TruBank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 5,221 |
| Total interest expense | $154,000 | 4,989 |
| Net interest income | $1,427,000 | 5,208 |
| Provision for loan and lease losses | $30,000 | 3,648 |
| Total noninterest income | $222,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $33,000 | 5,309 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $189,000 | 4,173 |
| Total noninterest expense | $983,000 | 5,423 |
| Salaries and employee benefits | $594,000 | 5,297 |
| Premises and equipment expense | $135,000 | 5,041 |
| Additional noninterest expense | $254,000 | 5,574 |
| Pre-tax net operating income | $636,000 | 4,353 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $256,000 | 2,616 |
| Income before extraordinary items | $380,000 | 4,786 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $380,000 | 4,786 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $380,000 | 4,786 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $380,000 | 4,737 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $122,000 | 6,031 |
| Total interest expense | $14,000 | 5,985 |
| Net interest income | $108,000 | 6,034 |
| Provision for loan and lease losses | $10,000 | 3,761 |
| Total noninterest income | $12,000 | 5,939 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $4,000 | 5,826 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,000 | 5,769 |
| Total noninterest expense | $45,000 | 6,052 |
| Salaries and employee benefits | $27,000 | 6,044 |
| Premises and equipment expense | $6,000 | 6,029 |
| Additional noninterest expense | $12,000 | 6,054 |
| Pre-tax net operating income | $65,000 | 5,577 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $22,000 | 3,735 |
| Income before extraordinary items | $43,000 | 5,678 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $43,000 | 5,676 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $43,000 | 5,677 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $43,000 | 5,639 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 3,775 |
| Total interest expense | $146,000 | 3,430 |
| Net interest income | $1,153,000 | 3,781 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $204,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $29,000 | 4,379 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $175,000 | 2,801 |
| Total noninterest expense | $941,000 | 3,834 |
| Salaries and employee benefits | $607,000 | 3,500 |
| Premises and equipment expense | $113,000 | 3,632 |
| Additional noninterest expense | $221,000 | 4,472 |
| Pre-tax net operating income | $416,000 | 3,337 |
| Securities gains (losses) | $100,000 | 535 |
| Applicable income taxes | $170,000 | 1,989 |
| Income before extraordinary items | $346,000 | 3,386 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $346,000 | 3,384 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $346,000 | 3,384 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $279,000 | 3,686 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,836,000 | 3,913 |
| Total interest expense | $562,000 | 3,514 |
| Net interest income | $4,274,000 | 3,935 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $968,000 | 3,129 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $130,000 | 4,347 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $838,000 | 2,592 |
| Total noninterest expense | $3,901,000 | 3,768 |
| Salaries and employee benefits | $2,286,000 | 3,628 |
| Premises and equipment expense | $502,000 | 3,471 |
| Additional noninterest expense | $1,113,000 | 4,080 |
| Pre-tax net operating income | $1,341,000 | 3,677 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $476,000 | 2,269 |
| Income before extraordinary items | $867,000 | 4,129 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $867,000 | 4,129 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $867,000 | 4,130 |
| Net charge-offs | $-76,000 | 5,665 |
| Cash dividends | $157,000 | 3,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $865,700 | 4,079 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,500,000 | 4,044 |
| Total interest expense | $418,000 | 3,587 |
| Net interest income | $3,082,000 | 4,061 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $743,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $85,000 | 4,583 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $658,000 | 2,550 |
| Total noninterest expense | $2,961,000 | 3,772 |
| Salaries and employee benefits | $1,713,000 | 3,645 |
| Premises and equipment expense | $382,000 | 3,485 |
| Additional noninterest expense | $866,000 | 4,021 |
| Pre-tax net operating income | $864,000 | 3,978 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $301,000 | 2,479 |
| Income before extraordinary items | $563,000 | 4,421 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $563,000 | 4,423 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $563,000 | 4,424 |
| Net charge-offs | $-75,000 | 5,733 |
| Cash dividends | $157,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $563,000 | 4,368 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,273,000 | 4,123 |
| Total interest expense | $275,000 | 3,638 |
| Net interest income | $1,998,000 | 4,136 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $503,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $54,000 | 4,660 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $449,000 | 2,534 |
| Total noninterest expense | $1,992,000 | 3,772 |
| Salaries and employee benefits | $1,160,000 | 3,625 |
| Premises and equipment expense | $218,000 | 3,819 |
| Additional noninterest expense | $614,000 | 3,905 |
| Pre-tax net operating income | $509,000 | 4,147 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $169,000 | 2,624 |
| Income before extraordinary items | $340,000 | 4,543 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $340,000 | 4,544 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $340,000 | 4,545 |
| Net charge-offs | $-50,000 | 5,754 |
| Cash dividends | $157,000 | 2,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $340,000 | 4,469 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 4,135 |
| Total interest expense | $136,000 | 3,681 |
| Net interest income | $1,000,000 | 4,154 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $319,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $26,000 | 4,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $293,000 | 2,159 |
| Total noninterest expense | $1,036,000 | 3,713 |
| Salaries and employee benefits | $584,000 | 3,640 |
| Premises and equipment expense | $109,000 | 3,860 |
| Additional noninterest expense | $343,000 | 3,637 |
| Pre-tax net operating income | $283,000 | 3,971 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $93,000 | 2,514 |
| Income before extraordinary items | $190,000 | 4,354 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $190,000 | 4,356 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $190,000 | 4,357 |
| Net charge-offs | $-50,000 | 5,945 |
| Cash dividends | $78,000 | 2,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $190,000 | 4,278 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 4,433 |
| Total interest expense | $378,000 | 4,575 |
| Net interest income | $3,689,000 | 4,356 |
| Provision for loan and lease losses | $-650,000 | 6,289 |
| Total noninterest income | $986,000 | 3,128 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $149,000 | 4,398 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $837,000 | 2,582 |
| Total noninterest expense | $3,661,000 | 4,028 |
| Salaries and employee benefits | $2,110,000 | 3,883 |
| Premises and equipment expense | $517,000 | 3,553 |
| Additional noninterest expense | $1,034,000 | 4,385 |
| Pre-tax net operating income | $1,664,000 | 3,293 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $578,000 | 2,067 |
| Income before extraordinary items | $1,086,000 | 3,809 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,086,000 | 3,810 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,086,000 | 3,811 |
| Net charge-offs | $22,000 | 4,242 |
| Cash dividends | $240,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,086,000 | 3,764 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,903,000 | 4,580 |
| Total interest expense | $240,000 | 4,921 |
| Net interest income | $2,663,000 | 4,474 |
| Provision for loan and lease losses | $-750,000 | 6,425 |
| Total noninterest income | $784,000 | 3,063 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $97,000 | 4,673 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $687,000 | 2,467 |
| Total noninterest expense | $2,573,000 | 4,201 |
| Salaries and employee benefits | $1,513,000 | 3,978 |
| Premises and equipment expense | $383,000 | 3,638 |
| Additional noninterest expense | $677,000 | 4,681 |
| Pre-tax net operating income | $1,624,000 | 2,889 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $572,000 | 1,850 |
| Income before extraordinary items | $1,052,000 | 3,396 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,052,000 | 3,397 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,052,000 | 3,397 |
| Net charge-offs | $39,000 | 3,434 |
| Cash dividends | $181,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,052,000 | 3,355 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 4,677 |
| Total interest expense | $142,000 | 5,154 |
| Net interest income | $1,727,000 | 4,555 |
| Provision for loan and lease losses | $-750,000 | 6,540 |
| Total noninterest income | $532,000 | 3,006 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $63,000 | 4,704 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $469,000 | 2,396 |
| Total noninterest expense | $1,709,000 | 4,240 |
| Salaries and employee benefits | $992,000 | 4,030 |
| Premises and equipment expense | $261,000 | 3,615 |
| Additional noninterest expense | $456,000 | 4,687 |
| Pre-tax net operating income | $1,300,000 | 2,502 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $462,000 | 1,614 |
| Income before extraordinary items | $838,000 | 2,993 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $838,000 | 2,999 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $838,000 | 2,999 |
| Net charge-offs | $40,000 | 2,969 |
| Cash dividends | $122,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $838,000 | 2,937 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $907,000 | 4,792 |
| Total interest expense | $72,000 | 5,210 |
| Net interest income | $835,000 | 4,673 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $242,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $30,000 | 4,784 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $212,000 | 2,471 |
| Total noninterest expense | $850,000 | 4,275 |
| Salaries and employee benefits | $495,000 | 4,076 |
| Premises and equipment expense | $130,000 | 3,664 |
| Additional noninterest expense | $225,000 | 4,731 |
| Pre-tax net operating income | $227,000 | 4,265 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $70,000 | 2,675 |
| Income before extraordinary items | $157,000 | 4,625 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $157,000 | 4,628 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $157,000 | 4,628 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $59,000 | 2,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $157,000 | 4,575 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,870,000 | 4,699 |
| Total interest expense | $298,000 | 5,398 |
| Net interest income | $3,572,000 | 4,527 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,403,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $168,000 | 4,395 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,235,000 | 2,097 |
| Total noninterest expense | $3,632,000 | 4,166 |
| Salaries and employee benefits | $1,875,000 | 4,215 |
| Premises and equipment expense | $493,000 | 3,765 |
| Additional noninterest expense | $1,264,000 | 4,069 |
| Pre-tax net operating income | $1,343,000 | 3,590 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $458,000 | 2,255 |
| Income before extraordinary items | $885,000 | 4,107 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $885,000 | 4,110 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $885,000 | 4,110 |
| Net charge-offs | $-155,000 | 6,596 |
| Cash dividends | $745,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $885,000 | 4,057 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,902,000 | 4,753 |
| Total interest expense | $226,000 | 5,484 |
| Net interest income | $2,676,000 | 4,582 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,099,000 | 2,676 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $110,000 | 4,651 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $989,000 | 2,049 |
| Total noninterest expense | $2,721,000 | 4,179 |
| Salaries and employee benefits | $1,441,000 | 4,183 |
| Premises and equipment expense | $370,000 | 3,795 |
| Additional noninterest expense | $910,000 | 4,176 |
| Pre-tax net operating income | $1,054,000 | 3,596 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $365,000 | 2,234 |
| Income before extraordinary items | $689,000 | 4,083 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $689,000 | 4,087 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $689,000 | 4,087 |
| Net charge-offs | $-149,000 | 6,672 |
| Cash dividends | $699,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $689,000 | 4,013 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 4,861 |
| Total interest expense | $157,000 | 5,467 |
| Net interest income | $1,707,000 | 4,703 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $671,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $71,000 | 4,698 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $600,000 | 2,234 |
| Total noninterest expense | $1,768,000 | 4,265 |
| Salaries and employee benefits | $957,000 | 4,214 |
| Premises and equipment expense | $242,000 | 3,858 |
| Additional noninterest expense | $569,000 | 4,321 |
| Pre-tax net operating income | $610,000 | 3,798 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $202,000 | 2,422 |
| Income before extraordinary items | $408,000 | 4,284 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $408,000 | 4,286 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $408,000 | 4,287 |
| Net charge-offs | $-14,000 | 6,233 |
| Cash dividends | $650,000 | 1,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $408,000 | 4,172 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $942,000 | 4,869 |
| Total interest expense | $88,000 | 5,370 |
| Net interest income | $854,000 | 4,713 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $311,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $33,000 | 4,808 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $278,000 | 2,326 |
| Total noninterest expense | $902,000 | 4,248 |
| Salaries and employee benefits | $483,000 | 4,242 |
| Premises and equipment expense | $122,000 | 3,857 |
| Additional noninterest expense | $297,000 | 4,250 |
| Pre-tax net operating income | $263,000 | 4,037 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $89,000 | 2,508 |
| Income before extraordinary items | $174,000 | 4,505 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $174,000 | 4,507 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $174,000 | 4,507 |
| Net charge-offs | $-15,000 | 6,346 |
| Cash dividends | $650,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $174,000 | 4,406 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,842,000 | 4,976 |
| Total interest expense | $504,000 | 5,100 |
| Net interest income | $3,338,000 | 4,869 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,790,000 | 2,356 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $188,000 | 4,377 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,602,000 | 1,784 |
| Total noninterest expense | $3,595,000 | 4,309 |
| Salaries and employee benefits | $1,842,000 | 4,339 |
| Premises and equipment expense | $589,000 | 3,430 |
| Additional noninterest expense | $1,164,000 | 4,427 |
| Pre-tax net operating income | $1,533,000 | 3,297 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $515,000 | 2,157 |
| Income before extraordinary items | $1,018,000 | 3,872 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,018,000 | 3,872 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,018,000 | 3,874 |
| Net charge-offs | $38,000 | 5,094 |
| Cash dividends | $5,000 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,018,000 | 3,720 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,856,000 | 5,081 |
| Total interest expense | $394,000 | 5,153 |
| Net interest income | $2,462,000 | 4,988 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,425,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $128,000 | 4,606 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,297,000 | 1,686 |
| Total noninterest expense | $2,657,000 | 4,372 |
| Salaries and employee benefits | $1,357,000 | 4,406 |
| Premises and equipment expense | $444,000 | 3,468 |
| Additional noninterest expense | $856,000 | 4,510 |
| Pre-tax net operating income | $1,230,000 | 3,265 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $402,000 | 2,163 |
| Income before extraordinary items | $828,000 | 3,804 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $828,000 | 3,804 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $828,000 | 3,805 |
| Net charge-offs | $39,000 | 4,689 |
| Cash dividends | $5,000 | 3,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $828,000 | 3,633 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 5,113 |
| Total interest expense | $275,000 | 5,171 |
| Net interest income | $1,624,000 | 5,042 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $964,000 | 2,211 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $83,000 | 4,665 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $881,000 | 1,645 |
| Total noninterest expense | $1,752,000 | 4,432 |
| Salaries and employee benefits | $903,000 | 4,433 |
| Premises and equipment expense | $293,000 | 3,489 |
| Additional noninterest expense | $556,000 | 4,570 |
| Pre-tax net operating income | $836,000 | 3,193 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $275,000 | 2,145 |
| Income before extraordinary items | $561,000 | 3,772 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $561,000 | 3,774 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $561,000 | 3,775 |
| Net charge-offs | $40,000 | 4,215 |
| Cash dividends | $5,000 | 3,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $561,000 | 3,586 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $933,000 | 5,195 |
| Total interest expense | $146,000 | 5,148 |
| Net interest income | $787,000 | 5,125 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $707,000 | 1,690 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $41,000 | 4,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $666,000 | 1,224 |
| Total noninterest expense | $904,000 | 4,365 |
| Salaries and employee benefits | $456,000 | 4,432 |
| Premises and equipment expense | $142,000 | 3,600 |
| Additional noninterest expense | $306,000 | 4,342 |
| Pre-tax net operating income | $590,000 | 2,561 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $187,000 | 1,808 |
| Income before extraordinary items | $403,000 | 3,043 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $403,000 | 3,046 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $403,000 | 3,047 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $5,000 | 2,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $403,000 | 2,890 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,744,000 | 5,287 |
| Total interest expense | $721,000 | 5,139 |
| Net interest income | $3,023,000 | 5,245 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $954,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $181,000 | 4,555 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $773,000 | 2,503 |
| Total noninterest expense | $3,689,000 | 4,347 |
| Salaries and employee benefits | $1,706,000 | 4,601 |
| Premises and equipment expense | $625,000 | 3,479 |
| Additional noninterest expense | $1,358,000 | 4,123 |
| Pre-tax net operating income | $288,000 | 5,273 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $62,000 | 3,646 |
| Income before extraordinary items | $226,000 | 5,465 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $226,000 | 5,467 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $226,000 | 5,467 |
| Net charge-offs | $-12,000 | 7,037 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $226,000 | 5,349 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 5,353 |
| Total interest expense | $565,000 | 5,169 |
| Net interest income | $2,230,000 | 5,326 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $724,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $122,000 | 4,762 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $602,000 | 2,416 |
| Total noninterest expense | $2,757,000 | 4,353 |
| Salaries and employee benefits | $1,277,000 | 4,613 |
| Premises and equipment expense | $496,000 | 3,373 |
| Additional noninterest expense | $984,000 | 4,217 |
| Pre-tax net operating income | $197,000 | 5,481 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $37,000 | 3,772 |
| Income before extraordinary items | $160,000 | 5,665 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $160,000 | 5,665 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $160,000 | 5,665 |
| Net charge-offs | $4,000 | 5,984 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $160,000 | 5,533 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 5,411 |
| Total interest expense | $388,000 | 5,208 |
| Net interest income | $1,471,000 | 5,384 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $405,000 | 3,529 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $76,000 | 4,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $329,000 | 2,745 |
| Total noninterest expense | $1,756,000 | 4,525 |
| Salaries and employee benefits | $840,000 | 4,693 |
| Premises and equipment expense | $331,000 | 3,401 |
| Additional noninterest expense | $585,000 | 4,598 |
| Pre-tax net operating income | $120,000 | 5,579 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $22,000 | 3,790 |
| Income before extraordinary items | $98,000 | 5,716 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $98,000 | 5,714 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $98,000 | 5,716 |
| Net charge-offs | $5,000 | 5,553 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $98,000 | 5,626 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $938,000 | 5,425 |
| Total interest expense | $199,000 | 5,257 |
| Net interest income | $739,000 | 5,383 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $153,000 | 4,123 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $36,000 | 4,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $117,000 | 3,308 |
| Total noninterest expense | $842,000 | 4,659 |
| Salaries and employee benefits | $410,000 | 4,801 |
| Premises and equipment expense | $165,000 | 3,456 |
| Additional noninterest expense | $267,000 | 4,829 |
| Pre-tax net operating income | $50,000 | 5,765 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $10,000 | 3,778 |
| Income before extraordinary items | $40,000 | 5,852 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $40,000 | 5,851 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $40,000 | 5,852 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $40,000 | 5,823 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,210,000 | 5,283 |
| Total interest expense | $998,000 | 5,231 |
| Net interest income | $3,212,000 | 5,179 |
| Provision for loan and lease losses | $295,000 | 4,892 |
| Total noninterest income | $958,000 | 3,298 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $191,000 | 4,492 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $767,000 | 2,555 |
| Total noninterest expense | $3,897,000 | 4,274 |
| Salaries and employee benefits | $1,741,000 | 4,618 |
| Premises and equipment expense | $745,000 | 3,139 |
| Additional noninterest expense | $1,411,000 | 4,172 |
| Pre-tax net operating income | $-22,000 | 5,825 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-54,000 | 6,728 |
| Income before extraordinary items | $32,000 | 5,867 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $32,000 | 5,867 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $32,000 | 5,867 |
| Net charge-offs | $344,000 | 4,141 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $32,000 | 5,730 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,217,000 | 5,329 |
| Total interest expense | $787,000 | 5,264 |
| Net interest income | $2,430,000 | 5,208 |
| Provision for loan and lease losses | $295,000 | 4,350 |
| Total noninterest income | $735,000 | 3,311 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $135,000 | 4,683 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $600,000 | 2,482 |
| Total noninterest expense | $2,996,000 | 4,240 |
| Salaries and employee benefits | $1,328,000 | 4,613 |
| Premises and equipment expense | $567,000 | 3,158 |
| Additional noninterest expense | $1,101,000 | 4,037 |
| Pre-tax net operating income | $-126,000 | 6,196 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-83,000 | 7,049 |
| Income before extraordinary items | $-43,000 | 6,218 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-43,000 | 6,219 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-43,000 | 6,219 |
| Net charge-offs | $323,000 | 3,638 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-43,000 | 6,101 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 5,354 |
| Total interest expense | $550,000 | 5,267 |
| Net interest income | $1,603,000 | 5,249 |
| Provision for loan and lease losses | $200,000 | 4,223 |
| Total noninterest income | $454,000 | 3,404 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $91,000 | 4,654 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $363,000 | 2,554 |
| Total noninterest expense | $1,940,000 | 4,329 |
| Salaries and employee benefits | $911,000 | 4,536 |
| Premises and equipment expense | $373,000 | 3,210 |
| Additional noninterest expense | $656,000 | 4,344 |
| Pre-tax net operating income | $-83,000 | 6,247 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-49,000 | 7,076 |
| Income before extraordinary items | $-34,000 | 6,276 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-34,000 | 6,278 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-34,000 | 6,276 |
| Net charge-offs | $81,000 | 4,465 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-34,000 | 6,184 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 5,416 |
| Total interest expense | $293,000 | 5,246 |
| Net interest income | $783,000 | 5,352 |
| Provision for loan and lease losses | $35,000 | 5,220 |
| Total noninterest income | $200,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $42,000 | 4,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $158,000 | 2,745 |
| Total noninterest expense | $969,000 | 4,373 |
| Salaries and employee benefits | $468,000 | 4,534 |
| Premises and equipment expense | $190,000 | 3,254 |
| Additional noninterest expense | $311,000 | 4,483 |
| Pre-tax net operating income | $-21,000 | 6,384 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-19,000 | 7,184 |
| Income before extraordinary items | $-2,000 | 6,411 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,000 | 6,413 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,000 | 6,412 |
| Net charge-offs | $17,000 | 4,530 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-2,000 | 6,306 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,081,000 | 5,087 |
| Total interest expense | $1,730,000 | 4,823 |
| Net interest income | $3,351,000 | 5,075 |
| Provision for loan and lease losses | $2,294,000 | 2,302 |
| Total noninterest income | $864,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $224,000 | 4,433 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $640,000 | 2,802 |
| Total noninterest expense | $4,086,000 | 4,276 |
| Salaries and employee benefits | $1,917,000 | 4,492 |
| Premises and equipment expense | $732,000 | 3,348 |
| Additional noninterest expense | $1,437,000 | 4,201 |
| Pre-tax net operating income | $-2,165,000 | 6,675 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-918,000 | 7,247 |
| Income before extraordinary items | $-1,247,000 | 6,469 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,247,000 | 6,469 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,247,000 | 6,469 |
| Net charge-offs | $1,998,000 | 2,035 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,247,000 | 6,467 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,956,000 | 5,042 |
| Total interest expense | $1,374,000 | 4,834 |
| Net interest income | $2,582,000 | 5,022 |
| Provision for loan and lease losses | $2,294,000 | 1,752 |
| Total noninterest income | $661,000 | 3,654 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $154,000 | 4,631 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $507,000 | 2,794 |
| Total noninterest expense | $3,205,000 | 4,163 |
| Salaries and employee benefits | $1,470,000 | 4,449 |
| Premises and equipment expense | $556,000 | 3,361 |
| Additional noninterest expense | $1,179,000 | 3,915 |
| Pre-tax net operating income | $-2,256,000 | 7,118 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-866,000 | 7,507 |
| Income before extraordinary items | $-1,390,000 | 6,957 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,390,000 | 6,958 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,390,000 | 6,958 |
| Net charge-offs | $1,596,000 | 1,709 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,390,000 | 6,934 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 5,013 |
| Total interest expense | $967,000 | 4,811 |
| Net interest income | $1,737,000 | 4,979 |
| Provision for loan and lease losses | $2,294,000 | 1,296 |
| Total noninterest income | $510,000 | 3,382 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $100,000 | 4,666 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $410,000 | 2,521 |
| Total noninterest expense | $2,056,000 | 4,314 |
| Salaries and employee benefits | $970,000 | 4,535 |
| Premises and equipment expense | $374,000 | 3,359 |
| Additional noninterest expense | $712,000 | 4,220 |
| Pre-tax net operating income | $-2,103,000 | 7,409 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-803,000 | 7,701 |
| Income before extraordinary items | $-1,300,000 | 7,273 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,300,000 | 7,273 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,300,000 | 7,272 |
| Net charge-offs | $665,000 | 2,032 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,300,000 | 7,267 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,386,000 | 4,976 |
| Total interest expense | $509,000 | 4,788 |
| Net interest income | $877,000 | 4,952 |
| Provision for loan and lease losses | $2,294,000 | 683 |
| Total noninterest income | $175,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $51,000 | 4,565 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $124,000 | 3,295 |
| Total noninterest expense | $961,000 | 4,430 |
| Salaries and employee benefits | $487,000 | 4,556 |
| Premises and equipment expense | $192,000 | 3,337 |
| Additional noninterest expense | $282,000 | 4,597 |
| Pre-tax net operating income | $-2,203,000 | 7,858 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-834,000 | 7,963 |
| Income before extraordinary items | $-1,369,000 | 7,802 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,369,000 | 7,803 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,369,000 | 7,803 |
| Net charge-offs | $182,000 | 2,222 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,369,000 | 7,796 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,628,000 | 4,650 |
| Total interest expense | $3,139,000 | 4,124 |
| Net interest income | $3,489,000 | 4,984 |
| Provision for loan and lease losses | $1,930,000 | 1,838 |
| Total noninterest income | $811,000 | 3,849 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $249,000 | 4,360 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $562,000 | 2,999 |
| Total noninterest expense | $4,339,000 | 3,991 |
| Salaries and employee benefits | $2,271,000 | 4,065 |
| Premises and equipment expense | $820,000 | 3,121 |
| Additional noninterest expense | $1,248,000 | 4,161 |
| Pre-tax net operating income | $-1,969,000 | 7,346 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-782,000 | 7,630 |
| Income before extraordinary items | $-1,187,000 | 7,083 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,187,000 | 7,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,649,000 | 1,462 |
| Cash dividends | $177,000 | 4,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,187,000 | 7,200 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,139,000 | 4,625 |
| Total interest expense | $2,527,000 | 4,049 |
| Net interest income | $2,612,000 | 5,035 |
| Provision for loan and lease losses | $1,230,000 | 1,626 |
| Total noninterest income | $578,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $179,000 | 4,486 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $399,000 | 3,197 |
| Total noninterest expense | $3,268,000 | 3,949 |
| Salaries and employee benefits | $1,711,000 | 4,066 |
| Premises and equipment expense | $617,000 | 3,119 |
| Additional noninterest expense | $940,000 | 4,068 |
| Pre-tax net operating income | $-1,308,000 | 7,671 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-524,000 | 7,893 |
| Income before extraordinary items | $-784,000 | 7,396 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-784,000 | 7,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,983 |
| Cash dividends | $177,000 | 3,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-784,000 | 7,513 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,524,000 | 4,609 |
| Total interest expense | $1,823,000 | 3,975 |
| Net interest income | $1,701,000 | 5,102 |
| Provision for loan and lease losses | $730,000 | 1,489 |
| Total noninterest income | $428,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $120,000 | 4,469 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $308,000 | 2,978 |
| Total noninterest expense | $2,188,000 | 3,967 |
| Salaries and employee benefits | $1,133,000 | 4,127 |
| Premises and equipment expense | $415,000 | 3,115 |
| Additional noninterest expense | $640,000 | 3,979 |
| Pre-tax net operating income | $-789,000 | 7,789 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-325,000 | 8,085 |
| Income before extraordinary items | $-464,000 | 7,668 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-464,000 | 7,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,681 |
| Cash dividends | $177,000 | 3,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-464,000 | 7,645 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 4,454 |
| Total interest expense | $1,004,000 | 3,910 |
| Net interest income | $907,000 | 4,926 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $236,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $58,000 | 4,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $178,000 | 2,749 |
| Total noninterest expense | $1,048,000 | 4,105 |
| Salaries and employee benefits | $572,000 | 4,116 |
| Premises and equipment expense | $210,000 | 3,095 |
| Additional noninterest expense | $266,000 | 4,492 |
| Pre-tax net operating income | $95,000 | 6,051 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $22,000 | 4,307 |
| Income before extraordinary items | $73,000 | 6,229 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $73,000 | 6,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $107,000 | 2,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $73,000 | 6,134 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,000,000 | 4,036 |
| Total interest expense | $4,676,000 | 3,621 |
| Net interest income | $4,324,000 | 4,398 |
| Provision for loan and lease losses | $2,968,000 | 634 |
| Total noninterest income | $769,000 | 4,086 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $255,000 | 4,417 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $514,000 | 3,261 |
| Total noninterest expense | $4,520,000 | 3,739 |
| Salaries and employee benefits | $2,576,000 | 3,636 |
| Premises and equipment expense | $854,000 | 2,925 |
| Additional noninterest expense | $1,090,000 | 4,360 |
| Pre-tax net operating income | $-2,395,000 | 8,325 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-947,000 | 8,398 |
| Income before extraordinary items | $-1,448,000 | 8,227 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,448,000 | 8,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,261,000 | 435 |
| Cash dividends | $452,000 | 3,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,448,000 | 8,218 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,938,000 | 3,986 |
| Total interest expense | $3,529,000 | 3,619 |
| Net interest income | $3,409,000 | 4,290 |
| Provision for loan and lease losses | $1,118,000 | 826 |
| Total noninterest income | $570,000 | 4,127 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $185,000 | 4,502 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $385,000 | 3,276 |
| Total noninterest expense | $3,487,000 | 3,636 |
| Salaries and employee benefits | $1,997,000 | 3,545 |
| Premises and equipment expense | $705,000 | 2,696 |
| Additional noninterest expense | $785,000 | 4,425 |
| Pre-tax net operating income | $-626,000 | 8,145 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-278,000 | 8,363 |
| Income before extraordinary items | $-348,000 | 8,043 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-348,000 | 8,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $860,000 | 723 |
| Cash dividends | $330,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-348,000 | 8,026 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,875,000 | 3,854 |
| Total interest expense | $2,424,000 | 3,541 |
| Net interest income | $2,451,000 | 4,099 |
| Provision for loan and lease losses | $947,000 | 615 |
| Total noninterest income | $342,000 | 4,370 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $119,000 | 4,598 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $223,000 | 3,576 |
| Total noninterest expense | $2,349,000 | 3,631 |
| Salaries and employee benefits | $1,368,000 | 3,488 |
| Premises and equipment expense | $462,000 | 2,749 |
| Additional noninterest expense | $519,000 | 4,461 |
| Pre-tax net operating income | $-503,000 | 8,307 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-216,000 | 8,470 |
| Income before extraordinary items | $-287,000 | 8,191 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-287,000 | 8,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $860,000 | 497 |
| Cash dividends | $224,000 | 3,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-287,000 | 8,178 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,464,000 | 3,817 |
| Total interest expense | $1,258,000 | 3,418 |
| Net interest income | $1,206,000 | 4,146 |
| Provision for loan and lease losses | $82,000 | 2,327 |
| Total noninterest income | $154,000 | 4,584 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $61,000 | 4,494 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $93,000 | 3,879 |
| Total noninterest expense | $1,229,000 | 3,502 |
| Salaries and employee benefits | $741,000 | 3,294 |
| Premises and equipment expense | $226,000 | 2,822 |
| Additional noninterest expense | $262,000 | 4,385 |
| Pre-tax net operating income | $49,000 | 7,299 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $45,000 | 7,226 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $45,000 | 7,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,009 |
| Cash dividends | $191,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $45,000 | 7,220 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,553,000 | 4,021 |
| Total interest expense | $3,706,000 | 3,776 |
| Net interest income | $4,847,000 | 4,097 |
| Provision for loan and lease losses | $390,000 | 2,314 |
| Total noninterest income | $974,000 | 3,609 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $235,000 | 4,642 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $739,000 | 2,700 |
| Total noninterest expense | $4,630,000 | 3,557 |
| Salaries and employee benefits | $2,736,000 | 3,380 |
| Premises and equipment expense | $774,000 | 3,091 |
| Additional noninterest expense | $1,120,000 | 4,153 |
| Pre-tax net operating income | $801,000 | 5,649 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $251,000 | 4,029 |
| Income before extraordinary items | $550,000 | 5,985 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $550,000 | 5,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $539,000 | 3,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $550,000 | 5,985 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,003,000 | 4,181 |
| Total interest expense | $2,523,000 | 3,932 |
| Net interest income | $3,480,000 | 4,266 |
| Provision for loan and lease losses | $175,000 | 3,146 |
| Total noninterest income | $740,000 | 3,588 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $175,000 | 4,704 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $565,000 | 2,678 |
| Total noninterest expense | $3,392,000 | 3,616 |
| Salaries and employee benefits | $1,973,000 | 3,486 |
| Premises and equipment expense | $575,000 | 3,108 |
| Additional noninterest expense | $844,000 | 4,111 |
| Pre-tax net operating income | $653,000 | 5,693 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $203,000 | 4,119 |
| Income before extraordinary items | $450,000 | 5,996 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $450,000 | 5,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $539,000 | 2,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $450,000 | 5,993 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,657,000 | 4,371 |
| Total interest expense | $1,474,000 | 4,160 |
| Net interest income | $2,183,000 | 4,471 |
| Provision for loan and lease losses | $110,000 | 3,192 |
| Total noninterest income | $453,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $121,000 | 4,582 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $332,000 | 2,833 |
| Total noninterest expense | $2,194,000 | 3,706 |
| Salaries and employee benefits | $1,248,000 | 3,621 |
| Premises and equipment expense | $364,000 | 3,218 |
| Additional noninterest expense | $582,000 | 4,002 |
| Pre-tax net operating income | $332,000 | 6,255 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $106,000 | 4,446 |
| Income before extraordinary items | $226,000 | 6,544 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $226,000 | 6,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,455 |
| Cash dividends | $264,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $226,000 | 6,543 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 4,604 |
| Total interest expense | $669,000 | 4,289 |
| Net interest income | $1,001,000 | 4,711 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $142,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $50,000 | 4,949 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $92,000 | 3,883 |
| Total noninterest expense | $1,008,000 | 4,002 |
| Salaries and employee benefits | $565,000 | 3,929 |
| Premises and equipment expense | $152,000 | 3,747 |
| Additional noninterest expense | $291,000 | 3,994 |
| Pre-tax net operating income | $85,000 | 7,247 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $41,000 | 4,710 |
| Income before extraordinary items | $44,000 | 7,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $44,000 | 7,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 1,866 |
| Cash dividends | $164,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $44,000 | 7,634 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,924,000 | 4,631 |
| Total interest expense | $2,006,000 | 4,427 |
| Net interest income | $3,918,000 | 4,688 |
| Provision for loan and lease losses | $110,000 | 4,684 |
| Total noninterest income | $549,000 | 5,023 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $202,000 | 5,016 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $347,000 | 4,042 |
| Total noninterest expense | $3,409,000 | 4,382 |
| Salaries and employee benefits | $1,857,000 | 4,364 |
| Premises and equipment expense | $434,000 | 4,619 |
| Additional noninterest expense | $1,118,000 | 4,077 |
| Pre-tax net operating income | $948,000 | 5,497 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $325,000 | 4,029 |
| Income before extraordinary items | $623,000 | 5,921 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $623,000 | 5,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,232 |
| Cash dividends | $475,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $623,000 | 5,893 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,289,000 | 4,708 |
| Total interest expense | $1,380,000 | 4,549 |
| Net interest income | $2,909,000 | 4,734 |
| Provision for loan and lease losses | $80,000 | 4,606 |
| Total noninterest income | $431,000 | 4,934 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $151,000 | 5,056 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $280,000 | 3,922 |
| Total noninterest expense | $2,442,000 | 4,500 |
| Salaries and employee benefits | $1,312,000 | 4,541 |
| Premises and equipment expense | $291,000 | 4,939 |
| Additional noninterest expense | $839,000 | 4,037 |
| Pre-tax net operating income | $818,000 | 5,285 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $258,000 | 4,044 |
| Income before extraordinary items | $560,000 | 5,626 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $560,000 | 5,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,120 |
| Cash dividends | $307,000 | 3,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $560,000 | 5,586 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,747,000 | 4,786 |
| Total interest expense | $841,000 | 4,646 |
| Net interest income | $1,906,000 | 4,756 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $282,000 | 4,945 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $97,000 | 5,104 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $185,000 | 3,898 |
| Total noninterest expense | $1,626,000 | 4,488 |
| Salaries and employee benefits | $848,000 | 4,628 |
| Premises and equipment expense | $195,000 | 4,902 |
| Additional noninterest expense | $583,000 | 3,890 |
| Pre-tax net operating income | $512,000 | 5,427 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $163,000 | 4,124 |
| Income before extraordinary items | $349,000 | 5,794 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $349,000 | 5,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $196,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $349,000 | 5,748 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,342,000 | 4,821 |
| Total interest expense | $386,000 | 4,786 |
| Net interest income | $956,000 | 4,759 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $132,000 | 5,045 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $45,000 | 5,216 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $87,000 | 4,019 |
| Total noninterest expense | $777,000 | 4,645 |
| Salaries and employee benefits | $403,000 | 4,818 |
| Premises and equipment expense | $89,000 | 5,250 |
| Additional noninterest expense | $285,000 | 3,961 |
| Pre-tax net operating income | $291,000 | 5,074 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $90,000 | 3,936 |
| Income before extraordinary items | $201,000 | 5,402 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $201,000 | 5,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $81,000 | 3,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $201,000 | 5,371 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,114,000 | 4,767 |
| Total interest expense | $1,330,000 | 4,829 |
| Net interest income | $3,784,000 | 4,669 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $622,000 | 4,728 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $252,000 | 4,735 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $370,000 | 3,858 |
| Total noninterest expense | $3,064,000 | 4,595 |
| Salaries and employee benefits | $1,519,000 | 4,903 |
| Premises and equipment expense | $461,000 | 4,338 |
| Additional noninterest expense | $1,084,000 | 4,064 |
| Pre-tax net operating income | $1,342,000 | 4,522 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $427,000 | 3,610 |
| Income before extraordinary items | $915,000 | 4,921 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $915,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $494,000 | 3,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $915,000 | 4,855 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,767,000 | 4,815 |
| Total interest expense | $979,000 | 4,843 |
| Net interest income | $2,788,000 | 4,712 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $448,000 | 4,841 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $187,000 | 4,797 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $261,000 | 3,990 |
| Total noninterest expense | $2,165,000 | 4,742 |
| Salaries and employee benefits | $1,114,000 | 4,935 |
| Premises and equipment expense | $341,000 | 4,365 |
| Additional noninterest expense | $710,000 | 4,472 |
| Pre-tax net operating income | $1,071,000 | 4,442 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $340,000 | 3,563 |
| Income before extraordinary items | $731,000 | 4,848 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $731,000 | 4,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $346,000 | 3,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $731,000 | 4,760 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,509,000 | 4,839 |
| Total interest expense | $658,000 | 4,843 |
| Net interest income | $1,851,000 | 4,732 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $277,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $123,000 | 4,818 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $154,000 | 4,256 |
| Total noninterest expense | $1,434,000 | 4,793 |
| Salaries and employee benefits | $723,000 | 5,051 |
| Premises and equipment expense | $221,000 | 4,460 |
| Additional noninterest expense | $490,000 | 4,383 |
| Pre-tax net operating income | $694,000 | 4,476 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $227,000 | 3,550 |
| Income before extraordinary items | $467,000 | 4,912 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $467,000 | 4,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $265,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $467,000 | 4,817 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 4,854 |
| Total interest expense | $339,000 | 4,801 |
| Net interest income | $915,000 | 4,774 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $134,000 | 5,061 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $59,000 | 4,847 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $75,000 | 4,300 |
| Total noninterest expense | $697,000 | 4,940 |
| Salaries and employee benefits | $347,000 | 5,216 |
| Premises and equipment expense | $109,000 | 4,538 |
| Additional noninterest expense | $241,000 | 4,449 |
| Pre-tax net operating income | $352,000 | 4,425 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $110,000 | 3,630 |
| Income before extraordinary items | $242,000 | 4,839 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $242,000 | 4,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $180,000 | 2,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $242,000 | 4,719 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,463,000 | 4,587 |
| Total interest expense | $1,725,000 | 4,481 |
| Net interest income | $3,738,000 | 4,588 |
| Provision for loan and lease losses | $21,000 | 7,041 |
| Total noninterest income | $673,000 | 4,651 |
| Gross Fiduciary activities income | $2,000 | 1,536 |
| Service charges on deposit accounts | $244,000 | 4,809 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $427,000 | 3,845 |
| Total noninterest expense | $2,841,000 | 4,781 |
| Salaries and employee benefits | $1,400,000 | 5,092 |
| Premises and equipment expense | $576,000 | 3,645 |
| Additional noninterest expense | $865,000 | 4,781 |
| Pre-tax net operating income | $1,549,000 | 4,047 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $480,000 | 3,444 |
| Income before extraordinary items | $1,069,000 | 4,452 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,069,000 | 4,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,947 |
| Cash dividends | $1,235,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,069,000 | 4,280 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,156,000 | 4,598 |
| Total interest expense | $1,355,000 | 4,462 |
| Net interest income | $2,801,000 | 4,601 |
| Provision for loan and lease losses | $21,000 | 6,714 |
| Total noninterest income | $455,000 | 4,984 |
| Gross Fiduciary activities income | $2,000 | 1,482 |
| Service charges on deposit accounts | $180,000 | 4,876 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $273,000 | 4,203 |
| Total noninterest expense | $2,041,000 | 4,910 |
| Salaries and employee benefits | $1,062,000 | 5,041 |
| Premises and equipment expense | $391,000 | 3,927 |
| Additional noninterest expense | $588,000 | 5,086 |
| Pre-tax net operating income | $1,194,000 | 4,083 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $382,000 | 3,489 |
| Income before extraordinary items | $812,000 | 4,553 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $812,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,344 |
| Cash dividends | $1,151,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $812,000 | 4,378 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 4,582 |
| Total interest expense | $964,000 | 4,370 |
| Net interest income | $1,855,000 | 4,620 |
| Provision for loan and lease losses | $21,000 | 6,267 |
| Total noninterest income | $305,000 | 4,945 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $118,000 | 4,897 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $186,000 | 4,163 |
| Total noninterest expense | $1,325,000 | 4,987 |
| Salaries and employee benefits | $702,000 | 5,074 |
| Premises and equipment expense | $244,000 | 4,124 |
| Additional noninterest expense | $379,000 | 5,205 |
| Pre-tax net operating income | $814,000 | 4,008 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $255,000 | 3,519 |
| Income before extraordinary items | $559,000 | 4,492 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $559,000 | 4,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $564,000 | 1,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $559,000 | 4,282 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 4,523 |
| Total interest expense | $493,000 | 4,381 |
| Net interest income | $953,000 | 4,539 |
| Provision for loan and lease losses | $21,000 | 5,171 |
| Total noninterest income | $130,000 | 5,256 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $57,000 | 4,884 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $72,000 | 4,544 |
| Total noninterest expense | $667,000 | 4,971 |
| Salaries and employee benefits | $352,000 | 5,058 |
| Premises and equipment expense | $121,000 | 4,122 |
| Additional noninterest expense | $194,000 | 5,069 |
| Pre-tax net operating income | $395,000 | 4,064 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $128,000 | 3,508 |
| Income before extraordinary items | $267,000 | 4,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $267,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $275,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $267,000 | 4,343 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,868,000 | 4,634 |
| Total interest expense | $2,366,000 | 4,278 |
| Net interest income | $3,502,000 | 4,749 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $671,000 | 4,447 |
| Gross Fiduciary activities income | $37,000 | 1,178 |
| Service charges on deposit accounts | $238,000 | 4,816 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $396,000 | 3,725 |
| Total noninterest expense | $2,764,000 | 4,730 |
| Salaries and employee benefits | $1,412,000 | 4,908 |
| Premises and equipment expense | $654,000 | 3,166 |
| Additional noninterest expense | $698,000 | 5,412 |
| Pre-tax net operating income | $1,409,000 | 4,267 |
| Securities gains (losses) | $18,000 | 3,224 |
| Applicable income taxes | $425,000 | 3,763 |
| Income before extraordinary items | $1,002,000 | 4,587 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,002,000 | 4,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $463,000 | 3,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $989,400 | 4,511 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,493,000 | 4,678 |
| Total interest expense | $3,446,000 | 4,255 |
| Net interest income | $3,047,000 | 5,007 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $553,000 | 4,794 |
| Gross Fiduciary activities income | $46,000 | 1,152 |
| Service charges on deposit accounts | $192,000 | 5,259 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $315,000 | 4,005 |
| Total noninterest expense | $2,405,000 | 5,098 |
| Salaries and employee benefits | $1,226,000 | 5,232 |
| Premises and equipment expense | $579,000 | 3,471 |
| Additional noninterest expense | $600,000 | 5,839 |
| Pre-tax net operating income | $1,195,000 | 4,424 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $323,000 | 4,128 |
| Income before extraordinary items | $872,000 | 4,649 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $872,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,714 |
| Cash dividends | $460,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $872,000 | 4,544 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,958,000 | 4,607 |
| Total interest expense | $4,064,000 | 3,920 |
| Net interest income | $2,894,000 | 5,281 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $568,000 | 4,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $373,000 | 3,508 |
| Total noninterest expense | $2,069,000 | 5,553 |
| Salaries and employee benefits | $1,144,000 | 5,410 |
| Premises and equipment expense | $338,000 | 5,063 |
| Additional noninterest expense | $587,000 | 5,875 |
| Pre-tax net operating income | $1,393,000 | 4,288 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $381,000 | 4,080 |
| Income before extraordinary items | $1,010,000 | 4,352 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,010,000 | 4,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,146 |
| Cash dividends | $414,000 | 3,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,011,460 | 4,354 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,077,000 | 4,906 |
| Total interest expense | $3,341,000 | 4,208 |
| Net interest income | $2,736,000 | 5,495 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $521,000 | 4,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $338,000 | 3,756 |
| Total noninterest expense | $1,992,000 | 5,695 |
| Salaries and employee benefits | $1,086,000 | 5,553 |
| Premises and equipment expense | $323,000 | 5,245 |
| Additional noninterest expense | $583,000 | 5,928 |
| Pre-tax net operating income | $1,265,000 | 4,605 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $326,000 | 4,626 |
| Income before extraordinary items | $944,000 | 4,596 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $944,000 | 4,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,568 |
| Cash dividends | $324,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $940,300 | 4,575 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,526,000 | 5,280 |
| Total interest expense | $2,925,000 | 4,831 |
| Net interest income | $2,601,000 | 5,692 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $440,000 | 5,325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,394 |
| Total noninterest expense | $1,803,000 | 5,991 |
| Salaries and employee benefits | $1,022,000 | 5,698 |
| Premises and equipment expense | $308,000 | 5,311 |
| Additional noninterest expense | $473,000 | 6,624 |
| Pre-tax net operating income | $1,238,000 | 4,786 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $342,000 | 4,825 |
| Income before extraordinary items | $896,000 | 4,841 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $896,000 | 4,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 10,074 |
| Cash dividends | $301,000 | 4,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $896,000 | 4,741 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,155,000 | 5,667 |
| Total interest expense | $2,546,000 | 5,341 |
| Net interest income | $2,609,000 | 5,882 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $437,000 | 5,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 4,557 |
| Total noninterest expense | $1,856,000 | 5,955 |
| Salaries and employee benefits | $1,028,000 | 5,753 |
| Premises and equipment expense | $322,000 | 5,207 |
| Additional noninterest expense | $506,000 | 6,456 |
| Pre-tax net operating income | $1,190,000 | 5,273 |
| Securities gains (losses) | $-10,000 | 10,039 |
| Applicable income taxes | $342,000 | 5,377 |
| Income before extraordinary items | $838,000 | 5,303 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $838,000 | 5,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-207,000 | 10,822 |
| Cash dividends | $269,000 | 4,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $845,100 | 5,218 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,627,000 | 6,263 |
| Total interest expense | $2,214,000 | 6,023 |
| Net interest income | $2,413,000 | 6,363 |
| Provision for loan and lease losses | $-239,000 | 11,356 |
| Total noninterest income | $449,000 | 5,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 4,606 |
| Total noninterest expense | $1,752,000 | 6,496 |
| Salaries and employee benefits | $990,000 | 6,036 |
| Premises and equipment expense | $370,000 | 4,833 |
| Additional noninterest expense | $392,000 | 7,947 |
| Pre-tax net operating income | $1,349,000 | 4,717 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $421,000 | 4,725 |
| Income before extraordinary items | $921,000 | 4,789 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $921,000 | 4,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,885 |
| Cash dividends | $237,000 | 5,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $925,830 | 4,724 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,296,000 | 6,692 |
| Total interest expense | $1,957,000 | 6,570 |
| Net interest income | $2,339,000 | 6,600 |
| Provision for loan and lease losses | $-94,000 | 11,695 |
| Total noninterest income | $416,000 | 5,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,016 |
| Total noninterest expense | $1,796,000 | 6,469 |
| Salaries and employee benefits | $1,016,000 | 5,982 |
| Premises and equipment expense | $354,000 | 4,980 |
| Additional noninterest expense | $426,000 | 7,943 |
| Pre-tax net operating income | $1,053,000 | 5,779 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $343,000 | 5,527 |
| Income before extraordinary items | $709,000 | 5,930 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $709,000 | 5,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-238,000 | 11,878 |
| Cash dividends | $275,000 | 4,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $709,670 | 5,915 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,576,000 | 7,230 |
| Total interest expense | $1,498,000 | 6,900 |
| Net interest income | $2,078,000 | 7,377 |
| Provision for loan and lease losses | $-105,000 | 12,186 |
| Total noninterest income | $433,000 | 5,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 4,919 |
| Total noninterest expense | $1,865,000 | 6,535 |
| Salaries and employee benefits | $999,000 | 6,092 |
| Premises and equipment expense | $329,000 | 5,325 |
| Additional noninterest expense | $537,000 | 7,545 |
| Pre-tax net operating income | $751,000 | 7,124 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $102,000 | 9,321 |
| Income before extraordinary items | $643,000 | 6,263 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $643,000 | 6,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-94,000 | 12,199 |
| Cash dividends | $141,000 | 6,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $648,160 | 6,304 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,586,000 | 7,415 |
| Total interest expense | $1,554,000 | 7,040 |
| Net interest income | $2,032,000 | 7,576 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $444,000 | 6,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,305 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,557 |
| Total noninterest expense | $1,722,000 | 7,126 |
| Salaries and employee benefits | $970,000 | 6,309 |
| Premises and equipment expense | $313,000 | 5,644 |
| Additional noninterest expense | $439,000 | 8,831 |
| Pre-tax net operating income | $754,000 | 7,073 |
| Securities gains (losses) | $16,000 | 4,943 |
| Applicable income taxes | $155,000 | 8,513 |
| Income before extraordinary items | $615,000 | 6,669 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $615,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-106,000 | 12,952 |
| Cash dividends | $306,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $-495,000 | 13,237 |
| Net operating income | $602,200 | 6,524 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,377,000 | 7,033 |
| Total interest expense | $2,065,000 | 6,964 |
| Net interest income | $2,312,000 | 6,978 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $523,000 | 5,465 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $294,000 | 4,488 |
| Total noninterest expense | $1,727,000 | 7,192 |
| Salaries and employee benefits | $908,000 | 6,570 |
| Premises and equipment expense | $315,000 | 5,769 |
| Additional noninterest expense | $504,000 | 8,419 |
| Pre-tax net operating income | $1,108,000 | 5,230 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $368,000 | 5,114 |
| Income before extraordinary items | $747,000 | 5,646 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $747,000 | 5,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $366,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $742,310 | 5,336 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.