Home > Triad Bank > Income and Expense
Triad Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,589,000 | 2,307 |
| Total interest expense | $5,799,000 | 2,646 |
| Net interest income | $8,790,000 | 2,044 |
| Provision for loan and lease losses | $125,000 | 4,002 |
| Total noninterest income | $1,739,000 | 2,051 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,325,000 | 1,011 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $414,000 | 3,239 |
| Total noninterest expense | $8,258,000 | 1,700 |
| Salaries and employee benefits | $4,310,000 | 1,546 |
| Premises and equipment expense | $1,669,000 | 1,247 |
| Additional noninterest expense | $2,279,000 | 2,165 |
| Pre-tax net operating income | $2,146,000 | 3,276 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $62,000 | 9,940 |
| Income before extraordinary items | $2,084,000 | 2,408 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,084,000 | 2,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,371 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $153,000 | 515 |
| Net operating income | $2,084,000 | 2,385 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,910,000 | 2,542 |
| Total interest expense | $4,106,000 | 2,966 |
| Net interest income | $7,804,000 | 2,306 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $1,728,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,216,000 | 1,094 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $512,000 | 2,916 |
| Total noninterest expense | $7,842,000 | 1,852 |
| Salaries and employee benefits | $3,991,000 | 1,678 |
| Premises and equipment expense | $1,579,000 | 1,325 |
| Additional noninterest expense | $2,272,000 | 2,313 |
| Pre-tax net operating income | $1,540,000 | 4,317 |
| Securities gains (losses) | $-27,000 | 10,567 |
| Applicable income taxes | $343,000 | 5,350 |
| Income before extraordinary items | $1,170,000 | 3,947 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,170,000 | 3,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,820 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 898 |
| Net operating income | $1,190,790 | 3,919 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,401,000 | 4,673 |
| Total interest expense | $2,091,000 | 5,630 |
| Net interest income | $4,310,000 | 4,119 |
| Provision for loan and lease losses | $225,000 | 3,650 |
| Total noninterest income | $1,135,000 | 3,039 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $997,000 | 1,351 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $138,000 | 6,833 |
| Total noninterest expense | $4,644,000 | 3,039 |
| Salaries and employee benefits | $2,220,000 | 2,959 |
| Premises and equipment expense | $758,000 | 2,684 |
| Additional noninterest expense | $1,666,000 | 3,202 |
| Pre-tax net operating income | $576,000 | 8,115 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $147,000 | 8,722 |
| Income before extraordinary items | $429,000 | 8,146 |
| Extraordinary gains, net | $175,000 | 1,102 |
| Net income | $604,000 | 6,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 3,079 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $5,319,000 | 187 |
| Net operating income | $429,000 | 7,880 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,719,000 | 4,998 |
| Total interest expense | $2,597,000 | 5,800 |
| Net interest income | $4,122,000 | 4,324 |
| Provision for loan and lease losses | $526,000 | 2,887 |
| Total noninterest income | $1,100,000 | 3,062 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $965,000 | 1,386 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $4,487,000 | 3,168 |
| Salaries and employee benefits | $2,147,000 | 3,002 |
| Premises and equipment expense | $778,000 | 2,668 |
| Additional noninterest expense | $1,562,000 | 3,476 |
| Pre-tax net operating income | $209,000 | 10,992 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $41,000 | 11,507 |
| Income before extraordinary items | $182,000 | 10,841 |
| Extraordinary gains, net | $41,000 | 1,051 |
| Net income | $223,000 | 10,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 2,483 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 922 |
| Net operating income | $170,520 | 10,661 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.