Home > Tulsa National Bank > Income and Expense
Tulsa National Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 3,772 |
| Total interest expense | $455,000 | 3,298 |
| Net interest income | $2,416,000 | 3,805 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $265,000 | 4,423 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $121,000 | 3,766 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $144,000 | 4,265 |
| Total noninterest expense | $1,839,000 | 4,161 |
| Salaries and employee benefits | $954,000 | 4,221 |
| Premises and equipment expense | $242,000 | 3,858 |
| Additional noninterest expense | $643,000 | 4,027 |
| Pre-tax net operating income | $842,000 | 3,232 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $842,000 | 2,959 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $842,000 | 2,961 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $842,000 | 2,962 |
| Net charge-offs | $339,000 | 1,568 |
| Cash dividends | $567,000 | 1,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $842,000 | 2,876 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,491,000 | 3,704 |
| Total interest expense | $244,000 | 3,224 |
| Net interest income | $1,247,000 | 3,737 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $283,000 | 3,083 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $64,000 | 3,631 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $219,000 | 2,649 |
| Total noninterest expense | $988,000 | 4,015 |
| Salaries and employee benefits | $466,000 | 4,324 |
| Premises and equipment expense | $122,000 | 3,857 |
| Additional noninterest expense | $400,000 | 3,507 |
| Pre-tax net operating income | $542,000 | 2,725 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $542,000 | 2,438 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $542,000 | 2,440 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $542,000 | 2,440 |
| Net charge-offs | $-31,000 | 6,578 |
| Cash dividends | $336,000 | 1,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $542,000 | 2,346 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,922,000 | 3,468 |
| Total interest expense | $1,355,000 | 2,930 |
| Net interest income | $5,567,000 | 3,547 |
| Provision for loan and lease losses | $995,000 | 1,777 |
| Total noninterest income | $301,000 | 5,208 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $283,000 | 3,604 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $18,000 | 6,294 |
| Total noninterest expense | $4,184,000 | 3,912 |
| Salaries and employee benefits | $2,019,000 | 4,115 |
| Premises and equipment expense | $513,000 | 3,759 |
| Additional noninterest expense | $1,652,000 | 3,554 |
| Pre-tax net operating income | $689,000 | 4,530 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $689,000 | 4,505 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $689,000 | 4,502 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $689,000 | 4,504 |
| Net charge-offs | $1,960,000 | 1,177 |
| Cash dividends | $161,000 | 3,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $689,000 | 4,319 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,293,000 | 3,495 |
| Total interest expense | $1,055,000 | 2,951 |
| Net interest income | $4,238,000 | 3,572 |
| Provision for loan and lease losses | $995,000 | 1,445 |
| Total noninterest income | $202,000 | 5,406 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $216,000 | 3,598 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-14,000 | 6,753 |
| Total noninterest expense | $3,063,000 | 4,005 |
| Salaries and employee benefits | $1,495,000 | 4,153 |
| Premises and equipment expense | $383,000 | 3,812 |
| Additional noninterest expense | $1,185,000 | 3,694 |
| Pre-tax net operating income | $382,000 | 5,045 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $382,000 | 5,039 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $382,000 | 5,040 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $382,000 | 5,040 |
| Net charge-offs | $1,548,000 | 1,089 |
| Cash dividends | $90,000 | 3,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $382,000 | 4,858 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,604,000 | 3,459 |
| Total interest expense | $714,000 | 3,009 |
| Net interest income | $2,890,000 | 3,534 |
| Provision for loan and lease losses | $772,000 | 1,322 |
| Total noninterest income | $97,000 | 5,833 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $150,000 | 3,518 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-53,000 | 6,958 |
| Total noninterest expense | $2,026,000 | 4,055 |
| Salaries and employee benefits | $994,000 | 4,188 |
| Premises and equipment expense | $255,000 | 3,816 |
| Additional noninterest expense | $777,000 | 3,739 |
| Pre-tax net operating income | $189,000 | 5,363 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $189,000 | 5,390 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $189,000 | 5,389 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $189,000 | 5,389 |
| Net charge-offs | $943,000 | 1,187 |
| Cash dividends | $50,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $189,000 | 5,194 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 3,402 |
| Total interest expense | $364,000 | 3,058 |
| Net interest income | $1,500,000 | 3,460 |
| Provision for loan and lease losses | $475,000 | 1,100 |
| Total noninterest income | $87,000 | 5,145 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $77,000 | 3,452 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 6,212 |
| Total noninterest expense | $960,000 | 4,201 |
| Salaries and employee benefits | $490,000 | 4,257 |
| Premises and equipment expense | $127,000 | 3,851 |
| Additional noninterest expense | $343,000 | 4,034 |
| Pre-tax net operating income | $152,000 | 4,914 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $152,000 | 4,826 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $152,000 | 4,829 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $152,000 | 4,830 |
| Net charge-offs | $520,000 | 1,066 |
| Cash dividends | $50,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $152,000 | 4,687 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,201,000 | 3,259 |
| Total interest expense | $1,677,000 | 3,153 |
| Net interest income | $6,524,000 | 3,243 |
| Provision for loan and lease losses | $2,683,000 | 1,293 |
| Total noninterest income | $161,000 | 5,981 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $322,000 | 3,457 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-161,000 | 6,930 |
| Total noninterest expense | $4,296,000 | 3,924 |
| Salaries and employee benefits | $2,172,000 | 3,933 |
| Premises and equipment expense | $510,000 | 3,987 |
| Additional noninterest expense | $1,614,000 | 3,675 |
| Pre-tax net operating income | $-294,000 | 6,294 |
| Securities gains (losses) | $1,039,000 | 431 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $745,000 | 4,063 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $745,000 | 4,068 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $745,000 | 4,067 |
| Net charge-offs | $1,984,000 | 1,559 |
| Cash dividends | $787,000 | 1,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-294,000 | 6,331 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,219,000 | 3,266 |
| Total interest expense | $1,301,000 | 3,194 |
| Net interest income | $4,918,000 | 3,251 |
| Provision for loan and lease losses | $2,283,000 | 1,135 |
| Total noninterest income | $73,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $246,000 | 3,430 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-173,000 | 7,115 |
| Total noninterest expense | $3,278,000 | 3,888 |
| Salaries and employee benefits | $1,700,000 | 3,835 |
| Premises and equipment expense | $382,000 | 4,035 |
| Additional noninterest expense | $1,196,000 | 3,696 |
| Pre-tax net operating income | $-570,000 | 6,649 |
| Securities gains (losses) | $1,039,000 | 344 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $469,000 | 4,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $469,000 | 4,426 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $469,000 | 4,426 |
| Net charge-offs | $1,538,000 | 1,468 |
| Cash dividends | $639,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-570,000 | 6,679 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,227,000 | 3,238 |
| Total interest expense | $895,000 | 3,224 |
| Net interest income | $3,332,000 | 3,230 |
| Provision for loan and lease losses | $1,002,000 | 1,492 |
| Total noninterest income | $304,000 | 4,081 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $163,000 | 3,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $141,000 | 4,052 |
| Total noninterest expense | $2,237,000 | 3,873 |
| Salaries and employee benefits | $1,142,000 | 3,852 |
| Premises and equipment expense | $255,000 | 4,049 |
| Additional noninterest expense | $840,000 | 3,614 |
| Pre-tax net operating income | $397,000 | 4,209 |
| Securities gains (losses) | $366,000 | 466 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $763,000 | 2,753 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $763,000 | 2,755 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $763,000 | 2,755 |
| Net charge-offs | $728,000 | 1,759 |
| Cash dividends | $440,000 | 1,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $397,000 | 3,893 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 3,252 |
| Total interest expense | $474,000 | 3,184 |
| Net interest income | $1,653,000 | 3,230 |
| Provision for loan and lease losses | $701,000 | 1,127 |
| Total noninterest income | $178,000 | 3,815 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $84,000 | 3,335 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $94,000 | 3,676 |
| Total noninterest expense | $1,134,000 | 3,847 |
| Salaries and employee benefits | $591,000 | 3,769 |
| Premises and equipment expense | $124,000 | 4,195 |
| Additional noninterest expense | $419,000 | 3,620 |
| Pre-tax net operating income | $-4,000 | 6,365 |
| Securities gains (losses) | $366,000 | 213 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $362,000 | 2,871 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $362,000 | 2,870 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $362,000 | 2,871 |
| Net charge-offs | $429,000 | 1,463 |
| Cash dividends | $25,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-4,000 | 6,378 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,668,000 | 3,324 |
| Total interest expense | $2,359,000 | 3,132 |
| Net interest income | $6,309,000 | 3,352 |
| Provision for loan and lease losses | $1,151,000 | 2,840 |
| Total noninterest income | $576,000 | 4,319 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $404,000 | 3,059 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $172,000 | 4,800 |
| Total noninterest expense | $4,811,000 | 3,733 |
| Salaries and employee benefits | $2,449,000 | 3,637 |
| Premises and equipment expense | $506,000 | 4,150 |
| Additional noninterest expense | $1,856,000 | 3,464 |
| Pre-tax net operating income | $923,000 | 3,516 |
| Securities gains (losses) | $-1,000 | 6,878 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $922,000 | 3,361 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $922,000 | 3,358 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $922,000 | 3,361 |
| Net charge-offs | $915,000 | 2,814 |
| Cash dividends | $872,000 | 1,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $923,000 | 3,234 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,549,000 | 3,374 |
| Total interest expense | $1,806,000 | 3,201 |
| Net interest income | $4,743,000 | 3,393 |
| Provision for loan and lease losses | $951,000 | 2,576 |
| Total noninterest income | $447,000 | 4,292 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $316,000 | 3,051 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $131,000 | 4,859 |
| Total noninterest expense | $3,619,000 | 3,731 |
| Salaries and employee benefits | $1,850,000 | 3,651 |
| Premises and equipment expense | $379,000 | 4,216 |
| Additional noninterest expense | $1,390,000 | 3,434 |
| Pre-tax net operating income | $620,000 | 3,905 |
| Securities gains (losses) | $-1,000 | 7,074 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $619,000 | 3,722 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $619,000 | 3,722 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $619,000 | 3,723 |
| Net charge-offs | $760,000 | 2,529 |
| Cash dividends | $615,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $620,000 | 3,581 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,429,000 | 3,366 |
| Total interest expense | $1,203,000 | 3,299 |
| Net interest income | $3,226,000 | 3,332 |
| Provision for loan and lease losses | $551,000 | 2,709 |
| Total noninterest income | $342,000 | 3,975 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $223,000 | 2,945 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $119,000 | 4,352 |
| Total noninterest expense | $2,464,000 | 3,664 |
| Salaries and employee benefits | $1,306,000 | 3,519 |
| Premises and equipment expense | $252,000 | 4,261 |
| Additional noninterest expense | $906,000 | 3,469 |
| Pre-tax net operating income | $553,000 | 3,464 |
| Securities gains (losses) | $-1,000 | 7,170 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $552,000 | 3,226 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $552,000 | 3,221 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $552,000 | 3,224 |
| Net charge-offs | $268,000 | 3,190 |
| Cash dividends | $487,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $553,000 | 3,112 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 3,400 |
| Total interest expense | $600,000 | 3,429 |
| Net interest income | $1,638,000 | 3,306 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $163,000 | 4,089 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $109,000 | 2,984 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $54,000 | 4,552 |
| Total noninterest expense | $1,162,000 | 3,847 |
| Salaries and employee benefits | $628,000 | 3,681 |
| Premises and equipment expense | $135,000 | 4,161 |
| Additional noninterest expense | $399,000 | 3,803 |
| Pre-tax net operating income | $339,000 | 3,138 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $339,000 | 2,892 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $339,000 | 2,888 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $339,000 | 2,892 |
| Net charge-offs | $149,000 | 2,730 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $339,000 | 2,775 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,204,000 | 3,439 |
| Total interest expense | $2,696,000 | 3,701 |
| Net interest income | $6,508,000 | 3,233 |
| Provision for loan and lease losses | $1,084,000 | 3,376 |
| Total noninterest income | $551,000 | 4,544 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $482,000 | 2,976 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $69,000 | 6,057 |
| Total noninterest expense | $4,679,000 | 3,885 |
| Salaries and employee benefits | $2,497,000 | 3,686 |
| Premises and equipment expense | $601,000 | 3,870 |
| Additional noninterest expense | $1,581,000 | 3,937 |
| Pre-tax net operating income | $1,296,000 | 2,584 |
| Securities gains (losses) | $7,000 | 3,362 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,303,000 | 2,347 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,303,000 | 2,345 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,303,000 | 2,346 |
| Net charge-offs | $557,000 | 3,651 |
| Cash dividends | $924,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,296,000 | 2,307 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,993,000 | 3,458 |
| Total interest expense | $2,076,000 | 3,763 |
| Net interest income | $4,917,000 | 3,234 |
| Provision for loan and lease losses | $757,000 | 3,179 |
| Total noninterest income | $394,000 | 4,712 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $369,000 | 2,930 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $25,000 | 6,841 |
| Total noninterest expense | $3,507,000 | 3,900 |
| Salaries and employee benefits | $1,860,000 | 3,748 |
| Premises and equipment expense | $453,000 | 3,896 |
| Additional noninterest expense | $1,194,000 | 3,887 |
| Pre-tax net operating income | $1,047,000 | 2,657 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,047,000 | 2,414 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,047,000 | 2,412 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,047,000 | 2,415 |
| Net charge-offs | $354,000 | 3,489 |
| Cash dividends | $519,000 | 1,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,047,000 | 2,360 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,680,000 | 3,479 |
| Total interest expense | $1,411,000 | 3,824 |
| Net interest income | $3,269,000 | 3,225 |
| Provision for loan and lease losses | $492,000 | 2,994 |
| Total noninterest income | $230,000 | 4,975 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $248,000 | 2,886 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-18,000 | 7,852 |
| Total noninterest expense | $2,364,000 | 3,896 |
| Salaries and employee benefits | $1,241,000 | 3,791 |
| Premises and equipment expense | $309,000 | 3,849 |
| Additional noninterest expense | $814,000 | 3,826 |
| Pre-tax net operating income | $643,000 | 2,904 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $643,000 | 2,649 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $643,000 | 2,646 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $643,000 | 2,648 |
| Net charge-offs | $301,000 | 2,920 |
| Cash dividends | $253,000 | 2,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $643,000 | 2,563 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,328,000 | 3,542 |
| Total interest expense | $708,000 | 3,919 |
| Net interest income | $1,620,000 | 3,232 |
| Provision for loan and lease losses | $266,000 | 2,492 |
| Total noninterest income | $172,000 | 4,111 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $119,000 | 2,908 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $53,000 | 4,730 |
| Total noninterest expense | $1,209,000 | 3,737 |
| Salaries and employee benefits | $675,000 | 3,581 |
| Premises and equipment expense | $154,000 | 3,899 |
| Additional noninterest expense | $380,000 | 3,734 |
| Pre-tax net operating income | $317,000 | 3,249 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $317,000 | 3,014 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $317,000 | 3,015 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $317,000 | 3,015 |
| Net charge-offs | $117,000 | 2,696 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $317,000 | 2,872 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,818,000 | 3,327 |
| Total interest expense | $4,308,000 | 3,326 |
| Net interest income | $6,510,000 | 3,262 |
| Provision for loan and lease losses | $714,000 | 3,215 |
| Total noninterest income | $643,000 | 4,316 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $446,000 | 3,245 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $197,000 | 4,860 |
| Total noninterest expense | $4,620,000 | 3,801 |
| Salaries and employee benefits | $2,625,000 | 3,632 |
| Premises and equipment expense | $586,000 | 4,009 |
| Additional noninterest expense | $1,409,000 | 3,790 |
| Pre-tax net operating income | $1,819,000 | 2,650 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,819,000 | 2,173 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,819,000 | 2,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $699,000 | 2,371 |
| Cash dividends | $1,347,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,819,000 | 2,295 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,390,000 | 3,289 |
| Total interest expense | $3,468,000 | 3,265 |
| Net interest income | $4,922,000 | 3,266 |
| Provision for loan and lease losses | $418,000 | 3,007 |
| Total noninterest income | $493,000 | 4,359 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $334,000 | 3,283 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $159,000 | 4,856 |
| Total noninterest expense | $3,474,000 | 3,782 |
| Salaries and employee benefits | $2,031,000 | 3,571 |
| Premises and equipment expense | $439,000 | 4,014 |
| Additional noninterest expense | $1,004,000 | 3,857 |
| Pre-tax net operating income | $1,523,000 | 2,814 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,523,000 | 2,297 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,523,000 | 2,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,868 |
| Cash dividends | $1,020,000 | 1,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,523,000 | 2,413 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,764,000 | 3,248 |
| Total interest expense | $2,515,000 | 3,168 |
| Net interest income | $3,249,000 | 3,280 |
| Provision for loan and lease losses | $210,000 | 3,064 |
| Total noninterest income | $328,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $256,000 | 2,944 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $72,000 | 5,593 |
| Total noninterest expense | $2,334,000 | 3,780 |
| Salaries and employee benefits | $1,379,000 | 3,553 |
| Premises and equipment expense | $295,000 | 4,009 |
| Additional noninterest expense | $660,000 | 3,878 |
| Pre-tax net operating income | $1,033,000 | 2,891 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,033,000 | 2,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,033,000 | 2,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,485 |
| Cash dividends | $555,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,033,000 | 2,466 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,027,000 | 3,210 |
| Total interest expense | $1,444,000 | 2,984 |
| Net interest income | $1,583,000 | 3,357 |
| Provision for loan and lease losses | $91,000 | 2,842 |
| Total noninterest income | $163,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $126,000 | 2,950 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,574 |
| Total noninterest expense | $1,165,000 | 3,778 |
| Salaries and employee benefits | $714,000 | 3,493 |
| Premises and equipment expense | $147,000 | 4,044 |
| Additional noninterest expense | $304,000 | 4,074 |
| Pre-tax net operating income | $490,000 | 3,113 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $490,000 | 2,746 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $490,000 | 2,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,254 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $490,000 | 2,668 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,477,000 | 2,949 |
| Total interest expense | $6,461,000 | 2,826 |
| Net interest income | $7,016,000 | 3,095 |
| Provision for loan and lease losses | $597,000 | 2,067 |
| Total noninterest income | $633,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $433,000 | 3,372 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $200,000 | 5,055 |
| Total noninterest expense | $4,540,000 | 3,731 |
| Salaries and employee benefits | $2,711,000 | 3,500 |
| Premises and equipment expense | $592,000 | 3,871 |
| Additional noninterest expense | $1,237,000 | 3,992 |
| Pre-tax net operating income | $2,512,000 | 2,816 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,512,000 | 2,348 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,512,000 | 2,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 2,036 |
| Cash dividends | $1,796,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,512,000 | 2,339 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,080,000 | 2,964 |
| Total interest expense | $4,843,000 | 2,822 |
| Net interest income | $5,237,000 | 3,114 |
| Provision for loan and lease losses | $396,000 | 1,881 |
| Total noninterest income | $475,000 | 4,533 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $318,000 | 3,421 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $157,000 | 4,997 |
| Total noninterest expense | $3,402,000 | 3,715 |
| Salaries and employee benefits | $2,056,000 | 3,454 |
| Premises and equipment expense | $438,000 | 3,911 |
| Additional noninterest expense | $908,000 | 3,983 |
| Pre-tax net operating income | $1,914,000 | 2,941 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,914,000 | 2,468 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,914,000 | 2,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,231 |
| Cash dividends | $1,260,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,914,000 | 2,441 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,567,000 | 3,030 |
| Total interest expense | $3,147,000 | 2,882 |
| Net interest income | $3,420,000 | 3,188 |
| Provision for loan and lease losses | $213,000 | 2,063 |
| Total noninterest income | $301,000 | 4,655 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $205,000 | 3,466 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $96,000 | 5,200 |
| Total noninterest expense | $2,286,000 | 3,718 |
| Salaries and employee benefits | $1,386,000 | 3,443 |
| Premises and equipment expense | $292,000 | 3,913 |
| Additional noninterest expense | $608,000 | 3,972 |
| Pre-tax net operating income | $1,222,000 | 3,082 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,222,000 | 2,599 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,222,000 | 2,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,491 |
| Cash dividends | $795,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,222,000 | 2,578 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,300,000 | 3,020 |
| Total interest expense | $1,516,000 | 2,967 |
| Net interest income | $1,784,000 | 3,067 |
| Provision for loan and lease losses | $92,000 | 2,137 |
| Total noninterest income | $131,000 | 4,921 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $90,000 | 3,661 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $41,000 | 5,473 |
| Total noninterest expense | $1,159,000 | 3,667 |
| Salaries and employee benefits | $729,000 | 3,343 |
| Premises and equipment expense | $140,000 | 4,053 |
| Additional noninterest expense | $290,000 | 4,064 |
| Pre-tax net operating income | $664,000 | 2,906 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $664,000 | 2,431 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $664,000 | 2,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,850 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $664,000 | 2,409 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,590,000 | 2,963 |
| Total interest expense | $5,180,000 | 2,950 |
| Net interest income | $7,410,000 | 2,959 |
| Provision for loan and lease losses | $387,000 | 2,336 |
| Total noninterest income | $585,000 | 4,794 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $400,000 | 3,539 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $185,000 | 5,265 |
| Total noninterest expense | $4,365,000 | 3,716 |
| Salaries and employee benefits | $2,600,000 | 3,508 |
| Premises and equipment expense | $543,000 | 4,032 |
| Additional noninterest expense | $1,222,000 | 3,874 |
| Pre-tax net operating income | $3,243,000 | 2,640 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $3,243,000 | 2,140 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,243,000 | 2,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 1,927 |
| Cash dividends | $2,475,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,243,000 | 2,129 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,253,000 | 2,991 |
| Total interest expense | $3,770,000 | 2,927 |
| Net interest income | $5,483,000 | 3,021 |
| Provision for loan and lease losses | $276,000 | 2,292 |
| Total noninterest income | $409,000 | 4,964 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $296,000 | 3,596 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $113,000 | 5,618 |
| Total noninterest expense | $3,161,000 | 3,821 |
| Salaries and employee benefits | $1,889,000 | 3,594 |
| Premises and equipment expense | $404,000 | 4,083 |
| Additional noninterest expense | $868,000 | 4,024 |
| Pre-tax net operating income | $2,455,000 | 2,694 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,455,000 | 2,181 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,455,000 | 2,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $1,725,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,455,000 | 2,168 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,007,000 | 3,025 |
| Total interest expense | $2,376,000 | 2,950 |
| Net interest income | $3,631,000 | 3,049 |
| Provision for loan and lease losses | $183,000 | 2,244 |
| Total noninterest income | $255,000 | 5,103 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $194,000 | 3,610 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,057 |
| Total noninterest expense | $2,109,000 | 3,834 |
| Salaries and employee benefits | $1,248,000 | 3,621 |
| Premises and equipment expense | $265,000 | 4,128 |
| Additional noninterest expense | $596,000 | 3,938 |
| Pre-tax net operating income | $1,594,000 | 2,757 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,594,000 | 2,231 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,594,000 | 2,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $1,057,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,594,000 | 2,221 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 3,050 |
| Total interest expense | $1,119,000 | 2,976 |
| Net interest income | $1,793,000 | 3,070 |
| Provision for loan and lease losses | $91,000 | 2,117 |
| Total noninterest income | $128,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $90,000 | 3,696 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,631 |
| Total noninterest expense | $1,037,000 | 3,911 |
| Salaries and employee benefits | $629,000 | 3,628 |
| Premises and equipment expense | $131,000 | 4,167 |
| Additional noninterest expense | $277,000 | 4,151 |
| Pre-tax net operating income | $793,000 | 2,725 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $793,000 | 2,212 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $793,000 | 2,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $255,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $793,000 | 2,190 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,084,000 | 3,135 |
| Total interest expense | $3,455,000 | 2,972 |
| Net interest income | $6,629,000 | 3,174 |
| Provision for loan and lease losses | $410,000 | 2,236 |
| Total noninterest income | $534,000 | 5,081 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $404,000 | 3,533 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $130,000 | 5,978 |
| Total noninterest expense | $4,124,000 | 3,777 |
| Salaries and employee benefits | $2,296,000 | 3,725 |
| Premises and equipment expense | $497,000 | 4,193 |
| Additional noninterest expense | $1,331,000 | 3,548 |
| Pre-tax net operating income | $2,629,000 | 3,066 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,629,000 | 2,497 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,629,000 | 2,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 1,203 |
| Cash dividends | $1,732,000 | 1,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,629,000 | 2,464 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,274,000 | 3,179 |
| Total interest expense | $2,433,000 | 2,995 |
| Net interest income | $4,841,000 | 3,226 |
| Provision for loan and lease losses | $270,000 | 2,383 |
| Total noninterest income | $447,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $306,000 | 3,515 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $141,000 | 5,297 |
| Total noninterest expense | $3,042,000 | 3,802 |
| Salaries and employee benefits | $1,692,000 | 3,758 |
| Premises and equipment expense | $371,000 | 4,197 |
| Additional noninterest expense | $979,000 | 3,562 |
| Pre-tax net operating income | $1,976,000 | 3,090 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,976,000 | 2,506 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,976,000 | 2,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 926 |
| Cash dividends | $1,282,000 | 1,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,976,000 | 2,477 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,630,000 | 3,231 |
| Total interest expense | $1,487,000 | 3,064 |
| Net interest income | $3,143,000 | 3,280 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $298,000 | 4,804 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $209,000 | 3,412 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $89,000 | 5,401 |
| Total noninterest expense | $1,974,000 | 3,849 |
| Salaries and employee benefits | $1,124,000 | 3,745 |
| Premises and equipment expense | $247,000 | 4,188 |
| Additional noninterest expense | $603,000 | 3,790 |
| Pre-tax net operating income | $1,287,000 | 3,091 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,287,000 | 2,506 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,287,000 | 2,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 1,505 |
| Cash dividends | $685,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,287,000 | 2,466 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,240,000 | 3,293 |
| Total interest expense | $726,000 | 3,031 |
| Net interest income | $1,514,000 | 3,383 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $145,000 | 4,794 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $107,000 | 3,293 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,751 |
| Total noninterest expense | $980,000 | 3,903 |
| Salaries and employee benefits | $557,000 | 3,775 |
| Premises and equipment expense | $122,000 | 4,262 |
| Additional noninterest expense | $301,000 | 3,795 |
| Pre-tax net operating income | $589,000 | 3,267 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $589,000 | 2,661 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $589,000 | 2,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,740 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $589,000 | 2,618 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,852,000 | 3,459 |
| Total interest expense | $2,492,000 | 3,066 |
| Net interest income | $5,360,000 | 3,604 |
| Provision for loan and lease losses | $370,000 | 2,512 |
| Total noninterest income | $597,000 | 4,830 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $488,000 | 3,205 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $109,000 | 6,276 |
| Total noninterest expense | $3,717,000 | 3,974 |
| Salaries and employee benefits | $2,021,000 | 3,964 |
| Premises and equipment expense | $495,000 | 4,128 |
| Additional noninterest expense | $1,201,000 | 3,739 |
| Pre-tax net operating income | $1,870,000 | 3,685 |
| Securities gains (losses) | $40,000 | 1,907 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,910,000 | 3,035 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,910,000 | 3,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,275 |
| Cash dividends | $1,083,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,870,000 | 3,027 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,719,000 | 3,531 |
| Total interest expense | $1,817,000 | 3,080 |
| Net interest income | $3,902,000 | 3,670 |
| Provision for loan and lease losses | $280,000 | 2,380 |
| Total noninterest income | $481,000 | 4,649 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $358,000 | 3,269 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $123,000 | 5,520 |
| Total noninterest expense | $2,733,000 | 4,004 |
| Salaries and employee benefits | $1,491,000 | 3,967 |
| Premises and equipment expense | $372,000 | 4,095 |
| Additional noninterest expense | $870,000 | 3,832 |
| Pre-tax net operating income | $1,370,000 | 3,815 |
| Securities gains (losses) | $40,000 | 1,826 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,410,000 | 3,122 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,410,000 | 3,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 1,607 |
| Cash dividends | $783,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,370,000 | 3,122 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 3,656 |
| Total interest expense | $1,190,000 | 3,108 |
| Net interest income | $2,460,000 | 3,828 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $317,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $226,000 | 3,362 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $91,000 | 5,356 |
| Total noninterest expense | $1,828,000 | 4,035 |
| Salaries and employee benefits | $996,000 | 3,990 |
| Premises and equipment expense | $249,000 | 4,088 |
| Additional noninterest expense | $583,000 | 3,829 |
| Pre-tax net operating income | $769,000 | 4,211 |
| Securities gains (losses) | $40,000 | 1,595 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $809,000 | 3,494 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $809,000 | 3,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 1,340 |
| Cash dividends | $498,000 | 2,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $769,000 | 3,532 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 3,707 |
| Total interest expense | $592,000 | 3,152 |
| Net interest income | $1,207,000 | 3,877 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $143,000 | 4,895 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $107,000 | 3,416 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $36,000 | 5,773 |
| Total noninterest expense | $911,000 | 4,051 |
| Salaries and employee benefits | $496,000 | 4,030 |
| Premises and equipment expense | $123,000 | 4,165 |
| Additional noninterest expense | $292,000 | 3,824 |
| Pre-tax net operating income | $349,000 | 4,446 |
| Securities gains (losses) | $17,000 | 1,792 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $366,000 | 3,746 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $366,000 | 3,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,092 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $349,000 | 3,741 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,196,000 | 3,731 |
| Total interest expense | $2,771,000 | 3,077 |
| Net interest income | $4,425,000 | 4,046 |
| Provision for loan and lease losses | $530,000 | 2,061 |
| Total noninterest income | $580,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $483,000 | 3,177 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $97,000 | 6,585 |
| Total noninterest expense | $3,476,000 | 4,145 |
| Salaries and employee benefits | $1,862,000 | 4,153 |
| Premises and equipment expense | $524,000 | 3,924 |
| Additional noninterest expense | $1,090,000 | 4,002 |
| Pre-tax net operating income | $999,000 | 5,182 |
| Securities gains (losses) | $39,000 | 2,721 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,038,000 | 4,543 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,038,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 1,485 |
| Cash dividends | $1,439,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $999,000 | 4,486 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,443,000 | 3,750 |
| Total interest expense | $2,123,000 | 3,118 |
| Net interest income | $3,320,000 | 4,062 |
| Provision for loan and lease losses | $200,000 | 3,330 |
| Total noninterest income | $527,000 | 4,599 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $372,000 | 3,123 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $155,000 | 5,278 |
| Total noninterest expense | $2,492,000 | 4,283 |
| Salaries and employee benefits | $1,322,000 | 4,314 |
| Premises and equipment expense | $398,000 | 3,877 |
| Additional noninterest expense | $772,000 | 4,159 |
| Pre-tax net operating income | $1,155,000 | 4,183 |
| Securities gains (losses) | $39,000 | 2,515 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,194,000 | 3,514 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,194,000 | 3,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 1,285 |
| Cash dividends | $1,439,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,155,000 | 3,423 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 3,648 |
| Total interest expense | $1,452,000 | 3,146 |
| Net interest income | $2,347,000 | 3,890 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $360,000 | 4,509 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $239,000 | 3,177 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $121,000 | 4,975 |
| Total noninterest expense | $1,656,000 | 4,288 |
| Salaries and employee benefits | $872,000 | 4,345 |
| Premises and equipment expense | $270,000 | 3,812 |
| Additional noninterest expense | $514,000 | 4,154 |
| Pre-tax net operating income | $931,000 | 3,674 |
| Securities gains (losses) | $39,000 | 2,190 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $970,000 | 3,045 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $970,000 | 3,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 1,308 |
| Cash dividends | $1,178,000 | 1,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $931,000 | 2,964 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 3,514 |
| Total interest expense | $770,000 | 3,037 |
| Net interest income | $1,236,000 | 3,723 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $182,000 | 4,388 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $113,000 | 3,234 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $69,000 | 4,643 |
| Total noninterest expense | $845,000 | 4,200 |
| Salaries and employee benefits | $438,000 | 4,336 |
| Premises and equipment expense | $136,000 | 3,779 |
| Additional noninterest expense | $271,000 | 3,964 |
| Pre-tax net operating income | $513,000 | 3,430 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $513,000 | 2,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $513,000 | 2,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 944 |
| Cash dividends | $705,000 | 909 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $513,000 | 2,750 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,483,000 | 3,158 |
| Total interest expense | $3,816,000 | 2,856 |
| Net interest income | $5,667,000 | 3,292 |
| Provision for loan and lease losses | $257,000 | 3,796 |
| Total noninterest income | $699,000 | 4,340 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $427,000 | 3,373 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $272,000 | 4,466 |
| Total noninterest expense | $3,871,000 | 3,649 |
| Salaries and employee benefits | $2,225,000 | 3,431 |
| Premises and equipment expense | $546,000 | 3,685 |
| Additional noninterest expense | $1,100,000 | 3,881 |
| Pre-tax net operating income | $2,238,000 | 3,144 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,238,000 | 2,562 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,238,000 | 2,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,629 |
| Cash dividends | $1,813,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,238,000 | 2,480 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,759,000 | 3,115 |
| Total interest expense | $5,370,000 | 2,962 |
| Net interest income | $5,389,000 | 3,229 |
| Provision for loan and lease losses | $149,000 | 4,824 |
| Total noninterest income | $625,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $368,000 | 3,624 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $257,000 | 4,437 |
| Total noninterest expense | $3,713,000 | 3,652 |
| Salaries and employee benefits | $2,150,000 | 3,378 |
| Premises and equipment expense | $544,000 | 3,638 |
| Additional noninterest expense | $1,019,000 | 4,008 |
| Pre-tax net operating income | $2,152,000 | 3,014 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,152,000 | 2,376 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,152,000 | 2,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,241 |
| Cash dividends | $2,062,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,152,000 | 2,299 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,679,000 | 2,960 |
| Total interest expense | $6,106,000 | 2,740 |
| Net interest income | $5,573,000 | 3,154 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $512,000 | 4,867 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $342,000 | 3,665 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $170,000 | 5,188 |
| Total noninterest expense | $3,388,000 | 3,825 |
| Salaries and employee benefits | $1,940,000 | 3,557 |
| Premises and equipment expense | $507,000 | 3,745 |
| Additional noninterest expense | $941,000 | 4,179 |
| Pre-tax net operating income | $2,637,000 | 2,646 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $2,637,000 | 1,977 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,637,000 | 1,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,647 |
| Cash dividends | $2,304,000 | 1,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,637,000 | 1,988 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,553,000 | 3,059 |
| Total interest expense | $4,849,000 | 3,013 |
| Net interest income | $5,704,000 | 3,055 |
| Provision for loan and lease losses | $200,000 | 3,546 |
| Total noninterest income | $658,000 | 4,158 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $392,000 | 3,269 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $266,000 | 4,303 |
| Total noninterest expense | $3,261,000 | 3,925 |
| Salaries and employee benefits | $1,891,000 | 3,603 |
| Premises and equipment expense | $483,000 | 3,883 |
| Additional noninterest expense | $887,000 | 4,431 |
| Pre-tax net operating income | $2,901,000 | 2,489 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $2,901,000 | 1,840 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,901,000 | 1,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,687 |
| Cash dividends | $1,605,000 | 1,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,901,000 | 1,806 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,396,000 | 3,416 |
| Total interest expense | $4,205,000 | 3,522 |
| Net interest income | $5,191,000 | 3,272 |
| Provision for loan and lease losses | $271,000 | 2,845 |
| Total noninterest income | $707,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $427,000 | 2,950 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $280,000 | 4,166 |
| Total noninterest expense | $3,078,000 | 4,028 |
| Salaries and employee benefits | $1,681,000 | 3,879 |
| Premises and equipment expense | $412,000 | 4,325 |
| Additional noninterest expense | $985,000 | 4,013 |
| Pre-tax net operating income | $2,549,000 | 2,731 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $2,555,000 | 2,046 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,555,000 | 2,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,717 |
| Cash dividends | $1,792,000 | 1,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,549,000 | 1,974 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,447,000 | 3,778 |
| Total interest expense | $3,847,000 | 3,825 |
| Net interest income | $4,600,000 | 3,759 |
| Provision for loan and lease losses | $229,000 | 3,163 |
| Total noninterest income | $646,000 | 4,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $433,000 | 3,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 4,817 |
| Total noninterest expense | $2,768,000 | 4,387 |
| Salaries and employee benefits | $1,496,000 | 4,266 |
| Premises and equipment expense | $362,000 | 4,778 |
| Additional noninterest expense | $910,000 | 4,262 |
| Pre-tax net operating income | $2,249,000 | 3,192 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $2,249,000 | 2,335 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,249,000 | 2,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,485 |
| Cash dividends | $1,208,000 | 1,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,249,000 | 2,278 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,767,000 | 4,709 |
| Total interest expense | $3,069,000 | 4,684 |
| Net interest income | $3,698,000 | 4,614 |
| Provision for loan and lease losses | $142,000 | 4,211 |
| Total noninterest income | $626,000 | 4,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $428,000 | 3,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 5,190 |
| Total noninterest expense | $2,305,000 | 5,333 |
| Salaries and employee benefits | $1,308,000 | 4,829 |
| Premises and equipment expense | $335,000 | 5,166 |
| Additional noninterest expense | $662,000 | 5,964 |
| Pre-tax net operating income | $1,877,000 | 3,590 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $656,000 | 3,337 |
| Income before extraordinary items | $1,221,000 | 3,818 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,221,000 | 3,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,676 |
| Cash dividends | $550,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,221,000 | 3,767 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,881,000 | 5,286 |
| Total interest expense | $3,078,000 | 4,646 |
| Net interest income | $2,803,000 | 5,806 |
| Provision for loan and lease losses | $84,000 | 4,983 |
| Total noninterest income | $513,000 | 5,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $358,000 | 3,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,887 |
| Total noninterest expense | $1,938,000 | 6,130 |
| Salaries and employee benefits | $991,000 | 6,112 |
| Premises and equipment expense | $320,000 | 5,351 |
| Additional noninterest expense | $627,000 | 6,347 |
| Pre-tax net operating income | $1,294,000 | 4,983 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $438,000 | 4,605 |
| Income before extraordinary items | $856,000 | 5,190 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $856,000 | 5,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,295 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $856,000 | 5,176 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,557,000 | 6,084 |
| Total interest expense | $1,866,000 | 5,917 |
| Net interest income | $2,691,000 | 6,116 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $358,000 | 6,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,968 |
| Total noninterest expense | $1,862,000 | 6,540 |
| Salaries and employee benefits | $934,000 | 6,438 |
| Premises and equipment expense | $264,000 | 6,286 |
| Additional noninterest expense | $664,000 | 6,579 |
| Pre-tax net operating income | $1,147,000 | 5,409 |
| Securities gains (losses) | $-36,000 | 10,793 |
| Applicable income taxes | $390,000 | 4,858 |
| Income before extraordinary items | $721,000 | 5,795 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $721,000 | 5,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,674 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $744,400 | 5,712 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,761,000 | 7,177 |
| Total interest expense | $1,487,000 | 7,251 |
| Net interest income | $2,274,000 | 6,979 |
| Provision for loan and lease losses | $-75,000 | 12,836 |
| Total noninterest income | $264,000 | 8,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,920 |
| Total noninterest expense | $1,595,000 | 7,518 |
| Salaries and employee benefits | $741,000 | 7,703 |
| Premises and equipment expense | $243,000 | 6,833 |
| Additional noninterest expense | $611,000 | 7,235 |
| Pre-tax net operating income | $1,018,000 | 5,822 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $364,000 | 5,349 |
| Income before extraordinary items | $654,000 | 6,399 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $654,000 | 6,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-137,000 | 13,025 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $654,000 | 6,163 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,750,000 | 7,839 |
| Total interest expense | $1,694,000 | 7,908 |
| Net interest income | $2,056,000 | 7,599 |
| Provision for loan and lease losses | $148,000 | 6,150 |
| Total noninterest income | $256,000 | 8,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 6,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,797 |
| Total noninterest expense | $1,326,000 | 8,573 |
| Salaries and employee benefits | $643,000 | 8,429 |
| Premises and equipment expense | $147,000 | 9,210 |
| Additional noninterest expense | $536,000 | 8,129 |
| Pre-tax net operating income | $838,000 | 6,391 |
| Securities gains (losses) | $98,000 | 3,033 |
| Applicable income taxes | $333,000 | 5,545 |
| Income before extraordinary items | $603,000 | 6,554 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $603,000 | 6,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 3,626 |
| Cash dividends | $451,000 | 3,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $540,280 | 6,631 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.