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Trust Company Bank of North Georgia, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$24,410,0001,288
Total interest expense$10,902,0001,203
Net interest income$13,508,0001,337
Provision for loan and lease losses$1,200,000820
Total noninterest income$4,099,0001,061
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,583,000824
Trading account gains and fees$0475
Additional Noninterest Income$2,516,000983
Total noninterest expense$12,411,0001,202
Salaries and employee benefits$5,848,0001,158
Premises and equipment expense$1,239,0001,672
Additional noninterest expense$5,324,0001,113
Pre-tax net operating income$3,996,0001,783
Securities gains (losses)$6,0002,522
Applicable income taxes$1,131,0001,991
Income before extraordinary items$2,871,0001,705
Extraordinary gains, net$0249
Net income$2,871,0001,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$979,000871
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,866,6801,720
1993-12-31 (YTD Data)Rank
Total interest income$23,927,0001,318
Total interest expense$12,082,0001,117
Net interest income$11,845,0001,520
Provision for loan and lease losses$1,872,000850
Total noninterest income$4,520,0001,070
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,342,000985
Trading account gains and fees$0532
Additional Noninterest Income$3,178,000923
Total noninterest expense$11,375,0001,356
Salaries and employee benefits$6,448,0001,070
Premises and equipment expense$1,200,0001,751
Additional noninterest expense$3,727,0001,614
Pre-tax net operating income$3,118,0002,184
Securities gains (losses)$07,477
Applicable income taxes$1,070,0002,112
Income before extraordinary items$2,048,0002,452
Extraordinary gains, net$03,149
Net income$2,048,0002,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$871,0001,254
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,048,0002,306
1992-12-31 (YTD Data)Rank
Total interest income$27,048,0001,348
Total interest expense$15,188,0001,173
Net interest income$11,860,0001,556
Provision for loan and lease losses$6,010,000530
Total noninterest income$2,551,0001,629
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,269,0001,027
Trading account gains and fees$0504
Additional Noninterest Income$1,282,0001,681
Total noninterest expense$15,391,0001,047
Salaries and employee benefits$7,223,000948
Premises and equipment expense$2,092,0001,075
Additional noninterest expense$6,076,0001,130
Pre-tax net operating income$-6,990,00013,834
Securities gains (losses)$67,0003,651
Applicable income taxes$-1,502,00013,858
Income before extraordinary items$-5,421,00013,811
Extraordinary gains, net$01,422
Net income$-5,421,00013,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,744,0001,056
Cash dividends$222,0004,791
Sale, conversion, retirement of capital stock, net$473,000576
Net operating income$-5,473,26013,782

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.