Home > Tryon Federal Savings and Loan Association > Income and Expense
Tryon Federal Savings and Loan Association, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,381,000 | 4,342 |
| Total interest expense | $4,770,000 | 3,149 |
| Net interest income | $2,611,000 | 6,109 |
| Provision for loan and lease losses | $119,000 | 4,253 |
| Total noninterest income | $314,000 | 6,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $314,000 | 3,899 |
| Total noninterest expense | $1,829,000 | 6,391 |
| Salaries and employee benefits | $1,022,000 | 5,951 |
| Premises and equipment expense | $142,000 | 8,472 |
| Additional noninterest expense | $665,000 | 6,091 |
| Pre-tax net operating income | $977,000 | 6,094 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $354,000 | 5,391 |
| Income before extraordinary items | $623,000 | 6,477 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $623,000 | 6,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $623,000 | 6,464 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,793,000 | 4,341 |
| Total interest expense | $3,714,000 | 3,283 |
| Net interest income | $3,079,000 | 5,511 |
| Provision for loan and lease losses | $78,000 | 5,081 |
| Total noninterest income | $306,000 | 7,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $306,000 | 4,036 |
| Total noninterest expense | $1,778,000 | 6,754 |
| Salaries and employee benefits | $995,000 | 6,112 |
| Premises and equipment expense | $146,000 | 8,661 |
| Additional noninterest expense | $637,000 | 6,756 |
| Pre-tax net operating income | $1,529,000 | 4,347 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $576,000 | 3,632 |
| Income before extraordinary items | $953,000 | 4,692 |
| Extraordinary gains, net | $-134,000 | 12,545 |
| Net income | $819,000 | 5,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $953,000 | 4,742 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,227,000 | 4,194 |
| Total interest expense | $4,032,000 | 3,151 |
| Net interest income | $3,195,000 | 5,363 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $309,000 | 7,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $309,000 | 4,394 |
| Total noninterest expense | $1,590,000 | 7,536 |
| Salaries and employee benefits | $856,000 | 6,988 |
| Premises and equipment expense | $126,000 | 9,610 |
| Additional noninterest expense | $608,000 | 7,259 |
| Pre-tax net operating income | $1,866,000 | 3,553 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $719,000 | 3,038 |
| Income before extraordinary items | $1,147,000 | 4,179 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,147,000 | 4,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,147,000 | 3,976 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,765,000 | 4,400 |
| Total interest expense | $4,845,000 | 3,411 |
| Net interest income | $2,920,000 | 5,848 |
| Provision for loan and lease losses | $57,000 | 8,768 |
| Total noninterest income | $341,000 | 7,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $341,000 | 4,097 |
| Total noninterest expense | $1,477,000 | 8,000 |
| Salaries and employee benefits | $739,000 | 7,691 |
| Premises and equipment expense | $168,000 | 8,608 |
| Additional noninterest expense | $570,000 | 7,774 |
| Pre-tax net operating income | $1,727,000 | 3,562 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $628,000 | 3,302 |
| Income before extraordinary items | $1,099,000 | 4,132 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,099,000 | 4,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,099,000 | 3,821 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.