Home > Trinity Bank > Income and Expense

Trinity Bank, Income and Expense

2005-09-30 (YTD Data)		Rank
Total interest income	$6,991,000	3,279
Total interest expense	$2,988,000	2,545
Net interest income	$4,003,000	3,760
Provision for loan and lease losses	$270,000	2,383
Total noninterest income	$612,000	4,005
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$187,000	4,607
Trading account gains and fees	$0	126
Additional Noninterest Income	$425,000	3,170
Total noninterest expense	$3,040,000	3,805
Salaries and employee benefits	$1,558,000	3,973
Premises and equipment expense	$523,000	3,230
Additional noninterest expense	$959,000	3,614
Pre-tax net operating income	$1,305,000	4,103
Securities gains (losses)	$0	2,317
Applicable income taxes	$493,000	2,973
Income before extraordinary items	$812,000	4,716
Extraordinary gains, net	$0	35
Net income	$812,000	4,718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	2,434
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$812,000	4,682
2005-06-30 (YTD Data)		Rank
Total interest income	$4,444,000	3,348
Total interest expense	$1,853,000	2,571
Net interest income	$2,591,000	3,815
Provision for loan and lease losses	$233,000	1,913
Total noninterest income	$417,000	3,951
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$127,000	4,525
Trading account gains and fees	$0	116
Additional Noninterest Income	$290,000	3,128
Total noninterest expense	$1,980,000	3,838
Salaries and employee benefits	$1,035,000	3,969
Premises and equipment expense	$345,000	3,235
Additional noninterest expense	$600,000	3,801
Pre-tax net operating income	$795,000	4,298
Securities gains (losses)	$0	2,146
Applicable income taxes	$300,000	3,110
Income before extraordinary items	$495,000	4,914
Extraordinary gains, net	$0	30
Net income	$495,000	4,916
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	1,811
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$495,000	4,864
2005-03-31 (YTD Data)		Rank
Total interest income	$2,108,000	3,445
Total interest expense	$866,000	2,618
Net interest income	$1,242,000	3,950
Provision for loan and lease losses	$114,000	1,861
Total noninterest income	$196,000	4,019
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$64,000	4,460
Trading account gains and fees	$0	115
Additional Noninterest Income	$132,000	3,224
Total noninterest expense	$956,000	3,976
Salaries and employee benefits	$509,000	4,038
Premises and equipment expense	$172,000	3,284
Additional noninterest expense	$275,000	4,067
Pre-tax net operating income	$368,000	4,485
Securities gains (losses)	$0	1,685
Applicable income taxes	$138,000	3,239
Income before extraordinary items	$230,000	5,075
Extraordinary gains, net	$0	24
Net income	$230,000	5,076
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	1,118
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$230,000	5,041
2004-12-31 (YTD Data)		Rank
Total interest income	$7,253,000	3,711
Total interest expense	$3,013,000	2,626
Net interest income	$4,240,000	4,304
Provision for loan and lease losses	$272,000	3,096
Total noninterest income	$834,000	3,947
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$243,000	4,802
Trading account gains and fees	$0	138
Additional Noninterest Income	$591,000	3,017
Total noninterest expense	$3,801,000	3,902
Salaries and employee benefits	$1,988,000	4,019
Premises and equipment expense	$767,000	2,898
Additional noninterest expense	$1,046,000	4,189
Pre-tax net operating income	$1,001,000	5,236
Securities gains (losses)	$5,000	3,151
Applicable income taxes	$-923,000	8,931
Income before extraordinary items	$1,929,000	3,007
Extraordinary gains, net	$0	34
Net income	$1,929,000	3,007
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$147,000	3,064
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,924,000	2,958
2004-09-30 (YTD Data)		Rank
Total interest income	$5,197,000	3,809
Total interest expense	$2,194,000	2,645
Net interest income	$3,003,000	4,465
Provision for loan and lease losses	$197,000	3,018
Total noninterest income	$614,000	4,019
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$184,000	4,828
Trading account gains and fees	$0	134
Additional Noninterest Income	$430,000	3,067
Total noninterest expense	$2,818,000	3,899
Salaries and employee benefits	$1,470,000	4,012
Premises and equipment expense	$578,000	2,888
Additional noninterest expense	$770,000	4,202
Pre-tax net operating income	$602,000	5,892
Securities gains (losses)	$5,000	3,038
Applicable income taxes	$0	7,220
Income before extraordinary items	$607,000	5,331
Extraordinary gains, net	$0	26
Net income	$607,000	5,331
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$140,000	2,355
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$602,000	5,268
2004-06-30 (YTD Data)		Rank
Total interest income	$3,326,000	3,938
Total interest expense	$1,417,000	2,697
Net interest income	$1,909,000	4,624
Provision for loan and lease losses	$89,000	3,789
Total noninterest income	$402,000	4,079
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$118,000	4,906
Trading account gains and fees	$0	130
Additional Noninterest Income	$284,000	3,083
Total noninterest expense	$1,855,000	3,981
Salaries and employee benefits	$967,000	4,093
Premises and equipment expense	$385,000	2,880
Additional noninterest expense	$503,000	4,291
Pre-tax net operating income	$367,000	6,070
Securities gains (losses)	$3,000	2,926
Applicable income taxes	$0	7,214
Income before extraordinary items	$370,000	5,525
Extraordinary gains, net	$0	21
Net income	$370,000	5,525
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$139,000	1,770
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$367,000	5,454
2004-03-31 (YTD Data)		Rank
Total interest income	$1,632,000	3,996
Total interest expense	$680,000	2,817
Net interest income	$952,000	4,633
Provision for loan and lease losses	$43,000	3,661
Total noninterest income	$174,000	4,410
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$60,000	4,803
Trading account gains and fees	$0	121
Additional Noninterest Income	$114,000	3,433
Total noninterest expense	$907,000	4,066
Salaries and employee benefits	$470,000	4,203
Premises and equipment expense	$192,000	2,926
Additional noninterest expense	$245,000	4,392
Pre-tax net operating income	$176,000	6,113
Securities gains (losses)	$1,000	2,756
Applicable income taxes	$0	7,103
Income before extraordinary items	$177,000	5,629
Extraordinary gains, net	$0	16
Net income	$177,000	5,630
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	2,590
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$176,000	5,524
2003-12-31 (YTD Data)		Rank
Total interest income	$6,236,000	4,199
Total interest expense	$2,825,000	3,020
Net interest income	$3,411,000	4,883
Provision for loan and lease losses	$256,000	3,494
Total noninterest income	$828,000	4,155
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$252,000	4,738
Trading account gains and fees	$0	160
Additional Noninterest Income	$576,000	3,341
Total noninterest expense	$3,594,000	4,018
Salaries and employee benefits	$1,782,000	4,295
Premises and equipment expense	$891,000	2,508
Additional noninterest expense	$921,000	4,552
Pre-tax net operating income	$389,000	7,089
Securities gains (losses)	$16,000	3,357
Applicable income taxes	$0	7,459
Income before extraordinary items	$405,000	6,794
Extraordinary gains, net	$0	54
Net income	$405,000	6,798
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,545
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$4,045,000	225
Net operating income	$389,000	6,710
2003-09-30 (YTD Data)		Rank
Total interest income	$4,583,000	4,310
Total interest expense	$2,126,000	3,116
Net interest income	$2,457,000	5,032
Provision for loan and lease losses	$213,000	3,231
Total noninterest income	$613,000	4,233
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$185,000	4,819
Trading account gains and fees	$0	153
Additional Noninterest Income	$428,000	3,411
Total noninterest expense	$2,632,000	4,082
Salaries and employee benefits	$1,332,000	4,292
Premises and equipment expense	$638,000	2,618
Additional noninterest expense	$662,000	4,666
Pre-tax net operating income	$225,000	7,590
Securities gains (losses)	$15,000	3,125
Applicable income taxes	$0	7,524
Income before extraordinary items	$240,000	7,325
Extraordinary gains, net	$0	40
Net income	$240,000	7,327
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,281
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$4,045,000	145
Net operating income	$225,000	7,264
2003-06-30 (YTD Data)		Rank
Total interest income	$3,011,000	4,378
Total interest expense	$1,410,000	3,225
Net interest income	$1,601,000	5,119
Provision for loan and lease losses	$149,000	3,161
Total noninterest income	$421,000	4,125
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$123,000	4,793
Trading account gains and fees	$0	150
Additional Noninterest Income	$298,000	3,307
Total noninterest expense	$1,735,000	4,127
Salaries and employee benefits	$898,000	4,267
Premises and equipment expense	$425,000	2,616
Additional noninterest expense	$412,000	4,898
Pre-tax net operating income	$138,000	7,701
Securities gains (losses)	$12,000	2,858
Applicable income taxes	$0	7,529
Income before extraordinary items	$150,000	7,450
Extraordinary gains, net	$0	30
Net income	$150,000	7,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,160
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$138,000	7,394
2003-03-31 (YTD Data)		Rank
Total interest income	$1,464,000	4,489
Total interest expense	$683,000	3,379
Net interest income	$781,000	5,179
Provision for loan and lease losses	$51,000	3,633
Total noninterest income	$161,000	4,712
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$60,000	4,759
Trading account gains and fees	$0	134
Additional Noninterest Income	$101,000	3,918
Total noninterest expense	$857,000	4,151
Salaries and employee benefits	$439,000	4,325
Premises and equipment expense	$210,000	2,652
Additional noninterest expense	$208,000	4,818
Pre-tax net operating income	$34,000	8,247
Securities gains (losses)	$3,000	2,514
Applicable income taxes	$0	7,403
Income before extraordinary items	$37,000	8,150
Extraordinary gains, net	$0	21
Net income	$37,000	8,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,022
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$34,000	8,064
2002-12-31 (YTD Data)		Rank
Total interest income	$5,404,000	4,904
Total interest expense	$2,683,000	3,884
Net interest income	$2,721,000	5,629
Provision for loan and lease losses	$263,000	3,749
Total noninterest income	$569,000	4,868
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$205,000	5,141
Trading account gains and fees	$0	153
Additional Noninterest Income	$364,000	3,858
Total noninterest expense	$3,122,000	4,329
Salaries and employee benefits	$1,572,000	4,511
Premises and equipment expense	$768,000	2,767
Additional noninterest expense	$782,000	5,008
Pre-tax net operating income	$-95,000	8,758
Securities gains (losses)	$99,000	1,763
Applicable income taxes	$0	7,681
Income before extraordinary items	$4,000	8,710
Extraordinary gains, net	$0	70
Net income	$4,000	8,713
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,528
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$1,972,000	299
Net operating income	$-95,000	8,772
2001-12-31 (YTD Data)		Rank
Total interest income	$4,024,000	6,334
Total interest expense	$2,352,000	5,579
Net interest income	$1,672,000	7,024
Provision for loan and lease losses	$346,000	2,935
Total noninterest income	$320,000	6,243
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$112,000	6,368
Trading account gains and fees	$0	177
Additional Noninterest Income	$208,000	4,847
Total noninterest expense	$2,771,000	4,611
Salaries and employee benefits	$1,382,000	4,806
Premises and equipment expense	$679,000	3,027
Additional noninterest expense	$710,000	5,234
Pre-tax net operating income	$-1,125,000	9,388
Securities gains (losses)	$7,000	3,779
Applicable income taxes	$0	7,903
Income before extraordinary items	$-1,118,000	9,445
Extraordinary gains, net	$0	105
Net income	$-1,118,000	9,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,017
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-1,125,000	9,412
2000-12-31 (YTD Data)		Rank
Total interest income	$2,081,000	8,319
Total interest expense	$1,089,000	8,037
Net interest income	$992,000	8,499
Provision for loan and lease losses	$334,000	2,654
Total noninterest income	$114,000	8,392
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$40,000	7,855
Trading account gains and fees	NA	NA
Additional Noninterest Income	$74,000	7,070
Total noninterest expense	$2,262,000	5,222
Salaries and employee benefits	$1,043,000	5,757
Premises and equipment expense	$470,000	3,980
Additional noninterest expense	$749,000	4,942
Pre-tax net operating income	$-1,490,000	9,788
Securities gains (losses)	$6,000	1,308
Applicable income taxes	$0	8,362
Income before extraordinary items	$-1,484,000	9,792
Extraordinary gains, net	$0	38
Net income	$-1,484,000	9,791
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	6,269
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-1,490,000	9,797
1999-12-31 (YTD Data)		Rank
Total interest income	$165,000	10,142
Total interest expense	$64,000	10,088
Net interest income	$101,000	10,154
Provision for loan and lease losses	$52,000	6,466
Total noninterest income	$0	10,180
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	8,885
Trading account gains and fees	NA	NA
Additional Noninterest Income	$0	10,153
Total noninterest expense	$1,214,000	7,530
Salaries and employee benefits	$598,000	7,766
Premises and equipment expense	$192,000	6,941
Additional noninterest expense	$424,000	7,090
Pre-tax net operating income	$-1,165,000	10,087
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$-1,165,000	10,104
Extraordinary gains, net	$0	35
Net income	$-1,165,000	10,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$8,815,000	101
Net operating income	$-1,165,000	10,095

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.