Home > TriStone Community Bank > Assets and Liabilities
TriStone Community Bank, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 30 | 4,683 |
| Assets and Liabilities | ||
| Total Assets: | $164,545,000 | 3,782 |
| Cash and due from depository institutions | $18,833,000 | 4,683 |
| Interest-bearing balances | $16,973,000 | 1,228 |
| Securities | $8,024,000 | 6,182 |
| Federal funds sold & reverse repurchase agreements | $318,000 | 4,673 |
| Net loans & leases | $133,737,000 | 3,237 |
| Loan loss allowance | $1,336,000 | 3,949 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,899,000 | 4,594 |
| Other real estate owned | $52,000 | 4,683 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $1,682,000 | 5,489 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $164,545,000 | 3,782 |
| Total liabilities | $150,172,000 | 3,733 |
| Total deposits | $141,871,000 | 3,637 |
| Interest-bearing deposits | $134,417,000 | 3,372 |
| Deposits held in domestic offices | $141,871,000 | 3,635 |
| % insured | 49.87% | 7,751 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $8,000,000 | 3,235 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $301,000 | 6,378 |
| Total equity capital | $14,373,000 | 4,227 |
| Total bank equity capital | $14,373,000 | 4,227 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $7,500,000 | 704 |
| Surplus | $8,607,000 | 3,004 |
| Undivided profits | $-1,734,000 | 7,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $533,000 | 5,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $593,000 | 5,034 |
| Earning assets | $159,052,000 | 3,626 |
| Long-term assets (5+ years) | $25,279,000 | 3,681 |
| Average Assets, year-to-date | $158,232,330 | 3,860 |
| Average Assets, quarterly | $161,105,500 | 3,830 |
| Volatile liabilities | $39,515,000 | 3,305 |
| Insider loans | $1,970,000 | 3,149 |
| FHLB advances | $8,000,000 | 3,093 |
| Loans and leases held for sale | $2,255,000 | 848 |
| Unused loan commitments | $11,990,000 | 3,987 |
| Tier 1 (core) risk-based capital | $14,271,000 | 4,135 |
| Tier 2 risk-based capital | $1,336,000 | 3,529 |
| Total risk weighted assets | $117,024,000 | 3,726 |
| Total unused commitments | $11,990,000 | 3,995 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 30 | 4,715 |
| Assets and Liabilities | ||
| Total Assets: | $157,666,000 | 3,910 |
| Cash and due from depository institutions | $4,586,000 | 4,715 |
| Interest-bearing balances | $3,104,000 | 3,152 |
| Securities | $12,667,000 | 5,441 |
| Federal funds sold & reverse repurchase agreements | $4,652,000 | 2,424 |
| Net loans & leases | $131,348,000 | 3,304 |
| Loan loss allowance | $1,264,000 | 4,007 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,961,000 | 4,554 |
| Other real estate owned | $571,000 | 4,715 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $1,881,000 | 5,231 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $157,666,000 | 3,910 |
| Total liabilities | $143,314,000 | 3,867 |
| Total deposits | $131,970,000 | 3,818 |
| Interest-bearing deposits | $124,570,000 | 3,566 |
| Deposits held in domestic offices | $131,970,000 | 3,816 |
| % insured | 61.69% | 7,117 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $11,000,000 | 2,859 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $344,000 | 6,035 |
| Total equity capital | $14,352,000 | 4,274 |
| Total bank equity capital | $14,352,000 | 4,274 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,500,000 | 700 |
| Surplus | $8,604,000 | 2,981 |
| Undivided profits | $-1,752,000 | 7,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $165,000 | 6,672 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $594,000 | 5,032 |
| Earning assets | $151,771,000 | 3,758 |
| Long-term assets (5+ years) | $26,157,000 | 3,558 |
| Average Assets, year-to-date | $155,076,000 | 3,928 |
| Average Assets, quarterly | $155,076,000 | 3,928 |
| Volatile liabilities | $68,232,000 | 2,163 |
| Insider loans | $2,051,000 | 3,084 |
| FHLB advances | $11,000,000 | 2,738 |
| Loans and leases held for sale | $2,021,000 | 792 |
| Unused loan commitments | $13,376,000 | 3,866 |
| Tier 1 (core) risk-based capital | $14,239,000 | 4,175 |
| Tier 2 risk-based capital | $1,264,000 | 3,669 |
| Total risk weighted assets | $118,362,000 | 3,698 |
| Total unused commitments | $13,376,000 | 3,869 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 33 | 4,446 |
| Assets and Liabilities | ||
| Total Assets: | $152,486,000 | 3,971 |
| Cash and due from depository institutions | $7,129,000 | 4,446 |
| Interest-bearing balances | $4,695,000 | 1,959 |
| Securities | $11,102,000 | 5,725 |
| Federal funds sold & reverse repurchase agreements | $3,859,000 | 2,257 |
| Net loans & leases | $126,139,000 | 3,420 |
| Loan loss allowance | $1,188,000 | 4,122 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,018,000 | 4,526 |
| Other real estate owned | $636,000 | 4,446 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $1,603,000 | 5,684 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $152,487,000 | 3,971 |
| Total liabilities | $138,207,000 | 3,917 |
| Total deposits | $126,842,000 | 3,864 |
| Interest-bearing deposits | $119,265,000 | 3,618 |
| Deposits held in domestic offices | $126,842,000 | 3,862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $11,000,000 | 3,029 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $365,000 | 5,976 |
| Total equity capital | $14,280,000 | 4,277 |
| Total bank equity capital | $14,280,000 | 4,277 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,500,000 | 695 |
| Surplus | $8,602,000 | 2,956 |
| Undivided profits | $-1,822,000 | 7,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $544,000 | 5,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $611,000 | 5,179 |
| Earning assets | $145,795,000 | 3,827 |
| Long-term assets (5+ years) | $24,248,000 | 3,678 |
| Average Assets, year-to-date | $133,931,200 | 4,204 |
| Average Assets, quarterly | $151,982,500 | 3,948 |
| Volatile liabilities | $57,649,000 | 2,436 |
| Insider loans | $2,191,000 | 2,986 |
| FHLB advances | $11,000,000 | 2,918 |
| Loans and leases held for sale | $778,000 | 967 |
| Unused loan commitments | $16,057,000 | 3,510 |
| Tier 1 (core) risk-based capital | $14,167,000 | 4,177 |
| Tier 2 risk-based capital | $1,188,000 | 3,805 |
| Total risk weighted assets | $114,463,000 | 3,786 |
| Total unused commitments | $16,057,000 | 3,514 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 32 | 4,597 |
| Assets and Liabilities | ||
| Total Assets: | $151,479,000 | 3,958 |
| Cash and due from depository institutions | $2,068,000 | 4,597 |
| Interest-bearing balances | $53,000 | 5,641 |
| Securities | $12,213,000 | 5,495 |
| Federal funds sold & reverse repurchase agreements | $7,250,000 | 1,651 |
| Net loans & leases | $126,180,000 | 3,416 |
| Loan loss allowance | $1,261,000 | 3,826 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,046,000 | 4,516 |
| Other real estate owned | $0 | 4,597 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,722,000 | 5,597 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $151,479,000 | 3,958 |
| Total liabilities | $137,353,000 | 3,915 |
| Total deposits | $121,098,000 | 3,947 |
| Interest-bearing deposits | $114,649,000 | 3,680 |
| Deposits held in domestic offices | $121,098,000 | 3,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $16,000,000 | 2,530 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $255,000 | 6,811 |
| Total equity capital | $14,126,000 | 4,337 |
| Total bank equity capital | $14,126,000 | 4,337 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $7,500,000 | 698 |
| Surplus | $8,594,000 | 2,956 |
| Undivided profits | $-1,968,000 | 7,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $754,000 | 4,562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $585,000 | 5,463 |
| Earning assets | $145,696,000 | 3,808 |
| Long-term assets (5+ years) | $25,333,000 | 3,558 |
| Average Assets, year-to-date | $129,292,500 | 4,305 |
| Average Assets, quarterly | $145,114,500 | 4,053 |
| Volatile liabilities | $46,687,000 | 2,813 |
| Insider loans | $2,204,000 | 2,969 |
| FHLB advances | $16,000,000 | 2,415 |
| Loans and leases held for sale | $1,124,000 | 731 |
| Unused loan commitments | $20,399,000 | 3,191 |
| Tier 1 (core) risk-based capital | $14,132,000 | 4,264 |
| Tier 2 risk-based capital | $1,261,000 | 3,594 |
| Total risk weighted assets | $116,587,000 | 3,755 |
| Total unused commitments | $20,399,000 | 3,194 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 29 | 4,966 |
| Assets and Liabilities | ||
| Total Assets: | $138,750,000 | 4,196 |
| Cash and due from depository institutions | $2,949,000 | 4,966 |
| Interest-bearing balances | $48,000 | 5,695 |
| Securities | $7,465,000 | 6,442 |
| Federal funds sold & reverse repurchase agreements | $2,640,000 | 3,393 |
| Net loans & leases | $122,042,000 | 3,470 |
| Loan loss allowance | $1,140,000 | 3,999 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,046,000 | 4,524 |
| Other real estate owned | $0 | 4,966 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,608,000 | 5,706 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $138,750,000 | 4,196 |
| Total liabilities | $124,757,000 | 4,182 |
| Total deposits | $108,945,000 | 4,271 |
| Interest-bearing deposits | $102,935,000 | 3,974 |
| Deposits held in domestic offices | $108,945,000 | 4,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $15,000,000 | 2,526 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $812,000 | 4,295 |
| Total equity capital | $13,993,000 | 4,391 |
| Total bank equity capital | $13,993,000 | 4,391 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $7,500,000 | 690 |
| Surplus | $8,586,000 | 2,941 |
| Undivided profits | $-2,093,000 | 7,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $582,000 | 5,434 |
| Earning assets | $132,195,000 | 4,087 |
| Long-term assets (5+ years) | $21,259,000 | 3,828 |
| Average Assets, year-to-date | $121,897,000 | 4,504 |
| Average Assets, quarterly | $130,350,500 | 4,335 |
| Volatile liabilities | $53,747,000 | 2,519 |
| Insider loans | $2,134,000 | 3,014 |
| FHLB advances | $15,000,000 | 2,422 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $24,140,000 | 2,924 |
| Tier 1 (core) risk-based capital | $14,020,000 | 4,303 |
| Tier 2 risk-based capital | $1,140,000 | 3,797 |
| Total risk weighted assets | $113,995,000 | 3,819 |
| Total unused commitments | $24,140,000 | 2,925 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 33 | 4,580 |
| Assets and Liabilities | ||
| Total Assets: | $121,951,000 | 4,551 |
| Cash and due from depository institutions | $1,585,000 | 4,580 |
| Interest-bearing balances | $36,000 | 5,817 |
| Securities | $8,407,000 | 6,256 |
| Federal funds sold & reverse repurchase agreements | $9,245,000 | 1,911 |
| Net loans & leases | $99,364,000 | 3,972 |
| Loan loss allowance | $1,004,000 | 4,241 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,073,000 | 4,499 |
| Other real estate owned | $0 | 4,580 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,277,000 | 6,116 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $121,951,000 | 4,551 |
| Total liabilities | $107,820,000 | 4,567 |
| Total deposits | $99,560,000 | 4,543 |
| Interest-bearing deposits | $86,523,000 | 4,489 |
| Deposits held in domestic offices | $99,560,000 | 4,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $8,000,000 | 3,180 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $260,000 | 6,953 |
| Total equity capital | $14,131,000 | 4,451 |
| Total bank equity capital | $14,131,000 | 4,451 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $7,500,000 | 681 |
| Surplus | $8,591,000 | 2,920 |
| Undivided profits | $-1,960,000 | 8,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $592,000 | 5,368 |
| Earning assets | $117,052,000 | 4,414 |
| Long-term assets (5+ years) | $18,671,000 | 3,998 |
| Average Assets, year-to-date | $113,470,500 | 4,711 |
| Average Assets, quarterly | $113,470,500 | 4,711 |
| Volatile liabilities | $46,213,000 | 2,796 |
| Insider loans | $2,193,000 | 2,898 |
| FHLB advances | $8,000,000 | 3,069 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $22,070,000 | 3,182 |
| Tier 1 (core) risk-based capital | $14,057,000 | 4,309 |
| Tier 2 risk-based capital | $1,004,000 | 4,052 |
| Total risk weighted assets | $98,370,000 | 4,154 |
| Total unused commitments | $22,070,000 | 3,184 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 31 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $104,990,000 | 4,952 |
| Cash and due from depository institutions | $2,046,000 | 4,776 |
| Interest-bearing balances | $454,000 | 3,274 |
| Securities | $8,492,000 | 6,327 |
| Federal funds sold & reverse repurchase agreements | $5,598,000 | 2,332 |
| Net loans & leases | $85,912,000 | 4,347 |
| Loan loss allowance | $868,000 | 4,640 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,041,000 | 4,541 |
| Other real estate owned | $0 | 4,776 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $901,000 | 6,904 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $104,990,000 | 4,952 |
| Total liabilities | $90,574,000 | 5,033 |
| Total deposits | $90,281,000 | 4,776 |
| Interest-bearing deposits | $80,327,000 | 4,645 |
| Deposits held in domestic offices | $90,281,000 | 4,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $293,000 | 6,748 |
| Total equity capital | $14,416,000 | 4,336 |
| Total bank equity capital | $14,416,000 | 4,336 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $7,500,000 | 670 |
| Surplus | $8,582,000 | 2,889 |
| Undivided profits | $-1,666,000 | 8,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 6,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $579,000 | 5,700 |
| Earning assets | $100,456,000 | 4,810 |
| Long-term assets (5+ years) | $4,904,000 | 6,018 |
| Average Assets, year-to-date | $92,749,200 | 5,197 |
| Average Assets, quarterly | $101,227,000 | 5,019 |
| Volatile liabilities | $45,710,000 | 2,812 |
| Insider loans | $2,214,000 | 2,855 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $18,304,000 | 3,553 |
| Tier 1 (core) risk-based capital | $14,396,000 | 4,199 |
| Tier 2 risk-based capital | $868,000 | 4,450 |
| Total risk weighted assets | $90,102,000 | 4,391 |
| Total unused commitments | $18,304,000 | 3,554 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 30 | 4,869 |
| Assets and Liabilities | ||
| Total Assets: | $97,464,000 | 5,143 |
| Cash and due from depository institutions | $4,072,000 | 4,869 |
| Interest-bearing balances | $1,044,000 | 2,368 |
| Securities | $7,008,000 | 6,695 |
| Federal funds sold & reverse repurchase agreements | $6,889,000 | 2,021 |
| Net loans & leases | $76,627,000 | 4,600 |
| Loan loss allowance | $904,000 | 4,470 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,058,000 | 4,513 |
| Other real estate owned | $0 | 4,869 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $810,000 | 7,198 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $97,464,000 | 5,143 |
| Total liabilities | $83,114,000 | 5,253 |
| Total deposits | $82,914,000 | 4,999 |
| Interest-bearing deposits | $68,845,000 | 5,071 |
| Deposits held in domestic offices | $82,914,000 | 4,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $200,000 | 7,485 |
| Total equity capital | $14,350,000 | 4,315 |
| Total bank equity capital | $14,350,000 | 4,315 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,500,000 | 642 |
| Surplus | $8,551,000 | 2,842 |
| Undivided profits | $-1,701,000 | 8,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $521,000 | 6,227 |
| Earning assets | $91,568,000 | 5,065 |
| Long-term assets (5+ years) | $4,067,000 | 6,176 |
| Average Assets, year-to-date | $89,689,000 | 5,314 |
| Average Assets, quarterly | $94,695,000 | 5,201 |
| Volatile liabilities | $36,262,000 | 3,301 |
| Insider loans | $2,230,000 | 2,819 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $16,195,000 | 3,833 |
| Tier 1 (core) risk-based capital | $14,359,000 | 4,214 |
| Tier 2 risk-based capital | $904,000 | 4,285 |
| Total risk weighted assets | $81,373,000 | 4,604 |
| Total unused commitments | $16,195,000 | 3,833 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 31 | 4,823 |
| Assets and Liabilities | ||
| Total Assets: | $91,926,000 | 5,331 |
| Cash and due from depository institutions | $4,960,000 | 4,823 |
| Interest-bearing balances | $2,875,000 | 1,499 |
| Securities | $6,546,000 | 6,835 |
| Federal funds sold & reverse repurchase agreements | $8,498,000 | 1,819 |
| Net loans & leases | $69,025,000 | 4,869 |
| Loan loss allowance | $875,000 | 4,586 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,120,000 | 4,433 |
| Other real estate owned | $0 | 4,823 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $777,000 | 7,237 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $91,926,000 | 5,331 |
| Total liabilities | $77,639,000 | 5,469 |
| Total deposits | $77,506,000 | 5,215 |
| Interest-bearing deposits | $62,944,000 | 5,338 |
| Deposits held in domestic offices | $77,506,000 | 5,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $133,000 | 7,882 |
| Total equity capital | $14,287,000 | 4,255 |
| Total bank equity capital | $14,287,000 | 4,255 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $7,500,000 | 636 |
| Surplus | $8,518,000 | 2,841 |
| Undivided profits | $-1,731,000 | 8,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $467,000 | 6,297 |
| Earning assets | $86,944,000 | 5,221 |
| Long-term assets (5+ years) | $4,876,000 | 5,924 |
| Average Assets, year-to-date | $87,097,330 | 5,443 |
| Average Assets, quarterly | $90,198,500 | 5,356 |
| Volatile liabilities | $32,018,000 | 3,554 |
| Insider loans | $2,225,000 | 2,814 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $12,382,000 | 4,380 |
| Tier 1 (core) risk-based capital | $14,309,000 | 4,210 |
| Tier 2 risk-based capital | $875,000 | 4,385 |
| Total risk weighted assets | $74,114,000 | 4,854 |
| Total unused commitments | $12,382,000 | 4,381 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 31 | 4,814 |
| Assets and Liabilities | ||
| Total Assets: | $88,471,000 | 5,455 |
| Cash and due from depository institutions | $7,420,000 | 4,814 |
| Interest-bearing balances | $3,722,000 | 1,414 |
| Securities | $8,111,000 | 6,508 |
| Federal funds sold & reverse repurchase agreements | $5,284,000 | 3,217 |
| Net loans & leases | $65,088,000 | 4,993 |
| Loan loss allowance | $815,000 | 4,772 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,895,000 | 4,649 |
| Other real estate owned | $0 | 4,814 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $673,000 | 7,410 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $88,471,000 | 5,455 |
| Total liabilities | $74,209,000 | 5,613 |
| Total deposits | $74,035,000 | 5,399 |
| Interest-bearing deposits | $61,569,000 | 5,427 |
| Deposits held in domestic offices | $74,035,000 | 5,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $174,000 | 7,556 |
| Total equity capital | $14,262,000 | 4,273 |
| Total bank equity capital | $14,262,000 | 4,273 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,500,000 | 621 |
| Surplus | $8,485,000 | 2,812 |
| Undivided profits | $-1,723,000 | 8,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $398,000 | 6,600 |
| Earning assets | $82,205,000 | 5,417 |
| Long-term assets (5+ years) | $4,935,000 | 5,875 |
| Average Assets, year-to-date | $84,683,000 | 5,556 |
| Average Assets, quarterly | $84,683,000 | 5,556 |
| Volatile liabilities | $33,407,000 | 3,392 |
| Insider loans | $2,438,000 | 2,618 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $11,583,000 | 4,517 |
| Tier 1 (core) risk-based capital | $14,283,000 | 4,185 |
| Tier 2 risk-based capital | $809,000 | 4,589 |
| Total risk weighted assets | $67,706,000 | 5,066 |
| Total unused commitments | $11,583,000 | 4,518 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 20 | 6,141 |
| Assets and Liabilities | ||
| Total Assets: | $80,895,000 | 5,717 |
| Cash and due from depository institutions | $3,396,000 | 6,141 |
| Interest-bearing balances | $1,886,000 | 1,943 |
| Securities | $8,670,000 | 6,451 |
| Federal funds sold & reverse repurchase agreements | $6,758,000 | 2,351 |
| Net loans & leases | $60,264,000 | 5,188 |
| Loan loss allowance | $740,000 | 5,020 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,170,000 | 5,662 |
| Other real estate owned | $0 | 6,141 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $637,000 | 7,542 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $80,895,000 | 5,717 |
| Total liabilities | $66,579,000 | 5,891 |
| Total deposits | $66,392,000 | 5,693 |
| Interest-bearing deposits | $54,830,000 | 5,725 |
| Deposits held in domestic offices | $66,392,000 | 5,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $187,000 | 7,416 |
| Total equity capital | $14,316,000 | 4,194 |
| Total bank equity capital | $14,316,000 | 4,194 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $7,500,000 | 611 |
| Surplus | $8,454,000 | 2,769 |
| Undivided profits | $-1,638,000 | 8,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $420,000 | 6,585 |
| Earning assets | $77,578,000 | 5,547 |
| Long-term assets (5+ years) | $2,862,000 | 6,491 |
| Average Assets, year-to-date | $69,749,400 | 5,992 |
| Average Assets, quarterly | $77,498,500 | 5,792 |
| Volatile liabilities | $30,962,000 | 3,664 |
| Insider loans | $3,301,000 | 2,084 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $13,774,000 | 4,076 |
| Tier 1 (core) risk-based capital | $14,342,000 | 4,114 |
| Tier 2 risk-based capital | $740,000 | 4,801 |
| Total risk weighted assets | $63,849,000 | 5,210 |
| Total unused commitments | $13,774,000 | 4,076 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 19 | 6,307 |
| Assets and Liabilities | ||
| Total Assets: | $74,102,000 | 5,938 |
| Cash and due from depository institutions | $3,204,000 | 6,307 |
| Interest-bearing balances | $1,667,000 | 1,947 |
| Securities | $9,694,000 | 6,276 |
| Federal funds sold & reverse repurchase agreements | $5,524,000 | 2,278 |
| Net loans & leases | $54,118,000 | 5,474 |
| Loan loss allowance | $675,000 | 5,289 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $913,000 | 6,076 |
| Other real estate owned | $0 | 6,307 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $649,000 | 7,595 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $74,102,000 | 5,938 |
| Total liabilities | $59,861,000 | 6,140 |
| Total deposits | $59,270,000 | 5,972 |
| Interest-bearing deposits | $47,986,000 | 6,037 |
| Deposits held in domestic offices | $59,270,000 | 5,970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $591,000 | 5,154 |
| Total equity capital | $14,241,000 | 4,186 |
| Total bank equity capital | $14,241,000 | 4,186 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,500,000 | 593 |
| Surplus | $8,382,000 | 2,759 |
| Undivided profits | $-1,641,000 | 8,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $351,000 | 7,062 |
| Earning assets | $71,003,000 | 5,812 |
| Long-term assets (5+ years) | $4,915,000 | 5,845 |
| Average Assets, year-to-date | $66,963,000 | 6,112 |
| Average Assets, quarterly | $76,056,000 | 5,839 |
| Volatile liabilities | $27,139,000 | 3,965 |
| Insider loans | $2,373,000 | 2,622 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $12,747,000 | 4,256 |
| Tier 1 (core) risk-based capital | $14,295,000 | 4,106 |
| Tier 2 risk-based capital | $675,000 | 5,077 |
| Total risk weighted assets | $55,568,000 | 5,596 |
| Total unused commitments | $12,747,000 | 4,256 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 19 | 6,327 |
| Assets and Liabilities | ||
| Total Assets: | $78,010,000 | 5,762 |
| Cash and due from depository institutions | $5,831,000 | 6,327 |
| Interest-bearing balances | $2,434,000 | 1,613 |
| Securities | $8,212,000 | 6,623 |
| Federal funds sold & reverse repurchase agreements | $13,424,000 | 960 |
| Net loans & leases | $49,053,000 | 5,705 |
| Loan loss allowance | $624,000 | 5,483 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $917,000 | 6,070 |
| Other real estate owned | $0 | 6,327 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $573,000 | 7,720 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $78,010,000 | 5,762 |
| Total liabilities | $63,902,000 | 6,023 |
| Total deposits | $63,730,000 | 5,788 |
| Interest-bearing deposits | $56,393,000 | 5,593 |
| Deposits held in domestic offices | $63,730,000 | 5,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $172,000 | 7,428 |
| Total equity capital | $14,108,000 | 4,081 |
| Total bank equity capital | $14,108,000 | 4,081 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $7,500,000 | 567 |
| Surplus | $8,322,000 | 2,705 |
| Undivided profits | $-1,714,000 | 8,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $305,000 | 7,147 |
| Earning assets | $73,123,000 | 5,687 |
| Long-term assets (5+ years) | $4,854,000 | 5,816 |
| Average Assets, year-to-date | $64,583,330 | 6,221 |
| Average Assets, quarterly | $68,682,000 | 6,111 |
| Volatile liabilities | $26,935,000 | 3,918 |
| Insider loans | $2,562,000 | 2,445 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $14,539,000 | 3,982 |
| Tier 1 (core) risk-based capital | $14,184,000 | 4,051 |
| Tier 2 risk-based capital | $624,000 | 5,255 |
| Total risk weighted assets | $54,878,000 | 5,600 |
| Total unused commitments | $14,539,000 | 3,984 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 20 | 6,188 |
| Assets and Liabilities | ||
| Total Assets: | $59,354,000 | 6,486 |
| Cash and due from depository institutions | $2,095,000 | 6,188 |
| Interest-bearing balances | $827,000 | 2,749 |
| Securities | $8,296,000 | 6,667 |
| Federal funds sold & reverse repurchase agreements | $6,372,000 | 2,196 |
| Net loans & leases | $41,179,000 | 6,099 |
| Loan loss allowance | $521,000 | 5,958 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $900,000 | 6,093 |
| Other real estate owned | $0 | 6,188 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $512,000 | 7,814 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $59,354,000 | 6,486 |
| Total liabilities | $45,212,000 | 6,835 |
| Total deposits | $45,090,000 | 6,678 |
| Interest-bearing deposits | $38,799,000 | 6,588 |
| Deposits held in domestic offices | $45,090,000 | 6,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $122,000 | 7,800 |
| Total equity capital | $14,142,000 | 4,038 |
| Total bank equity capital | $14,142,000 | 4,038 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,500,000 | 555 |
| Surplus | $8,262,000 | 2,652 |
| Undivided profits | $-1,620,000 | 8,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $235,000 | 7,576 |
| Earning assets | $56,674,000 | 6,376 |
| Long-term assets (5+ years) | $4,149,000 | 6,023 |
| Average Assets, year-to-date | $57,870,000 | 6,530 |
| Average Assets, quarterly | $57,870,000 | 6,530 |
| Volatile liabilities | $20,148,000 | 4,482 |
| Insider loans | $2,518,000 | 2,437 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $12,351,000 | 4,350 |
| Tier 1 (core) risk-based capital | $14,207,000 | 3,978 |
| Tier 2 risk-based capital | $521,000 | 5,694 |
| Total risk weighted assets | $44,464,000 | 6,096 |
| Total unused commitments | $12,351,000 | 4,350 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 18 | 6,475 |
| Assets and Liabilities | ||
| Total Assets: | $56,386,000 | 6,644 |
| Cash and due from depository institutions | $2,115,000 | 6,475 |
| Interest-bearing balances | $1,314,000 | 2,358 |
| Securities | $7,858,000 | 6,794 |
| Federal funds sold & reverse repurchase agreements | $9,796,000 | 1,397 |
| Net loans & leases | $35,292,000 | 6,453 |
| Loan loss allowance | $447,000 | 6,351 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $921,000 | 6,043 |
| Other real estate owned | $0 | 6,475 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $404,000 | 8,139 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $56,386,000 | 6,644 |
| Total liabilities | $42,155,000 | 7,042 |
| Total deposits | $42,026,000 | 6,879 |
| Interest-bearing deposits | $37,031,000 | 6,707 |
| Deposits held in domestic offices | $42,026,000 | 6,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $129,000 | 7,716 |
| Total equity capital | $14,231,000 | 3,982 |
| Total bank equity capital | $14,231,000 | 3,982 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $7,500,000 | 541 |
| Surplus | $8,202,000 | 2,630 |
| Undivided profits | $-1,471,000 | 8,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $190,000 | 7,929 |
| Earning assets | $54,260,000 | 6,510 |
| Long-term assets (5+ years) | $2,077,000 | 6,803 |
| Average Assets, year-to-date | $42,854,000 | 7,189 |
| Average Assets, quarterly | $54,199,500 | 6,708 |
| Volatile liabilities | $20,236,000 | 4,425 |
| Insider loans | $3,449,000 | 1,881 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $10,526,000 | 4,622 |
| Tier 1 (core) risk-based capital | $14,285,000 | 3,919 |
| Tier 2 risk-based capital | $447,000 | 6,103 |
| Total risk weighted assets | $36,279,000 | 6,589 |
| Total unused commitments | $10,526,000 | 4,622 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 16 | 6,842 |
| Assets and Liabilities | ||
| Total Assets: | $52,013,000 | 6,834 |
| Cash and due from depository institutions | $4,563,000 | 6,842 |
| Interest-bearing balances | $2,937,000 | 1,608 |
| Securities | $7,978,000 | 6,780 |
| Federal funds sold & reverse repurchase agreements | $7,750,000 | 1,622 |
| Net loans & leases | $30,411,000 | 6,812 |
| Loan loss allowance | $386,000 | 6,727 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $943,000 | 6,002 |
| Other real estate owned | $0 | 6,842 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $368,000 | 8,242 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $52,013,000 | 6,834 |
| Total liabilities | $37,572,000 | 7,273 |
| Total deposits | $37,516,000 | 7,123 |
| Interest-bearing deposits | $32,842,000 | 6,990 |
| Deposits held in domestic offices | $37,516,000 | 7,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $56,000 | 8,556 |
| Total equity capital | $14,441,000 | 3,908 |
| Total bank equity capital | $14,441,000 | 3,908 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,500,000 | 518 |
| Surplus | $8,202,000 | 2,568 |
| Undivided profits | $-1,261,000 | 8,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $183,000 | 8,033 |
| Earning assets | $49,076,000 | 6,748 |
| Long-term assets (5+ years) | $1,416,000 | 7,138 |
| Average Assets, year-to-date | $39,471,000 | 7,401 |
| Average Assets, quarterly | $49,841,500 | 6,918 |
| Volatile liabilities | $18,332,000 | 4,618 |
| Insider loans | $3,391,000 | 1,894 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $9,392,000 | 4,799 |
| Tier 1 (core) risk-based capital | $14,464,000 | 3,811 |
| Tier 2 risk-based capital | $385,000 | 6,473 |
| Total risk weighted assets | $31,408,000 | 6,933 |
| Total unused commitments | $9,392,000 | 4,801 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 16 | 6,842 |
| Assets and Liabilities | ||
| Total Assets: | $47,670,000 | 7,024 |
| Cash and due from depository institutions | $8,909,000 | 6,842 |
| Interest-bearing balances | $7,475,000 | 725 |
| Securities | $7,585,000 | 6,927 |
| Federal funds sold & reverse repurchase agreements | $5,040,000 | 2,080 |
| Net loans & leases | $24,864,000 | 7,196 |
| Loan loss allowance | $314,000 | 7,140 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $973,000 | 5,909 |
| Other real estate owned | $0 | 6,842 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $299,000 | 8,375 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $47,670,000 | 7,024 |
| Total liabilities | $33,026,000 | 7,514 |
| Total deposits | $32,954,000 | 7,367 |
| Interest-bearing deposits | $24,495,000 | 7,598 |
| Deposits held in domestic offices | $32,954,000 | 7,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $72,000 | 8,328 |
| Total equity capital | $14,644,000 | 3,802 |
| Total bank equity capital | $14,644,000 | 3,802 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,500,000 | 496 |
| Surplus | $8,202,000 | 2,522 |
| Undivided profits | $-1,058,000 | 8,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $103,000 | 8,471 |
| Earning assets | $44,964,000 | 6,947 |
| Long-term assets (5+ years) | $7,539,000 | 5,236 |
| Average Assets, year-to-date | $35,290,330 | 7,618 |
| Average Assets, quarterly | $40,914,000 | 7,336 |
| Volatile liabilities | $12,274,000 | 5,451 |
| Insider loans | $310,000 | 6,163 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $7,746,000 | 5,170 |
| Tier 1 (core) risk-based capital | $14,655,000 | 3,688 |
| Tier 2 risk-based capital | $314,000 | 6,901 |
| Total risk weighted assets | $27,517,000 | 7,162 |
| Total unused commitments | $7,746,000 | 5,170 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 14 | 7,208 |
| Assets and Liabilities | ||
| Total Assets: | $34,158,000 | 7,755 |
| Cash and due from depository institutions | $9,067,000 | 7,208 |
| Interest-bearing balances | $8,508,000 | 671 |
| Securities | $2,993,000 | 8,085 |
| Federal funds sold & reverse repurchase agreements | $5,908,000 | 2,032 |
| Net loans & leases | $15,033,000 | 7,993 |
| Loan loss allowance | $190,000 | 7,989 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,012,000 | 5,858 |
| Other real estate owned | $0 | 7,208 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $145,000 | 8,780 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $34,158,000 | 7,755 |
| Total liabilities | $19,142,000 | 8,370 |
| Total deposits | $19,080,000 | 8,298 |
| Interest-bearing deposits | $16,801,000 | 8,215 |
| Deposits held in domestic offices | $19,080,000 | 8,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $62,000 | 8,412 |
| Total equity capital | $15,016,000 | 3,645 |
| Total bank equity capital | $15,016,000 | 3,645 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,500,000 | 476 |
| Surplus | $8,202,000 | 2,476 |
| Undivided profits | $-686,000 | 8,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $49,000 | 8,736 |
| Earning assets | $32,442,000 | 7,688 |
| Long-term assets (5+ years) | $4,916,000 | 6,014 |
| Average Assets, year-to-date | $29,100,500 | 8,015 |
| Average Assets, quarterly | $29,100,500 | 8,015 |
| Volatile liabilities | $6,345,000 | 6,813 |
| Insider loans | $110,000 | 7,145 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $944,000 | 8,076 |
| Tier 1 (core) risk-based capital | $15,016,000 | 3,576 |
| Tier 2 risk-based capital | $190,000 | 7,854 |
| Total risk weighted assets | $17,367,000 | 8,009 |
| Total unused commitments | $944,000 | 8,076 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 11 | 7,766 |
| Assets and Liabilities | ||
| Total Assets: | $24,043,000 | 8,333 |
| Cash and due from depository institutions | $6,536,000 | 7,766 |
| Interest-bearing balances | $5,881,000 | 952 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $7,708,000 | 1,501 |
| Net loans & leases | $8,640,000 | 8,532 |
| Loan loss allowance | $109,000 | 8,487 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,023,000 | 5,834 |
| Other real estate owned | $0 | 7,766 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $136,000 | 8,833 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $24,043,000 | 8,333 |
| Total liabilities | $8,608,000 | 8,826 |
| Total deposits | $8,547,000 | 8,795 |
| Interest-bearing deposits | $7,687,000 | 8,740 |
| Deposits held in domestic offices | $8,547,000 | 8,794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $61,000 | 8,385 |
| Total equity capital | $15,435,000 | 3,560 |
| Total bank equity capital | $15,435,000 | 3,560 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,500,000 | 464 |
| Surplus | $8,202,000 | 2,424 |
| Undivided profits | $-267,000 | 8,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $42,000 | 8,809 |
| Earning assets | $22,229,000 | 8,298 |
| Long-term assets (5+ years) | $3,405,000 | 6,566 |
| Average Assets, year-to-date | $24,043,000 | 8,288 |
| Average Assets, quarterly | $24,043,000 | 8,320 |
| Volatile liabilities | $2,128,000 | 8,229 |
| Insider loans | $10,000 | 7,937 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $1,145,000 | 7,879 |
| Tier 1 (core) risk-based capital | $15,435,000 | 3,432 |
| Tier 2 risk-based capital | $109,000 | 8,434 |
| Total risk weighted assets | $10,969,000 | 8,520 |
| Total unused commitments | $1,145,000 | 7,881 |
| Derivatives | $0 | 774 |