Home > Turnberry Bank > Income and Expense
Turnberry Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,475,000 | 3,336 |
| Total interest expense | $2,545,000 | 1,744 |
| Net interest income | $1,930,000 | 4,760 |
| Provision for loan and lease losses | $2,935,000 | 959 |
| Total noninterest income | $-333,000 | 7,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-333,000 | 7,662 |
| Total noninterest expense | $3,813,000 | 2,543 |
| Salaries and employee benefits | $1,731,000 | 2,771 |
| Premises and equipment expense | $589,000 | 2,189 |
| Additional noninterest expense | $1,493,000 | 2,265 |
| Pre-tax net operating income | $-5,151,000 | 7,559 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-5,151,000 | 7,594 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,151,000 | 7,594 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-5,151,000 | 7,594 |
| Net charge-offs | $2,959,000 | 840 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,151,000 | 7,580 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 3,417 |
| Total interest expense | $1,286,000 | 1,804 |
| Net interest income | $938,000 | 4,862 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $-203,000 | 7,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-203,000 | 7,805 |
| Total noninterest expense | $1,958,000 | 2,491 |
| Salaries and employee benefits | $962,000 | 2,557 |
| Premises and equipment expense | $294,000 | 2,239 |
| Additional noninterest expense | $702,000 | 2,368 |
| Pre-tax net operating income | $-1,323,000 | 7,492 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,323,000 | 7,538 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,323,000 | 7,538 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,323,000 | 7,539 |
| Net charge-offs | $543,000 | 1,519 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,323,000 | 7,536 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,214,000 | 2,917 |
| Total interest expense | $5,745,000 | 1,990 |
| Net interest income | $5,469,000 | 3,717 |
| Provision for loan and lease losses | $11,756,000 | 759 |
| Total noninterest income | $255,000 | 5,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $255,000 | 4,238 |
| Total noninterest expense | $7,097,000 | 2,760 |
| Salaries and employee benefits | $3,884,000 | 2,515 |
| Premises and equipment expense | $1,276,000 | 2,100 |
| Additional noninterest expense | $1,937,000 | 3,396 |
| Pre-tax net operating income | $-13,129,000 | 7,587 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-13,129,000 | 7,634 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-13,129,000 | 7,632 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-13,129,000 | 7,633 |
| Net charge-offs | $8,420,000 | 782 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-13,129,000 | 7,637 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,637,000 | 2,903 |
| Total interest expense | $4,426,000 | 2,035 |
| Net interest income | $4,211,000 | 3,657 |
| Provision for loan and lease losses | $11,112,000 | 574 |
| Total noninterest income | $216,000 | 5,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $216,000 | 4,159 |
| Total noninterest expense | $5,151,000 | 2,834 |
| Salaries and employee benefits | $2,972,000 | 2,496 |
| Premises and equipment expense | $984,000 | 2,049 |
| Additional noninterest expense | $1,195,000 | 3,885 |
| Pre-tax net operating income | $-11,836,000 | 7,784 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-11,836,000 | 7,823 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-11,836,000 | 7,822 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-11,836,000 | 7,822 |
| Net charge-offs | $7,594,000 | 616 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-11,836,000 | 7,825 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,827,000 | 2,902 |
| Total interest expense | $3,014,000 | 2,087 |
| Net interest income | $2,813,000 | 3,638 |
| Provision for loan and lease losses | $4,810,000 | 756 |
| Total noninterest income | $153,000 | 5,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $153,000 | 4,085 |
| Total noninterest expense | $3,414,000 | 2,876 |
| Salaries and employee benefits | $1,962,000 | 2,556 |
| Premises and equipment expense | $681,000 | 2,018 |
| Additional noninterest expense | $771,000 | 3,982 |
| Pre-tax net operating income | $-5,258,000 | 7,757 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-5,258,000 | 7,818 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,258,000 | 7,817 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,258,000 | 7,817 |
| Net charge-offs | $2,484,000 | 980 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-5,258,000 | 7,827 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,129,000 | 2,746 |
| Total interest expense | $1,576,000 | 2,080 |
| Net interest income | $1,553,000 | 3,354 |
| Provision for loan and lease losses | $2,555,000 | 629 |
| Total noninterest income | $158,000 | 4,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $158,000 | 2,881 |
| Total noninterest expense | $1,684,000 | 2,841 |
| Salaries and employee benefits | $979,000 | 2,589 |
| Premises and equipment expense | $353,000 | 1,985 |
| Additional noninterest expense | $352,000 | 3,935 |
| Pre-tax net operating income | $-2,528,000 | 7,901 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-2,528,000 | 7,945 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,528,000 | 7,946 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,528,000 | 7,946 |
| Net charge-offs | $759,000 | 1,104 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,528,000 | 7,949 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,438,000 | 2,564 |
| Total interest expense | $7,394,000 | 2,102 |
| Net interest income | $7,044,000 | 3,039 |
| Provision for loan and lease losses | $1,135,000 | 2,518 |
| Total noninterest income | $721,000 | 4,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $721,000 | 2,606 |
| Total noninterest expense | $5,772,000 | 3,194 |
| Salaries and employee benefits | $3,447,000 | 2,872 |
| Premises and equipment expense | $1,307,000 | 2,070 |
| Additional noninterest expense | $1,018,000 | 4,764 |
| Pre-tax net operating income | $858,000 | 4,048 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $858,000 | 3,574 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $858,000 | 3,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,232,000 | 1,739 |
| Cash dividends | $1,417,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $858,000 | 3,715 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,204,000 | 2,522 |
| Total interest expense | $5,597,000 | 2,166 |
| Net interest income | $5,607,000 | 2,902 |
| Provision for loan and lease losses | $370,000 | 3,202 |
| Total noninterest income | $528,000 | 4,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $528,000 | 2,729 |
| Total noninterest expense | $4,469,000 | 3,067 |
| Salaries and employee benefits | $2,727,000 | 2,752 |
| Premises and equipment expense | $1,058,000 | 1,931 |
| Additional noninterest expense | $684,000 | 5,026 |
| Pre-tax net operating income | $1,296,000 | 3,164 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,296,000 | 2,610 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,296,000 | 2,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $558,000 | 1,845 |
| Cash dividends | $1,274,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,296,000 | 2,735 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,322,000 | 2,606 |
| Total interest expense | $3,690,000 | 2,262 |
| Net interest income | $3,632,000 | 2,960 |
| Provision for loan and lease losses | $100,000 | 4,246 |
| Total noninterest income | $364,000 | 4,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $364,000 | 2,721 |
| Total noninterest expense | $2,905,000 | 3,153 |
| Salaries and employee benefits | $1,887,000 | 2,707 |
| Premises and equipment expense | $689,000 | 1,968 |
| Additional noninterest expense | $329,000 | 5,928 |
| Pre-tax net operating income | $991,000 | 2,973 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $991,000 | 2,584 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $991,000 | 2,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,609 |
| Cash dividends | $1,060,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $991,000 | 2,542 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,680,000 | 2,668 |
| Total interest expense | $1,934,000 | 2,301 |
| Net interest income | $1,746,000 | 3,077 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $190,000 | 4,101 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $190,000 | 2,656 |
| Total noninterest expense | $1,527,000 | 3,004 |
| Salaries and employee benefits | $1,015,000 | 2,553 |
| Premises and equipment expense | $358,000 | 1,899 |
| Additional noninterest expense | $154,000 | 6,116 |
| Pre-tax net operating income | $409,000 | 3,496 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $409,000 | 3,145 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $409,000 | 3,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $940,000 | 811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $409,000 | 3,070 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,254,000 | 2,632 |
| Total interest expense | $7,876,000 | 2,346 |
| Net interest income | $7,378,000 | 2,957 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $607,000 | 4,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $607,000 | 2,980 |
| Total noninterest expense | $5,163,000 | 3,363 |
| Salaries and employee benefits | $3,342,000 | 2,941 |
| Premises and equipment expense | $1,362,000 | 1,917 |
| Additional noninterest expense | $459,000 | 6,786 |
| Pre-tax net operating income | $2,822,000 | 2,579 |
| Securities gains (losses) | $-5,000 | 7,390 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,817,000 | 2,134 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,817,000 | 2,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,709 |
| Cash dividends | $1,080,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,822,000 | 2,118 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,344,000 | 2,660 |
| Total interest expense | $5,798,000 | 2,385 |
| Net interest income | $5,546,000 | 2,952 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $437,000 | 4,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $437,000 | 3,052 |
| Total noninterest expense | $3,797,000 | 3,390 |
| Salaries and employee benefits | $2,450,000 | 2,981 |
| Premises and equipment expense | $1,017,000 | 1,919 |
| Additional noninterest expense | $330,000 | 6,851 |
| Pre-tax net operating income | $2,186,000 | 2,676 |
| Securities gains (losses) | $-4,000 | 7,564 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,182,000 | 2,205 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,182,000 | 2,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $744,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,186,000 | 2,188 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,384,000 | 2,735 |
| Total interest expense | $3,767,000 | 2,446 |
| Net interest income | $3,617,000 | 3,042 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $314,000 | 4,563 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $314,000 | 2,939 |
| Total noninterest expense | $2,556,000 | 3,388 |
| Salaries and employee benefits | $1,631,000 | 3,020 |
| Premises and equipment expense | $694,000 | 1,889 |
| Additional noninterest expense | $231,000 | 6,782 |
| Pre-tax net operating income | $1,375,000 | 2,835 |
| Securities gains (losses) | $-4,000 | 7,813 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,371,000 | 2,372 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,371,000 | 2,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $476,000 | 2,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,375,000 | 2,345 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,581,000 | 2,806 |
| Total interest expense | $1,817,000 | 2,517 |
| Net interest income | $1,764,000 | 3,097 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $176,000 | 4,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $176,000 | 2,745 |
| Total noninterest expense | $1,284,000 | 3,381 |
| Salaries and employee benefits | $809,000 | 3,059 |
| Premises and equipment expense | $364,000 | 1,825 |
| Additional noninterest expense | $111,000 | 6,884 |
| Pre-tax net operating income | $656,000 | 2,937 |
| Securities gains (losses) | $-4,000 | 8,145 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $652,000 | 2,469 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $652,000 | 2,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $270,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $656,000 | 2,433 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,372,000 | 2,810 |
| Total interest expense | $6,386,000 | 2,464 |
| Net interest income | $6,986,000 | 3,110 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $833,000 | 3,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $833,000 | 2,517 |
| Total noninterest expense | $4,819,000 | 3,452 |
| Salaries and employee benefits | $3,013,000 | 3,116 |
| Premises and equipment expense | $1,351,000 | 1,862 |
| Additional noninterest expense | $455,000 | 6,763 |
| Pre-tax net operating income | $3,000,000 | 2,778 |
| Securities gains (losses) | $-159,000 | 8,331 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,841,000 | 2,369 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,841,000 | 2,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $1,656,000 | 1,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,000,000 | 2,264 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,929,000 | 2,810 |
| Total interest expense | $4,666,000 | 2,454 |
| Net interest income | $5,263,000 | 3,128 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $653,000 | 3,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $653,000 | 2,432 |
| Total noninterest expense | $3,630,000 | 3,424 |
| Salaries and employee benefits | $2,279,000 | 3,079 |
| Premises and equipment expense | $1,015,000 | 1,862 |
| Additional noninterest expense | $336,000 | 6,827 |
| Pre-tax net operating income | $2,286,000 | 2,846 |
| Securities gains (losses) | $-158,000 | 8,504 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,128,000 | 2,446 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,128,000 | 2,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $1,313,000 | 1,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,286,000 | 2,308 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,502,000 | 2,820 |
| Total interest expense | $3,040,000 | 2,406 |
| Net interest income | $3,462,000 | 3,164 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $478,000 | 3,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $478,000 | 2,279 |
| Total noninterest expense | $2,500,000 | 3,344 |
| Salaries and employee benefits | $1,574,000 | 3,007 |
| Premises and equipment expense | $687,000 | 1,836 |
| Additional noninterest expense | $239,000 | 6,683 |
| Pre-tax net operating income | $1,440,000 | 2,962 |
| Securities gains (losses) | $9,000 | 755 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,449,000 | 2,402 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,449,000 | 2,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $1,113,000 | 1,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,440,000 | 2,403 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,229,000 | 2,781 |
| Total interest expense | $1,523,000 | 2,303 |
| Net interest income | $1,706,000 | 3,194 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $337,000 | 2,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $337,000 | 1,776 |
| Total noninterest expense | $1,260,000 | 3,343 |
| Salaries and employee benefits | $787,000 | 3,018 |
| Premises and equipment expense | $351,000 | 1,802 |
| Additional noninterest expense | $122,000 | 6,593 |
| Pre-tax net operating income | $783,000 | 2,756 |
| Securities gains (losses) | $9,000 | 604 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $792,000 | 2,213 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $792,000 | 2,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $868,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $783,000 | 2,222 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,098,000 | 2,516 |
| Total interest expense | $5,586,000 | 2,009 |
| Net interest income | $7,512,000 | 2,852 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $983,000 | 3,607 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $983,000 | 2,243 |
| Total noninterest expense | $4,956,000 | 3,260 |
| Salaries and employee benefits | $3,172,000 | 2,828 |
| Premises and equipment expense | $1,352,000 | 1,790 |
| Additional noninterest expense | $432,000 | 6,920 |
| Pre-tax net operating income | $3,539,000 | 2,432 |
| Securities gains (losses) | $13,000 | 1,399 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $3,552,000 | 1,933 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,552,000 | 1,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $2,478,000 | 1,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,539,000 | 1,915 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,816,000 | 2,463 |
| Total interest expense | $4,111,000 | 1,939 |
| Net interest income | $5,705,000 | 2,800 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $692,000 | 3,755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $692,000 | 2,337 |
| Total noninterest expense | $3,718,000 | 3,231 |
| Salaries and employee benefits | $2,368,000 | 2,799 |
| Premises and equipment expense | $1,018,000 | 1,774 |
| Additional noninterest expense | $332,000 | 6,870 |
| Pre-tax net operating income | $2,679,000 | 2,436 |
| Securities gains (losses) | $10,000 | 1,474 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,689,000 | 1,951 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,689,000 | 1,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $2,025,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,679,000 | 1,919 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,566,000 | 2,394 |
| Total interest expense | $2,694,000 | 1,858 |
| Net interest income | $3,872,000 | 2,741 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $465,000 | 3,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $465,000 | 2,295 |
| Total noninterest expense | $2,521,000 | 3,166 |
| Salaries and employee benefits | $1,609,000 | 2,747 |
| Premises and equipment expense | $676,000 | 1,770 |
| Additional noninterest expense | $236,000 | 6,701 |
| Pre-tax net operating income | $1,816,000 | 2,358 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,819,000 | 1,880 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,819,000 | 1,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $1,399,000 | 1,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,816,000 | 1,845 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 2,408 |
| Total interest expense | $1,290,000 | 1,839 |
| Net interest income | $1,914,000 | 2,757 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $247,000 | 3,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $247,000 | 2,171 |
| Total noninterest expense | $1,349,000 | 2,990 |
| Salaries and employee benefits | $867,000 | 2,580 |
| Premises and equipment expense | $340,000 | 1,767 |
| Additional noninterest expense | $142,000 | 6,189 |
| Pre-tax net operating income | $812,000 | 2,542 |
| Securities gains (losses) | $-1,000 | 8,158 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $811,000 | 2,054 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $811,000 | 2,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $935,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $812,000 | 2,020 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,924,000 | 2,408 |
| Total interest expense | $4,431,000 | 1,836 |
| Net interest income | $7,493,000 | 2,701 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,051,000 | 3,424 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,051,000 | 2,073 |
| Total noninterest expense | $4,752,000 | 3,273 |
| Salaries and employee benefits | $2,954,000 | 2,876 |
| Premises and equipment expense | $1,321,000 | 1,749 |
| Additional noninterest expense | $477,000 | 6,687 |
| Pre-tax net operating income | $3,792,000 | 2,147 |
| Securities gains (losses) | $35,000 | 2,001 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,827,000 | 1,676 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,827,000 | 1,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $2,575,000 | 1,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,792,000 | 1,642 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,789,000 | 2,422 |
| Total interest expense | $3,248,000 | 1,841 |
| Net interest income | $5,541,000 | 2,709 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $839,000 | 3,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $839,000 | 2,007 |
| Total noninterest expense | $3,627,000 | 3,192 |
| Salaries and employee benefits | $2,284,000 | 2,780 |
| Premises and equipment expense | $1,007,000 | 1,728 |
| Additional noninterest expense | $336,000 | 6,823 |
| Pre-tax net operating income | $2,753,000 | 2,216 |
| Securities gains (losses) | $31,000 | 2,017 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,784,000 | 1,741 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,784,000 | 1,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $1,600,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,753,000 | 1,702 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,823,000 | 2,411 |
| Total interest expense | $2,120,000 | 1,864 |
| Net interest income | $3,703,000 | 2,682 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $553,000 | 3,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $553,000 | 2,034 |
| Total noninterest expense | $2,462,000 | 3,153 |
| Salaries and employee benefits | $1,559,000 | 2,738 |
| Premises and equipment expense | $693,000 | 1,665 |
| Additional noninterest expense | $210,000 | 7,018 |
| Pre-tax net operating income | $1,794,000 | 2,239 |
| Securities gains (losses) | $19,000 | 2,067 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,813,000 | 1,748 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,813,000 | 1,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $1,250,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,794,000 | 1,718 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,892,000 | 2,431 |
| Total interest expense | $1,043,000 | 1,922 |
| Net interest income | $1,849,000 | 2,673 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $262,000 | 3,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $262,000 | 2,058 |
| Total noninterest expense | $1,231,000 | 3,145 |
| Salaries and employee benefits | $776,000 | 2,767 |
| Premises and equipment expense | $355,000 | 1,651 |
| Additional noninterest expense | $100,000 | 7,147 |
| Pre-tax net operating income | $880,000 | 2,249 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $886,000 | 1,764 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $886,000 | 1,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $880,000 | 1,692 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,255,000 | 2,347 |
| Total interest expense | $4,902,000 | 1,824 |
| Net interest income | $7,353,000 | 2,630 |
| Provision for loan and lease losses | $187,000 | 4,150 |
| Total noninterest income | $1,593,000 | 2,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,593,000 | 1,750 |
| Total noninterest expense | $5,095,000 | 3,001 |
| Salaries and employee benefits | $3,080,000 | 2,705 |
| Premises and equipment expense | $1,357,000 | 1,673 |
| Additional noninterest expense | $658,000 | 5,698 |
| Pre-tax net operating income | $3,664,000 | 2,127 |
| Securities gains (losses) | $163,000 | 1,484 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $3,827,000 | 1,622 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,827,000 | 1,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $2,940,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,664,000 | 1,611 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,374,000 | 2,338 |
| Total interest expense | $3,822,000 | 1,830 |
| Net interest income | $5,552,000 | 2,622 |
| Provision for loan and lease losses | $187,000 | 3,450 |
| Total noninterest income | $1,223,000 | 2,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,223,000 | 1,778 |
| Total noninterest expense | $3,776,000 | 3,032 |
| Salaries and employee benefits | $2,254,000 | 2,768 |
| Premises and equipment expense | $995,000 | 1,723 |
| Additional noninterest expense | $527,000 | 5,470 |
| Pre-tax net operating income | $2,812,000 | 2,152 |
| Securities gains (losses) | $139,000 | 1,477 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,951,000 | 1,630 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,951,000 | 1,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,594 |
| Cash dividends | $1,440,000 | 1,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,812,000 | 1,624 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,478,000 | 2,258 |
| Total interest expense | $2,654,000 | 1,813 |
| Net interest income | $3,824,000 | 2,545 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $725,000 | 2,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $725,000 | 1,913 |
| Total noninterest expense | $2,517,000 | 3,028 |
| Salaries and employee benefits | $1,504,000 | 2,775 |
| Premises and equipment expense | $641,000 | 1,775 |
| Additional noninterest expense | $372,000 | 5,262 |
| Pre-tax net operating income | $1,882,000 | 2,149 |
| Securities gains (losses) | $91,000 | 1,580 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,973,000 | 1,642 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,973,000 | 1,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,788 |
| Cash dividends | $1,040,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,882,000 | 1,616 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,306,000 | 2,226 |
| Total interest expense | $1,370,000 | 1,811 |
| Net interest income | $1,936,000 | 2,507 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $349,000 | 2,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $349,000 | 1,902 |
| Total noninterest expense | $1,206,000 | 3,129 |
| Salaries and employee benefits | $724,000 | 2,865 |
| Premises and equipment expense | $305,000 | 1,870 |
| Additional noninterest expense | $177,000 | 5,409 |
| Pre-tax net operating income | $1,004,000 | 2,036 |
| Securities gains (losses) | $45,000 | 1,448 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $1,049,000 | 1,535 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,049,000 | 1,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $800,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,004,000 | 1,504 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,746,000 | 2,083 |
| Total interest expense | $6,591,000 | 1,733 |
| Net interest income | $8,155,000 | 2,362 |
| Provision for loan and lease losses | $975,000 | 1,382 |
| Total noninterest income | $1,273,000 | 2,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,273,000 | 1,867 |
| Total noninterest expense | $4,424,000 | 3,271 |
| Salaries and employee benefits | $2,669,000 | 2,952 |
| Premises and equipment expense | $1,178,000 | 1,886 |
| Additional noninterest expense | $577,000 | 6,074 |
| Pre-tax net operating income | $4,029,000 | 1,979 |
| Securities gains (losses) | $114,000 | 1,616 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $4,143,000 | 1,491 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,143,000 | 1,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $933,000 | 1,035 |
| Cash dividends | $2,075,000 | 1,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,029,000 | 1,472 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,965,000 | 2,282 |
| Total interest expense | $8,580,000 | 1,892 |
| Net interest income | $6,385,000 | 2,780 |
| Provision for loan and lease losses | $510,000 | 2,161 |
| Total noninterest income | $1,148,000 | 3,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,148,000 | 1,857 |
| Total noninterest expense | $3,781,000 | 3,603 |
| Salaries and employee benefits | $2,263,000 | 3,240 |
| Premises and equipment expense | $983,000 | 2,176 |
| Additional noninterest expense | $535,000 | 6,233 |
| Pre-tax net operating income | $3,242,000 | 2,114 |
| Securities gains (losses) | $77,000 | 1,979 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $3,319,000 | 1,596 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,319,000 | 1,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,976 |
| Cash dividends | $1,625,000 | 1,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,242,000 | 1,564 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,698,000 | 2,544 |
| Total interest expense | $8,136,000 | 2,112 |
| Net interest income | $5,562,000 | 3,164 |
| Provision for loan and lease losses | $225,000 | 3,486 |
| Total noninterest income | $870,000 | 3,470 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $870,000 | 2,035 |
| Total noninterest expense | $3,497,000 | 3,706 |
| Salaries and employee benefits | $1,961,000 | 3,523 |
| Premises and equipment expense | $877,000 | 2,358 |
| Additional noninterest expense | $659,000 | 5,426 |
| Pre-tax net operating income | $2,710,000 | 2,594 |
| Securities gains (losses) | $18,000 | 979 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $2,728,000 | 1,911 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,728,000 | 1,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,827 |
| Cash dividends | $1,600,000 | 1,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,710,000 | 1,925 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,013,000 | 2,700 |
| Total interest expense | $6,887,000 | 2,151 |
| Net interest income | $5,126,000 | 3,382 |
| Provision for loan and lease losses | $190,000 | 3,663 |
| Total noninterest income | $766,000 | 3,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $766,000 | 2,220 |
| Total noninterest expense | $3,252,000 | 3,935 |
| Salaries and employee benefits | $1,735,000 | 3,862 |
| Premises and equipment expense | $804,000 | 2,528 |
| Additional noninterest expense | $713,000 | 5,179 |
| Pre-tax net operating income | $2,450,000 | 2,837 |
| Securities gains (losses) | $11,000 | 1,705 |
| Applicable income taxes | $32,000 | 7,966 |
| Income before extraordinary items | $2,429,000 | 2,157 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,429,000 | 2,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $1,100,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,418,110 | 2,132 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,908,000 | 3,260 |
| Total interest expense | $5,878,000 | 2,577 |
| Net interest income | $4,030,000 | 4,095 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $606,000 | 4,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $606,000 | 2,636 |
| Total noninterest expense | $2,465,000 | 4,816 |
| Salaries and employee benefits | $1,282,000 | 4,822 |
| Premises and equipment expense | $692,000 | 2,790 |
| Additional noninterest expense | $491,000 | 6,503 |
| Pre-tax net operating income | $2,096,000 | 3,224 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $424,000 | 4,270 |
| Income before extraordinary items | $1,672,000 | 2,968 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,672,000 | 2,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,672,000 | 2,882 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,832,000 | 3,633 |
| Total interest expense | $5,156,000 | 2,898 |
| Net interest income | $3,676,000 | 4,550 |
| Provision for loan and lease losses | $155,000 | 4,057 |
| Total noninterest income | $329,000 | 6,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $329,000 | 3,726 |
| Total noninterest expense | $1,854,000 | 5,963 |
| Salaries and employee benefits | $919,000 | 6,195 |
| Premises and equipment expense | $500,000 | 3,696 |
| Additional noninterest expense | $435,000 | 7,058 |
| Pre-tax net operating income | $1,996,000 | 3,539 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $760,000 | 3,045 |
| Income before extraordinary items | $1,239,000 | 3,942 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,239,000 | 3,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,237,080 | 3,880 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,655,000 | 4,199 |
| Total interest expense | $4,596,000 | 3,255 |
| Net interest income | $3,059,000 | 5,355 |
| Provision for loan and lease losses | $33,000 | 7,304 |
| Total noninterest income | $196,000 | 8,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $196,000 | 5,222 |
| Total noninterest expense | $1,891,000 | 6,185 |
| Salaries and employee benefits | $627,000 | 7,962 |
| Premises and equipment expense | $430,000 | 4,288 |
| Additional noninterest expense | $834,000 | 5,046 |
| Pre-tax net operating income | $1,331,000 | 4,754 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $517,000 | 4,047 |
| Income before extraordinary items | $820,000 | 5,216 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $820,000 | 5,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $1,032,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $816,160 | 5,165 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,272,000 | 5,005 |
| Total interest expense | $3,702,000 | 3,955 |
| Net interest income | $2,570,000 | 6,182 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $165,000 | 9,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $165,000 | 5,697 |
| Total noninterest expense | $1,595,000 | 6,995 |
| Salaries and employee benefits | $627,000 | 8,203 |
| Premises and equipment expense | $444,000 | 4,153 |
| Additional noninterest expense | $524,000 | 7,082 |
| Pre-tax net operating income | $1,116,000 | 5,552 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $437,000 | 4,622 |
| Income before extraordinary items | $691,000 | 6,052 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $691,000 | 6,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $683,320 | 6,065 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,713,000 | 5,944 |
| Total interest expense | $2,519,000 | 4,623 |
| Net interest income | $2,194,000 | 7,106 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $142,000 | 9,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $142,000 | 6,367 |
| Total noninterest expense | $1,399,000 | 7,918 |
| Salaries and employee benefits | $561,000 | 8,878 |
| Premises and equipment expense | $420,000 | 4,403 |
| Additional noninterest expense | $418,000 | 8,640 |
| Pre-tax net operating income | $913,000 | 6,331 |
| Securities gains (losses) | $-40,000 | 10,871 |
| Applicable income taxes | $351,000 | 5,266 |
| Income before extraordinary items | $522,000 | 7,135 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $522,000 | 7,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $547,600 | 6,986 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 7,001 |
| Total interest expense | $1,889,000 | 6,118 |
| Net interest income | $2,001,000 | 7,668 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $165,000 | 9,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $165,000 | 6,257 |
| Total noninterest expense | $1,273,000 | 8,609 |
| Salaries and employee benefits | $495,000 | 9,722 |
| Premises and equipment expense | $362,000 | 5,095 |
| Additional noninterest expense | $416,000 | 9,082 |
| Pre-tax net operating income | $869,000 | 6,477 |
| Securities gains (losses) | $31,000 | 4,064 |
| Applicable income taxes | $359,000 | 5,395 |
| Income before extraordinary items | $541,000 | 7,217 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $541,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $521,160 | 7,131 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,296,000 | 7,135 |
| Total interest expense | $2,144,000 | 6,773 |
| Net interest income | $2,152,000 | 7,368 |
| Provision for loan and lease losses | $72,000 | 8,175 |
| Total noninterest income | $156,000 | 10,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $156,000 | 6,504 |
| Total noninterest expense | $1,191,000 | 9,080 |
| Salaries and employee benefits | $476,000 | 10,031 |
| Premises and equipment expense | $331,000 | 5,584 |
| Additional noninterest expense | $384,000 | 9,770 |
| Pre-tax net operating income | $1,045,000 | 5,454 |
| Securities gains (losses) | $134,000 | 2,556 |
| Applicable income taxes | $472,000 | 4,192 |
| Income before extraordinary items | $707,000 | 5,873 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $707,000 | 5,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $621,240 | 6,067 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.