Home > Trust Industrial Bank > Income and Expense
Trust Industrial Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $20,678,000 | 1,273 |
| Total interest expense | $1,101,000 | 5,340 |
| Net interest income | $19,577,000 | 837 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $23,026,000 | 290 |
| Gross Fiduciary activities income | $22,127,000 | 51 |
| Service charges on deposit accounts | $0 | 7,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $899,000 | 1,968 |
| Total noninterest expense | $42,349,000 | 401 |
| Salaries and employee benefits | $16,695,000 | 438 |
| Premises and equipment expense | $4,913,000 | 428 |
| Additional noninterest expense | $20,741,000 | 340 |
| Pre-tax net operating income | $254,000 | 4,702 |
| Securities gains (losses) | $5,229,000 | 105 |
| Applicable income taxes | $1,968,000 | 477 |
| Income before extraordinary items | $3,515,000 | 773 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,515,000 | 771 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,515,000 | 774 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $21,000,000 | 83 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $168,440 | 4,946 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $19,985,000 | 874 |
| Total interest expense | $813,000 | 5,239 |
| Net interest income | $19,172,000 | 578 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $14,030,000 | 313 |
| Gross Fiduciary activities income | $13,366,000 | 52 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $664,000 | 1,865 |
| Total noninterest expense | $30,277,000 | 385 |
| Salaries and employee benefits | $11,276,000 | 445 |
| Premises and equipment expense | $3,386,000 | 420 |
| Additional noninterest expense | $15,615,000 | 315 |
| Pre-tax net operating income | $2,925,000 | 800 |
| Securities gains (losses) | $5,229,000 | 92 |
| Applicable income taxes | $2,926,000 | 254 |
| Income before extraordinary items | $5,228,000 | 337 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,228,000 | 334 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $5,228,000 | 336 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $21,000,000 | 55 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,881,440 | 984 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,603,000 | 753 |
| Total interest expense | $475,000 | 4,968 |
| Net interest income | $11,128,000 | 487 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $4,949,000 | 368 |
| Gross Fiduciary activities income | $4,503,000 | 61 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $446,000 | 1,499 |
| Total noninterest expense | $14,837,000 | 369 |
| Salaries and employee benefits | $5,833,000 | 429 |
| Premises and equipment expense | $1,804,000 | 394 |
| Additional noninterest expense | $7,200,000 | 290 |
| Pre-tax net operating income | $1,240,000 | 1,026 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $445,000 | 754 |
| Income before extraordinary items | $795,000 | 1,377 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $795,000 | 1,378 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $795,000 | 1,379 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $795,000 | 1,303 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $39,056,000 | 957 |
| Total interest expense | $2,653,000 | 4,588 |
| Net interest income | $36,403,000 | 595 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $40,223,000 | 219 |
| Gross Fiduciary activities income | $21,625,000 | 58 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $18,598,000 | 255 |
| Total noninterest expense | $73,705,000 | 308 |
| Salaries and employee benefits | $40,142,000 | 240 |
| Premises and equipment expense | $10,851,000 | 265 |
| Additional noninterest expense | $22,712,000 | 355 |
| Pre-tax net operating income | $2,921,000 | 1,841 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,125,000 | 1,093 |
| Income before extraordinary items | $1,796,000 | 2,199 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,796,000 | 2,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,796,000 | 2,319 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $28,591,000 | 1,019 |
| Total interest expense | $2,016,000 | 4,681 |
| Net interest income | $26,575,000 | 620 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $33,183,000 | 212 |
| Gross Fiduciary activities income | $15,124,000 | 62 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,059,000 | 234 |
| Total noninterest expense | $58,796,000 | 285 |
| Salaries and employee benefits | $33,099,000 | 229 |
| Premises and equipment expense | $9,168,000 | 229 |
| Additional noninterest expense | $16,529,000 | 342 |
| Pre-tax net operating income | $962,000 | 3,757 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-302,000 | 7,741 |
| Income before extraordinary items | $1,264,000 | 2,658 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,264,000 | 2,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,264,000 | 2,789 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $18,022,000 | 1,096 |
| Total interest expense | $1,328,000 | 4,840 |
| Net interest income | $16,694,000 | 661 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $23,265,000 | 211 |
| Gross Fiduciary activities income | $9,770,000 | 66 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $13,495,000 | 223 |
| Total noninterest expense | $43,349,000 | 260 |
| Salaries and employee benefits | $23,446,000 | 222 |
| Premises and equipment expense | $7,328,000 | 205 |
| Additional noninterest expense | $12,575,000 | 310 |
| Pre-tax net operating income | $-3,390,000 | 8,244 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-1,305,000 | 8,296 |
| Income before extraordinary items | $-2,085,000 | 8,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,085,000 | 8,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-2,085,000 | 8,211 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,291,000 | 1,410 |
| Total interest expense | $562,000 | 5,460 |
| Net interest income | $6,729,000 | 814 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $9,929,000 | 240 |
| Gross Fiduciary activities income | $3,218,000 | 91 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,711,000 | 226 |
| Total noninterest expense | $17,094,000 | 310 |
| Salaries and employee benefits | $10,104,000 | 250 |
| Premises and equipment expense | $2,995,000 | 236 |
| Additional noninterest expense | $3,995,000 | 408 |
| Pre-tax net operating income | $-436,000 | 8,036 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $71,000 | 3,202 |
| Income before extraordinary items | $-507,000 | 8,154 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-507,000 | 8,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-507,000 | 8,139 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $141,000 | 8,510 |
| Total interest expense | $26,000 | 8,460 |
| Net interest income | $115,000 | 8,505 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $90,000 | 7,667 |
| Gross Fiduciary activities income | $59,000 | 987 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $31,000 | 7,517 |
| Total noninterest expense | $59,000 | 8,521 |
| Salaries and employee benefits | $9,000 | 8,506 |
| Premises and equipment expense | $5,000 | 8,494 |
| Additional noninterest expense | $45,000 | 8,511 |
| Pre-tax net operating income | $146,000 | 7,014 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $56,000 | 4,866 |
| Income before extraordinary items | $90,000 | 7,178 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $90,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $90,000 | 7,150 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $109,000 | 8,538 |
| Total interest expense | $20,000 | 8,496 |
| Net interest income | $89,000 | 8,533 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $82,000 | 7,511 |
| Gross Fiduciary activities income | $59,000 | 944 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $23,000 | 7,559 |
| Total noninterest expense | $45,000 | 8,550 |
| Salaries and employee benefits | $8,000 | 8,534 |
| Premises and equipment expense | $4,000 | 8,514 |
| Additional noninterest expense | $33,000 | 8,536 |
| Pre-tax net operating income | $126,000 | 7,229 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $48,000 | 4,974 |
| Income before extraordinary items | $78,000 | 7,365 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $78,000 | 7,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $78,000 | 7,347 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $73,000 | 8,592 |
| Total interest expense | $14,000 | 8,539 |
| Net interest income | $59,000 | 8,587 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $76,000 | 7,191 |
| Gross Fiduciary activities income | $59,000 | 901 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $17,000 | 7,522 |
| Total noninterest expense | $33,000 | 8,601 |
| Salaries and employee benefits | $7,000 | 8,585 |
| Premises and equipment expense | $2,000 | 8,565 |
| Additional noninterest expense | $24,000 | 8,583 |
| Pre-tax net operating income | $102,000 | 7,231 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $39,000 | 4,945 |
| Income before extraordinary items | $63,000 | 7,390 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $63,000 | 7,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $63,000 | 7,378 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $35,000 | 8,636 |
| Total interest expense | $7,000 | 8,578 |
| Net interest income | $28,000 | 8,631 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $41,000 | 7,099 |
| Gross Fiduciary activities income | $30,000 | 910 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $19,000 | 8,635 |
| Salaries and employee benefits | $3,000 | 8,624 |
| Premises and equipment expense | $1,000 | 8,595 |
| Additional noninterest expense | $15,000 | 8,601 |
| Pre-tax net operating income | $50,000 | 7,283 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $19,000 | 4,959 |
| Income before extraordinary items | $31,000 | 7,454 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $31,000 | 7,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $31,000 | 7,439 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $128,000 | 8,654 |
| Total interest expense | $24,000 | 8,601 |
| Net interest income | $104,000 | 8,646 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $105,000 | 7,682 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $105,000 | 6,245 |
| Total noninterest expense | $85,000 | 8,663 |
| Salaries and employee benefits | $6,000 | 8,653 |
| Premises and equipment expense | $5,000 | 8,636 |
| Additional noninterest expense | $74,000 | 8,610 |
| Pre-tax net operating income | $124,000 | 7,637 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $47,000 | 5,497 |
| Income before extraordinary items | $77,000 | 7,758 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $77,000 | 7,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $77,000 | 7,749 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $93,000 | 8,717 |
| Total interest expense | $18,000 | 8,673 |
| Net interest income | $75,000 | 8,713 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $70,000 | 7,886 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 6,429 |
| Total noninterest expense | $74,000 | 8,720 |
| Salaries and employee benefits | $4,000 | 8,714 |
| Premises and equipment expense | $4,000 | 8,700 |
| Additional noninterest expense | $66,000 | 8,635 |
| Pre-tax net operating income | $71,000 | 7,901 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $27,000 | 5,818 |
| Income before extraordinary items | $44,000 | 7,986 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $44,000 | 7,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $44,000 | 7,976 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $59,000 | 8,759 |
| Total interest expense | $12,000 | 8,704 |
| Net interest income | $47,000 | 8,755 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $66,000 | 7,584 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,000 | 5,904 |
| Total noninterest expense | $62,000 | 8,757 |
| Salaries and employee benefits | $2,000 | 8,752 |
| Premises and equipment expense | $2,000 | 8,736 |
| Additional noninterest expense | $58,000 | 8,585 |
| Pre-tax net operating income | $51,000 | 7,955 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $19,000 | 5,826 |
| Income before extraordinary items | $32,000 | 8,020 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $32,000 | 8,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $32,000 | 8,018 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $27,000 | 8,779 |
| Total interest expense | $6,000 | 8,723 |
| Net interest income | $21,000 | 8,774 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $62,000 | 6,574 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,677 |
| Total noninterest expense | $44,000 | 8,764 |
| Salaries and employee benefits | $1,000 | 8,763 |
| Premises and equipment expense | $1,000 | 8,741 |
| Additional noninterest expense | $42,000 | 8,346 |
| Pre-tax net operating income | $39,000 | 7,827 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $15,000 | 5,535 |
| Income before extraordinary items | $24,000 | 7,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,000 | 7,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $24,000 | 7,919 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $78,000 | 8,807 |
| Total interest expense | $15,000 | 8,757 |
| Net interest income | $63,000 | 8,803 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $249,000 | 6,674 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $249,000 | 4,734 |
| Total noninterest expense | $247,000 | 8,782 |
| Salaries and employee benefits | $13,000 | 8,807 |
| Premises and equipment expense | $6,000 | 8,790 |
| Additional noninterest expense | $228,000 | 8,050 |
| Pre-tax net operating income | $65,000 | 8,090 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $25,000 | 6,237 |
| Income before extraordinary items | $40,000 | 8,179 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $40,000 | 8,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $40,000 | 8,146 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $53,000 | 8,836 |
| Total interest expense | $11,000 | 8,785 |
| Net interest income | $42,000 | 8,839 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $190,000 | 6,692 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $190,000 | 4,713 |
| Total noninterest expense | $199,000 | 8,788 |
| Salaries and employee benefits | $12,000 | 8,834 |
| Premises and equipment expense | $5,000 | 8,811 |
| Additional noninterest expense | $182,000 | 7,967 |
| Pre-tax net operating income | $33,000 | 8,243 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $13,000 | 6,453 |
| Income before extraordinary items | $20,000 | 8,297 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $20,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $20,000 | 8,264 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $32,000 | 8,853 |
| Total interest expense | $7,000 | 8,805 |
| Net interest income | $25,000 | 8,854 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $128,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $128,000 | 4,660 |
| Total noninterest expense | $137,000 | 8,794 |
| Salaries and employee benefits | $12,000 | 8,841 |
| Premises and equipment expense | $3,000 | 8,813 |
| Additional noninterest expense | $122,000 | 7,949 |
| Pre-tax net operating income | $16,000 | 8,300 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $6,000 | 6,566 |
| Income before extraordinary items | $10,000 | 8,333 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $10,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $10,000 | 8,305 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $14,000 | 8,922 |
| Total interest expense | $4,000 | 8,868 |
| Net interest income | $10,000 | 8,921 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $68,000 | 6,493 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $68,000 | 4,510 |
| Total noninterest expense | $70,000 | 8,857 |
| Salaries and employee benefits | $11,000 | 8,907 |
| Premises and equipment expense | $2,000 | 8,862 |
| Additional noninterest expense | $57,000 | 8,120 |
| Pre-tax net operating income | $8,000 | 8,365 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $5,000 | 8,412 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $5,000 | 8,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $5,000 | 8,382 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $29,000 | 8,959 |
| Total interest expense | $8,000 | 8,913 |
| Net interest income | $21,000 | 8,960 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $141,000 | 7,690 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $141,000 | 5,805 |
| Total noninterest expense | $135,000 | 8,953 |
| Salaries and employee benefits | $7,000 | 8,951 |
| Premises and equipment expense | $6,000 | 8,932 |
| Additional noninterest expense | $122,000 | 8,726 |
| Pre-tax net operating income | $27,000 | 8,318 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $11,000 | 6,738 |
| Income before extraordinary items | $16,000 | 8,391 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $16,000 | 8,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $16,000 | 8,355 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $19,000 | 9,015 |
| Total interest expense | $6,000 | 8,958 |
| Net interest income | $13,000 | 9,011 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $80,000 | 8,071 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $80,000 | 6,308 |
| Total noninterest expense | $84,000 | 9,006 |
| Salaries and employee benefits | $6,000 | 8,999 |
| Premises and equipment expense | $5,000 | 8,977 |
| Additional noninterest expense | $73,000 | 8,861 |
| Pre-tax net operating income | $9,000 | 8,437 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $3,000 | 7,043 |
| Income before extraordinary items | $6,000 | 8,480 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,000 | 8,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,000 | 8,441 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,000 | 9,069 |
| Total interest expense | $4,000 | 9,016 |
| Net interest income | $7,000 | 9,062 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $21,000 | 8,748 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,000 | 7,686 |
| Total noninterest expense | $35,000 | 9,065 |
| Salaries and employee benefits | $5,000 | 9,055 |
| Premises and equipment expense | $3,000 | 9,035 |
| Additional noninterest expense | $27,000 | 9,027 |
| Pre-tax net operating income | $-7,000 | 8,549 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-3,000 | 8,734 |
| Income before extraordinary items | $-4,000 | 8,588 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,000 | 8,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-4,000 | 8,538 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,000 | 9,110 |
| Total interest expense | $2,000 | 9,054 |
| Net interest income | $4,000 | 9,100 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $9,000 | 8,820 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $16,000 | 9,105 |
| Salaries and employee benefits | $2,000 | 9,094 |
| Premises and equipment expense | $2,000 | 9,056 |
| Additional noninterest expense | $12,000 | 9,075 |
| Pre-tax net operating income | $-3,000 | 8,575 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-3,000 | 8,616 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,000 | 8,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-3,000 | 8,561 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $26,000 | 9,164 |
| Total interest expense | $8,000 | 9,109 |
| Net interest income | $18,000 | 9,160 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $21,000 | 9,003 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $21,000 | 8,405 |
| Total noninterest expense | $55,000 | 9,165 |
| Salaries and employee benefits | $9,000 | 9,156 |
| Premises and equipment expense | $6,000 | 9,137 |
| Additional noninterest expense | $40,000 | 9,140 |
| Pre-tax net operating income | $-16,000 | 8,561 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-6,000 | 8,739 |
| Income before extraordinary items | $-10,000 | 8,640 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-10,000 | 8,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-10,000 | 8,554 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $21,000 | 9,218 |
| Total interest expense | $6,000 | 9,177 |
| Net interest income | $15,000 | 9,214 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $16,000 | 9,072 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,420 |
| Total noninterest expense | $42,000 | 9,226 |
| Salaries and employee benefits | $7,000 | 9,214 |
| Premises and equipment expense | $5,000 | 9,183 |
| Additional noninterest expense | $30,000 | 9,198 |
| Pre-tax net operating income | $-11,000 | 8,662 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-11,000 | 8,747 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-11,000 | 8,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-11,000 | 8,657 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $15,000 | 9,258 |
| Total interest expense | $4,000 | 9,218 |
| Net interest income | $11,000 | 9,248 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $10,000 | 9,116 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,000 | 8,463 |
| Total noninterest expense | $28,000 | 9,256 |
| Salaries and employee benefits | $5,000 | 9,244 |
| Premises and equipment expense | $3,000 | 9,214 |
| Additional noninterest expense | $20,000 | 9,225 |
| Pre-tax net operating income | $-7,000 | 8,698 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-7,000 | 8,784 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-7,000 | 8,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-7,000 | 8,677 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,000 | 9,297 |
| Total interest expense | $2,000 | 9,258 |
| Net interest income | $6,000 | 9,292 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $5,000 | 9,143 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $14,000 | 9,299 |
| Salaries and employee benefits | $2,000 | 9,283 |
| Premises and equipment expense | $3,000 | 9,213 |
| Additional noninterest expense | $9,000 | 9,277 |
| Pre-tax net operating income | $-3,000 | 8,729 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-3,000 | 8,784 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,000 | 8,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-3,000 | 8,682 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $45,000 | 9,332 |
| Total interest expense | $12,000 | 9,302 |
| Net interest income | $33,000 | 9,326 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $21,000 | 9,168 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,496 |
| Total noninterest expense | $61,000 | 9,337 |
| Salaries and employee benefits | $19,000 | 9,327 |
| Premises and equipment expense | $6,000 | 9,306 |
| Additional noninterest expense | $36,000 | 9,317 |
| Pre-tax net operating income | $-7,000 | 8,653 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-3,000 | 8,804 |
| Income before extraordinary items | $-4,000 | 8,734 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-4,000 | 8,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-4,000 | 8,654 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $83,000 | 9,578 |
| Total interest expense | $0 | 9,598 |
| Net interest income | $83,000 | 9,559 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $9,000 | 9,484 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,000 | 9,168 |
| Total noninterest expense | $44,000 | 9,603 |
| Salaries and employee benefits | $12,000 | 9,593 |
| Premises and equipment expense | $6,000 | 9,566 |
| Additional noninterest expense | $26,000 | 9,601 |
| Pre-tax net operating income | $48,000 | 8,550 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $19,000 | 7,346 |
| Income before extraordinary items | $29,000 | 8,700 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $29,000 | 8,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 304 |
| Net operating income | $29,000 | 8,608 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.