Home > Trust One Bank > Net charge- offs to loans
Trust One Bank, Net charge- offs to loans
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0101% | 1,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5099% | 2,028 |
| Percentage Net Loans Charged-off:Construction & development | -0.0215% | 6,936 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1812% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1393% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6143% | 1,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7280% | 857 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4621% | 7,312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6955% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4459% | 521 |
| Percentage Net Loans Charged-off:Construction & development | 8.8998% | 696 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5917% | 738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1796% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0521% | 1,847 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6875% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6990% | 821 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7385% | 917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2797% | 309 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8648% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 9.4685% | 512 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7842% | 475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6379% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2420% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9237% | 486 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7475% | 1,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8964% | 988 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5222% | 987 |
| Percentage Net Loans Charged-off:Construction & development | 2.4019% | 1,327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1339% | 1,720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3320% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8389% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9469% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5296% | 919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9016% | 1,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7153% | 1,306 |
| Percentage Net Loans Charged-off:Construction & development | 1.0785% | 1,207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1892% | 650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4362% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5281% | 1,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0912% | 4,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0132% | 293 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5139% | 175 |
| Percentage Net Loans Charged-off:Construction & development | 10.8857% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4432% | 937 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.4754% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4826% | 1,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6300% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4542% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0524% | 1,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1971% | 5,032 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2599% | 693 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0890% | 335 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3589% | 210 |
| Percentage Net Loans Charged-off:Construction & development | 6.9464% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3142% | 760 |
| Percentage Net Loans Charged-off: Multi-family residential | 26.9179% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2749% | 1,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3275% | 1,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5576% | 951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0443% | 5,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5537% | 510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7396% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2875% | 1,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.2528% | 1,244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 82.0059% | 5 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2957% | 1,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3524% | 935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8023% | 683 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2254% | 7,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1961% | 380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6416% | 819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4914% | 677 |
| Percentage Net Loans Charged-off:Construction & development | 0.5213% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 157.7305% | 2 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3496% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4178% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1732% | 722 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7961% | 8,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4120% | 307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4422% | 643 |
| Percentage Net Loans Charged-off:Construction & development | 0.4704% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4872% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.4968% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2517% | 1,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3340% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2346% | 1,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4328% | 259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5353% | 2,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0385% | 6,989 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3136% | 252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3994% | 431 |
| Percentage Net Loans Charged-off:Construction & development | 0.3623% | 457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5965% | 251 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.2544% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0660% | 1,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3790% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2543% | 235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6970% | 2,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0521% | 7,043 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4557% | 790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1528% | 910 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 7,578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0679% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.5988% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0982% | 1,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5739% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4594% | 615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4945% | 2,408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0648% | 2,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0674% | 1,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1948% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1587% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0984% | 1,532 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3730% | 7,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3554% | 1,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3722% | 384 |
| Percentage Net Loans Charged-off:Construction & development | 1.0585% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1879% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 2,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0912% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4164% | 1,796 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3301% | 8,132 |
| Percentage Net Loans Charged-off: Credit card loans | -8.9059% | 2,067 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0074% | 1,577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2453% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1870% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 0.3401% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2498% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 2,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1263% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5575% | 1,222 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3535% | 8,087 |
| Percentage Net Loans Charged-off: Credit card loans | -8.1425% | 2,044 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0093% | 1,388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1850% | 1,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1928% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 0.5228% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1104% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 1,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2039% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2343% | 1,627 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3420% | 7,966 |
| Percentage Net Loans Charged-off: Credit card loans | -6.1069% | 2,023 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2849% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3281% | 275 |
| Percentage Net Loans Charged-off:Construction & development | 1.0549% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0989% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2134% | 1,184 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3107% | 7,649 |
| Percentage Net Loans Charged-off: Credit card loans | -4.0712% | 1,993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0921% | 777 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2362% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1112% | 1,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.2962% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0291% | 8,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1385% | 1,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1580% | 1,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7765% | 1,411 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1505% | 8,114 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5946% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2448% | 1,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1486% | 836 |
| Percentage Net Loans Charged-off:Construction & development | 0.4038% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0387% | 8,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1851% | 779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2111% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7106% | 1,256 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4865% | 8,355 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1963% | 673 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3020% | 1,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1271% | 872 |
| Percentage Net Loans Charged-off:Construction & development | 0.6362% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0573% | 8,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0961% | 864 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7852% | 8,431 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6807% | 766 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0792% | 8,063 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0416% | 8,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9863% | 6,268 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.7913% | 8,672 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2346% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 5,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 2,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.1109% | 477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 1,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0224% | 8,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0257% | 8,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0081% | 7,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8602% | 2,420 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1322% | 7,459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 6,176 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 8,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0305% | 8,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0352% | 8,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 6,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8941% | 2,134 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0137% | 7,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 7,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 6,890 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0308% | 7,655 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0204% | 7,131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2710% | 1,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3125% | 444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6917% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1174% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9155% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0756% | 1,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3644% | 3,353 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9767% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3366% | 589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3432% | 2,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3016% | 724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.0617% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4600% | 2,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0554% | 2,211 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1747% | 3,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 3,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5989% | 2,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8787% | 859 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1309% | 3,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 2,754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3223% | 2,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0678% | 758 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 3,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2797% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3069% | 3,841 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5108% | 1,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2481% | 894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0968% | 647 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5687% | 463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0441% | 2,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0489% | 2,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3717% | 1,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2268% | 1,869 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9492% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3207% | 2,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1573% | 1,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.5632% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0319% | 1,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8040% | 2,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9524% | 2,393 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6995% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 6,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0216% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0678% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3770% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7802% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1700% | 3,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5688% | 345 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2722% | 330 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2270% | 3,145 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0432% | 6,943 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |