Home > Truist Bank > Net charge- offs to loans
Truist Bank, Net charge- offs to loans
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5855% | 254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2470% | 207 |
| Percentage Net Loans Charged-off:Construction & development | -0.0552% | 4,404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8215% | 91 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0768% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0167% | 4,043 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0406% | 4,355 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0125% | 4,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4968% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1039% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1195% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9022% | 393 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0108% | 4,502 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5839% | 227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2766% | 163 |
| Percentage Net Loans Charged-off:Construction & development | -0.0600% | 4,442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9129% | 67 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 4,025 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0303% | 4,380 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 3,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4585% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0556% | 356 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1581% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8494% | 384 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0144% | 4,531 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6021% | 210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2957% | 140 |
| Percentage Net Loans Charged-off:Construction & development | -0.0453% | 4,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9606% | 63 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 4,011 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0101% | 4,358 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 4,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4808% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1057% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2824% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8913% | 369 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6319% | 154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3171% | 68 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0025% | 45 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 3,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 4,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4508% | 382 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2651% | 338 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0596% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0749% | 318 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4941% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1336% | 186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0114% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4324% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 3,948 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0763% | 4,434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4111% | 628 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8031% | 389 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0848% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6652% | 338 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4681% | 183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1203% | 156 |
| Percentage Net Loans Charged-off:Construction & development | -0.0299% | 4,416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3995% | 86 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 3,942 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0883% | 4,476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3809% | 530 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7097% | 350 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9718% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5773% | 353 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4509% | 193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0638% | 211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2449% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0262% | 4,254 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0937% | 4,501 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 4,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3668% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7203% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9546% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5926% | 383 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3617% | 218 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 4,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0233% | 4,281 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1111% | 4,607 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 4,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3034% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4083% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8806% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2712% | 423 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2703% | 290 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0428% | 4,369 |
| Percentage Net Loans Charged-off:Construction & development | -0.1185% | 4,593 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0273% | 4,324 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1111% | 4,699 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0383% | 4,278 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1280% | 4,577 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 4,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1657% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2961% | 396 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2410% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1782% | 406 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1713% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0676% | 4,490 |
| Percentage Net Loans Charged-off:Construction & development | -0.2240% | 4,671 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0559% | 4,486 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1517% | 4,741 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0496% | 4,381 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1828% | 4,633 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0224% | 4,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1474% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8624% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0877% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7250% | 630 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1588% | 402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0667% | 4,426 |
| Percentage Net Loans Charged-off:Construction & development | -0.1937% | 4,276 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0246% | 4,266 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2317% | 3,874 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0665% | 4,349 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2013% | 3,464 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0383% | 4,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1295% | 500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8158% | 590 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1547% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6685% | 649 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1543% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0651% | 4,472 |
| Percentage Net Loans Charged-off:Construction & development | -0.2379% | 4,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0195% | 4,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0770% | 4,419 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2191% | 3,478 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0467% | 4,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1650% | 338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7378% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1297% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5833% | 701 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1669% | 576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 1,205 |
| Percentage Net Loans Charged-off:Construction & development | -0.1299% | 4,271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0572% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1220% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0209% | 3,932 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1343% | 3,473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2087% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6215% | 702 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8903% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4732% | 813 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1675% | 508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | -0.0705% | 4,273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0253% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0794% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 3,657 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1210% | 3,527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2409% | 540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6126% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9937% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4575% | 731 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1884% | 452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 913 |
| Percentage Net Loans Charged-off:Construction & development | -0.0209% | 4,180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0189% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1190% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 3,737 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0971% | 3,522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2479% | 470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6480% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3370% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4709% | 700 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0286% | 16 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2304% | 370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 0.1240% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2286% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0377% | 337 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0316% | 3,466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0550% | 277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3179% | 336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7038% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2893% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5298% | 682 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2887% | 596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1498% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0931% | 210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3177% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0932% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 3,324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0792% | 585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2817% | 970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7689% | 819 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3526% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5741% | 984 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2254% | 1,064 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3160% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1780% | 311 |
| Percentage Net Loans Charged-off:Construction & development | 0.1653% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3577% | 210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0755% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0844% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0183% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1010% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2791% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8437% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6081% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6318% | 874 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0175% | 35 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2861% | 557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1265% | 425 |
| Percentage Net Loans Charged-off:Construction & development | -0.0417% | 4,374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2062% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0766% | 4,080 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1139% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0268% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1360% | 318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2373% | 830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9360% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7315% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7155% | 848 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0259% | 25 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2401% | 595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 586 |
| Percentage Net Loans Charged-off:Construction & development | 0.1270% | 69 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0369% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0376% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0528% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0337% | 572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1501% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0433% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7014% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8260% | 821 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7370% | 1,027 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1896% | 1,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0713% | 917 |
| Percentage Net Loans Charged-off:Construction & development | -0.1106% | 4,540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1356% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3091% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0376% | 1,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0317% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 1,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1827% | 1,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7763% | 1,062 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7383% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5373% | 1,359 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0422% | 1,090 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2098% | 841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0850% | 679 |
| Percentage Net Loans Charged-off:Construction & development | -0.1426% | 4,629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1778% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2871% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0831% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0325% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2107% | 1,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9994% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7805% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7286% | 962 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2086% | 794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0926% | 591 |
| Percentage Net Loans Charged-off:Construction & development | -0.1408% | 4,654 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1780% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4270% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0480% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0741% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0417% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2040% | 1,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9839% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6690% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7248% | 922 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1966% | 711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0619% | 588 |
| Percentage Net Loans Charged-off:Construction & development | -0.1387% | 4,730 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1037% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4255% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0387% | 691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0489% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2072% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0135% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6864% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7530% | 880 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1732% | 1,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 1,077 |
| Percentage Net Loans Charged-off:Construction & development | -0.1115% | 4,644 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0847% | 621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1646% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0594% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0947% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0500% | 1,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1814% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8765% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3002% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6677% | 1,130 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1698% | 975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0534% | 971 |
| Percentage Net Loans Charged-off:Construction & development | -0.0836% | 4,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0785% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1309% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0465% | 1,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0943% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0337% | 1,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2034% | 1,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8359% | 903 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2800% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6281% | 1,087 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1688% | 922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 768 |
| Percentage Net Loans Charged-off:Construction & development | -0.0624% | 4,652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1028% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0653% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0551% | 900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1172% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1930% | 969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8420% | 848 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3944% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6220% | 1,026 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1915% | 770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0781% | 560 |
| Percentage Net Loans Charged-off:Construction & development | -0.0629% | 4,751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1614% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1315% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0405% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0932% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1886% | 708 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0198% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4006% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8237% | 838 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3331% | 12 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1751% | 1,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0717% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | -0.1695% | 4,881 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0547% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1257% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1151% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1286% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2157% | 1,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7498% | 1,218 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2529% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5589% | 1,477 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1831% | 1,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0782% | 976 |
| Percentage Net Loans Charged-off:Construction & development | -0.1613% | 4,898 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0534% | 703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1372% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1074% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1452% | 736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2488% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7262% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2797% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5350% | 1,376 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1989% | 1,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0837% | 881 |
| Percentage Net Loans Charged-off:Construction & development | -0.2870% | 5,024 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0507% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1650% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0922% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1845% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3303% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6980% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3591% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4958% | 1,402 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2001% | 861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0691% | 801 |
| Percentage Net Loans Charged-off:Construction & development | -0.1785% | 5,048 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0443% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0120% | 4,532 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1242% | 674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1228% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1246% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3492% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7537% | 1,087 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5510% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5350% | 1,238 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0067% | 1,123 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2019% | 1,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0635% | 1,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.1028% | 398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 1,348 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0744% | 4,650 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1044% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1253% | 510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0992% | 1,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4040% | 1,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7323% | 1,325 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0236% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5689% | 1,520 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0492% | 1,332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0071% | 1,177 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1947% | 1,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0438% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | -0.1529% | 5,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0255% | 969 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1103% | 4,692 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0946% | 1,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1004% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0932% | 1,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4400% | 885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7209% | 1,176 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0719% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5483% | 1,370 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0550% | 1,134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0062% | 1,164 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1984% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 1,779 |
| Percentage Net Loans Charged-off:Construction & development | -0.0999% | 5,018 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0182% | 5,183 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0579% | 4,697 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0836% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1186% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0751% | 1,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5094% | 719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7026% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0894% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5237% | 1,318 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0684% | 934 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0110% | 1,158 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2661% | 786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 1,425 |
| Percentage Net Loans Charged-off:Construction & development | -0.0565% | 5,002 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0613% | 5,604 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0668% | 4,734 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0950% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1716% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0766% | 991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8691% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7705% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2549% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5785% | 1,136 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0425% | 806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0038% | 1,139 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1760% | 1,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1000% | 1,622 |
| Percentage Net Loans Charged-off:Construction & development | -0.1331% | 5,088 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0970% | 1,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1418% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1297% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1962% | 516 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1166% | 1,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1820% | 1,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6461% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0944% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4661% | 1,586 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0402% | 1,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0859% | 1,257 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1684% | 1,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0909% | 1,566 |
| Percentage Net Loans Charged-off:Construction & development | -0.1835% | 5,230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0922% | 890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1975% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1161% | 1,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1855% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1032% | 1,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1951% | 1,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5953% | 1,271 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1863% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3999% | 1,614 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0476% | 1,075 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0105% | 1,220 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1814% | 1,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1039% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | -0.2313% | 5,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1270% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2119% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1227% | 1,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2094% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1078% | 1,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2043% | 1,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5977% | 1,178 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2838% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3873% | 1,512 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0701% | 905 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0109% | 1,200 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1711% | 1,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1143% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | -0.3013% | 5,471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1155% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4088% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1418% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2130% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1298% | 1,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1413% | 855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6079% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3430% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3875% | 1,395 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0070% | 898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0098% | 1,182 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2868% | 1,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2845% | 1,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.4788% | 606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3191% | 936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1864% | 296 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2365% | 1,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3715% | 500 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2157% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1970% | 1,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6574% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2580% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4430% | 1,803 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0019% | 1,523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0394% | 49 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3129% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3275% | 907 |
| Percentage Net Loans Charged-off:Construction & development | 0.2821% | 643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3684% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2674% | 235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2975% | 1,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3828% | 464 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2847% | 1,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1991% | 1,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6329% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2097% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4205% | 1,720 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0237% | 1,243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0591% | 42 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3109% | 1,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3205% | 948 |
| Percentage Net Loans Charged-off:Construction & development | 0.3303% | 567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3828% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2698% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2692% | 1,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4347% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2446% | 1,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1977% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6423% | 1,278 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3129% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4137% | 1,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0383% | 1,061 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0987% | 24 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3164% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3168% | 868 |
| Percentage Net Loans Charged-off:Construction & development | 0.4907% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2700% | 574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2414% | 119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2952% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4587% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2711% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2208% | 895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7018% | 1,175 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3590% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4672% | 1,417 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0113% | 915 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4067% | 13 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5521% | 1,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5686% | 970 |
| Percentage Net Loans Charged-off:Construction & development | 1.4397% | 706 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5977% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3941% | 397 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4583% | 1,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8145% | 478 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4070% | 1,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4788% | 1,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9134% | 1,254 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6833% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6530% | 1,573 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1473% | 1,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1027% | 66 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6222% | 995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6566% | 802 |
| Percentage Net Loans Charged-off:Construction & development | 1.7868% | 576 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6851% | 768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4900% | 313 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5122% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8626% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4620% | 1,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5030% | 1,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9618% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5978% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7212% | 1,310 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1939% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1280% | 56 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7496% | 862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8071% | 696 |
| Percentage Net Loans Charged-off:Construction & development | 2.4959% | 456 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7943% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6781% | 236 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6087% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9191% | 425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5640% | 933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7281% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9629% | 1,071 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6701% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7040% | 1,269 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1797% | 803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1844% | 44 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8574% | 704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8784% | 601 |
| Percentage Net Loans Charged-off:Construction & development | 2.4625% | 368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8387% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8654% | 173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6932% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9741% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6528% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0087% | 679 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0889% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7820% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8206% | 1,061 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2537% | 603 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0163% | 1,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2557% | 722 |
| Percentage Net Loans Charged-off:Construction & development | 4.6403% | 599 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1939% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5567% | 365 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7258% | 1,272 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0346% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6790% | 1,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5595% | 1,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7929% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3261% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7773% | 1,574 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2374% | 1,000 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1159% | 113 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0586% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3252% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 4.7207% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2564% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8473% | 305 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7579% | 1,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9741% | 622 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7247% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5609% | 1,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7564% | 1,614 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2775% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7394% | 1,496 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2066% | 929 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4258% | 90 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1166% | 973 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4038% | 657 |
| Percentage Net Loans Charged-off:Construction & development | 4.9149% | 533 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2743% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4989% | 230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7837% | 1,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9760% | 584 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7539% | 1,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6102% | 1,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7108% | 1,618 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4181% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6897% | 1,532 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2148% | 840 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4633% | 81 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1377% | 907 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4460% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 4.4790% | 471 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2646% | 556 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0289% | 164 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8806% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9294% | 523 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8728% | 942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5336% | 1,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7484% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4532% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7249% | 1,305 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1526% | 706 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0727% | 66 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4503% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7399% | 826 |
| Percentage Net Loans Charged-off:Construction & development | 5.3724% | 924 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1693% | 1,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8302% | 648 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2140% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1612% | 761 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2236% | 1,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9433% | 2,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8771% | 1,863 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6198% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7383% | 1,878 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5101% | 803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1643% | 104 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4962% | 970 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7901% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 5.1188% | 852 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1203% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0196% | 527 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3453% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1978% | 644 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3732% | 837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9451% | 1,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8714% | 1,735 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4526% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7119% | 1,740 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6072% | 691 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1128% | 96 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5008% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8584% | 706 |
| Percentage Net Loans Charged-off:Construction & development | 5.1855% | 797 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0564% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3054% | 564 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5038% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0695% | 688 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5877% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7790% | 1,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9417% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6959% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7289% | 1,598 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2423% | 875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1530% | 86 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3973% | 983 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6327% | 730 |
| Percentage Net Loans Charged-off:Construction & development | 5.4723% | 579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7585% | 910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0601% | 421 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1289% | 872 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1755% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1199% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1245% | 1,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0421% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4910% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7237% | 1,398 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1954% | 712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0013% | 1,320 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2802% | 848 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7997% | 568 |
| Percentage Net Loans Charged-off:Construction & development | 7.4019% | 851 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7050% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1383% | 670 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8243% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3936% | 681 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9149% | 713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1174% | 2,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2522% | 1,779 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8867% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4085% | 1,153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0782% | 130 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4088% | 716 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9657% | 475 |
| Percentage Net Loans Charged-off:Construction & development | 7.8728% | 715 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6202% | 738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7566% | 627 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9834% | 588 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3640% | 640 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1167% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1129% | 2,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2667% | 1,618 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7385% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4449% | 1,017 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.5793% | 106 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9809% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3675% | 668 |
| Percentage Net Loans Charged-off:Construction & development | 5.3038% | 955 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8273% | 1,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2972% | 598 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2840% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3751% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4821% | 474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9578% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4532% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7447% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4523% | 892 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.9697% | 76 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6167% | 1,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8545% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 4.4723% | 842 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7817% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5022% | 350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5109% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4754% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5186% | 713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8758% | 1,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6376% | 1,225 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0992% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4333% | 740 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.6023% | 42 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4932% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5972% | 1,296 |
| Percentage Net Loans Charged-off:Construction & development | 3.8795% | 1,489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3993% | 1,947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4136% | 706 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2219% | 1,090 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3824% | 676 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1885% | 1,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1222% | 2,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8634% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3196% | 752 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6019% | 1,203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.9868% | 115 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4339% | 1,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5360% | 1,091 |
| Percentage Net Loans Charged-off:Construction & development | 3.6846% | 1,248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3542% | 1,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1632% | 607 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1744% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4030% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1274% | 937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0047% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8934% | 1,347 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8952% | 783 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5984% | 1,046 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.6182% | 106 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3998% | 1,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5272% | 985 |
| Percentage Net Loans Charged-off:Construction & development | 3.6578% | 1,034 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2051% | 1,527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1876% | 453 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1705% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3953% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1248% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8035% | 2,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9788% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0143% | 712 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5776% | 926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8885% | 89 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2355% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2994% | 846 |
| Percentage Net Loans Charged-off:Construction & development | 2.8834% | 801 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3524% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2985% | 252 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9734% | 776 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2681% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9135% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7573% | 1,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0340% | 1,124 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5844% | 729 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.3876% | 56 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6829% | 1,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6260% | 1,408 |
| Percentage Net Loans Charged-off:Construction & development | 1.0281% | 1,558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2061% | 1,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0853% | 491 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5889% | 1,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9497% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5216% | 1,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4636% | 2,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4533% | 1,540 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3664% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8835% | 825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0338% | 111 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5613% | 1,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4820% | 1,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.7579% | 1,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1065% | 1,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0134% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4873% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9390% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4053% | 1,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3694% | 2,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3698% | 1,330 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6102% | 511 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9417% | 677 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0011% | 1,667 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4436% | 1,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3153% | 1,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.4209% | 1,071 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0594% | 1,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0153% | 242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3629% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8894% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2706% | 1,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3729% | 1,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3826% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0133% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9510% | 596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0011% | 1,600 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3578% | 1,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1921% | 1,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.1739% | 871 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0438% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0222% | 6,117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2739% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6769% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2057% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3367% | 1,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5880% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0775% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6740% | 559 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0011% | 1,509 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2393% | 2,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1390% | 1,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.2264% | 952 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0695% | 1,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0622% | 244 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1077% | 1,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2574% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0831% | 1,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1612% | 2,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9938% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6263% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6603% | 758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1587% | 61 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2151% | 1,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1143% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.1985% | 606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0272% | 983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0649% | 159 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0886% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2262% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0661% | 1,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1343% | 2,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9294% | 1,496 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6983% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6470% | 676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0004% | 1,545 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1925% | 1,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0909% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.1520% | 451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0381% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0907% | 1,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2342% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0670% | 1,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1173% | 2,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9020% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7892% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6065% | 646 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1564% | 1,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0546% | 1,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0127% | 420 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 7,936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0332% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1088% | 865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2145% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0911% | 859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1001% | 1,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8358% | 1,481 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7816% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5758% | 516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0027% | 1,385 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1649% | 2,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 1,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0193% | 713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0464% | 980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0462% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1023% | 1,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2595% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0724% | 1,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1629% | 2,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8265% | 1,822 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7716% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3965% | 867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1690% | 1,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0633% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0215% | 520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0542% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0076% | 144 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0900% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1343% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0830% | 1,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1592% | 2,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0438% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6799% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2767% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1695% | 1,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0521% | 1,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0193% | 396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0050% | 787 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 6,200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0879% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1144% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0836% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1879% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1071% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8101% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2374% | 799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1792% | 1,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0519% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 7,638 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 6,149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0967% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0953% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0970% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2399% | 1,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1709% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9801% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1999% | 689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2458% | 1,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0672% | 1,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0163% | 600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0644% | 898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0641% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0879% | 1,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1204% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0817% | 1,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4962% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4238% | 1,149 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7741% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1235% | 1,220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2249% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0653% | 1,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0120% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0579% | 748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0907% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0871% | 1,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1101% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0826% | 1,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3720% | 1,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3465% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5420% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1288% | 1,063 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2237% | 1,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0674% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0111% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0593% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1033% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0898% | 1,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1405% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0795% | 1,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3210% | 1,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3549% | 1,087 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4663% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1504% | 881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2258% | 1,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0620% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0241% | 210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0451% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0937% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0824% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1264% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0733% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2849% | 1,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4312% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4548% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1731% | 644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3196% | 1,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1104% | 1,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0120% | 690 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1323% | 927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1015% | 142 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1284% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1163% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1309% | 1,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6125% | 1,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4198% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7370% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4234% | 873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3137% | 1,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1076% | 1,268 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 7,844 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1566% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0580% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1172% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1262% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1154% | 1,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5683% | 1,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4310% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7816% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4042% | 778 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3233% | 1,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1184% | 1,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0009% | 460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2086% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0849% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1071% | 1,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1209% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1045% | 1,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6404% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4873% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9681% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1270% | 952 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3238% | 1,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1410% | 815 |
| Percentage Net Loans Charged-off:Construction & development | -0.0200% | 7,840 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3256% | 268 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0234% | 6,266 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1001% | 960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1323% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0942% | 936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4226% | 1,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5440% | 1,192 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4490% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1615% | 708 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3418% | 2,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1367% | 1,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0936% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2066% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1026% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1050% | 1,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1189% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1023% | 1,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6378% | 2,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6974% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8828% | 620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1469% | 1,442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3223% | 2,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1172% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0761% | 496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1720% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1076% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0900% | 1,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1149% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0851% | 1,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5790% | 2,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8245% | 901 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9608% | 600 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1192% | 1,303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3163% | 1,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1117% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0832% | 400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1508% | 622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0262% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 1,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1252% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0795% | 1,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4974% | 1,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9169% | 873 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1340% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1123% | 1,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3421% | 1,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1351% | 908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0719% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0726% | 492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0788% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1524% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1165% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1595% | 795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5010% | 1,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9675% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9476% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1509% | 806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4152% | 2,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1517% | 1,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.1297% | 579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2585% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0627% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1046% | 1,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1143% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1027% | 1,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9062% | 2,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7947% | 1,042 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4912% | 809 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2145% | 1,391 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3172% | 2,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1056% | 1,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0816% | 611 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1535% | 814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0174% | 174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0916% | 1,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0926% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0914% | 1,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4672% | 2,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6954% | 1,052 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0251% | 879 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1475% | 1,446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2081% | 3,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0446% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0798% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0094% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0864% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0462% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1641% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2838% | 305 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4844% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2333% | 233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1917% | 3,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0393% | 521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0774% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 389 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3801% | 1,407 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0581% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0367% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0625% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1810% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3493% | 307 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2788% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0735% | 342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2236% | 3,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0090% | 210 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0253% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3300% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0537% | 472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0274% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0593% | 410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0886% | 785 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6865% | 252 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4580% | 511 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1233% | 292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2697% | 3,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0618% | 464 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 1,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1095% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0383% | 175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0579% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0434% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0615% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2418% | 539 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5834% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8044% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0615% | 313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2538% | 3,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 692 |
| Percentage Net Loans Charged-off:Construction & development | -0.0111% | 1,292 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0223% | 1,230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1627% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0597% | 508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0424% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0638% | 462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2608% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8885% | 239 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5973% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1255% | 304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1856% | 4,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0506% | 671 |
| Percentage Net Loans Charged-off:Construction & development | -0.0174% | 1,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1310% | 432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0077% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0343% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2592% | 460 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1221% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1442% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0312% | 379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0807% | 6,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 747 |
| Percentage Net Loans Charged-off:Construction & development | -0.0706% | 1,275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1475% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0314% | 1,318 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0396% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0466% | 567 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0334% | 1,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5462% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0722% | 708 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1199% | 1,182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2468% | 4,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1579% | 629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0269% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4240% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0640% | 331 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0815% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0968% | 505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4492% | 577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6526% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7324% | 852 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0544% | 1,162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5019% | 4,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3588% | 570 |
| Percentage Net Loans Charged-off:Construction & development | 0.6119% | 441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7343% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0352% | 401 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0985% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1159% | 546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7108% | 696 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2718% | 451 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3992% | 779 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2507% | 278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |