Home > Tri-State Bank and Trust > Income and Expense
Tri-State Bank and Trust, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $729,000 | 5,632 |
| Total interest expense | $49,000 | 5,627 |
| Net interest income | $680,000 | 5,609 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $261,000 | 4,058 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $31,000 | 5,089 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $230,000 | 3,405 |
| Total noninterest expense | $443,000 | 5,778 |
| Salaries and employee benefits | $116,000 | 5,998 |
| Premises and equipment expense | $40,000 | 5,739 |
| Additional noninterest expense | $287,000 | 5,148 |
| Pre-tax net operating income | $498,000 | 4,159 |
| Securities gains (losses) | $2,867,000 | 59 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $3,365,000 | 1,092 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,365,000 | 1,091 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,365,000 | 1,091 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $249,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $498,000 | 3,890 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $428,000 | 5,552 |
| Total interest expense | $24,000 | 5,690 |
| Net interest income | $404,000 | 5,505 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $47,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $16,000 | 5,063 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $31,000 | 4,904 |
| Total noninterest expense | $170,000 | 5,952 |
| Salaries and employee benefits | $57,000 | 6,061 |
| Premises and equipment expense | $21,000 | 5,739 |
| Additional noninterest expense | $92,000 | 5,645 |
| Pre-tax net operating income | $281,000 | 3,962 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $281,000 | 3,727 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $281,000 | 3,724 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $281,000 | 3,725 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $249,000 | 1,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $281,000 | 3,676 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 5,567 |
| Total interest expense | $92,000 | 5,769 |
| Net interest income | $1,651,000 | 5,500 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $122,000 | 5,570 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $68,000 | 5,134 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $54,000 | 5,475 |
| Total noninterest expense | $715,000 | 5,989 |
| Salaries and employee benefits | $257,000 | 6,107 |
| Premises and equipment expense | $115,000 | 5,648 |
| Additional noninterest expense | $343,000 | 5,749 |
| Pre-tax net operating income | $1,058,000 | 4,030 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,058,000 | 3,836 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,058,000 | 3,836 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,058,000 | 3,837 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $997,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,058,000 | 3,788 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 5,628 |
| Total interest expense | $67,000 | 5,864 |
| Net interest income | $1,244,000 | 5,563 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $88,000 | 5,672 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $49,000 | 5,222 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 5,559 |
| Total noninterest expense | $507,000 | 6,087 |
| Salaries and employee benefits | $178,000 | 6,204 |
| Premises and equipment expense | $102,000 | 5,565 |
| Additional noninterest expense | $227,000 | 5,897 |
| Pre-tax net operating income | $825,000 | 4,041 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $825,000 | 3,826 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $825,000 | 3,825 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $825,000 | 3,826 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $498,000 | 2,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $825,000 | 3,777 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $877,000 | 5,671 |
| Total interest expense | $43,000 | 5,946 |
| Net interest income | $834,000 | 5,596 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $62,000 | 5,694 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $32,000 | 5,268 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $30,000 | 5,519 |
| Total noninterest expense | $324,000 | 6,176 |
| Salaries and employee benefits | $124,000 | 6,267 |
| Premises and equipment expense | $69,000 | 5,592 |
| Additional noninterest expense | $131,000 | 6,054 |
| Pre-tax net operating income | $572,000 | 3,971 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $572,000 | 3,746 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $572,000 | 3,748 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $572,000 | 3,749 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $572,000 | 3,688 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $442,000 | 5,699 |
| Total interest expense | $20,000 | 6,044 |
| Net interest income | $422,000 | 5,625 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $40,000 | 5,517 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $15,000 | 5,349 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $25,000 | 5,216 |
| Total noninterest expense | $152,000 | 6,269 |
| Salaries and employee benefits | $59,000 | 6,344 |
| Premises and equipment expense | $24,000 | 5,929 |
| Additional noninterest expense | $69,000 | 6,072 |
| Pre-tax net operating income | $310,000 | 3,823 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $310,000 | 3,587 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $310,000 | 3,590 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $310,000 | 3,590 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $310,000 | 3,500 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 5,771 |
| Total interest expense | $86,000 | 6,135 |
| Net interest income | $1,732,000 | 5,676 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $152,000 | 5,650 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $113,000 | 4,807 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $39,000 | 5,842 |
| Total noninterest expense | $1,661,000 | 5,532 |
| Salaries and employee benefits | $345,000 | 6,335 |
| Premises and equipment expense | $134,000 | 5,816 |
| Additional noninterest expense | $1,182,000 | 4,082 |
| Pre-tax net operating income | $223,000 | 5,627 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $223,000 | 5,605 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $223,000 | 5,604 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $223,000 | 5,605 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $250,000 | 3,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $223,000 | 5,557 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 5,830 |
| Total interest expense | $65,000 | 6,205 |
| Net interest income | $1,303,000 | 5,736 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,030,000 | 2,664 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $91,000 | 4,772 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $939,000 | 2,027 |
| Total noninterest expense | $1,462,000 | 5,349 |
| Salaries and employee benefits | $265,000 | 6,386 |
| Premises and equipment expense | $97,000 | 5,903 |
| Additional noninterest expense | $1,100,000 | 3,621 |
| Pre-tax net operating income | $871,000 | 3,985 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $871,000 | 3,754 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $871,000 | 3,757 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $871,000 | 3,758 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $250,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $871,000 | 3,699 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $916,000 | 5,864 |
| Total interest expense | $50,000 | 6,190 |
| Net interest income | $866,000 | 5,778 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $93,000 | 5,569 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $59,000 | 4,810 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $34,000 | 5,645 |
| Total noninterest expense | $402,000 | 6,365 |
| Salaries and employee benefits | $198,000 | 6,401 |
| Premises and equipment expense | $65,000 | 5,944 |
| Additional noninterest expense | $139,000 | 6,291 |
| Pre-tax net operating income | $557,000 | 3,993 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $557,000 | 3,754 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $557,000 | 3,759 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $557,000 | 3,761 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $250,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $557,000 | 3,697 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $461,000 | 5,914 |
| Total interest expense | $29,000 | 6,185 |
| Net interest income | $432,000 | 5,828 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $44,000 | 5,649 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $33,000 | 4,624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $11,000 | 5,913 |
| Total noninterest expense | $194,000 | 6,466 |
| Salaries and employee benefits | $100,000 | 6,465 |
| Premises and equipment expense | $31,000 | 6,040 |
| Additional noninterest expense | $63,000 | 6,422 |
| Pre-tax net operating income | $282,000 | 3,915 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $282,000 | 3,648 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $282,000 | 3,650 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $282,000 | 3,651 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $250,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $282,000 | 3,598 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 6,045 |
| Total interest expense | $117,000 | 6,335 |
| Net interest income | $1,641,000 | 5,938 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $172,000 | 5,770 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $126,000 | 4,868 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $46,000 | 5,910 |
| Total noninterest expense | $807,000 | 6,513 |
| Salaries and employee benefits | $428,000 | 6,520 |
| Premises and equipment expense | $123,000 | 6,124 |
| Additional noninterest expense | $256,000 | 6,480 |
| Pre-tax net operating income | $1,006,000 | 4,076 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,006,000 | 3,887 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,006,000 | 3,890 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,006,000 | 3,891 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $1,156,000 | 1,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,006,000 | 3,830 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 6,146 |
| Total interest expense | $89,000 | 6,410 |
| Net interest income | $1,195,000 | 6,042 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $126,000 | 5,868 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $106,000 | 4,722 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $20,000 | 6,240 |
| Total noninterest expense | $580,000 | 6,590 |
| Salaries and employee benefits | $295,000 | 6,625 |
| Premises and equipment expense | $101,000 | 6,087 |
| Additional noninterest expense | $184,000 | 6,561 |
| Pre-tax net operating income | $741,000 | 4,172 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $741,000 | 3,960 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $741,000 | 3,962 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $741,000 | 3,963 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $875,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $741,000 | 3,888 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $857,000 | 6,172 |
| Total interest expense | $62,000 | 6,453 |
| Net interest income | $795,000 | 6,073 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $86,000 | 5,869 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $70,000 | 4,721 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $16,000 | 6,217 |
| Total noninterest expense | $393,000 | 6,625 |
| Salaries and employee benefits | $198,000 | 6,668 |
| Premises and equipment expense | $71,000 | 6,068 |
| Additional noninterest expense | $124,000 | 6,587 |
| Pre-tax net operating income | $488,000 | 4,183 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $488,000 | 3,984 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $488,000 | 3,986 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $488,000 | 3,987 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $626,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $488,000 | 3,886 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $434,000 | 6,202 |
| Total interest expense | $32,000 | 6,512 |
| Net interest income | $402,000 | 6,090 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $44,000 | 5,863 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $34,000 | 4,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 6,142 |
| Total noninterest expense | $196,000 | 6,704 |
| Salaries and employee benefits | $98,000 | 6,735 |
| Premises and equipment expense | $38,000 | 6,017 |
| Additional noninterest expense | $60,000 | 6,685 |
| Pre-tax net operating income | $250,000 | 4,119 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $250,000 | 3,888 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $250,000 | 3,887 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $250,000 | 3,890 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $375,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $250,000 | 3,783 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,810,000 | 6,271 |
| Total interest expense | $169,000 | 6,540 |
| Net interest income | $1,641,000 | 6,164 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $149,000 | 5,979 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $134,000 | 4,963 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $15,000 | 6,343 |
| Total noninterest expense | $883,000 | 6,691 |
| Salaries and employee benefits | $415,000 | 6,770 |
| Premises and equipment expense | $169,000 | 5,970 |
| Additional noninterest expense | $299,000 | 6,633 |
| Pre-tax net operating income | $907,000 | 4,159 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $907,000 | 4,085 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $907,000 | 4,085 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $907,000 | 4,087 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $906,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $907,000 | 3,903 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 6,374 |
| Total interest expense | $130,000 | 6,652 |
| Net interest income | $1,232,000 | 6,261 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $110,000 | 6,067 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $98,000 | 5,074 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $12,000 | 6,456 |
| Total noninterest expense | $650,000 | 6,777 |
| Salaries and employee benefits | $289,000 | 6,899 |
| Premises and equipment expense | $134,000 | 5,960 |
| Additional noninterest expense | $227,000 | 6,699 |
| Pre-tax net operating income | $692,000 | 4,235 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $692,000 | 4,131 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $692,000 | 4,131 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $692,000 | 4,131 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $688,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $692,000 | 3,945 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $913,000 | 6,421 |
| Total interest expense | $87,000 | 6,736 |
| Net interest income | $826,000 | 6,300 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $79,000 | 6,034 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $72,000 | 4,931 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 6,537 |
| Total noninterest expense | $446,000 | 6,802 |
| Salaries and employee benefits | $190,000 | 6,964 |
| Premises and equipment expense | $96,000 | 5,867 |
| Additional noninterest expense | $160,000 | 6,701 |
| Pre-tax net operating income | $459,000 | 4,235 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $459,000 | 4,128 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $459,000 | 4,132 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $459,000 | 4,132 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $438,000 | 1,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $459,000 | 3,936 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $460,000 | 6,466 |
| Total interest expense | $42,000 | 6,836 |
| Net interest income | $418,000 | 6,326 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $44,000 | 5,994 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $40,000 | 4,716 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $207,000 | 6,935 |
| Salaries and employee benefits | $98,000 | 7,005 |
| Premises and equipment expense | $31,000 | 6,472 |
| Additional noninterest expense | $78,000 | 6,770 |
| Pre-tax net operating income | $255,000 | 4,137 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $255,000 | 3,933 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $255,000 | 3,937 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $255,000 | 3,936 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $255,000 | 3,782 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 6,487 |
| Total interest expense | $183,000 | 6,957 |
| Net interest income | $1,763,000 | 6,295 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $177,000 | 5,862 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $141,000 | 4,999 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $36,000 | 6,116 |
| Total noninterest expense | $850,000 | 6,992 |
| Salaries and employee benefits | $406,000 | 7,047 |
| Premises and equipment expense | $148,000 | 6,436 |
| Additional noninterest expense | $296,000 | 6,876 |
| Pre-tax net operating income | $1,090,000 | 3,552 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,090,000 | 3,388 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,090,000 | 3,391 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,090,000 | 3,391 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $999,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 883 |
| Net operating income | $1,090,000 | 3,285 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,478,000 | 6,532 |
| Total interest expense | $138,000 | 7,053 |
| Net interest income | $1,340,000 | 6,324 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $132,000 | 5,983 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $104,000 | 5,062 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $28,000 | 6,205 |
| Total noninterest expense | $618,000 | 7,062 |
| Salaries and employee benefits | $290,000 | 7,118 |
| Premises and equipment expense | $104,000 | 6,561 |
| Additional noninterest expense | $224,000 | 6,918 |
| Pre-tax net operating income | $854,000 | 3,595 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $854,000 | 3,388 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $854,000 | 3,389 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $854,000 | 3,389 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $749,000 | 1,424 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 783 |
| Net operating income | $854,000 | 3,269 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $993,000 | 6,577 |
| Total interest expense | $91,000 | 7,149 |
| Net interest income | $902,000 | 6,350 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $86,000 | 6,032 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $66,000 | 5,116 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 6,250 |
| Total noninterest expense | $425,000 | 7,101 |
| Salaries and employee benefits | $196,000 | 7,182 |
| Premises and equipment expense | $71,000 | 6,570 |
| Additional noninterest expense | $158,000 | 6,935 |
| Pre-tax net operating income | $563,000 | 3,586 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $563,000 | 3,326 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $563,000 | 3,326 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $563,000 | 3,327 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $499,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 649 |
| Net operating income | $563,000 | 3,243 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $495,000 | 6,628 |
| Total interest expense | $48,000 | 7,191 |
| Net interest income | $447,000 | 6,390 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $54,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $43,000 | 4,615 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 6,315 |
| Total noninterest expense | $193,000 | 7,231 |
| Salaries and employee benefits | $89,000 | 7,290 |
| Premises and equipment expense | $31,000 | 6,774 |
| Additional noninterest expense | $73,000 | 7,064 |
| Pre-tax net operating income | $308,000 | 3,477 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $308,000 | 3,178 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $308,000 | 3,173 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $308,000 | 3,177 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $249,000 | 1,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $308,000 | 3,117 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 6,687 |
| Total interest expense | $211,000 | 7,294 |
| Net interest income | $1,854,000 | 6,377 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $231,000 | 5,770 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $198,000 | 4,426 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $33,000 | 6,362 |
| Total noninterest expense | $766,000 | 7,325 |
| Salaries and employee benefits | $358,000 | 7,376 |
| Premises and equipment expense | $130,000 | 6,797 |
| Additional noninterest expense | $278,000 | 7,180 |
| Pre-tax net operating income | $1,319,000 | 2,928 |
| Securities gains (losses) | $85,000 | 2,299 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,404,000 | 2,618 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,404,000 | 2,614 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,404,000 | 2,620 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $1,434,000 | 1,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,319,000 | 2,627 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,560,000 | 6,785 |
| Total interest expense | $160,000 | 7,419 |
| Net interest income | $1,400,000 | 6,455 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $170,000 | 5,915 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $145,000 | 4,547 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $25,000 | 6,532 |
| Total noninterest expense | $571,000 | 7,405 |
| Salaries and employee benefits | $248,000 | 7,502 |
| Premises and equipment expense | $117,000 | 6,659 |
| Additional noninterest expense | $206,000 | 7,272 |
| Pre-tax net operating income | $999,000 | 3,098 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $999,000 | 2,887 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $999,000 | 2,882 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $999,000 | 2,886 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $1,060,000 | 996 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $999,000 | 2,747 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 6,791 |
| Total interest expense | $102,000 | 7,513 |
| Net interest income | $967,000 | 6,428 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $114,000 | 5,898 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $97,000 | 4,543 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $17,000 | 6,572 |
| Total noninterest expense | $382,000 | 7,463 |
| Salaries and employee benefits | $167,000 | 7,560 |
| Premises and equipment expense | $77,000 | 6,712 |
| Additional noninterest expense | $138,000 | 7,320 |
| Pre-tax net operating income | $699,000 | 3,033 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $699,000 | 2,773 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $699,000 | 2,769 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $699,000 | 2,772 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $685,000 | 1,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $699,000 | 2,671 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $496,000 | 6,970 |
| Total interest expense | $49,000 | 7,646 |
| Net interest income | $447,000 | 6,618 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $58,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $49,000 | 4,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,695 |
| Total noninterest expense | $190,000 | 7,561 |
| Salaries and employee benefits | $82,000 | 7,673 |
| Premises and equipment expense | $36,000 | 6,882 |
| Additional noninterest expense | $72,000 | 7,368 |
| Pre-tax net operating income | $315,000 | 3,282 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $315,000 | 3,045 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $315,000 | 3,041 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $315,000 | 3,045 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $374,000 | 919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $315,000 | 2,940 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 7,295 |
| Total interest expense | $226,000 | 7,734 |
| Net interest income | $1,451,000 | 6,959 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $247,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $200,000 | 4,662 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $47,000 | 6,428 |
| Total noninterest expense | $757,000 | 7,665 |
| Salaries and employee benefits | $353,000 | 7,716 |
| Premises and equipment expense | $136,000 | 7,057 |
| Additional noninterest expense | $268,000 | 7,540 |
| Pre-tax net operating income | $941,000 | 3,083 |
| Securities gains (losses) | $-70,000 | 7,235 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $871,000 | 2,997 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $871,000 | 2,996 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $871,000 | 2,996 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $871,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $-8,000 | 7,906 |
| Net operating income | $941,000 | 2,808 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 7,427 |
| Total interest expense | $171,000 | 7,826 |
| Net interest income | $1,035,000 | 7,093 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $186,000 | 6,016 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $147,000 | 4,718 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $39,000 | 6,489 |
| Total noninterest expense | $574,000 | 7,707 |
| Salaries and employee benefits | $249,000 | 7,815 |
| Premises and equipment expense | $121,000 | 6,872 |
| Additional noninterest expense | $204,000 | 7,569 |
| Pre-tax net operating income | $647,000 | 3,464 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $647,000 | 3,258 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $647,000 | 3,256 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $647,000 | 3,258 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $624,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $-8,000 | 8,011 |
| Net operating income | $647,000 | 3,171 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $815,000 | 7,485 |
| Total interest expense | $118,000 | 7,907 |
| Net interest income | $697,000 | 7,099 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $130,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $100,000 | 4,666 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $30,000 | 6,402 |
| Total noninterest expense | $379,000 | 7,785 |
| Salaries and employee benefits | $163,000 | 7,908 |
| Premises and equipment expense | $75,000 | 7,046 |
| Additional noninterest expense | $141,000 | 7,591 |
| Pre-tax net operating income | $448,000 | 3,489 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $448,000 | 3,298 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $448,000 | 3,293 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $448,000 | 3,296 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $437,000 | 1,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $448,000 | 3,186 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $458,000 | 7,379 |
| Total interest expense | $60,000 | 7,969 |
| Net interest income | $398,000 | 6,877 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $59,000 | 6,125 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $49,000 | 4,651 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $10,000 | 6,874 |
| Total noninterest expense | $202,000 | 7,751 |
| Salaries and employee benefits | $80,000 | 7,969 |
| Premises and equipment expense | $42,000 | 6,902 |
| Additional noninterest expense | $80,000 | 7,383 |
| Pre-tax net operating income | $255,000 | 3,604 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $255,000 | 3,410 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $255,000 | 3,411 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $255,000 | 3,411 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $250,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $255,000 | 3,256 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 7,394 |
| Total interest expense | $323,000 | 7,967 |
| Net interest income | $1,585,000 | 6,897 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $364,000 | 5,463 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $240,000 | 4,440 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $124,000 | 5,626 |
| Total noninterest expense | $759,000 | 7,847 |
| Salaries and employee benefits | $355,000 | 7,979 |
| Premises and equipment expense | $149,000 | 7,156 |
| Additional noninterest expense | $255,000 | 7,649 |
| Pre-tax net operating income | $1,190,000 | 3,422 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,190,000 | 2,940 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,190,000 | 2,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $1,186,000 | 2,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,190,000 | 3,077 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,417,000 | 7,482 |
| Total interest expense | $259,000 | 8,023 |
| Net interest income | $1,158,000 | 6,999 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $277,000 | 5,518 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $177,000 | 4,508 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $100,000 | 5,625 |
| Total noninterest expense | $557,000 | 7,908 |
| Salaries and employee benefits | $252,000 | 8,060 |
| Premises and equipment expense | $114,000 | 7,183 |
| Additional noninterest expense | $191,000 | 7,676 |
| Pre-tax net operating income | $878,000 | 3,922 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $878,000 | 3,379 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $878,000 | 3,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $718,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $878,000 | 3,510 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $932,000 | 7,583 |
| Total interest expense | $187,000 | 8,057 |
| Net interest income | $745,000 | 7,097 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $147,000 | 6,019 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $120,000 | 4,469 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $27,000 | 6,905 |
| Total noninterest expense | $383,000 | 7,930 |
| Salaries and employee benefits | $171,000 | 8,107 |
| Premises and equipment expense | $80,000 | 7,130 |
| Additional noninterest expense | $132,000 | 7,676 |
| Pre-tax net operating income | $509,000 | 4,346 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $509,000 | 3,974 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $509,000 | 3,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $468,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $509,000 | 3,923 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $466,000 | 7,660 |
| Total interest expense | $105,000 | 8,064 |
| Net interest income | $361,000 | 7,190 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $81,000 | 5,841 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $67,000 | 4,239 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,895 |
| Total noninterest expense | $202,000 | 7,925 |
| Salaries and employee benefits | $91,000 | 8,106 |
| Premises and equipment expense | $42,000 | 7,084 |
| Additional noninterest expense | $69,000 | 7,632 |
| Pre-tax net operating income | $240,000 | 4,606 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $240,000 | 4,280 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $240,000 | 4,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $218,000 | 2,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $240,000 | 4,178 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,070,000 | 7,510 |
| Total interest expense | $401,000 | 8,091 |
| Net interest income | $1,669,000 | 6,914 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,475,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $248,000 | 4,471 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,227,000 | 1,938 |
| Total noninterest expense | $802,000 | 7,934 |
| Salaries and employee benefits | $387,000 | 8,096 |
| Premises and equipment expense | $164,000 | 7,113 |
| Additional noninterest expense | $251,000 | 7,779 |
| Pre-tax net operating income | $2,342,000 | 2,965 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,341,000 | 2,512 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,341,000 | 2,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $2,341,000 | 1,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,342,000 | 2,505 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,562,000 | 7,533 |
| Total interest expense | $294,000 | 8,156 |
| Net interest income | $1,268,000 | 6,926 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,400,000 | 2,334 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $183,000 | 4,523 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,217,000 | 1,580 |
| Total noninterest expense | $635,000 | 7,858 |
| Salaries and employee benefits | $273,000 | 8,125 |
| Premises and equipment expense | $174,000 | 6,420 |
| Additional noninterest expense | $188,000 | 7,752 |
| Pre-tax net operating income | $2,033,000 | 2,793 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,032,000 | 2,336 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,032,000 | 2,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $2,004,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,033,000 | 2,314 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 7,557 |
| Total interest expense | $187,000 | 8,234 |
| Net interest income | $870,000 | 6,903 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,317,000 | 1,823 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $121,000 | 4,571 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,196,000 | 1,230 |
| Total noninterest expense | $429,000 | 7,883 |
| Salaries and employee benefits | $181,000 | 8,184 |
| Premises and equipment expense | $118,000 | 6,409 |
| Additional noninterest expense | $130,000 | 7,741 |
| Pre-tax net operating income | $1,758,000 | 2,382 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,758,000 | 1,956 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,758,000 | 1,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $1,754,000 | 996 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,758,000 | 1,935 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $546,000 | 7,544 |
| Total interest expense | $91,000 | 8,291 |
| Net interest income | $455,000 | 6,823 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $250,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $62,000 | 4,457 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $188,000 | 2,640 |
| Total noninterest expense | $221,000 | 7,887 |
| Salaries and employee benefits | $89,000 | 8,248 |
| Premises and equipment expense | $62,000 | 6,319 |
| Additional noninterest expense | $70,000 | 7,683 |
| Pre-tax net operating income | $484,000 | 3,603 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $484,000 | 3,101 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $484,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $468,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $484,000 | 3,079 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 7,488 |
| Total interest expense | $293,000 | 8,303 |
| Net interest income | $1,768,000 | 6,840 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $409,000 | 5,557 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $252,000 | 4,472 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $157,000 | 5,538 |
| Total noninterest expense | $856,000 | 7,931 |
| Salaries and employee benefits | $368,000 | 8,223 |
| Premises and equipment expense | $238,000 | 6,334 |
| Additional noninterest expense | $250,000 | 7,853 |
| Pre-tax net operating income | $1,321,000 | 4,571 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,319,000 | 4,065 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,319,000 | 4,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $1,311,000 | 2,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,321,000 | 4,036 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 7,557 |
| Total interest expense | $200,000 | 8,391 |
| Net interest income | $1,330,000 | 6,916 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $330,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $188,000 | 4,524 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $142,000 | 5,238 |
| Total noninterest expense | $636,000 | 7,956 |
| Salaries and employee benefits | $263,000 | 8,279 |
| Premises and equipment expense | $188,000 | 6,239 |
| Additional noninterest expense | $185,000 | 7,890 |
| Pre-tax net operating income | $1,024,000 | 4,655 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,022,000 | 4,119 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,022,000 | 4,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $999,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,024,000 | 4,098 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 7,557 |
| Total interest expense | $122,000 | 8,448 |
| Net interest income | $909,000 | 6,894 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $167,000 | 6,025 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $126,000 | 4,497 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 6,674 |
| Total noninterest expense | $417,000 | 7,999 |
| Salaries and employee benefits | $176,000 | 8,321 |
| Premises and equipment expense | $117,000 | 6,409 |
| Additional noninterest expense | $124,000 | 7,899 |
| Pre-tax net operating income | $659,000 | 4,761 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $659,000 | 4,213 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $659,000 | 4,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $250,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $659,000 | 4,203 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $534,000 | 7,482 |
| Total interest expense | $60,000 | 8,463 |
| Net interest income | $474,000 | 6,814 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $91,000 | 5,791 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $67,000 | 4,315 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,429 |
| Total noninterest expense | $214,000 | 7,996 |
| Salaries and employee benefits | $88,000 | 8,336 |
| Premises and equipment expense | $58,000 | 6,447 |
| Additional noninterest expense | $68,000 | 7,772 |
| Pre-tax net operating income | $351,000 | 4,576 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $351,000 | 4,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $351,000 | 4,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $351,000 | 3,998 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 7,449 |
| Total interest expense | $214,000 | 8,420 |
| Net interest income | $1,789,000 | 6,909 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,684,000 | 2,493 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $325,000 | 4,002 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,359,000 | 1,791 |
| Total noninterest expense | $826,000 | 8,036 |
| Salaries and employee benefits | $368,000 | 8,308 |
| Premises and equipment expense | $212,000 | 6,608 |
| Additional noninterest expense | $246,000 | 7,949 |
| Pre-tax net operating income | $2,647,000 | 3,052 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,647,000 | 2,486 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,647,000 | 2,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $2,622,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,647,000 | 2,454 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 7,578 |
| Total interest expense | $151,000 | 8,454 |
| Net interest income | $1,265,000 | 7,078 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,599,000 | 2,108 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $258,000 | 3,891 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,341,000 | 1,467 |
| Total noninterest expense | $631,000 | 8,007 |
| Salaries and employee benefits | $263,000 | 8,346 |
| Premises and equipment expense | $187,000 | 6,196 |
| Additional noninterest expense | $181,000 | 7,978 |
| Pre-tax net operating income | $2,233,000 | 2,810 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,233,000 | 2,282 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,233,000 | 2,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $1,873,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,233,000 | 2,240 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $896,000 | 7,660 |
| Total interest expense | $94,000 | 8,475 |
| Net interest income | $802,000 | 7,181 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,508,000 | 1,588 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $188,000 | 3,641 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,320,000 | 1,098 |
| Total noninterest expense | $425,000 | 7,997 |
| Salaries and employee benefits | $175,000 | 8,354 |
| Premises and equipment expense | $129,000 | 6,119 |
| Additional noninterest expense | $121,000 | 7,967 |
| Pre-tax net operating income | $1,885,000 | 2,284 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,885,000 | 1,808 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,885,000 | 1,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $250,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,885,000 | 1,773 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $439,000 | 7,741 |
| Total interest expense | $44,000 | 8,560 |
| Net interest income | $395,000 | 7,276 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $136,000 | 4,970 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $92,000 | 3,634 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,463 |
| Total noninterest expense | $214,000 | 8,059 |
| Salaries and employee benefits | $88,000 | 8,420 |
| Premises and equipment expense | $61,000 | 6,293 |
| Additional noninterest expense | $65,000 | 7,918 |
| Pre-tax net operating income | $317,000 | 4,847 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $317,000 | 4,212 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $317,000 | 4,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $317,000 | 4,164 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 7,142 |
| Total interest expense | $228,000 | 8,372 |
| Net interest income | $2,013,000 | 6,613 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $776,000 | 4,128 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $416,000 | 3,556 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $360,000 | 3,912 |
| Total noninterest expense | $1,082,000 | 7,650 |
| Salaries and employee benefits | $387,000 | 8,341 |
| Premises and equipment expense | $246,000 | 6,228 |
| Additional noninterest expense | $449,000 | 6,844 |
| Pre-tax net operating income | $1,707,000 | 3,913 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,707,000 | 3,308 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,707,000 | 3,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $6,648,000 | 484 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,707,000 | 3,237 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 7,013 |
| Total interest expense | $177,000 | 8,389 |
| Net interest income | $1,616,000 | 6,434 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $641,000 | 3,921 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $314,000 | 3,554 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $327,000 | 3,578 |
| Total noninterest expense | $841,000 | 7,556 |
| Salaries and employee benefits | $276,000 | 8,396 |
| Premises and equipment expense | $174,000 | 6,366 |
| Additional noninterest expense | $391,000 | 6,378 |
| Pre-tax net operating income | $1,416,000 | 3,722 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,416,000 | 3,109 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,416,000 | 3,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $1,249,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,416,000 | 3,040 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 6,837 |
| Total interest expense | $124,000 | 8,389 |
| Net interest income | $1,182,000 | 6,192 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $458,000 | 3,778 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $215,000 | 3,478 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $243,000 | 3,372 |
| Total noninterest expense | $619,000 | 7,395 |
| Salaries and employee benefits | $182,000 | 8,464 |
| Premises and equipment expense | $117,000 | 6,389 |
| Additional noninterest expense | $320,000 | 5,779 |
| Pre-tax net operating income | $1,021,000 | 3,482 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,021,000 | 2,882 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,021,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $780,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,021,000 | 2,807 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $683,000 | 6,779 |
| Total interest expense | $66,000 | 8,390 |
| Net interest income | $617,000 | 6,066 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $151,000 | 4,759 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $116,000 | 3,225 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $35,000 | 5,821 |
| Total noninterest expense | $227,000 | 8,048 |
| Salaries and employee benefits | $89,000 | 8,531 |
| Premises and equipment expense | $61,000 | 6,270 |
| Additional noninterest expense | $77,000 | 7,712 |
| Pre-tax net operating income | $541,000 | 3,329 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $541,000 | 2,746 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $541,000 | 2,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $312,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $541,000 | 2,660 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 6,837 |
| Total interest expense | $362,000 | 8,239 |
| Net interest income | $2,344,000 | 6,106 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,052,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $472,000 | 3,250 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $580,000 | 3,323 |
| Total noninterest expense | $942,000 | 8,006 |
| Salaries and employee benefits | $445,000 | 8,260 |
| Premises and equipment expense | $229,000 | 6,442 |
| Additional noninterest expense | $268,000 | 7,983 |
| Pre-tax net operating income | $2,454,000 | 2,929 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,454,000 | 2,405 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,454,000 | 2,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $2,435,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,454,000 | 2,300 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 6,904 |
| Total interest expense | $286,000 | 8,300 |
| Net interest income | $1,748,000 | 6,157 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $913,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $354,000 | 3,249 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $559,000 | 2,941 |
| Total noninterest expense | $721,000 | 7,963 |
| Salaries and employee benefits | $333,000 | 8,276 |
| Premises and equipment expense | $189,000 | 6,143 |
| Additional noninterest expense | $199,000 | 7,998 |
| Pre-tax net operating income | $1,940,000 | 2,910 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,940,000 | 2,405 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,940,000 | 2,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $1,717,000 | 1,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,940,000 | 2,284 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,384,000 | 6,903 |
| Total interest expense | $194,000 | 8,372 |
| Net interest income | $1,190,000 | 6,089 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $702,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $235,000 | 3,217 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $467,000 | 2,543 |
| Total noninterest expense | $489,000 | 7,937 |
| Salaries and employee benefits | $230,000 | 8,249 |
| Premises and equipment expense | $125,000 | 6,160 |
| Additional noninterest expense | $134,000 | 8,004 |
| Pre-tax net operating income | $1,403,000 | 2,735 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,403,000 | 2,232 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,403,000 | 2,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $1,155,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,403,000 | 2,111 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $733,000 | 6,764 |
| Total interest expense | $99,000 | 8,443 |
| Net interest income | $634,000 | 5,881 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $292,000 | 3,305 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $112,000 | 3,257 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $180,000 | 2,901 |
| Total noninterest expense | $244,000 | 7,985 |
| Salaries and employee benefits | $115,000 | 8,280 |
| Premises and equipment expense | $59,000 | 6,332 |
| Additional noninterest expense | $70,000 | 7,943 |
| Pre-tax net operating income | $682,000 | 2,788 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $682,000 | 2,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $682,000 | 2,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $468,000 | 1,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $682,000 | 2,119 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 5,858 |
| Total interest expense | $649,000 | 7,957 |
| Net interest income | $3,418,000 | 4,828 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $631,000 | 4,597 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $442,000 | 3,278 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $189,000 | 5,140 |
| Total noninterest expense | $982,000 | 7,970 |
| Salaries and employee benefits | $472,000 | 8,244 |
| Premises and equipment expense | $221,000 | 6,510 |
| Additional noninterest expense | $289,000 | 7,886 |
| Pre-tax net operating income | $3,067,000 | 2,457 |
| Securities gains (losses) | $-3,000 | 8,756 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $3,064,000 | 1,952 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,064,000 | 1,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $2,996,000 | 937 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,067,000 | 1,889 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 6,022 |
| Total interest expense | $1,050,000 | 7,926 |
| Net interest income | $3,360,000 | 4,682 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $770,000 | 3,952 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $458,000 | 3,052 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $312,000 | 4,032 |
| Total noninterest expense | $1,059,000 | 7,801 |
| Salaries and employee benefits | $502,000 | 8,172 |
| Premises and equipment expense | $245,000 | 6,143 |
| Additional noninterest expense | $312,000 | 7,768 |
| Pre-tax net operating income | $3,071,000 | 2,212 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $3,070,000 | 1,712 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,070,000 | 1,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $2,996,000 | 941 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,071,000 | 1,639 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,574,000 | 6,040 |
| Total interest expense | $1,127,000 | 7,958 |
| Net interest income | $3,447,000 | 4,658 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $788,000 | 3,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $407,000 | 3,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 3,465 |
| Total noninterest expense | $1,088,000 | 7,777 |
| Salaries and employee benefits | $473,000 | 8,384 |
| Premises and equipment expense | $311,000 | 5,321 |
| Additional noninterest expense | $304,000 | 7,913 |
| Pre-tax net operating income | $3,147,000 | 2,302 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $3,147,000 | 1,669 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,147,000 | 1,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 9,408 |
| Cash dividends | $13,123,000 | 308 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,147,000 | 1,661 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,264,000 | 6,138 |
| Total interest expense | $916,000 | 8,404 |
| Net interest income | $3,348,000 | 4,786 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $717,000 | 3,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $422,000 | 3,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 4,055 |
| Total noninterest expense | $1,140,000 | 7,724 |
| Salaries and employee benefits | $513,000 | 8,268 |
| Premises and equipment expense | $344,000 | 5,024 |
| Additional noninterest expense | $283,000 | 8,269 |
| Pre-tax net operating income | $2,925,000 | 2,473 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $2,925,000 | 1,819 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,925,000 | 1,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $2,872,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,925,000 | 1,786 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,360,000 | 6,175 |
| Total interest expense | $1,023,000 | 8,358 |
| Net interest income | $3,337,000 | 4,770 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,019,000 | 3,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $417,000 | 3,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $602,000 | 2,645 |
| Total noninterest expense | $1,089,000 | 7,858 |
| Salaries and employee benefits | $468,000 | 8,554 |
| Premises and equipment expense | $337,000 | 5,019 |
| Additional noninterest expense | $284,000 | 8,270 |
| Pre-tax net operating income | $3,267,000 | 2,196 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $3,267,000 | 1,609 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,267,000 | 1,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $3,330,000 | 906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,267,000 | 1,548 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,605,000 | 6,121 |
| Total interest expense | $1,105,000 | 8,395 |
| Net interest income | $3,500,000 | 4,735 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,360,000 | 2,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $447,000 | 2,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $913,000 | 1,845 |
| Total noninterest expense | $1,238,000 | 7,541 |
| Salaries and employee benefits | $587,000 | 8,003 |
| Premises and equipment expense | $330,000 | 5,120 |
| Additional noninterest expense | $321,000 | 8,113 |
| Pre-tax net operating income | $3,622,000 | 2,076 |
| Securities gains (losses) | $21,000 | 1,847 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $3,643,000 | 1,484 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,643,000 | 1,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,092 |
| Cash dividends | $3,561,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $-23,000 | 10,739 |
| Net operating income | $3,622,000 | 1,456 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 6,283 |
| Total interest expense | $1,154,000 | 8,517 |
| Net interest income | $3,452,000 | 4,873 |
| Provision for loan and lease losses | $11,000 | 8,496 |
| Total noninterest income | $1,792,000 | 2,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $482,000 | 2,808 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,310,000 | 1,502 |
| Total noninterest expense | $1,983,000 | 5,977 |
| Salaries and employee benefits | $1,131,000 | 5,475 |
| Premises and equipment expense | $388,000 | 4,655 |
| Additional noninterest expense | $464,000 | 7,354 |
| Pre-tax net operating income | $3,250,000 | 2,203 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,143,000 | 2,088 |
| Income before extraordinary items | $2,107,000 | 2,334 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,107,000 | 2,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $125,000 | 6,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,107,000 | 2,280 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,724,000 | 6,218 |
| Total interest expense | $1,098,000 | 8,908 |
| Net interest income | $3,626,000 | 4,705 |
| Provision for loan and lease losses | $96,000 | 4,714 |
| Total noninterest income | $2,321,000 | 1,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $457,000 | 2,963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,864,000 | 1,181 |
| Total noninterest expense | $1,815,000 | 6,418 |
| Salaries and employee benefits | $1,063,000 | 5,752 |
| Premises and equipment expense | $335,000 | 5,198 |
| Additional noninterest expense | $417,000 | 8,026 |
| Pre-tax net operating income | $4,036,000 | 1,837 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,372,000 | 1,776 |
| Income before extraordinary items | $2,664,000 | 1,882 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,664,000 | 1,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,664,000 | 1,865 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 6,126 |
| Total interest expense | $860,000 | 9,307 |
| Net interest income | $3,661,000 | 4,736 |
| Provision for loan and lease losses | $73,000 | 5,231 |
| Total noninterest income | $2,266,000 | 1,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $441,000 | 3,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,825,000 | 1,199 |
| Total noninterest expense | $2,162,000 | 5,837 |
| Salaries and employee benefits | $1,424,000 | 4,488 |
| Premises and equipment expense | $293,000 | 5,821 |
| Additional noninterest expense | $445,000 | 8,366 |
| Pre-tax net operating income | $3,692,000 | 1,928 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,348,000 | 1,707 |
| Income before extraordinary items | $2,344,000 | 2,087 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,344,000 | 2,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,344,000 | 2,105 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,883,000 | 5,899 |
| Total interest expense | $1,010,000 | 9,064 |
| Net interest income | $3,873,000 | 4,537 |
| Provision for loan and lease losses | $44,000 | 7,799 |
| Total noninterest income | $3,155,000 | 1,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $480,000 | 2,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,675,000 | 1,043 |
| Total noninterest expense | $2,499,000 | 5,282 |
| Salaries and employee benefits | $1,542,000 | 4,169 |
| Premises and equipment expense | $386,000 | 4,858 |
| Additional noninterest expense | $571,000 | 7,592 |
| Pre-tax net operating income | $4,485,000 | 1,562 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,618,000 | 1,469 |
| Income before extraordinary items | $2,867,000 | 1,750 |
| Extraordinary gains, net | $128,000 | 1,362 |
| Net income | $2,995,000 | 1,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,917 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,867,000 | 1,652 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,036,000 | 5,461 |
| Total interest expense | $1,685,000 | 7,932 |
| Net interest income | $4,351,000 | 4,132 |
| Provision for loan and lease losses | $138,000 | 6,347 |
| Total noninterest income | $3,418,000 | 1,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $479,000 | 2,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,939,000 | 972 |
| Total noninterest expense | $2,570,000 | 5,180 |
| Salaries and employee benefits | $1,530,000 | 4,156 |
| Premises and equipment expense | $307,000 | 5,872 |
| Additional noninterest expense | $733,000 | 6,527 |
| Pre-tax net operating income | $5,061,000 | 1,257 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $1,891,000 | 1,176 |
| Income before extraordinary items | $3,172,000 | 1,474 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,172,000 | 1,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 6,806 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,170,720 | 1,360 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.