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Truist Bank, Net charge- offs to loans

2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2861%557
Percentage Net Loans Charged-off: Total real estate loans0.1265%425
Percentage Net Loans Charged-off:Construction & development-0.0417%4,374
Percentage Net Loans Charged-off: Commercial real estate0.2062%280
Percentage Net Loans Charged-off: Multi-family residential-0.0766%4,080
Percentage Net Loans Charged-off: 1-4 family residential0.1139%379
Percentage Net Loans Charged-off: Home equity loans0.0268%248
All other 1-4 family - Percent of loans charged-off, net0.1360%318
Percentage Net Loans Charged-off: Commercial and industrial0.2373%830
Percentage Net Loans Charged-off: Loans to individuals0.9360%734
Percentage Net Loans Charged-off: Credit card loans3.7315%149
Percentage Net Loans Charged-off: Other loans to individual0.7155%848
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0259%25
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2401%595
Percentage Net Loans Charged-off: Total real estate loans0.0451%586
Percentage Net Loans Charged-off:Construction & development0.1270%69
Percentage Net Loans Charged-off: Commercial real estate0.0369%320
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0376%597
Percentage Net Loans Charged-off: Home equity loans0.0528%165
All other 1-4 family - Percent of loans charged-off, net0.0337%572
Percentage Net Loans Charged-off: Commercial and industrial0.1501%765
Percentage Net Loans Charged-off: Loans to individuals1.0433%734
Percentage Net Loans Charged-off: Credit card loans3.7014%156
Percentage Net Loans Charged-off: Other loans to individual0.8260%821
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.7370%1,027
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1896%1,071
Percentage Net Loans Charged-off: Total real estate loans0.0713%917
Percentage Net Loans Charged-off:Construction & development-0.1106%4,540
Percentage Net Loans Charged-off: Commercial real estate0.1356%505
Percentage Net Loans Charged-off: Multi-family residential0.3091%42
Percentage Net Loans Charged-off: 1-4 family residential0.0376%1,189
Percentage Net Loans Charged-off: Home equity loans0.0317%410
All other 1-4 family - Percent of loans charged-off, net0.0390%1,111
Percentage Net Loans Charged-off: Commercial and industrial0.1827%1,487
Percentage Net Loans Charged-off: Loans to individuals0.7763%1,062
Percentage Net Loans Charged-off: Credit card loans2.7383%249
Percentage Net Loans Charged-off: Other loans to individual0.5373%1,359
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0422%1,090
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2098%841
Percentage Net Loans Charged-off: Total real estate loans0.0850%679
Percentage Net Loans Charged-off:Construction & development-0.1426%4,629
Percentage Net Loans Charged-off: Commercial real estate0.1778%359
Percentage Net Loans Charged-off: Multi-family residential0.2871%41
Percentage Net Loans Charged-off: 1-4 family residential0.0424%948
Percentage Net Loans Charged-off: Home equity loans0.0831%262
All other 1-4 family - Percent of loans charged-off, net0.0325%989
Percentage Net Loans Charged-off: Commercial and industrial0.2107%1,142
Percentage Net Loans Charged-off: Loans to individuals0.9994%759
Percentage Net Loans Charged-off: Credit card loans2.7805%220
Percentage Net Loans Charged-off: Other loans to individual0.7286%962
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2086%794
Percentage Net Loans Charged-off: Total real estate loans0.0926%591
Percentage Net Loans Charged-off:Construction & development-0.1408%4,654
Percentage Net Loans Charged-off: Commercial real estate0.1780%298
Percentage Net Loans Charged-off: Multi-family residential0.4270%26
Percentage Net Loans Charged-off: 1-4 family residential0.0480%786
Percentage Net Loans Charged-off: Home equity loans0.0741%215
All other 1-4 family - Percent of loans charged-off, net0.0417%773
Percentage Net Loans Charged-off: Commercial and industrial0.2040%1,013
Percentage Net Loans Charged-off: Loans to individuals0.9839%770
Percentage Net Loans Charged-off: Credit card loans2.6690%231
Percentage Net Loans Charged-off: Other loans to individual0.7248%922
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1966%711
Percentage Net Loans Charged-off: Total real estate loans0.0619%588
Percentage Net Loans Charged-off:Construction & development-0.1387%4,730
Percentage Net Loans Charged-off: Commercial real estate0.1037%243
Percentage Net Loans Charged-off: Multi-family residential0.4255%16
Percentage Net Loans Charged-off: 1-4 family residential0.0387%691
Percentage Net Loans Charged-off: Home equity loans0.0489%169
All other 1-4 family - Percent of loans charged-off, net0.0362%654
Percentage Net Loans Charged-off: Commercial and industrial0.2072%709
Percentage Net Loans Charged-off: Loans to individuals1.0135%756
Percentage Net Loans Charged-off: Credit card loans2.6864%219
Percentage Net Loans Charged-off: Other loans to individual0.7530%880
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1732%1,116
Percentage Net Loans Charged-off: Total real estate loans0.0606%1,077
Percentage Net Loans Charged-off:Construction & development-0.1115%4,644
Percentage Net Loans Charged-off: Commercial real estate0.0847%621
Percentage Net Loans Charged-off: Multi-family residential0.1646%62
Percentage Net Loans Charged-off: 1-4 family residential0.0594%1,119
Percentage Net Loans Charged-off: Home equity loans0.0947%339
All other 1-4 family - Percent of loans charged-off, net0.0500%1,197
Percentage Net Loans Charged-off: Commercial and industrial0.1814%1,373
Percentage Net Loans Charged-off: Loans to individuals0.8765%933
Percentage Net Loans Charged-off: Credit card loans2.3002%270
Percentage Net Loans Charged-off: Other loans to individual0.6677%1,130
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1698%975
Percentage Net Loans Charged-off: Total real estate loans0.0534%971
Percentage Net Loans Charged-off:Construction & development-0.0836%4,635
Percentage Net Loans Charged-off: Commercial real estate0.0785%497
Percentage Net Loans Charged-off: Multi-family residential0.1309%49
Percentage Net Loans Charged-off: 1-4 family residential0.0465%1,104
Percentage Net Loans Charged-off: Home equity loans0.0943%289
All other 1-4 family - Percent of loans charged-off, net0.0337%1,178
Percentage Net Loans Charged-off: Commercial and industrial0.2034%1,105
Percentage Net Loans Charged-off: Loans to individuals0.8359%903
Percentage Net Loans Charged-off: Credit card loans2.2800%262
Percentage Net Loans Charged-off: Other loans to individual0.6281%1,087
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1688%922
Percentage Net Loans Charged-off: Total real estate loans0.0621%768
Percentage Net Loans Charged-off:Construction & development-0.0624%4,652
Percentage Net Loans Charged-off: Commercial real estate0.1028%354
Percentage Net Loans Charged-off: Multi-family residential0.0653%51
Percentage Net Loans Charged-off: 1-4 family residential0.0551%900
Percentage Net Loans Charged-off: Home equity loans0.1172%233
All other 1-4 family - Percent of loans charged-off, net0.0382%998
Percentage Net Loans Charged-off: Commercial and industrial0.1930%969
Percentage Net Loans Charged-off: Loans to individuals0.8420%848
Percentage Net Loans Charged-off: Credit card loans2.3944%245
Percentage Net Loans Charged-off: Other loans to individual0.6220%1,026
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1915%770
Percentage Net Loans Charged-off: Total real estate loans0.0781%560
Percentage Net Loans Charged-off:Construction & development-0.0629%4,751
Percentage Net Loans Charged-off: Commercial real estate0.1614%206
Percentage Net Loans Charged-off: Multi-family residential0.1315%21
Percentage Net Loans Charged-off: 1-4 family residential0.0405%808
Percentage Net Loans Charged-off: Home equity loans0.0932%202
All other 1-4 family - Percent of loans charged-off, net0.0259%848
Percentage Net Loans Charged-off: Commercial and industrial0.1886%708
Percentage Net Loans Charged-off: Loans to individuals1.0198%770
Percentage Net Loans Charged-off: Credit card loans2.4006%220
Percentage Net Loans Charged-off: Other loans to individual0.8237%838
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3331%12
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1751%1,419
Percentage Net Loans Charged-off: Total real estate loans0.0717%1,222
Percentage Net Loans Charged-off:Construction & development-0.1695%4,881
Percentage Net Loans Charged-off: Commercial real estate0.0547%887
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.1257%903
Percentage Net Loans Charged-off: Home equity loans0.1151%387
All other 1-4 family - Percent of loans charged-off, net0.1286%888
Percentage Net Loans Charged-off: Commercial and industrial0.2157%1,467
Percentage Net Loans Charged-off: Loans to individuals0.7498%1,218
Percentage Net Loans Charged-off: Credit card loans2.2529%279
Percentage Net Loans Charged-off: Other loans to individual0.5589%1,477
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1831%1,155
Percentage Net Loans Charged-off: Total real estate loans0.0782%976
Percentage Net Loans Charged-off:Construction & development-0.1613%4,898
Percentage Net Loans Charged-off: Commercial real estate0.0534%703
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1372%770
Percentage Net Loans Charged-off: Home equity loans0.1074%362
All other 1-4 family - Percent of loans charged-off, net0.1452%736
Percentage Net Loans Charged-off: Commercial and industrial0.2488%1,104
Percentage Net Loans Charged-off: Loans to individuals0.7262%1,160
Percentage Net Loans Charged-off: Credit card loans2.2797%269
Percentage Net Loans Charged-off: Other loans to individual0.5350%1,376
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1989%1,013
Percentage Net Loans Charged-off: Total real estate loans0.0837%881
Percentage Net Loans Charged-off:Construction & development-0.2870%5,024
Percentage Net Loans Charged-off: Commercial real estate0.0507%577
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.1650%633
Percentage Net Loans Charged-off: Home equity loans0.0922%338
All other 1-4 family - Percent of loans charged-off, net0.1845%563
Percentage Net Loans Charged-off: Commercial and industrial0.3303%839
Percentage Net Loans Charged-off: Loans to individuals0.6980%1,156
Percentage Net Loans Charged-off: Credit card loans2.3591%259
Percentage Net Loans Charged-off: Other loans to individual0.4958%1,402
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2001%861
Percentage Net Loans Charged-off: Total real estate loans0.0691%801
Percentage Net Loans Charged-off:Construction & development-0.1785%5,048
Percentage Net Loans Charged-off: Commercial real estate0.0443%386
Percentage Net Loans Charged-off: Multi-family residential-0.0120%4,532
Percentage Net Loans Charged-off: 1-4 family residential0.1242%674
Percentage Net Loans Charged-off: Home equity loans0.1228%247
All other 1-4 family - Percent of loans charged-off, net0.1246%655
Percentage Net Loans Charged-off: Commercial and industrial0.3492%598
Percentage Net Loans Charged-off: Loans to individuals0.7537%1,087
Percentage Net Loans Charged-off: Credit card loans2.5510%246
Percentage Net Loans Charged-off: Other loans to individual0.5350%1,238
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0067%1,123
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2019%1,374
Percentage Net Loans Charged-off: Total real estate loans0.0635%1,585
Percentage Net Loans Charged-off:Construction & development0.1028%398
Percentage Net Loans Charged-off: Commercial real estate0.0101%1,348
Percentage Net Loans Charged-off: Multi-family residential-0.0744%4,650
Percentage Net Loans Charged-off: 1-4 family residential0.1044%1,326
Percentage Net Loans Charged-off: Home equity loans0.1253%510
All other 1-4 family - Percent of loans charged-off, net0.0992%1,316
Percentage Net Loans Charged-off: Commercial and industrial0.4040%1,156
Percentage Net Loans Charged-off: Loans to individuals0.7323%1,325
Percentage Net Loans Charged-off: Credit card loans2.0236%299
Percentage Net Loans Charged-off: Other loans to individual0.5689%1,520
Percentage Net Loans Charged-off: All other loans and lease0.0492%1,332
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0071%1,177
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1947%1,206
Percentage Net Loans Charged-off: Total real estate loans0.0438%1,638
Percentage Net Loans Charged-off:Construction & development-0.1529%5,052
Percentage Net Loans Charged-off: Commercial real estate0.0255%969
Percentage Net Loans Charged-off: Multi-family residential-0.1103%4,692
Percentage Net Loans Charged-off: 1-4 family residential0.0946%1,256
Percentage Net Loans Charged-off: Home equity loans0.1004%487
All other 1-4 family - Percent of loans charged-off, net0.0932%1,220
Percentage Net Loans Charged-off: Commercial and industrial0.4400%885
Percentage Net Loans Charged-off: Loans to individuals0.7209%1,176
Percentage Net Loans Charged-off: Credit card loans2.0719%281
Percentage Net Loans Charged-off: Other loans to individual0.5483%1,370
Percentage Net Loans Charged-off: All other loans and lease0.0550%1,134
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0062%1,164
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1984%1,154
Percentage Net Loans Charged-off: Total real estate loans0.0297%1,779
Percentage Net Loans Charged-off:Construction & development-0.0999%5,018
Percentage Net Loans Charged-off: Commercial real estate-0.0182%5,183
Percentage Net Loans Charged-off: Multi-family residential-0.0579%4,697
Percentage Net Loans Charged-off: 1-4 family residential0.0836%1,266
Percentage Net Loans Charged-off: Home equity loans0.1186%403
All other 1-4 family - Percent of loans charged-off, net0.0751%1,272
Percentage Net Loans Charged-off: Commercial and industrial0.5094%719
Percentage Net Loans Charged-off: Loans to individuals0.7026%1,144
Percentage Net Loans Charged-off: Credit card loans2.0894%281
Percentage Net Loans Charged-off: Other loans to individual0.5237%1,318
Percentage Net Loans Charged-off: All other loans and lease0.0684%934
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0110%1,158
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2661%786
Percentage Net Loans Charged-off: Total real estate loans0.0246%1,425
Percentage Net Loans Charged-off:Construction & development-0.0565%5,002
Percentage Net Loans Charged-off: Commercial real estate-0.0613%5,604
Percentage Net Loans Charged-off: Multi-family residential-0.0668%4,734
Percentage Net Loans Charged-off: 1-4 family residential0.0950%957
Percentage Net Loans Charged-off: Home equity loans0.1716%281
All other 1-4 family - Percent of loans charged-off, net0.0766%991
Percentage Net Loans Charged-off: Commercial and industrial0.8691%433
Percentage Net Loans Charged-off: Loans to individuals0.7705%1,019
Percentage Net Loans Charged-off: Credit card loans2.2549%260
Percentage Net Loans Charged-off: Other loans to individual0.5785%1,136
Percentage Net Loans Charged-off: All other loans and lease0.0425%806
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0038%1,139
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1760%1,629
Percentage Net Loans Charged-off: Total real estate loans0.1000%1,622
Percentage Net Loans Charged-off:Construction & development-0.1331%5,088
Percentage Net Loans Charged-off: Commercial real estate0.0970%1,045
Percentage Net Loans Charged-off: Multi-family residential0.1418%186
Percentage Net Loans Charged-off: 1-4 family residential0.1297%1,510
Percentage Net Loans Charged-off: Home equity loans0.1962%516
All other 1-4 family - Percent of loans charged-off, net0.1166%1,579
Percentage Net Loans Charged-off: Commercial and industrial0.1820%1,623
Percentage Net Loans Charged-off: Loans to individuals0.6461%1,308
Percentage Net Loans Charged-off: Credit card loans2.0944%299
Percentage Net Loans Charged-off: Other loans to individual0.4661%1,586
Percentage Net Loans Charged-off: All other loans and lease0.0402%1,225
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0859%1,257
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1684%1,475
Percentage Net Loans Charged-off: Total real estate loans0.0909%1,566
Percentage Net Loans Charged-off:Construction & development-0.1835%5,230
Percentage Net Loans Charged-off: Commercial real estate0.0922%890
Percentage Net Loans Charged-off: Multi-family residential0.1975%140
Percentage Net Loans Charged-off: 1-4 family residential0.1161%1,465
Percentage Net Loans Charged-off: Home equity loans0.1855%486
All other 1-4 family - Percent of loans charged-off, net0.1032%1,545
Percentage Net Loans Charged-off: Commercial and industrial0.1951%1,301
Percentage Net Loans Charged-off: Loans to individuals0.5953%1,271
Percentage Net Loans Charged-off: Credit card loans2.1863%269
Percentage Net Loans Charged-off: Other loans to individual0.3999%1,614
Percentage Net Loans Charged-off: All other loans and lease0.0476%1,075
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0105%1,220
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1814%1,369
Percentage Net Loans Charged-off: Total real estate loans0.1039%1,368
Percentage Net Loans Charged-off:Construction & development-0.2313%5,331
Percentage Net Loans Charged-off: Commercial real estate0.1270%712
Percentage Net Loans Charged-off: Multi-family residential0.2119%106
Percentage Net Loans Charged-off: 1-4 family residential0.1227%1,355
Percentage Net Loans Charged-off: Home equity loans0.2094%436
All other 1-4 family - Percent of loans charged-off, net0.1078%1,410
Percentage Net Loans Charged-off: Commercial and industrial0.2043%1,112
Percentage Net Loans Charged-off: Loans to individuals0.5977%1,178
Percentage Net Loans Charged-off: Credit card loans2.2838%244
Percentage Net Loans Charged-off: Other loans to individual0.3873%1,512
Percentage Net Loans Charged-off: All other loans and lease0.0701%905
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0109%1,200
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1711%1,251
Percentage Net Loans Charged-off: Total real estate loans0.1143%1,113
Percentage Net Loans Charged-off:Construction & development-0.3013%5,471
Percentage Net Loans Charged-off: Commercial real estate0.1155%509
Percentage Net Loans Charged-off: Multi-family residential0.4088%64
Percentage Net Loans Charged-off: 1-4 family residential0.1418%1,046
Percentage Net Loans Charged-off: Home equity loans0.2130%326
All other 1-4 family - Percent of loans charged-off, net0.1298%1,030
Percentage Net Loans Charged-off: Commercial and industrial0.1413%855
Percentage Net Loans Charged-off: Loans to individuals0.6079%1,136
Percentage Net Loans Charged-off: Credit card loans2.3430%234
Percentage Net Loans Charged-off: Other loans to individual0.3875%1,395
Percentage Net Loans Charged-off: All other loans and lease0.0070%898
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0098%1,182
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2868%1,516
Percentage Net Loans Charged-off: Total real estate loans0.2845%1,099
Percentage Net Loans Charged-off:Construction & development0.4788%606
Percentage Net Loans Charged-off: Commercial real estate0.3191%936
Percentage Net Loans Charged-off: Multi-family residential0.1864%296
Percentage Net Loans Charged-off: 1-4 family residential0.2365%1,420
Percentage Net Loans Charged-off: Home equity loans0.3715%500
All other 1-4 family - Percent of loans charged-off, net0.2157%1,477
Percentage Net Loans Charged-off: Commercial and industrial0.1970%1,827
Percentage Net Loans Charged-off: Loans to individuals0.6574%1,462
Percentage Net Loans Charged-off: Credit card loans2.2580%294
Percentage Net Loans Charged-off: Other loans to individual0.4430%1,803
Percentage Net Loans Charged-off: All other loans and lease0.0019%1,523
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0394%49
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3129%1,276
Percentage Net Loans Charged-off: Total real estate loans0.3275%907
Percentage Net Loans Charged-off:Construction & development0.2821%643
Percentage Net Loans Charged-off: Commercial real estate0.3684%743
Percentage Net Loans Charged-off: Multi-family residential0.2674%235
Percentage Net Loans Charged-off: 1-4 family residential0.2975%1,101
Percentage Net Loans Charged-off: Home equity loans0.3828%464
All other 1-4 family - Percent of loans charged-off, net0.2847%1,102
Percentage Net Loans Charged-off: Commercial and industrial0.1991%1,574
Percentage Net Loans Charged-off: Loans to individuals0.6329%1,371
Percentage Net Loans Charged-off: Credit card loans2.2097%289
Percentage Net Loans Charged-off: Other loans to individual0.4205%1,720
Percentage Net Loans Charged-off: All other loans and lease0.0237%1,243
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0591%42
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3109%1,300
Percentage Net Loans Charged-off: Total real estate loans0.3205%948
Percentage Net Loans Charged-off:Construction & development0.3303%567
Percentage Net Loans Charged-off: Commercial real estate0.3828%684
Percentage Net Loans Charged-off: Multi-family residential0.2698%186
Percentage Net Loans Charged-off: 1-4 family residential0.2692%1,184
Percentage Net Loans Charged-off: Home equity loans0.4347%408
All other 1-4 family - Percent of loans charged-off, net0.2446%1,229
Percentage Net Loans Charged-off: Commercial and industrial0.1977%1,393
Percentage Net Loans Charged-off: Loans to individuals0.6423%1,278
Percentage Net Loans Charged-off: Credit card loans2.3129%266
Percentage Net Loans Charged-off: Other loans to individual0.4137%1,584
Percentage Net Loans Charged-off: All other loans and lease0.0383%1,061
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0987%24
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3164%1,120
Percentage Net Loans Charged-off: Total real estate loans0.3168%868
Percentage Net Loans Charged-off:Construction & development0.4907%374
Percentage Net Loans Charged-off: Commercial real estate0.2700%574
Percentage Net Loans Charged-off: Multi-family residential0.2414%119
Percentage Net Loans Charged-off: 1-4 family residential0.2952%957
Percentage Net Loans Charged-off: Home equity loans0.4587%339
All other 1-4 family - Percent of loans charged-off, net0.2711%959
Percentage Net Loans Charged-off: Commercial and industrial0.2208%895
Percentage Net Loans Charged-off: Loans to individuals0.7018%1,175
Percentage Net Loans Charged-off: Credit card loans2.3590%251
Percentage Net Loans Charged-off: Other loans to individual0.4672%1,417
Percentage Net Loans Charged-off: All other loans and lease0.0113%915
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.4067%13
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5521%1,196
Percentage Net Loans Charged-off: Total real estate loans0.5686%970
Percentage Net Loans Charged-off:Construction & development1.4397%706
Percentage Net Loans Charged-off: Commercial real estate0.5977%922
Percentage Net Loans Charged-off: Multi-family residential0.3941%397
Percentage Net Loans Charged-off: 1-4 family residential0.4583%1,216
Percentage Net Loans Charged-off: Home equity loans0.8145%478
All other 1-4 family - Percent of loans charged-off, net0.4070%1,306
Percentage Net Loans Charged-off: Commercial and industrial0.4788%1,587
Percentage Net Loans Charged-off: Loans to individuals0.9134%1,254
Percentage Net Loans Charged-off: Credit card loans2.6833%266
Percentage Net Loans Charged-off: Other loans to individual0.6530%1,573
Percentage Net Loans Charged-off: All other loans and lease0.1473%1,007
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1027%66
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6222%995
Percentage Net Loans Charged-off: Total real estate loans0.6566%802
Percentage Net Loans Charged-off:Construction & development1.7868%576
Percentage Net Loans Charged-off: Commercial real estate0.6851%768
Percentage Net Loans Charged-off: Multi-family residential0.4900%313
Percentage Net Loans Charged-off: 1-4 family residential0.5122%1,048
Percentage Net Loans Charged-off: Home equity loans0.8626%447
All other 1-4 family - Percent of loans charged-off, net0.4620%1,112
Percentage Net Loans Charged-off: Commercial and industrial0.5030%1,359
Percentage Net Loans Charged-off: Loans to individuals0.9618%1,089
Percentage Net Loans Charged-off: Credit card loans2.5978%269
Percentage Net Loans Charged-off: Other loans to individual0.7212%1,310
Percentage Net Loans Charged-off: All other loans and lease0.1939%861
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1280%56
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7496%862
Percentage Net Loans Charged-off: Total real estate loans0.8071%696
Percentage Net Loans Charged-off:Construction & development2.4959%456
Percentage Net Loans Charged-off: Commercial real estate0.7943%642
Percentage Net Loans Charged-off: Multi-family residential0.6781%236
Percentage Net Loans Charged-off: 1-4 family residential0.6087%912
Percentage Net Loans Charged-off: Home equity loans0.9191%425
All other 1-4 family - Percent of loans charged-off, net0.5640%933
Percentage Net Loans Charged-off: Commercial and industrial0.7281%1,055
Percentage Net Loans Charged-off: Loans to individuals0.9629%1,071
Percentage Net Loans Charged-off: Credit card loans2.6701%271
Percentage Net Loans Charged-off: Other loans to individual0.7040%1,269
Percentage Net Loans Charged-off: All other loans and lease0.1797%803
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1844%44
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8574%704
Percentage Net Loans Charged-off: Total real estate loans0.8784%601
Percentage Net Loans Charged-off:Construction & development2.4625%368
Percentage Net Loans Charged-off: Commercial real estate0.8387%506
Percentage Net Loans Charged-off: Multi-family residential0.8654%173
Percentage Net Loans Charged-off: 1-4 family residential0.6932%768
Percentage Net Loans Charged-off: Home equity loans0.9741%325
All other 1-4 family - Percent of loans charged-off, net0.6528%779
Percentage Net Loans Charged-off: Commercial and industrial1.0087%679
Percentage Net Loans Charged-off: Loans to individuals1.0889%946
Percentage Net Loans Charged-off: Credit card loans2.7820%252
Percentage Net Loans Charged-off: Other loans to individual0.8206%1,061
Percentage Net Loans Charged-off: All other loans and lease0.2537%603
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0163%1,065
Percentage Net Loans Charged-off: Total real estate loans1.2557%722
Percentage Net Loans Charged-off:Construction & development4.6403%599
Percentage Net Loans Charged-off: Commercial real estate1.1939%767
Percentage Net Loans Charged-off: Multi-family residential1.5567%365
Percentage Net Loans Charged-off: 1-4 family residential0.7258%1,272
Percentage Net Loans Charged-off: Home equity loans1.0346%635
All other 1-4 family - Percent of loans charged-off, net0.6790%1,321
Percentage Net Loans Charged-off: Commercial and industrial0.5595%1,984
Percentage Net Loans Charged-off: Loans to individuals0.7929%1,679
Percentage Net Loans Charged-off: Credit card loans2.3261%395
Percentage Net Loans Charged-off: Other loans to individual0.7773%1,574
Percentage Net Loans Charged-off: All other loans and lease0.2374%1,000
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1159%113
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0586%994
Percentage Net Loans Charged-off: Total real estate loans1.3252%664
Percentage Net Loans Charged-off:Construction & development4.7207%574
Percentage Net Loans Charged-off: Commercial real estate1.2564%659
Percentage Net Loans Charged-off: Multi-family residential1.8473%305
Percentage Net Loans Charged-off: 1-4 family residential0.7579%1,177
Percentage Net Loans Charged-off: Home equity loans0.9741%622
All other 1-4 family - Percent of loans charged-off, net0.7247%1,201
Percentage Net Loans Charged-off: Commercial and industrial0.5609%1,753
Percentage Net Loans Charged-off: Loans to individuals0.7564%1,614
Percentage Net Loans Charged-off: Credit card loans2.2775%383
Percentage Net Loans Charged-off: Other loans to individual0.7394%1,496
Percentage Net Loans Charged-off: All other loans and lease0.2066%929
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.4258%90
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1166%973
Percentage Net Loans Charged-off: Total real estate loans1.4038%657
Percentage Net Loans Charged-off:Construction & development4.9149%533
Percentage Net Loans Charged-off: Commercial real estate1.2743%639
Percentage Net Loans Charged-off: Multi-family residential2.4989%230
Percentage Net Loans Charged-off: 1-4 family residential0.7837%1,153
Percentage Net Loans Charged-off: Home equity loans0.9760%584
All other 1-4 family - Percent of loans charged-off, net0.7539%1,155
Percentage Net Loans Charged-off: Commercial and industrial0.6102%1,587
Percentage Net Loans Charged-off: Loans to individuals0.7108%1,618
Percentage Net Loans Charged-off: Credit card loans2.4181%349
Percentage Net Loans Charged-off: Other loans to individual0.6897%1,532
Percentage Net Loans Charged-off: All other loans and lease0.2148%840
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.4633%81
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1377%907
Percentage Net Loans Charged-off: Total real estate loans1.4460%639
Percentage Net Loans Charged-off:Construction & development4.4790%471
Percentage Net Loans Charged-off: Commercial real estate1.2646%556
Percentage Net Loans Charged-off: Multi-family residential3.0289%164
Percentage Net Loans Charged-off: 1-4 family residential0.8806%957
Percentage Net Loans Charged-off: Home equity loans0.9294%523
All other 1-4 family - Percent of loans charged-off, net0.8728%942
Percentage Net Loans Charged-off: Commercial and industrial0.5336%1,249
Percentage Net Loans Charged-off: Loans to individuals0.7484%1,409
Percentage Net Loans Charged-off: Credit card loans2.4532%325
Percentage Net Loans Charged-off: Other loans to individual0.7249%1,305
Percentage Net Loans Charged-off: All other loans and lease0.1526%706
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0727%66
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4503%1,120
Percentage Net Loans Charged-off: Total real estate loans1.7399%826
Percentage Net Loans Charged-off:Construction & development5.3724%924
Percentage Net Loans Charged-off: Commercial real estate1.1693%1,076
Percentage Net Loans Charged-off: Multi-family residential0.8302%648
Percentage Net Loans Charged-off: 1-4 family residential1.2140%1,014
Percentage Net Loans Charged-off: Home equity loans1.1612%761
All other 1-4 family - Percent of loans charged-off, net1.2236%1,016
Percentage Net Loans Charged-off: Commercial and industrial0.9433%2,046
Percentage Net Loans Charged-off: Loans to individuals0.8771%1,863
Percentage Net Loans Charged-off: Credit card loans2.6198%414
Percentage Net Loans Charged-off: Other loans to individual0.7383%1,878
Percentage Net Loans Charged-off: All other loans and lease0.5101%803
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1643%104
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4962%970
Percentage Net Loans Charged-off: Total real estate loans1.7901%711
Percentage Net Loans Charged-off:Construction & development5.1188%852
Percentage Net Loans Charged-off: Commercial real estate1.1203%956
Percentage Net Loans Charged-off: Multi-family residential1.0196%527
Percentage Net Loans Charged-off: 1-4 family residential1.3453%848
Percentage Net Loans Charged-off: Home equity loans1.1978%644
All other 1-4 family - Percent of loans charged-off, net1.3732%837
Percentage Net Loans Charged-off: Commercial and industrial0.9451%1,830
Percentage Net Loans Charged-off: Loans to individuals0.8714%1,735
Percentage Net Loans Charged-off: Credit card loans2.4526%427
Percentage Net Loans Charged-off: Other loans to individual0.7119%1,740
Percentage Net Loans Charged-off: All other loans and lease0.6072%691
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1128%96
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5008%992
Percentage Net Loans Charged-off: Total real estate loans1.8584%706
Percentage Net Loans Charged-off:Construction & development5.1855%797
Percentage Net Loans Charged-off: Commercial real estate1.0564%953
Percentage Net Loans Charged-off: Multi-family residential0.3054%564
Percentage Net Loans Charged-off: 1-4 family residential1.5038%761
Percentage Net Loans Charged-off: Home equity loans1.0695%688
All other 1-4 family - Percent of loans charged-off, net1.5877%729
Percentage Net Loans Charged-off: Commercial and industrial0.7790%1,804
Percentage Net Loans Charged-off: Loans to individuals0.9417%1,573
Percentage Net Loans Charged-off: Credit card loans2.6959%386
Percentage Net Loans Charged-off: Other loans to individual0.7289%1,598
Percentage Net Loans Charged-off: All other loans and lease0.2423%875
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1530%86
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3973%983
Percentage Net Loans Charged-off: Total real estate loans1.6327%730
Percentage Net Loans Charged-off:Construction & development5.4723%579
Percentage Net Loans Charged-off: Commercial real estate0.7585%910
Percentage Net Loans Charged-off: Multi-family residential0.0601%421
Percentage Net Loans Charged-off: 1-4 family residential1.1289%872
Percentage Net Loans Charged-off: Home equity loans1.1755%504
All other 1-4 family - Percent of loans charged-off, net1.1199%835
Percentage Net Loans Charged-off: Commercial and industrial1.1245%1,190
Percentage Net Loans Charged-off: Loans to individuals1.0421%1,311
Percentage Net Loans Charged-off: Credit card loans3.4910%309
Percentage Net Loans Charged-off: Other loans to individual0.7237%1,398
Percentage Net Loans Charged-off: All other loans and lease0.1954%712
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0013%1,320
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2802%848
Percentage Net Loans Charged-off: Total real estate loans2.7997%568
Percentage Net Loans Charged-off:Construction & development7.4019%851
Percentage Net Loans Charged-off: Commercial real estate1.7050%780
Percentage Net Loans Charged-off: Multi-family residential1.1383%670
Percentage Net Loans Charged-off: 1-4 family residential1.8243%740
Percentage Net Loans Charged-off: Home equity loans1.3936%681
All other 1-4 family - Percent of loans charged-off, net1.9149%713
Percentage Net Loans Charged-off: Commercial and industrial1.1174%2,411
Percentage Net Loans Charged-off: Loans to individuals1.2522%1,779
Percentage Net Loans Charged-off: Credit card loans2.8867%533
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4085%1,153
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.0782%130
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4088%716
Percentage Net Loans Charged-off: Total real estate loans2.9657%475
Percentage Net Loans Charged-off:Construction & development7.8728%715
Percentage Net Loans Charged-off: Commercial real estate1.6202%738
Percentage Net Loans Charged-off: Multi-family residential0.7566%627
Percentage Net Loans Charged-off: 1-4 family residential1.9834%588
Percentage Net Loans Charged-off: Home equity loans1.3640%640
All other 1-4 family - Percent of loans charged-off, net2.1167%562
Percentage Net Loans Charged-off: Commercial and industrial1.1129%2,106
Percentage Net Loans Charged-off: Loans to individuals1.2667%1,618
Percentage Net Loans Charged-off: Credit card loans2.7385%519
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4449%1,017
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.5793%106
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9809%926
Percentage Net Loans Charged-off: Total real estate loans2.3675%668
Percentage Net Loans Charged-off:Construction & development5.3038%955
Percentage Net Loans Charged-off: Commercial real estate0.8273%1,140
Percentage Net Loans Charged-off: Multi-family residential0.2972%598
Percentage Net Loans Charged-off: 1-4 family residential2.2840%499
Percentage Net Loans Charged-off: Home equity loans1.3751%569
All other 1-4 family - Percent of loans charged-off, net2.4821%474
Percentage Net Loans Charged-off: Commercial and industrial0.9578%2,051
Percentage Net Loans Charged-off: Loans to individuals1.4532%1,356
Percentage Net Loans Charged-off: Credit card loans2.7447%515
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4523%892
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.9697%76
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6167%1,074
Percentage Net Loans Charged-off: Total real estate loans1.8545%809
Percentage Net Loans Charged-off:Construction & development4.4723%842
Percentage Net Loans Charged-off: Commercial real estate0.7817%887
Percentage Net Loans Charged-off: Multi-family residential0.5022%350
Percentage Net Loans Charged-off: 1-4 family residential1.5109%737
Percentage Net Loans Charged-off: Home equity loans1.4754%459
All other 1-4 family - Percent of loans charged-off, net1.5186%713
Percentage Net Loans Charged-off: Commercial and industrial0.8758%1,637
Percentage Net Loans Charged-off: Loans to individuals1.6376%1,225
Percentage Net Loans Charged-off: Credit card loans3.0992%450
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4333%740
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.6023%42
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4932%1,677
Percentage Net Loans Charged-off: Total real estate loans1.5972%1,296
Percentage Net Loans Charged-off:Construction & development3.8795%1,489
Percentage Net Loans Charged-off: Commercial real estate0.3993%1,947
Percentage Net Loans Charged-off: Multi-family residential0.4136%706
Percentage Net Loans Charged-off: 1-4 family residential1.2219%1,090
Percentage Net Loans Charged-off: Home equity loans1.3824%676
All other 1-4 family - Percent of loans charged-off, net1.1885%1,092
Percentage Net Loans Charged-off: Commercial and industrial1.1222%2,706
Percentage Net Loans Charged-off: Loans to individuals1.8634%1,451
Percentage Net Loans Charged-off: Credit card loans2.3196%752
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6019%1,203
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.9868%115
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4339%1,442
Percentage Net Loans Charged-off: Total real estate loans1.5360%1,091
Percentage Net Loans Charged-off:Construction & development3.6846%1,248
Percentage Net Loans Charged-off: Commercial real estate0.3542%1,586
Percentage Net Loans Charged-off: Multi-family residential0.1632%607
Percentage Net Loans Charged-off: 1-4 family residential1.1744%936
Percentage Net Loans Charged-off: Home equity loans1.4030%564
All other 1-4 family - Percent of loans charged-off, net1.1274%937
Percentage Net Loans Charged-off: Commercial and industrial1.0047%2,380
Percentage Net Loans Charged-off: Loans to individuals1.8934%1,347
Percentage Net Loans Charged-off: Credit card loans1.8952%783
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5984%1,046
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.6182%106
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3998%1,341
Percentage Net Loans Charged-off: Total real estate loans1.5272%985
Percentage Net Loans Charged-off:Construction & development3.6578%1,034
Percentage Net Loans Charged-off: Commercial real estate0.2051%1,527
Percentage Net Loans Charged-off: Multi-family residential0.1876%453
Percentage Net Loans Charged-off: 1-4 family residential1.1705%849
Percentage Net Loans Charged-off: Home equity loans1.3953%473
All other 1-4 family - Percent of loans charged-off, net1.1248%865
Percentage Net Loans Charged-off: Commercial and industrial0.8035%2,226
Percentage Net Loans Charged-off: Loans to individuals1.9788%1,213
Percentage Net Loans Charged-off: Credit card loans2.0143%712
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5776%926
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.8885%89
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2355%1,136
Percentage Net Loans Charged-off: Total real estate loans1.2994%846
Percentage Net Loans Charged-off:Construction & development2.8834%801
Percentage Net Loans Charged-off: Commercial real estate0.3524%782
Percentage Net Loans Charged-off: Multi-family residential0.2985%252
Percentage Net Loans Charged-off: 1-4 family residential0.9734%776
Percentage Net Loans Charged-off: Home equity loans1.2681%383
All other 1-4 family - Percent of loans charged-off, net0.9135%764
Percentage Net Loans Charged-off: Commercial and industrial0.7573%1,609
Percentage Net Loans Charged-off: Loans to individuals2.0340%1,124
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5844%729
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.3876%56
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6829%1,800
Percentage Net Loans Charged-off: Total real estate loans0.6260%1,408
Percentage Net Loans Charged-off:Construction & development1.0281%1,558
Percentage Net Loans Charged-off: Commercial real estate0.2061%1,392
Percentage Net Loans Charged-off: Multi-family residential0.0853%491
Percentage Net Loans Charged-off: 1-4 family residential0.5889%1,065
Percentage Net Loans Charged-off: Home equity loans0.9497%476
All other 1-4 family - Percent of loans charged-off, net0.5216%1,097
Percentage Net Loans Charged-off: Commercial and industrial0.4636%2,800
Percentage Net Loans Charged-off: Loans to individuals1.4533%1,540
Percentage Net Loans Charged-off: Credit card loans2.3664%619
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8835%825
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0338%111
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5613%1,502
Percentage Net Loans Charged-off: Total real estate loans0.4820%1,200
Percentage Net Loans Charged-off:Construction & development0.7579%1,235
Percentage Net Loans Charged-off: Commercial real estate0.1065%1,218
Percentage Net Loans Charged-off: Multi-family residential0.0134%368
Percentage Net Loans Charged-off: 1-4 family residential0.4873%927
Percentage Net Loans Charged-off: Home equity loans0.9390%368
All other 1-4 family - Percent of loans charged-off, net0.4053%1,015
Percentage Net Loans Charged-off: Commercial and industrial0.3694%2,325
Percentage Net Loans Charged-off: Loans to individuals1.3698%1,330
Percentage Net Loans Charged-off: Credit card loans2.6102%511
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9417%677
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0011%1,667
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4436%1,536
Percentage Net Loans Charged-off: Total real estate loans0.3153%1,295
Percentage Net Loans Charged-off:Construction & development0.4209%1,071
Percentage Net Loans Charged-off: Commercial real estate0.0594%1,049
Percentage Net Loans Charged-off: Multi-family residential0.0153%242
Percentage Net Loans Charged-off: 1-4 family residential0.3629%995
Percentage Net Loans Charged-off: Home equity loans0.8894%330
All other 1-4 family - Percent of loans charged-off, net0.2706%1,126
Percentage Net Loans Charged-off: Commercial and industrial0.3729%1,872
Percentage Net Loans Charged-off: Loans to individuals1.3826%1,223
Percentage Net Loans Charged-off: Credit card loans3.0133%427
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9510%596
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0011%1,600
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3578%1,446
Percentage Net Loans Charged-off: Total real estate loans0.1921%1,263
Percentage Net Loans Charged-off:Construction & development0.1739%871
Percentage Net Loans Charged-off: Commercial real estate0.0438%682
Percentage Net Loans Charged-off: Multi-family residential-0.0222%6,117
Percentage Net Loans Charged-off: 1-4 family residential0.2739%896
Percentage Net Loans Charged-off: Home equity loans0.6769%269
All other 1-4 family - Percent of loans charged-off, net0.2057%951
Percentage Net Loans Charged-off: Commercial and industrial0.3367%1,384
Percentage Net Loans Charged-off: Loans to individuals1.5880%987
Percentage Net Loans Charged-off: Credit card loans4.0775%296
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6740%559
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0011%1,509
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2393%2,290
Percentage Net Loans Charged-off: Total real estate loans0.1390%1,753
Percentage Net Loans Charged-off:Construction & development0.2264%952
Percentage Net Loans Charged-off: Commercial real estate0.0695%1,194
Percentage Net Loans Charged-off: Multi-family residential0.0622%244
Percentage Net Loans Charged-off: 1-4 family residential0.1077%1,821
Percentage Net Loans Charged-off: Home equity loans0.2574%494
All other 1-4 family - Percent of loans charged-off, net0.0831%1,931
Percentage Net Loans Charged-off: Commercial and industrial0.1612%2,916
Percentage Net Loans Charged-off: Loans to individuals0.9938%1,613
Percentage Net Loans Charged-off: Credit card loans2.6263%471
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6603%758
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1587%61
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2151%1,861
Percentage Net Loans Charged-off: Total real estate loans0.1143%1,372
Percentage Net Loans Charged-off:Construction & development0.1985%606
Percentage Net Loans Charged-off: Commercial real estate0.0272%983
Percentage Net Loans Charged-off: Multi-family residential0.0649%159
Percentage Net Loans Charged-off: 1-4 family residential0.0886%1,493
Percentage Net Loans Charged-off: Home equity loans0.2262%386
All other 1-4 family - Percent of loans charged-off, net0.0661%1,613
Percentage Net Loans Charged-off: Commercial and industrial0.1343%2,462
Percentage Net Loans Charged-off: Loans to individuals0.9294%1,496
Percentage Net Loans Charged-off: Credit card loans2.6983%435
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6470%676
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0004%1,545
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1925%1,768
Percentage Net Loans Charged-off: Total real estate loans0.0909%1,280
Percentage Net Loans Charged-off:Construction & development0.1520%451
Percentage Net Loans Charged-off: Commercial real estate0.0111%819
Percentage Net Loans Charged-off: Multi-family residential0.0381%122
Percentage Net Loans Charged-off: 1-4 family residential0.0907%1,242
Percentage Net Loans Charged-off: Home equity loans0.2342%307
All other 1-4 family - Percent of loans charged-off, net0.0670%1,297
Percentage Net Loans Charged-off: Commercial and industrial0.1173%2,113
Percentage Net Loans Charged-off: Loans to individuals0.9020%1,451
Percentage Net Loans Charged-off: Credit card loans2.7892%399
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6065%646
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1564%1,690
Percentage Net Loans Charged-off: Total real estate loans0.0546%1,165
Percentage Net Loans Charged-off:Construction & development0.0127%420
Percentage Net Loans Charged-off: Commercial real estate-0.0056%7,936
Percentage Net Loans Charged-off: Multi-family residential0.0332%69
Percentage Net Loans Charged-off: 1-4 family residential0.1088%865
Percentage Net Loans Charged-off: Home equity loans0.2145%231
All other 1-4 family - Percent of loans charged-off, net0.0911%859
Percentage Net Loans Charged-off: Commercial and industrial0.1001%1,526
Percentage Net Loans Charged-off: Loans to individuals0.8358%1,481
Percentage Net Loans Charged-off: Credit card loans2.7816%391
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5758%516
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0027%1,385
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1649%2,311
Percentage Net Loans Charged-off: Total real estate loans0.0661%1,720
Percentage Net Loans Charged-off:Construction & development0.0193%713
Percentage Net Loans Charged-off: Commercial real estate0.0464%980
Percentage Net Loans Charged-off: Multi-family residential0.0462%169
Percentage Net Loans Charged-off: 1-4 family residential0.1023%1,417
Percentage Net Loans Charged-off: Home equity loans0.2595%277
All other 1-4 family - Percent of loans charged-off, net0.0724%1,631
Percentage Net Loans Charged-off: Commercial and industrial0.1629%2,611
Percentage Net Loans Charged-off: Loans to individuals0.8265%1,822
Percentage Net Loans Charged-off: Credit card loans2.7716%411
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3965%867
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1690%1,845
Percentage Net Loans Charged-off: Total real estate loans0.0633%1,435
Percentage Net Loans Charged-off:Construction & development0.0215%520
Percentage Net Loans Charged-off: Commercial real estate0.0542%717
Percentage Net Loans Charged-off: Multi-family residential0.0076%144
Percentage Net Loans Charged-off: 1-4 family residential0.0900%1,254
Percentage Net Loans Charged-off: Home equity loans0.1343%313
All other 1-4 family - Percent of loans charged-off, net0.0830%1,254
Percentage Net Loans Charged-off: Commercial and industrial0.1592%2,116
Percentage Net Loans Charged-off: Loans to individuals1.0438%1,246
Percentage Net Loans Charged-off: Credit card loans2.6799%418
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2767%861
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1695%1,726
Percentage Net Loans Charged-off: Total real estate loans0.0521%1,399
Percentage Net Loans Charged-off:Construction & development0.0193%396
Percentage Net Loans Charged-off: Commercial real estate0.0050%787
Percentage Net Loans Charged-off: Multi-family residential-0.0016%6,200
Percentage Net Loans Charged-off: 1-4 family residential0.0879%1,110
Percentage Net Loans Charged-off: Home equity loans0.1144%276
All other 1-4 family - Percent of loans charged-off, net0.0836%1,080
Percentage Net Loans Charged-off: Commercial and industrial0.1879%1,758
Percentage Net Loans Charged-off: Loans to individuals1.1071%1,126
Percentage Net Loans Charged-off: Credit card loans2.8101%389
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2374%799
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1792%1,422
Percentage Net Loans Charged-off: Total real estate loans0.0519%1,008
Percentage Net Loans Charged-off:Construction & development-0.0012%7,638
Percentage Net Loans Charged-off: Commercial real estate0.0042%481
Percentage Net Loans Charged-off: Multi-family residential-0.0005%6,149
Percentage Net Loans Charged-off: 1-4 family residential0.0967%788
Percentage Net Loans Charged-off: Home equity loans0.0953%219
All other 1-4 family - Percent of loans charged-off, net0.0970%742
Percentage Net Loans Charged-off: Commercial and industrial0.2399%1,134
Percentage Net Loans Charged-off: Loans to individuals1.1709%1,100
Percentage Net Loans Charged-off: Credit card loans2.9801%373
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1999%689
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2458%1,911
Percentage Net Loans Charged-off: Total real estate loans0.0672%1,652
Percentage Net Loans Charged-off:Construction & development0.0163%600
Percentage Net Loans Charged-off: Commercial real estate0.0644%898
Percentage Net Loans Charged-off: Multi-family residential0.0641%148
Percentage Net Loans Charged-off: 1-4 family residential0.0879%1,552
Percentage Net Loans Charged-off: Home equity loans0.1204%389
All other 1-4 family - Percent of loans charged-off, net0.0817%1,559
Percentage Net Loans Charged-off: Commercial and industrial0.4962%1,906
Percentage Net Loans Charged-off: Loans to individuals1.4238%1,149
Percentage Net Loans Charged-off: Credit card loans3.7741%417
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1235%1,220
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2249%1,765
Percentage Net Loans Charged-off: Total real estate loans0.0653%1,472
Percentage Net Loans Charged-off:Construction & development0.0120%483
Percentage Net Loans Charged-off: Commercial real estate0.0579%748
Percentage Net Loans Charged-off: Multi-family residential0.0907%110
Percentage Net Loans Charged-off: 1-4 family residential0.0871%1,342
Percentage Net Loans Charged-off: Home equity loans0.1101%331
All other 1-4 family - Percent of loans charged-off, net0.0826%1,337
Percentage Net Loans Charged-off: Commercial and industrial0.3720%1,813
Percentage Net Loans Charged-off: Loans to individuals1.3465%1,091
Percentage Net Loans Charged-off: Credit card loans3.5420%404
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1288%1,063
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2237%1,655
Percentage Net Loans Charged-off: Total real estate loans0.0674%1,297
Percentage Net Loans Charged-off:Construction & development0.0111%391
Percentage Net Loans Charged-off: Commercial real estate0.0593%608
Percentage Net Loans Charged-off: Multi-family residential0.1033%77
Percentage Net Loans Charged-off: 1-4 family residential0.0898%1,172
Percentage Net Loans Charged-off: Home equity loans0.1405%246
All other 1-4 family - Percent of loans charged-off, net0.0795%1,182
Percentage Net Loans Charged-off: Commercial and industrial0.3210%1,703
Percentage Net Loans Charged-off: Loans to individuals1.3549%1,087
Percentage Net Loans Charged-off: Credit card loans3.4663%430
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1504%881
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2258%1,452
Percentage Net Loans Charged-off: Total real estate loans0.0620%1,056
Percentage Net Loans Charged-off:Construction & development0.0241%210
Percentage Net Loans Charged-off: Commercial real estate0.0451%409
Percentage Net Loans Charged-off: Multi-family residential0.0937%41
Percentage Net Loans Charged-off: 1-4 family residential0.0824%957
Percentage Net Loans Charged-off: Home equity loans0.1264%206
All other 1-4 family - Percent of loans charged-off, net0.0733%946
Percentage Net Loans Charged-off: Commercial and industrial0.2849%1,279
Percentage Net Loans Charged-off: Loans to individuals1.4312%1,039
Percentage Net Loans Charged-off: Credit card loans3.4548%394
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1731%644
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3196%1,800
Percentage Net Loans Charged-off: Total real estate loans0.1104%1,493
Percentage Net Loans Charged-off:Construction & development0.0120%690
Percentage Net Loans Charged-off: Commercial real estate0.1323%927
Percentage Net Loans Charged-off: Multi-family residential0.1015%142
Percentage Net Loans Charged-off: 1-4 family residential0.1284%1,343
Percentage Net Loans Charged-off: Home equity loans0.1163%378
All other 1-4 family - Percent of loans charged-off, net0.1309%1,327
Percentage Net Loans Charged-off: Commercial and industrial0.6125%1,898
Percentage Net Loans Charged-off: Loans to individuals1.4198%1,308
Percentage Net Loans Charged-off: Credit card loans3.7370%500
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4234%873
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3137%1,586
Percentage Net Loans Charged-off: Total real estate loans0.1076%1,268
Percentage Net Loans Charged-off:Construction & development-0.0072%7,844
Percentage Net Loans Charged-off: Commercial real estate0.1566%659
Percentage Net Loans Charged-off: Multi-family residential0.0580%123
Percentage Net Loans Charged-off: 1-4 family residential0.1172%1,237
Percentage Net Loans Charged-off: Home equity loans0.1262%308
All other 1-4 family - Percent of loans charged-off, net0.1154%1,226
Percentage Net Loans Charged-off: Commercial and industrial0.5683%1,651
Percentage Net Loans Charged-off: Loans to individuals1.4310%1,180
Percentage Net Loans Charged-off: Credit card loans3.7816%470
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4042%778
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3233%1,467
Percentage Net Loans Charged-off: Total real estate loans0.1184%1,139
Percentage Net Loans Charged-off:Construction & development0.0009%460
Percentage Net Loans Charged-off: Commercial real estate0.2086%481
Percentage Net Loans Charged-off: Multi-family residential0.0849%95
Percentage Net Loans Charged-off: 1-4 family residential0.1071%1,185
Percentage Net Loans Charged-off: Home equity loans0.1209%266
All other 1-4 family - Percent of loans charged-off, net0.1045%1,156
Percentage Net Loans Charged-off: Commercial and industrial0.6404%1,406
Percentage Net Loans Charged-off: Loans to individuals1.4873%1,164
Percentage Net Loans Charged-off: Credit card loans3.9681%478
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1270%952
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3238%1,354
Percentage Net Loans Charged-off: Total real estate loans0.1410%815
Percentage Net Loans Charged-off:Construction & development-0.0200%7,840
Percentage Net Loans Charged-off: Commercial real estate0.3256%268
Percentage Net Loans Charged-off: Multi-family residential-0.0234%6,266
Percentage Net Loans Charged-off: 1-4 family residential0.1001%960
Percentage Net Loans Charged-off: Home equity loans0.1323%194
All other 1-4 family - Percent of loans charged-off, net0.0942%936
Percentage Net Loans Charged-off: Commercial and industrial0.4226%1,262
Percentage Net Loans Charged-off: Loans to individuals1.5440%1,192
Percentage Net Loans Charged-off: Credit card loans4.4490%431
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1615%708
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3418%2,198
Percentage Net Loans Charged-off: Total real estate loans0.1367%1,509
Percentage Net Loans Charged-off:Construction & development0.0936%604
Percentage Net Loans Charged-off: Commercial real estate0.2066%810
Percentage Net Loans Charged-off: Multi-family residential0.1026%130
Percentage Net Loans Charged-off: 1-4 family residential0.1050%1,722
Percentage Net Loans Charged-off: Home equity loans0.1189%384
All other 1-4 family - Percent of loans charged-off, net0.1023%1,724
Percentage Net Loans Charged-off: Commercial and industrial0.6378%2,305
Percentage Net Loans Charged-off: Loans to individuals1.6974%1,118
Percentage Net Loans Charged-off: Credit card loans3.8828%620
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1469%1,442
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3223%2,012
Percentage Net Loans Charged-off: Total real estate loans0.1172%1,392
Percentage Net Loans Charged-off:Construction & development0.0761%496
Percentage Net Loans Charged-off: Commercial real estate0.1720%724
Percentage Net Loans Charged-off: Multi-family residential0.1076%90
Percentage Net Loans Charged-off: 1-4 family residential0.0900%1,549
Percentage Net Loans Charged-off: Home equity loans0.1149%314
All other 1-4 family - Percent of loans charged-off, net0.0851%1,557
Percentage Net Loans Charged-off: Commercial and industrial0.5790%2,054
Percentage Net Loans Charged-off: Loans to individuals1.8245%901
Percentage Net Loans Charged-off: Credit card loans3.9608%600
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1192%1,303
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3163%1,950
Percentage Net Loans Charged-off: Total real estate loans0.1117%1,297
Percentage Net Loans Charged-off:Construction & development0.0832%400
Percentage Net Loans Charged-off: Commercial real estate0.1508%622
Percentage Net Loans Charged-off: Multi-family residential0.0262%87
Percentage Net Loans Charged-off: 1-4 family residential0.0869%1,363
Percentage Net Loans Charged-off: Home equity loans0.1252%254
All other 1-4 family - Percent of loans charged-off, net0.0795%1,385
Percentage Net Loans Charged-off: Commercial and industrial0.4974%1,960
Percentage Net Loans Charged-off: Loans to individuals1.9169%873
Percentage Net Loans Charged-off: Credit card loans4.1340%572
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1123%1,161
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3421%1,592
Percentage Net Loans Charged-off: Total real estate loans0.1351%908
Percentage Net Loans Charged-off:Construction & development0.0719%258
Percentage Net Loans Charged-off: Commercial real estate0.0726%492
Percentage Net Loans Charged-off: Multi-family residential0.0788%43
Percentage Net Loans Charged-off: 1-4 family residential0.1524%829
Percentage Net Loans Charged-off: Home equity loans0.1165%187
All other 1-4 family - Percent of loans charged-off, net0.1595%795
Percentage Net Loans Charged-off: Commercial and industrial0.5010%1,432
Percentage Net Loans Charged-off: Loans to individuals1.9675%894
Percentage Net Loans Charged-off: Credit card loans3.9476%567
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1509%806
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4152%2,010
Percentage Net Loans Charged-off: Total real estate loans0.1517%1,358
Percentage Net Loans Charged-off:Construction & development0.1297%579
Percentage Net Loans Charged-off: Commercial real estate0.2585%743
Percentage Net Loans Charged-off: Multi-family residential0.0627%155
Percentage Net Loans Charged-off: 1-4 family residential0.1046%1,618
Percentage Net Loans Charged-off: Home equity loans0.1143%400
All other 1-4 family - Percent of loans charged-off, net0.1027%1,630
Percentage Net Loans Charged-off: Commercial and industrial0.9062%2,032
Percentage Net Loans Charged-off: Loans to individuals1.7947%1,042
Percentage Net Loans Charged-off: Credit card loans3.4912%809
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2145%1,391
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3172%2,560
Percentage Net Loans Charged-off: Total real estate loans0.1056%1,602
Percentage Net Loans Charged-off:Construction & development0.0816%611
Percentage Net Loans Charged-off: Commercial real estate0.1535%814
Percentage Net Loans Charged-off: Multi-family residential0.0174%174
Percentage Net Loans Charged-off: 1-4 family residential0.0916%1,624
Percentage Net Loans Charged-off: Home equity loans0.0926%435
All other 1-4 family - Percent of loans charged-off, net0.0914%1,560
Percentage Net Loans Charged-off: Commercial and industrial0.4672%2,760
Percentage Net Loans Charged-off: Loans to individuals1.6954%1,052
Percentage Net Loans Charged-off: Credit card loans3.0251%879
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1475%1,446
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2081%3,061
Percentage Net Loans Charged-off: Total real estate loans0.0446%452
Percentage Net Loans Charged-off:Construction & development0.0798%153
Percentage Net Loans Charged-off: Commercial real estate0.0094%382
Percentage Net Loans Charged-off: Multi-family residential0.0864%68
Percentage Net Loans Charged-off: 1-4 family residential0.0511%425
Percentage Net Loans Charged-off: Home equity loans0.0462%283
All other 1-4 family - Percent of loans charged-off, net0.0520%395
Percentage Net Loans Charged-off: Commercial and industrial0.1641%741
Percentage Net Loans Charged-off: Loans to individuals1.2838%305
Percentage Net Loans Charged-off: Credit card loans2.4844%399
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2333%233
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1917%3,339
Percentage Net Loans Charged-off: Total real estate loans0.0393%521
Percentage Net Loans Charged-off:Construction & development0.0774%142
Percentage Net Loans Charged-off: Commercial real estate0.0059%389
Percentage Net Loans Charged-off: Multi-family residential-0.3801%1,407
Percentage Net Loans Charged-off: 1-4 family residential0.0581%449
Percentage Net Loans Charged-off: Home equity loans0.0367%315
All other 1-4 family - Percent of loans charged-off, net0.0625%402
Percentage Net Loans Charged-off: Commercial and industrial0.1810%699
Percentage Net Loans Charged-off: Loans to individuals1.3493%307
Percentage Net Loans Charged-off: Credit card loans2.2788%488
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0735%342
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2236%3,185
Percentage Net Loans Charged-off: Total real estate loans0.0379%544
Percentage Net Loans Charged-off:Construction & development0.0090%210
Percentage Net Loans Charged-off: Commercial real estate-0.0253%1,213
Percentage Net Loans Charged-off: Multi-family residential0.3300%64
Percentage Net Loans Charged-off: 1-4 family residential0.0537%472
Percentage Net Loans Charged-off: Home equity loans0.0274%341
All other 1-4 family - Percent of loans charged-off, net0.0593%410
Percentage Net Loans Charged-off: Commercial and industrial0.0886%785
Percentage Net Loans Charged-off: Loans to individuals1.6865%252
Percentage Net Loans Charged-off: Credit card loans2.4580%511
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1233%292
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2697%3,014
Percentage Net Loans Charged-off: Total real estate loans0.0618%464
Percentage Net Loans Charged-off:Construction & development-0.0109%1,235
Percentage Net Loans Charged-off: Commercial real estate0.1095%263
Percentage Net Loans Charged-off: Multi-family residential0.0383%175
Percentage Net Loans Charged-off: 1-4 family residential0.0579%495
Percentage Net Loans Charged-off: Home equity loans0.0434%332
All other 1-4 family - Percent of loans charged-off, net0.0615%434
Percentage Net Loans Charged-off: Commercial and industrial0.2418%539
Percentage Net Loans Charged-off: Loans to individuals1.5834%322
Percentage Net Loans Charged-off: Credit card loans2.8044%500
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0615%313
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2538%3,418
Percentage Net Loans Charged-off: Total real estate loans0.0335%692
Percentage Net Loans Charged-off:Construction & development-0.0111%1,292
Percentage Net Loans Charged-off: Commercial real estate-0.0223%1,230
Percentage Net Loans Charged-off: Multi-family residential0.1627%166
Percentage Net Loans Charged-off: 1-4 family residential0.0597%508
Percentage Net Loans Charged-off: Home equity loans0.0424%338
All other 1-4 family - Percent of loans charged-off, net0.0638%462
Percentage Net Loans Charged-off: Commercial and industrial0.2608%506
Percentage Net Loans Charged-off: Loans to individuals1.8885%239
Percentage Net Loans Charged-off: Credit card loans2.5973%496
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1255%304
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1856%4,080
Percentage Net Loans Charged-off: Total real estate loans0.0506%671
Percentage Net Loans Charged-off:Construction & development-0.0174%1,324
Percentage Net Loans Charged-off: Commercial real estate0.1310%432
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0297%675
Percentage Net Loans Charged-off: Home equity loans0.0077%392
All other 1-4 family - Percent of loans charged-off, net0.0343%606
Percentage Net Loans Charged-off: Commercial and industrial0.2592%460
Percentage Net Loans Charged-off: Loans to individuals1.1221%332
Percentage Net Loans Charged-off: Credit card loans2.1442%489
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0312%379
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0807%6,152
Percentage Net Loans Charged-off: Total real estate loans0.0482%747
Percentage Net Loans Charged-off:Construction & development-0.0706%1,275
Percentage Net Loans Charged-off: Commercial real estate0.1475%455
Percentage Net Loans Charged-off: Multi-family residential-0.0314%1,318
Percentage Net Loans Charged-off: 1-4 family residential0.0396%634
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0466%567
Percentage Net Loans Charged-off: Commercial and industrial-0.0334%1,045
Percentage Net Loans Charged-off: Loans to individuals0.5462%586
Percentage Net Loans Charged-off: Credit card loans1.0722%708
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1199%1,182
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2468%4,822
Percentage Net Loans Charged-off: Total real estate loans0.1579%629
Percentage Net Loans Charged-off:Construction & development0.0269%464
Percentage Net Loans Charged-off: Commercial real estate0.4240%451
Percentage Net Loans Charged-off: Multi-family residential0.0640%331
Percentage Net Loans Charged-off: 1-4 family residential0.0815%567
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0968%505
Percentage Net Loans Charged-off: Commercial and industrial0.4492%577
Percentage Net Loans Charged-off: Loans to individuals0.6526%595
Percentage Net Loans Charged-off: Credit card loans0.7324%852
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0544%1,162
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5019%4,237
Percentage Net Loans Charged-off: Total real estate loans0.3588%570
Percentage Net Loans Charged-off:Construction & development0.6119%441
Percentage Net Loans Charged-off: Commercial real estate0.7343%478
Percentage Net Loans Charged-off: Multi-family residential0.0352%401
Percentage Net Loans Charged-off: 1-4 family residential0.0985%608
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.1159%546
Percentage Net Loans Charged-off: Commercial and industrial0.7108%696
Percentage Net Loans Charged-off: Loans to individuals1.2718%451
Percentage Net Loans Charged-off: Credit card loans1.3992%779
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2507%278
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144