Home > TrustCo Bank > Net charge- offs to loans
TrustCo Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 3,603 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0295% | 4,359 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3185% | 4,555 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,485 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0404% | 4,372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8288% | 815 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8288% | 703 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0081% | 3,872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 4,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0396% | 4,422 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4532% | 4,589 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 3,890 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0492% | 4,422 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 3,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8832% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8832% | 624 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0117% | 3,969 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 4,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0604% | 4,501 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7366% | 4,619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 4,007 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0471% | 4,450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 3,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1636% | 510 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1636% | 511 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 3,600 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 3,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 3,971 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0535% | 4,559 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7273% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7273% | 681 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0068% | 3,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 3,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0334% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 3,844 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0164% | 4,366 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 3,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7635% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7635% | 645 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0088% | 3,657 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 3,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0454% | 216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 3,896 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0199% | 4,419 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 3,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6348% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6348% | 709 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0074% | 3,468 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 3,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0699% | 149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 3,762 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0333% | 3,302 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 3,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3116% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3116% | 1,108 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0052% | 3,351 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1418% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 3,817 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0514% | 3,381 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 3,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1284% | 1,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1284% | 1,396 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0028% | 3,425 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 3,933 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0039% | 3,895 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,423 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0004% | 3,123 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0768% | 2,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0768% | 2,011 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0063% | 3,507 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 3,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,033 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0051% | 3,941 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 3,632 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0079% | 3,243 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 3,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3536% | 4,525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3536% | 4,487 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0098% | 3,660 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 3,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0636% | 4,596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 3,761 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0076% | 3,283 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 3,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8509% | 4,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8509% | 4,640 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 3,337 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1273% | 4,732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 3,573 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 3,351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5273% | 4,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5273% | 4,498 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 3,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 1,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0335% | 789 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0323% | 4,025 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 1,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0149% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6495% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6495% | 313 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 2,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 1,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0383% | 4,044 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0242% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 1,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0835% | 562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0835% | 497 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 2,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 1,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0568% | 4,065 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0388% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 1,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2739% | 536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2739% | 466 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0159% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0268% | 4,084 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0145% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0735% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8525% | 885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8525% | 804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0154% | 3,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 1,828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 1,016 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1404% | 4,184 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0079% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 1,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7429% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4325% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2471% | 547 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 2,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 1,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0094% | 790 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1827% | 4,241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 1,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0109% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4859% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6658% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7196% | 972 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 2,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 1,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0142% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0124% | 4,197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 1,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0212% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 1,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0086% | 3,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7357% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2490% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5289% | 1,207 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 1,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0282% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0245% | 4,272 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0367% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0504% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 3,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7929% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1324% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0515% | 4,416 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 2,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 1,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,431 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0168% | 4,265 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0139% | 1,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0218% | 508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 1,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4017% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2920% | 264 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0563% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3212% | 1,902 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 2,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 1,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,513 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0229% | 4,314 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 1,671 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0053% | 3,536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 1,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 3,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4480% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0929% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4620% | 1,355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0145% | 2,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 1,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 1,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0060% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0107% | 1,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0243% | 4,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0615% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3414% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4827% | 5,137 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0100% | 2,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 1,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0210% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 1,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0496% | 4,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9814% | 207 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0038% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2521% | 4,953 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0489% | 2,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 1,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0793% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 1,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1792% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 1,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0256% | 4,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1821% | 309 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2885% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4237% | 486 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0576% | 2,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0530% | 1,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1065% | 543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0525% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1919% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0375% | 1,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0345% | 4,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1737% | 303 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2611% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4604% | 452 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0507% | 2,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0468% | 1,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1614% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0445% | 1,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2307% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 1,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0510% | 4,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9000% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9106% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2624% | 534 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0514% | 1,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0490% | 950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3228% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0423% | 1,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3872% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 1,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1152% | 4,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4955% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3033% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3781% | 1,516 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1140% | 2,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1117% | 1,138 |
| Percentage Net Loans Charged-off:Construction & development | 0.5354% | 210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5998% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0469% | 171 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0935% | 1,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2051% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 1,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6433% | 5,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1083% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6321% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3219% | 256 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1265% | 1,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1197% | 938 |
| Percentage Net Loans Charged-off:Construction & development | 0.6454% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6721% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0623% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0982% | 1,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2207% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0827% | 1,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 4,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0417% | 176 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0655% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5430% | 221 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1387% | 1,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1303% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 0.2806% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5220% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1182% | 1,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2681% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0989% | 1,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6170% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4765% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2196% | 149 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1411% | 1,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1322% | 722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9678% | 115 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0252% | 4,697 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1103% | 885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2270% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0951% | 908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7356% | 157 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0382% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6030% | 146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1628% | 1,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1597% | 1,140 |
| Percentage Net Loans Charged-off:Construction & development | 1.3815% | 204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0224% | 1,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3188% | 154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1445% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1932% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1380% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0923% | 1,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5231% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7760% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1861% | 570 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1482% | 1,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1452% | 1,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2895% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1508% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1672% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1486% | 1,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1255% | 1,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3545% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6477% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0621% | 589 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1473% | 1,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1440% | 1,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4369% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1482% | 1,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1880% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1429% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1588% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4001% | 491 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6640% | 358 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1490% | 1,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1461% | 957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4695% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1504% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1589% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1492% | 962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7908% | 415 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0548% | 319 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2148% | 1,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2076% | 1,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.2428% | 761 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1384% | 1,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1070% | 318 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2105% | 1,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3089% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1967% | 1,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3926% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6671% | 268 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7276% | 228 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2368% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2285% | 1,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.3268% | 618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8149% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1798% | 253 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2056% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2435% | 616 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2003% | 1,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5202% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7176% | 250 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7219% | 222 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2560% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2541% | 1,159 |
| Percentage Net Loans Charged-off:Construction & development | 0.4921% | 496 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2205% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2415% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2136% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2758% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2048% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4972% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4972% | 263 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2980% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2956% | 927 |
| Percentage Net Loans Charged-off:Construction & development | 0.9711% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3944% | 117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4816% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2016% | 1,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2410% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1959% | 1,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9581% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9581% | 230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2596% | 2,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2599% | 1,957 |
| Percentage Net Loans Charged-off:Construction & development | 1.3029% | 736 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0520% | 6,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1534% | 479 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2541% | 1,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4368% | 728 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2265% | 2,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1019% | 2,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9239% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9239% | 1,133 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2769% | 2,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2763% | 1,772 |
| Percentage Net Loans Charged-off:Construction & development | 1.7681% | 581 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2781% | 6,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1721% | 389 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2727% | 1,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4648% | 668 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2434% | 1,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1393% | 2,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2906% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2906% | 705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3193% | 1,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3194% | 1,571 |
| Percentage Net Loans Charged-off:Construction & development | 1.0879% | 683 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1822% | 1,368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0263% | 399 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3138% | 1,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4401% | 649 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2943% | 1,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2011% | 1,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9585% | 1,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9585% | 975 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3369% | 1,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3397% | 1,367 |
| Percentage Net Loans Charged-off:Construction & development | 2.0431% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3752% | 783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3087% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3051% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3093% | 1,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0257% | 5,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0668% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0668% | 865 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4959% | 2,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5008% | 1,972 |
| Percentage Net Loans Charged-off:Construction & development | 2.7913% | 893 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9263% | 965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0730% | 780 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4401% | 1,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5642% | 964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4203% | 1,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1652% | 6,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0074% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0074% | 577 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5407% | 1,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5457% | 1,771 |
| Percentage Net Loans Charged-off:Construction & development | 3.3504% | 747 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1906% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4640% | 1,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4868% | 941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4603% | 1,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1574% | 2,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1260% | 3,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1260% | 3,378 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5364% | 1,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5437% | 1,754 |
| Percentage Net Loans Charged-off:Construction & development | 4.8333% | 540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6510% | 1,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4643% | 1,741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6166% | 761 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4400% | 1,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1951% | 6,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1951% | 6,240 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5204% | 1,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5287% | 1,536 |
| Percentage Net Loans Charged-off:Construction & development | 3.0279% | 601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4578% | 1,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4934% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5952% | 649 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4772% | 1,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8876% | 6,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8876% | 6,789 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4918% | 3,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4966% | 2,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.2372% | 2,653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6490% | 1,711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0035% | 1,012 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4973% | 2,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4683% | 1,273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5020% | 2,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0411% | 4,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9096% | 1,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9037% | 1,572 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4811% | 2,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4850% | 2,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5088% | 1,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0047% | 854 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4991% | 2,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4829% | 1,105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5017% | 1,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0618% | 3,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0873% | 1,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0777% | 1,195 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4872% | 2,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4916% | 2,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7523% | 1,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4880% | 1,961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2855% | 1,153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5205% | 1,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0967% | 2,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7282% | 1,887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7193% | 1,626 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4804% | 2,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4865% | 1,922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1234% | 1,615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5303% | 1,501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5140% | 726 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5329% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0399% | 6,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8449% | 1,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8282% | 1,250 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8135% | 2,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8184% | 2,201 |
| Percentage Net Loans Charged-off:Construction & development | 7.3684% | 853 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0667% | 1,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6762% | 1,886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7735% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6604% | 1,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3609% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2538% | 1,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8340% | 2,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8396% | 1,987 |
| Percentage Net Loans Charged-off:Construction & development | 9.9715% | 533 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4094% | 845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6162% | 1,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6863% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6049% | 1,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3975% | 3,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7227% | 2,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8834% | 2,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8953% | 1,743 |
| Percentage Net Loans Charged-off:Construction & development | 13.7669% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0905% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5340% | 1,833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7391% | 824 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5008% | 1,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1732% | 7,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6368% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4901% | 2,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4924% | 2,063 |
| Percentage Net Loans Charged-off:Construction & development | 2.6398% | 1,090 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 7,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4942% | 1,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5744% | 694 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4812% | 1,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1094% | 2,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7772% | 1,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4471% | 3,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4516% | 3,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7875% | 1,355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4284% | 2,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7966% | 988 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3691% | 2,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0074% | 7,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0674% | 1,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4412% | 3,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4466% | 2,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0486% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3909% | 2,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7088% | 870 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3397% | 2,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0094% | 6,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8378% | 1,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4370% | 3,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4411% | 2,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0394% | 650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3794% | 1,869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6852% | 741 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3304% | 1,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0141% | 6,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2899% | 1,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3674% | 2,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3720% | 1,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9049% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3168% | 1,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5303% | 575 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2829% | 1,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0274% | 6,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6322% | 1,406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1330% | 4,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1138% | 3,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2202% | 7,998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1578% | 2,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2920% | 904 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1366% | 2,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6313% | 2,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1160% | 525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1129% | 4,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0863% | 3,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2668% | 8,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1324% | 2,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2280% | 773 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1173% | 2,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8656% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7707% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0899% | 3,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 3,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4119% | 8,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1031% | 1,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0978% | 780 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1039% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5830% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8521% | 223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 3,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 2,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0266% | 7,968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0403% | 1,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0595% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 1,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1220% | 209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1871% | 2,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1238% | 1,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8994% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0256% | 2,835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2338% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 7,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3209% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.7297% | 34 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0644% | 3,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 2,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2878% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0221% | 7,903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1006% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0444% | 8,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6687% | 1,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.2005% | 37 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0589% | 3,477 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2774% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0383% | 8,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0670% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0579% | 8,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0092% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.5615% | 31 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0584% | 2,798 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0166% | 7,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1336% | 8,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 7,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2177% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0443% | 8,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0214% | 379 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.6862% | 69 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0877% | 8,356 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0948% | 8,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3399% | 8,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0658% | 8,257 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0920% | 6,087 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0608% | 8,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0233% | 3,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0192% | 1,440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0764% | 8,254 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0835% | 8,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0600% | 8,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0884% | 8,312 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1123% | 6,083 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0838% | 8,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0316% | 2,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0065% | 1,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0739% | 8,137 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0726% | 8,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0514% | 8,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0768% | 8,291 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0537% | 6,022 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0811% | 8,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0532% | 7,102 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5546% | 8,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1205% | 8,190 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1156% | 8,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0327% | 8,177 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1288% | 8,407 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0820% | 6,007 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1373% | 8,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0429% | 6,999 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8735% | 8,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1679% | 8,590 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1958% | 8,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 1,237 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2286% | 8,554 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0905% | 6,075 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2573% | 8,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5702% | 1,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8797% | 2,162 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6341% | 957 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2078% | 8,579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2223% | 8,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0390% | 829 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2638% | 8,579 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0783% | 6,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3036% | 8,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0663% | 2,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6023% | 2,712 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9148% | 754 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2685% | 8,583 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2968% | 8,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0785% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3569% | 8,604 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0458% | 5,953 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4259% | 8,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2685% | 1,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0127% | 1,540 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4028% | 606 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2079% | 8,509 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2351% | 8,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2159% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3066% | 8,641 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0543% | 5,952 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3641% | 8,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7598% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3864% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0165% | 8,172 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0343% | 8,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0706% | 8,451 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0289% | 8,332 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0897% | 6,056 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 8,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3740% | 1,374 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9137% | 981 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0575% | 4,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 2,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0580% | 8,462 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0554% | 1,785 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0535% | 5,998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0805% | 1,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6302% | 969 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3386% | 801 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1188% | 3,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1036% | 1,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3426% | 8,687 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1780% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1064% | 6,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2428% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5148% | 1,132 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1378% | 841 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2675% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2638% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7284% | 8,762 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4297% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0436% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5164% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0795% | 1,675 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5982% | 850 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3847% | 1,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3738% | 557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5871% | 8,811 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5245% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4949% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5295% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0685% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8938% | 885 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4392% | 1,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4269% | 414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7906% | 8,873 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6148% | 288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4815% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6363% | 308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4665% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3127% | 734 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5258% | 1,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5182% | 329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1288% | 8,763 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6156% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6704% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6074% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3594% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1794% | 749 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5074% | 1,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5075% | 305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0658% | 8,770 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5913% | 300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2835% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6344% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6417% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3675% | 837 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7139% | 1,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6524% | 314 |
| Percentage Net Loans Charged-off:Construction & development | -0.7255% | 8,223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1777% | 895 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7259% | 260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2728% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7837% | 236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7741% | 141 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4254% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9878% | 708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7297% | 239 |
| Percentage Net Loans Charged-off:Construction & development | 14.4928% | 24 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3623% | 9,172 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8420% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8420% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1843% | 6,091 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3548% | 350 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0443% | 6,222 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3213% | 2,317 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0173% | 7,832 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0474% | 8,374 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0327% | 10,298 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |