Home > Tuscaloosa Commerce Bank > Income and Expense
Tuscaloosa Commerce Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,171,000 | 7,974 |
| Total interest expense | $927,000 | 9,512 |
| Net interest income | $2,244,000 | 6,790 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $849,000 | 3,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $778,000 | 1,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $2,083,000 | 5,800 |
| Salaries and employee benefits | $1,033,000 | 5,894 |
| Premises and equipment expense | $260,000 | 6,200 |
| Additional noninterest expense | $790,000 | 5,302 |
| Pre-tax net operating income | $960,000 | 6,157 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $341,000 | 5,550 |
| Income before extraordinary items | $619,000 | 6,499 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $619,000 | 6,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $249,000 | 5,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $619,000 | 6,489 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 8,989 |
| Total interest expense | $616,000 | 10,525 |
| Net interest income | $1,835,000 | 7,957 |
| Provision for loan and lease losses | $-15,000 | 11,800 |
| Total noninterest income | $716,000 | 4,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $642,000 | 2,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,491 |
| Total noninterest expense | $1,768,000 | 6,774 |
| Salaries and employee benefits | $867,000 | 6,834 |
| Premises and equipment expense | $266,000 | 6,251 |
| Additional noninterest expense | $635,000 | 6,774 |
| Pre-tax net operating income | $798,000 | 6,879 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $284,000 | 6,074 |
| Income before extraordinary items | $514,000 | 7,200 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $514,000 | 7,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $71,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $514,000 | 7,236 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 9,575 |
| Total interest expense | $646,000 | 10,896 |
| Net interest income | $1,656,000 | 8,621 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $554,000 | 5,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $500,000 | 2,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,868 |
| Total noninterest expense | $1,495,000 | 7,854 |
| Salaries and employee benefits | $711,000 | 7,931 |
| Premises and equipment expense | $248,000 | 6,711 |
| Additional noninterest expense | $536,000 | 7,902 |
| Pre-tax net operating income | $655,000 | 7,607 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $222,000 | 7,228 |
| Income before extraordinary items | $433,000 | 8,121 |
| Extraordinary gains, net | $463,000 | 501 |
| Net income | $896,000 | 5,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 6,565 |
| Cash dividends | $255,000 | 4,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $433,000 | 7,853 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,335,000 | 10,224 |
| Total interest expense | $906,000 | 10,844 |
| Net interest income | $1,429,000 | 9,516 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $468,000 | 5,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $406,000 | 3,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,701 |
| Total noninterest expense | $1,267,000 | 8,775 |
| Salaries and employee benefits | $552,000 | 9,256 |
| Premises and equipment expense | $185,000 | 8,187 |
| Additional noninterest expense | $530,000 | 8,195 |
| Pre-tax net operating income | $570,000 | 7,925 |
| Securities gains (losses) | $39,000 | 4,543 |
| Applicable income taxes | $207,000 | 7,418 |
| Income before extraordinary items | $402,000 | 8,198 |
| Extraordinary gains, net | $207,000 | 415 |
| Net income | $609,000 | 6,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 5,532 |
| Cash dividends | $290,000 | 4,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $376,260 | 8,091 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.