Home > Tri Star National Bank > Income and Expense
Tri Star National Bank, Income and Expense
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,131,000 | 6,725 |
| Total interest expense | $831,000 | 7,422 |
| Net interest income | $2,300,000 | 6,179 |
| Provision for loan and lease losses | $25,000 | 7,318 |
| Total noninterest income | $790,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $427,000 | 3,373 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $363,000 | 3,864 |
| Total noninterest expense | $2,275,000 | 5,421 |
| Salaries and employee benefits | $1,261,000 | 5,298 |
| Premises and equipment expense | $263,000 | 5,966 |
| Additional noninterest expense | $751,000 | 5,154 |
| Pre-tax net operating income | $790,000 | 5,805 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $795,000 | 5,234 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $795,000 | 5,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $286,000 | 4,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $790,000 | 5,104 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 6,622 |
| Total interest expense | $1,320,000 | 7,367 |
| Net interest income | $2,339,000 | 5,949 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $725,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $471,000 | 2,973 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $254,000 | 4,468 |
| Total noninterest expense | $2,510,000 | 4,930 |
| Salaries and employee benefits | $1,290,000 | 5,060 |
| Premises and equipment expense | $383,000 | 4,736 |
| Additional noninterest expense | $837,000 | 4,649 |
| Pre-tax net operating income | $494,000 | 6,570 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $500,000 | 6,079 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $500,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,241 |
| Cash dividends | $134,000 | 5,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $494,000 | 5,991 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,757,000 | 6,680 |
| Total interest expense | $1,458,000 | 7,247 |
| Net interest income | $2,299,000 | 6,112 |
| Provision for loan and lease losses | $65,000 | 6,097 |
| Total noninterest income | $739,000 | 3,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $508,000 | 2,656 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 4,461 |
| Total noninterest expense | $2,405,000 | 4,980 |
| Salaries and employee benefits | $1,224,000 | 5,133 |
| Premises and equipment expense | $311,000 | 5,321 |
| Additional noninterest expense | $870,000 | 4,458 |
| Pre-tax net operating income | $568,000 | 6,713 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $568,000 | 6,003 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $568,000 | 6,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,720 |
| Cash dividends | $339,000 | 4,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $568,000 | 6,007 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,324,000 | 7,017 |
| Total interest expense | $1,339,000 | 7,321 |
| Net interest income | $1,985,000 | 6,679 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $581,000 | 4,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $386,000 | 3,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 4,999 |
| Total noninterest expense | $1,983,000 | 5,716 |
| Salaries and employee benefits | $1,091,000 | 5,535 |
| Premises and equipment expense | $285,000 | 5,622 |
| Additional noninterest expense | $607,000 | 5,778 |
| Pre-tax net operating income | $523,000 | 7,044 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $523,000 | 6,281 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $523,000 | 6,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $306,000 | 4,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $523,000 | 6,265 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,961,000 | 7,581 |
| Total interest expense | $1,251,000 | 7,787 |
| Net interest income | $1,710,000 | 7,276 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $421,000 | 5,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,837 |
| Total noninterest expense | $1,756,000 | 6,110 |
| Salaries and employee benefits | $950,000 | 5,987 |
| Premises and equipment expense | $233,000 | 6,215 |
| Additional noninterest expense | $573,000 | 5,929 |
| Pre-tax net operating income | $315,000 | 8,301 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $316,000 | 7,756 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $316,000 | 7,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $264,000 | 4,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $315,000 | 7,679 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 8,271 |
| Total interest expense | $1,013,000 | 8,654 |
| Net interest income | $1,568,000 | 7,831 |
| Provision for loan and lease losses | $55,000 | 6,469 |
| Total noninterest income | $269,000 | 7,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,824 |
| Total noninterest expense | $1,288,000 | 7,380 |
| Salaries and employee benefits | $627,000 | 7,740 |
| Premises and equipment expense | $169,000 | 7,402 |
| Additional noninterest expense | $492,000 | 6,565 |
| Pre-tax net operating income | $494,000 | 7,947 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $492,000 | 7,017 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $492,000 | 7,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,964 |
| Cash dividends | $346,000 | 4,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $494,000 | 6,949 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,425,000 | 8,788 |
| Total interest expense | $989,000 | 9,049 |
| Net interest income | $1,436,000 | 8,421 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $257,000 | 7,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,409 |
| Total noninterest expense | $1,045,000 | 8,518 |
| Salaries and employee benefits | $540,000 | 8,569 |
| Premises and equipment expense | $129,000 | 8,550 |
| Additional noninterest expense | $376,000 | 8,093 |
| Pre-tax net operating income | $638,000 | 7,242 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $209,000 | 7,004 |
| Income before extraordinary items | $432,000 | 7,365 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $432,000 | 7,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $105,000 | 6,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $429,990 | 7,330 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,159,000 | 9,481 |
| Total interest expense | $925,000 | 9,523 |
| Net interest income | $1,234,000 | 9,241 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $229,000 | 8,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,753 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $937,000 | 9,226 |
| Salaries and employee benefits | $478,000 | 9,299 |
| Premises and equipment expense | $118,000 | 9,102 |
| Additional noninterest expense | $341,000 | 8,784 |
| Pre-tax net operating income | $526,000 | 8,293 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $172,000 | 7,892 |
| Income before extraordinary items | $354,000 | 8,444 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $354,000 | 8,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $226,000 | 5,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $354,000 | 8,425 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 9,888 |
| Total interest expense | $720,000 | 9,993 |
| Net interest income | $1,229,000 | 9,683 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $207,000 | 8,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,653 |
| Total noninterest expense | $883,000 | 9,856 |
| Salaries and employee benefits | $444,000 | 9,877 |
| Premises and equipment expense | $104,000 | 9,897 |
| Additional noninterest expense | $335,000 | 9,544 |
| Pre-tax net operating income | $553,000 | 8,289 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $176,000 | 7,790 |
| Income before extraordinary items | $381,000 | 8,346 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $381,000 | 8,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 11,157 |
| Cash dividends | $221,000 | 5,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $378,280 | 8,429 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 10,416 |
| Total interest expense | $694,000 | 10,622 |
| Net interest income | $1,191,000 | 10,089 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $220,000 | 8,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,795 |
| Total noninterest expense | $871,000 | 10,337 |
| Salaries and employee benefits | $433,000 | 10,310 |
| Premises and equipment expense | $113,000 | 10,024 |
| Additional noninterest expense | $325,000 | 10,124 |
| Pre-tax net operating income | $540,000 | 8,374 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $148,000 | 8,695 |
| Income before extraordinary items | $392,000 | 8,517 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $392,000 | 8,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $259,000 | 4,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $392,000 | 8,237 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 11,165 |
| Total interest expense | $789,000 | 11,386 |
| Net interest income | $1,075,000 | 10,787 |
| Provision for loan and lease losses | $-11,000 | 13,482 |
| Total noninterest income | $219,000 | 9,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $750,000 | 11,258 |
| Salaries and employee benefits | $356,000 | 11,380 |
| Premises and equipment expense | $86,000 | 11,263 |
| Additional noninterest expense | $308,000 | 10,718 |
| Pre-tax net operating income | $555,000 | 8,029 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $163,000 | 8,321 |
| Income before extraordinary items | $392,000 | 8,303 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $392,000 | 8,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $255,000 | 4,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $392,000 | 7,943 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.