Home > Tuscaloosa Commerce Bank > Assets and Liabilities
Tuscaloosa Commerce Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $39,627,000 | 8,416 |
| Cash and due from depository institutions | $3,110,000 | 4,498 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $6,772,000 | 9,474 |
| Federal funds sold & reverse repurchase agreements | $3,425,000 | 3,969 |
| Net loans & leases | $24,361,000 | 7,816 |
| Loan loss allowance | $294,000 | 8,171 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,333,000 | 5,037 |
| Other real estate owned | $96,000 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $530,000 | 8,950 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,627,000 | 8,416 |
| Total liabilities | $35,998,000 | 8,352 |
| Total deposits | $35,375,000 | 8,251 |
| Interest-bearing deposits | $25,255,000 | 8,997 |
| Deposits held in domestic offices | $35,375,000 | 8,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $623,000 | 5,319 |
| Total equity capital | $3,629,000 | 8,767 |
| Total bank equity capital | $3,629,000 | 8,767 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $36,000 | 10,338 |
| Surplus | $3,404,000 | 3,879 |
| Undivided profits | $189,000 | 10,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 8,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $193,000 | 8,910 |
| Earning assets | $34,558,000 | 8,630 |
| Long-term assets (5+ years) | $2,177,000 | 7,726 |
| Average Assets, year-to-date | $37,222,000 | 8,500 |
| Average Assets, quarterly | $38,828,000 | 8,451 |
| Volatile liabilities | $2,625,000 | 8,934 |
| Insider loans | $596,000 | 5,155 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,550,000 | 5,220 |
| Tier 1 (core) risk-based capital | $3,628,000 | 8,651 |
| Tier 2 risk-based capital | $294,000 | 7,418 |
| Total risk weighted assets | $24,812,400 | 7,959 |
| Total unused commitments | $4,550,000 | 5,233 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 37 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $33,652,000 | 9,312 |
| Cash and due from depository institutions | $3,410,000 | 5,222 |
| Interest-bearing balances | $1,089,000 | 2,304 |
| Securities | $8,097,000 | 9,493 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $20,343,000 | 8,664 |
| Loan loss allowance | $255,000 | 9,000 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,276,000 | 5,205 |
| Other real estate owned | $131,000 | 5,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $395,000 | 10,407 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,652,000 | 9,312 |
| Total liabilities | $30,459,000 | 9,280 |
| Total deposits | $29,408,000 | 9,256 |
| Interest-bearing deposits | $21,572,000 | 9,838 |
| Deposits held in domestic offices | $29,408,000 | 9,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $850,000 | 3,519 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $201,000 | 8,994 |
| Total equity capital | $3,193,000 | 9,220 |
| Total bank equity capital | $3,193,000 | 9,220 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $36,000 | 10,902 |
| Surplus | $3,404,000 | 3,809 |
| Undivided profits | $-247,000 | 11,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 8,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $170,000 | 9,197 |
| Earning assets | $29,529,000 | 9,454 |
| Long-term assets (5+ years) | $2,301,000 | 7,989 |
| Average Assets, year-to-date | $34,505,400 | 9,123 |
| Average Assets, quarterly | $33,883,500 | 9,261 |
| Volatile liabilities | $1,650,000 | 10,155 |
| Insider loans | $272,000 | 7,404 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,612,000 | 5,834 |
| Tier 1 (core) risk-based capital | $3,259,000 | 9,226 |
| Tier 2 risk-based capital | $255,000 | 8,159 |
| Total risk weighted assets | $21,914,200 | 8,598 |
| Total unused commitments | $3,612,000 | 5,843 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $34,359,000 | 9,558 |
| Cash and due from depository institutions | $4,833,000 | 6,588 |
| Interest-bearing balances | $2,574,000 | 2,050 |
| Securities | $11,037,000 | 8,692 |
| Federal funds sold & reverse repurchase agreements | $3,612,000 | 3,777 |
| Net loans & leases | $12,932,000 | 10,550 |
| Loan loss allowance | $292,000 | 8,773 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,259,000 | 5,306 |
| Other real estate owned | $159,000 | 6,588 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $527,000 | 9,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,359,000 | 9,558 |
| Total liabilities | $31,542,000 | 9,483 |
| Total deposits | $31,415,000 | 9,330 |
| Interest-bearing deposits | $24,795,000 | 9,684 |
| Deposits held in domestic offices | $31,415,000 | 9,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $127,000 | 10,920 |
| Total equity capital | $2,817,000 | 10,055 |
| Total bank equity capital | $2,817,000 | 10,055 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $36,000 | 11,443 |
| Surplus | $3,404,000 | 3,765 |
| Undivided profits | $-623,000 | 12,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 7,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $107,000 | 10,791 |
| Earning assets | $30,155,000 | 9,730 |
| Long-term assets (5+ years) | $2,653,000 | 8,123 |
| Average Assets, year-to-date | $32,513,800 | 9,681 |
| Average Assets, quarterly | $33,276,500 | 9,664 |
| Volatile liabilities | $1,600,000 | 10,331 |
| Insider loans | $702,000 | 4,718 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,663,000 | 6,749 |
| Tier 1 (core) risk-based capital | $2,817,000 | 10,007 |
| Tier 2 risk-based capital | $215,160 | 9,032 |
| Total risk weighted assets | $17,135,960 | 9,840 |
| Total unused commitments | $2,663,000 | 6,771 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 21 | 8,413 |
| Assets and Liabilities | ||
| Total Assets: | $31,103,000 | 10,266 |
| Cash and due from depository institutions | $4,350,000 | 8,413 |
| Interest-bearing balances | $2,872,000 | 2,160 |
| Securities | $9,555,000 | 9,346 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 4,908 |
| Net loans & leases | $12,364,000 | 10,960 |
| Loan loss allowance | $271,000 | 9,269 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,101,000 | 5,833 |
| Other real estate owned | $333,000 | 8,413 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $300,000 | 11,746 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,103,000 | 10,266 |
| Total liabilities | $28,927,000 | 10,141 |
| Total deposits | $28,842,000 | 10,001 |
| Interest-bearing deposits | $21,757,000 | 10,585 |
| Deposits held in domestic offices | $28,842,000 | 9,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $85,000 | 12,700 |
| Total equity capital | $2,176,000 | 11,149 |
| Total bank equity capital | $2,176,000 | 11,149 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $36,000 | 11,968 |
| Surplus | $3,404,000 | 3,642 |
| Undivided profits | $-1,264,000 | 13,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 8,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $110,000 | 11,233 |
| Earning assets | $27,891,000 | 10,292 |
| Long-term assets (5+ years) | $2,270,000 | 8,668 |
| Average Assets, year-to-date | $31,245,600 | 10,094 |
| Average Assets, quarterly | $31,102,500 | 10,218 |
| Volatile liabilities | $1,599,000 | 10,633 |
| Insider loans | $527,000 | 1,723 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $623,000 | 10,188 |
| Tier 1 (core) risk-based capital | $2,176,000 | 11,105 |
| Tier 2 risk-based capital | $197,860 | 9,512 |
| Total risk weighted assets | $15,755,460 | 10,418 |
| Total unused commitments | $623,000 | 10,213 |
| Derivatives | $0 | 651 |