Trumbull Savings and Loan Company, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$33,216,0001,034
Total interest expense$20,352,000819
Net interest income$12,864,0001,352
Provision for loan and lease losses$185,0003,603
Total noninterest income$1,758,0001,957
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,121,0001,117
Trading account gains and fees$0239
Additional Noninterest Income$637,0002,375
Total noninterest expense$9,049,0001,450
Salaries and employee benefits$4,094,0001,596
Premises and equipment expense$1,211,0001,615
Additional noninterest expense$3,744,0001,181
Pre-tax net operating income$5,388,0001,446
Securities gains (losses)$-10,00010,039
Applicable income taxes$1,840,0001,427
Income before extraordinary items$3,538,0001,517
Extraordinary gains, net$044
Net income$3,538,0001,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0002,372
Cash dividends$904,0002,357
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,544,6001,478
1996-12-31 (YTD Data)Rank
Total interest income$32,158,0001,076
Total interest expense$20,740,000823
Net interest income$11,418,0001,556
Provision for loan and lease losses$119,0004,742
Total noninterest income$2,065,0001,792
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$2,065,0001,132
Total noninterest expense$11,548,0001,245
Salaries and employee benefits$4,034,0001,647
Premises and equipment expense$1,984,0001,064
Additional noninterest expense$5,530,0001,048
Pre-tax net operating income$1,816,0003,693
Securities gains (losses)$-32,00010,876
Applicable income taxes$614,0003,516
Income before extraordinary items$1,170,0003,952
Extraordinary gains, net$053
Net income$1,170,0003,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,819
Cash dividends$713,0002,708
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,191,1203,848
1995-12-31 (YTD Data)Rank
Total interest income$32,281,0001,092
Total interest expense$21,869,000818
Net interest income$10,412,0001,717
Provision for loan and lease losses$60,0005,704
Total noninterest income$1,575,0002,212
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,575,0001,342
Total noninterest expense$9,355,0001,516
Salaries and employee benefits$4,022,0001,646
Premises and equipment expense$1,925,0001,097
Additional noninterest expense$3,408,0001,515
Pre-tax net operating income$2,572,0002,768
Securities gains (losses)$208,000658
Applicable income taxes$961,0002,479
Income before extraordinary items$1,819,0002,713
Extraordinary gains, net$065
Net income$1,819,0002,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,798
Cash dividends$626,0002,840
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,683,8002,884
1994-12-31 (YTD Data)Rank
Total interest income$29,736,0001,059
Total interest expense$17,616,000794
Net interest income$12,120,0001,486
Provision for loan and lease losses$60,0005,594
Total noninterest income$1,103,0002,898
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$1,103,0001,728
Total noninterest expense$8,901,0001,655
Salaries and employee benefits$3,977,0001,686
Premises and equipment expense$1,765,0001,196
Additional noninterest expense$3,159,0001,727
Pre-tax net operating income$4,262,0001,683
Securities gains (losses)$540,000255
Applicable income taxes$1,790,0001,324
Income before extraordinary items$3,012,0001,621
Extraordinary gains, net$0249
Net income$3,012,0001,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,150
Cash dividends$609,0002,768
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,666,4001,832
1993-12-31 (YTD Data)Rank
Total interest income$24,639,0001,288
Total interest expense$14,343,000956
Net interest income$10,296,0001,754
Provision for loan and lease losses$2,00010,273
Total noninterest income$898,0003,640
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$898,0002,206
Total noninterest expense$7,133,0002,059
Salaries and employee benefits$3,364,0001,973
Premises and equipment expense$1,385,0001,527
Additional noninterest expense$2,384,0002,345
Pre-tax net operating income$4,059,0001,703
Securities gains (losses)$564,000826
Applicable income taxes$1,660,0001,432
Income before extraordinary items$2,963,0001,704
Extraordinary gains, net$03,149
Net income$2,963,0001,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,00012,163
Cash dividends$565,0002,790
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,602,0401,810
1992-12-31 (YTD Data)Rank
Total interest income$26,670,0001,373
Total interest expense$15,923,0001,127
Net interest income$10,747,0001,712
Provision for loan and lease losses$599,0002,646
Total noninterest income$2,327,0001,744
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$2,327,0001,127
Total noninterest expense$6,476,0002,260
Salaries and employee benefits$2,813,0002,313
Premises and equipment expense$1,122,0001,884
Additional noninterest expense$2,541,0002,291
Pre-tax net operating income$5,999,0001,084
Securities gains (losses)$-181,00013,837
Applicable income taxes$1,967,0001,138
Income before extraordinary items$3,851,0001,217
Extraordinary gains, net$01,422
Net income$3,851,0001,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,00013,353
Cash dividends$373,0003,503
Sale, conversion, retirement of capital stock, net$361,000615
Net operating income$3,970,4601,087

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.