Home > Troy Hill Federal Savings and Loan Association > Income and Expense
Troy Hill Federal Savings and Loan Association, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,224,000 | 3,873 |
| Total interest expense | $4,710,000 | 3,152 |
| Net interest income | $3,514,000 | 4,720 |
| Provision for loan and lease losses | $320,000 | 2,457 |
| Total noninterest income | $529,000 | 4,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $529,000 | 2,712 |
| Total noninterest expense | $2,649,000 | 4,553 |
| Salaries and employee benefits | $941,000 | 6,103 |
| Premises and equipment expense | $367,000 | 4,734 |
| Additional noninterest expense | $1,341,000 | 3,018 |
| Pre-tax net operating income | $1,074,000 | 5,616 |
| Securities gains (losses) | $21,000 | 1,847 |
| Applicable income taxes | $469,000 | 4,408 |
| Income before extraordinary items | $626,000 | 6,228 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $626,000 | 6,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,707 |
| Cash dividends | $4,800,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $612,560 | 6,236 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,789,000 | 4,701 |
| Total interest expense | $3,573,000 | 4,115 |
| Net interest income | $3,216,000 | 5,174 |
| Provision for loan and lease losses | $220,000 | 3,199 |
| Total noninterest income | $474,000 | 5,341 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $474,000 | 3,041 |
| Total noninterest expense | $2,003,000 | 5,948 |
| Salaries and employee benefits | $856,000 | 6,674 |
| Premises and equipment expense | $236,000 | 6,453 |
| Additional noninterest expense | $911,000 | 4,711 |
| Pre-tax net operating income | $1,467,000 | 4,422 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $538,000 | 3,913 |
| Income before extraordinary items | $938,000 | 4,735 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $938,000 | 4,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $932,240 | 4,701 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,674,000 | 5,458 |
| Total interest expense | $2,912,000 | 4,894 |
| Net interest income | $2,762,000 | 5,876 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $241,000 | 7,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $241,000 | 4,582 |
| Total noninterest expense | $1,480,000 | 7,332 |
| Salaries and employee benefits | $770,000 | 7,265 |
| Premises and equipment expense | $209,000 | 7,021 |
| Additional noninterest expense | $501,000 | 7,243 |
| Pre-tax net operating income | $1,453,000 | 4,576 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $588,000 | 3,714 |
| Income before extraordinary items | $866,000 | 5,140 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $866,000 | 5,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $865,360 | 5,130 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,396,000 | 6,262 |
| Total interest expense | $1,983,000 | 5,650 |
| Net interest income | $2,413,000 | 6,635 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $461,000 | 5,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $461,000 | 3,110 |
| Total noninterest expense | $1,447,000 | 7,770 |
| Salaries and employee benefits | $707,000 | 7,816 |
| Premises and equipment expense | $224,000 | 6,985 |
| Additional noninterest expense | $516,000 | 7,697 |
| Pre-tax net operating income | $1,427,000 | 4,603 |
| Securities gains (losses) | $-76,000 | 11,350 |
| Applicable income taxes | $613,000 | 3,451 |
| Income before extraordinary items | $738,000 | 5,675 |
| Extraordinary gains, net | $75,000 | 134 |
| Net income | $813,000 | 5,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $4,352,000 | 193 |
| Net operating income | $786,640 | 5,494 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,191,000 | 5,592 |
| Total interest expense | $2,138,000 | 5,524 |
| Net interest income | $3,053,000 | 5,576 |
| Provision for loan and lease losses | $368,000 | 2,599 |
| Total noninterest income | $384,000 | 6,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $384,000 | 3,855 |
| Total noninterest expense | $1,286,000 | 8,561 |
| Salaries and employee benefits | $628,000 | 8,574 |
| Premises and equipment expense | $175,000 | 8,253 |
| Additional noninterest expense | $483,000 | 8,399 |
| Pre-tax net operating income | $1,783,000 | 3,711 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $690,000 | 3,160 |
| Income before extraordinary items | $1,093,000 | 4,350 |
| Extraordinary gains, net | $200,000 | 1,014 |
| Net income | $1,293,000 | 3,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,093,000 | 4,133 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 6,176 |
| Total interest expense | $2,634,000 | 5,747 |
| Net interest income | $2,571,000 | 6,456 |
| Provision for loan and lease losses | $159,000 | 5,935 |
| Total noninterest income | $137,000 | 10,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $137,000 | 6,960 |
| Total noninterest expense | $957,000 | 10,174 |
| Salaries and employee benefits | $481,000 | 9,968 |
| Premises and equipment expense | $150,000 | 9,105 |
| Additional noninterest expense | $326,000 | 10,488 |
| Pre-tax net operating income | $1,592,000 | 3,826 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $693,000 | 3,011 |
| Income before extraordinary items | $899,000 | 4,937 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $899,000 | 4,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $899,000 | 4,624 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.