Home > Trust One Bank > Assets and Liabilities
Trust One Bank, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 70 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $359,784,000 | 1,909 |
| Cash and due from depository institutions | $4,728,000 | 2,291 |
| Interest-bearing balances | $670,000 | 5,653 |
| Securities | $29,984,000 | 3,502 |
| Federal funds sold & reverse repurchase agreements | $41,718,000 | 193 |
| Net loans & leases | $251,151,000 | 1,813 |
| Loan loss allowance | $6,616,000 | 1,287 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $10,090,000 | 1,234 |
| Other real estate owned | $321,000 | 2,291 |
| Goodwill and other intangibles | $2,870,000 | 1,056 |
| All other assets | $18,922,000 | 1,218 |
| Life insurance assets | $11,012,000 | 625 |
| Total liabilities and capital | $359,785,000 | 1,909 |
| Total liabilities | $317,334,000 | 1,943 |
| Total deposits | $296,024,000 | 1,907 |
| Interest-bearing deposits | $271,918,000 | 1,816 |
| Deposits held in domestic offices | $296,024,000 | 1,905 |
| % insured | 86.77% | 4,755 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $18,191,000 | 1,829 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,119,000 | 1,513 |
| Total equity capital | $42,451,000 | 1,592 |
| Total bank equity capital | $42,451,000 | 1,591 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $12,527,000 | 406 |
| Surplus | $122,779,000 | 354 |
| Undivided profits | $-92,855,000 | 7,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $7,036,000 | 1,902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $161,000 | 826 |
| Income earned, not collected on loans | $1,233,000 | 2,637 |
| Earning assets | $323,523,000 | 1,929 |
| Long-term assets (5+ years) | $51,293,000 | 2,353 |
| Average Assets, year-to-date | $367,098,000 | 1,866 |
| Average Assets, quarterly | $367,098,000 | 1,866 |
| Volatile liabilities | $93,598,000 | 1,578 |
| Insider loans | $226,000 | 6,095 |
| FHLB advances | $12,016,000 | 2,252 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $41,178,000 | 1,558 |
| Tier 1 (core) risk-based capital | $38,959,000 | 1,650 |
| Tier 2 risk-based capital | $3,413,000 | 1,674 |
| Total risk weighted assets | $269,098,000 | 1,770 |
| Total unused commitments | $41,178,000 | 1,561 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 69 | 2,351 |
| Assets and Liabilities | ||
| Total Assets: | $374,412,000 | 1,845 |
| Cash and due from depository institutions | $5,518,000 | 2,351 |
| Interest-bearing balances | $414,000 | 5,748 |
| Securities | $32,129,000 | 3,339 |
| Federal funds sold & reverse repurchase agreements | $46,498,000 | 157 |
| Net loans & leases | $254,407,000 | 1,840 |
| Loan loss allowance | $7,400,000 | 1,166 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $10,260,000 | 1,230 |
| Other real estate owned | $496,000 | 2,351 |
| Goodwill and other intangibles | $3,013,000 | 1,023 |
| All other assets | $22,091,000 | 1,100 |
| Life insurance assets | $10,929,000 | 626 |
| Total liabilities and capital | $374,411,000 | 1,845 |
| Total liabilities | $332,460,000 | 1,882 |
| Total deposits | $301,824,000 | 1,868 |
| Interest-bearing deposits | $274,749,000 | 1,800 |
| Deposits held in domestic offices | $301,824,000 | 1,866 |
| % insured | 87.40% | 4,589 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $28,286,000 | 1,440 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,350,000 | 1,878 |
| Total equity capital | $41,951,000 | 1,587 |
| Total bank equity capital | $41,951,000 | 1,586 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $12,527,000 | 404 |
| Surplus | $122,768,000 | 345 |
| Undivided profits | $-93,344,000 | 7,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $8,954,000 | 1,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $161,000 | 809 |
| Income earned, not collected on loans | $1,444,000 | 2,351 |
| Earning assets | $333,448,000 | 1,886 |
| Long-term assets (5+ years) | $55,722,000 | 2,183 |
| Average Assets, year-to-date | $418,128,400 | 1,651 |
| Average Assets, quarterly | $396,830,000 | 1,751 |
| Volatile liabilities | $93,063,000 | 1,610 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $22,000,000 | 1,621 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $42,760,000 | 1,520 |
| Tier 1 (core) risk-based capital | $38,251,000 | 1,652 |
| Tier 2 risk-based capital | $3,503,000 | 1,658 |
| Total risk weighted assets | $272,384,000 | 1,806 |
| Total unused commitments | $42,760,000 | 1,521 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 66 | 2,472 |
| Assets and Liabilities | ||
| Total Assets: | $419,248,000 | 1,694 |
| Cash and due from depository institutions | $10,697,000 | 2,472 |
| Interest-bearing balances | $2,262,000 | 4,156 |
| Securities | $34,286,000 | 3,193 |
| Federal funds sold & reverse repurchase agreements | $54,479,000 | 151 |
| Net loans & leases | $283,481,000 | 1,686 |
| Loan loss allowance | $7,965,000 | 1,018 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $10,425,000 | 1,219 |
| Other real estate owned | $3,800,000 | 2,472 |
| Goodwill and other intangibles | $3,159,000 | 1,043 |
| All other assets | $18,921,000 | 1,111 |
| Life insurance assets | $10,837,000 | 631 |
| Total liabilities and capital | $419,248,000 | 1,694 |
| Total liabilities | $374,959,000 | 1,697 |
| Total deposits | $343,969,000 | 1,658 |
| Interest-bearing deposits | $315,446,000 | 1,587 |
| Deposits held in domestic offices | $343,969,000 | 1,655 |
| % insured | 81.91% | 6,165 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $28,379,000 | 1,493 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,611,000 | 1,885 |
| Total equity capital | $44,289,000 | 1,560 |
| Total bank equity capital | $44,289,000 | 1,560 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $12,527,000 | 401 |
| Surplus | $122,760,000 | 350 |
| Undivided profits | $-90,998,000 | 8,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $18,298,000 | 934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $161,000 | 791 |
| Income earned, not collected on loans | $1,351,000 | 2,695 |
| Earning assets | $374,508,000 | 1,716 |
| Long-term assets (5+ years) | $50,990,000 | 2,340 |
| Average Assets, year-to-date | $429,057,500 | 1,629 |
| Average Assets, quarterly | $418,535,500 | 1,684 |
| Volatile liabilities | $138,147,000 | 1,092 |
| Insider loans | $269,000 | 6,044 |
| FHLB advances | $22,025,000 | 1,697 |
| Loans and leases held for sale | $77,000 | 1,760 |
| Unused loan commitments | $56,058,000 | 1,293 |
| Tier 1 (core) risk-based capital | $40,262,000 | 1,588 |
| Tier 2 risk-based capital | $4,005,000 | 1,494 |
| Total risk weighted assets | $316,483,000 | 1,606 |
| Total unused commitments | $56,058,000 | 1,293 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 71 | 2,360 |
| Assets and Liabilities | ||
| Total Assets: | $417,823,000 | 1,703 |
| Cash and due from depository institutions | $7,027,000 | 2,360 |
| Interest-bearing balances | $1,248,000 | 4,503 |
| Securities | $34,500,000 | 3,117 |
| Federal funds sold & reverse repurchase agreements | $13,880,000 | 707 |
| Net loans & leases | $325,532,000 | 1,505 |
| Loan loss allowance | $9,494,000 | 855 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,618,000 | 1,222 |
| Other real estate owned | $3,409,000 | 2,360 |
| Goodwill and other intangibles | $3,311,000 | 1,036 |
| All other assets | $19,546,000 | 1,111 |
| Life insurance assets | $10,744,000 | 645 |
| Total liabilities and capital | $417,823,000 | 1,703 |
| Total liabilities | $376,703,000 | 1,705 |
| Total deposits | $345,124,000 | 1,674 |
| Interest-bearing deposits | $307,557,000 | 1,637 |
| Deposits held in domestic offices | $345,124,000 | 1,670 |
| % insured | 68.23% | 6,346 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $28,466,000 | 1,565 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,113,000 | 1,694 |
| Total equity capital | $41,120,000 | 1,662 |
| Total bank equity capital | $41,120,000 | 1,662 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $12,527,000 | 400 |
| Surplus | $113,766,000 | 377 |
| Undivided profits | $-85,173,000 | 8,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $24,854,000 | 697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $167,000 | 764 |
| Income earned, not collected on loans | $1,592,000 | 2,201 |
| Earning assets | $375,160,000 | 1,728 |
| Long-term assets (5+ years) | $54,695,000 | 2,184 |
| Average Assets, year-to-date | $432,327,330 | 1,634 |
| Average Assets, quarterly | $418,714,500 | 1,699 |
| Volatile liabilities | $137,597,000 | 1,111 |
| Insider loans | $282,000 | 6,062 |
| FHLB advances | $22,030,000 | 1,791 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $57,297,000 | 1,319 |
| Tier 1 (core) risk-based capital | $34,764,000 | 1,891 |
| Tier 2 risk-based capital | $4,527,000 | 1,340 |
| Total risk weighted assets | $357,111,000 | 1,460 |
| Total unused commitments | $57,297,000 | 1,319 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 79 | 2,114 |
| Assets and Liabilities | ||
| Total Assets: | $419,606,000 | 1,715 |
| Cash and due from depository institutions | $3,086,000 | 2,114 |
| Interest-bearing balances | $179,000 | 5,719 |
| Securities | $39,552,000 | 2,809 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $339,813,000 | 1,462 |
| Loan loss allowance | $9,069,000 | 840 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $10,808,000 | 1,202 |
| Other real estate owned | $3,993,000 | 2,114 |
| Goodwill and other intangibles | $3,468,000 | 1,030 |
| All other assets | $18,886,000 | 1,122 |
| Life insurance assets | $10,652,000 | 653 |
| Total liabilities and capital | $419,606,000 | 1,715 |
| Total liabilities | $376,950,000 | 1,718 |
| Total deposits | $324,990,000 | 1,752 |
| Interest-bearing deposits | $295,037,000 | 1,698 |
| Deposits held in domestic offices | $324,990,000 | 1,749 |
| % insured | 67.14% | 6,507 |
| Federal funds purchased & repurchase agreements | $19,964,000 | 757 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $28,564,000 | 1,597 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,432,000 | 1,543 |
| Total equity capital | $42,656,000 | 1,604 |
| Total bank equity capital | $42,656,000 | 1,604 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $12,527,000 | 391 |
| Surplus | $113,774,000 | 371 |
| Undivided profits | $-83,645,000 | 8,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $20,419,000 | 729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $182,000 | 701 |
| Income earned, not collected on loans | $1,741,000 | 2,035 |
| Earning assets | $379,544,000 | 1,726 |
| Long-term assets (5+ years) | $56,772,000 | 2,119 |
| Average Assets, year-to-date | $439,579,500 | 1,615 |
| Average Assets, quarterly | $439,579,500 | 1,615 |
| Volatile liabilities | $154,653,000 | 1,008 |
| Insider loans | $633,000 | 5,085 |
| FHLB advances | $22,035,000 | 1,824 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $72,224,000 | 1,134 |
| Tier 1 (core) risk-based capital | $37,716,000 | 1,736 |
| Tier 2 risk-based capital | $4,599,000 | 1,304 |
| Total risk weighted assets | $363,405,000 | 1,439 |
| Total unused commitments | $72,224,000 | 1,135 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 78 | 2,169 |
| Assets and Liabilities | ||
| Total Assets: | $459,553,000 | 1,547 |
| Cash and due from depository institutions | $7,862,000 | 2,169 |
| Interest-bearing balances | $69,000 | 5,979 |
| Securities | $40,928,000 | 2,712 |
| Federal funds sold & reverse repurchase agreements | $27,340,000 | 323 |
| Net loans & leases | $347,259,000 | 1,440 |
| Loan loss allowance | $7,535,000 | 950 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $11,410,000 | 1,118 |
| Other real estate owned | $3,024,000 | 2,169 |
| Goodwill and other intangibles | $3,630,000 | 1,023 |
| All other assets | $18,100,000 | 1,178 |
| Life insurance assets | $10,560,000 | 659 |
| Total liabilities and capital | $459,553,000 | 1,547 |
| Total liabilities | $415,797,000 | 1,541 |
| Total deposits | $373,109,000 | 1,472 |
| Interest-bearing deposits | $333,822,000 | 1,451 |
| Deposits held in domestic offices | $373,109,000 | 1,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $332,000 | 3,144 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $38,654,000 | 1,424 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,702,000 | 1,469 |
| Total equity capital | $43,756,000 | 1,543 |
| Total bank equity capital | $43,756,000 | 1,543 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $12,527,000 | 393 |
| Surplus | $113,752,000 | 362 |
| Undivided profits | $-82,523,000 | 8,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,301,000 | 1,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $550,000 | 365 |
| Income earned, not collected on loans | $1,854,000 | 2,022 |
| Earning assets | $415,596,000 | 1,547 |
| Long-term assets (5+ years) | $53,873,000 | 2,176 |
| Average Assets, year-to-date | $514,716,200 | 1,309 |
| Average Assets, quarterly | $484,259,000 | 1,452 |
| Volatile liabilities | $162,749,000 | 953 |
| Insider loans | $2,242,000 | 2,943 |
| FHLB advances | $32,040,000 | 1,519 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $81,355,000 | 1,061 |
| Tier 1 (core) risk-based capital | $37,909,000 | 1,681 |
| Tier 2 risk-based capital | $4,775,000 | 1,242 |
| Total risk weighted assets | $379,176,000 | 1,387 |
| Total unused commitments | $81,355,000 | 1,061 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 78 | 2,192 |
| Assets and Liabilities | ||
| Total Assets: | $508,965,000 | 1,358 |
| Cash and due from depository institutions | $4,579,000 | 2,192 |
| Interest-bearing balances | $39,000 | 5,863 |
| Securities | $42,935,000 | 2,570 |
| Federal funds sold & reverse repurchase agreements | $15,047,000 | 798 |
| Net loans & leases | $370,948,000 | 1,332 |
| Loan loss allowance | $8,530,000 | 750 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $11,610,000 | 1,087 |
| Other real estate owned | $4,956,000 | 2,192 |
| Goodwill and other intangibles | $39,843,000 | 283 |
| All other assets | $19,047,000 | 1,108 |
| Life insurance assets | $10,467,000 | 652 |
| Total liabilities and capital | $508,965,000 | 1,358 |
| Total liabilities | $429,554,000 | 1,475 |
| Total deposits | $369,842,000 | 1,455 |
| Interest-bearing deposits | $358,005,000 | 1,318 |
| Deposits held in domestic offices | $369,842,000 | 1,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $533,000 | 3,118 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $55,243,000 | 1,096 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,936,000 | 1,374 |
| Total equity capital | $79,411,000 | 848 |
| Total bank equity capital | $79,411,000 | 848 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $12,527,000 | 384 |
| Surplus | $111,235,000 | 353 |
| Undivided profits | $-44,351,000 | 8,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,626,000 | 669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $558,000 | 342 |
| Income earned, not collected on loans | $1,918,000 | 2,070 |
| Earning assets | $428,969,000 | 1,494 |
| Long-term assets (5+ years) | $53,926,000 | 2,132 |
| Average Assets, year-to-date | $528,507,000 | 1,279 |
| Average Assets, quarterly | $510,956,500 | 1,347 |
| Volatile liabilities | $138,489,000 | 1,082 |
| Insider loans | $2,282,000 | 2,915 |
| FHLB advances | $48,545,000 | 1,145 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $85,867,000 | 1,082 |
| Tier 1 (core) risk-based capital | $37,481,000 | 1,728 |
| Tier 2 risk-based capital | $5,101,000 | 1,115 |
| Total risk weighted assets | $404,662,000 | 1,282 |
| Total unused commitments | $85,867,000 | 1,083 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 81 | 2,138 |
| Assets and Liabilities | ||
| Total Assets: | $512,948,000 | 1,342 |
| Cash and due from depository institutions | $6,688,000 | 2,138 |
| Interest-bearing balances | $39,000 | 5,811 |
| Securities | $45,123,000 | 2,522 |
| Federal funds sold & reverse repurchase agreements | $588,000 | 5,109 |
| Net loans & leases | $377,743,000 | 1,298 |
| Loan loss allowance | $11,454,000 | 567 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,764,000 | 1,061 |
| Other real estate owned | $2,557,000 | 2,138 |
| Goodwill and other intangibles | $49,906,000 | 261 |
| All other assets | $18,579,000 | 1,094 |
| Life insurance assets | $10,370,000 | 650 |
| Total liabilities and capital | $512,948,000 | 1,342 |
| Total liabilities | $422,744,000 | 1,502 |
| Total deposits | $361,350,000 | 1,501 |
| Interest-bearing deposits | $351,142,000 | 1,326 |
| Deposits held in domestic offices | $361,350,000 | 1,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $982,000 | 2,943 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $56,828,000 | 1,043 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,584,000 | 1,466 |
| Total equity capital | $90,204,000 | 760 |
| Total bank equity capital | $90,204,000 | 760 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $12,527,000 | 378 |
| Surplus | $111,235,000 | 349 |
| Undivided profits | $-33,558,000 | 8,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,291,000 | 444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $325,000 | 464 |
| Income earned, not collected on loans | $1,788,000 | 2,154 |
| Earning assets | $423,493,000 | 1,516 |
| Long-term assets (5+ years) | $52,468,000 | 2,160 |
| Average Assets, year-to-date | $535,021,000 | 1,264 |
| Average Assets, quarterly | $530,794,500 | 1,287 |
| Volatile liabilities | $129,166,000 | 1,150 |
| Insider loans | $3,456,000 | 2,188 |
| FHLB advances | $50,049,000 | 1,065 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $90,395,000 | 1,071 |
| Tier 1 (core) risk-based capital | $38,312,000 | 1,711 |
| Tier 2 risk-based capital | $5,193,000 | 1,063 |
| Total risk weighted assets | $409,147,000 | 1,269 |
| Total unused commitments | $90,395,000 | 1,071 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 86 | 1,990 |
| Assets and Liabilities | ||
| Total Assets: | $548,641,000 | 1,250 |
| Cash and due from depository institutions | $12,182,000 | 1,990 |
| Interest-bearing balances | $39,000 | 5,773 |
| Securities | $41,988,000 | 2,658 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $380,606,000 | 1,262 |
| Loan loss allowance | $9,343,000 | 625 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $11,794,000 | 1,059 |
| Other real estate owned | $4,663,000 | 1,990 |
| Goodwill and other intangibles | $77,086,000 | 201 |
| All other assets | $20,322,000 | 973 |
| Life insurance assets | $10,276,000 | 646 |
| Total liabilities and capital | $548,641,000 | 1,250 |
| Total liabilities | $435,497,000 | 1,435 |
| Total deposits | $354,520,000 | 1,517 |
| Interest-bearing deposits | $343,071,000 | 1,360 |
| Deposits held in domestic offices | $354,520,000 | 1,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,002,000 | 956 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $60,113,000 | 931 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,862,000 | 1,478 |
| Total equity capital | $113,144,000 | 620 |
| Total bank equity capital | $113,144,000 | 620 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $12,527,000 | 376 |
| Surplus | $104,754,000 | 362 |
| Undivided profits | $-4,137,000 | 8,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,300,000 | 1,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $251,000 | 502 |
| Income earned, not collected on loans | $2,138,000 | 1,806 |
| Earning assets | $422,633,000 | 1,516 |
| Long-term assets (5+ years) | $42,082,000 | 2,441 |
| Average Assets, year-to-date | $546,057,500 | 1,233 |
| Average Assets, quarterly | $546,057,500 | 1,233 |
| Volatile liabilities | $148,905,000 | 993 |
| Insider loans | $4,117,000 | 1,849 |
| FHLB advances | $53,254,000 | 967 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $106,033,000 | 970 |
| Tier 1 (core) risk-based capital | $36,940,000 | 1,767 |
| Tier 2 risk-based capital | $5,262,000 | 1,018 |
| Total risk weighted assets | $416,841,000 | 1,224 |
| Total unused commitments | $106,033,000 | 970 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 86 | 2,013 |
| Assets and Liabilities | ||
| Total Assets: | $543,474,000 | 1,244 |
| Cash and due from depository institutions | $5,720,000 | 2,013 |
| Interest-bearing balances | $56,000 | 5,306 |
| Securities | $39,301,000 | 2,805 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $386,659,000 | 1,232 |
| Loan loss allowance | $6,398,000 | 876 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $11,688,000 | 1,082 |
| Other real estate owned | $2,971,000 | 2,013 |
| Goodwill and other intangibles | $77,695,000 | 199 |
| All other assets | $19,440,000 | 1,004 |
| Life insurance assets | $10,177,000 | 649 |
| Total liabilities and capital | $543,474,000 | 1,244 |
| Total liabilities | $429,115,000 | 1,417 |
| Total deposits | $351,042,000 | 1,527 |
| Interest-bearing deposits | $338,078,000 | 1,363 |
| Deposits held in domestic offices | $351,042,000 | 1,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,987,000 | 889 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $54,397,000 | 954 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,689,000 | 1,509 |
| Total equity capital | $114,359,000 | 610 |
| Total bank equity capital | $114,359,000 | 610 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $12,527,000 | 373 |
| Surplus | $103,523,000 | 356 |
| Undivided profits | $-1,691,000 | 8,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,219,000 | 2,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $562,000 | 304 |
| Income earned, not collected on loans | $2,398,000 | 1,735 |
| Earning assets | $426,016,000 | 1,470 |
| Long-term assets (5+ years) | $37,573,000 | 2,459 |
| Average Assets, year-to-date | $535,858,000 | 1,214 |
| Average Assets, quarterly | $533,961,000 | 1,252 |
| Volatile liabilities | $150,346,000 | 990 |
| Insider loans | $10,417,000 | 700 |
| FHLB advances | $47,459,000 | 991 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $96,110,000 | 1,061 |
| Tier 1 (core) risk-based capital | $38,139,000 | 1,706 |
| Tier 2 risk-based capital | $5,253,000 | 1,012 |
| Total risk weighted assets | $418,168,000 | 1,209 |
| Total unused commitments | $96,110,000 | 1,061 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 84 | 2,046 |
| Assets and Liabilities | ||
| Total Assets: | $524,448,000 | 1,269 |
| Cash and due from depository institutions | $10,838,000 | 2,046 |
| Interest-bearing balances | $37,000 | 5,521 |
| Securities | $41,334,000 | 2,691 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $362,217,000 | 1,289 |
| Loan loss allowance | $6,006,000 | 890 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $11,275,000 | 1,106 |
| Other real estate owned | $682,000 | 2,046 |
| Goodwill and other intangibles | $77,868,000 | 194 |
| All other assets | $20,234,000 | 947 |
| Life insurance assets | $10,085,000 | 637 |
| Total liabilities and capital | $524,448,000 | 1,269 |
| Total liabilities | $411,319,000 | 1,457 |
| Total deposits | $330,155,000 | 1,607 |
| Interest-bearing deposits | $317,432,000 | 1,449 |
| Deposits held in domestic offices | $330,155,000 | 1,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,351,000 | 669 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $49,078,000 | 948 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,735,000 | 1,492 |
| Total equity capital | $113,129,000 | 611 |
| Total bank equity capital | $113,129,000 | 611 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $12,527,000 | 358 |
| Surplus | $101,510,000 | 351 |
| Undivided profits | $-908,000 | 7,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,774,000 | 976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $248,000 | 507 |
| Income earned, not collected on loans | $2,413,000 | 1,858 |
| Earning assets | $403,588,000 | 1,535 |
| Long-term assets (5+ years) | $30,154,000 | 2,778 |
| Average Assets, year-to-date | $533,954,000 | 1,217 |
| Average Assets, quarterly | $527,224,500 | 1,253 |
| Volatile liabilities | $158,148,000 | 911 |
| Insider loans | $10,818,000 | 654 |
| FHLB advances | $42,063,000 | 980 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $97,314,000 | 1,055 |
| Tier 1 (core) risk-based capital | $36,813,000 | 1,749 |
| Tier 2 risk-based capital | $5,066,000 | 1,033 |
| Total risk weighted assets | $394,702,000 | 1,253 |
| Total unused commitments | $97,314,000 | 1,056 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 89 | 1,963 |
| Assets and Liabilities | ||
| Total Assets: | $530,001,000 | 1,265 |
| Cash and due from depository institutions | $11,018,000 | 1,963 |
| Interest-bearing balances | $186,000 | 4,056 |
| Securities | $43,461,000 | 2,580 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $367,167,000 | 1,280 |
| Loan loss allowance | $5,353,000 | 970 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,086,000 | 1,114 |
| Other real estate owned | $0 | 1,963 |
| Goodwill and other intangibles | $78,048,000 | 202 |
| All other assets | $19,221,000 | 994 |
| Life insurance assets | $9,993,000 | 629 |
| Total liabilities and capital | $530,001,000 | 1,265 |
| Total liabilities | $415,535,000 | 1,435 |
| Total deposits | $358,887,000 | 1,494 |
| Interest-bearing deposits | $336,176,000 | 1,372 |
| Deposits held in domestic offices | $358,887,000 | 1,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,565,000 | 1,035 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $39,160,000 | 1,070 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,923,000 | 1,403 |
| Total equity capital | $114,466,000 | 607 |
| Total bank equity capital | $114,466,000 | 607 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $12,527,000 | 358 |
| Surplus | $101,124,000 | 365 |
| Undivided profits | $815,000 | 7,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,856,000 | 1,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $254,000 | 501 |
| Income earned, not collected on loans | $2,198,000 | 1,902 |
| Earning assets | $410,814,000 | 1,498 |
| Long-term assets (5+ years) | $30,935,000 | 2,668 |
| Average Assets, year-to-date | $537,122,670 | 1,234 |
| Average Assets, quarterly | $539,690,000 | 1,238 |
| Volatile liabilities | $142,011,000 | 999 |
| Insider loans | $13,623,000 | 503 |
| FHLB advances | $32,068,000 | 1,145 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $90,115,000 | 1,151 |
| Tier 1 (core) risk-based capital | $38,266,000 | 1,687 |
| Tier 2 risk-based capital | $5,107,000 | 1,031 |
| Total risk weighted assets | $394,015,000 | 1,259 |
| Total unused commitments | $90,115,000 | 1,153 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 89 | 1,971 |
| Assets and Liabilities | ||
| Total Assets: | $549,379,000 | 1,220 |
| Cash and due from depository institutions | $10,988,000 | 1,971 |
| Interest-bearing balances | $142,000 | 4,340 |
| Securities | $48,800,000 | 2,355 |
| Federal funds sold & reverse repurchase agreements | $21,368,000 | 892 |
| Net loans & leases | $363,607,000 | 1,273 |
| Loan loss allowance | $5,112,000 | 1,011 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,713,000 | 1,417 |
| Other real estate owned | $0 | 1,971 |
| Goodwill and other intangibles | $78,234,000 | 196 |
| All other assets | $17,669,000 | 1,030 |
| Life insurance assets | $9,902,000 | 623 |
| Total liabilities and capital | $549,379,000 | 1,220 |
| Total liabilities | $435,219,000 | 1,369 |
| Total deposits | $388,359,000 | 1,353 |
| Interest-bearing deposits | $368,319,000 | 1,224 |
| Deposits held in domestic offices | $388,359,000 | 1,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,090,000 | 1,438 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $36,955,000 | 1,068 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,815,000 | 1,445 |
| Total equity capital | $114,160,000 | 599 |
| Total bank equity capital | $114,160,000 | 599 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $12,527,000 | 345 |
| Surplus | $100,494,000 | 356 |
| Undivided profits | $1,139,000 | 6,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,480,000 | 792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,193,000 | 1,854 |
| Earning assets | $433,917,000 | 1,401 |
| Long-term assets (5+ years) | $33,870,000 | 2,498 |
| Average Assets, year-to-date | $540,683,500 | 1,226 |
| Average Assets, quarterly | $540,683,500 | 1,226 |
| Volatile liabilities | $138,832,000 | 993 |
| Insider loans | $14,578,000 | 446 |
| FHLB advances | $32,073,000 | 1,120 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $99,840,000 | 1,053 |
| Tier 1 (core) risk-based capital | $37,534,000 | 1,708 |
| Tier 2 risk-based capital | $5,166,000 | 1,006 |
| Total risk weighted assets | $390,610,000 | 1,247 |
| Total unused commitments | $99,840,000 | 1,053 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 86 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $531,988,000 | 1,231 |
| Cash and due from depository institutions | $8,444,000 | 2,018 |
| Interest-bearing balances | $106,000 | 4,647 |
| Securities | $51,222,000 | 2,279 |
| Federal funds sold & reverse repurchase agreements | $12,666,000 | 1,298 |
| Net loans & leases | $355,051,000 | 1,287 |
| Loan loss allowance | $4,346,000 | 1,180 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,535,000 | 1,417 |
| Other real estate owned | $0 | 2,018 |
| Goodwill and other intangibles | $78,426,000 | 187 |
| All other assets | $17,644,000 | 1,051 |
| Life insurance assets | $9,821,000 | 615 |
| Total liabilities and capital | $531,988,000 | 1,231 |
| Total liabilities | $418,381,000 | 1,407 |
| Total deposits | $379,876,000 | 1,369 |
| Interest-bearing deposits | $352,218,000 | 1,268 |
| Deposits held in domestic offices | $379,876,000 | 1,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,096,000 | 1,384 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $27,019,000 | 1,402 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,390,000 | 1,278 |
| Total equity capital | $113,607,000 | 591 |
| Total bank equity capital | $113,607,000 | 591 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $12,527,000 | 337 |
| Surplus | $100,373,000 | 343 |
| Undivided profits | $707,000 | 7,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,949,000 | 1,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,331,000 | 1,780 |
| Earning assets | $419,045,000 | 1,436 |
| Long-term assets (5+ years) | $34,783,000 | 2,388 |
| Average Assets, year-to-date | $533,852,000 | 1,169 |
| Average Assets, quarterly | $534,490,000 | 1,210 |
| Volatile liabilities | $139,711,000 | 1,108 |
| Insider loans | $14,982,000 | 423 |
| FHLB advances | $22,078,000 | 1,502 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $122,982,000 | 862 |
| Tier 1 (core) risk-based capital | $36,801,000 | 1,709 |
| Tier 2 risk-based capital | $4,748,000 | 1,079 |
| Total risk weighted assets | $386,589,000 | 1,247 |
| Total unused commitments | $122,982,000 | 862 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 84 | 2,097 |
| Assets and Liabilities | ||
| Total Assets: | $536,992,000 | 1,223 |
| Cash and due from depository institutions | $11,201,000 | 2,097 |
| Interest-bearing balances | $104,000 | 4,680 |
| Securities | $53,722,000 | 2,202 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $367,302,000 | 1,235 |
| Loan loss allowance | $4,669,000 | 1,109 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,251,000 | 1,441 |
| Other real estate owned | $123,000 | 2,097 |
| Goodwill and other intangibles | $78,624,000 | 193 |
| All other assets | $17,769,000 | 1,053 |
| Life insurance assets | $9,707,000 | 594 |
| Total liabilities and capital | $536,992,000 | 1,223 |
| Total liabilities | $424,072,000 | 1,372 |
| Total deposits | $386,734,000 | 1,327 |
| Interest-bearing deposits | $367,024,000 | 1,177 |
| Deposits held in domestic offices | $386,734,000 | 1,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,371,000 | 1,504 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $27,082,000 | 1,460 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,885,000 | 1,387 |
| Total equity capital | $112,920,000 | 594 |
| Total bank equity capital | $112,920,000 | 594 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $12,527,000 | 326 |
| Surplus | $100,336,000 | 350 |
| Undivided profits | $57,000 | 7,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,420,000 | 1,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,332,000 | 1,755 |
| Earning assets | $421,128,000 | 1,417 |
| Long-term assets (5+ years) | $37,060,000 | 2,268 |
| Average Assets, year-to-date | $534,318,000 | 1,182 |
| Average Assets, quarterly | $533,884,500 | 1,208 |
| Volatile liabilities | $126,034,000 | 1,206 |
| Insider loans | $16,552,000 | 370 |
| FHLB advances | $22,082,000 | 1,559 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $110,863,000 | 962 |
| Tier 1 (core) risk-based capital | $36,071,000 | 1,741 |
| Tier 2 risk-based capital | $5,027,000 | 1,020 |
| Total risk weighted assets | $393,947,000 | 1,205 |
| Total unused commitments | $110,863,000 | 963 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 81 | 2,174 |
| Assets and Liabilities | ||
| Total Assets: | $530,777,000 | 1,213 |
| Cash and due from depository institutions | $13,898,000 | 2,174 |
| Interest-bearing balances | $103,000 | 4,745 |
| Securities | $54,448,000 | 2,153 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $358,208,000 | 1,248 |
| Loan loss allowance | $4,826,000 | 1,058 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,894,000 | 1,482 |
| Other real estate owned | $210,000 | 2,174 |
| Goodwill and other intangibles | $78,829,000 | 193 |
| All other assets | $17,290,000 | 1,068 |
| Life insurance assets | $9,632,000 | 594 |
| Total liabilities and capital | $530,777,000 | 1,213 |
| Total liabilities | $417,880,000 | 1,385 |
| Total deposits | $376,641,000 | 1,342 |
| Interest-bearing deposits | $354,111,000 | 1,209 |
| Deposits held in domestic offices | $376,641,000 | 1,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,643,000 | 1,231 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $29,221,000 | 1,390 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,375,000 | 1,916 |
| Total equity capital | $112,897,000 | 585 |
| Total bank equity capital | $112,897,000 | 585 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $12,527,000 | 315 |
| Surplus | $100,310,000 | 353 |
| Undivided profits | $60,000 | 7,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,099,000 | 860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,079,000 | 1,771 |
| Earning assets | $412,759,000 | 1,429 |
| Long-term assets (5+ years) | $42,397,000 | 2,044 |
| Average Assets, year-to-date | $533,426,670 | 1,178 |
| Average Assets, quarterly | $531,012,500 | 1,195 |
| Volatile liabilities | $109,202,000 | 1,364 |
| Insider loans | $18,096,000 | 318 |
| FHLB advances | $24,164,000 | 1,493 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $104,755,000 | 1,001 |
| Tier 1 (core) risk-based capital | $36,381,000 | 1,690 |
| Tier 2 risk-based capital | $5,162,000 | 983 |
| Total risk weighted assets | $384,560,000 | 1,213 |
| Total unused commitments | $104,755,000 | 1,001 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 80 | 2,183 |
| Assets and Liabilities | ||
| Total Assets: | $531,248,000 | 1,185 |
| Cash and due from depository institutions | $9,012,000 | 2,183 |
| Interest-bearing balances | $93,000 | 5,154 |
| Securities | $57,854,000 | 2,075 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $360,027,000 | 1,195 |
| Loan loss allowance | $4,783,000 | 1,058 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,081,000 | 1,395 |
| Other real estate owned | $210,000 | 2,183 |
| Goodwill and other intangibles | $79,046,000 | 186 |
| All other assets | $17,018,000 | 1,048 |
| Life insurance assets | $9,557,000 | 573 |
| Total liabilities and capital | $531,248,000 | 1,185 |
| Total liabilities | $417,907,000 | 1,360 |
| Total deposits | $340,954,000 | 1,475 |
| Interest-bearing deposits | $298,200,000 | 1,440 |
| Deposits held in domestic offices | $340,954,000 | 1,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,200,000 | 701 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $50,677,000 | 880 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,076,000 | 2,114 |
| Total equity capital | $113,341,000 | 573 |
| Total bank equity capital | $113,341,000 | 573 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $12,527,000 | 306 |
| Surplus | $100,248,000 | 339 |
| Undivided profits | $566,000 | 7,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,625,000 | 1,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,124,000 | 1,621 |
| Earning assets | $417,974,000 | 1,387 |
| Long-term assets (5+ years) | $45,274,000 | 1,912 |
| Average Assets, year-to-date | $534,751,500 | 1,170 |
| Average Assets, quarterly | $534,751,500 | 1,170 |
| Volatile liabilities | $141,670,000 | 1,033 |
| Insider loans | $20,893,000 | 259 |
| FHLB advances | $45,563,000 | 896 |
| Loans and leases held for sale | $83,000 | 1,629 |
| Unused loan commitments | $90,946,000 | 1,109 |
| Tier 1 (core) risk-based capital | $36,610,000 | 1,646 |
| Tier 2 risk-based capital | $5,103,000 | 976 |
| Total risk weighted assets | $383,563,000 | 1,176 |
| Total unused commitments | $90,946,000 | 1,109 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 78 | 2,240 |
| Assets and Liabilities | ||
| Total Assets: | $538,255,000 | 1,157 |
| Cash and due from depository institutions | $14,422,000 | 2,240 |
| Interest-bearing balances | $92,000 | 5,209 |
| Securities | $59,849,000 | 2,007 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $360,454,000 | 1,179 |
| Loan loss allowance | $4,923,000 | 1,005 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,645,000 | 1,458 |
| Other real estate owned | $310,000 | 2,240 |
| Goodwill and other intangibles | $79,266,000 | 184 |
| All other assets | $16,309,000 | 1,069 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $538,255,000 | 1,157 |
| Total liabilities | $424,093,000 | 1,334 |
| Total deposits | $348,278,000 | 1,418 |
| Interest-bearing deposits | $302,717,000 | 1,390 |
| Deposits held in domestic offices | $348,278,000 | 1,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,809,000 | 591 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,759,000 | 1,074 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,247,000 | 1,962 |
| Total equity capital | $114,162,000 | 565 |
| Total bank equity capital | $114,162,000 | 565 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $12,527,000 | 298 |
| Surplus | $100,160,000 | 332 |
| Undivided profits | $1,475,000 | 6,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,261,000 | 1,931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,970,000 | 1,780 |
| Earning assets | $420,395,000 | 1,370 |
| Long-term assets (5+ years) | $47,846,000 | 1,820 |
| Average Assets, year-to-date | $531,388,600 | 1,116 |
| Average Assets, quarterly | $537,530,000 | 1,140 |
| Volatile liabilities | $152,630,000 | 959 |
| Insider loans | $20,334,000 | 261 |
| FHLB advances | $35,591,000 | 1,093 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $87,596,000 | 1,106 |
| Tier 1 (core) risk-based capital | $37,159,000 | 1,585 |
| Tier 2 risk-based capital | $5,050,000 | 967 |
| Total risk weighted assets | $386,792,000 | 1,142 |
| Total unused commitments | $87,596,000 | 1,106 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 72 | 2,412 |
| Assets and Liabilities | ||
| Total Assets: | $536,805,000 | 1,138 |
| Cash and due from depository institutions | $10,538,000 | 2,412 |
| Interest-bearing balances | $91,000 | 5,255 |
| Securities | $59,177,000 | 2,025 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $363,579,000 | 1,135 |
| Loan loss allowance | $5,038,000 | 967 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,806,000 | 1,386 |
| Other real estate owned | $595,000 | 2,412 |
| Goodwill and other intangibles | $79,446,000 | 178 |
| All other assets | $15,664,000 | 1,093 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $536,805,000 | 1,138 |
| Total liabilities | $421,893,000 | 1,310 |
| Total deposits | $364,612,000 | 1,313 |
| Interest-bearing deposits | $319,370,000 | 1,276 |
| Deposits held in domestic offices | $364,612,000 | 1,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,282,000 | 1,009 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $42,895,000 | 1,020 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,104,000 | 1,994 |
| Total equity capital | $114,912,000 | 555 |
| Total bank equity capital | $114,912,000 | 555 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $12,527,000 | 285 |
| Surplus | $100,157,000 | 324 |
| Undivided profits | $2,228,000 | 6,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,476,000 | 1,736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,890,000 | 1,787 |
| Earning assets | $422,847,000 | 1,326 |
| Long-term assets (5+ years) | $46,881,000 | 1,850 |
| Average Assets, year-to-date | $529,672,000 | 1,106 |
| Average Assets, quarterly | $537,801,500 | 1,119 |
| Volatile liabilities | $143,749,000 | 966 |
| Insider loans | $10,908,000 | 551 |
| FHLB advances | $37,674,000 | 1,047 |
| Loans and leases held for sale | $224,000 | 1,511 |
| Unused loan commitments | $78,919,000 | 1,194 |
| Tier 1 (core) risk-based capital | $35,336,000 | 1,624 |
| Tier 2 risk-based capital | $4,985,000 | 959 |
| Total risk weighted assets | $382,329,000 | 1,133 |
| Total unused commitments | $78,919,000 | 1,194 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 77 | 2,250 |
| Assets and Liabilities | ||
| Total Assets: | $538,798,000 | 1,101 |
| Cash and due from depository institutions | $15,544,000 | 2,250 |
| Interest-bearing balances | $86,000 | 5,279 |
| Securities | $56,876,000 | 2,096 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $362,189,000 | 1,112 |
| Loan loss allowance | $5,061,000 | 948 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,964,000 | 1,338 |
| Other real estate owned | $0 | 2,250 |
| Goodwill and other intangibles | $79,681,000 | 177 |
| All other assets | $16,544,000 | 1,008 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $538,798,000 | 1,101 |
| Total liabilities | $422,740,000 | 1,264 |
| Total deposits | $351,081,000 | 1,338 |
| Interest-bearing deposits | $303,267,000 | 1,323 |
| Deposits held in domestic offices | $351,081,000 | 1,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,100,000 | 660 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $42,978,000 | 1,032 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,581,000 | 1,599 |
| Total equity capital | $116,058,000 | 538 |
| Total bank equity capital | $116,058,000 | 538 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $12,527,000 | 267 |
| Surplus | $100,155,000 | 315 |
| Undivided profits | $3,376,000 | 5,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,720,000 | 1,453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,769,000 | 1,735 |
| Earning assets | $419,151,000 | 1,304 |
| Long-term assets (5+ years) | $54,391,000 | 1,682 |
| Average Assets, year-to-date | $527,294,330 | 1,093 |
| Average Assets, quarterly | $528,714,000 | 1,106 |
| Volatile liabilities | $145,675,000 | 928 |
| Insider loans | $6,584,000 | 952 |
| FHLB advances | $37,704,000 | 1,066 |
| Loans and leases held for sale | $242,000 | 1,486 |
| Unused loan commitments | $79,643,000 | 1,146 |
| Tier 1 (core) risk-based capital | $35,976,000 | 1,542 |
| Tier 2 risk-based capital | $4,973,000 | 938 |
| Total risk weighted assets | $381,086,000 | 1,113 |
| Total unused commitments | $79,643,000 | 1,146 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 74 | 2,312 |
| Assets and Liabilities | ||
| Total Assets: | $518,630,000 | 1,127 |
| Cash and due from depository institutions | $10,089,000 | 2,312 |
| Interest-bearing balances | $86,000 | 5,374 |
| Securities | $54,237,000 | 2,246 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $353,033,000 | 1,111 |
| Loan loss allowance | $5,378,000 | 894 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,492,000 | 1,619 |
| Other real estate owned | $201,000 | 2,312 |
| Goodwill and other intangibles | $79,923,000 | 174 |
| All other assets | $14,655,000 | 1,100 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $518,630,000 | 1,127 |
| Total liabilities | $402,258,000 | 1,319 |
| Total deposits | $334,861,000 | 1,401 |
| Interest-bearing deposits | $293,819,000 | 1,351 |
| Deposits held in domestic offices | $334,861,000 | 1,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,500,000 | 663 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $41,517,000 | 1,019 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,380,000 | 2,541 |
| Total equity capital | $116,372,000 | 517 |
| Total bank equity capital | $116,372,000 | 517 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $12,527,000 | 255 |
| Surplus | $100,022,000 | 309 |
| Undivided profits | $3,823,000 | 5,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,103,000 | 541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,679,000 | 1,781 |
| Earning assets | $407,356,000 | 1,324 |
| Long-term assets (5+ years) | $54,993,000 | 1,702 |
| Average Assets, year-to-date | $521,542,500 | 1,108 |
| Average Assets, quarterly | $521,542,500 | 1,108 |
| Volatile liabilities | $109,620,000 | 1,131 |
| Insider loans | $5,632,000 | 1,087 |
| FHLB advances | $37,734,000 | 1,029 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $78,382,000 | 1,146 |
| Tier 1 (core) risk-based capital | $36,232,000 | 1,502 |
| Tier 2 risk-based capital | $4,865,000 | 947 |
| Total risk weighted assets | $369,340,000 | 1,127 |
| Total unused commitments | $78,382,000 | 1,146 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 74 | 2,318 |
| Assets and Liabilities | ||
| Total Assets: | $524,455,000 | 1,104 |
| Cash and due from depository institutions | $10,680,000 | 2,318 |
| Interest-bearing balances | $81,000 | 5,417 |
| Securities | $58,463,000 | 2,126 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $354,060,000 | 1,104 |
| Loan loss allowance | $4,892,000 | 967 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,386,000 | 1,623 |
| Other real estate owned | $170,000 | 2,318 |
| Goodwill and other intangibles | $80,153,000 | 173 |
| All other assets | $14,543,000 | 1,081 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $524,455,000 | 1,104 |
| Total liabilities | $408,179,000 | 1,291 |
| Total deposits | $327,447,000 | 1,426 |
| Interest-bearing deposits | $285,019,000 | 1,384 |
| Deposits held in domestic offices | $327,447,000 | 1,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,667,000 | 528 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $41,594,000 | 1,046 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,471,000 | 2,407 |
| Total equity capital | $116,276,000 | 512 |
| Total bank equity capital | $116,276,000 | 512 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $12,527,000 | 244 |
| Surplus | $100,013,000 | 313 |
| Undivided profits | $3,736,000 | 5,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,989,000 | 565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,554,000 | 1,902 |
| Earning assets | $412,604,000 | 1,304 |
| Long-term assets (5+ years) | $58,481,000 | 1,671 |
| Average Assets, year-to-date | $483,206,600 | 1,137 |
| Average Assets, quarterly | $520,352,000 | 1,096 |
| Volatile liabilities | $116,349,000 | 1,049 |
| Insider loans | $7,858,000 | 738 |
| FHLB advances | $37,755,000 | 1,035 |
| Loans and leases held for sale | $48,000 | 1,721 |
| Unused loan commitments | $76,150,000 | 1,134 |
| Tier 1 (core) risk-based capital | $35,314,000 | 1,513 |
| Tier 2 risk-based capital | $5,008,000 | 923 |
| Total risk weighted assets | $367,478,000 | 1,116 |
| Total unused commitments | $76,150,000 | 1,135 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 74 | 2,308 |
| Assets and Liabilities | ||
| Total Assets: | $516,249,000 | 1,107 |
| Cash and due from depository institutions | $11,191,000 | 2,308 |
| Interest-bearing balances | $81,000 | 5,480 |
| Securities | $64,161,000 | 1,927 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $341,647,000 | 1,113 |
| Loan loss allowance | $4,752,000 | 979 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,538,000 | 1,866 |
| Other real estate owned | $0 | 2,308 |
| Goodwill and other intangibles | $79,371,000 | 174 |
| All other assets | $14,341,000 | 1,072 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $516,249,000 | 1,107 |
| Total liabilities | $401,849,000 | 1,282 |
| Total deposits | $323,587,000 | 1,407 |
| Interest-bearing deposits | $283,272,000 | 1,370 |
| Deposits held in domestic offices | $323,587,000 | 1,403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,254,000 | 448 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $28,582,000 | 1,363 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,426,000 | 2,466 |
| Total equity capital | $114,400,000 | 518 |
| Total bank equity capital | $114,400,000 | 518 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $12,527,000 | 239 |
| Surplus | $100,013,000 | 318 |
| Undivided profits | $1,860,000 | 6,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,259,000 | 862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,641,000 | 1,847 |
| Earning assets | $405,889,000 | 1,298 |
| Long-term assets (5+ years) | $60,157,000 | 1,643 |
| Average Assets, year-to-date | $472,894,500 | 1,160 |
| Average Assets, quarterly | $504,629,500 | 1,121 |
| Volatile liabilities | $125,719,000 | 945 |
| Insider loans | $6,941,000 | 836 |
| FHLB advances | $24,817,000 | 1,392 |
| Loans and leases held for sale | $193,000 | 1,520 |
| Unused loan commitments | $77,322,000 | 1,122 |
| Tier 1 (core) risk-based capital | $34,510,000 | 1,526 |
| Tier 2 risk-based capital | $4,483,000 | 1,013 |
| Total risk weighted assets | $358,328,000 | 1,123 |
| Total unused commitments | $77,322,000 | 1,123 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 72 | 2,393 |
| Assets and Liabilities | ||
| Total Assets: | $493,010,000 | 1,138 |
| Cash and due from depository institutions | $4,733,000 | 2,393 |
| Interest-bearing balances | $211,000 | 4,439 |
| Securities | $68,891,000 | 1,825 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,292 |
| Net loans & leases | $311,721,000 | 1,192 |
| Loan loss allowance | $4,624,000 | 998 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,516,000 | 1,844 |
| Other real estate owned | $177,000 | 2,393 |
| Goodwill and other intangibles | $78,627,000 | 164 |
| All other assets | $15,045,000 | 1,028 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $493,010,000 | 1,138 |
| Total liabilities | $382,003,000 | 1,339 |
| Total deposits | $334,533,000 | 1,337 |
| Interest-bearing deposits | $293,240,000 | 1,297 |
| Deposits held in domestic offices | $334,533,000 | 1,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,429,000 | 984 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $32,809,000 | 1,236 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,232,000 | 2,526 |
| Total equity capital | $111,007,000 | 513 |
| Total bank equity capital | $111,007,000 | 513 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $12,527,000 | 236 |
| Surplus | $98,462,000 | 314 |
| Undivided profits | $18,000 | 8,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,340,000 | 2,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,545,000 | 1,827 |
| Earning assets | $389,123,000 | 1,334 |
| Long-term assets (5+ years) | $35,776,000 | 2,481 |
| Average Assets, year-to-date | $458,443,000 | 1,187 |
| Average Assets, quarterly | $471,482,500 | 1,173 |
| Volatile liabilities | $95,748,000 | 1,174 |
| Insider loans | $5,502,000 | 1,029 |
| FHLB advances | $29,000,000 | 1,220 |
| Loans and leases held for sale | $175,000 | 1,533 |
| Unused loan commitments | $89,047,000 | 981 |
| Tier 1 (core) risk-based capital | $32,776,000 | 1,579 |
| Tier 2 risk-based capital | $4,236,000 | 1,045 |
| Total risk weighted assets | $338,517,000 | 1,158 |
| Total unused commitments | $89,047,000 | 981 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 73 | 2,346 |
| Assets and Liabilities | ||
| Total Assets: | $449,955,000 | 1,229 |
| Cash and due from depository institutions | $10,436,000 | 2,346 |
| Interest-bearing balances | $118,000 | 5,100 |
| Securities | $82,131,000 | 1,575 |
| Federal funds sold & reverse repurchase agreements | $21,700,000 | 644 |
| Net loans & leases | $315,170,000 | 1,148 |
| Loan loss allowance | $4,253,000 | 1,080 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,524,000 | 1,802 |
| Other real estate owned | $197,000 | 2,346 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $14,797,000 | 998 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $449,955,000 | 1,229 |
| Total liabilities | $415,989,000 | 1,197 |
| Total deposits | $371,344,000 | 1,160 |
| Interest-bearing deposits | $330,077,000 | 1,113 |
| Deposits held in domestic offices | $371,344,000 | 1,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,799,000 | 1,029 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $32,853,000 | 1,147 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $993,000 | 3,231 |
| Total equity capital | $33,966,000 | 1,643 |
| Total bank equity capital | $33,966,000 | 1,643 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $12,462,000 | 234 |
| Surplus | $8,690,000 | 2,235 |
| Undivided profits | $12,814,000 | 2,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,060,000 | 2,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,639,000 | 1,700 |
| Earning assets | $419,119,000 | 1,214 |
| Long-term assets (5+ years) | $45,180,000 | 2,040 |
| Average Assets, year-to-date | $441,159,500 | 1,241 |
| Average Assets, quarterly | $441,159,500 | 1,241 |
| Volatile liabilities | $99,175,000 | 1,099 |
| Insider loans | $11,012,000 | 465 |
| FHLB advances | $29,000,000 | 1,150 |
| Loans and leases held for sale | $457,000 | 1,320 |
| Unused loan commitments | $75,557,000 | 1,089 |
| Tier 1 (core) risk-based capital | $33,393,000 | 1,533 |
| Tier 2 risk-based capital | $4,253,000 | 1,036 |
| Total risk weighted assets | $345,062,000 | 1,110 |
| Total unused commitments | $75,557,000 | 1,093 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 70 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $432,364,000 | 1,282 |
| Cash and due from depository institutions | $9,553,000 | 2,464 |
| Interest-bearing balances | $91,000 | 5,487 |
| Securities | $80,793,000 | 1,652 |
| Federal funds sold & reverse repurchase agreements | $9,600,000 | 1,232 |
| Net loans & leases | $311,272,000 | 1,151 |
| Loan loss allowance | $4,103,000 | 1,120 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,558,000 | 1,780 |
| Other real estate owned | $197,000 | 2,464 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $15,391,000 | 980 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $432,364,000 | 1,282 |
| Total liabilities | $399,638,000 | 1,247 |
| Total deposits | $354,755,000 | 1,217 |
| Interest-bearing deposits | $311,843,000 | 1,203 |
| Deposits held in domestic offices | $354,755,000 | 1,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,225,000 | 1,114 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $32,895,000 | 1,176 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,763,000 | 2,036 |
| Total equity capital | $32,726,000 | 1,667 |
| Total bank equity capital | $32,726,000 | 1,667 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $12,296,000 | 234 |
| Surplus | $8,444,000 | 2,251 |
| Undivided profits | $11,986,000 | 2,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,624,000 | 845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,679,000 | 1,714 |
| Earning assets | $401,756,000 | 1,258 |
| Long-term assets (5+ years) | $45,477,000 | 2,063 |
| Average Assets, year-to-date | $418,146,200 | 1,287 |
| Average Assets, quarterly | $427,217,500 | 1,290 |
| Volatile liabilities | $104,899,000 | 1,059 |
| Insider loans | $11,986,000 | 399 |
| FHLB advances | $29,000,000 | 1,175 |
| Loans and leases held for sale | $384,000 | 1,254 |
| Unused loan commitments | $63,662,000 | 1,198 |
| Tier 1 (core) risk-based capital | $32,385,000 | 1,572 |
| Tier 2 risk-based capital | $4,103,000 | 1,063 |
| Total risk weighted assets | $341,033,000 | 1,110 |
| Total unused commitments | $63,662,000 | 1,200 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 71 | 2,453 |
| Assets and Liabilities | ||
| Total Assets: | $422,071,000 | 1,323 |
| Cash and due from depository institutions | $8,987,000 | 2,453 |
| Interest-bearing balances | $61,000 | 5,814 |
| Securities | $81,589,000 | 1,605 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $310,753,000 | 1,143 |
| Loan loss allowance | $4,068,000 | 1,146 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,584,000 | 1,756 |
| Other real estate owned | $0 | 2,453 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $15,158,000 | 990 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $422,071,000 | 1,323 |
| Total liabilities | $390,399,000 | 1,284 |
| Total deposits | $339,112,000 | 1,312 |
| Interest-bearing deposits | $302,802,000 | 1,263 |
| Deposits held in domestic offices | $339,112,000 | 1,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,637,000 | 814 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $32,936,000 | 1,148 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,714,000 | 2,188 |
| Total equity capital | $31,672,000 | 1,727 |
| Total bank equity capital | $31,672,000 | 1,727 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $12,296,000 | 234 |
| Surplus | $8,444,000 | 2,220 |
| Undivided profits | $10,932,000 | 2,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $862,000 | 3,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,721,000 | 1,777 |
| Earning assets | $392,403,000 | 1,296 |
| Long-term assets (5+ years) | $43,101,000 | 2,112 |
| Average Assets, year-to-date | $414,591,750 | 1,308 |
| Average Assets, quarterly | $422,808,000 | 1,317 |
| Volatile liabilities | $100,070,000 | 1,071 |
| Insider loans | $12,076,000 | 391 |
| FHLB advances | $29,000,000 | 1,133 |
| Loans and leases held for sale | $503,000 | 1,433 |
| Unused loan commitments | $61,516,000 | 1,260 |
| Tier 1 (core) risk-based capital | $31,278,000 | 1,640 |
| Tier 2 risk-based capital | $4,068,000 | 1,077 |
| Total risk weighted assets | $336,389,000 | 1,125 |
| Total unused commitments | $61,516,000 | 1,263 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 69 | 2,541 |
| Assets and Liabilities | ||
| Total Assets: | $423,545,000 | 1,315 |
| Cash and due from depository institutions | $13,374,000 | 2,541 |
| Interest-bearing balances | $61,000 | 5,852 |
| Securities | $77,272,000 | 1,623 |
| Federal funds sold & reverse repurchase agreements | $7,800,000 | 2,049 |
| Net loans & leases | $305,197,000 | 1,156 |
| Loan loss allowance | $4,071,000 | 1,126 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,532,000 | 1,746 |
| Other real estate owned | $0 | 2,541 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $14,370,000 | 1,006 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $423,545,000 | 1,315 |
| Total liabilities | $391,174,000 | 1,280 |
| Total deposits | $345,158,000 | 1,259 |
| Interest-bearing deposits | $301,206,000 | 1,250 |
| Deposits held in domestic offices | $345,158,000 | 1,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,320,000 | 982 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $32,976,000 | 1,130 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,720,000 | 2,252 |
| Total equity capital | $32,371,000 | 1,690 |
| Total bank equity capital | $32,371,000 | 1,690 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $11,921,000 | 244 |
| Surplus | $7,760,000 | 2,339 |
| Undivided profits | $12,690,000 | 2,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,839,000 | 1,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,482,000 | 2,011 |
| Earning assets | $390,330,000 | 1,296 |
| Long-term assets (5+ years) | $30,979,000 | 2,571 |
| Average Assets, year-to-date | $412,098,670 | 1,310 |
| Average Assets, quarterly | $418,250,000 | 1,312 |
| Volatile liabilities | $97,206,000 | 1,087 |
| Insider loans | $7,337,000 | 691 |
| FHLB advances | $29,000,000 | 1,134 |
| Loans and leases held for sale | $5,739,000 | 655 |
| Unused loan commitments | $56,008,000 | 1,317 |
| Tier 1 (core) risk-based capital | $31,429,000 | 1,604 |
| Tier 2 risk-based capital | $4,071,000 | 1,038 |
| Total risk weighted assets | $330,380,000 | 1,126 |
| Total unused commitments | $56,008,000 | 1,328 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 68 | 2,538 |
| Assets and Liabilities | ||
| Total Assets: | $412,955,000 | 1,321 |
| Cash and due from depository institutions | $10,056,000 | 2,538 |
| Interest-bearing balances | $61,000 | 5,732 |
| Securities | $74,712,000 | 1,650 |
| Federal funds sold & reverse repurchase agreements | $11,500,000 | 1,469 |
| Net loans & leases | $297,570,000 | 1,168 |
| Loan loss allowance | $4,099,000 | 1,106 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,503,000 | 1,713 |
| Other real estate owned | $0 | 2,538 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $13,614,000 | 1,026 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $412,955,000 | 1,321 |
| Total liabilities | $381,497,000 | 1,283 |
| Total deposits | $329,728,000 | 1,300 |
| Interest-bearing deposits | $295,456,000 | 1,255 |
| Deposits held in domestic offices | $329,728,000 | 1,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,183,000 | 901 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $38,016,000 | 983 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,570,000 | 2,445 |
| Total equity capital | $31,458,000 | 1,697 |
| Total bank equity capital | $31,458,000 | 1,697 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $11,916,000 | 243 |
| Surplus | $7,748,000 | 2,313 |
| Undivided profits | $11,794,000 | 2,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,747,000 | 1,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,760,000 | 1,676 |
| Earning assets | $383,843,000 | 1,296 |
| Long-term assets (5+ years) | $30,781,000 | 2,513 |
| Average Assets, year-to-date | $406,375,500 | 1,329 |
| Average Assets, quarterly | $406,375,500 | 1,329 |
| Volatile liabilities | $95,907,000 | 1,071 |
| Insider loans | $5,373,000 | 976 |
| FHLB advances | $34,000,000 | 973 |
| Loans and leases held for sale | $3,448,000 | 779 |
| Unused loan commitments | $54,067,000 | 1,306 |
| Tier 1 (core) risk-based capital | $30,734,000 | 1,606 |
| Tier 2 risk-based capital | $4,057,000 | 1,034 |
| Total risk weighted assets | $324,484,000 | 1,127 |
| Total unused commitments | $54,067,000 | 1,317 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 68 | 2,523 |
| Assets and Liabilities | ||
| Total Assets: | $399,796,000 | 1,346 |
| Cash and due from depository institutions | $11,321,000 | 2,523 |
| Interest-bearing balances | $53,000 | 5,731 |
| Securities | $69,259,000 | 1,765 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,061 |
| Net loans & leases | $297,534,000 | 1,153 |
| Loan loss allowance | $4,000,000 | 1,096 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,643,000 | 1,656 |
| Other real estate owned | $385,000 | 2,523 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $8,654,000 | 1,489 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $399,796,000 | 1,346 |
| Total liabilities | $369,043,000 | 1,307 |
| Total deposits | $316,771,000 | 1,336 |
| Interest-bearing deposits | $280,850,000 | 1,302 |
| Deposits held in domestic offices | $316,771,000 | 1,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,248,000 | 924 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $38,056,000 | 982 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,968,000 | 2,051 |
| Total equity capital | $30,753,000 | 1,698 |
| Total bank equity capital | $30,753,000 | 1,698 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $11,431,000 | 246 |
| Surplus | $7,497,000 | 2,346 |
| Undivided profits | $11,825,000 | 2,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,614,000 | 1,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,583,000 | 1,974 |
| Earning assets | $373,846,000 | 1,316 |
| Long-term assets (5+ years) | $30,870,000 | 2,491 |
| Average Assets, year-to-date | $387,111,200 | 1,322 |
| Average Assets, quarterly | $395,996,000 | 1,342 |
| Volatile liabilities | $97,192,000 | 1,062 |
| Insider loans | $6,917,000 | 714 |
| FHLB advances | $34,000,000 | 965 |
| Loans and leases held for sale | $5,310,000 | 684 |
| Unused loan commitments | $51,262,000 | 1,316 |
| Tier 1 (core) risk-based capital | $29,998,000 | 1,610 |
| Tier 2 risk-based capital | $3,983,000 | 1,030 |
| Total risk weighted assets | $318,651,000 | 1,126 |
| Total unused commitments | $51,262,000 | 1,318 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 63 | 2,701 |
| Assets and Liabilities | ||
| Total Assets: | $369,206,000 | 1,378 |
| Cash and due from depository institutions | $10,850,000 | 2,701 |
| Interest-bearing balances | $51,000 | 5,705 |
| Securities | $70,252,000 | 1,595 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $272,314,000 | 1,214 |
| Loan loss allowance | $3,950,000 | 1,048 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,314,000 | 1,405 |
| Other real estate owned | $385,000 | 2,701 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $9,091,000 | 1,342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $369,206,000 | 1,378 |
| Total liabilities | $344,286,000 | 1,335 |
| Total deposits | $293,851,000 | 1,363 |
| Interest-bearing deposits | $261,468,000 | 1,325 |
| Deposits held in domestic offices | $293,851,000 | 1,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,114,000 | 895 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $33,208,000 | 970 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,113,000 | 1,412 |
| Total equity capital | $24,920,000 | 1,975 |
| Total bank equity capital | $24,920,000 | 1,975 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $11,431,000 | 242 |
| Surplus | $7,323,000 | 2,261 |
| Undivided profits | $6,166,000 | 3,933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $176,000 | 6,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,989,000 | 1,652 |
| Earning assets | $342,617,000 | 1,360 |
| Long-term assets (5+ years) | $41,644,000 | 1,962 |
| Average Assets, year-to-date | $363,093,400 | 1,333 |
| Average Assets, quarterly | $370,923,500 | 1,356 |
| Volatile liabilities | $87,537,000 | 1,107 |
| Insider loans | $8,834,000 | 500 |
| FHLB advances | $29,000,000 | 998 |
| Loans and leases held for sale | $1,213,000 | 1,109 |
| Unused loan commitments | $56,206,000 | 1,155 |
| Tier 1 (core) risk-based capital | $24,429,000 | 1,892 |
| Tier 2 risk-based capital | $3,904,000 | 1,008 |
| Total risk weighted assets | $301,874,000 | 1,128 |
| Total unused commitments | $56,206,000 | 1,161 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 64 | 2,675 |
| Assets and Liabilities | ||
| Total Assets: | $366,565,000 | 1,319 |
| Cash and due from depository institutions | $13,063,000 | 2,675 |
| Interest-bearing balances | $47,000 | 5,422 |
| Securities | $73,828,000 | 1,488 |
| Federal funds sold & reverse repurchase agreements | $26,500,000 | 456 |
| Net loans & leases | $237,969,000 | 1,337 |
| Loan loss allowance | $3,547,000 | 1,124 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,638,000 | 1,265 |
| Other real estate owned | $0 | 2,675 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $8,567,000 | 1,144 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $366,565,000 | 1,319 |
| Total liabilities | $344,625,000 | 1,266 |
| Total deposits | $328,242,000 | 1,156 |
| Interest-bearing deposits | $293,231,000 | 1,131 |
| Deposits held in domestic offices | $328,242,000 | 1,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,679,000 | 1,354 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,348,000 | 2,567 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,356,000 | 1,341 |
| Total equity capital | $21,940,000 | 2,145 |
| Total bank equity capital | $21,940,000 | 2,145 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $11,275,000 | 265 |
| Surplus | $7,185,000 | 2,232 |
| Undivided profits | $3,480,000 | 5,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 4,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,478,000 | 1,774 |
| Earning assets | $338,344,000 | 1,308 |
| Long-term assets (5+ years) | $58,105,000 | 1,448 |
| Average Assets, year-to-date | $350,182,800 | 1,311 |
| Average Assets, quarterly | $368,515,000 | 1,299 |
| Volatile liabilities | $90,101,000 | 1,073 |
| Insider loans | $9,864,000 | 434 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $852,000 | 774 |
| Unused loan commitments | $37,803,000 | 1,448 |
| Tier 1 (core) risk-based capital | $22,045,000 | 2,033 |
| Tier 2 risk-based capital | $3,258,120 | 1,149 |
| Total risk weighted assets | $260,305,920 | 1,248 |
| Total unused commitments | $37,803,000 | 1,449 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 62 | 2,867 |
| Assets and Liabilities | ||
| Total Assets: | $327,451,000 | 1,441 |
| Cash and due from depository institutions | $9,910,000 | 2,867 |
| Interest-bearing balances | $288,000 | 3,689 |
| Securities | $105,242,000 | 1,084 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $198,677,000 | 1,530 |
| Loan loss allowance | $2,496,000 | 1,490 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,298,000 | 1,326 |
| Other real estate owned | $0 | 2,867 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $7,324,000 | 1,311 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $327,451,000 | 1,441 |
| Total liabilities | $308,735,000 | 1,384 |
| Total deposits | $275,843,000 | 1,355 |
| Interest-bearing deposits | $252,460,000 | 1,282 |
| Deposits held in domestic offices | $275,843,000 | 1,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,157,000 | 1,422 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,475,000 | 1,207 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,260,000 | 1,721 |
| Total equity capital | $18,716,000 | 2,351 |
| Total bank equity capital | $18,716,000 | 2,351 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $11,275,000 | 292 |
| Surplus | $7,185,000 | 2,199 |
| Undivided profits | $256,000 | 8,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $883,000 | 2,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,048,000 | 2,135 |
| Earning assets | $304,207,000 | 1,424 |
| Long-term assets (5+ years) | $73,542,000 | 1,256 |
| Average Assets, year-to-date | $289,871,200 | 1,554 |
| Average Assets, quarterly | $322,341,500 | 1,449 |
| Volatile liabilities | $83,012,000 | 1,102 |
| Insider loans | $7,741,000 | 576 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $628,000 | 853 |
| Unused loan commitments | $44,487,000 | 1,312 |
| Tier 1 (core) risk-based capital | $20,091,000 | 2,190 |
| Tier 2 risk-based capital | $2,496,000 | 1,387 |
| Total risk weighted assets | $223,607,600 | 1,397 |
| Total unused commitments | $44,487,000 | 1,315 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 46 | 3,747 |
| Assets and Liabilities | ||
| Total Assets: | $245,921,000 | 1,877 |
| Cash and due from depository institutions | $6,968,000 | 3,747 |
| Interest-bearing balances | $5,000 | 6,484 |
| Securities | $85,552,000 | 1,369 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,876 |
| Net loans & leases | $136,470,000 | 2,051 |
| Loan loss allowance | $1,730,000 | 2,048 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,781,000 | 1,384 |
| Other real estate owned | $0 | 3,747 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $5,150,000 | 1,514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,921,000 | 1,877 |
| Total liabilities | $230,880,000 | 1,803 |
| Total deposits | $210,225,000 | 1,797 |
| Interest-bearing deposits | $188,136,000 | 1,726 |
| Deposits held in domestic offices | $210,225,000 | 1,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,587,000 | 1,630 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,757,000 | 1,197 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,311,000 | 2,812 |
| Total equity capital | $15,041,000 | 2,992 |
| Total bank equity capital | $15,041,000 | 2,992 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $9,550,000 | 366 |
| Surplus | $4,793,000 | 2,983 |
| Undivided profits | $698,000 | 8,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,047,000 | 2,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $751,000 | 3,080 |
| Earning assets | $228,027,000 | 1,867 |
| Long-term assets (5+ years) | $31,919,000 | 2,265 |
| Average Assets, year-to-date | $212,921,200 | 2,051 |
| Average Assets, quarterly | $239,258,500 | 1,898 |
| Volatile liabilities | $41,464,000 | 1,654 |
| Insider loans | $8,055,000 | 501 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $636,000 | 1,195 |
| Unused loan commitments | $33,484,000 | 1,531 |
| Tier 1 (core) risk-based capital | $14,621,000 | 2,922 |
| Tier 2 risk-based capital | $1,730,000 | 1,841 |
| Total risk weighted assets | $153,249,200 | 1,874 |
| Total unused commitments | $33,484,000 | 1,537 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 42 | 4,197 |
| Assets and Liabilities | ||
| Total Assets: | $176,324,000 | 2,540 |
| Cash and due from depository institutions | $8,617,000 | 4,197 |
| Interest-bearing balances | $3,000,000 | 1,353 |
| Securities | $63,138,000 | 1,830 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,925 |
| Net loans & leases | $91,565,000 | 2,974 |
| Loan loss allowance | $1,156,000 | 2,953 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,217,000 | 1,243 |
| Other real estate owned | $0 | 4,197 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,787,000 | 1,919 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,324,000 | 2,540 |
| Total liabilities | $161,967,000 | 2,488 |
| Total deposits | $153,753,000 | 2,430 |
| Interest-bearing deposits | $139,917,000 | 2,308 |
| Deposits held in domestic offices | $153,753,000 | 2,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,441,000 | 1,764 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,862,000 | 2,231 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $911,000 | 3,837 |
| Total equity capital | $14,357,000 | 3,084 |
| Total bank equity capital | $14,357,000 | 3,084 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $9,530,000 | 378 |
| Surplus | $4,765,000 | 2,906 |
| Undivided profits | $62,000 | 10,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 9,705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $471,000 | 4,982 |
| Earning assets | $160,703,000 | 2,563 |
| Long-term assets (5+ years) | $6,128,000 | 5,509 |
| Average Assets, year-to-date | $140,978,200 | 2,997 |
| Average Assets, quarterly | $171,141,500 | 2,576 |
| Volatile liabilities | $35,550,000 | 1,849 |
| Insider loans | $4,621,000 | 895 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $498,000 | 1,052 |
| Unused loan commitments | $19,400,000 | 2,158 |
| Tier 1 (core) risk-based capital | $14,131,000 | 3,002 |
| Tier 2 risk-based capital | $1,156,000 | 2,559 |
| Total risk weighted assets | $103,710,500 | 2,677 |
| Total unused commitments | $19,400,000 | 2,164 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 29 | 5,956 |
| Assets and Liabilities | ||
| Total Assets: | $102,949,000 | 4,314 |
| Cash and due from depository institutions | $4,414,000 | 5,956 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $38,009,000 | 3,191 |
| Federal funds sold & reverse repurchase agreements | $2,845,000 | 4,006 |
| Net loans & leases | $50,958,000 | 4,959 |
| Loan loss allowance | $652,000 | 4,918 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,013,000 | 1,971 |
| Other real estate owned | $0 | 5,956 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,710,000 | 2,705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,949,000 | 4,314 |
| Total liabilities | $89,253,000 | 4,429 |
| Total deposits | $77,493,000 | 4,775 |
| Interest-bearing deposits | $69,487,000 | 4,620 |
| Deposits held in domestic offices | $77,493,000 | 4,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,876,000 | 1,229 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,247,000 | 2,580 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $637,000 | 5,020 |
| Total equity capital | $13,696,000 | 3,243 |
| Total bank equity capital | $13,696,000 | 3,243 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $9,530,000 | 402 |
| Surplus | $4,765,000 | 2,978 |
| Undivided profits | $-599,000 | 11,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $277,000 | 7,236 |
| Earning assets | $91,812,000 | 4,421 |
| Long-term assets (5+ years) | $6,053,000 | 5,421 |
| Average Assets, year-to-date | $76,940,400 | 5,308 |
| Average Assets, quarterly | $97,926,000 | 4,464 |
| Volatile liabilities | $41,311,000 | 1,602 |
| Insider loans | $4,104,000 | 1,050 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,839,000 | 2,845 |
| Tier 1 (core) risk-based capital | $13,752,000 | 3,136 |
| Tier 2 risk-based capital | $652,000 | 4,299 |
| Total risk weighted assets | $61,385,400 | 4,301 |
| Total unused commitments | $12,839,000 | 2,860 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 22 | 7,361 |
| Assets and Liabilities | ||
| Total Assets: | $50,329,000 | 7,399 |
| Cash and due from depository institutions | $3,544,000 | 7,361 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $22,767,000 | 5,050 |
| Federal funds sold & reverse repurchase agreements | $8,324,000 | 1,751 |
| Net loans & leases | $14,238,000 | 9,698 |
| Loan loss allowance | $181,000 | 9,759 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $964,000 | 6,171 |
| Other real estate owned | $0 | 7,361 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $492,000 | 9,224 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,329,000 | 7,399 |
| Total liabilities | $36,478,000 | 8,296 |
| Total deposits | $34,721,000 | 8,328 |
| Interest-bearing deposits | $28,748,000 | 8,473 |
| Deposits held in domestic offices | $34,721,000 | 8,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,585,000 | 2,371 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $172,000 | 10,108 |
| Total equity capital | $13,851,000 | 3,189 |
| Total bank equity capital | $13,851,000 | 3,189 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $9,530,000 | 415 |
| Surplus | $4,765,000 | 2,983 |
| Undivided profits | $-444,000 | 11,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $62,000 | 11,277 |
| Earning assets | $45,329,000 | 7,441 |
| Long-term assets (5+ years) | $3,912,000 | 6,427 |
| Average Assets, year-to-date | $35,687,500 | 8,687 |
| Average Assets, quarterly | $35,687,500 | 8,800 |
| Volatile liabilities | $17,082,000 | 3,002 |
| Insider loans | $1,870,000 | 2,267 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,098,000 | 4,456 |
| Tier 1 (core) risk-based capital | $13,794,000 | 3,111 |
| Tier 2 risk-based capital | $181,000 | 9,184 |
| Total risk weighted assets | $21,451,100 | 8,526 |
| Total unused commitments | $6,098,000 | 4,468 |
| Derivatives | $0 | 628 |