Home > Truman Bank > Income and Expense
Truman Bank, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,115,000 | 2,576 |
| Total interest expense | $1,427,000 | 1,686 |
| Net interest income | $3,688,000 | 2,905 |
| Provision for loan and lease losses | $3,925,000 | 370 |
| Total noninterest income | $-4,159,000 | 7,238 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $301,000 | 2,154 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-4,460,000 | 7,243 |
| Total noninterest expense | $5,399,000 | 1,788 |
| Salaries and employee benefits | $1,752,000 | 2,801 |
| Premises and equipment expense | $646,000 | 1,838 |
| Additional noninterest expense | $3,001,000 | 1,149 |
| Pre-tax net operating income | $-9,795,000 | 7,223 |
| Securities gains (losses) | $432,000 | 644 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-9,363,000 | 7,216 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-9,363,000 | 7,216 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-9,363,000 | 7,216 |
| Net charge-offs | $8,192,000 | 226 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-9,795,000 | 7,216 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 2,545 |
| Total interest expense | $758,000 | 1,653 |
| Net interest income | $1,864,000 | 2,889 |
| Provision for loan and lease losses | $1,565,000 | 431 |
| Total noninterest income | $-1,850,000 | 7,303 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $154,000 | 2,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-2,004,000 | 7,308 |
| Total noninterest expense | $2,665,000 | 1,806 |
| Salaries and employee benefits | $849,000 | 2,890 |
| Premises and equipment expense | $324,000 | 1,830 |
| Additional noninterest expense | $1,492,000 | 1,143 |
| Pre-tax net operating income | $-4,216,000 | 7,284 |
| Securities gains (losses) | $432,000 | 317 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-3,784,000 | 7,275 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,784,000 | 7,275 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-3,784,000 | 7,275 |
| Net charge-offs | $5,585,000 | 182 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-4,216,000 | 7,279 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,435,000 | 2,082 |
| Total interest expense | $4,049,000 | 1,500 |
| Net interest income | $9,386,000 | 2,332 |
| Provision for loan and lease losses | $8,475,000 | 488 |
| Total noninterest income | $-870,000 | 7,238 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $668,000 | 2,063 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,538,000 | 7,241 |
| Total noninterest expense | $15,876,000 | 1,243 |
| Salaries and employee benefits | $3,867,000 | 2,484 |
| Premises and equipment expense | $1,347,000 | 1,852 |
| Additional noninterest expense | $10,662,000 | 671 |
| Pre-tax net operating income | $-15,835,000 | 7,277 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-10,000 | 6,588 |
| Income before extraordinary items | $-15,825,000 | 7,278 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-15,825,000 | 7,278 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-15,825,000 | 7,278 |
| Net charge-offs | $10,520,000 | 435 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-15,825,000 | 7,268 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,290,000 | 2,057 |
| Total interest expense | $3,179,000 | 1,489 |
| Net interest income | $7,111,000 | 2,310 |
| Provision for loan and lease losses | $7,000,000 | 449 |
| Total noninterest income | $-734,000 | 7,335 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $504,000 | 2,064 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,238,000 | 7,341 |
| Total noninterest expense | $12,653,000 | 1,164 |
| Salaries and employee benefits | $2,950,000 | 2,440 |
| Premises and equipment expense | $1,034,000 | 1,824 |
| Additional noninterest expense | $8,669,000 | 625 |
| Pre-tax net operating income | $-13,276,000 | 7,369 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-5,000 | 6,751 |
| Income before extraordinary items | $-13,271,000 | 7,370 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-13,271,000 | 7,370 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-13,271,000 | 7,370 |
| Net charge-offs | $8,292,000 | 413 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-13,271,000 | 7,366 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,052,000 | 2,028 |
| Total interest expense | $2,259,000 | 1,447 |
| Net interest income | $4,793,000 | 2,291 |
| Provision for loan and lease losses | $2,403,000 | 805 |
| Total noninterest income | $156,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $333,000 | 2,058 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-177,000 | 7,263 |
| Total noninterest expense | $4,924,000 | 1,956 |
| Salaries and employee benefits | $2,019,000 | 2,404 |
| Premises and equipment expense | $691,000 | 1,837 |
| Additional noninterest expense | $2,214,000 | 1,564 |
| Pre-tax net operating income | $-2,378,000 | 7,220 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-4,000 | 6,820 |
| Income before extraordinary items | $-2,374,000 | 7,242 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,374,000 | 7,242 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,374,000 | 7,243 |
| Net charge-offs | $3,561,000 | 601 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,374,000 | 7,232 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,715,000 | 1,942 |
| Total interest expense | $1,236,000 | 1,378 |
| Net interest income | $2,479,000 | 2,202 |
| Provision for loan and lease losses | $1,954,000 | 531 |
| Total noninterest income | $-160,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $162,000 | 2,087 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-322,000 | 7,474 |
| Total noninterest expense | $2,609,000 | 1,876 |
| Salaries and employee benefits | $1,053,000 | 2,324 |
| Premises and equipment expense | $357,000 | 1,815 |
| Additional noninterest expense | $1,199,000 | 1,459 |
| Pre-tax net operating income | $-2,244,000 | 7,406 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-2,000 | 6,910 |
| Income before extraordinary items | $-2,242,000 | 7,412 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,242,000 | 7,412 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,242,000 | 7,412 |
| Net charge-offs | $2,338,000 | 486 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-2,242,000 | 7,412 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,771,000 | 1,701 |
| Total interest expense | $7,926,000 | 1,047 |
| Net interest income | $9,845,000 | 2,233 |
| Provision for loan and lease losses | $9,229,000 | 711 |
| Total noninterest income | $2,612,000 | 1,708 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $915,000 | 1,622 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,697,000 | 1,562 |
| Total noninterest expense | $11,036,000 | 1,783 |
| Salaries and employee benefits | $4,483,000 | 2,162 |
| Premises and equipment expense | $1,478,000 | 1,732 |
| Additional noninterest expense | $5,075,000 | 1,429 |
| Pre-tax net operating income | $-7,808,000 | 7,274 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $112,000 | 3,149 |
| Income before extraordinary items | $-7,920,000 | 7,315 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,920,000 | 7,315 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-7,920,000 | 7,315 |
| Net charge-offs | $10,486,000 | 589 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-7,920,000 | 7,300 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,710,000 | 1,690 |
| Total interest expense | $6,310,000 | 1,031 |
| Net interest income | $7,400,000 | 2,258 |
| Provision for loan and lease losses | $2,904,000 | 1,291 |
| Total noninterest income | $2,162,000 | 1,593 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $732,000 | 1,583 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,430,000 | 1,383 |
| Total noninterest expense | $8,139,000 | 1,803 |
| Salaries and employee benefits | $3,330,000 | 2,183 |
| Premises and equipment expense | $1,118,000 | 1,747 |
| Additional noninterest expense | $3,691,000 | 1,437 |
| Pre-tax net operating income | $-1,481,000 | 6,951 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-10,000 | 6,841 |
| Income before extraordinary items | $-1,471,000 | 7,041 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,471,000 | 7,040 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,471,000 | 7,041 |
| Net charge-offs | $6,408,000 | 666 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,471,000 | 7,007 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,674,000 | 1,637 |
| Total interest expense | $4,464,000 | 1,005 |
| Net interest income | $5,210,000 | 2,117 |
| Provision for loan and lease losses | $779,000 | 2,222 |
| Total noninterest income | $1,759,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $536,000 | 1,461 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,223,000 | 1,130 |
| Total noninterest expense | $5,705,000 | 1,734 |
| Salaries and employee benefits | $2,195,000 | 2,218 |
| Premises and equipment expense | $767,000 | 1,727 |
| Additional noninterest expense | $2,743,000 | 1,307 |
| Pre-tax net operating income | $485,000 | 3,680 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-6,000 | 6,896 |
| Income before extraordinary items | $491,000 | 3,450 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $491,000 | 3,447 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $491,000 | 3,449 |
| Net charge-offs | $6,154,000 | 490 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $491,000 | 3,331 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,921,000 | 1,638 |
| Total interest expense | $2,303,000 | 1,021 |
| Net interest income | $2,618,000 | 2,133 |
| Provision for loan and lease losses | $392,000 | 2,102 |
| Total noninterest income | $1,407,000 | 924 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $311,000 | 1,255 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,096,000 | 734 |
| Total noninterest expense | $3,167,000 | 1,585 |
| Salaries and employee benefits | $1,133,000 | 2,179 |
| Premises and equipment expense | $413,000 | 1,634 |
| Additional noninterest expense | $1,621,000 | 1,079 |
| Pre-tax net operating income | $466,000 | 2,543 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-2,000 | 7,013 |
| Income before extraordinary items | $468,000 | 2,257 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $468,000 | 2,256 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $468,000 | 2,257 |
| Net charge-offs | $729,000 | 1,286 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $468,000 | 2,169 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $21,119,000 | 1,619 |
| Total interest expense | $12,033,000 | 986 |
| Net interest income | $9,086,000 | 2,399 |
| Provision for loan and lease losses | $13,965,000 | 650 |
| Total noninterest income | $128,000 | 6,754 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,419,000 | 1,212 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,291,000 | 7,907 |
| Total noninterest expense | $11,599,000 | 1,762 |
| Salaries and employee benefits | $4,342,000 | 2,266 |
| Premises and equipment expense | $1,888,000 | 1,439 |
| Additional noninterest expense | $5,369,000 | 1,385 |
| Pre-tax net operating income | $-16,350,000 | 7,655 |
| Securities gains (losses) | $582,000 | 786 |
| Applicable income taxes | $-2,021,000 | 7,520 |
| Income before extraordinary items | $-13,747,000 | 7,653 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-13,747,000 | 7,651 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-13,747,000 | 7,652 |
| Net charge-offs | $6,905,000 | 905 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-14,253,340 | 7,661 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,063,000 | 1,629 |
| Total interest expense | $9,403,000 | 995 |
| Net interest income | $6,660,000 | 2,447 |
| Provision for loan and lease losses | $5,341,000 | 997 |
| Total noninterest income | $-318,000 | 7,983 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,067,000 | 1,208 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-1,385,000 | 8,039 |
| Total noninterest expense | $8,321,000 | 1,827 |
| Salaries and employee benefits | $3,197,000 | 2,327 |
| Premises and equipment expense | $1,408,000 | 1,456 |
| Additional noninterest expense | $3,716,000 | 1,457 |
| Pre-tax net operating income | $-7,320,000 | 7,640 |
| Securities gains (losses) | $582,000 | 617 |
| Applicable income taxes | $-67,000 | 6,868 |
| Income before extraordinary items | $-6,671,000 | 7,673 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-6,671,000 | 7,673 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-6,671,000 | 7,673 |
| Net charge-offs | $5,545,000 | 758 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-7,247,180 | 7,708 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,874,000 | 1,635 |
| Total interest expense | $6,605,000 | 1,005 |
| Net interest income | $4,269,000 | 2,535 |
| Provision for loan and lease losses | $197,000 | 4,357 |
| Total noninterest income | $792,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $666,000 | 1,274 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $126,000 | 4,407 |
| Total noninterest expense | $5,511,000 | 1,870 |
| Salaries and employee benefits | $2,147,000 | 2,355 |
| Premises and equipment expense | $919,000 | 1,517 |
| Additional noninterest expense | $2,445,000 | 1,508 |
| Pre-tax net operating income | $-647,000 | 6,760 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-63,000 | 7,051 |
| Income before extraordinary items | $-584,000 | 6,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-584,000 | 6,837 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-584,000 | 6,837 |
| Net charge-offs | $3,628,000 | 732 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-584,000 | 6,824 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,535,000 | 1,625 |
| Total interest expense | $3,530,000 | 971 |
| Net interest income | $2,005,000 | 2,707 |
| Provision for loan and lease losses | $197,000 | 2,888 |
| Total noninterest income | $470,000 | 2,239 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $292,000 | 1,415 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $178,000 | 2,666 |
| Total noninterest expense | $2,735,000 | 1,815 |
| Salaries and employee benefits | $1,094,000 | 2,342 |
| Premises and equipment expense | $460,000 | 1,550 |
| Additional noninterest expense | $1,181,000 | 1,378 |
| Pre-tax net operating income | $-457,000 | 7,270 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-60,000 | 7,456 |
| Income before extraordinary items | $-397,000 | 7,339 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-397,000 | 7,340 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-397,000 | 7,340 |
| Net charge-offs | $2,509,000 | 520 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-397,000 | 7,298 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $27,540,000 | 1,406 |
| Total interest expense | $16,501,000 | 969 |
| Net interest income | $11,039,000 | 2,013 |
| Provision for loan and lease losses | $15,182,000 | 447 |
| Total noninterest income | $1,047,000 | 3,309 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,294,000 | 1,392 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-247,000 | 8,180 |
| Total noninterest expense | $13,213,000 | 1,472 |
| Salaries and employee benefits | $5,723,000 | 1,787 |
| Premises and equipment expense | $2,068,000 | 1,328 |
| Additional noninterest expense | $5,422,000 | 1,180 |
| Pre-tax net operating income | $-16,309,000 | 8,072 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-2,224,000 | 7,942 |
| Income before extraordinary items | $-14,085,000 | 8,054 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-14,085,000 | 8,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,289,000 | 438 |
| Cash dividends | $23,000 | 5,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-14,085,000 | 8,078 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,304,000 | 1,395 |
| Total interest expense | $12,765,000 | 971 |
| Net interest income | $8,539,000 | 1,973 |
| Provision for loan and lease losses | $12,949,000 | 337 |
| Total noninterest income | $766,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $959,000 | 1,417 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-193,000 | 8,291 |
| Total noninterest expense | $9,999,000 | 1,449 |
| Salaries and employee benefits | $4,362,000 | 1,776 |
| Premises and equipment expense | $1,547,000 | 1,342 |
| Additional noninterest expense | $4,090,000 | 1,128 |
| Pre-tax net operating income | $-13,643,000 | 8,254 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-5,119,000 | 8,269 |
| Income before extraordinary items | $-8,524,000 | 8,201 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-8,524,000 | 8,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,660,000 | 327 |
| Cash dividends | $23,000 | 4,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-8,524,000 | 8,228 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,526,000 | 1,373 |
| Total interest expense | $8,839,000 | 971 |
| Net interest income | $5,687,000 | 1,966 |
| Provision for loan and lease losses | $6,110,000 | 372 |
| Total noninterest income | $604,000 | 3,131 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $623,000 | 1,429 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-19,000 | 8,341 |
| Total noninterest expense | $5,924,000 | 1,641 |
| Salaries and employee benefits | $2,940,000 | 1,771 |
| Premises and equipment expense | $1,011,000 | 1,370 |
| Additional noninterest expense | $1,973,000 | 1,490 |
| Pre-tax net operating income | $-5,743,000 | 8,306 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-2,259,000 | 8,341 |
| Income before extraordinary items | $-3,484,000 | 8,281 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,484,000 | 8,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,109,000 | 412 |
| Cash dividends | $17,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-3,484,000 | 8,275 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,896,000 | 1,295 |
| Total interest expense | $4,961,000 | 917 |
| Net interest income | $2,935,000 | 1,902 |
| Provision for loan and lease losses | $205,000 | 1,794 |
| Total noninterest income | $420,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $283,000 | 1,549 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $137,000 | 3,203 |
| Total noninterest expense | $2,956,000 | 1,644 |
| Salaries and employee benefits | $1,518,000 | 1,733 |
| Premises and equipment expense | $518,000 | 1,339 |
| Additional noninterest expense | $920,000 | 1,560 |
| Pre-tax net operating income | $194,000 | 5,006 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $16,000 | 4,511 |
| Income before extraordinary items | $178,000 | 4,916 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $178,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 808 |
| Cash dividends | $9,000 | 3,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $178,000 | 4,799 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $34,355,000 | 1,221 |
| Total interest expense | $19,094,000 | 1,027 |
| Net interest income | $15,261,000 | 1,491 |
| Provision for loan and lease losses | $3,635,000 | 540 |
| Total noninterest income | $1,957,000 | 2,247 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,165,000 | 1,543 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $792,000 | 2,569 |
| Total noninterest expense | $11,493,000 | 1,601 |
| Salaries and employee benefits | $6,138,000 | 1,635 |
| Premises and equipment expense | $1,548,000 | 1,699 |
| Additional noninterest expense | $3,807,000 | 1,458 |
| Pre-tax net operating income | $2,090,000 | 3,222 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $556,000 | 2,603 |
| Income before extraordinary items | $1,534,000 | 3,390 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,534,000 | 3,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,279,000 | 841 |
| Cash dividends | $43,000 | 5,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,534,000 | 3,374 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $25,270,000 | 1,254 |
| Total interest expense | $13,501,000 | 1,088 |
| Net interest income | $11,769,000 | 1,435 |
| Provision for loan and lease losses | $1,064,000 | 860 |
| Total noninterest income | $1,472,000 | 2,248 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $878,000 | 1,495 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $594,000 | 2,577 |
| Total noninterest expense | $8,432,000 | 1,620 |
| Salaries and employee benefits | $4,527,000 | 1,669 |
| Premises and equipment expense | $1,170,000 | 1,684 |
| Additional noninterest expense | $2,735,000 | 1,484 |
| Pre-tax net operating income | $3,745,000 | 1,763 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,231,000 | 1,421 |
| Income before extraordinary items | $2,514,000 | 2,002 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,514,000 | 2,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,893 |
| Cash dividends | $33,000 | 5,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,514,000 | 1,991 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,479,000 | 1,292 |
| Total interest expense | $8,590,000 | 1,148 |
| Net interest income | $7,889,000 | 1,457 |
| Provision for loan and lease losses | $300,000 | 1,528 |
| Total noninterest income | $996,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $559,000 | 1,573 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $437,000 | 2,450 |
| Total noninterest expense | $5,574,000 | 1,655 |
| Salaries and employee benefits | $3,002,000 | 1,708 |
| Premises and equipment expense | $762,000 | 1,745 |
| Additional noninterest expense | $1,810,000 | 1,506 |
| Pre-tax net operating income | $3,011,000 | 1,541 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,015,000 | 1,259 |
| Income before extraordinary items | $1,996,000 | 1,734 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,996,000 | 1,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,019 |
| Cash dividends | $22,000 | 4,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,996,000 | 1,716 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,133,000 | 1,306 |
| Total interest expense | $4,113,000 | 1,198 |
| Net interest income | $4,020,000 | 1,423 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $476,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $258,000 | 1,670 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $218,000 | 2,419 |
| Total noninterest expense | $2,808,000 | 1,648 |
| Salaries and employee benefits | $1,508,000 | 1,726 |
| Premises and equipment expense | $394,000 | 1,697 |
| Additional noninterest expense | $906,000 | 1,478 |
| Pre-tax net operating income | $1,538,000 | 1,506 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $529,000 | 1,235 |
| Income before extraordinary items | $1,009,000 | 1,705 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,009,000 | 1,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,485 |
| Cash dividends | $11,000 | 3,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,009,000 | 1,693 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,206,000 | 1,361 |
| Total interest expense | $13,722,000 | 1,229 |
| Net interest income | $15,484,000 | 1,474 |
| Provision for loan and lease losses | $600,000 | 1,606 |
| Total noninterest income | $1,652,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,154,000 | 1,540 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $498,000 | 3,350 |
| Total noninterest expense | $10,283,000 | 1,738 |
| Salaries and employee benefits | $5,602,000 | 1,742 |
| Premises and equipment expense | $1,495,000 | 1,698 |
| Additional noninterest expense | $3,186,000 | 1,645 |
| Pre-tax net operating income | $6,253,000 | 1,545 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,034,000 | 1,312 |
| Income before extraordinary items | $4,219,000 | 1,711 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,219,000 | 1,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,393 |
| Cash dividends | $51,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,219,000 | 1,697 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,257,000 | 1,400 |
| Total interest expense | $9,746,000 | 1,266 |
| Net interest income | $11,511,000 | 1,506 |
| Provision for loan and lease losses | $450,000 | 1,514 |
| Total noninterest income | $1,218,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $857,000 | 1,558 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $361,000 | 3,380 |
| Total noninterest expense | $7,399,000 | 1,798 |
| Salaries and employee benefits | $4,058,000 | 1,810 |
| Premises and equipment expense | $1,098,000 | 1,734 |
| Additional noninterest expense | $2,243,000 | 1,741 |
| Pre-tax net operating income | $4,880,000 | 1,535 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,609,000 | 1,324 |
| Income before extraordinary items | $3,271,000 | 1,702 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,271,000 | 1,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-121,000 | 8,562 |
| Cash dividends | $40,000 | 5,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,271,000 | 1,687 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,397,000 | 1,449 |
| Total interest expense | $5,934,000 | 1,317 |
| Net interest income | $7,463,000 | 1,541 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $818,000 | 2,554 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $579,000 | 1,535 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $239,000 | 3,405 |
| Total noninterest expense | $4,728,000 | 1,878 |
| Salaries and employee benefits | $2,635,000 | 1,862 |
| Premises and equipment expense | $736,000 | 1,729 |
| Additional noninterest expense | $1,357,000 | 1,928 |
| Pre-tax net operating income | $3,253,000 | 1,544 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,105,000 | 1,292 |
| Income before extraordinary items | $2,148,000 | 1,698 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,148,000 | 1,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-151,000 | 8,644 |
| Cash dividends | $29,000 | 4,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,148,000 | 1,681 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,282,000 | 1,820 |
| Total interest expense | $2,515,000 | 1,463 |
| Net interest income | $2,767,000 | 2,098 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $106,000 | 5,470 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $31,000 | 5,867 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,279 |
| Total noninterest expense | $1,431,000 | 3,001 |
| Salaries and employee benefits | $804,000 | 2,959 |
| Premises and equipment expense | $193,000 | 3,105 |
| Additional noninterest expense | $434,000 | 2,899 |
| Pre-tax net operating income | $1,292,000 | 1,856 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $443,000 | 1,533 |
| Income before extraordinary items | $849,000 | 2,076 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $849,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 8,603 |
| Cash dividends | $19,000 | 3,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $849,000 | 2,064 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,069,000 | 1,862 |
| Total interest expense | $7,943,000 | 1,429 |
| Net interest income | $10,126,000 | 2,192 |
| Provision for loan and lease losses | $500,000 | 1,892 |
| Total noninterest income | $421,000 | 5,614 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $130,000 | 5,874 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $291,000 | 4,402 |
| Total noninterest expense | $5,421,000 | 3,020 |
| Salaries and employee benefits | $2,931,000 | 3,029 |
| Premises and equipment expense | $788,000 | 2,931 |
| Additional noninterest expense | $1,702,000 | 2,915 |
| Pre-tax net operating income | $4,626,000 | 1,979 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,618,000 | 1,619 |
| Income before extraordinary items | $3,008,000 | 2,243 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,008,000 | 2,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $224,000 | 4,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,008,000 | 2,209 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,950,000 | 1,897 |
| Total interest expense | $5,688,000 | 1,410 |
| Net interest income | $7,262,000 | 2,258 |
| Provision for loan and lease losses | $350,000 | 1,932 |
| Total noninterest income | $332,000 | 5,541 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $97,000 | 5,916 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $235,000 | 4,241 |
| Total noninterest expense | $3,973,000 | 3,045 |
| Salaries and employee benefits | $2,127,000 | 3,098 |
| Premises and equipment expense | $591,000 | 2,920 |
| Additional noninterest expense | $1,255,000 | 2,926 |
| Pre-tax net operating income | $3,271,000 | 2,090 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,135,000 | 1,718 |
| Income before extraordinary items | $2,136,000 | 2,367 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,136,000 | 2,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,052 |
| Cash dividends | $224,000 | 3,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,136,000 | 2,339 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,282,000 | 1,921 |
| Total interest expense | $3,655,000 | 1,382 |
| Net interest income | $4,627,000 | 2,342 |
| Provision for loan and lease losses | $200,000 | 2,158 |
| Total noninterest income | $232,000 | 5,412 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $65,000 | 5,865 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $167,000 | 4,088 |
| Total noninterest expense | $2,595,000 | 3,083 |
| Salaries and employee benefits | $1,426,000 | 3,059 |
| Premises and equipment expense | $392,000 | 2,898 |
| Additional noninterest expense | $777,000 | 3,095 |
| Pre-tax net operating income | $2,064,000 | 2,127 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $707,000 | 1,770 |
| Income before extraordinary items | $1,357,000 | 2,394 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,357,000 | 2,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,991 |
| Cash dividends | $215,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,357,000 | 2,369 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,995,000 | 1,945 |
| Total interest expense | $1,739,000 | 1,381 |
| Net interest income | $2,256,000 | 2,382 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $115,000 | 5,382 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $34,000 | 5,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $81,000 | 4,172 |
| Total noninterest expense | $1,261,000 | 3,173 |
| Salaries and employee benefits | $721,000 | 3,049 |
| Premises and equipment expense | $205,000 | 2,817 |
| Additional noninterest expense | $335,000 | 3,479 |
| Pre-tax net operating income | $960,000 | 2,236 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $320,000 | 1,889 |
| Income before extraordinary items | $640,000 | 2,474 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $640,000 | 2,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $7,000 | 3,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $640,000 | 2,436 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,016,000 | 2,020 |
| Total interest expense | $5,718,000 | 1,436 |
| Net interest income | $8,298,000 | 2,468 |
| Provision for loan and lease losses | $990,000 | 1,043 |
| Total noninterest income | $699,000 | 4,394 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $179,000 | 5,442 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $520,000 | 3,241 |
| Total noninterest expense | $4,760,000 | 3,267 |
| Salaries and employee benefits | $2,480,000 | 3,368 |
| Premises and equipment expense | $719,000 | 3,062 |
| Additional noninterest expense | $1,561,000 | 3,030 |
| Pre-tax net operating income | $3,247,000 | 2,414 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,116,000 | 2,003 |
| Income before extraordinary items | $2,131,000 | 2,766 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,131,000 | 2,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,939 |
| Cash dividends | $125,000 | 5,305 |
| Sale, conversion, retirement of capital stock, net | $-2,000,000 | 8,953 |
| Net operating income | $2,131,000 | 2,706 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,155,000 | 2,061 |
| Total interest expense | $4,120,000 | 1,471 |
| Net interest income | $6,035,000 | 2,508 |
| Provision for loan and lease losses | $745,000 | 1,023 |
| Total noninterest income | $585,000 | 4,145 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $142,000 | 5,389 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $443,000 | 3,014 |
| Total noninterest expense | $3,430,000 | 3,345 |
| Salaries and employee benefits | $1,767,000 | 3,488 |
| Premises and equipment expense | $521,000 | 3,141 |
| Additional noninterest expense | $1,142,000 | 3,076 |
| Pre-tax net operating income | $2,445,000 | 2,433 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $847,000 | 2,022 |
| Income before extraordinary items | $1,598,000 | 2,804 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,598,000 | 2,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,172 |
| Cash dividends | $119,000 | 4,513 |
| Sale, conversion, retirement of capital stock, net | $-2,000,000 | 9,010 |
| Net operating income | $1,598,000 | 2,729 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,484,000 | 2,162 |
| Total interest expense | $2,592,000 | 1,532 |
| Net interest income | $3,892,000 | 2,551 |
| Provision for loan and lease losses | $550,000 | 899 |
| Total noninterest income | $456,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $96,000 | 5,356 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $360,000 | 2,687 |
| Total noninterest expense | $2,193,000 | 3,487 |
| Salaries and employee benefits | $1,147,000 | 3,579 |
| Premises and equipment expense | $341,000 | 3,203 |
| Additional noninterest expense | $705,000 | 3,284 |
| Pre-tax net operating income | $1,605,000 | 2,438 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $563,000 | 2,029 |
| Income before extraordinary items | $1,042,000 | 2,831 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,042,000 | 2,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 1,593 |
| Cash dividends | $59,000 | 4,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,042,000 | 2,758 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,169,000 | 2,211 |
| Total interest expense | $1,253,000 | 1,607 |
| Net interest income | $1,916,000 | 2,588 |
| Provision for loan and lease losses | $195,000 | 1,177 |
| Total noninterest income | $80,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 5,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $27,000 | 6,301 |
| Total noninterest expense | $1,091,000 | 3,511 |
| Salaries and employee benefits | $571,000 | 3,611 |
| Premises and equipment expense | $166,000 | 3,298 |
| Additional noninterest expense | $354,000 | 3,249 |
| Pre-tax net operating income | $710,000 | 2,674 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $242,000 | 2,247 |
| Income before extraordinary items | $468,000 | 3,098 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $468,000 | 3,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $59,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $468,000 | 2,981 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,758,000 | 2,635 |
| Total interest expense | $4,446,000 | 2,010 |
| Net interest income | $6,312,000 | 3,043 |
| Provision for loan and lease losses | $800,000 | 1,446 |
| Total noninterest income | $516,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $259,000 | 4,671 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $257,000 | 4,807 |
| Total noninterest expense | $4,188,000 | 3,571 |
| Salaries and employee benefits | $2,112,000 | 3,757 |
| Premises and equipment expense | $658,000 | 3,250 |
| Additional noninterest expense | $1,418,000 | 3,247 |
| Pre-tax net operating income | $1,840,000 | 3,580 |
| Securities gains (losses) | $19,000 | 3,246 |
| Applicable income taxes | $646,000 | 2,930 |
| Income before extraordinary items | $1,213,000 | 4,116 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,213,000 | 4,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 2,065 |
| Cash dividends | $238,000 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $-372,000 | 9,140 |
| Net operating income | $1,200,650 | 3,983 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,803,000 | 2,763 |
| Total interest expense | $3,305,000 | 2,103 |
| Net interest income | $4,498,000 | 3,199 |
| Provision for loan and lease losses | $450,000 | 1,799 |
| Total noninterest income | $424,000 | 5,160 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $193,000 | 4,706 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $231,000 | 4,522 |
| Total noninterest expense | $3,054,000 | 3,650 |
| Salaries and employee benefits | $1,563,000 | 3,784 |
| Premises and equipment expense | $487,000 | 3,291 |
| Additional noninterest expense | $1,004,000 | 3,383 |
| Pre-tax net operating income | $1,418,000 | 3,638 |
| Securities gains (losses) | $19,000 | 2,984 |
| Applicable income taxes | $501,000 | 3,029 |
| Income before extraordinary items | $936,000 | 4,164 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $936,000 | 4,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,672 |
| Cash dividends | $179,000 | 4,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $923,650 | 4,038 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,054,000 | 2,855 |
| Total interest expense | $2,208,000 | 2,165 |
| Net interest income | $2,846,000 | 3,339 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $278,000 | 5,187 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $123,000 | 4,793 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $155,000 | 4,517 |
| Total noninterest expense | $2,002,000 | 3,692 |
| Salaries and employee benefits | $1,004,000 | 3,896 |
| Premises and equipment expense | $308,000 | 3,405 |
| Additional noninterest expense | $690,000 | 3,264 |
| Pre-tax net operating income | $822,000 | 3,980 |
| Securities gains (losses) | $19,000 | 2,643 |
| Applicable income taxes | $293,000 | 3,286 |
| Income before extraordinary items | $548,000 | 4,555 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $548,000 | 4,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,822 |
| Cash dividends | $119,000 | 4,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $535,650 | 4,395 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 2,981 |
| Total interest expense | $1,095,000 | 2,230 |
| Net interest income | $1,342,000 | 3,487 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $129,000 | 5,276 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $60,000 | 4,759 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $69,000 | 4,643 |
| Total noninterest expense | $972,000 | 3,755 |
| Salaries and employee benefits | $476,000 | 4,057 |
| Premises and equipment expense | $153,000 | 3,437 |
| Additional noninterest expense | $343,000 | 3,249 |
| Pre-tax net operating income | $349,000 | 4,396 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $120,000 | 3,625 |
| Income before extraordinary items | $229,000 | 4,965 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $229,000 | 4,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $60,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $229,000 | 4,761 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,902,000 | 3,046 |
| Total interest expense | $4,912,000 | 2,284 |
| Net interest income | $4,990,000 | 3,680 |
| Provision for loan and lease losses | $374,000 | 2,981 |
| Total noninterest income | $781,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $261,000 | 4,586 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $520,000 | 3,213 |
| Total noninterest expense | $3,877,000 | 3,640 |
| Salaries and employee benefits | $1,785,000 | 4,123 |
| Premises and equipment expense | $648,000 | 3,192 |
| Additional noninterest expense | $1,444,000 | 3,045 |
| Pre-tax net operating income | $1,520,000 | 4,080 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $519,000 | 3,373 |
| Income before extraordinary items | $1,001,000 | 4,594 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,001,000 | 4,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,467 |
| Cash dividends | $240,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $1,375,000 | 344 |
| Net operating income | $1,001,000 | 4,473 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,489,000 | 2,949 |
| Total interest expense | $7,115,000 | 2,255 |
| Net interest income | $4,374,000 | 3,848 |
| Provision for loan and lease losses | $471,000 | 2,323 |
| Total noninterest income | $581,000 | 4,669 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $242,000 | 4,728 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $339,000 | 3,867 |
| Total noninterest expense | $3,607,000 | 3,732 |
| Salaries and employee benefits | $1,672,000 | 4,159 |
| Premises and equipment expense | $654,000 | 3,118 |
| Additional noninterest expense | $1,281,000 | 3,295 |
| Pre-tax net operating income | $877,000 | 5,257 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $276,000 | 4,432 |
| Income before extraordinary items | $601,000 | 5,622 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $601,000 | 5,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,993 |
| Cash dividends | $222,000 | 4,863 |
| Sale, conversion, retirement of capital stock, net | $458,000 | 509 |
| Net operating income | $601,000 | 5,493 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,081,000 | 3,120 |
| Total interest expense | $6,182,000 | 2,702 |
| Net interest income | $4,899,000 | 3,543 |
| Provision for loan and lease losses | $262,000 | 3,137 |
| Total noninterest income | $613,000 | 4,356 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $219,000 | 4,881 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $394,000 | 3,381 |
| Total noninterest expense | $3,365,000 | 3,851 |
| Salaries and employee benefits | $1,414,000 | 4,580 |
| Premises and equipment expense | $656,000 | 3,046 |
| Additional noninterest expense | $1,295,000 | 3,183 |
| Pre-tax net operating income | $1,885,000 | 3,469 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $661,000 | 2,918 |
| Income before extraordinary items | $1,220,000 | 3,815 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,220,000 | 3,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,434,000 | 407 |
| Net operating income | $1,222,600 | 3,796 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,698,000 | 3,623 |
| Total interest expense | $4,571,000 | 3,177 |
| Net interest income | $4,127,000 | 4,059 |
| Provision for loan and lease losses | $390,000 | 2,152 |
| Total noninterest income | $446,000 | 5,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 5,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 4,237 |
| Total noninterest expense | $2,818,000 | 4,448 |
| Salaries and employee benefits | $1,303,000 | 4,863 |
| Premises and equipment expense | $491,000 | 3,826 |
| Additional noninterest expense | $1,024,000 | 3,940 |
| Pre-tax net operating income | $1,365,000 | 4,375 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $466,000 | 3,775 |
| Income before extraordinary items | $899,000 | 4,750 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $899,000 | 4,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,221 |
| Cash dividends | $110,000 | 5,991 |
| Sale, conversion, retirement of capital stock, net | $192,000 | 725 |
| Net operating income | $899,000 | 4,704 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,038,000 | 4,375 |
| Total interest expense | $3,820,000 | 3,828 |
| Net interest income | $3,218,000 | 4,895 |
| Provision for loan and lease losses | $343,000 | 2,348 |
| Total noninterest income | $295,000 | 6,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 5,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,121 |
| Total noninterest expense | $2,349,000 | 4,979 |
| Salaries and employee benefits | $1,109,000 | 5,368 |
| Premises and equipment expense | $445,000 | 4,054 |
| Additional noninterest expense | $795,000 | 4,701 |
| Pre-tax net operating income | $821,000 | 6,006 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $284,000 | 5,318 |
| Income before extraordinary items | $538,000 | 6,387 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $538,000 | 6,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,719 |
| Cash dividends | $28,000 | 7,171 |
| Sale, conversion, retirement of capital stock, net | $1,303,000 | 436 |
| Net operating income | $537,350 | 6,282 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,157,000 | 5,665 |
| Total interest expense | $2,726,000 | 5,075 |
| Net interest income | $2,431,000 | 6,158 |
| Provision for loan and lease losses | $289,000 | 2,712 |
| Total noninterest income | $233,000 | 7,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,713 |
| Total noninterest expense | $1,662,000 | 6,383 |
| Salaries and employee benefits | $724,000 | 7,180 |
| Premises and equipment expense | $312,000 | 5,324 |
| Additional noninterest expense | $626,000 | 5,644 |
| Pre-tax net operating income | $713,000 | 6,925 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $237,000 | 6,404 |
| Income before extraordinary items | $482,000 | 7,086 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $482,000 | 7,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,830 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $680,000 | 497 |
| Net operating income | $477,980 | 7,066 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,548,000 | 7,328 |
| Total interest expense | $1,737,000 | 6,991 |
| Net interest income | $1,811,000 | 7,545 |
| Provision for loan and lease losses | $160,000 | 3,923 |
| Total noninterest income | $200,000 | 8,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 8,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,090 |
| Total noninterest expense | $1,577,000 | 6,901 |
| Salaries and employee benefits | $784,000 | 7,058 |
| Premises and equipment expense | $289,000 | 5,733 |
| Additional noninterest expense | $504,000 | 7,025 |
| Pre-tax net operating income | $274,000 | 9,298 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $274,000 | 8,641 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $274,000 | 8,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $147,000 | 619 |
| Net operating income | $274,000 | 8,569 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 8,494 |
| Total interest expense | $1,317,000 | 8,223 |
| Net interest income | $1,486,000 | 8,570 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $197,000 | 8,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,277 |
| Total noninterest expense | $1,503,000 | 7,264 |
| Salaries and employee benefits | $685,000 | 7,815 |
| Premises and equipment expense | $270,000 | 6,064 |
| Additional noninterest expense | $548,000 | 6,887 |
| Pre-tax net operating income | $180,000 | 10,584 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $180,000 | 10,169 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $180,000 | 10,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,672 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $180,000 | 10,136 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 9,598 |
| Total interest expense | $784,000 | 9,681 |
| Net interest income | $1,320,000 | 9,395 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $169,000 | 9,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,482 |
| Total noninterest expense | $1,066,000 | 9,099 |
| Salaries and employee benefits | $478,000 | 9,593 |
| Premises and equipment expense | $244,000 | 6,618 |
| Additional noninterest expense | $344,000 | 9,422 |
| Pre-tax net operating income | $423,000 | 9,177 |
| Securities gains (losses) | $-90,000 | 11,462 |
| Applicable income taxes | $-85,000 | 12,278 |
| Income before extraordinary items | $418,000 | 8,013 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $418,000 | 8,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-138,000 | 12,321 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 906 |
| Net operating income | $508,000 | 7,279 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 10,502 |
| Total interest expense | $726,000 | 10,432 |
| Net interest income | $1,118,000 | 10,339 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $149,000 | 10,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 9,246 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,800 |
| Total noninterest expense | $1,010,000 | 9,689 |
| Salaries and employee benefits | $434,000 | 10,303 |
| Premises and equipment expense | $245,000 | 6,787 |
| Additional noninterest expense | $331,000 | 10,063 |
| Pre-tax net operating income | $209,000 | 10,960 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-58,000 | 12,898 |
| Income before extraordinary items | $267,000 | 9,848 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $267,000 | 9,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 11,891 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,125 |
| Net operating income | $267,000 | 9,591 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 11,241 |
| Total interest expense | $885,000 | 10,931 |
| Net interest income | $943,000 | 11,331 |
| Provision for loan and lease losses | $6,000 | 11,435 |
| Total noninterest income | $168,000 | 10,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,490 |
| Total noninterest expense | $1,081,000 | 9,605 |
| Salaries and employee benefits | $411,000 | 10,733 |
| Premises and equipment expense | $279,000 | 6,297 |
| Additional noninterest expense | $391,000 | 9,672 |
| Pre-tax net operating income | $24,000 | 12,572 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-42,000 | 13,483 |
| Income before extraordinary items | $66,000 | 12,395 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $66,000 | 12,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $249,000 | 690 |
| Net operating income | $66,000 | 12,106 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.