Home > Trustco Bank > Loan Charge- Offs and Recoveries
Trustco Bank, Loan Charge- Offs and Recoveries
| 2001-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,632,000 | 288 |
| Loans secured by real estate, total | $6,149,000 | 77 |
| To non-U.S. addressees | $0 | 14 |
| Real estate loans in domestic offices | $6,149,000 | 75 |
| Construction and land development | $0 | 908 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $5,273,000 | 54 |
| Secured by multifamily residential properties | $0 | 232 |
| Secured by nonfarm nonresidential properties | $876,000 | 121 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 24 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,402 |
| Loans to individuals | $483,000 | 757 |
| Credit card loan charge offs | $324,000 | 213 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $159,000 | 1,663 |
| Loans to foreign governments and official institutions | $0 | 19 |
| Other loans | $0 | 1,962 |
| Lease financing receivables | $0 | 314 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 889 |
| Total recoveries | $2,751,000 | 180 |
| Loans secured by real estate, total | $2,349,000 | 40 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $2,349,000 | 38 |
| Construction and land development | $0 | 490 |
| Secured by farmland | $0 | 411 |
| Secured by 1-4 family residential properties - total recoveries | $1,093,000 | 45 |
| Secured by multifamily residential properties | $0 | 182 |
| Secured by nonfarm nonresidential properties | $1,256,000 | 23 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 35 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $249,000 | 322 |
| Loans to individuals | $153,000 | 623 |
| Credit card loan recoveries | $31,000 | 266 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $122,000 | 670 |
| Loans to foreign governments and official institutions | $0 | 18 |
| Other loans | $0 | 1,877 |
| Lease financing receivables | $0 | 247 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 990 |
| Net charge-offs | $3,881,000 | 369 |
| Loans secured by real estate, total | $3,800,000 | 95 |
| To non-U.S. addressees | $0 | 14 |
| Real estate loans in domestic offices | $3,800,000 | 93 |
| Construction and land development | $0 | 844 |
| Secured by farmland | $0 | 337 |
| Secured by 1-4 family residential properties- net charge-offs | $4,180,000 | 55 |
| Secured by multifamily residential properties | $0 | 198 |
| Secured by nonfarm nonresidential properties | $-380,000 | 9,593 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 21 |
| To foreign banks | $0 | 7 |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-249,000 | 9,594 |
| To non-U.S. addressees | $0 | 33 |
| Loans to individuals | $330,000 | 811 |
| Credit card loan net charge offs | $293,000 | 202 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $37,000 | 3,379 |
| Loans to foreign governments and official institutions | $0 | 17 |
| Other loans | $0 | 1,676 |
| Lease financing receivables | $0 | 303 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 735 |
| 2000-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,246,000 | 302 |
| Loans secured by real estate, total | $4,772,000 | 81 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $4,772,000 | 81 |
| Construction and land development | $0 | 585 |
| Secured by farmland | $0 | 333 |
| Total charge-offs secured by 1-4 family residential properties | $2,822,000 | 84 |
| Secured by multifamily residential properties | $0 | 211 |
| Secured by nonfarm nonresidential properties | $1,950,000 | 38 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 16 |
| Loans to finance agricultural production and other loans to farmers | $0 | 197 |
| Commercial and industrial loans | $358,000 | 942 |
| Loans to individuals | $116,000 | 2,039 |
| Credit card loan charge offs | $116,000 | 439 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 7,553 |
| Loans to foreign governments and official institutions | $0 | 13 |
| Other loans | $0 | 240 |
| Lease financing receivables | $0 | 262 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,613,000 | 253 |
| Loans secured by real estate, total | $1,038,000 | 89 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $1,038,000 | 89 |
| Construction and land development | $0 | 380 |
| Secured by farmland | $0 | 361 |
| Secured by 1-4 family residential properties - total recoveries | $611,000 | 81 |
| Secured by multifamily residential properties | $0 | 214 |
| Secured by nonfarm nonresidential properties | $427,000 | 75 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 22 |
| To foreign banks | $0 | 19 |
| Loans to finance agricultural production and other loans to farmers | $0 | 192 |
| Commercial and industrial loans | $460,000 | 247 |
| Loans to individuals | $115,000 | 752 |
| Credit card loan recoveries | $115,000 | 218 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 6,781 |
| Loans to foreign governments and official institutions | $0 | 13 |
| Other loans | $0 | 222 |
| Lease financing receivables | $0 | 249 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,633,000 | 334 |
| Loans secured by real estate, total | $3,734,000 | 77 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $3,734,000 | 75 |
| Construction and land development | $0 | 551 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $2,211,000 | 84 |
| Secured by multifamily residential properties | $0 | 179 |
| Secured by nonfarm nonresidential properties | $1,523,000 | 32 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 15 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 148 |
| Commercial and industrial loans | $-102,000 | 9,780 |
| To non-U.S. addressees | $318,000 | 24 |
| Loans to individuals | $1,000 | 6,806 |
| Credit card loan net charge offs | $1,000 | 2,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 6,721 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 211 |
| Lease financing receivables | $0 | 240 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1999-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,788,000 | 247 |
| Loans secured by real estate, total | $7,153,000 | 55 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $7,153,000 | 55 |
| Construction and land development | $0 | 611 |
| Secured by farmland | $0 | 351 |
| Total charge-offs secured by 1-4 family residential properties | $6,534,000 | 41 |
| Secured by multifamily residential properties | $0 | 249 |
| Secured by nonfarm nonresidential properties | $619,000 | 117 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 27 |
| To foreign banks | $0 | 23 |
| Loans to finance agricultural production and other loans to farmers | $0 | 203 |
| Commercial and industrial loans | $0 | 6,487 |
| Loans to individuals | $635,000 | 602 |
| Credit card loan charge offs | $477,000 | 269 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $158,000 | 1,440 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 281 |
| Lease financing receivables | $0 | 289 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,170,000 | 161 |
| Loans secured by real estate, total | $2,357,000 | 52 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $2,357,000 | 51 |
| Construction and land development | $0 | 429 |
| Secured by farmland | $0 | 418 |
| Secured by 1-4 family residential properties - total recoveries | $1,140,000 | 40 |
| Secured by multifamily residential properties | $0 | 246 |
| Secured by nonfarm nonresidential properties | $1,217,000 | 50 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 24 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 208 |
| Commercial and industrial loans | $1,603,000 | 103 |
| Loans to individuals | $210,000 | 535 |
| Credit card loan recoveries | $26,000 | 465 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $184,000 | 478 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 282 |
| Lease financing receivables | $0 | 264 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,618,000 | 322 |
| Loans secured by real estate, total | $4,796,000 | 57 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $4,796,000 | 57 |
| Construction and land development | $0 | 547 |
| Secured by farmland | $0 | 293 |
| Secured by 1-4 family residential properties- net charge-offs | $5,394,000 | 41 |
| Secured by multifamily residential properties | $0 | 211 |
| Secured by nonfarm nonresidential properties | $-598,000 | 10,175 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 25 |
| To foreign banks | $0 | 22 |
| Loans to finance agricultural production and other loans to farmers | $0 | 165 |
| Commercial and industrial loans | $-1,603,000 | 10,213 |
| To non-U.S. addressees | $0 | 35 |
| Loans to individuals | $425,000 | 637 |
| Credit card loan net charge offs | $451,000 | 248 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-26,000 | 10,135 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 248 |
| Lease financing receivables | $0 | 263 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1998-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,561,000 | 293 |
| Loans secured by real estate, total | $5,378,000 | 65 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $5,378,000 | 64 |
| Construction and land development | $661,000 | 38 |
| Secured by farmland | $0 | 328 |
| Total charge-offs secured by 1-4 family residential properties | $3,941,000 | 57 |
| Secured by multifamily residential properties | $236,000 | 65 |
| Secured by nonfarm nonresidential properties | $540,000 | 171 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 21 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 187 |
| Commercial and industrial loans | $3,000 | 6,104 |
| Loans to individuals | $1,180,000 | 457 |
| Credit card loan charge offs | $811,000 | 256 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $369,000 | 747 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 275 |
| Lease financing receivables | $0 | 296 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,871,000 | 215 |
| Loans secured by real estate, total | $2,080,000 | 78 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $2,080,000 | 78 |
| Construction and land development | $500,000 | 34 |
| Secured by farmland | $0 | 446 |
| Secured by 1-4 family residential properties - total recoveries | $361,000 | 125 |
| Secured by multifamily residential properties | $44,000 | 98 |
| Secured by nonfarm nonresidential properties | $1,175,000 | 66 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $590,000 | 211 |
| Loans to individuals | $201,000 | 547 |
| Credit card loan recoveries | $35,000 | 422 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $166,000 | 501 |
| Loans to foreign governments and official institutions | $0 | 14 |
| Other loans | $0 | 267 |
| Lease financing receivables | $0 | 264 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,690,000 | 335 |
| Loans secured by real estate, total | $3,298,000 | 81 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $3,298,000 | 80 |
| Construction and land development | $161,000 | 90 |
| Secured by farmland | $0 | 259 |
| Secured by 1-4 family residential properties- net charge-offs | $3,580,000 | 57 |
| Secured by multifamily residential properties | $192,000 | 55 |
| Secured by nonfarm nonresidential properties | $-635,000 | 10,412 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 21 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $-587,000 | 10,439 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $979,000 | 434 |
| Credit card loan net charge offs | $776,000 | 239 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $203,000 | 937 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 249 |
| Lease financing receivables | $0 | 278 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,579,000 | 297 |
| Loans secured by real estate, total | $5,520,000 | 74 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $5,520,000 | 73 |
| Construction and land development | $350,000 | 82 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $2,069,000 | 99 |
| Secured by multifamily residential properties | $812,000 | 43 |
| Secured by nonfarm nonresidential properties | $2,289,000 | 53 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $0 | 6,990 |
| Loans to individuals | $1,059,000 | 540 |
| Credit card loan charge offs | $844,000 | 270 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $215,000 | 1,245 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,059,000 | 207 |
| Loans secured by real estate, total | $2,268,000 | 83 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $2,268,000 | 83 |
| Construction and land development | $680,000 | 34 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $169,000 | 231 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $1,419,000 | 74 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $619,000 | 209 |
| Loans to individuals | $172,000 | 645 |
| Credit card loan recoveries | $60,000 | 347 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $112,000 | 766 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,520,000 | 353 |
| Loans secured by real estate, total | $3,252,000 | 84 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $3,252,000 | 83 |
| Construction and land development | $-330,000 | 10,893 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $1,900,000 | 89 |
| Secured by multifamily residential properties | $812,000 | 31 |
| Secured by nonfarm nonresidential properties | $870,000 | 76 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $-619,000 | 10,886 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $887,000 | 511 |
| Credit card loan net charge offs | $784,000 | 260 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $103,000 | 1,689 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,648,000 | 386 |
| Loans secured by real estate, total | $4,112,000 | 132 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $4,112,000 | 132 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $1,518,000 | 140 |
| Secured by multifamily residential properties | $1,386,000 | 51 |
| Secured by nonfarm nonresidential properties | $1,208,000 | 163 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $599,000 | 552 |
| Loans to individuals | $937,000 | 617 |
| Credit card loan charge offs | $724,000 | 324 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $213,000 | 1,260 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,312,000 | 298 |
| Loans secured by real estate, total | $1,298,000 | 147 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $1,298,000 | 147 |
| Construction and land development | $650,000 | 39 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $110,000 | 353 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $538,000 | 165 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $776,000 | 223 |
| Loans to individuals | $238,000 | 603 |
| Credit card loan recoveries | $94,000 | 336 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $144,000 | 684 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,336,000 | 424 |
| Loans secured by real estate, total | $2,814,000 | 140 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $2,814,000 | 139 |
| Construction and land development | $-650,000 | 11,438 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $1,408,000 | 118 |
| Secured by multifamily residential properties | $1,386,000 | 45 |
| Secured by nonfarm nonresidential properties | $670,000 | 169 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $-177,000 | 11,277 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $699,000 | 599 |
| Credit card loan net charge offs | $630,000 | 320 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $69,000 | 2,198 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,338,000 | 316 |
| Loans secured by real estate, total | $6,366,000 | 113 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $6,366,000 | 113 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $1,707,000 | 130 |
| Secured by multifamily residential properties | $2,183,000 | 49 |
| Secured by nonfarm nonresidential properties | $2,476,000 | 131 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $152,000 | 1,741 |
| Loans to individuals | $820,000 | 618 |
| Credit card loan charge offs | $492,000 | 388 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $328,000 | 851 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,109,000 | 228 |
| Loans secured by real estate, total | $2,135,000 | 112 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $2,135,000 | 111 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $204,000 | 213 |
| Secured by multifamily residential properties | $559,000 | 34 |
| Secured by nonfarm nonresidential properties | $1,372,000 | 97 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $1,689,000 | 158 |
| Loans to individuals | $285,000 | 552 |
| Credit card loan recoveries | $204,000 | 263 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $81,000 | 1,062 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,229,000 | 429 |
| Loans secured by real estate, total | $4,231,000 | 130 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $4,231,000 | 130 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $1,503,000 | 121 |
| Secured by multifamily residential properties | $1,624,000 | 53 |
| Secured by nonfarm nonresidential properties | $1,104,000 | 185 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-1,537,000 | 11,932 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $535,000 | 627 |
| Credit card loan net charge offs | $288,000 | 439 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $247,000 | 789 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,824,000 | 415 |
| Loans secured by real estate, total | $3,699,000 | 230 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $3,699,000 | 230 |
| Construction and land development | $400,000 | 179 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $53,000 | 1,669 |
| Secured by multifamily residential properties | $1,849,000 | 64 |
| Secured by nonfarm nonresidential properties | $1,397,000 | 228 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $218,000 | 1,376 |
| Loans to individuals | $907,000 | 532 |
| Credit card loan charge offs | $338,000 | 429 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $569,000 | 514 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,532,000 | 420 |
| Loans secured by real estate, total | $525,000 | 340 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $525,000 | 338 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 3,040 |
| Secured by multifamily residential properties | $137,000 | 97 |
| Secured by nonfarm nonresidential properties | $385,000 | 236 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $600,000 | 332 |
| Loans to individuals | $407,000 | 461 |
| Credit card loan recoveries | $181,000 | 279 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $226,000 | 527 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,292,000 | 401 |
| Loans secured by real estate, total | $3,174,000 | 209 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $3,174,000 | 208 |
| Construction and land development | $400,000 | 148 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $50,000 | 1,454 |
| Secured by multifamily residential properties | $1,712,000 | 59 |
| Secured by nonfarm nonresidential properties | $1,012,000 | 230 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-382,000 | 12,442 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $500,000 | 573 |
| Credit card loan net charge offs | $157,000 | 508 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $343,000 | 481 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,741,000 | 410 |
| Loans secured by real estate, total | $6,057,000 | 219 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $6,057,000 | 219 |
| Construction and land development | $250,000 | 404 |
| Secured by farmland | $75,000 | 108 |
| Total charge-offs secured by 1-4 family residential properties | $199,000 | 906 |
| Secured by multifamily residential properties | $1,012,000 | 100 |
| Secured by nonfarm nonresidential properties | $4,521,000 | 145 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $8,000 | 7,384 |
| Loans to individuals | $676,000 | 665 |
| Credit card loan charge offs | $438,000 | 397 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $238,000 | 1,056 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,333,000 | 324 |
| Loans secured by real estate, total | $1,323,000 | 166 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $1,323,000 | 165 |
| Construction and land development | $95,000 | 239 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $80,000 | 508 |
| Secured by multifamily residential properties | $272,000 | 64 |
| Secured by nonfarm nonresidential properties | $876,000 | 115 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $568,000 | 371 |
| Loans to individuals | $442,000 | 456 |
| Credit card loan recoveries | $231,000 | 245 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $211,000 | 584 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,408,000 | 446 |
| Loans secured by real estate, total | $4,734,000 | 218 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $4,734,000 | 218 |
| Construction and land development | $155,000 | 447 |
| Secured by farmland | $75,000 | 88 |
| Secured by 1-4 family residential properties- net charge-offs | $119,000 | 1,098 |
| Secured by multifamily residential properties | $740,000 | 116 |
| Secured by nonfarm nonresidential properties | $3,645,000 | 154 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-560,000 | 13,224 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $234,000 | 1,011 |
| Credit card loan net charge offs | $207,000 | 503 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $27,000 | 3,514 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,997,000 | 529 |
| Loans secured by real estate, total | $3,167,000 | 399 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,167,000 | 398 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $125,000 | 1,406 |
| Secured by multifamily residential properties | $135,000 | 425 |
| Secured by nonfarm nonresidential properties | $2,907,000 | 235 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $1,815,000 | 498 |
| Loans to individuals | $1,015,000 | 642 |
| Credit card loan charge offs | $315,000 | 511 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $700,000 | 606 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,174,000 | 489 |
| Loans secured by real estate, total | $10,000 | 3,473 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $10,000 | 3,473 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $10,000 | 1,462 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $317,000 | 568 |
| Loans to individuals | $847,000 | 323 |
| Credit card loan recoveries | $76,000 | 406 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $771,000 | 253 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,823,000 | 538 |
| Loans secured by real estate, total | $3,157,000 | 371 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,157,000 | 370 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $125,000 | 1,245 |
| Secured by multifamily residential properties | $135,000 | 415 |
| Secured by nonfarm nonresidential properties | $2,897,000 | 218 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $1,498,000 | 487 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $168,000 | 1,657 |
| Credit card loan net charge offs | $239,000 | 530 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-71,000 | 13,892 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.