Home > Tri-State Bank of Memphis > Income and Expense

Tri-State Bank of Memphis, Income and Expense

2021-09-30 (YTD Data)		Rank
Total interest income	$2,251,000	4,137
Total interest expense	$139,000	4,259
Net interest income	$2,112,000	4,094
Provision for loan and lease losses	$150,000	1,662
Total noninterest income	$1,268,000	2,440
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$232,000	2,153
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,036,000	2,340
Total noninterest expense	$4,426,000	2,770
Salaries and employee benefits	$1,726,000	3,331
Premises and equipment expense	$279,000	3,495
Additional noninterest expense	$2,421,000	1,873
Pre-tax net operating income	$-1,196,000	4,887
Securities gains (losses)	$17,000	1,472
Applicable income taxes	$-21,000	4,826
Income before extraordinary items	$-1,158,000	4,881
Extraordinary gains, net	$0	8
Net income	$-1,158,000	4,881
Minority interest net income	$0	69
Net income of bank and minority interests.	$-1,158,000	4,881
Net charge-offs	$-38,000	4,117
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$-1,174,660	4,878
2021-06-30 (YTD Data)		Rank
Total interest income	$1,504,000	4,177
Total interest expense	$104,000	4,251
Net interest income	$1,400,000	4,122
Provision for loan and lease losses	$150,000	1,356
Total noninterest income	$1,023,000	2,214
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$154,000	2,110
Trading account gains and fees	NA	NA
Additional Noninterest Income	$869,000	2,069
Total noninterest expense	$1,908,000	3,462
Salaries and employee benefits	$846,000	3,775
Premises and equipment expense	$190,000	3,481
Additional noninterest expense	$872,000	2,830
Pre-tax net operating income	$365,000	4,181
Securities gains (losses)	$0	1,818
Applicable income taxes	$-21,000	4,865
Income before extraordinary items	$386,000	4,096
Extraordinary gains, net	$0	6
Net income	$386,000	4,096
Minority interest net income	$0	67
Net income of bank and minority interests.	$386,000	4,096
Net charge-offs	$-17,000	3,996
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$386,000	4,073
2021-03-31 (YTD Data)		Rank
Total interest income	$764,000	4,174
Total interest expense	$61,000	4,191
Net interest income	$703,000	4,136
Provision for loan and lease losses	$150,000	937
Total noninterest income	$127,000	3,675
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$78,000	2,093
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	4,012
Total noninterest expense	$910,000	3,520
Salaries and employee benefits	$405,000	3,843
Premises and equipment expense	$94,000	3,500
Additional noninterest expense	$411,000	2,886
Pre-tax net operating income	$-230,000	4,928
Securities gains (losses)	$0	1,392
Applicable income taxes	$-21,000	4,909
Income before extraordinary items	$-209,000	4,920
Extraordinary gains, net	$0	3
Net income	$-209,000	4,920
Minority interest net income	$0	55
Net income of bank and minority interests.	$-209,000	4,920
Net charge-offs	$-10,000	4,067
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$-209,000	4,920
2020-12-31 (YTD Data)		Rank
Total interest income	$3,073,000	4,180
Total interest expense	$413,000	4,025
Net interest income	$2,660,000	4,162
Provision for loan and lease losses	$500,000	2,227
Total noninterest income	$571,000	3,489
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$360,000	2,026
Trading account gains and fees	NA	NA
Additional Noninterest Income	$211,000	3,924
Total noninterest expense	$3,914,000	3,407
Salaries and employee benefits	$1,835,000	3,695
Premises and equipment expense	$372,000	3,519
Additional noninterest expense	$1,707,000	2,808
Pre-tax net operating income	$-1,183,000	4,918
Securities gains (losses)	$11,000	2,286
Applicable income taxes	$-306,000	4,938
Income before extraordinary items	$-866,000	4,904
Extraordinary gains, net	$0	4
Net income	$-866,000	4,904
Minority interest net income	$0	72
Net income of bank and minority interests.	$-866,000	4,904
Net charge-offs	$283,000	1,329
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$-874,690	4,896
2020-09-30 (YTD Data)		Rank
Total interest income	$2,113,000	4,299
Total interest expense	$337,000	4,026
Net interest income	$1,776,000	4,285
Provision for loan and lease losses	$500,000	1,950
Total noninterest income	$459,000	3,389
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$277,000	1,990
Trading account gains and fees	NA	NA
Additional Noninterest Income	$182,000	3,800
Total noninterest expense	$2,728,000	3,511
Salaries and employee benefits	$1,372,000	3,685
Premises and equipment expense	$276,000	3,537
Additional noninterest expense	$1,080,000	3,098
Pre-tax net operating income	$-993,000	4,934
Securities gains (losses)	$11,000	2,100
Applicable income taxes	$-126,000	4,933
Income before extraordinary items	$-856,000	4,929
Extraordinary gains, net	$0	4
Net income	$-856,000	4,930
Minority interest net income	$0	65
Net income of bank and minority interests.	$-856,000	4,929
Net charge-offs	$110,000	1,607
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$-865,570	4,929
2020-06-30 (YTD Data)		Rank
Total interest income	$1,433,000	4,331
Total interest expense	$239,000	4,055
Net interest income	$1,194,000	4,314
Provision for loan and lease losses	$350,000	1,891
Total noninterest income	$304,000	3,382
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$198,000	1,927
Trading account gains and fees	NA	NA
Additional Noninterest Income	$106,000	3,882
Total noninterest expense	$1,830,000	3,509
Salaries and employee benefits	$908,000	3,708
Premises and equipment expense	$184,000	3,529
Additional noninterest expense	$738,000	3,055
Pre-tax net operating income	$-682,000	4,954
Securities gains (losses)	$11,000	1,847
Applicable income taxes	$-84,000	4,924
Income before extraordinary items	$-587,000	4,941
Extraordinary gains, net	$0	4
Net income	$-587,000	4,942
Minority interest net income	$0	65
Net income of bank and minority interests.	$-587,000	4,941
Net charge-offs	$97,000	1,374
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$-596,570	4,946
2020-03-31 (YTD Data)		Rank
Total interest income	$824,000	4,229
Total interest expense	$121,000	4,147
Net interest income	$703,000	4,183
Provision for loan and lease losses	$100,000	1,942
Total noninterest income	$178,000	3,153
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$121,000	1,910
Trading account gains and fees	NA	NA
Additional Noninterest Income	$57,000	3,737
Total noninterest expense	$974,000	3,445
Salaries and employee benefits	$494,000	3,601
Premises and equipment expense	$91,000	3,572
Additional noninterest expense	$389,000	2,980
Pre-tax net operating income	$-193,000	4,917
Securities gains (losses)	$2,000	1,565
Applicable income taxes	$-24,000	4,895
Income before extraordinary items	$-167,000	4,878
Extraordinary gains, net	$0	4
Net income	$-167,000	4,877
Minority interest net income	$0	56
Net income of bank and minority interests.	$-167,000	4,878
Net charge-offs	$1,000	2,430
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$-168,740	4,909
2019-12-31 (YTD Data)		Rank
Total interest income	$3,630,000	4,166
Total interest expense	$413,000	4,320
Net interest income	$3,217,000	4,076
Provision for loan and lease losses	$76,000	3,116
Total noninterest income	$1,002,000	2,812
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$488,000	1,959
Trading account gains and fees	NA	NA
Additional Noninterest Income	$514,000	2,996
Total noninterest expense	$3,667,000	3,574
Salaries and employee benefits	$1,851,000	3,744
Premises and equipment expense	$366,000	3,614
Additional noninterest expense	$1,450,000	3,157
Pre-tax net operating income	$476,000	4,464
Securities gains (losses)	$4,000	2,137
Applicable income taxes	$79,000	3,137
Income before extraordinary items	$401,000	4,521
Extraordinary gains, net	$0	11
Net income	$401,000	4,523
Minority interest net income	$0	76
Net income of bank and minority interests.	$401,000	4,523
Net charge-offs	$-9,000	4,434
Cash dividends	$28,000	3,898
Sale, conversion, retirement of capital stock, net	$-1,795,000	5,156
Net operating income	$397,640	4,505
2019-09-30 (YTD Data)		Rank
Total interest income	$2,708,000	4,236
Total interest expense	$293,000	4,415
Net interest income	$2,415,000	4,140
Provision for loan and lease losses	$50,000	3,073
Total noninterest income	$567,000	3,196
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$364,000	1,965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$203,000	3,704
Total noninterest expense	$2,750,000	3,593
Salaries and employee benefits	$1,409,000	3,737
Premises and equipment expense	$273,000	3,657
Additional noninterest expense	$1,068,000	3,213
Pre-tax net operating income	$182,000	4,842
Securities gains (losses)	$0	2,167
Applicable income taxes	$60,000	3,178
Income before extraordinary items	$122,000	4,926
Extraordinary gains, net	$0	11
Net income	$122,000	4,926
Minority interest net income	$0	72
Net income of bank and minority interests.	$122,000	4,926
Net charge-offs	$8,000	3,020
Cash dividends	$28,000	3,532
Sale, conversion, retirement of capital stock, net	$-1,795,000	5,237
Net operating income	$122,000	4,911
2019-06-30 (YTD Data)		Rank
Total interest income	$1,838,000	4,228
Total interest expense	$176,000	4,521
Net interest income	$1,662,000	4,119
Provision for loan and lease losses	$0	3,685
Total noninterest income	$346,000	3,255
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$233,000	1,998
Trading account gains and fees	NA	NA
Additional Noninterest Income	$113,000	3,889
Total noninterest expense	$1,849,000	3,607
Salaries and employee benefits	$948,000	3,751
Premises and equipment expense	$178,000	3,710
Additional noninterest expense	$723,000	3,205
Pre-tax net operating income	$159,000	4,772
Securities gains (losses)	$0	1,702
Applicable income taxes	$41,000	3,176
Income before extraordinary items	$118,000	4,846
Extraordinary gains, net	$0	11
Net income	$118,000	4,844
Minority interest net income	$0	69
Net income of bank and minority interests.	$118,000	4,844
Net charge-offs	$-13,000	4,553
Cash dividends	$28,000	3,391
Sale, conversion, retirement of capital stock, net	$-1,795,000	5,289
Net operating income	$118,000	4,842
2019-03-31 (YTD Data)		Rank
Total interest income	$911,000	4,277
Total interest expense	$71,000	4,692
Net interest income	$840,000	4,152
Provision for loan and lease losses	$0	3,406
Total noninterest income	$194,000	3,088
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$115,000	2,007
Trading account gains and fees	NA	NA
Additional Noninterest Income	$79,000	3,512
Total noninterest expense	$951,000	3,588
Salaries and employee benefits	$528,000	3,600
Premises and equipment expense	$89,000	3,724
Additional noninterest expense	$334,000	3,361
Pre-tax net operating income	$83,000	4,777
Securities gains (losses)	$0	1,087
Applicable income taxes	$21,000	3,140
Income before extraordinary items	$62,000	4,857
Extraordinary gains, net	$0	5
Net income	$62,000	4,856
Minority interest net income	$0	52
Net income of bank and minority interests.	$62,000	4,856
Net charge-offs	$-16,000	4,809
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$62,000	4,851
2018-12-31 (YTD Data)		Rank
Total interest income	$3,691,000	4,233
Total interest expense	$116,000	5,109
Net interest income	$3,575,000	4,065
Provision for loan and lease losses	$126,000	2,803
Total noninterest income	$1,674,000	2,202
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$565,000	1,817
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,109,000	2,131
Total noninterest expense	$3,848,000	3,564
Salaries and employee benefits	$1,763,000	3,904
Premises and equipment expense	$346,000	3,789
Additional noninterest expense	$1,739,000	2,864
Pre-tax net operating income	$1,275,000	3,744
Securities gains (losses)	$0	1,125
Applicable income taxes	$303,000	2,391
Income before extraordinary items	$972,000	3,936
Extraordinary gains, net	$0	6
Net income	$972,000	3,935
Minority interest net income	$0	72
Net income of bank and minority interests.	$972,000	3,935
Net charge-offs	$14,000	3,234
Cash dividends	$3,000	4,027
Sale, conversion, retirement of capital stock, net	$-1,000,000	5,391
Net operating income	$972,000	3,947
2018-09-30 (YTD Data)		Rank
Total interest income	$2,794,000	4,265
Total interest expense	$82,000	5,176
Net interest income	$2,712,000	4,096
Provision for loan and lease losses	$125,000	2,416
Total noninterest income	$1,574,000	1,955
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$432,000	1,809
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,142,000	1,789
Total noninterest expense	$2,936,000	3,546
Salaries and employee benefits	$1,370,000	3,875
Premises and equipment expense	$266,000	3,784
Additional noninterest expense	$1,300,000	2,859
Pre-tax net operating income	$1,225,000	3,464
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$1,225,000	3,284
Extraordinary gains, net	$0	5
Net income	$1,225,000	3,283
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,225,000	3,283
Net charge-offs	$-70,000	5,025
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,225,000	3,281
2018-06-30 (YTD Data)		Rank
Total interest income	$1,872,000	4,270
Total interest expense	$51,000	5,235
Net interest income	$1,821,000	4,106
Provision for loan and lease losses	$125,000	1,966
Total noninterest income	$795,000	2,276
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$299,000	1,753
Trading account gains and fees	NA	NA
Additional Noninterest Income	$496,000	2,270
Total noninterest expense	$1,924,000	3,597
Salaries and employee benefits	$930,000	3,852
Premises and equipment expense	$179,000	3,791
Additional noninterest expense	$815,000	3,012
Pre-tax net operating income	$567,000	3,973
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$567,000	3,800
Extraordinary gains, net	$0	6
Net income	$567,000	3,798
Minority interest net income	$0	65
Net income of bank and minority interests.	$567,000	3,799
Net charge-offs	$-112,000	5,228
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$567,000	3,804
2018-03-31 (YTD Data)		Rank
Total interest income	$939,000	4,287
Total interest expense	$27,000	5,263
Net interest income	$912,000	4,123
Provision for loan and lease losses	$125,000	1,284
Total noninterest income	$362,000	2,376
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$158,000	1,668
Trading account gains and fees	NA	NA
Additional Noninterest Income	$204,000	2,461
Total noninterest expense	$1,027,000	3,498
Salaries and employee benefits	$523,000	3,670
Premises and equipment expense	$94,000	3,749
Additional noninterest expense	$410,000	3,013
Pre-tax net operating income	$122,000	4,767
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$122,000	4,659
Extraordinary gains, net	$0	7
Net income	$122,000	4,658
Minority interest net income	$0	52
Net income of bank and minority interests.	$122,000	4,659
Net charge-offs	$132,000	732
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$122,000	4,666
2017-12-31 (YTD Data)		Rank
Total interest income	$3,716,000	4,279
Total interest expense	$134,000	5,159
Net interest income	$3,582,000	4,136
Provision for loan and lease losses	$364,000	1,754
Total noninterest income	$1,042,000	2,890
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$650,000	1,655
Trading account gains and fees	NA	NA
Additional Noninterest Income	$392,000	3,478
Total noninterest expense	$4,782,000	3,186
Salaries and employee benefits	$2,111,000	3,648
Premises and equipment expense	$447,000	3,454
Additional noninterest expense	$2,224,000	2,469
Pre-tax net operating income	$-522,000	5,569
Securities gains (losses)	$12,000	1,530
Applicable income taxes	$-49,000	5,519
Income before extraordinary items	$-461,000	5,520
Extraordinary gains, net	$0	9
Net income	$-461,000	5,520
Minority interest net income	$0	76
Net income of bank and minority interests.	$-461,000	5,520
Net charge-offs	$314,000	1,444
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$-471,800	5,519
2017-09-30 (YTD Data)		Rank
Total interest income	$2,831,000	4,283
Total interest expense	$104,000	5,191
Net interest income	$2,727,000	4,152
Provision for loan and lease losses	$263,000	1,770
Total noninterest income	$824,000	2,835
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$487,000	1,662
Trading account gains and fees	NA	NA
Additional Noninterest Income	$337,000	3,317
Total noninterest expense	$3,672,000	3,146
Salaries and employee benefits	$1,670,000	3,555
Premises and equipment expense	$358,000	3,381
Additional noninterest expense	$1,644,000	2,500
Pre-tax net operating income	$-384,000	5,638
Securities gains (losses)	$12,000	1,539
Applicable income taxes	$0	4,172
Income before extraordinary items	$-372,000	5,635
Extraordinary gains, net	$0	9
Net income	$-372,000	5,635
Minority interest net income	$0	71
Net income of bank and minority interests.	$-372,000	5,635
Net charge-offs	$154,000	1,587
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$-384,000	5,638
2017-06-30 (YTD Data)		Rank
Total interest income	$1,892,000	4,287
Total interest expense	$75,000	5,161
Net interest income	$1,817,000	4,168
Provision for loan and lease losses	$65,000	2,560
Total noninterest income	$567,000	2,793
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$326,000	1,649
Trading account gains and fees	NA	NA
Additional Noninterest Income	$241,000	3,227
Total noninterest expense	$2,499,000	3,129
Salaries and employee benefits	$1,123,000	3,563
Premises and equipment expense	$255,000	3,256
Additional noninterest expense	$1,121,000	2,462
Pre-tax net operating income	$-180,000	5,666
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$-180,000	5,662
Extraordinary gains, net	$0	11
Net income	$-180,000	5,662
Minority interest net income	$0	71
Net income of bank and minority interests.	$-180,000	5,662
Net charge-offs	$74,000	1,720
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-180,000	5,662
2017-03-31 (YTD Data)		Rank
Total interest income	$943,000	4,309
Total interest expense	$39,000	5,154
Net interest income	$904,000	4,179
Provision for loan and lease losses	$65,000	1,825
Total noninterest income	$366,000	2,449
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$163,000	1,645
Trading account gains and fees	NA	NA
Additional Noninterest Income	$203,000	2,556
Total noninterest expense	$1,195,000	3,240
Salaries and employee benefits	$548,000	3,649
Premises and equipment expense	$128,000	3,301
Additional noninterest expense	$519,000	2,599
Pre-tax net operating income	$10,000	5,557
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$10,000	5,559
Extraordinary gains, net	$0	8
Net income	$10,000	5,559
Minority interest net income	$0	55
Net income of bank and minority interests.	$10,000	5,559
Net charge-offs	$76,000	1,079
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$10,000	5,551
2016-12-31 (YTD Data)		Rank
Total interest income	$4,207,000	4,119
Total interest expense	$205,000	4,939
Net interest income	$4,002,000	4,003
Provision for loan and lease losses	$2,453,000	447
Total noninterest income	$2,268,000	1,962
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$674,000	1,667
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,594,000	1,809
Total noninterest expense	$6,140,000	2,804
Salaries and employee benefits	$2,796,000	3,174
Premises and equipment expense	$415,000	3,717
Additional noninterest expense	$2,929,000	2,017
Pre-tax net operating income	$-2,323,000	5,882
Securities gains (losses)	$2,000	3,045
Applicable income taxes	$-665,000	5,838
Income before extraordinary items	$-1,656,000	5,870
Extraordinary gains, net	$0	5
Net income	$-1,656,000	5,869
Minority interest net income	$0	82
Net income of bank and minority interests.	$-1,656,000	5,869
Net charge-offs	$2,615,000	324
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$409,000	308
Net operating income	$-1,657,420	5,867
2016-09-30 (YTD Data)		Rank
Total interest income	$3,202,000	4,129
Total interest expense	$158,000	4,957
Net interest income	$3,044,000	4,010
Provision for loan and lease losses	$1,389,000	537
Total noninterest income	$2,039,000	1,754
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$501,000	1,681
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,538,000	1,568
Total noninterest expense	$4,366,000	2,906
Salaries and employee benefits	$2,148,000	3,115
Premises and equipment expense	$306,000	3,759
Additional noninterest expense	$1,912,000	2,263
Pre-tax net operating income	$-672,000	5,898
Securities gains (losses)	$3,000	2,908
Applicable income taxes	$0	4,325
Income before extraordinary items	$-669,000	5,903
Extraordinary gains, net	$0	5
Net income	$-669,000	5,903
Minority interest net income	$0	71
Net income of bank and minority interests.	$-669,000	5,903
Net charge-offs	$935,000	501
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$314,000	274
Net operating income	$-672,000	5,899
2016-06-30 (YTD Data)		Rank
Total interest income	$2,167,000	4,120
Total interest expense	$104,000	5,019
Net interest income	$2,063,000	4,007
Provision for loan and lease losses	$262,000	1,372
Total noninterest income	$1,797,000	1,431
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$324,000	1,706
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,473,000	1,205
Total noninterest expense	$2,805,000	2,982
Salaries and employee benefits	$1,414,000	3,169
Premises and equipment expense	$148,000	4,378
Additional noninterest expense	$1,243,000	2,325
Pre-tax net operating income	$793,000	3,472
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$793,000	3,205
Extraordinary gains, net	$0	16
Net income	$793,000	3,202
Minority interest net income	$0	71
Net income of bank and minority interests.	$793,000	3,203
Net charge-offs	$23,000	2,683
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$314,000	221
Net operating income	$793,000	3,138
2016-03-31 (YTD Data)		Rank
Total interest income	$1,078,000	4,155
Total interest expense	$52,000	5,063
Net interest income	$1,026,000	4,028
Provision for loan and lease losses	$100,000	1,495
Total noninterest income	$82,000	4,626
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$165,000	1,666
Trading account gains and fees	$0	142
Additional Noninterest Income	$-83,000	6,103
Total noninterest expense	$1,308,000	3,137
Salaries and employee benefits	$634,000	3,408
Premises and equipment expense	$98,000	3,900
Additional noninterest expense	$576,000	2,478
Pre-tax net operating income	$-300,000	6,039
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$-300,000	6,045
Extraordinary gains, net	$0	12
Net income	$-300,000	6,045
Minority interest net income	$0	62
Net income of bank and minority interests.	$-300,000	6,045
Net charge-offs	$48,000	1,450
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-300,000	6,043
2015-12-31 (YTD Data)		Rank
Total interest income	$4,498,000	4,080
Total interest expense	$359,000	4,345
Net interest income	$4,139,000	4,004
Provision for loan and lease losses	$237,000	2,172
Total noninterest income	$2,876,000	1,648
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$716,000	1,617
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,160,000	1,440
Total noninterest expense	$5,918,000	2,891
Salaries and employee benefits	$2,556,000	3,363
Premises and equipment expense	$387,000	3,981
Additional noninterest expense	$2,975,000	2,027
Pre-tax net operating income	$860,000	4,302
Securities gains (losses)	$-12,000	5,885
Applicable income taxes	$7,000	4,160
Income before extraordinary items	$841,000	4,180
Extraordinary gains, net	$0	23
Net income	$841,000	4,178
Minority interest net income	$0	81
Net income of bank and minority interests.	$841,000	4,180
Net charge-offs	$1,136,000	619
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$1,500,000	172
Net operating income	$852,880	4,101
2015-09-30 (YTD Data)		Rank
Total interest income	$3,536,000	4,013
Total interest expense	$281,000	4,331
Net interest income	$3,255,000	3,938
Provision for loan and lease losses	$11,000	3,997
Total noninterest income	$870,000	2,862
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$539,000	1,623
Trading account gains and fees	$0	153
Additional Noninterest Income	$331,000	3,473
Total noninterest expense	$4,264,000	2,996
Salaries and employee benefits	$1,862,000	3,434
Premises and equipment expense	$298,000	3,965
Additional noninterest expense	$2,104,000	2,108
Pre-tax net operating income	$-150,000	6,071
Securities gains (losses)	$-13,000	6,022
Applicable income taxes	$0	4,489
Income before extraordinary items	$-163,000	6,097
Extraordinary gains, net	$0	21
Net income	$-163,000	6,097
Minority interest net income	$0	78
Net income of bank and minority interests.	$-163,000	6,097
Net charge-offs	$500,000	860
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$-150,000	6,073
2015-06-30 (YTD Data)		Rank
Total interest income	$2,397,000	3,997
Total interest expense	$193,000	4,311
Net interest income	$2,204,000	3,917
Provision for loan and lease losses	$11,000	3,753
Total noninterest income	$758,000	2,500
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$357,000	1,609
Trading account gains and fees	$0	157
Additional Noninterest Income	$401,000	2,673
Total noninterest expense	$2,857,000	2,991
Salaries and employee benefits	$1,256,000	3,444
Premises and equipment expense	$194,000	4,051
Additional noninterest expense	$1,407,000	2,113
Pre-tax net operating income	$94,000	5,653
Securities gains (losses)	$-13,000	6,139
Applicable income taxes	$0	4,497
Income before extraordinary items	$81,000	5,704
Extraordinary gains, net	$0	22
Net income	$81,000	5,706
Minority interest net income	$0	75
Net income of bank and minority interests.	$81,000	5,706
Net charge-offs	$418,000	733
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$94,000	5,594
2015-03-31 (YTD Data)		Rank
Total interest income	$1,254,000	3,893
Total interest expense	$99,000	4,308
Net interest income	$1,155,000	3,829
Provision for loan and lease losses	$11,000	3,207
Total noninterest income	$314,000	2,729
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$174,000	1,636
Trading account gains and fees	$0	152
Additional Noninterest Income	$140,000	3,127
Total noninterest expense	$1,272,000	3,247
Salaries and employee benefits	$577,000	3,675
Premises and equipment expense	$101,000	4,015
Additional noninterest expense	$594,000	2,438
Pre-tax net operating income	$186,000	4,538
Securities gains (losses)	$-5,000	6,182
Applicable income taxes	$63,000	2,829
Income before extraordinary items	$118,000	4,940
Extraordinary gains, net	$0	13
Net income	$118,000	4,942
Minority interest net income	$0	64
Net income of bank and minority interests.	$118,000	4,944
Net charge-offs	$138,000	915
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$121,250	4,859
2014-12-31 (YTD Data)		Rank
Total interest income	$5,101,000	3,924
Total interest expense	$360,000	4,654
Net interest income	$4,741,000	3,788
Provision for loan and lease losses	$340,000	1,855
Total noninterest income	$1,383,000	2,632
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$805,000	1,575
Trading account gains and fees	$0	180
Additional Noninterest Income	$578,000	3,073
Total noninterest expense	$6,009,000	2,914
Salaries and employee benefits	$2,837,000	3,193
Premises and equipment expense	$420,000	3,983
Additional noninterest expense	$2,752,000	2,203
Pre-tax net operating income	$-225,000	6,227
Securities gains (losses)	$-44,000	6,239
Applicable income taxes	$131,000	3,245
Income before extraordinary items	$-400,000	6,286
Extraordinary gains, net	$0	17
Net income	$-400,000	6,286
Minority interest net income	$0	84
Net income of bank and minority interests.	$-400,000	6,286
Net charge-offs	$741,000	1,122
Cash dividends	$28,000	4,273
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-356,000	6,273
2014-09-30 (YTD Data)		Rank
Total interest income	$3,849,000	3,941
Total interest expense	$291,000	4,587
Net interest income	$3,558,000	3,808
Provision for loan and lease losses	$340,000	1,513
Total noninterest income	$1,102,000	2,562
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$607,000	1,571
Trading account gains and fees	$0	174
Additional Noninterest Income	$495,000	2,917
Total noninterest expense	$4,521,000	2,916
Salaries and employee benefits	$2,223,000	3,131
Premises and equipment expense	$335,000	3,930
Additional noninterest expense	$1,963,000	2,291
Pre-tax net operating income	$-201,000	6,308
Securities gains (losses)	$-44,000	6,340
Applicable income taxes	$-150,000	6,436
Income before extraordinary items	$-95,000	6,262
Extraordinary gains, net	$0	15
Net income	$-95,000	6,262
Minority interest net income	$0	81
Net income of bank and minority interests.	$-95,000	6,262
Net charge-offs	$493,000	1,169
Cash dividends	$28,000	3,743
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$-66,840	6,229
2014-06-30 (YTD Data)		Rank
Total interest income	$2,587,000	3,925
Total interest expense	$193,000	4,652
Net interest income	$2,394,000	3,791
Provision for loan and lease losses	$340,000	1,132
Total noninterest income	$545,000	2,965
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$403,000	1,557
Trading account gains and fees	$0	172
Additional Noninterest Income	$142,000	4,110
Total noninterest expense	$2,986,000	2,951
Salaries and employee benefits	$1,510,000	3,101
Premises and equipment expense	$219,000	3,994
Additional noninterest expense	$1,257,000	2,388
Pre-tax net operating income	$-387,000	6,474
Securities gains (losses)	$-44,000	6,474
Applicable income taxes	$-211,000	6,561
Income before extraordinary items	$-220,000	6,422
Extraordinary gains, net	$0	20
Net income	$-220,000	6,424
Minority interest net income	$0	80
Net income of bank and minority interests.	$-220,000	6,424
Net charge-offs	$502,000	869
Cash dividends	$28,000	3,547
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$-191,840	6,398
2014-03-31 (YTD Data)		Rank
Total interest income	$1,291,000	3,949
Total interest expense	$95,000	4,743
Net interest income	$1,196,000	3,805
Provision for loan and lease losses	$0	3,817
Total noninterest income	$273,000	2,943
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$200,000	1,551
Trading account gains and fees	$0	147
Additional Noninterest Income	$73,000	4,035
Total noninterest expense	$1,518,000	2,951
Salaries and employee benefits	$776,000	3,059
Premises and equipment expense	$118,000	3,868
Additional noninterest expense	$624,000	2,397
Pre-tax net operating income	$-49,000	6,360
Securities gains (losses)	$-44,000	6,573
Applicable income taxes	$-46,000	6,576
Income before extraordinary items	$-47,000	6,379
Extraordinary gains, net	$0	16
Net income	$-47,000	6,379
Minority interest net income	$0	66
Net income of bank and minority interests.	$-47,000	6,380
Net charge-offs	$23,000	2,396
Cash dividends	$14,000	2,807
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$-18,840	6,285
2013-12-31 (YTD Data)		Rank
Total interest income	$4,955,000	4,099
Total interest expense	$447,000	4,694
Net interest income	$4,508,000	3,966
Provision for loan and lease losses	$217,000	2,872
Total noninterest income	$1,731,000	2,356
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$786,000	1,676
Trading account gains and fees	$0	184
Additional Noninterest Income	$945,000	2,455
Total noninterest expense	$6,566,000	2,778
Salaries and employee benefits	$2,995,000	3,116
Premises and equipment expense	$502,000	3,729
Additional noninterest expense	$3,069,000	2,042
Pre-tax net operating income	$-544,000	6,481
Securities gains (losses)	$-8,000	6,228
Applicable income taxes	$571,000	2,015
Income before extraordinary items	$-1,123,000	6,603
Extraordinary gains, net	$0	29
Net income	$-1,123,000	6,603
Minority interest net income	$0	90
Net income of bank and minority interests.	$-1,123,000	6,603
Net charge-offs	$331,000	2,461
Cash dividends	$56,000	4,116
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-1,115,000	6,593
2013-09-30 (YTD Data)		Rank
Total interest income	$3,670,000	4,162
Total interest expense	$334,000	4,794
Net interest income	$3,336,000	4,031
Provision for loan and lease losses	$216,000	2,498
Total noninterest income	$954,000	2,888
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$580,000	1,692
Trading account gains and fees	$0	180
Additional Noninterest Income	$374,000	3,415
Total noninterest expense	$4,677,000	2,914
Salaries and employee benefits	$2,253,000	3,137
Premises and equipment expense	$371,000	3,788
Additional noninterest expense	$2,053,000	2,252
Pre-tax net operating income	$-603,000	6,644
Securities gains (losses)	$0	3,040
Applicable income taxes	$-251,000	6,759
Income before extraordinary items	$-352,000	6,598
Extraordinary gains, net	$0	25
Net income	$-352,000	6,599
Minority interest net income	$0	84
Net income of bank and minority interests.	$-352,000	6,599
Net charge-offs	$214,000	2,487
Cash dividends	$42,000	3,597
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-352,000	6,581
2013-06-30 (YTD Data)		Rank
Total interest income	$2,428,000	4,193
Total interest expense	$211,000	4,957
Net interest income	$2,217,000	4,031
Provision for loan and lease losses	$34,000	3,899
Total noninterest income	$451,000	3,486
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$376,000	1,708
Trading account gains and fees	$0	157
Additional Noninterest Income	$75,000	5,078
Total noninterest expense	$3,154,000	2,880
Salaries and employee benefits	$1,520,000	3,124
Premises and equipment expense	$250,000	3,787
Additional noninterest expense	$1,384,000	2,229
Pre-tax net operating income	$-520,000	6,692
Securities gains (losses)	$0	2,791
Applicable income taxes	$-273,000	6,837
Income before extraordinary items	$-247,000	6,634
Extraordinary gains, net	$0	22
Net income	$-247,000	6,634
Minority interest net income	$0	82
Net income of bank and minority interests.	$-247,000	6,634
Net charge-offs	$188,000	2,156
Cash dividends	$28,000	3,414
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-247,000	6,605
2013-03-31 (YTD Data)		Rank
Total interest income	$1,244,000	4,157
Total interest expense	$101,000	5,127
Net interest income	$1,143,000	3,958
Provision for loan and lease losses	$34,000	3,135
Total noninterest income	$203,000	3,631
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$185,000	1,710
Trading account gains and fees	$0	148
Additional Noninterest Income	$18,000	5,763
Total noninterest expense	$1,637,000	2,815
Salaries and employee benefits	$786,000	3,087
Premises and equipment expense	$127,000	3,771
Additional noninterest expense	$724,000	2,151
Pre-tax net operating income	$-325,000	6,803
Securities gains (losses)	$0	1,966
Applicable income taxes	$-186,000	6,954
Income before extraordinary items	$-139,000	6,702
Extraordinary gains, net	$0	10
Net income	$-139,000	6,703
Minority interest net income	$0	76
Net income of bank and minority interests.	$-139,000	6,703
Net charge-offs	$180,000	1,442
Cash dividends	$14,000	2,634
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-139,000	6,672
2012-12-31 (YTD Data)		Rank
Total interest income	$5,265,000	4,179
Total interest expense	$421,000	5,453
Net interest income	$4,844,000	3,898
Provision for loan and lease losses	$593,000	2,493
Total noninterest income	$584,000	4,224
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$782,000	1,726
Trading account gains and fees	$0	166
Additional Noninterest Income	$-198,000	6,812
Total noninterest expense	$6,576,000	2,819
Salaries and employee benefits	$2,991,000	3,134
Premises and equipment expense	$506,000	3,792
Additional noninterest expense	$3,079,000	2,099
Pre-tax net operating income	$-1,741,000	6,776
Securities gains (losses)	$24,000	3,114
Applicable income taxes	$-998,000	6,962
Income before extraordinary items	$-719,000	6,653
Extraordinary gains, net	$0	29
Net income	$-719,000	6,647
Minority interest net income	$0	93
Net income of bank and minority interests.	$-719,000	6,649
Net charge-offs	$843,000	1,999
Cash dividends	$56,000	4,162
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-734,360	6,599
2012-09-30 (YTD Data)		Rank
Total interest income	$3,984,000	4,237
Total interest expense	$325,000	5,528
Net interest income	$3,659,000	3,934
Provision for loan and lease losses	$155,000	3,841
Total noninterest income	$684,000	3,451
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$586,000	1,745
Trading account gains and fees	$0	157
Additional Noninterest Income	$98,000	5,150
Total noninterest expense	$4,433,000	3,088
Salaries and employee benefits	$2,204,000	3,196
Premises and equipment expense	$375,000	3,860
Additional noninterest expense	$1,854,000	2,598
Pre-tax net operating income	$-245,000	6,553
Securities gains (losses)	$24,000	2,809
Applicable income taxes	$-100,000	6,913
Income before extraordinary items	$-121,000	6,560
Extraordinary gains, net	$0	20
Net income	$-121,000	6,558
Minority interest net income	$0	86
Net income of bank and minority interests.	$-121,000	6,558
Net charge-offs	$222,000	3,172
Cash dividends	$42,000	3,587
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-136,360	6,483
2012-06-30 (YTD Data)		Rank
Total interest income	$2,689,000	4,229
Total interest expense	$255,000	5,308
Net interest income	$2,434,000	3,957
Provision for loan and lease losses	$155,000	3,307
Total noninterest income	$415,000	3,584
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$387,000	1,760
Trading account gains and fees	$0	153
Additional Noninterest Income	$28,000	5,924
Total noninterest expense	$2,972,000	3,084
Salaries and employee benefits	$1,476,000	3,185
Premises and equipment expense	$247,000	3,900
Additional noninterest expense	$1,249,000	2,585
Pre-tax net operating income	$-278,000	6,679
Securities gains (losses)	$28,000	2,353
Applicable income taxes	$-78,000	6,997
Income before extraordinary items	$-172,000	6,698
Extraordinary gains, net	$0	19
Net income	$-172,000	6,699
Minority interest net income	$0	84
Net income of bank and minority interests.	$-172,000	6,699
Net charge-offs	$131,000	3,168
Cash dividends	$28,000	3,435
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-191,320	6,634
2012-03-31 (YTD Data)		Rank
Total interest income	$1,347,000	4,267
Total interest expense	$108,000	5,734
Net interest income	$1,239,000	3,937
Provision for loan and lease losses	$155,000	2,270
Total noninterest income	$222,000	3,457
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$192,000	1,763
Trading account gains and fees	$0	148
Additional Noninterest Income	$30,000	5,349
Total noninterest expense	$1,471,000	3,108
Salaries and employee benefits	$740,000	3,209
Premises and equipment expense	$120,000	3,990
Additional noninterest expense	$611,000	2,621
Pre-tax net operating income	$-165,000	6,819
Securities gains (losses)	$28,000	1,460
Applicable income taxes	$-42,000	7,098
Income before extraordinary items	$-95,000	6,800
Extraordinary gains, net	$0	19
Net income	$-95,000	6,801
Minority interest net income	$0	78
Net income of bank and minority interests.	$-95,000	6,801
Net charge-offs	$120,000	2,299
Cash dividends	$14,000	2,681
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-114,320	6,763
2011-12-31 (YTD Data)		Rank
Total interest income	$5,586,000	4,265
Total interest expense	$489,000	5,895
Net interest income	$5,097,000	3,858
Provision for loan and lease losses	$4,027,000	940
Total noninterest income	$1,589,000	2,358
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$807,000	1,776
Trading account gains and fees	$0	146
Additional Noninterest Income	$782,000	2,491
Total noninterest expense	$6,106,000	3,014
Salaries and employee benefits	$2,900,000	3,202
Premises and equipment expense	$470,000	4,204
Additional noninterest expense	$2,736,000	2,401
Pre-tax net operating income	$-3,447,000	6,958
Securities gains (losses)	$2,000	3,652
Applicable income taxes	$-1,441,000	7,215
Income before extraordinary items	$-2,004,000	6,835
Extraordinary gains, net	$0	29
Net income	$-2,004,000	6,835
Minority interest net income	$0	96
Net income of bank and minority interests.	$-2,004,000	6,835
Net charge-offs	$3,677,000	1,044
Cash dividends	$56,000	3,963
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-2,005,280	6,814
2011-09-30 (YTD Data)		Rank
Total interest income	$4,232,000	4,289
Total interest expense	$369,000	5,996
Net interest income	$3,863,000	3,852
Provision for loan and lease losses	$780,000	2,298
Total noninterest income	$845,000	2,899
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$606,000	1,783
Trading account gains and fees	$0	145
Additional Noninterest Income	$239,000	3,825
Total noninterest expense	$4,375,000	3,127
Salaries and employee benefits	$2,142,000	3,240
Premises and equipment expense	$346,000	4,291
Additional noninterest expense	$1,887,000	2,589
Pre-tax net operating income	$-447,000	6,575
Securities gains (losses)	$2,000	3,369
Applicable income taxes	$-3,000	6,733
Income before extraordinary items	$-442,000	6,666
Extraordinary gains, net	$0	21
Net income	$-442,000	6,667
Minority interest net income	$0	87
Net income of bank and minority interests.	$-442,000	6,667
Net charge-offs	$457,000	2,767
Cash dividends	$42,000	3,437
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-443,980	6,612
2011-06-30 (YTD Data)		Rank
Total interest income	$2,786,000	4,367
Total interest expense	$244,000	6,117
Net interest income	$2,542,000	3,898
Provision for loan and lease losses	$345,000	2,796
Total noninterest income	$744,000	2,429
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$397,000	1,783
Trading account gains and fees	$0	153
Additional Noninterest Income	$347,000	2,669
Total noninterest expense	$2,958,000	3,132
Salaries and employee benefits	$1,405,000	3,303
Premises and equipment expense	$227,000	4,368
Additional noninterest expense	$1,326,000	2,506
Pre-tax net operating income	$-17,000	6,254
Securities gains (losses)	$0	2,914
Applicable income taxes	$-105,000	7,119
Income before extraordinary items	$88,000	5,769
Extraordinary gains, net	$0	15
Net income	$88,000	5,768
Minority interest net income	$0	89
Net income of bank and minority interests.	$88,000	5,769
Net charge-offs	$379,000	2,417
Cash dividends	$28,000	3,241
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$88,000	5,688
2011-03-31 (YTD Data)		Rank
Total interest income	$1,473,000	4,218
Total interest expense	$122,000	6,204
Net interest income	$1,351,000	3,749
Provision for loan and lease losses	$45,000	4,252
Total noninterest income	$264,000	3,054
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$202,000	1,736
Trading account gains and fees	$0	158
Additional Noninterest Income	$62,000	4,333
Total noninterest expense	$1,480,000	3,135
Salaries and employee benefits	$716,000	3,271
Premises and equipment expense	$115,000	4,384
Additional noninterest expense	$649,000	2,558
Pre-tax net operating income	$90,000	5,253
Securities gains (losses)	$0	1,772
Applicable income taxes	$-44,000	7,175
Income before extraordinary items	$134,000	4,623
Extraordinary gains, net	$0	9
Net income	$134,000	4,623
Minority interest net income	$0	86
Net income of bank and minority interests.	$134,000	4,624
Net charge-offs	$244,000	1,945
Cash dividends	$14,000	2,509
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$134,000	4,565
2010-12-31 (YTD Data)		Rank
Total interest income	$6,046,000	4,305
Total interest expense	$605,000	6,244
Net interest income	$5,441,000	3,739
Provision for loan and lease losses	$858,000	3,300
Total noninterest income	$1,595,000	2,431
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$913,000	1,625
Trading account gains and fees	$0	175
Additional Noninterest Income	$682,000	2,727
Total noninterest expense	$5,960,000	3,129
Salaries and employee benefits	$3,053,000	3,063
Premises and equipment expense	$479,000	4,300
Additional noninterest expense	$2,428,000	2,748
Pre-tax net operating income	$218,000	5,154
Securities gains (losses)	$37,000	2,833
Applicable income taxes	$225,000	2,627
Income before extraordinary items	$30,000	5,872
Extraordinary gains, net	$0	29
Net income	$30,000	5,872
Minority interest net income	$0	111
Net income of bank and minority interests.	$30,000	5,872
Net charge-offs	$358,000	4,073
Cash dividends	$118,000	3,629
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$6,320	5,805
2010-09-30 (YTD Data)		Rank
Total interest income	$4,613,000	4,338
Total interest expense	$488,000	6,247
Net interest income	$4,125,000	3,752
Provision for loan and lease losses	$335,000	4,165
Total noninterest income	$791,000	3,172
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$690,000	1,667
Trading account gains and fees	$0	165
Additional Noninterest Income	$101,000	5,195
Total noninterest expense	$4,393,000	3,174
Salaries and employee benefits	$2,346,000	3,028
Premises and equipment expense	$352,000	4,414
Additional noninterest expense	$1,695,000	2,861
Pre-tax net operating income	$188,000	5,303
Securities gains (losses)	$37,000	2,611
Applicable income taxes	$101,000	3,112
Income before extraordinary items	$124,000	5,628
Extraordinary gains, net	$0	23
Net income	$124,000	5,629
Minority interest net income	$0	110
Net income of bank and minority interests.	$124,000	5,629
Net charge-offs	$249,000	3,957
Cash dividends	$104,000	3,147
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$100,320	5,573
2010-06-30 (YTD Data)		Rank
Total interest income	$3,127,000	4,325
Total interest expense	$359,000	6,152
Net interest income	$2,768,000	3,740
Provision for loan and lease losses	$215,000	4,117
Total noninterest income	$527,000	3,121
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$455,000	1,687
Trading account gains and fees	$0	152
Additional Noninterest Income	$72,000	5,123
Total noninterest expense	$2,924,000	3,181
Salaries and employee benefits	$1,596,000	2,971
Premises and equipment expense	$231,000	4,483
Additional noninterest expense	$1,097,000	2,953
Pre-tax net operating income	$156,000	5,181
Securities gains (losses)	$17,000	2,422
Applicable income taxes	$75,000	3,019
Income before extraordinary items	$98,000	5,553
Extraordinary gains, net	$0	19
Net income	$98,000	5,556
Minority interest net income	$0	105
Net income of bank and minority interests.	$98,000	5,555
Net charge-offs	$208,000	3,494
Cash dividends	$70,000	3,047
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$87,120	5,513
2010-03-31 (YTD Data)		Rank
Total interest income	$1,615,000	4,300
Total interest expense	$184,000	6,234
Net interest income	$1,431,000	3,679
Provision for loan and lease losses	$185,000	3,103
Total noninterest income	$250,000	3,213
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$225,000	1,701
Trading account gains and fees	$0	175
Additional Noninterest Income	$25,000	5,673
Total noninterest expense	$1,443,000	3,247
Salaries and employee benefits	$813,000	2,964
Premises and equipment expense	$112,000	4,636
Additional noninterest expense	$518,000	3,072
Pre-tax net operating income	$53,000	5,622
Securities gains (losses)	$12,000	1,679
Applicable income taxes	$62,000	2,606
Income before extraordinary items	$3,000	6,346
Extraordinary gains, net	$0	16
Net income	$3,000	6,349
Minority interest net income	$0	91
Net income of bank and minority interests.	$3,000	6,348
Net charge-offs	$66,000	3,486
Cash dividends	$35,000	2,391
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-4,680	6,326
2009-12-31 (YTD Data)		Rank
Total interest income	$6,849,000	4,233
Total interest expense	$1,178,000	5,696
Net interest income	$5,671,000	3,621
Provision for loan and lease losses	$574,000	4,334
Total noninterest income	$970,000	3,398
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$966,000	1,742
Trading account gains and fees	$0	211
Additional Noninterest Income	$4,000	7,315
Total noninterest expense	$6,478,000	2,988
Salaries and employee benefits	$3,437,000	2,831
Premises and equipment expense	$461,000	4,608
Additional noninterest expense	$2,580,000	2,678
Pre-tax net operating income	$-411,000	5,919
Securities gains (losses)	$13,000	3,179
Applicable income taxes	$-179,000	6,731
Income before extraordinary items	$-219,000	5,839
Extraordinary gains, net	$0	34
Net income	$-219,000	5,838
Minority interest net income	$0	115
Net income of bank and minority interests.	$-219,000	5,838
Net charge-offs	$674,000	3,398
Cash dividends	$329,000	3,106
Sale, conversion, retirement of capital stock, net	$2,795,000	283
Net operating income	$-227,320	5,858
2009-09-30 (YTD Data)		Rank
Total interest income	$5,193,000	4,259
Total interest expense	$949,000	5,679
Net interest income	$4,244,000	3,635
Provision for loan and lease losses	$335,000	4,430
Total noninterest income	$680,000	3,589
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$707,000	1,780
Trading account gains and fees	$0	212
Additional Noninterest Income	$-27,000	7,718
Total noninterest expense	$4,818,000	3,017
Salaries and employee benefits	$2,618,000	2,819
Premises and equipment expense	$331,000	4,770
Additional noninterest expense	$1,869,000	2,716
Pre-tax net operating income	$-229,000	6,057
Securities gains (losses)	$7,000	3,075
Applicable income taxes	$-134,000	7,003
Income before extraordinary items	$-88,000	5,951
Extraordinary gains, net	$0	27
Net income	$-88,000	5,951
Minority interest net income	$0	118
Net income of bank and minority interests.	$-88,000	5,951
Net charge-offs	$494,000	3,061
Cash dividends	$294,000	2,678
Sale, conversion, retirement of capital stock, net	$2,795,000	233
Net operating income	$-92,480	5,932
2009-06-30 (YTD Data)		Rank
Total interest income	$3,409,000	4,345
Total interest expense	$648,000	5,749
Net interest income	$2,761,000	3,689
Provision for loan and lease losses	$215,000	4,228
Total noninterest income	$439,000	3,668
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$451,000	1,826
Trading account gains and fees	$0	193
Additional Noninterest Income	$-12,000	7,837
Total noninterest expense	$3,193,000	3,056
Salaries and employee benefits	$1,748,000	2,844
Premises and equipment expense	$219,000	4,833
Additional noninterest expense	$1,226,000	2,762
Pre-tax net operating income	$-208,000	6,291
Securities gains (losses)	$7,000	2,683
Applicable income taxes	$-109,000	7,172
Income before extraordinary items	$-92,000	6,173
Extraordinary gains, net	$0	21
Net income	$-92,000	6,172
Minority interest net income	$0	112
Net income of bank and minority interests.	$-92,000	6,172
Net charge-offs	$385,000	2,655
Cash dividends	$259,000	2,376
Sale, conversion, retirement of capital stock, net	$2,795,000	179
Net operating income	$-96,480	6,146
2009-03-31 (YTD Data)		Rank
Total interest income	$1,701,000	4,384
Total interest expense	$334,000	5,787
Net interest income	$1,367,000	3,701
Provision for loan and lease losses	$100,000	3,845
Total noninterest income	$254,000	3,345
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$224,000	1,786
Trading account gains and fees	$0	171
Additional Noninterest Income	$30,000	5,617
Total noninterest expense	$1,522,000	3,102
Salaries and employee benefits	$889,000	2,844
Premises and equipment expense	$108,000	4,900
Additional noninterest expense	$525,000	2,878
Pre-tax net operating income	$-1,000	6,238
Securities gains (losses)	$0	2,434
Applicable income taxes	$-12,000	7,211
Income before extraordinary items	$11,000	6,264
Extraordinary gains, net	$0	15
Net income	$11,000	6,266
Minority interest net income	$0	102
Net income of bank and minority interests.	$11,000	6,266
Net charge-offs	$172,000	2,282
Cash dividends	$243,000	1,563
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$11,000	6,112
2008-12-31 (YTD Data)		Rank
Total interest income	$7,425,000	4,329
Total interest expense	$1,802,000	5,569
Net interest income	$5,623,000	3,645
Provision for loan and lease losses	$415,000	4,089
Total noninterest income	$1,475,000	2,668
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,049,000	1,693
Trading account gains and fees	$0	154
Additional Noninterest Income	$426,000	3,473
Total noninterest expense	$6,124,000	3,022
Salaries and employee benefits	$3,499,000	2,827
Premises and equipment expense	$472,000	4,621
Additional noninterest expense	$2,153,000	2,676
Pre-tax net operating income	$559,000	4,702
Securities gains (losses)	$2,000	2,962
Applicable income taxes	$182,000	2,900
Income before extraordinary items	$379,000	4,816
Extraordinary gains, net	$0	39
Net income	$379,000	4,816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$296,000	3,547
Cash dividends	$194,000	4,552
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$377,640	4,989
2008-09-30 (YTD Data)		Rank
Total interest income	$5,659,000	4,355
Total interest expense	$1,381,000	5,639
Net interest income	$4,278,000	3,632
Provision for loan and lease losses	$210,000	4,122
Total noninterest income	$1,063,000	2,781
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$799,000	1,671
Trading account gains and fees	$0	148
Additional Noninterest Income	$264,000	3,921
Total noninterest expense	$4,485,000	3,062
Salaries and employee benefits	$2,621,000	2,852
Premises and equipment expense	$351,000	4,660
Additional noninterest expense	$1,513,000	2,756
Pre-tax net operating income	$646,000	4,516
Securities gains (losses)	$-2,000	7,202
Applicable income taxes	$326,000	2,369
Income before extraordinary items	$318,000	5,138
Extraordinary gains, net	$0	31
Net income	$318,000	5,135
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$200,000	3,061
Cash dividends	$194,000	3,936
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$319,280	5,306
2008-06-30 (YTD Data)		Rank
Total interest income	$3,857,000	4,354
Total interest expense	$960,000	5,681
Net interest income	$2,897,000	3,586
Provision for loan and lease losses	$55,000	5,091
Total noninterest income	$748,000	2,730
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$531,000	1,661
Trading account gains and fees	$0	149
Additional Noninterest Income	$217,000	3,608
Total noninterest expense	$2,901,000	3,158
Salaries and employee benefits	$1,787,000	2,827
Premises and equipment expense	$228,000	4,762
Additional noninterest expense	$886,000	3,058
Pre-tax net operating income	$689,000	3,723
Securities gains (losses)	$-2,000	7,993
Applicable income taxes	$262,000	2,366
Income before extraordinary items	$425,000	4,352
Extraordinary gains, net	$0	21
Net income	$425,000	4,353
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	4,769
Cash dividends	$194,000	3,501
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$426,280	4,281
2008-03-31 (YTD Data)		Rank
Total interest income	$1,913,000	4,450
Total interest expense	$539,000	5,567
Net interest income	$1,374,000	3,708
Provision for loan and lease losses	$25,000	4,682
Total noninterest income	$362,000	2,784
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$258,000	1,683
Trading account gains and fees	$0	158
Additional Noninterest Income	$104,000	3,698
Total noninterest expense	$1,430,000	3,210
Salaries and employee benefits	$898,000	2,836
Premises and equipment expense	$113,000	4,801
Additional noninterest expense	$419,000	3,178
Pre-tax net operating income	$281,000	4,294
Securities gains (losses)	$2,000	2,447
Applicable income taxes	$107,000	2,705
Income before extraordinary items	$176,000	4,943
Extraordinary gains, net	$0	15
Net income	$176,000	4,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,488
Cash dividends	$194,000	2,385
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$174,720	4,846
2007-12-31 (YTD Data)		Rank
Total interest income	$7,744,000	4,452
Total interest expense	$2,534,000	5,221
Net interest income	$5,210,000	3,872
Provision for loan and lease losses	$1,000	6,828
Total noninterest income	$1,164,000	3,196
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,020,000	1,733
Trading account gains and fees	$0	178
Additional Noninterest Income	$144,000	5,639
Total noninterest expense	$5,774,000	3,073
Salaries and employee benefits	$3,417,000	2,871
Premises and equipment expense	$480,000	4,490
Additional noninterest expense	$1,877,000	2,824
Pre-tax net operating income	$599,000	5,696
Securities gains (losses)	$0	2,146
Applicable income taxes	$146,000	4,157
Income before extraordinary items	$453,000	5,855
Extraordinary gains, net	$0	39
Net income	$453,000	5,854
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	3,999
Cash dividends	$175,000	5,018
Sale, conversion, retirement of capital stock, net	$-269,000	8,462
Net operating income	$453,000	5,849
2007-09-30 (YTD Data)		Rank
Total interest income	$5,788,000	4,488
Total interest expense	$1,879,000	5,265
Net interest income	$3,909,000	3,880
Provision for loan and lease losses	$0	6,528
Total noninterest income	$844,000	3,279
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$742,000	1,762
Trading account gains and fees	$0	184
Additional Noninterest Income	$102,000	5,767
Total noninterest expense	$4,321,000	3,049
Salaries and employee benefits	$2,581,000	2,832
Premises and equipment expense	$360,000	4,465
Additional noninterest expense	$1,380,000	2,812
Pre-tax net operating income	$432,000	6,036
Securities gains (losses)	$0	1,655
Applicable income taxes	$143,000	4,090
Income before extraordinary items	$289,000	6,375
Extraordinary gains, net	$0	33
Net income	$289,000	6,372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	4,091
Cash dividends	$175,000	4,246
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$289,000	6,369
2007-06-30 (YTD Data)		Rank
Total interest income	$3,773,000	4,565
Total interest expense	$1,173,000	5,448
Net interest income	$2,600,000	3,912
Provision for loan and lease losses	$0	6,209
Total noninterest income	$616,000	3,099
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$477,000	1,819
Trading account gains and fees	$0	168
Additional Noninterest Income	$139,000	4,467
Total noninterest expense	$2,941,000	3,018
Salaries and employee benefits	$1,715,000	2,877
Premises and equipment expense	$251,000	4,376
Additional noninterest expense	$975,000	2,691
Pre-tax net operating income	$275,000	6,192
Securities gains (losses)	$0	1,444
Applicable income taxes	$90,000	4,229
Income before extraordinary items	$185,000	6,493
Extraordinary gains, net	$0	29
Net income	$185,000	6,494
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	3,279
Cash dividends	$175,000	3,801
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$185,000	6,485
2007-03-31 (YTD Data)		Rank
Total interest income	$1,829,000	4,658
Total interest expense	$537,000	5,687
Net interest income	$1,292,000	3,925
Provision for loan and lease losses	$0	5,779
Total noninterest income	$260,000	3,434
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$232,000	1,820
Trading account gains and fees	$0	195
Additional Noninterest Income	$28,000	6,096
Total noninterest expense	$1,465,000	3,041
Salaries and employee benefits	$850,000	2,917
Premises and equipment expense	$140,000	4,053
Additional noninterest expense	$475,000	2,728
Pre-tax net operating income	$87,000	6,834
Securities gains (losses)	$0	1,187
Applicable income taxes	$20,000	4,933
Income before extraordinary items	$67,000	6,912
Extraordinary gains, net	$0	22
Net income	$67,000	6,911
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,041
Cash dividends	$175,000	2,582
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$67,000	6,895
2006-12-31 (YTD Data)		Rank
Total interest income	$6,714,000	4,679
Total interest expense	$1,796,000	5,695
Net interest income	$4,918,000	4,052
Provision for loan and lease losses	$0	6,850
Total noninterest income	$1,176,000	3,165
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$964,000	1,807
Trading account gains and fees	$0	130
Additional Noninterest Income	$212,000	5,013
Total noninterest expense	$5,778,000	2,965
Salaries and employee benefits	$3,363,000	2,830
Premises and equipment expense	$623,000	3,656
Additional noninterest expense	$1,792,000	2,831
Pre-tax net operating income	$316,000	7,068
Securities gains (losses)	$0	1,687
Applicable income taxes	$53,000	5,414
Income before extraordinary items	$263,000	7,052
Extraordinary gains, net	$0	51
Net income	$263,000	7,052
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$182,000	2,314
Cash dividends	$188,000	5,030
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$263,000	7,048
2006-09-30 (YTD Data)		Rank
Total interest income	$4,919,000	4,731
Total interest expense	$1,308,000	5,695
Net interest income	$3,611,000	4,150
Provision for loan and lease losses	$0	6,685
Total noninterest income	$916,000	3,109
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$734,000	1,786
Trading account gains and fees	$0	126
Additional Noninterest Income	$182,000	4,732
Total noninterest expense	$4,245,000	3,012
Salaries and employee benefits	$2,539,000	2,807
Premises and equipment expense	$472,000	3,632
Additional noninterest expense	$1,234,000	3,048
Pre-tax net operating income	$282,000	7,086
Securities gains (losses)	$0	1,388
Applicable income taxes	$24,000	5,893
Income before extraordinary items	$258,000	6,934
Extraordinary gains, net	$0	45
Net income	$258,000	6,937
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	2,313
Cash dividends	$188,000	4,242
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$258,000	6,937
2006-06-30 (YTD Data)		Rank
Total interest income	$3,238,000	4,736
Total interest expense	$842,000	5,674
Net interest income	$2,396,000	4,169
Provision for loan and lease losses	$0	6,419
Total noninterest income	$631,000	3,020
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$481,000	1,798
Trading account gains and fees	$0	126
Additional Noninterest Income	$150,000	4,318
Total noninterest expense	$2,872,000	2,995
Salaries and employee benefits	$1,689,000	2,810
Premises and equipment expense	$310,000	3,675
Additional noninterest expense	$873,000	2,900
Pre-tax net operating income	$155,000	7,354
Securities gains (losses)	$0	1,185
Applicable income taxes	$-11,000	8,490
Income before extraordinary items	$166,000	7,034
Extraordinary gains, net	$0	39
Net income	$166,000	7,036
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	1,664
Cash dividends	$188,000	3,784
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$166,000	7,046
2006-03-31 (YTD Data)		Rank
Total interest income	$1,577,000	4,749
Total interest expense	$405,000	5,649
Net interest income	$1,172,000	4,222
Provision for loan and lease losses	$0	6,013
Total noninterest income	$337,000	2,855
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$240,000	1,756
Trading account gains and fees	$0	115
Additional Noninterest Income	$97,000	3,775
Total noninterest expense	$1,443,000	2,982
Salaries and employee benefits	$857,000	2,803
Premises and equipment expense	$159,000	3,609
Additional noninterest expense	$427,000	2,941
Pre-tax net operating income	$66,000	7,486
Securities gains (losses)	$0	955
Applicable income taxes	$3,000	6,254
Income before extraordinary items	$63,000	7,309
Extraordinary gains, net	$0	21
Net income	$63,000	7,308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,110
Cash dividends	$188,000	2,496
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$63,000	7,318
2005-12-31 (YTD Data)		Rank
Total interest income	$6,150,000	4,541
Total interest expense	$1,268,000	5,687
Net interest income	$4,882,000	4,025
Provision for loan and lease losses	$1,000	7,102
Total noninterest income	$1,284,000	2,984
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,008,000	1,723
Trading account gains and fees	$0	138
Additional Noninterest Income	$276,000	4,527
Total noninterest expense	$5,659,000	2,901
Salaries and employee benefits	$3,300,000	2,736
Premises and equipment expense	$631,000	3,503
Additional noninterest expense	$1,728,000	2,868
Pre-tax net operating income	$506,000	6,733
Securities gains (losses)	$-3,000	7,152
Applicable income taxes	$141,000	5,064
Income before extraordinary items	$362,000	6,922
Extraordinary gains, net	$0	46
Net income	$362,000	6,922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-139,000	8,683
Cash dividends	$250,000	4,640
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$364,160	6,901
2005-09-30 (YTD Data)		Rank
Total interest income	$4,530,000	4,555
Total interest expense	$870,000	5,801
Net interest income	$3,660,000	4,027
Provision for loan and lease losses	$0	6,899
Total noninterest income	$875,000	3,203
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$743,000	1,736
Trading account gains and fees	$0	126
Additional Noninterest Income	$132,000	5,432
Total noninterest expense	$4,178,000	2,910
Salaries and employee benefits	$2,460,000	2,713
Premises and equipment expense	$473,000	3,501
Additional noninterest expense	$1,245,000	2,947
Pre-tax net operating income	$357,000	6,970
Securities gains (losses)	$-8,000	7,835
Applicable income taxes	$111,000	5,136
Income before extraordinary items	$238,000	7,253
Extraordinary gains, net	$0	35
Net income	$238,000	7,254
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-105,000	8,644
Cash dividends	$250,000	3,766
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$243,440	7,179
2005-06-30 (YTD Data)		Rank
Total interest income	$2,960,000	4,546
Total interest expense	$540,000	5,849
Net interest income	$2,420,000	4,032
Provision for loan and lease losses	$0	6,626
Total noninterest income	$564,000	3,255
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$483,000	1,736
Trading account gains and fees	$0	116
Additional Noninterest Income	$81,000	5,595
Total noninterest expense	$2,805,000	2,878
Salaries and employee benefits	$1,632,000	2,717
Premises and equipment expense	$313,000	3,501
Additional noninterest expense	$860,000	2,825
Pre-tax net operating income	$179,000	7,344
Securities gains (losses)	$-7,000	8,039
Applicable income taxes	$57,000	5,409
Income before extraordinary items	$115,000	7,633
Extraordinary gains, net	$0	30
Net income	$115,000	7,633
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-89,000	8,638
Cash dividends	$250,000	3,195
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$119,690	7,554
2005-03-31 (YTD Data)		Rank
Total interest income	$1,461,000	4,571
Total interest expense	$238,000	6,102
Net interest income	$1,223,000	4,000
Provision for loan and lease losses	$0	6,226
Total noninterest income	$254,000	3,419
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$229,000	1,770
Trading account gains and fees	$0	115
Additional Noninterest Income	$25,000	6,471
Total noninterest expense	$1,415,000	2,857
Salaries and employee benefits	$811,000	2,743
Premises and equipment expense	$162,000	3,432
Additional noninterest expense	$442,000	2,734
Pre-tax net operating income	$62,000	7,747
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$62,000	7,556
Extraordinary gains, net	$0	24
Net income	$62,000	7,555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,869
Cash dividends	$250,000	1,945
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$62,000	7,530
2004-12-31 (YTD Data)		Rank
Total interest income	$6,268,000	4,126
Total interest expense	$795,000	6,283
Net interest income	$5,473,000	3,549
Provision for loan and lease losses	$50,000	5,899
Total noninterest income	$1,273,000	3,001
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,058,000	1,659
Trading account gains and fees	$0	138
Additional Noninterest Income	$215,000	4,961
Total noninterest expense	$5,691,000	2,782
Salaries and employee benefits	$3,200,000	2,687
Premises and equipment expense	$619,000	3,445
Additional noninterest expense	$1,872,000	2,566
Pre-tax net operating income	$1,005,000	5,223
Securities gains (losses)	$-41,000	8,546
Applicable income taxes	$285,000	4,258
Income before extraordinary items	$679,000	5,673
Extraordinary gains, net	$0	34
Net income	$679,000	5,675
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,010
Cash dividends	$288,000	4,440
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$707,700	5,483
2004-09-30 (YTD Data)		Rank
Total interest income	$4,770,000	4,074
Total interest expense	$579,000	6,336
Net interest income	$4,191,000	3,459
Provision for loan and lease losses	$50,000	5,368
Total noninterest income	$987,000	2,957
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$811,000	1,630
Trading account gains and fees	$0	134
Additional Noninterest Income	$176,000	4,774
Total noninterest expense	$4,355,000	2,702
Salaries and employee benefits	$2,474,000	2,595
Premises and equipment expense	$476,000	3,392
Additional noninterest expense	$1,405,000	2,526
Pre-tax net operating income	$773,000	5,285
Securities gains (losses)	$-40,000	8,774
Applicable income taxes	$245,000	4,122
Income before extraordinary items	$488,000	5,866
Extraordinary gains, net	$0	26
Net income	$488,000	5,866
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	4,285
Cash dividends	$288,000	3,522
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$514,800	5,678
2004-06-30 (YTD Data)		Rank
Total interest income	$3,155,000	4,095
Total interest expense	$371,000	6,468
Net interest income	$2,784,000	3,461
Provision for loan and lease losses	$50,000	4,677
Total noninterest income	$817,000	2,556
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$527,000	1,660
Trading account gains and fees	$0	130
Additional Noninterest Income	$290,000	3,048
Total noninterest expense	$2,903,000	2,707
Salaries and employee benefits	$1,637,000	2,617
Premises and equipment expense	$310,000	3,455
Additional noninterest expense	$956,000	2,489
Pre-tax net operating income	$648,000	4,641
Securities gains (losses)	$-14,000	8,740
Applicable income taxes	$220,000	3,596
Income before extraordinary items	$414,000	5,235
Extraordinary gains, net	$0	21
Net income	$414,000	5,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	3,489
Cash dividends	$288,000	2,968
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$423,100	5,082
2004-03-31 (YTD Data)		Rank
Total interest income	$1,575,000	4,124
Total interest expense	$183,000	6,574
Net interest income	$1,392,000	3,463
Provision for loan and lease losses	$25,000	4,502
Total noninterest income	$300,000	3,111
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$265,000	1,608
Trading account gains and fees	$0	121
Additional Noninterest Income	$35,000	5,821
Total noninterest expense	$1,408,000	2,794
Salaries and employee benefits	$799,000	2,684
Premises and equipment expense	$163,000	3,352
Additional noninterest expense	$446,000	2,626
Pre-tax net operating income	$259,000	5,182
Securities gains (losses)	$-14,000	8,945
Applicable income taxes	$80,000	4,142
Income before extraordinary items	$165,000	5,788
Extraordinary gains, net	$0	16
Net income	$165,000	5,789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	2,902
Cash dividends	$288,000	1,798
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$174,380	5,551
2003-12-31 (YTD Data)		Rank
Total interest income	$6,518,000	4,047
Total interest expense	$834,000	6,602
Net interest income	$5,684,000	3,325
Provision for loan and lease losses	$484,000	2,224
Total noninterest income	$1,705,000	2,584
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,193,000	1,448
Trading account gains and fees	$0	160
Additional Noninterest Income	$512,000	3,543
Total noninterest expense	$5,616,000	2,767
Salaries and employee benefits	$3,111,000	2,690
Premises and equipment expense	$670,000	3,208
Additional noninterest expense	$1,835,000	2,594
Pre-tax net operating income	$1,289,000	4,501
Securities gains (losses)	$-51,000	8,957
Applicable income taxes	$407,000	3,742
Income before extraordinary items	$831,000	5,147
Extraordinary gains, net	$0	54
Net income	$831,000	5,147
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$376,000	1,935
Cash dividends	$225,000	4,780
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$865,170	4,883
2003-09-30 (YTD Data)		Rank
Total interest income	$4,912,000	4,069
Total interest expense	$644,000	6,677
Net interest income	$4,268,000	3,344
Provision for loan and lease losses	$352,000	2,251
Total noninterest income	$1,400,000	2,470
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$908,000	1,444
Trading account gains and fees	$0	153
Additional Noninterest Income	$492,000	3,170
Total noninterest expense	$4,104,000	2,829
Salaries and employee benefits	$2,288,000	2,732
Premises and equipment expense	$497,000	3,237
Additional noninterest expense	$1,319,000	2,668
Pre-tax net operating income	$1,212,000	4,047
Securities gains (losses)	$0	4,204
Applicable income taxes	$407,000	3,380
Income before extraordinary items	$805,000	4,583
Extraordinary gains, net	$0	40
Net income	$805,000	4,583
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$326,000	1,624
Cash dividends	$225,000	3,865
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$805,000	4,407
2003-06-30 (YTD Data)		Rank
Total interest income	$3,335,000	4,070
Total interest expense	$443,000	6,719
Net interest income	$2,892,000	3,302
Provision for loan and lease losses	$280,000	1,947
Total noninterest income	$1,090,000	2,214
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$615,000	1,389
Trading account gains and fees	$0	150
Additional Noninterest Income	$475,000	2,517
Total noninterest expense	$2,785,000	2,780
Salaries and employee benefits	$1,572,000	2,670
Premises and equipment expense	$327,000	3,261
Additional noninterest expense	$886,000	2,653
Pre-tax net operating income	$917,000	3,712
Securities gains (losses)	$0	3,782
Applicable income taxes	$341,000	3,001
Income before extraordinary items	$576,000	4,405
Extraordinary gains, net	$0	30
Net income	$576,000	4,404
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$191,000	1,708
Cash dividends	$225,000	3,298
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$576,000	4,193
2003-03-31 (YTD Data)		Rank
Total interest income	$1,661,000	4,105
Total interest expense	$235,000	6,657
Net interest income	$1,426,000	3,308
Provision for loan and lease losses	$200,000	1,357
Total noninterest income	$764,000	1,641
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$311,000	1,340
Trading account gains and fees	$0	134
Additional Noninterest Income	$453,000	1,587
Total noninterest expense	$1,382,000	2,785
Salaries and employee benefits	$792,000	2,642
Premises and equipment expense	$157,000	3,364
Additional noninterest expense	$433,000	2,662
Pre-tax net operating income	$608,000	3,049
Securities gains (losses)	$0	2,891
Applicable income taxes	$216,000	2,567
Income before extraordinary items	$392,000	3,507
Extraordinary gains, net	$0	21
Net income	$392,000	3,505
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$179,000	1,009
Cash dividends	$225,000	2,075
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$392,000	3,339
2002-12-31 (YTD Data)		Rank
Total interest income	$7,257,000	3,928
Total interest expense	$1,371,000	6,005
Net interest income	$5,886,000	3,195
Provision for loan and lease losses	$773,000	1,688
Total noninterest income	$1,422,000	2,723
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,250,000	1,300
Trading account gains and fees	$0	153
Additional Noninterest Income	$172,000	5,314
Total noninterest expense	$5,317,000	2,766
Salaries and employee benefits	$3,143,000	2,514
Premises and equipment expense	$618,000	3,330
Additional noninterest expense	$1,556,000	2,877
Pre-tax net operating income	$1,218,000	4,671
Securities gains (losses)	$0	4,537
Applicable income taxes	$557,000	3,248
Income before extraordinary items	$666,000	5,681
Extraordinary gains, net	$0	70
Net income	$666,000	5,680
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$463,000	1,754
Cash dividends	$250,000	4,584
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$666,000	5,535
2001-12-31 (YTD Data)		Rank
Total interest income	$8,954,000	3,664
Total interest expense	$3,213,000	4,480
Net interest income	$5,741,000	3,066
Provision for loan and lease losses	$1,205,000	1,078
Total noninterest income	$1,478,000	2,533
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$1,285,000	1,154
Trading account gains and fees	$0	177
Additional Noninterest Income	$193,000	5,009
Total noninterest expense	$5,092,000	2,781
Salaries and employee benefits	$3,016,000	2,495
Premises and equipment expense	$549,000	3,616
Additional noninterest expense	$1,527,000	2,828
Pre-tax net operating income	$922,000	5,110
Securities gains (losses)	$0	4,612
Applicable income taxes	$206,000	4,971
Income before extraordinary items	$716,000	5,172
Extraordinary gains, net	$0	105
Net income	$716,000	5,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,130,000	860
Cash dividends	$287,000	4,473
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$716,000	5,062
2000-12-31 (YTD Data)		Rank
Total interest income	$8,797,000	3,797
Total interest expense	$3,328,000	4,550
Net interest income	$5,469,000	3,223
Provision for loan and lease losses	$275,000	3,040
Total noninterest income	$1,328,000	2,562
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$1,128,000	1,207
Trading account gains and fees	$0	180
Additional Noninterest Income	$200,000	4,803
Total noninterest expense	$5,124,000	2,656
Salaries and employee benefits	$2,918,000	2,451
Premises and equipment expense	$537,000	3,583
Additional noninterest expense	$1,669,000	2,552
Pre-tax net operating income	$1,398,000	4,270
Securities gains (losses)	$0	1,956
Applicable income taxes	$512,000	3,443
Income before extraordinary items	$886,000	4,731
Extraordinary gains, net	$0	38
Net income	$886,000	4,730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$187,000	2,496
Cash dividends	$325,000	4,335
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$886,000	4,731
1999-12-31 (YTD Data)		Rank
Total interest income	$7,699,000	4,070
Total interest expense	$2,474,000	5,223
Net interest income	$5,225,000	3,324
Provision for loan and lease losses	$291,000	2,746
Total noninterest income	$1,188,000	2,711
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,024,000	1,285
Trading account gains and fees	$0	173
Additional Noninterest Income	$164,000	5,393
Total noninterest expense	$4,521,000	2,975
Salaries and employee benefits	$2,571,000	2,731
Premises and equipment expense	$576,000	3,383
Additional noninterest expense	$1,374,000	3,082
Pre-tax net operating income	$1,601,000	3,927
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$540,000	3,470
Income before extraordinary items	$1,062,000	4,239
Extraordinary gains, net	$0	35
Net income	$1,062,000	4,242
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$226,000	2,221
Cash dividends	$313,000	4,432
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,061,340	4,203
1998-12-31 (YTD Data)		Rank
Total interest income	$7,411,000	4,199
Total interest expense	$2,558,000	5,280
Net interest income	$4,853,000	3,504
Provision for loan and lease losses	$211,000	3,399
Total noninterest income	$1,150,000	2,780
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$1,012,000	1,236
Trading account gains and fees	$0	224
Additional Noninterest Income	$138,000	5,890
Total noninterest expense	$4,184,000	3,098
Salaries and employee benefits	$2,308,000	2,929
Premises and equipment expense	$554,000	3,411
Additional noninterest expense	$1,322,000	3,090
Pre-tax net operating income	$1,608,000	3,974
Securities gains (losses)	$26,000	2,229
Applicable income taxes	$617,000	3,335
Income before extraordinary items	$1,017,000	4,449
Extraordinary gains, net	$0	32
Net income	$1,017,000	4,448
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$139,000	3,049
Cash dividends	$288,000	4,713
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,000,360	4,421
1997-12-31 (YTD Data)		Rank
Total interest income	$6,859,000	4,575
Total interest expense	$2,453,000	5,490
Net interest income	$4,406,000	3,876
Provision for loan and lease losses	$278,000	2,776
Total noninterest income	$1,167,000	2,690
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$983,000	1,308
Trading account gains and fees	NA	NA
Additional Noninterest Income	$184,000	5,165
Total noninterest expense	$3,929,000	3,230
Salaries and employee benefits	$2,244,000	2,956
Premises and equipment expense	$588,000	3,212
Additional noninterest expense	$1,097,000	3,606
Pre-tax net operating income	$1,366,000	4,798
Securities gains (losses)	$1,000	3,559
Applicable income taxes	$381,000	5,034
Income before extraordinary items	$986,000	4,753
Extraordinary gains, net	$0	44
Net income	$986,000	4,752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$296,000	1,975
Cash dividends	$275,000	4,748
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$985,280	4,692
1996-12-31 (YTD Data)		Rank
Total interest income	$6,365,000	4,956
Total interest expense	$2,149,000	6,123
Net interest income	$4,216,000	4,123
Provision for loan and lease losses	$183,000	3,607
Total noninterest income	$1,130,000	2,821
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$972,000	1,386
Trading account gains and fees	NA	NA
Additional Noninterest Income	$158,000	5,829
Total noninterest expense	$3,788,000	3,507
Salaries and employee benefits	$2,131,000	3,140
Premises and equipment expense	$600,000	3,218
Additional noninterest expense	$1,057,000	4,206
Pre-tax net operating income	$1,375,000	4,642
Securities gains (losses)	$1,000	3,760
Applicable income taxes	$473,000	4,334
Income before extraordinary items	$903,000	4,861
Extraordinary gains, net	$0	53
Net income	$903,000	4,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$170,000	2,947
Cash dividends	$350,000	4,182
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$902,340	4,804
1995-12-31 (YTD Data)		Rank
Total interest income	$6,100,000	5,134
Total interest expense	$2,144,000	6,181
Net interest income	$3,956,000	4,353
Provision for loan and lease losses	$107,000	4,462
Total noninterest income	$1,437,000	2,355
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,020,000	1,325
Trading account gains and fees	NA	NA
Additional Noninterest Income	$417,000	3,221
Total noninterest expense	$3,555,000	3,685
Salaries and employee benefits	$1,859,000	3,545
Premises and equipment expense	$579,000	3,303
Additional noninterest expense	$1,117,000	3,981
Pre-tax net operating income	$1,731,000	3,976
Securities gains (losses)	$-39,000	11,026
Applicable income taxes	$523,000	4,052
Income before extraordinary items	$1,169,000	4,049
Extraordinary gains, net	$0	65
Net income	$1,169,000	4,047
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,320
Cash dividends	$275,000	4,749
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,195,910	3,958
1994-12-31 (YTD Data)		Rank
Total interest income	$5,685,000	5,102
Total interest expense	$1,931,000	5,765
Net interest income	$3,754,000	4,634
Provision for loan and lease losses	$65,000	5,465
Total noninterest income	$1,115,000	2,874
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,010,000	1,325
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	7,360
Total noninterest expense	$3,382,000	3,962
Salaries and employee benefits	$1,757,000	3,712
Premises and equipment expense	$556,000	3,482
Additional noninterest expense	$1,069,000	4,450
Pre-tax net operating income	$1,422,000	4,617
Securities gains (losses)	$-113,000	11,616
Applicable income taxes	$487,000	4,137
Income before extraordinary items	$822,000	5,261
Extraordinary gains, net	$0	249
Net income	$822,000	5,272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	10,867
Cash dividends	$310,000	4,358
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$894,320	5,003
1993-12-31 (YTD Data)		Rank
Total interest income	$5,060,000	5,714
Total interest expense	$1,660,000	6,714
Net interest income	$3,400,000	5,071
Provision for loan and lease losses	$134,000	4,950
Total noninterest income	$1,237,000	2,842
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,120,000	1,200
Trading account gains and fees	NA	NA
Additional Noninterest Income	$117,000	7,385
Total noninterest expense	$2,997,000	4,517
Salaries and employee benefits	$1,583,000	4,070
Premises and equipment expense	$418,000	4,549
Additional noninterest expense	$996,000	4,939
Pre-tax net operating income	$1,506,000	4,311
Securities gains (losses)	$34,000	3,940
Applicable income taxes	$573,000	3,737
Income before extraordinary items	$967,000	4,812
Extraordinary gains, net	$-163,000	13,018
Net income	$804,000	5,681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	4,933
Cash dividends	$340,000	4,067
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$945,240	4,679
1992-12-31 (YTD Data)		Rank
Total interest income	$5,450,000	5,946
Total interest expense	$1,908,000	7,329
Net interest income	$3,542,000	4,956
Provision for loan and lease losses	$251,000	4,571
Total noninterest income	$1,149,000	2,962
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,048,000	1,268
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	8,026
Total noninterest expense	$2,773,000	4,864
Salaries and employee benefits	$1,443,000	4,373
Premises and equipment expense	$398,000	4,812
Additional noninterest expense	$932,000	5,362
Pre-tax net operating income	$1,667,000	3,685
Securities gains (losses)	$-1,000	12,730
Applicable income taxes	$612,000	3,378
Income before extraordinary items	$1,054,000	4,303
Extraordinary gains, net	$0	1,422
Net income	$1,054,000	4,346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$151,000	4,874
Cash dividends	$240,000	4,583
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,054,640	3,976

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.