Home > Trust Bank > Income and Expense
Trust Bank, Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,108,000 | 2,731 |
| Total interest expense | $1,746,000 | 2,241 |
| Net interest income | $3,362,000 | 2,969 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $107,000 | 7,101 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $107,000 | 5,031 |
| Total noninterest expense | $2,117,000 | 3,577 |
| Salaries and employee benefits | $1,344,000 | 3,128 |
| Premises and equipment expense | $442,000 | 2,549 |
| Additional noninterest expense | $331,000 | 5,668 |
| Pre-tax net operating income | $1,352,000 | 2,809 |
| Securities gains (losses) | $28,000 | 1,835 |
| Applicable income taxes | $526,000 | 2,120 |
| Income before extraordinary items | $854,000 | 3,352 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $854,000 | 3,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $836,080 | 3,320 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 2,743 |
| Total interest expense | $883,000 | 2,236 |
| Net interest income | $1,666,000 | 2,977 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $55,000 | 7,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $55,000 | 4,930 |
| Total noninterest expense | $1,040,000 | 3,645 |
| Salaries and employee benefits | $656,000 | 3,199 |
| Premises and equipment expense | $217,000 | 2,611 |
| Additional noninterest expense | $167,000 | 5,659 |
| Pre-tax net operating income | $681,000 | 2,763 |
| Securities gains (losses) | $28,000 | 1,532 |
| Applicable income taxes | $267,000 | 2,095 |
| Income before extraordinary items | $442,000 | 3,239 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $442,000 | 3,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $424,080 | 3,234 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,762,000 | 2,633 |
| Total interest expense | $4,299,000 | 2,073 |
| Net interest income | $6,463,000 | 2,979 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $425,000 | 5,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $425,000 | 3,864 |
| Total noninterest expense | $4,112,000 | 3,634 |
| Salaries and employee benefits | $2,582,000 | 3,181 |
| Premises and equipment expense | $869,000 | 2,566 |
| Additional noninterest expense | $661,000 | 5,684 |
| Pre-tax net operating income | $2,776,000 | 2,665 |
| Securities gains (losses) | $75,000 | 2,153 |
| Applicable income taxes | $1,070,000 | 2,088 |
| Income before extraordinary items | $1,781,000 | 3,130 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,781,000 | 3,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $1,690,000 | 1,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,733,000 | 3,057 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,221,000 | 2,630 |
| Total interest expense | $3,364,000 | 2,064 |
| Net interest income | $4,857,000 | 2,982 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $354,000 | 5,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $354,000 | 3,757 |
| Total noninterest expense | $3,084,000 | 3,615 |
| Salaries and employee benefits | $1,940,000 | 3,182 |
| Premises and equipment expense | $654,000 | 2,569 |
| Additional noninterest expense | $490,000 | 5,710 |
| Pre-tax net operating income | $2,127,000 | 2,714 |
| Securities gains (losses) | $75,000 | 1,990 |
| Applicable income taxes | $827,000 | 2,154 |
| Income before extraordinary items | $1,375,000 | 3,168 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,375,000 | 3,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $1,690,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,327,000 | 3,088 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,526,000 | 2,638 |
| Total interest expense | $2,334,000 | 2,059 |
| Net interest income | $3,192,000 | 2,998 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $159,000 | 6,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $159,000 | 4,470 |
| Total noninterest expense | $2,062,000 | 3,601 |
| Salaries and employee benefits | $1,298,000 | 3,149 |
| Premises and equipment expense | $437,000 | 2,547 |
| Additional noninterest expense | $327,000 | 5,693 |
| Pre-tax net operating income | $1,289,000 | 2,926 |
| Securities gains (losses) | $43,000 | 2,122 |
| Applicable income taxes | $493,000 | 2,340 |
| Income before extraordinary items | $839,000 | 3,379 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $839,000 | 3,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $811,480 | 3,290 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 2,627 |
| Total interest expense | $1,196,000 | 2,059 |
| Net interest income | $1,605,000 | 2,983 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $73,000 | 6,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $73,000 | 4,524 |
| Total noninterest expense | $1,013,000 | 3,622 |
| Salaries and employee benefits | $624,000 | 3,251 |
| Premises and equipment expense | $217,000 | 2,575 |
| Additional noninterest expense | $172,000 | 5,511 |
| Pre-tax net operating income | $665,000 | 2,851 |
| Securities gains (losses) | $43,000 | 1,472 |
| Applicable income taxes | $265,000 | 2,235 |
| Income before extraordinary items | $443,000 | 3,213 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $443,000 | 3,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $415,480 | 3,206 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,446,000 | 2,483 |
| Total interest expense | $5,377,000 | 2,089 |
| Net interest income | $7,069,000 | 2,704 |
| Provision for loan and lease losses | $130,000 | 5,190 |
| Total noninterest income | $507,000 | 5,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $507,000 | 3,267 |
| Total noninterest expense | $4,164,000 | 3,453 |
| Salaries and employee benefits | $2,455,000 | 3,172 |
| Premises and equipment expense | $927,000 | 2,342 |
| Additional noninterest expense | $782,000 | 5,008 |
| Pre-tax net operating income | $3,282,000 | 2,324 |
| Securities gains (losses) | $-206,000 | 9,197 |
| Applicable income taxes | $1,095,000 | 2,075 |
| Income before extraordinary items | $1,981,000 | 2,820 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,981,000 | 2,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,112,840 | 2,593 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,383,000 | 2,219 |
| Total interest expense | $9,009,000 | 1,807 |
| Net interest income | $6,374,000 | 2,790 |
| Provision for loan and lease losses | $175,000 | 4,458 |
| Total noninterest income | $294,000 | 6,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $294,000 | 4,159 |
| Total noninterest expense | $3,796,000 | 3,588 |
| Salaries and employee benefits | $2,121,000 | 3,423 |
| Premises and equipment expense | $818,000 | 2,572 |
| Additional noninterest expense | $857,000 | 4,563 |
| Pre-tax net operating income | $2,697,000 | 2,512 |
| Securities gains (losses) | $91,000 | 1,826 |
| Applicable income taxes | $998,000 | 2,072 |
| Income before extraordinary items | $1,790,000 | 2,804 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,790,000 | 2,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-137,000 | 9,532 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,731,760 | 2,797 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,539,000 | 2,263 |
| Total interest expense | $9,568,000 | 1,794 |
| Net interest income | $5,971,000 | 2,956 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $320,000 | 6,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $320,000 | 3,785 |
| Total noninterest expense | $3,954,000 | 3,361 |
| Salaries and employee benefits | $2,404,000 | 2,941 |
| Premises and equipment expense | $843,000 | 2,454 |
| Additional noninterest expense | $707,000 | 5,139 |
| Pre-tax net operating income | $2,137,000 | 3,150 |
| Securities gains (losses) | $8,000 | 1,222 |
| Applicable income taxes | $877,000 | 2,356 |
| Income before extraordinary items | $1,268,000 | 3,707 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,268,000 | 3,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,997 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,262,880 | 3,711 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,992,000 | 2,704 |
| Total interest expense | $6,756,000 | 2,191 |
| Net interest income | $5,236,000 | 3,318 |
| Provision for loan and lease losses | $225,000 | 3,305 |
| Total noninterest income | $328,000 | 6,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $328,000 | 3,816 |
| Total noninterest expense | $3,679,000 | 3,559 |
| Salaries and employee benefits | $2,069,000 | 3,333 |
| Premises and equipment expense | $853,000 | 2,361 |
| Additional noninterest expense | $757,000 | 4,984 |
| Pre-tax net operating income | $1,660,000 | 3,823 |
| Securities gains (losses) | $22,000 | 1,340 |
| Applicable income taxes | $561,000 | 3,372 |
| Income before extraordinary items | $1,121,000 | 4,075 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,121,000 | 4,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $585,000 | 3,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,106,260 | 4,082 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,236,000 | 3,842 |
| Total interest expense | $4,489,000 | 3,317 |
| Net interest income | $3,747,000 | 4,354 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $339,000 | 6,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $339,000 | 3,761 |
| Total noninterest expense | $3,185,000 | 3,904 |
| Salaries and employee benefits | $1,709,000 | 3,818 |
| Premises and equipment expense | $763,000 | 2,555 |
| Additional noninterest expense | $713,000 | 5,095 |
| Pre-tax net operating income | $781,000 | 6,160 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,000 | 9,299 |
| Income before extraordinary items | $780,000 | 5,268 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $780,000 | 5,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $780,000 | 5,169 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,514,000 | 4,769 |
| Total interest expense | $3,503,000 | 4,135 |
| Net interest income | $3,011,000 | 5,289 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $288,000 | 6,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $288,000 | 4,024 |
| Total noninterest expense | $2,706,000 | 4,470 |
| Salaries and employee benefits | $1,349,000 | 4,641 |
| Premises and equipment expense | $652,000 | 2,927 |
| Additional noninterest expense | $705,000 | 5,192 |
| Pre-tax net operating income | $473,000 | 8,073 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,000 | 10,030 |
| Income before extraordinary items | $472,000 | 7,154 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $472,000 | 7,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $472,000 | 7,107 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,162,000 | 5,080 |
| Total interest expense | $3,089,000 | 4,658 |
| Net interest income | $3,073,000 | 5,341 |
| Provision for loan and lease losses | $276,000 | 2,757 |
| Total noninterest income | $222,000 | 7,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $222,000 | 4,890 |
| Total noninterest expense | $3,315,000 | 3,981 |
| Salaries and employee benefits | $1,210,000 | 5,162 |
| Premises and equipment expense | $593,000 | 3,249 |
| Additional noninterest expense | $1,512,000 | 3,092 |
| Pre-tax net operating income | $-296,000 | 11,140 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $1,000 | 10,529 |
| Income before extraordinary items | $-298,000 | 11,180 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-298,000 | 11,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,567 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-297,000 | 11,147 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 8,967 |
| Total interest expense | $1,187,000 | 8,627 |
| Net interest income | $1,316,000 | 9,028 |
| Provision for loan and lease losses | $596,000 | 1,382 |
| Total noninterest income | $154,000 | 9,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $154,000 | 5,906 |
| Total noninterest expense | $1,373,000 | 7,674 |
| Salaries and employee benefits | $495,000 | 9,160 |
| Premises and equipment expense | $319,000 | 5,376 |
| Additional noninterest expense | $559,000 | 6,784 |
| Pre-tax net operating income | $-499,000 | 11,793 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-498,000 | 11,793 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-498,000 | 11,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,189 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-499,000 | 11,787 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,184,000 | 4,736 |
| Total interest expense | $4,004,000 | 3,056 |
| Net interest income | $2,180,000 | 7,128 |
| Provision for loan and lease losses | $561,000 | 1,410 |
| Total noninterest income | $223,000 | 8,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $223,000 | 4,919 |
| Total noninterest expense | $3,373,000 | 3,967 |
| Salaries and employee benefits | $1,517,000 | 4,241 |
| Premises and equipment expense | $834,000 | 2,431 |
| Additional noninterest expense | $1,022,000 | 4,633 |
| Pre-tax net operating income | $-1,531,000 | 12,498 |
| Securities gains (losses) | $-113,000 | 11,616 |
| Applicable income taxes | $-414,000 | 12,464 |
| Income before extraordinary items | $-1,230,000 | 12,448 |
| Extraordinary gains, net | $-486,000 | 12,577 |
| Net income | $-1,716,000 | 12,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,298 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,145,250 | 12,442 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,731,000 | 3,940 |
| Total interest expense | $5,186,000 | 2,492 |
| Net interest income | $2,545,000 | 6,456 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $366,000 | 6,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $366,000 | 3,988 |
| Total noninterest expense | $3,662,000 | 3,763 |
| Salaries and employee benefits | $1,627,000 | 3,965 |
| Premises and equipment expense | $883,000 | 2,312 |
| Additional noninterest expense | $1,152,000 | 4,349 |
| Pre-tax net operating income | $-801,000 | 12,937 |
| Securities gains (losses) | $402,000 | 1,045 |
| Applicable income taxes | $-98,000 | 12,958 |
| Income before extraordinary items | $-301,000 | 12,827 |
| Extraordinary gains, net | $-70,000 | 12,826 |
| Net income | $-371,000 | 12,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-602,500 | 12,872 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,020,000 | 3,479 |
| Total interest expense | $6,703,000 | 2,519 |
| Net interest income | $3,317,000 | 5,257 |
| Provision for loan and lease losses | $242,000 | 4,670 |
| Total noninterest income | $503,000 | 5,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $503,000 | 3,168 |
| Total noninterest expense | $3,569,000 | 3,866 |
| Salaries and employee benefits | $1,508,000 | 4,215 |
| Premises and equipment expense | $809,000 | 2,566 |
| Additional noninterest expense | $1,252,000 | 4,180 |
| Pre-tax net operating income | $9,000 | 12,653 |
| Securities gains (losses) | $75,000 | 3,478 |
| Applicable income taxes | $80,000 | 10,440 |
| Income before extraordinary items | $4,000 | 12,872 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,000 | 12,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $217,000 | 711 |
| Net operating income | $-44,000 | 12,808 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.