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $173,000 | 8,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,568 |
| Total noninterest expense | $821,000 | 9,681 |
| Salaries and employee benefits | $405,000 | 9,911 |
| Premises and equipment expense | $140,000 | 8,530 |
| Additional noninterest expense | $276,000 | 9,533 |
| Pre-tax net operating income | $38,000 | 11,353 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-8,000 | 11,512 |
| Income before extraordinary items | $46,000 | 11,305 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $46,000 | 11,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $46,000 | 11,270 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 10,985 |
| Total interest expense | $673,000 | 10,238 |
| Net interest income | $704,000 | 11,363 |
| Provision for loan and lease losses | $58,000 | 5,854 |
| Total noninterest income | $151,000 | 9,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,880 |
| Total noninterest expense | $765,000 | 10,399 |
| Salaries and employee benefits | $363,000 | 10,620 |
| Premises and equipment expense | $140,000 | 8,820 |
| Additional noninterest expense | $262,000 | 10,380 |
| Pre-tax net operating income | $32,000 | 11,982 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $5,000 | 11,491 |
| Income before extraordinary items | $27,000 | 11,931 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $27,000 | 11,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $27,000 | 11,969 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 12,438 |
| Total interest expense | $425,000 | 12,105 |
| Net interest income | $506,000 | 12,540 |
| Provision for loan and lease losses | $54,000 | 7,292 |
| Total noninterest income | $204,000 | 9,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 6,332 |
| Total noninterest expense | $708,000 | 11,116 |
| Salaries and employee benefits | $341,000 | 11,238 |
| Premises and equipment expense | $101,000 | 10,412 |
| Additional noninterest expense | $266,000 | 10,877 |
| Pre-tax net operating income | $-52,000 | 12,541 |
| Securities gains (losses) | $109,000 | 2,375 |
| Applicable income taxes | $30,000 | 11,384 |
| Income before extraordinary items | $27,000 | 12,390 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $27,000 | 12,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-42,760 | 12,498 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $672,000 | 13,528 |
| Total interest expense | $399,000 | 13,182 |
| Net interest income | $273,000 | 13,666 |
| Provision for loan and lease losses | $27,000 | 10,147 |
| Total noninterest income | $190,000 | 9,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 11,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 6,311 |
| Total noninterest expense | $613,000 | 11,980 |
| Salaries and employee benefits | $292,000 | 12,098 |
| Premises and equipment expense | $92,000 | 11,034 |
| Additional noninterest expense | $229,000 | 11,831 |
| Pre-tax net operating income | $-177,000 | 13,052 |
| Securities gains (losses) | $42,000 | 4,413 |
| Applicable income taxes | $-57,000 | 13,518 |
| Income before extraordinary items | $-78,000 | 13,031 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-78,000 | 13,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-104,880 | 12,925 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.