Home > Trustar Bank > Income and Expense
Trustar Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $38,318,000 | 1,157 |
| Total interest expense | $20,073,000 | 779 |
| Net interest income | $18,245,000 | 1,557 |
| Provision for loan and lease losses | $1,064,000 | 803 |
| Total noninterest income | $1,575,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $153,000 | 2,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,422,000 | 1,935 |
| Total noninterest expense | $16,510,000 | 1,403 |
| Salaries and employee benefits | $9,951,000 | 1,345 |
| Premises and equipment expense | $2,218,000 | 1,117 |
| Additional noninterest expense | $1,422,000 | 1,935 |
| Pre-tax net operating income | $2,246,000 | 2,830 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $-766,000 | 4,536 |
| Income before extraordinary items | $3,012,000 | 2,335 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,012,000 | 2,359 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,012,000 | 2,338 |
| Net charge-offs | $222,000 | 1,108 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $799,000 | 216 |
| Net operating income | $3,012,000 | 2,351 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $27,597,000 | 1,170 |
| Total interest expense | $13,859,000 | 781 |
| Net interest income | $13,738,000 | 1,559 |
| Provision for loan and lease losses | $700,000 | 824 |
| Total noninterest income | $1,005,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $131,000 | 2,842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $874,000 | 2,125 |
| Total noninterest expense | $12,383,000 | 1,398 |
| Salaries and employee benefits | $7,751,000 | 1,311 |
| Premises and equipment expense | $1,593,000 | 1,161 |
| Additional noninterest expense | $874,000 | 2,125 |
| Pre-tax net operating income | $1,660,000 | 2,914 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $349,000 | 2,005 |
| Income before extraordinary items | $1,311,000 | 2,994 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,311,000 | 3,025 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,311,000 | 2,995 |
| Net charge-offs | $222,000 | 857 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $504,000 | 223 |
| Net operating income | $1,311,000 | 3,026 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $17,818,000 | 1,172 |
| Total interest expense | $8,512,000 | 763 |
| Net interest income | $9,306,000 | 1,552 |
| Provision for loan and lease losses | $676,000 | 640 |
| Total noninterest income | $887,000 | 2,078 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $114,000 | 2,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $773,000 | 1,775 |
| Total noninterest expense | $8,257,000 | 1,389 |
| Salaries and employee benefits | $5,000,000 | 1,335 |
| Premises and equipment expense | $1,034,000 | 1,180 |
| Additional noninterest expense | $773,000 | 1,773 |
| Pre-tax net operating income | $1,260,000 | 2,783 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $267,000 | 1,933 |
| Income before extraordinary items | $993,000 | 2,872 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $993,000 | 2,902 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $993,000 | 2,871 |
| Net charge-offs | $222,000 | 640 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $192,000 | 279 |
| Net operating income | $993,000 | 2,894 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $8,653,000 | 1,188 |
| Total interest expense | $4,036,000 | 728 |
| Net interest income | $4,617,000 | 1,565 |
| Provision for loan and lease losses | $218,000 | 850 |
| Total noninterest income | $447,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $71,000 | 2,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $376,000 | 1,801 |
| Total noninterest expense | $4,221,000 | 1,377 |
| Salaries and employee benefits | $2,776,000 | 1,252 |
| Premises and equipment expense | $508,000 | 1,231 |
| Additional noninterest expense | $376,000 | 1,801 |
| Pre-tax net operating income | $625,000 | 2,841 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $131,000 | 1,956 |
| Income before extraordinary items | $494,000 | 2,944 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $494,000 | 2,944 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $494,000 | 2,944 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 259 |
| Net operating income | $494,000 | 2,965 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $23,982,000 | 1,349 |
| Total interest expense | $5,734,000 | 717 |
| Net interest income | $18,248,000 | 1,551 |
| Provision for loan and lease losses | $1,627,000 | 590 |
| Total noninterest income | $1,791,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $110,000 | 3,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,681,000 | 1,793 |
| Total noninterest expense | $15,922,000 | 1,415 |
| Salaries and employee benefits | $10,977,000 | 1,237 |
| Premises and equipment expense | $1,597,000 | 1,464 |
| Additional noninterest expense | $1,681,000 | 1,793 |
| Pre-tax net operating income | $2,490,000 | 2,862 |
| Securities gains (losses) | $-333,000 | 4,227 |
| Applicable income taxes | $180,000 | 2,686 |
| Income before extraordinary items | $1,977,000 | 2,951 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,977,000 | 2,948 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,977,000 | 2,950 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $18,499,000 | 52 |
| Net operating income | $2,283,360 | 2,819 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,998,000 | 1,433 |
| Total interest expense | $2,711,000 | 794 |
| Net interest income | $13,287,000 | 1,569 |
| Provision for loan and lease losses | $1,401,000 | 499 |
| Total noninterest income | $1,494,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $76,000 | 3,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,418,000 | 1,701 |
| Total noninterest expense | $11,787,000 | 1,417 |
| Salaries and employee benefits | $8,412,000 | 1,203 |
| Premises and equipment expense | $1,221,000 | 1,457 |
| Additional noninterest expense | $1,418,000 | 1,701 |
| Pre-tax net operating income | $1,593,000 | 3,038 |
| Securities gains (losses) | $-333,000 | 4,431 |
| Applicable income taxes | $131,000 | 2,711 |
| Income before extraordinary items | $1,129,000 | 3,246 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,129,000 | 3,244 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,129,000 | 3,245 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $18,400,000 | 45 |
| Net operating income | $1,428,700 | 3,004 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,666,000 | 1,508 |
| Total interest expense | $1,386,000 | 827 |
| Net interest income | $8,280,000 | 1,613 |
| Provision for loan and lease losses | $729,000 | 531 |
| Total noninterest income | $970,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $43,000 | 3,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $927,000 | 1,748 |
| Total noninterest expense | $7,425,000 | 1,472 |
| Salaries and employee benefits | $5,557,000 | 1,202 |
| Premises and equipment expense | $792,000 | 1,480 |
| Additional noninterest expense | $1,076,000 | 2,491 |
| Pre-tax net operating income | $1,096,000 | 2,908 |
| Securities gains (losses) | $-333,000 | 4,532 |
| Applicable income taxes | $88,000 | 2,639 |
| Income before extraordinary items | $675,000 | 3,263 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $675,000 | 3,262 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $675,000 | 3,263 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $327,000 | 239 |
| Net operating income | $968,040 | 2,900 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,578,000 | 1,535 |
| Total interest expense | $613,000 | 903 |
| Net interest income | $3,965,000 | 1,632 |
| Provision for loan and lease losses | $308,000 | 476 |
| Total noninterest income | $463,000 | 2,136 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $21,000 | 3,656 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $442,000 | 1,801 |
| Total noninterest expense | $3,501,000 | 1,541 |
| Salaries and employee benefits | $3,085,000 | 1,113 |
| Premises and equipment expense | $397,000 | 1,479 |
| Additional noninterest expense | $19,000 | 4,780 |
| Pre-tax net operating income | $619,000 | 2,682 |
| Securities gains (losses) | $-333,000 | 4,649 |
| Applicable income taxes | $40,000 | 2,623 |
| Income before extraordinary items | $246,000 | 3,464 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $246,000 | 3,463 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $246,000 | 3,464 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $204,000 | 187 |
| Net operating income | $532,380 | 2,703 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $15,099,000 | 1,859 |
| Total interest expense | $1,969,000 | 1,347 |
| Net interest income | $13,130,000 | 1,915 |
| Provision for loan and lease losses | $1,253,000 | 473 |
| Total noninterest income | $1,969,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $96,000 | 3,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,873,000 | 1,979 |
| Total noninterest expense | $13,559,000 | 1,580 |
| Salaries and employee benefits | $8,785,000 | 1,445 |
| Premises and equipment expense | $1,575,000 | 1,461 |
| Additional noninterest expense | $3,199,000 | 1,888 |
| Pre-tax net operating income | $287,000 | 4,412 |
| Securities gains (losses) | $-617,000 | 4,792 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $-330,000 | 4,753 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-330,000 | 4,753 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $-330,000 | 4,753 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $319,000 | 365 |
| Net operating income | $287,000 | 4,377 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,780,000 | 1,967 |
| Total interest expense | $1,427,000 | 1,456 |
| Net interest income | $9,353,000 | 2,009 |
| Provision for loan and lease losses | $1,136,000 | 384 |
| Total noninterest income | $1,632,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $60,000 | 3,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,572,000 | 1,909 |
| Total noninterest expense | $10,036,000 | 1,593 |
| Salaries and employee benefits | $6,467,000 | 1,464 |
| Premises and equipment expense | $1,177,000 | 1,486 |
| Additional noninterest expense | $2,392,000 | 1,885 |
| Pre-tax net operating income | $-187,000 | 4,811 |
| Securities gains (losses) | $-356,000 | 4,871 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $-543,000 | 4,850 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-543,000 | 4,850 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-543,000 | 4,850 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $235,000 | 327 |
| Net operating income | $-187,000 | 4,807 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,763,000 | 2,041 |
| Total interest expense | $936,000 | 1,540 |
| Net interest income | $5,827,000 | 2,087 |
| Provision for loan and lease losses | $814,000 | 379 |
| Total noninterest income | $1,147,000 | 2,086 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $39,000 | 3,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,108,000 | 1,809 |
| Total noninterest expense | $6,549,000 | 1,609 |
| Salaries and employee benefits | $4,220,000 | 1,494 |
| Premises and equipment expense | $783,000 | 1,489 |
| Additional noninterest expense | $1,546,000 | 1,914 |
| Pre-tax net operating income | $-389,000 | 4,892 |
| Securities gains (losses) | $-291,000 | 4,914 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $-680,000 | 4,906 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-680,000 | 4,906 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $-680,000 | 4,906 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 309 |
| Net operating income | $-389,000 | 4,888 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,190,000 | 2,116 |
| Total interest expense | $474,000 | 1,586 |
| Net interest income | $2,716,000 | 2,186 |
| Provision for loan and lease losses | $463,000 | 398 |
| Total noninterest income | $345,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $20,000 | 3,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $325,000 | 2,363 |
| Total noninterest expense | $3,026,000 | 1,711 |
| Salaries and employee benefits | $2,399,000 | 1,335 |
| Premises and equipment expense | $389,000 | 1,514 |
| Additional noninterest expense | $238,000 | 3,748 |
| Pre-tax net operating income | $-428,000 | 4,950 |
| Securities gains (losses) | $-454,000 | 4,951 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $-882,000 | 4,965 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $-882,000 | 4,965 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-882,000 | 4,965 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 248 |
| Net operating income | $-428,000 | 4,943 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,546,000 | 2,764 |
| Total interest expense | $1,497,000 | 2,383 |
| Net interest income | $7,049,000 | 2,810 |
| Provision for loan and lease losses | $1,594,000 | 1,216 |
| Total noninterest income | $123,000 | 4,569 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $52,000 | 4,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 4,513 |
| Total noninterest expense | $9,607,000 | 2,009 |
| Salaries and employee benefits | $7,164,000 | 1,658 |
| Premises and equipment expense | $913,000 | 2,149 |
| Additional noninterest expense | $1,530,000 | 3,010 |
| Pre-tax net operating income | $-4,029,000 | 4,967 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $-4,029,000 | 4,962 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-4,029,000 | 4,962 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-4,029,000 | 4,962 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $309,000 | 320 |
| Net operating income | $-4,029,000 | 4,958 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,144,000 | 3,125 |
| Total interest expense | $990,000 | 2,639 |
| Net interest income | $4,154,000 | 3,190 |
| Provision for loan and lease losses | $992,000 | 1,380 |
| Total noninterest income | $166,000 | 4,266 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $22,000 | 4,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 3,969 |
| Total noninterest expense | $6,728,000 | 2,086 |
| Salaries and employee benefits | $5,234,000 | 1,674 |
| Premises and equipment expense | $640,000 | 2,244 |
| Additional noninterest expense | $854,000 | 3,478 |
| Pre-tax net operating income | $-3,400,000 | 4,993 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $-3,400,000 | 4,987 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-3,400,000 | 4,987 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-3,400,000 | 4,987 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $209,000 | 316 |
| Net operating income | $-3,400,000 | 4,986 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,110,000 | 3,310 |
| Total interest expense | $667,000 | 2,713 |
| Net interest income | $2,443,000 | 3,429 |
| Provision for loan and lease losses | $673,000 | 1,360 |
| Total noninterest income | $11,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $8,000 | 4,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 4,929 |
| Total noninterest expense | $4,156,000 | 2,198 |
| Salaries and employee benefits | $3,349,000 | 1,718 |
| Premises and equipment expense | $390,000 | 2,364 |
| Additional noninterest expense | $417,000 | 3,939 |
| Pre-tax net operating income | $-2,375,000 | 5,014 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $-2,375,000 | 5,009 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-2,375,000 | 5,009 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-2,375,000 | 5,009 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 321 |
| Net operating income | $-2,375,000 | 5,012 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 3,373 |
| Total interest expense | $395,000 | 2,630 |
| Net interest income | $1,110,000 | 3,568 |
| Provision for loan and lease losses | $291,000 | 1,224 |
| Total noninterest income | $4,000 | 5,016 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $2,000 | 4,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 4,944 |
| Total noninterest expense | $2,243,000 | 2,096 |
| Salaries and employee benefits | $1,635,000 | 1,768 |
| Premises and equipment expense | $174,000 | 2,534 |
| Additional noninterest expense | $434,000 | 2,791 |
| Pre-tax net operating income | $-1,420,000 | 5,041 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-1,420,000 | 5,024 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,420,000 | 5,024 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-1,420,000 | 5,024 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-1,420,000 | 5,044 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 4,937 |
| Total interest expense | $188,000 | 4,829 |
| Net interest income | $1,210,000 | 4,920 |
| Provision for loan and lease losses | $845,000 | 1,034 |
| Total noninterest income | $1,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,000 | 5,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,067 |
| Total noninterest expense | $5,164,000 | 2,947 |
| Salaries and employee benefits | $3,668,000 | 2,602 |
| Premises and equipment expense | $367,000 | 3,610 |
| Additional noninterest expense | $1,129,000 | 3,601 |
| Pre-tax net operating income | $-4,798,000 | 5,170 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $-4,798,000 | 5,162 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-4,798,000 | 5,162 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-4,798,000 | 5,162 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $55,341,000 | 13 |
| Net operating income | $-4,798,000 | 5,162 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $529,000 | 5,183 |
| Total interest expense | $43,000 | 5,173 |
| Net interest income | $486,000 | 5,173 |
| Provision for loan and lease losses | $304,000 | 1,592 |
| Total noninterest income | $0 | 5,208 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $0 | 5,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,152 |
| Total noninterest expense | $3,075,000 | 3,395 |
| Salaries and employee benefits | $2,013,000 | 3,132 |
| Premises and equipment expense | $200,000 | 4,111 |
| Additional noninterest expense | $862,000 | 3,596 |
| Pre-tax net operating income | $-2,893,000 | 5,244 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $-2,893,000 | 5,237 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-2,893,000 | 5,237 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-2,893,000 | 5,237 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $55,326,000 | 10 |
| Net operating income | $-2,893,000 | 5,235 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.